Crypto Collective

Connect with Peter Dunworth: https://thebitcoinadviser.com/peter

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 15 Sep 2026 - 40min

205 - #205 -Trump Pumped Bitcoin, But Will It Stay Up?

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

Bitcoin ripped 25% in a week, and everyone blamed Trump.

But this pump wasn’t just political hype. Something major shifted in the bond market, the dollar, and America’s $40T debt. In this episode, Matthew Fraser breaks down what actually drove the move, whether it can hold, and why perfect timing is the trap that wrecks most investors.

You’ll learn:

◼️ The real forces behind the pump, bond buybacks, dollar weakness, and ETF inflows

◼️ Why Bitcoin reacts to debt, yields, and currency debasement more than headlines

◼️ The trap investors fall into after every pump, and how SMSF holders should think long‑term

Timestamps:

00:00:00 - Introduction

00:00:27 - What Drove The Pump

00:01:53 - Investors Move To Scarce Assets

00:02:00 - Debasement Trade Explained

00:03:43 - Why It Pumped

00:04:19 - Problem Bigger Than Buybacks

00:05:19 - SMSF Bitcoin Thesis

00:06:12 - Bitcoin As SMSF Gold Bar

00:07:37 - Cycle Pattern Explained

00:08:30 - Debasement And Debt Stress

00:09:00 - Trump’s Sign

00:10:11 - Market Reminder Of Bitcoin’s Purpose

Avoid fakes- Follow the ‘real’ Matthew Fraser:

https://www.instagram.com/immatthewfraser/

https://www.tiktok.com/@immatthewfraser

https://www.facebook.com/immatthewfraser/

https://x.com/MatthewFraser

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 09 Sep 2026 - 11min

204 - #204 - Your Bank Flagged Your Crypto Transaction. Here’s The Playbook

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

In this episode, Matthew Fraser gives you the no‑BS playbook for handling flagged crypto transactions, what banks are really looking for, and how to respond without losing control of your money.

◼️ What a flagged crypto transaction actually means

◼️ The three questions banks will always ask you

◼️ How to protect your autonomy without reckless moves

Timestamps:

00:00:00 - Introduction

00:00:47 - Playbook For Flagged Crypto Transactions

00:02:01 - What Happens When A Transaction Is Flagged

00:02:07 - Delay Outcome

00:02:17 - Decline Outcome

00:02:29 - Deeper Review Outcome

00:02:50 - Smart Response To Bank Flags

00:03:15 - Importance Of Having Options

00:03:30 - Why Banks Flag Activity

00:03:57 - Real Scams Do Happen

00:04:18 - Self‑Check Questions

00:04:35 - Be Ready To Explain Decisions

00:04:43 - Three Questions Banks Ask

00:05:03 - Source Of Funds

00:05:05 - Destination Of Funds

00:05:13 - Understanding Of Risks

00:05:24 - Documents Banks May Request

00:05:58 - Keep Records And Be Upfront

00:06:12 - Example With CoinStash

00:06:29 - Mistakes To Avoid

00:06:48 - How To Respond To Bank

00:07:13 - Bitcoin Is Legal Asset

00:07:32 - Short And Truthful Response

00:08:14 - Keep It Factual And Simple

00:08:26 - Keep Case Records Clean

00:08:44 - How Long Reviews Can Take

00:09:14 - Clear Answers Speed Resolution

00:09:18 - Blocked Payments And Policies

00:09:30 - Wider Account Restrictions

00:09:45 - Keep Cash For Expenses

00:09:55 - Best Banks For Crypto Question

00:10:25 - Macquarie Bank Example

00:10:37 - Have Multiple Banking Options

00:10:52 - Current Bank Limits And Policies

00:11:08 - NAB Example

00:11:30 - Rules Change Frequently

00:11:45 - No Magic Bank Exists

00:12:08 - System Wants More Approval

00:12:19 - Best Protection Is Organisation

00:12:26 - Frustration With Bank Reviews

00:12:42 - Stay Clear Of Scams

00:12:50 - Real Sovereignty Is

Avoid fakes- Follow the ‘real’ Matthew Fraser:

https://www.instagram.com/immatthewfraser/

https://www.tiktok.com/@immatthewfraser

https://www.facebook.com/immatthewfraser/

https://x.com/MatthewFraser

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Thu, 03 Sep 2026 - 13min

203 - #203 - Moving Overseas? Are SMSF’s Still A Tax Haven For Aussies?

