money money money

Buy Glen and Vince Scully's new book, 12 Months to Retire Right:https://link.amazon/B07u9ZQgE

In today's Q&A, Glen, John and Rach chat about:

👉🏼 a couple with $400k in SMSF wondering if they should invest in high growth ETFs

👉🏽 I signed up to a 6 month PT membership that I no longer want. Should I pay the hefty break fee or ride it out?

👉🏾 community segment: share your money rants with us!

👉🏿 setting up your will to split shares between your kids

👉🏻 do we have to pay land tax when we rent out our house?

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

In this episode Glen James chats with Kristian Fok, CEO of CBUS Super, one of Australia's largest industry super funds about the rise of super scams, how to spot one and what you can do to protect yourself. They also touch on One Nation's super plan and what they would change about the current super system if they had a magic wand! In the episode:

👉🏼 how super scams actually work

👉🏽 how are industry super funds different from schemes like Shield and First Guardian which collapsed?

👉🏾how to protect yourself from scams

👉🏿 understanding fees and cheapest doesn't equal better

👉🏻 Kristian's thoughts on the performance test proposed reforms

👉 should Australian's be able to take home 3% of their super?

👉🏼 lifestage funds, longevity risk & the role of the age pension

👉🏽 what would Kristian and Glen change about the current super system

👉🏿 the new class of adviser

Mentioned in the episode:

ASIC's list of known entities involved in lead generation: https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2026-releases/26-125mr-asic-expands-list-of-known-entities-involved-in-lead-generation

This bonus episode is brought to you by Industry Super Funds. Stop. Check. Keep your super in safe hands. Visit superinsafehands.com to find out more.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this episode of what would Glen do, Dylan and his wife Sarah (off-mic but in the room) join Glen to discuss their situation: Dylan is on a defence pension and looking to re-enter the workforce, they want to do some renos on the house and Sarah is keen to retire early. Dylan and Sarah want to know what would Glen do?

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this Q&A Glen and Owen Rask from Rask chat about:

👉🏼 when to sell down high performance satellite ETFs?

👉🏽 US stock market performance over 200 years

👉🏾 how to best catch up when you're only just building wealth in your 40s

👉🏿 what to do with my regional investment property post-budget changes

👉🏻 community segment: tell us about the biggest money risk you've taken and and how it went

👉 should I make cosmetic upgrades to my investment property before the CGT changes from July 2027?

👉🏼 stretching financially to invest in your future vs living for now

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

In today's bonus episode Glen is joined by Andrew Rogers, Managing Director and Head of Stock Broking at CMC Invest to talk all things investing. They touch on:

👉🏼 23 hour international trading coming to CMC Invest

👉🏽 the AI tools making it easier to invest

👉🏾 will there be an AI bubble burst?

👉🏿 Australia vs US ETFs

👉🏻 dividend reinvestment, yay or nay?

👉 options trading

This bonus investing episode is brought to you by CMC Invest. Access shares, ETFs and crypto - all in the one award winning app. Invest better today. Visit cmcinvest.com General advice only. Crypto is unregulated and high risk. T&Cs apply.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Kushla's husband Greg spent a decade as a stay-at-home dad before running his own business, and the combination has left his super well behind for his age. Now at 56 with four years until he turns 60, Kushla wants to know: should they be smashing the mortgage or his super?

Buy Glen and Vince Scully's new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgE

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this Q&A Glen James, John Pidgeon and Vince Scully discuss:

👉🏼 tips for a young beginner investor

👉🏽 do you need a financial adviser if you're doing alright + robo advice explained

👉🏾 how will CGT be calculated according to the new changes?

👉🏿 buying a house after it's been passed-in at auction

👉🏻 what do you wish someone had told you before you bought your first home?

👉 financial literacy amongst peers

Glen and Vince's new book, 12 Months to Retire Right: https://link.amazon/B0aJShGvb

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Strap yourselves in because today's episode is a biggie! Glen is joined by Vince Scully from Life Sherpa Invest and Owen Rask from Rask for a campfire chat discussing the hot money topics making headlines and answering your questions. They cover everything from One Nation's super policy, the 40-year mortgage, financial advice reform and the age pension, to whether financial literacy is actually making us worse off with money.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

In this Q&A episode Glen and John discuss:

👉🏼 using a $200k inheritance to clear dad's debt

👉🏾 giving your children an early inheritance to help them get into a home

👉🏻 John's advice to aspiring first home buyers

👉 navigating loss of purpose after achieving big financial goals

👉🏿 community discussion: what is the most expensive lesson you've ever learned?

👉🏽 VGS vs DHHF vs VDHG

👉🏼 changing careers into real estate and navigating a pay cut

👉🏾 I'm burnt out and my job doesn't pay well, changing careers

John's First Home Buyer Package: https://www.envisageproperty.com.au/buyersagent

Books mentioned in the chat:

The Quick-Start Guide to Your First Property: https://link.amazon/B07412gel

The Quick-Start Guide to Investing: https://link.amazon/B0fizs9YW

Sort Your Career Out And Make More Money: https://link.amazon/B01t6t1bA

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

In this bonus episode Glen is joined by Fraser Allan, Head of Premium Client Management at CMC Invest for a chat around all things investing. Fraser looks after clients with $2.5M+ in holdings and sees what the most successful investors actually do. They touch on:

👉🏼 what makes a successful investor

👉🏽 the core and satellite investing approach

👉🏾 the most highly-traded US and Aussie stocks

👉🏿 what's the landscape for bitcoin & crypto?

👉🏻 what factors to consider when choosing an investment platform

👉 how to choose which ETF to buy as a first timer

👉🏼 high yield ETFs vs high growth ETFs

👉🏽 is there still value in LICs?

👉🏾 factors to consider when investing for kids

👉🏿 diversification and how many stocks are high-net worth clients holding

👉🏻 what happens if a brokerage goes under?

👉 features of the CMC Invest platform

This bonus investing episode is brought to you by CMC Invest. Access shares, ETFs and crypto - all in the one award winning app. Invest better today. Visit cmcinvest.com General advice only. Crypto is unregulated and high risk. T&Cs apply.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Ellie's* been on parental leave for 10 months and has a big decision to make about returning to work, but can't quite figure out what to do.

*Names changed for privacy

To see if you’re on track with your super for your age, head to https://art.com.au and search ‘How much super should I have?'.

Love these episodes? Check out our dedicated WWGD podcast feed!

Listen on Apple Podcast | Listen on Spotify

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this episode Glen is joined by James Kirby, wealth editor at The Australian and host of The Money Puzzle podcast, for a wide-ranging chat on the state of superannuation in Australia. They touch on:

👉🏼 the super system

👉🏾 pros & cons of super calculators

👉🏽 AI financial advice from your super fund

👉🏿 how much do you need in retirement?

👉🏻 the super performance test

👉 the lack of industry standard definitions for "growth" vs "balanced"

👉🏼 fees and what's reasonable

👉🏾 pros, cons and pitfalls of SMSF

The episode clip comparing Vanguard Super and Care Super: https://youtu.be/ajLwXOMZXJ0

The Money Puzzle podcast - Apple Podcast | Spotify

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this my money story episode Glen sits down with Melissa, a 36-year-old emergency department nurse in Canberra. Having grown up in Zimbabwe, lived in Texas and moved to Australia in 2014, Melissa's story is an inspiring one of how good money habits and consistent investing pays off!

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this Q&A Glen is joined by Rachelle Kroon and John Pidgeon from this is property to unpack:

👉🏼 40 year mortgages

👉🏽 what John's seeing on the ground as a buyers agent

👉🏾 a single mum in Tasmania wanting to buy a property on the mainland

👉🏿 products that have gotten smaller/worse but cost more than ever!

👉🏻 use $76k windfall to clear personal debt on put it in the offset?

👉 what do I need to do to semi-retire at 50?

👉🏼 sharing a bank account with friends to save for holidays

John Pidgeon's buyer's agent service: https://www.envisageproperty.com.au/

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Jasmine* (39) and Dave* (41) have worked hard, built up solid assets and now they're ready to trade Sydney for a slower life in regional NSW. They plan to sell down their properties, move into their regional investment property and raise their family mortgage-free. What does Glen think and do the numbers actually stack up?

*Names changed for privacy

To see if you’re on track with your super for your age, head to https://art.com.au and search ‘How much super should I have?'.

Love these episodes? Check out our dedicated WWGD podcast feed!

Listen on Apple Podcast | Listen on Spotify

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this Q&A, Glen is joined by financial adviser Nathan Fradley to unpack your questions. They touch on:

👉🏼 am I paying too much in body corporate fees?

👉🏾 what is the 2 year exemption rule for CGT on deceased estates?

👉🏿 how close to retirement should I boost my income-producing assets e.g. dividends

👉🏻 community discussion: give us your best frugal tips!

👉 my loan is fully offset but the $$ are decreasing! Why?

👉🏽 HSBC are moving my home loan to Pepper Money, pros, cons?

👉🏾 tips for breaking scarcity mindset and enjoying what I worked hard to build

👉🏽 plus congrats to the person in our Facebook group who paid off their credit card debt!

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Jess can't remember a time she didn't feel stressed about money, and being married hasn't made it simpler. Glen takes a look at Jess's financial situation and how Jess and her husband manage money as a couple and asks whether the system they've built is actually working for both of them.

To see if you’re on track with your super for your age, head to https://art.com.au and search ‘How much super should I have?'.

Love these episodes? Check out our dedicated WWGD podcast feed!

Listen on Apple Podcast | Listen on Spotify

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In today's Q&A Glen and John chat about:

👉🏼 a couple making $950k household income are weighing up a home buying move

👉🏽 should I have bonds in my portfolio?

👉🏾 what's the best money you've ever spent on an experience?

👉🏿 was buying a house & land package as an investment a mistake?

👉🏻 car upgrade - what should I get?

👉 my financial adviser has recommended a super fund that I've never heard of

👉🏼 how would you fund a wedding? Sell shares or use equity from mortgage?

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Tanu wants to buy his first home in Perth and has $50k sitting in the First Home Super Saver Scheme to use towards a deposit, but he's wanting some direction on how to move forward. Glen sits down with him to unpack his situation and shares what he would do.

To see if you’re on track with your super for your age, head to https://art.com.au and search ‘How much super should I have?'.

Love these episodes? Check out our dedicated WWGD podcast feed!

Listen on Apple Podcast | Listen on Spotify

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this Q&A Glen is joined by Phil Thompson from Skye Wealth to chat about:

👉🏼 getting personal insurance when you have multiple health exclusions

👉🏽 Lina and her husband's debt recycling plan

👉🏾 should I switch super funds? Plus what metrics matter when comparing super

👉🏿 using a credit card vs spending account for expenses

👉🏻 should I go through my financial adviser or Skye Wealth to get personal insurance?

👉 does life insurance and TPD held inside super still pay out if you move overseas?

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Chad & Britt* are nurses who have three young kids and are about to inherit $200k. They want to use some of it to take a holiday, buy a caravan and pay down some of the mortgage. What would Glen do in their position?

*Names changed for privacy

To see if you’re on track with your super for your age, head to https://art.com.au and search ‘How much super should I have?'.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this episode Glen & Rachelle Kroon answer your questions about:

👉🏼 max out super contributions vs invest in ETFs vs keep money in offset?

👉🏽 managing money in a relationship when one person is more engaged

👉🏾 a tradie planning for a workload reduction in 10 years

👉🏿 what's driving investors to sell right now?

👉🏻 diversifying to protect against brokerage risk for larger balances

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Glen is joined in the studio by performance dietician, author and friend of the show, Jess Spendlove, to talk about the one investment most money-minded people completely overlook.

Jess's book, For The Long Run: https://link.amazon/B01DCOdYD

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH

Katie is 43, a teacher and keen for a financial health check. Recently out of cancer surgery, Katie wants Glen's thoughts on how to balance preparing for retirement and enjoying time with her 15yo son.

To see if you’re on track with your super for your age, head to https://art.com.au and search ‘How much super should I have?'.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Glen, John & Rachelle answer your questions about:

👉🏼 selling my investment properties to buy a home with my partner

👉🏽 should I put a $200k inheritance in a high interest bank account or ETFs?

👉🏾 prioritising a career change, buying a house, travel and investing in my 30s

👉🏿 opening a joint shares account to invest with my partner

Sort Your Career Out And Make More Money: https://link.amazon/B05BBIQxe

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now: https://amzn.to/4svhyoH

Glen is joined by Ben Kingsley host of The Property Couch and co-author of How to Retire on $3,000 a Weekfor a conversation on where the property market is headed into the end of 2026 and into 2027. They touch on:

👉 negative gearing changes and what they actually mean for investors going forward

👉🏼 the fundamentals that haven't changed even if the rules have

👉🏽 what drives land values & why it matters for investing

👉🏾 are we currently in a buyer's market?

👉🏿 the economics of capital city living & affordability

👉🏻 when landlords or renters don't meet their obligations

👉 the risks and opportunities for investors

👉🏼 Ben's final word of caution to investors

Ben's book, How to Retire on $3000 a Week: https://link.amazon/B01cwGvGK

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now:https://amzn.to/4svhyoH 

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this Q&A, Glen is joined by mortgage brokers Joe Carroll and Genevieve "Gel" Lyons from Sphere Home Loans to answer all your questions including:

👉🏼 how soon can I refinance my mortgage?