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

In this episode, Matthew breaks down exactly what happens to your SMSF when you move overseas, the three compliance tests you must pass every year, and the practical options for Aussies who want to hold Bitcoin in super while living abroad.

You’ll learn:

◼️ The 47% SMSF tax risk for Aussies moving overseas

◼️ The three residency tests every SMSF must pass

◼️ How to keep Bitcoin in super while living abroad

Timestamps:

00:00:00 - Introduction

00:00:52 - Three SMSF Compliance Tests

00:02:22 - SMSF Rules When Moving Overseas

00:03:16 - Central Management And Control Test

00:03:37 - Consequences Of Non‑Compliance

00:04:34 - Appointing An Australian Resident Controller

00:05:18 - Using Retail Or Industry Funds Temporarily

00:06:07 - Selling Bitcoin If Moving To Industry Fund

00:07:39 - SMSF Under Labor Government

00:08:45 - Value Of Control For Bitcoin Holders

00:09:19 - High‑Tax Direction Driving Aussies Out

00:09:51 - Super Locked Until Preservation Age

00:10:10 - SMSF Still Useful For Bitcoin Holders

00:10:18 - Labor’s Tax System Risks

Avoid fakes- Follow the ‘real’ Matthew Fraser:

https://www.instagram.com/immatthewfraser/

https://www.tiktok.com/@immatthewfraser

https://www.facebook.com/immatthewfraser/

https://x.com/MatthewFraser

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 01 Sep 2026 - 10min

202 - #202 - Bitcoin Security Expert Explains The ColdCard Hack (Protect Your BTC)

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

In this episode, Matthew sits down with Tony from The Bitcoin Way to unpack the recent ColdCard bug that led to drained wallets and renewed debate around self‑custody. They break down what actually happened, why Bitcoin itself remains secure, and how the community is levelling up its security standards.

◼️ what caused the cold card vulnerability

◼️ how independent entropy and passphrases protect your Bitcoin

◼️ why self‑custody is still the only way to win

◼️ how The Bitcoin Way helps users stay sovereign and secure

Timestamps:

00:00:00 - Introduction

00:01:06 - Guest Introduction: Tony from the Bitcoin Way

00:01:44 - Understanding the ColdCard Bug

00:02:47 - Self-Custody: Not a Failure

00:05:10 - Community Response and Vulnerability Awareness

00:08:03 - Security Measures for ColdCard Users

00:10:25 - The Role of Education in Bitcoin Security

00:13:05 - Self-Custody vs. Exchange Risks

00:14:20 - Government Regulations and Risks

00:17:21 - Trust in Hardware Wallets

00:19:54 - Using Dice Rolls for Entropy

00:22:18 - Importance of Passphrases

00:24:20 - Investing in Education for Security

00:30:08 - Practicing Bitcoin Transactions

00:30:34 - Steps to Mitigate Future Risks

00:32:14 - Single-SIG vs. Multi-SIG Wallets

00:35:27 - Conclusion and Future of Self-Custody

Avoid fakes- Follow the ‘real’ Matthew Fraser:

https://www.instagram.com/immatthewfraser/

https://www.tiktok.com/@immatthewfraser

https://www.facebook.com/immatthewfraser/

https://x.com/MatthewFraser

https://www.instagram.com/thebitcoinway_/

Follow The Bitcoin Way:

https://www.thebitcoinway.com/team-members/tony

Book a consultation: https://www.thebitcoinway.com/contact

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 25 Aug 2026 - 38min

201 - #201 - The ATO Just Hired 1,500 New Staff to Hunt Crypto Gains

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

In this new episode, Matthew breaks down why Labor has hired nearly 1,500 new ATO staff at the exact same moment crypto surveillance, OECD reporting and pre‑filled exchange data are rolling out. He exposes how this expansion fits into a high‑tax, high‑monitoring agenda and the structural moves Australians are already making to protect their capital.

◼️ why the ATO is expanding its crypto enforcement team

◼️ how new reporting rules remove privacy for Australian crypto holders

◼️ the structural steps people are taking to reduce their ATO footprint

Timestamps:

00:00:00 - Introduction

00:00:37 - What The ATO Expansion Really Means

00:01:15 - CAF Reporting And Data Matching

00:02:10 - Investor Crackdown And Market Cooling

00:02:48 - Tax Surveillance Enforcement Loop

00:03:37 - Offshore Entities And Non‑Reporting Trades

00:04:17 - Why The ATO Wants The Gap Closed

00:05:01 - Climate Spending And COP Costs

00:05:38 - NDIS Leakage And Fraud

00:06:14 - Big Build Blowouts And CFMEU Costs

00:07:05 - Foreign Aid And High Taxes

00:07:37 - Everyday Aussies Treated As The Problem

00:08:32 - You Cannot Beat The ATO As A Tax Resident

00:09:14 - UAE, Bali, Thailand Residency Moves

00:09:55 - Researching Countries And Residency Paths

00:10:24 - Citizenship And Passport Options

00:10:57 - Becoming A Non‑Tax Resident

00:11:26 - Labor Hiring More Officers And Expanding Powers

Avoid fakes- Follow the ‘real’ Matthew Fraser:

https://www.instagram.com/immatthewfraser/

https://www.tiktok.com/@immatthewfraser

https://www.facebook.com/immatthewfraser/

https://x.com/MatthewFraser

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Thu, 20 Aug 2026 - 12min

200 - #200 - Cbus Wants to BAN You From Starting an SMSF

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

In this new episode, Matthew breaks down how CBUS, chaired by former Labor Treasurer Wayne Swan, is pushing to restrict Australians from starting their own SMSFs. He exposes the political conflict of interest, the union ties behind CBUS, and what this means for anyone wanting control of their super.

◼️ why CBUS wants to limit SMSF pathways

◼️ how union and Labor links shape the fund’s agenda

◼️ what Aussies should consider before staying in or leaving CBUS

Timestamps:

00:00:00 - Introduction

00:01:01 - What Cbus Actually Is

00:01:37 - Who Wayne Swan Is

00:02:21 - Swan’s Salary And Position

00:03:39 - Cbus And CFMEU Influence

00:04:20 - CFMEU Inquiry And Culture Issues

00:05:01 - Why Remaining In Cbus Is Incoherent

00:06:24 - Union Donations And Labor Funding

00:07:03 - What Happens If Cbus Funds Decline

00:08:12 - Cbus Fee Structure Breakdown

00:09:31 - Cbus Returns Compared To Bitcoin

00:10:51 - Side‑By‑Side Numbers Example

00:11:44 - Why Bitcoin Outperformed Industry Funds

00:11:59 - Cbus CEO Calling For SMSF Restrictions

00:12:32 - Labor‑Greens SMSF Borrowing Ban

00:12:42 - Albanese Treating Super As National Asset

00:13:04 - Why Swan Supports These Measures

00:13:17 - Why Cbus Returns Still Lose In Real Terms

00:13:41 - Why SMSF Gives Actual Control

00:14:35 - SMSF Responsibility And Sovereignty

00:14:51 - Final Breakdown Of Cbus Issues

00:15:28 - Why Industry Fights To Keep Your Money

Avoid fakes- Follow the ‘real’ Matthew Fraser:

https://www.instagram.com/immatthewfraser/

https://www.tiktok.com/@immatthewfraser

https://www.facebook.com/immatthewfraser/

https://x.com/MatthewFraser

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 18 Aug 2026 - 15min

199 - #199 - What Aussies Need To Do To Protect Their Bitcoin After The ColdCard Hack

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

Bitcoin Northern Beaches: https://www.bitcoinnorthernbeaches.com

After the ColdCard hack drained more than $150 million in Bitcoin, Matthew sits down with Andrew & Bayani, two of Australia’s leading Bitcoin security experts to break down what really happened, who’s at risk, and what Aussies must do now to protect their stacks. This episode covers the vulnerability, the scale of the breach, and the practical custody steps every Bitcoiner should be considering.

◼️ How the ColdCard PIN flaw exposed thousands of wallets

◼️ Why randomness and entropy matter for Bitcoin security

◼️ The real risk to single‑sig holders and why passphrases bought time

◼️ Multi‑sig, guided custody, and how Bitcoin Advisor structures protection

◼️ What Matthew changed after the hack, and why

◼️ How Aussies should secure SMSF Bitcoin, personal stacks, and family vaults

Timestamps:

00:00:00 - Introduction

00:00:31 - Guest Introduction: Andrew and Bayani

00:00:53 - Details of the Coldcard Hack

00:01:45 - Personal Impact and Initial Reactions

00:02:50 - Technical Explanation of the Vulnerability

00:03:28 - Trust and Security in Bitcoin Devices

00:04:56 - Emotional and Psychological Impact on Users

00:05:32 - Multi-Signature and Custody Solutions

00:07:43 - Community Reactions and Custody Arrangements

00:08:09 - Diversifying Bitcoin Security

00:10:30 - Self-Custody vs. Exchange Storage

00:11:43 - Single-Signature vs. Multi-Signature Explained

00:13:29 - Practical Examples of Multi-Signature Setups

00:15:43 - The Bitcoin Advisor's Multi-Signature Service

00:18:00 - Ideal Clients for Bitcoin Advisor

00:19:44 - CoinStash SMSF Crypto Exchange

00:20:15 - Host's Personal Security Adjustments

00:24:02 - Importance of Security Services

00:26:01 - Individual Responsibility in Bitcoin Security

00:27:57 - Host's Change in Security Stance

00:29:02 - Learning from Security Mistakes

00:32:28 - Value of Education and Mentorship

00:34:37 - Importance of Bitcoin Meetups

00:37:01 - Advice for Current Coldcard Users

00:39:10 - Future of Self-Custody in Bitcoin

00:40:10 - How to Reach Out to Bitcoin Advisor

Avoid fakes- Follow the ‘real’ Matthew Fraser:

https://www.instagram.com/immatthewfraser/

https://www.tiktok.com/@immatthewfraser

https://www.facebook.com/immatthewfraser/

https://x.com/MatthewFraser

https://www.linkedin.com/in/bayanimills/

Follow Bayani Mills:

https://www.instagram.com/bayanimills/

Follow Andrew Finnie:

https://x.com/BeachesHODL

https://www.meetup.com/bitcoin_sydney/

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Fri, 14 Aug 2026 - 41min

198 - #198 - Are Any Assets Safe Under Labor’s Dictatorship Rule!?

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Sponsorships/Collabs: hey@vibezcreative.com

In this new episode, Matthew breaks down how Labor’s latest tax agenda and leaked conference proposals are a deliberate attack on private wealth. He exposes the reality behind the new CGT rules, the SMSF borrowing ban, and the socialist redistribution tactics disguised as fairness, revealing why Bitcoin is the ultimate store of value to protect your capital.

◼️ How the new CGT rules and SMSF borrowing bans punish Australians building private wealth

◼️ The reality behind Labor’s leaked conference proposals and their socialist redistribution agenda

◼️ Why Bitcoin is the ultimate resistance against government control and legalized theft

Timestamps:

00:00:00 - Introduction

00:00:18 - Leaked Proposals and New Taxes

00:00:51 - Labor’s Socialist Redistribution Agenda

00:01:51 - The 2026 Budget and CGT Changes

00:02:34 - The Ban on SMSF Borrowing

00:03:25 - The Collapse of the Housing Market

00:04:39 - The Hypocrisy of Politicians

00:05:38 - Inside the 50th ALP National Conference

00:07:56 - The Hidden Policies You Should Fear

00:09:00 - Coin Stash Sponsorship

00:09:28 - Why Bitcoin is the Ultimate Store of Value

00:10:44 - How to Protect Your Capital and Options

00:11:44 - Assets Are Only as Safe as the System

00:12:29 - Final Call to Action

Avoid fakes- Follow the ‘real’ Matthew Fraser:

https://www.instagram.com/immatthewfraser/

https://www.tiktok.com/@immatthewfraser

https://www.facebook.com/immatthewfraser/

https://x.com/MatthewFraser

https://bit.ly/MatthewFraserLinkedIn

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Fri, 07 Aug 2026 - 12min

197 - #197 - Labor’s Taxes Are Destroying Bitcoin Holders, But Who’s Really Pulling The Strings?

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

In this new episode, Matthew exposes how Labor’s latest tax agenda targets Bitcoin holders and reveals the network behind it, the Fabian Society, shaping policy for decades. He breaks down how these measures punish wealth builders and why Bitcoin stands as the ideological opposite of their system.

◼️ How Division 296 and unrealised CGT punish Australians building wealth outside the system

◼️ The Fabian Society’s influence on Labor’s long‑term socialist agenda

◼️ Why Bitcoin is the resistance against government‑controlled wealth and dependency

Timestamps:

00:00:00 - Introduction

00:00:31 - Who’s Pulling The Strings

00:00:46 - Labor And Greens’ Wealth Extraction Agenda

00:01:15 - 2026 Budget And New Tax Tiers

00:01:57 - Impact On SMSFs And Savers

00:02:39 - Unrealised Capital Gains Push

00:03:11 - Expert Criticism And Double Taxation Risks

00:03:24 - Coordinated Policy Moves With The Greens

00:03:59 - Negative Gearing And Trust Tax Changes

00:04:17 - Greens’ Redistribution Platform

00:04:43 - Small Business Pressure And Rising Debt

00:05:10 - Tax Burden On Average Australians

00:05:36 - PM Pay And Superannuation Comparison

00:06:20 - How The System Rewards Elites

00:06:41 - Why They’re Doing This

00:06:49 - Introduction To The Fabian Society

00:07:13 - Fabian Strategy And Gradualism

00:07:28 - Fabian Influence On Labor Leadership

00:08:03 - Fabian Policy Themes And Ideology

00:08:37 - Narrative Control And Identity Shifts

00:09:09 - Opposition To Personal Wealth Building

00:09:34 - Why Bitcoiners Oppose Labor And Greens

00:09:59 - Policies Targeting Hard Money Holders

00:10:20 - Bitcoin As Sovereign Resistance

00:10:29 - Stack Sats And Use SMSFs While Possible

00:10:43 - The Long-Term Holder’s Paradox

00:11:06 - Borrowing Against Bitcoin With Leaden

00:11:23 - Returning To The Wealth Grab Impact

00:11:28 - Potential Inheritance Tax And Estate Seizure

00:12:07 - How Wealth Could Be Redirected

00:12:37 - Greens’ Radical Expansion Agenda

00:13:25 - New York As A Case Study In Socialist Policy

00:13:54 - Capital Flight And Economic Decline

00:14:19 - Australians Already Leaving

00:14:27 - Fabian Creep And National Impact

00:14:41 - Final Call To The Audience

00:14:47 - Crypto Collective Invitation

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 04 Aug 2026 - 15min

196 - #196 - The Legal Loophole To Buy A House Without Paying Tax

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

In this new episode, Matthew breaks down the legal loophole that lets Australians use Bitcoin as a home deposit without selling it and without triggering capital gains tax. He explains how Bitcoin‑backed loans work, why they’re becoming mainstream, and the exact numbers behind using collateral instead of selling your stack.

◼️ How Bitcoin‑backed loans let you secure a deposit without triggering CGT

◼️ Why selling Bitcoin destroys long‑term upside compared to borrowing against it

◼️ How US lenders like Fannie Mae are already backing Bitcoin‑collateral mortgages

Timestamps:

00:00:00 - Introduction

00:00:38 - The Reality Of Australia’s Housing And Tax Environment

00:01:05 - Why Saving And Shares Are Failing Under Current Policy

00:01:37 - Why Bitcoin Is The Hardest Money

00:02:24 - Home Price And Deposit Breakdown

00:03:01 - Borrowing Limits And Bitcoin Loan Structure

00:03:35 - Interest Rates And Long-Term Growth Comparison

00:04:02 - The Cost Of Selling Bitcoin For A Deposit

00:05:03 - Borrowing Against Bitcoin Instead Of Selling

00:05:23 - Loan Requirements And No-Check Lending

00:06:03 - Bitcoin Growth Projection Over 20 Years

00:06:44 - Rolling Over Bitcoin Loans

00:07:04 - Long-Term Growth Loss If You Sell Bitcoin

00:08:00 - Borrowing With Smaller Bitcoin Holdings

00:08:51 - The Long-Term Holder’s Paradox

00:09:15 - How Leaden Solves The Sell-Vs-Borrow Problem

00:09:33 - Join The Crypto Collective For Full Demonstrations

00:10:08 - US Adoption Of Bitcoin-Backed Mortgages

00:10:26 - First Bitcoin-Backed $4M Mortgage Settlement

00:10:48 - Why Australian Banks Will Eventually Follow

00:10:52 - Billions In Bitcoin Locked As Collateral

00:11:05 - US Fixed Mortgage Rates And Their Advantage

00:11:44 - Threat Of Unrealised CGT And Family Home Tax

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 29 Jul 2026 - 12min

195 - #195 - The EU Just Banned Bitcoin Privacy (Which Country Is Next?)

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

As of 1 July 2026, the EU banned anonymous crypto accounts and delisted privacy coins, while Australia activated the travel rule on the same day.

In this episode, Matthew explains what these coordinated moves mean for Bitcoin users, how MICA and the travel rule reshape crypto privacy, and why self‑custody and jurisdiction‑aware strategies now matter more than ever. Always confirm political and regulatory information with trusted sources.

What you’ll learn

◼️ How the EU’s MICA rules dismantle anonymous crypto use

◼️ Why privacy coins are being delisted across Europe

◼️ What Australia’s travel rule means for every crypto transfer

◼️ How CARF enables global tax‑authority data sharing

◼️ Why self‑custody and jurisdiction planning matter more than ever

Timestamps:

00:00:00 - Introduction

00:01:02 – MICA Goes Live Across 30 EU Countries

00:01:23 – 80% of EU Crypto Firms Unlicensed

00:01:40 – Binance Forced Out of Multiple EU Countries

00:02:03 – Who Is Ursula von der Leyen?