👉🏽 pros and cons of bridging loans

👉🏾 taking out a personal loan to use as your deposit

👉🏿 getting a home loan during your probation or while you're switching jobs

👉🏻 will equity that's sitting in an offset account impact my future borrowing capacity?

👉 do higher lender fees = broker commissions?

👉🏼 getting lending without PAYG income

👉🏽 low doc loans - what are they?

👉🏾 am I annoying my mortgage broker with too many scenarios?

👉🏿 are there better lenders for a debt recycling strategy?

👉🏻 how do lenders assess income generated from cash in the bank, ETFs and investment properties?

👉 how does a security swap work?

👉🏼 construction loans & using a guarantor to buy the land component

👉🏽 preparing your financials for a new loan or refinance

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/

Jess, host of the Get Started Investing podcast series wants Glen's take on what she should do with her surplus income - invest, save or put in super? Glen also gives his 2 cents on Jess's plan to buy a house with her partner Jordan who, at the time of recording, she's been seeing for 6 months.

To see if you’re on track with your super for your age, head to https://art.com.au and search ‘How much super should I have?'.

Check out Jess's Get Started Investing podcast series: https://equitymates.com/get-started-investing/

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property is available now! https://amzn.to/4svhyoH

If you've ever felt like you're not getting ahead it could be caused by one (or a few) of these reasons! Glen, John and year 11 student Toby chat about the biggest things that might indicate you don't manage your money well, and what you can do about it.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Rachelle's & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John Pidgeon's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

This episode is for anyone considering buying their first property as an investment rather than a place to live! Glen James is joined by Rachelle Kroon, host of this is property and co-author of their book, The Quick-Start Guide to Your First Property. Glen & Rachelle chat about:

👉🏼 when's the right time to buy an investment?

👉🏽 is it still a good idea since the 2026 Federal Budget announced changes?

👉🏾 where to buy

👉🏿 performance growth

👉🏽 negative gearing changes and managing losses

👉🏻what to consider before buying a new build

👉 managing the emotional and practical risks

👉🏼 budgeting for costs - deposit, ongoing & maintenance

👉🏽 interest only or principle & interest?

👉🏾 using a buyer's agent - is it for you?

👉🏿 selecting good tenants

👉🏻 the very real disadvantage for solo buyers in this property climate

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

It's the new financial year and with it comes a couple of changes to super, tax, wages & paid parental leave!

Plus our new book is available now! The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this investing Q&A Glen sits down with Owen “Rask” Raszkiewicz from the Australian Finance podcast to chat about:

👉🏼 how do I know what to invest in without losing money? It still feels risky

👉🏾 my gold mining shares are up 80%. Sell down to ETFs or keep going?

👉🏽 my 17yo son is investing in shares to fund an investment property. Will the CGT changes affect his strategy?

👉🏻 thoughts on my long term growth portfolio: 90% IVV and 10% gold

👉 I have 20 ETFs in my play portfolio, how many is too many?

👉🏿 what's the best system for an ETF portfolio?

The Behaviour Gap by Carl Richards: https://link.amazon/B06BNlgIz

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Glen & Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

In this deep dive for first home buyers, Glen chats with Rachelle Kroon host of this is property to unpack their new book The Quick-Start Guide to Your First Property, walking through the full property buying process step by step. They talk about:

👉🏼 before you start looking

👉🏽 property research

👉🏾 making an offer & negotiating

👉🏿 putting down a deposit and the cooling off period

👉🏻 contracts & finance clauses

👉 building & pest inspections

👉🏼 the unconditional exchange

👉🏽 pre-settlement inspection

👉🏾 preparing for settlement day delays

👉🏿 navigating the emotions of buying

👉🏻 Govt schemes and incentives

👉 does off market = red flag?

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this Q&A episode, Glen James and John Pidgeon unpack:

👉🏼 my husband wants me to quit my job to save his business

👉🏽 $7M inheritance on the way.... should I take my foot off the gas in building wealth?

👉🏾 mid 20s, own my home outright & healthy super - how should I invest?

👉🏿 do these insurance costs and cover stack up?

👉 has anyone regretted buying their house? I have a $1.65m mortgage in Sydney

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

This episode was recorded on 18 June 2026. Glen is joined in the studio by Gemma Dale, Investor Behaviour and Markets Specialist at nabtrade and host of the Your Wealth podcast to cover:

👉🏿 the SpaceX IPO

👉🏻 a review of the ASX 200 and S&P 500

👉 a sector-by-sector breakdown of what's actually been happening under the hood

Learn to invest with Glen's award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

On paper, a $350K household income sounds like it should give you so many options. In reality, Ellie* is struggling to know which goals to focus on. In this 'what would Glen do' episode, Ellie & Glen unpack:

👉🏼 her different goals

👉🏽 her current financial situation

👉🏾 Glen's sound financial house framework

👉🏿 savings, super & assets

👉 what Glen would do

*Name changed for privacy

To see if you’re on track with your super for your age, head toart.com.au and search ‘How much super should I have?'

Need a system to manage your money? Check out the FREE Glen James Spending Plan: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

The Quick-Start Guide to Investing: https://www.investingbook.com.au/

In this Q&A, Glen James and Rachelle Kroon chat about:

👉🏼 selling our home in the city to live in our regional IP and getting debt-free

👉🏽 what records and paperwork do I need to keep when I sell shares?

👉🏾 community discussion: if you won $30m, how would you manage it?

👉🏿 investing for kids and the tax implications

👉🏻 finding a future-proof career after leaving the defense force

👉 should I accept a $10,000 car crash compensation?

👉🏾 should I pay my mortgage down before upgrading?

6 ways to invest for kids:https://www.moneypodcast.com.au/blog/investment-for-kids-6-ways-to-invest-for-your-kids

Book a property clarity call with John Pidgeon: https://www.envisageproperty.com.au/claritycall

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Chelsea is 28 and can't get insurance because of a medical diagnosis. She and her fiancé Ryan are planning to move from Perth back to their regional hometown in the next 5 years where house prices have skyrocketed since they left. So what would Glen do? Glen unpacks their financial situation as a couple, the moving plan and how to build a safety net when insurance isn't an option. They touch on:

👉🏼 Chelsea and Ryan's financial snapshot

👉🏽 Glen's sound financial house framework

👉🏾 how they manage money as a couple

👉🏿 what self-insuring looks like when you can't get cover

👉🏻 the relocation plan

👉 Chelsea's investing portfolio

To see if you’re on track with your super for your age, head to art.com.au and search ‘How much super should I have?'

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Living overseas or thinking about it? In this episode Glen is joined by Brett Evans, financial adviser & managing director at Atlas Wealth to answer all your money questions. Brett also shares about what life has been like for him and his family during the Middle East conflict. They cover:

👉🏼 paying HELP debt on overseas income

👉🏽 repatriating after many years overseas (US citizens vs non-US)

👉🏾 managing tax obligations whilst overseas

👉🏿 managing super and international pensions

👉🏻 investing, contributing to super & holding life insurance as an expat

👉 setting up a new super account and TFN whilst abroad

👉🏼 retiring in another country and tax on account-based pensions

👉🏽 choosing which country to be a tax resident of

👉🏾 visa and money requirements for different countries

👉🏿 managing currency risk when moving retirement money between countries

Brett's book, The Expat's Handbook is available here: https://amzn.to/4uOKlWt

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this episode, Glen sits down with Taz who has a dream to relocate to regional Victoria in 8–10 years with his partner. Taz wants to know, are we on the right track and how can we maximise our money before the move? They touch on:

👉🏼 incomes and career

👉🏽 Glen's sound financial house framework

👉🏾 assets & investments

👉🏿 should they buy their future home early and rent it out until it's time to move in?

👉🏻 using a gearing strategy

👉 getting rid of non deductible debt

To see if you’re on track with your super for your age, head to art.com.au and search ‘How much super should I have?'

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

It's that time of year to get your tax sorted! Glen is joined by Ben De Rosa from Aevum Accounting to answer your questions and walk through everything you need to know before the end of the financial year. They touch on:

👉🏼 when to use an accountant vs DIYing your tax return

👉🏽 the best time to submit your tax return

👉🏾 working from home - fixed rate vs actual cost, tracking expenses + more

👉🏿 the $1k instant tax deduction - when is it in effect and how to claim it

👉🏻 what paperwork do you need for shares and DRP?

👉 I'm in Div 293 territory, is it still worth salary sacrificing over the max cap?

👉🏼 can I carry over a capital loss to future years?

👉🏽 claiming repairs on an investment property - once off vs depreciating the asset

👉🏾 what receipts & records do you realistically have to keep?

👉🏿 should I use the 6 year rule or not on my investment?

👉🏻 tips for reducing a CGT bill from sale of a property

👉 what to do before 30 June

Connect with Ben at Aevum Accounting: https://www.aevumaccounting.com.au/

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this Q&A, Glen James and John Pidgeon discuss:

👉🏼 property growth spruikers & red flags

👉🏾 what is yield ad how to calculate it

👉🏿 a couple in their 30s who have fully offset their mortgage

👉🏻 community question: would you put $150k into property, shares or super?

👉 navigating a fence dispute with a neighbour

👉🏽 is there a benefit to consolidating trading platforms?

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

In 2025, the Australian Government expanded the Australian Government 5% Deposit Scheme and launched the Help to Buy Scheme. In this episode, Glen breaks down how both schemes work, who is eligible, and answers some frequently asked questions before chatting to people who have used the 5% Deposit Scheme.

This episode is sponsored by the Australian Government. 

For full and current details of these schemes, please head to: https://firsthomebuyers.gov.au

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Maya* and Liam* both receive car allowances through their work which they're thinking of putting towards a new car. Liam's 2015 Hilux has 280,000km on the clock and they're eyeing a new Ford Ranger. Is now the right time? Glen works through their full financial picture and shares his thoughts on what he would do.

To see if you’re on track with your super for your age, head to art.com.au and search ‘How much super should I have?'

*Names changed for privacy

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

The budget dropped CGT changes that spooked investors everywhere, but is the panic justified? Glen sits down with Cameron Gleeson (Betashares Head of Investment Strategy) and Vince Scully (lLife Sherpa Invest / this is investing) to cut through the noise. At the time of recording - 22 May 2026, these changes have not been passed into law. They talk about:

👉🏼 their views on the policy change

👉🏽 implications for growth investors

👉🏾 does this change your investing strategy moving forward?

👉🏿 ETFs vs managed funds in this environment

👉🏻 are investment bonds an attractive structure to consider?

👉🏽 impact to tax tracking during the transition

👉 what Cameron is excited about in the equity markets right now

👉🏼 should I keep money in offset or invest?

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this Q&A Glen James and financial adviser James Millard from Sufficient Funds discuss:

👉 27 and working casually with two IPs - should she work full-time to buy a third?

👉🏽 a growing family weighs up a big backyard and long commute vs a smaller inner-city townhouse

👉🏾 community segment: what would you change about the tax system?

👉🏿 a new investor starting with $50/week into VDHG

👉🏻 my car is almost out of warranty, should I get a BYD EV on a novated lease? Is it truly FBT exempt?

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Rachelle & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

Check out John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

On Thursday 21 May, Glen and John walked through the CGT and Negative Gearing changes live on Youtube following the 2026 Federal Budget.

Want to chat about your property situation? Book a 15min free call with John and the team at Envisage Property: https://www.envisageproperty.com.au/

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this "what would Glen do" episode, Sylvia and her partner are planning for another child, have an $870k mortgage, an investment property and big questions about what to do with all of it.

To see if you’re on track with your super for your age, head to art.com.au and search ‘How much super should I have?'

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this Q&A, Glen is joined by Phil Thompson from Skye Wealth to unpack:

👉 borrowing against the property to invest & splitting finances when a partner moves in

👉🏽 what percentage of pay is reasonable to spend on a hobby?

👉🏾 community discussion: pros & cons of driving an EV

👉🏿 Australian Super insurance premiums are going up

👉🏻 a real cost comparison of insurance in super vs through an adviser

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Thanks for listening to our 2026 Federal Budget show! You can watch it on Youtube here (sorry tech issues with getting the video on Apple podcasts): https://www.youtube.com/@m3.podcast. All filmed on Wednesday 13 May 2026

2.38 - Jim Chalmers - Treasurer

13.40 - Glen James and Vince Scully budget breakdown

47.23 - Allegra Spender (Ind.)

53.25 - Larissa Waters (Australian Greens Leader)

1 hr 4mins - Jane Hume (Deputy Leader of the Opposition (Lib.))

1hr 12 mins - Phil Coorey (Australian Financial Review)

1hr 24 mins - Patricia Karvelas (ABC Afternoon Briefing & Party Room / Politics Now podcasts)

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Glen reports live from the Canberra Budget Lockup with Senator Katy Gallagher (Minister for Finance), Victoria Devine (She's on the Money) and Vince Scully (Retire Right & Life Sherpa Invest) for their immediate reactions to tonight's Federal Budget. This episode was recorded on 12 May 2026.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this Q&A, Glen James and John Pidgeon chat about:

👉🏼 red flags working with property pros and unlicensed advisers

👉🏽 upcoming changes to CGT accounced at the Federal Budget

👉🏾 how the main residence exemption / the six-year rule work

👉🏿 community discussion: is rent money dead money?

👉🏻 letting go of financial regret

👉 plus an afterparty

Mentioned in the chat:

Episode 914b: https://youtu.be/f_gXkaP4EAE

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon:https://amzn.to/4svhyoH

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this "what would Glen do" episode Glen sits down with Warren, who's after a second opinion on how to prioritise & fund some financial goals. They touch on:

👉🏻 Warren's current situation & goals

👉 his financial position according to Glen's sound financial house foundations

👉🏾 what Glen would do

👉🏼 the mother-in-law arrangement: the $200/week account & estate clarity

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this Q&A episode Glen is joined by Phil Thompson from Skye Wealth to talk about:

👉🏼 new legislation banning insurers from using specific genetic testing to deny cover

👉🏽 ambulance VIC membership vs private health, or both?

👉🏾 Glen's rule of thumb for who should consider private health insurance

👉🏿 Glen's private health policy

👉🏻 community discussion: how did you increase your income?

👉 what to consider before you pause insurance premiums on parental leave

👉🏼 sold investment property, paid off home, what now?

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In today's episode Glen sits down with Kate from Brisbane. She earns a decent income as a cosmetic injectables nurse but has maxed out 2 credit cards and just can't seem to get ahead. Kate wants to know: am I past the point of no return? They unpack:

👉🏼Kate's goal to get out of consumer debt and save a home deposit

👉🏽 her income, work and lifestyle

👉🏾 cashflow, consumer debt situation & why a budget hasn't stuck

👉 super, assets and protection plan

👉🏿 living situation

👉🏼 Kate's past & a recent ADHD diagnosis

👉🏻 Glen's take on Kate's situation

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Glen is joined by Emily Bowen, HR consultant, Operations Manager at Boldside and host of this is work for a full community Q&A on careers, pay and all things workplace. They touch on:

👉🏼 Kayla asked how to negotiate a pay rise when you feel you are being unpaid

👉🏽 Francis asked what to put in a cover letter when you don’t tick all criteria

👉🏾 Chelsea asked how to stand out in an AI-driven recruitment world

👉🏿 Kate said, I work in HR and I'm always putting out fires. How can I break this reactive loop?

👉🏻 how to negotiate more pay without seeming ungrateful

👉 what can you do if you're on an award or in a Government role?

Download the Unofficial Income Guide ebook: https://www.moneypodcast.com.au/unofficial-income-guide

If you lead a team, check out Boldside: https://www.boldside.com.au/

Check out this is work with Shell and Emily wherever you get your podcasts.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this clarity call, John Pidgeon host of this is property chats with Mitch who is feeling stuck and unsure on how to move his property portfolio forward. They unpack:

👉🏼 Mitch’s roadblock

👉🏽 his businesses

👉🏿 long term lifestyle, property and business goals

👉 cashflow and expense management

👉🏻 the lending reality as a new business owner

👉🏾 clarifying focus & building income first, then investing

👉🏼 Mitch's property portfolio

👉🏿 John's 4 pillars of wealth creation

👉 action steps

Interested in a clarity call with John? Book here: https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

In this episode Glen James, John Pidgeon and Rachelle Kroon answer your questions about:

👉🏼 challenging your bank over lost bonus interest

👉🏽 property analysis paralysis: single woman, 1-bed apartment & IVF plans

👉🏾 ur community discussion: are you planning to retire early?

👉🏿 gen z jargon at work - I want to sound more professional!

👉🏻 considering a career change in your 50s & AI's impact on careers

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/

Connor is a 25yo junior doctor renting for $145 a week and somehow has $400,000 invested in shares. But when he asks Glen James about buying his first home, optimising his portfolio and figuring out when "enough is enough," Glen's take isn't quite what he expected.

👉🏼 Connor's situation: 25yo junior doctor, single, training towards anesthetics

👉🏽 income, savings rate & spending system

👉🏾 cash, HELP debt & super (First Home Super Saver Scheme)

👉🏿 living situation & housing plans

👉🏻 the $400k share portfolio: VAS, VGS & Pearler

👉 specialty training, moving around & the housing timing problem

👉🏼 what would Glen do?

👉🏽 the non-deductible debt problem

👉🏾 investment property vs buying to live in vs keep renting

👉🏿 the two-ETF

👉🏻 should Connor gear?

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/

This economic update with Brian Parker, Chief Economist at ART was recorded on 10 April, 2026.

This episode is brought to you by Australian Retirement Trust. They're the super fund helping over 2.4 million Aussies awaken their super, because you could be sitting on a big blue monster. Consider the PDS and TMD before deciding. Learn more at art.com.au.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing:https://www.investingbook.com.au/

Earlier in the year, we surveyed our community about their incomes… and today, we’re finally revealing the results. Some of the numbers might surprise you (or mess with your head a little)! Glen is joined by Emily Bowen, General Manager at Boldside to unpack the data and 7 ways to increase your income. Download the Unofficial Income Guide here:https://www.moneypodcast.com.au/unofficial-income-guide

They touch on:

👉🏼 what sparked the survey

👉🏽 age, location and industry breakdown

👉🏿 income & work satisfaction snapshot

👉 work arrangement breakdown

👉🏻 you don't need a degree to earn big!

👉🏾 what drives people at work?

👉🏼 career breaks, impact and desire for flexibility

👉🏽 what does $200k+ actually look like?

👉🏿 part time doesn't mean low income

👉 7 ways to increase your income

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

In this episode, Frances Cook host of the Making Cents podcast joins Glen to answer some quickfire money questions!

👉🏾 what makes a successful investor?

👉🏿 invest in Kiwi Saver or not and why?

👉🏻 extra money into mortgage or invest?

👉 what do you think is the biggest barrier to people investing?

👉🏼 do you have to be smart to be good with money?

👉🏽 how do you define success and have you achieved it?

👉🏼 how do you know when you've financially made it?

👉🏾 one line on your tombstone, what would it be?

👉🏼 if you had a spare $10,000 what would you do with it?

👉 what's been your best investment to date?

👉🏻 what are you currently reading, watching or listening to?

👉🏼 what's one book you would recommend to become a better investor?

The Quick-Start Guide to Investing by Glen James & Nick Bradley: https://www.investingbook.com.au/

Your Money, Your Future by Frances Cook: https://amzn.to/4caYaGv

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.investingbook.com.au/

Three properties, two young kids, both working part-time. Sophia* joins Glen to unpack whether selling an investment property, reducing debt and rethinking their strategy could set them up better long term or if they’re at risk of overcomplicating a strong position.

👉🏼 Sophia's situation: 3 properties, young family, part-time setup

👉🏽 spending, savings & cashflow gap

👉🏾 insurance, super & financial foundations

👉🏿 property portfolio & assets

👉🏻 lifestyle goals

👉 their desire to “semi-retire”

👉🏼 Glen’s take on the situation and what he would do

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

You’ve been saving long enough – let’s get you a property. Check out, 'The Quick-Start Guide to Your First Property': https://amzn.to/4svhyoH

Time for a quarterly lending landscape update! Glen is joined by Joe Carroll, Director at Sphere Home Loans to answer your questions about:

👉🏼 coming off a fixed rate

👉🏽 fixed vs variable - what to know before you fix

👉🏾 split loans

👉🏿 extending an interest-only period

👉🏻 how often should you be in contact with your broker?

👉 how LVR and interest rates work and when to negotiate a better rate

👉🏼 pros & cons of bridging loans

👉🏽 self employed / other income with mortgage applications

👉🏾 use home equity or traditional car finance to purchase a car

👉🏿 5% deposit scheme & cash buffer restrictions

👉🏻 how do foster children impact home loan applications 

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

What happens after you win $30 million? In this episode, Glen is joined by financial adviser Martin McGrath to unpack a real case study of a couple who won big and needed to figure out what to do next. They talk about:

👉🏼 the case study

👉🏽 the couple’s goals

👉🏾 what they did with the money first

👉🏿 Martin’s fee for advice

👉🏻 tax planning strategy

👉 investment returns

👉🏼 topping up super

👉🏽 having a 'boring' strategy

👉🏾 did they DCA or lump sum invest?

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

You’ve been saving long enough – let’s get you a property. Check out, 'The Quick-Start Guide to Your First Property': https://amzn.to/4svhyoH

In today's episode, Glen is joined by financial adviser Alex Luck from Everest Wealth to discuss your questions:

👉🏼 what does LOOT mean to you?

👉🏽 rentvesting in our 40s, where to begin?

👉🏾 invest in shares or smash the mortgage/offset?

👉🏿 is a rent to rent property strategy worth it?

👉 is saving for a house deposit still worth it?

Learn more about Everest Wealth: everestwealth.money

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show

🏡 Join our Facebook community: https://bit.ly/m3fbgroup

Watch us on Youtube:https://www.youtube.com/@m3.podcast

Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Hosted on Acast. See acast.com/privacy for more information.

Selina’s done an amazing job building wealth, but when she asks Glen whether she should buy an investment property, invest more in ETFs or keep stacking offset, his answer is unexpected.

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In this Q&A Glen is joined by financial adviser Alex Luck from Everest Wealth to answer your questions:

👉🏼 pros & cons of taking lower paid job at a startup vs staying freelance

👉🏽 how to maximise $1M inheritance in mid 30s

👉🏾 paying down consumer debt & getting mortgage-ready

👉🏿 clear debt or invest instead?

👉🏻 when HELP debt should and shouldn’t be paid off

👉 invest vs pay down the mortgage

Glen's book, Sort Your Money Out & Get Invested: https://www.moneypodcast.com.au/resources

Everest Wealth: https://everestwealthgroup.com.au/

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Jake & Kiera have built strong financial foundations individually and now they’re figuring out how to bring it all together in a new relationship. In this What Would Glen Do episode, they talk about:

👉🏼 Jake and Kiera’s current situation

👉🏽 Glen runs through the sound financial house

👉🏾 properties, assets & investments

👉🏿 Kiera's new career plans

👉🏻 their shared goals to get a new PPOR, travel & live life on their own terms

👉 what Glen would do

👉🏼 structuring property ownership & protecting against future risks

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In this Q&A, Glen James and John Pidgeon chat about:

👉🏼 bank account structure

👉🏽 loan splits on your PPOR to purchase investment properties

👉🏾 buying a car with finance or equity

👉🏿 a hospital physio who wants a career change

👉🏻 if you had a full year off work on your current pay, what would you do with your time?

👉 credit cards and their impact on your credit score/rating

👉🏼 should I use half my emergency fund to get solar?

Check out the Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Join us (Jess Brady, Vince Scully & Glen James) for an informal long-form chat about anything and everything.

Recorded on Friday 13 March 2026. Mixed and mastered by Glen (sorry team isn't working on Sat) and was dealing with a tech difficulty with Vince' mic. Due to some other tech issues with our recorder having a meltdown, this episode will not be on YouTube (sad face).

Jess' new book: https://amzn.to/4lvIUII

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In this "what would Glen do" episode, Julie* and her fiancé recently built a home but now a major career change means their household income is about to drop. With a big mortgage, wedding costs coming up and plans to start a family, Julie wants to know: do they need to sell the home? How can they afford everything? Glen and Julie unpack:

👉🏼 her dilemma

👉🏽 salaries, career change & income drop

👉🏾 emergency fund, savings & debts

👉🏿 spending plan, insurance & financial foundations

👉🏻 super balances and financial position

👉 the mortgage and house value

👉🏼 lifestyle costs and hobbies

👉🏻 career values and long term plans

👉🏽 Glen raises some potential red flags

👉🏾 and shares what he would do in their situation

*Name changed for privacy

 📘 Sort Your Career Out & Make More Money by Glen James & Shelley Johnson: https://www.moneypodcast.com.au/resources#books

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A Glen and John answer your questions about:

👉🏼 when is a side hustle viable?

👉🏽 giving and generosity in a cost of living crisis

👉🏾 I've been approached by developers to sell my unit

👉🏿 buying into an apartment block that has rumours of a big reno in the future

👉🏻 doing a joint venture with someone, things to consider

Below are links to episodes of this is property that touch on joint ventures.

105 joint ventures

217 joint ventures with tradies

638 buying new PPOR before selling the first, pre-approval before income drop, joint ventures & tax + more

615 market update, joint ventures, parental guarantees & are property seminars a scam?!

522 prenups, trusts, title insurance, joint venture contracts + more (Q&A with a lawyer)

424 keeping up with rising costs, joint venture pros & cons, buying your 2nd property + more

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Markets dipped and the headlines are getting loud, so what should you actually do? Glen jumps on for a quick bonus chat to explain what’s going on, why volatility is normal, and why long term investors should probably just zoom out and chill.

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In this special live episode from Auckland, Glen answers money questions from the audience about housing, investing and life decisions that shape your financial future. The episode covers:

👉🏼 is not owning a house in retirement a big deal anymore?

👉🏽 how can I lower my mortgage if I don't have many spare funds

👉🏾 passive vs active investing

👉🏿 what would Glen's perfect day look like

👉🏻 Glen's thoughts on the best investment in your 20s

👉 some mini money interviews with Paige & Brent

Active funds vs index benchmarks: https://www.spglobal.com/spdji/en/research-insights/spiva/

 📘 Attached by Amir Levine & Rachel Heller: https://amzn.to/40H0fER

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In this episode Glen is joined by Vince Scully, portfolio manager at Life Sherpa to unpack:

👉🏼 should I save a 10% or 20% deposit for my first property?

👉🏽 budgeting and saving after having kids

👉🏾 pay dispute with my employer, what should I do?

👉🏿 be part of our ultimate income guide! https://moneymoneymoney.typeform.com/income-guide

👉🏻 you have 72 hours to free up $5,000, what are you selling or cancelling?

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode of "what would Glen do", Natalie's wondering whether to put extra money towards the house, super or her investing portfolio. But when asked what she and her husband truly want for their financial future, Glen uncovers that something needs to change.

Need career help? Check out the book, Sort Your Career Out & Make More Money by Glen James and Shelley Johnson.

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's insurance Q&A Glen is joined by Phil Thompson from Skye Wealth to answer all your questions! They touch on:

👉🏼 the process of working with an adviser to get insurance

👉🏽 when does price enter the chat?

👉🏾 mental health & exclusions explained

👉🏿 when & how often should I review my cover?

👉🏻 do I need it if I don't have dependents?

👉 how much cover do I need?

👉🏼 holding insurance inside vs outside of super

👉🏽 child cover explained 

👉🏾 when can I cancel insurance altogether?

👉 can I have insurance with multiple insurers?

Check out the Q&A continued in our Facebook group: https://www.facebook.com/groups/m3.podcast/posts/26207957368811834

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

To mix things up a bit friend of the show and financial adviser, Dawn Thomas, interviewed Glen about his investing book, The Quick-Start Guide To Investing. They touch on:

👉🏼 why Glen focuses on why you're investing before you start

👉🏽 why your career is so important as an asset

👉🏾 why foundations matter so much before you invest

👉🏿 the concepts of rich vs wealthy

Check out Dawn's podcast: Spotify | Apple Podcasts

Checkout Glen's unofficial income guide: https://moneymoneymoney.typeform.com/income-guide

Check out Sort Your Career Out & Make More Money: https://amzn.to/3kXWjy2

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen, Rachelle and John unpack your questions! They touch on:

👉🏼 when to cut off adult children financially

👉🏽 savings accounts vs mortgage offsets

👉🏾 renting our home while moving to the country

👉🏿 paying off a mortgage within 10 years

👉🏻 home mods that save money

Read Glen's blog about private health insurance here

Subscribe to this is property: https://www.youtube.com/@thisisproperty

Buy tickets to the Auckland show! https://bit.ly/4a8v4a2

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Apologies for the audio quality in this episode, we've been tackling some tech issues. We're onto it! In today's episode of "what would Glen do" Chrissy shares about her situation and asks for Glen's take on what to do.

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen James, John Pidgeon and Rachelle Kroon answer your questions! They touch on:

👉🏼 needing first home buying advice - how much do we offer?

👉🏽 single mum with teens - how can I be ready for early retirement?

👉🏾 the community shares their goals for 2026

👉🏿 help me know what to do next!

Buy tickets to the Auckland show! https://bit.ly/4a8v4a2

Subscribe to this is property: https://www.youtube.com/@thisisproperty

Thank you for your patience as we are working on making the audio better, we know this might not be ideal for now but rest assured it's our number one priority atm.

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen is joined by Kayla Malss, host of this is business to talk about side hustles! In this chat they touch on:

👉🏼 the 4 reasons to start a side hustle

👉🏽 is what I'm doing a hobby or business?

👉🏾 how to start a side hustle (ABNs, business names, bank accounts, tax)

👉🏿 community experience with side hustles

Subscribe to this is business: https://www.youtube.com/@thisisbusiness_m3

Follow Kayla on Insta: https://www.instagram.com/bykaylamalss/?hl=en

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Jumping on to discuss some newsy things that happened over the last 24 hours.

Recorded on 4 Feb, approx. 2:30pm

AFR article: https://www.afr.com/politics/federal/changes-to-cgt-discount-under-consideration-as-reform-budget-looms-20260203-p5nz1a

RBA mins here: https://www.rba.gov.au/monetary-policy/rba-board-minutes/2025/2025-12-09.html

Hosted on Acast. See acast.com/privacy for more information.

Glen and Rachelle unpack your questions, touching on:

👉🏽 we have $450k after selling an investment property, now what?

👉🏾 property investing vs ETFs - which one is right for me?

👉🏿 nursing has burnt me out and considering working in the café scene

👉🏻 investing in super for kids - worthwhile?

Buy tickets to the Auckland show here: https://bit.ly/4a8v4a2

Checkout Glen's unofficial income guide: https://moneymoneymoney.typeform.com/income-guide

Check out Sort Your Career Out & Make More Money: https://amzn.to/3kXWjy2

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen and Vince take a seat by the fire, munch on some marshmallows and answer your investing/money/economic questions in a campfire chat! They touch on:

👉🏼 when do you sell shares or ETFs that have performed well?

👉🏽 invest in shares or focus on mortgage offset - implications over 10/15 years?

👉🏾 dying with zero - what do Glen and Vince think of this concept?

👉🏿 joint investment accounts with a partner, worthwhile?

👉🏻 what's a 3-year investing plan for a 30 year old?

👉 why is gearing in shares not as popular as property?

👉🏼 the perceived ETF bubble - is it a thing?

👉🏽 what is modern monetary theory?

👉🏾 is property in Australia really "safe as houses"?

👉🏿 Life Sherpa Invest portfolio returns

Check out Life Sherpa Invest: https://lifesherpa.com.au/invest

Subscribe to this is investing: https://www.youtube.com/@thisisinvesting

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

January is prime time for a mortgage reset so for this episode Glen is joined by Rachelle Kroon from Sphere Home Loans for a lending update and a chat about:

👉🏼 why January is a good time to review your mortgage

👉🏽 equity explained and how it can lower your interest rate

👉🏾 fixed vs variable

👉🏿 repricing vs refinancing

👉🏻 how parental guarantees work

👉 the government 5% deposit scheme risks and benefits

👉🏼 increased flexibility in lending for self-employed people

👉🏽 Rach’s top tips if you own a home or are planning to buy in 2026

Subscribe to money money money on Youtube:https://www.youtube.com/@m3.podcast

Subscribe to this is property:https://www.youtube.com/@thisisproperty

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

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Most people say they want to get ahead financially but are they willing to do what it takes to get there? In today's episode Glen and John chat about:

👉🏼 real stories of sacrifice from the MMM community

👉🏽 4 ways to get more money

👉🏾 do you have a goal for this year?

👉🏿 taking risks to get the reward

👉 are you and your partner on the same page about money goals?

Check out The Glen James Spending Plan: https://www.moneypodcast.com.au/glenjamesspendingplan

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

A few members of the community wondered if they should use their emergency fund to pay off their car loan or other debts. Glen James shares his view, unpacking the case studies step by step touching on:

👉🏼 the case studies

👉🏾 some comments and ideas from the community

👉🏿 some basic assumptions Glen has made

👉🏻 Glen's options for what to do next

👉 what Glen teaches about debt reduction & emergency funds

👉🏼 so what would Glen do?

👉🏽 pay off my debts using my $1k emergency savings? + emergency fund basics

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Brett Evans, founder of Atlas Wealth, joins Glen to chat about all things expat! They touch on:

👉🏼 a little about Brett, his work in the expat space

👉🏽 how does tax work while living and working overseas?

👉🏾 moving to Malta - how does this affect my age pension + tax?

👉🏿 if moving overseas for retirement, do you need to keep an Aussie bank account?

👉🏻 living in Singapore but repatriating - sell my investment properties in Australia?

👉 returning to Australia after 25 years, what do I prepare?

👉🏼 how to prepare a will while living overseas

👉🏽 will you lose Centrelink benefits if you move overseas?

👉🏾 they address a quick listener case study

👉🏿 some quick rapid fire expat questions

Check out Brett's book, The Expats Handbook: https://amzn.to/4pGmrsZ

Check out Atlas Wealth: https://atlaswealth.com/au/

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen and John tackle your questions, touching on:

👉🏻 can I turn my PPOR into an investment property whilst in the fixed period?

👉 keep investing in ETFs or buy a home?

👉🏼 pressing reset financially after divorce, buy a house or rent?

👉🏽 tips for drawing up a will after a terminal diagnosis

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

It's not uncommon for employees of a business to be offered shares in the business they work for. Glen sits down and unpacks a real life case study of an employee who has been offered shares in their business, touching on:

👉🏾 the case study basics

👉🏿 details of the offer made to the employee

👉🏻 why do company's typically offer employee share schemes?

👉 what kind of returns could the employee expect?

👉🏼 share classes that are typically offered in these schemes

👉🏽 exit rules and drag along provisions

👉🏾 ownership structure considerations

👉🏿 what risks does this person face?

👉🏻 why would this person invest in this scheme?

👉 why WOULDN'T this person invest in this scheme?

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen, John and Rachelle unpack the keys to making 2026 the year you achieve your goals. They touch on:

👉 how Rachelle helped her partner achieve his goal of buying a new car

👉🏼 John's fitness goals - how he's using Strava to set and achieve goals

👉🏽 SMART goals - what they are and how Glen adds to it (SMART-YO goals)

Check out Glen's sound financial house here: https://www.moneypodcast.com.au/blog/glen-james-sound-financial-house-sort-your-money-out

Check out the Glen James Reset online course: https://education.moneypodcast.com.au/courses/2026reset

Subscribe to the this is property show: https://www.youtube.com/@thisisproperty

Subscribe to the this is business show: https://www.youtube.com/@thisisbusiness_m3

Atomic Habits by James Clear: https://amzn.to/49753Y6

Read John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Happy New Year! Glen is joined by fitness coach and founder of New Strength gym, Nathan Mandeno, to chat about how you build your best life sustainably. The chat touches on:

👉🏻 the biggest myth when trying to get things back on track

👉 a bit about Nathan and what he does day to day

👉🏼 Nathan's health and fitness pyramid model + Glen's money hierarchy of needs

👉🏽 how do people self sabotage themselves + what really works instead

Download Nathan's PDF download: https://train.newstrength.com.au/fat-loss-accelerator

Subscribe to Nathan's podcast, The Newstrength Way👇

YouTube: https://www.youtube.com/channel/UCkxE-UFKS-08jEJj27xdFYA

Apple: https://podcasts.apple.com/au/podcast/the-newstrength-way/id1819837786

Spotify: https://open.spotify.com/show/0s5AERdwFxgqvzdhLeZkgb?si=6a1b6292544944aa

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen James and Rachelle Kroon celebrate your wins from 2025! Whether it's been getting out of debt, having babies, buying homes, investing or saving, you guys have done it this year. Congrats!

Check out the Glen James Reset online course: https://education.moneypodcast.com.au/courses/2026reset

Subscribe to this is property: https://www.youtube.com/@thisisproperty

Subscribe to this is investing: https://www.youtube.com/@thisisinvesting

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

A Christmas Day message to say thanks for listening and hear a few laughs from the next generation of MMM listeners. Thanks for being here!

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Merry Christmas everyone! Glen James, Rachelle Kroon and John Pidgeon answer your questions, touching on:

👉🏿 upgrading a PPOR - sell and buy at the same time?

👉🏻 moving from managed funds to ETFs for the long term (case study)

👉 what did you not realise was so expensive after becoming an adult?

👉🏼 keep living in a caravan to get ahead?

Subscribe to this is property: https://www.youtube.com/@thisisproperty

Check out the Glen James Reset online course: https://education.moneypodcast.com.au/courses/2026reset

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Financial adviser James Millard joins Glen to do a full strategic breakdown of the 849b case study - the young Brisbane family juggling a mortgage, kids, a credit card, a possible inheritance and a whole lot of financial stress. James takes the time to walk through:

👉🏾 the real questions he’d ask

👉🏿 assumptions he’d test about income, kids, cashflow & spending

👉🏻 the strategy

👉 the four-stack framework he uses with clients

👉🏽 the value of the advice

James is a financial adviser at Sufficient Funds: https://sufficientfunds.com.au/

Watch this episode on Youtube here: https://youtu.be/r9hCFBMWysY

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen sits down solo and answers your questions! He touches on:

👉🏿 income protection exclusions for a bad ankle

👉🏻 budgeting for Christmas - help!

👉 car dilemma - repair or sell?

👉🏼 VDHG tax fears - move to VDAL?

👉🏽 are pre-auction offers worth it?

Subscribe to this is investing: www.youtube.com/@thisisinvesting

Watch money money money on Youtube:https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check outhttps://www.spherehomeloans.com.au

Need to review your personal insurances? Head tohttps://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.