00:02:32 – Albanese’s Political Background

00:03:01 – What MICA and the Travel Rule Mean

00:03:33 – MICA’s Stated Purpose vs Reality

00:04:21 – Anonymous Accounts Banned; Privacy Coins Delisted

00:05:04 – EU Can Freeze Access to Non‑Compliant Exchanges

00:05:19 – Australia Mirrors EU Regulations

00:05:29 – Travel Rule Explained

00:06:07 – Self‑Hosted Wallet Scrutiny

00:06:17 – French Legal Challenge

00:06:44 – Risks of Leaked Personal Data

00:07:03 – CARF Global Reporting Framework

00:07:37 – Combined Surveillance: Travel Rule + CARF

00:08:17 – March 2026 EU–Australia Security Partnership

00:08:47 – Information‑Sharing Focus

00:09:10 – Hybrid Threats and Disinformation Narrative

00:09:37 – Central Bank Critique

00:09:45 – Timing of Regulatory Rollout

00:10:11 – Albanese’s Governance Style

00:10:45 – Germany Proposes Ending Tax‑Free Bitcoin

00:11:20 – EU Trend: More Tax + More Regulation

00:11:41 – Capital Moves to Switzerland and Portugal

00:11:43 – Australia Risks Becoming Unlivable

00:12:13 – 2026 Budget: More Tax, No Cuts

00:12:24 – Bitcoin and Self‑Custody as Sovereignty

00:12:40 – Urgency to Move Bitcoin Off Exchanges

00:12:53 – Global Surveillance Net Forming

00:13:02 – Practical Steps: Self‑Custody, Non‑KYC, Jurisdiction

00:14:08 – Non‑KYC Bitcoin Explained

00:14:27 – Plan B Passports and Asset Protection

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Thu, 23 Jul 2026 - 14min

194 - #194 - What Will Be The Bottom For BTC?

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

Join the Hard Money Room: https://www.skool.com/the-hard-money-room/about?ref=ada9802add0e4e5386115475e7e3848c

In this new episode, Matthew sits down with Joe Consorti, the head of growth at Thayer and one of the few macro analysts who accurately mapped the 2022 Bitcoin bottom, to unpack why Bitcoin’s current drop isn’t signalling what most retail investors think it is.

What you’ll learn:

◼️ Why Bitcoin bottoms take time and how the 12–16 month cycle window works

◼️ The importance of the 200‑week moving average and why BTC often finds its floor within 5–10% of it

◼️ How whales, long‑term holders and ETFs are signalling that the bottom is close

◼️ Why smart money increases accumulation before the bottom, not at the exact low

◼️ The strategy Joe recommends for navigating volatility with confidence

Timestamps:

00:00:00 - Introduction

00:01:02 - Is the Bitcoin Low In?

00:01:13 - Factors Influencing Bitcoin Bottoms

00:02:06 - Timing the Bitcoin Bottom

00:02:37 - 200-Week Moving Average

00:03:09 - Historical Context of Bitcoin Bottoms

00:04:02 - Impact of FTX Collapse

00:04:49 - Potential for Another Leg Down

00:05:00 - Four-Year Cycle and Bitcoin Halving

00:06:17 - Supply Shock and Market Psychology

00:07:09 - Predictability of Bitcoin Cycles

00:08:32 - Long-Term Holder Realized Price

00:09:25 - Smart Money and Long-Term Holders

00:10:53 - Historical Ranging Periods

00:12:07 - Expected Bottom Range

00:13:00 - Whale Accumulation

00:14:07 - Whale and Long-Term Holder Behavior

00:15:09 - Largest Ever Whale Accumulation

00:16:03 - Long-Term Holder Net Position Change

00:17:58 - Spot Bitcoin ETF Inflows

00:18:41 - ETF Buying Behavior

00:20:17 - ETF Outflows and Inflows

00:21:09 - Three Major On-Chain Signals

00:22:01 - Smart Money Accumulation Strategy

00:23:08 - Timing the Bottom

00:24:00 - Dollar Cost Averaging (DCA) Strategy

00:25:16 - Investment Strategy for Large Sums

00:27:08 - Decision Matrix for Allocation

00:28:19 - Long-Term Perspective on Bitcoin Price

00:28:46 - Potential Positive Black Swan Events

00:29:29 - Geopolitical Game of Bitcoin Accumulation

00:30:36 - US Strategic Bitcoin Reserve

00:31:47 - Global Trust and Bitcoin

00:32:33 - BRICS Nations and Bitcoin

00:33:44 - Bitcoin Arms Race

00:34:47 - US Military and Bitcoin

00:35:08 - Introduction to Hard Money Room

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

https://www.youtube.com/@JoeConsorti

Follow Joe Consorti:

https://www.instagram.com/joe.consorti/

https://www.linkedin.com/in/joeconsorti/

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 21 Jul 2026 - 36min

193 - #193 - Breaking: Aussies Are Escaping Socialist Australia

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling): https://learn.ledn.io/collective

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Sponsorships/Collabs: hey@vibezcreative.com

Set up an overseas company to allow for more flexible ‘foreign sourced income’ options:

See the link in the description for a free downloadable guide on Pamana…a hot spot right now for those that have Bitcoin and Crypto with zero CGT.

https://www.thebitcoinway.com/guides/panama?utm_source=partner-matthew-fraser

In this episode, Matthew breaks down why a growing number of Australians are considering leaving the country as taxes rise, incentives shrink and regulatory pressure intensifies. He covers the latest ABS migration data, the top destinations Aussies are relocating to, and what it actually takes to become a non‑tax resident legally and safely.

What you’ll learn

◼️ The real numbers behind Australia’s quiet wealth‑builder exodus

◼️ The most popular relocation destinations and what they cost

◼️ How ATO residency works, what you must break, and the five steps to prepare for an overseas move

◼️ Visa options, tax structures, and the countries offering low‑tax or crypto‑friendly environments

Timestamps:

00:00:00 - Introduction

00:00:42 - Top Destinations Aussies Are Moving To

00:01:04 - ABS Migration Data and Rising Departures

00:01:34 - Why Skilled Australians Are Leaving

00:02:16 - Common Visa Paths Out of Australia

00:02:45 - Most Popular Relocation Countries

00:03:15 - Real Case: Couple Relocates to Bali

00:03:26 - Emerging Hotspots: Thailand, Portugal, Panama

00:04:02 - Low‑Cost Countries for Digital Nomads

00:04:32 - How to Become a Non‑Tax Resident of Australia

00:05:00 - Breaking ATO Residency and Moving Life Overseas

00:05:57 - Obstacles Aussies Face When Leaving

00:06:35 - Losing Medicare and Managing Aussie Assets

00:07:00 - Selling Your Home Before Becoming a Non‑Resident

00:07:29 - Thailand Elite Visa Overview

00:08:08 - Malaysia MM2H Visa Requirements

00:09:24 - Panama Friendly Nations Visa

00:10:10 - Bali Visa Options and Crypto Tax Rules

00:10:58 - Indonesia’s New Expat Incentives

00:12:59 - Future Restrictions and Labor Policy Risks

00:13:48 - Bitcoin and SMSFs as Resilient Structures

00:13:57 - Five Key Steps Before Leaving Australia

00:15:06 - Superannuation Rules for Non‑Residents

00:16:19 - Citizenship, Passports and Ancestry Options

00:17:22 - Using Visa Agents and Relocation Specialists

00:17:25 - Setting Up an Overseas Company

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Thu, 16 Jul 2026 - 18min

192 - #192 - This Crypto Scam Is Targeting Aussies Right Now.

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

In this episode, Matthew breaks down a real case involving TPK Trading, a platform already listed on ASIC’s investor alert list and actively targeting Australians. He walks through the exact documents, messages and tactics used to trap an investor into sending over $120,000 in “fees” to unlock fake profits.

What you’ll learn

◼️ The step‑by‑step playbook scammers use: social proof, fake dashboards, technical jargon and escalating “compliance fees”

◼️ The red flags that appear in every pig‑butchering scam, including mismatched wallet addresses, invented smart‑contract holds and impersonation of real companies

◼️ The actions you must take immediately if you’re targeted, and how to verify platforms properly before sending a single dollar

Timestamps:

00:00:00 - Introduction

00:01:02 - How the Scam Begins Through Social Proof

00:01:24 - Fake Profit Statements and Emotional Manipulation

00:03:00 - No Self‑Custody and No On‑Chain Verification

00:03:38 - The Fake “EDDR” Compliance Email

00:04:57 - The $121,000 Ethereum Payment Demand

00:05:18 - Technical Red Flag: ETH Requested to a Bitcoin Address

00:06:10 - Invented Technical Jargon Used to Confuse Victims

00:07:15 - Sunk Cost Trap and Escalating Demands

00:08:16 - New $135,000 Compliance Fee and Blackmail

00:09:13 - Victim Realises the Scam

00:10:09 - Multiple Personas Used to Maintain Trust

00:11:17 - Key Mistakes Victims Commonly Make

00:12:22 - Universal Red Flags in Pig‑Butchering Scams

00:14:12 - The Defining Feature: Paying More to Unlock Funds

00:15:08 - Technical Errors and Jargon Overload

00:16:16 - Pressure‑Plus‑Apology Manipulation Pattern

00:17:20 - How to Verify Platforms Properly

00:18:01 - What To Do Immediately If You’re Hit

00:19:12 - Industrial‑Scale Scam Operations

00:19:58 - ASIC Warnings and WhatsApp/Telegram Risks

00:20:32 - Strengthen Self‑Custody and Scam Awareness

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Thu, 09 Jul 2026 - 21min

191 - #191 - Which Australian Banks Are Best For Bitcoiners?

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

In this episode, Matthew breaks down the real policies behind Australia’s major banks and how they treat transfers to crypto exchanges. He covers the limits, blocks, delays and surveillance rules that affect everyday investors, plus the practical steps that help reduce friction when moving larger sums.

What you’ll learn

◼️ How CBA, NAB, Westpac, ANZ, Macquarie and smaller banks actually handle crypto transfers

◼️ Why blocks happen, what triggers reviews and how the new travel rule increases tracking

◼️ Practical methods to move funds more smoothly using compliant exchanges and supportive banks

Timestamps:

00:00:00 - Introduction

00:01:03 - Commonwealth Bank’s $10k Limit and Transfer Holds

00:02:33 - NAB’s Approach and High‑Risk Exchange Blocks

00:04:46 - Westpac Freezes, Delays and Full Account Shutdowns

00:07:24 - ANZ’s CryptoProtect and Monthly Limits

00:10:05 - Macquarie’s Sudden Crypto Transfer Restrictions

00:11:42 - New AFSL Rules for Australian Exchanges

00:11:54 - Travel Rule and Increased Identity Tracking

00:13:36 - US Banks Adopting Bitcoin‑Backed Mortgages

00:15:20 - Common Mistakes That Trigger Bank Holds

00:16:19 - Practical Tips to Move Funds With Fewer Blocks

00:18:27 - Supportive Banks Paired With Compliant Exchanges

00:19:11 - Navigating Albanese‑Era Oversight Strategically

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 07 Jul 2026 - 19min

190 - #190 - Aussie Millionaire Weighs In On How Labor is DESTROYING Us

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

In this reactions episode, Matt responds to viral clips calling out Australia’s collapsing living standards, rising taxes, political pay rises, and the pressure crushing small business. From minimum wage changes to superannuation rules to the debate around sovereignty and tax reform, this episode breaks down why so many Australians feel poorer and why the frustration is boiling over.

What the episode covers:

◼️ Why rising taxes, wage pressures, and government spending are hitting households and small business at the same time

◼️ How superannuation rule changes and new tax thresholds affect everyday Australians

◼️ Why political decisions, not external events, are driving the decline in living standards

Timestamps:

00:00:00 - Introduction

00:00:37 - Praise for Dave Hughes and Criticism of Politicians

00:01:21 - Discussion on Politicians' Pay Rises

00:02:22 - Australia's Decline in Living Standards

00:03:48 - Superannuation and Tax Deductions

00:05:12 - Bitcoin and Superannuation Contributions

00:05:43 - Malcolm Roberts on Taxes and Government Spending

00:06:44 - Conversation with Malcolm Roberts

00:07:46 - CoinStash Promotion

00:08:32 - Raising of Minimum Wage and Small Business Impact

00:10:20 - Inflation and Government Spending

00:10:58 - Critique of the Australian Tax Office

00:11:54 - Criticism of Welfare System

00:12:43 - Economic Growth Under Different Governments

00:13:10 - Labor Government's Tax Policies

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 01 Jul 2026 - 16min

189 - #189 - Breaking: Labor Is Abolishing SMSF Property

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

Labor has moved to abolish SMSF property borrowing, a strategy Australians have used since 2007 to build long term wealth. In this episode, Matt breaks down what changed, why it happened, who is affected, and why this shift strengthens the case for holding Bitcoin inside an SMSF as the last structure the government cannot easily attack.

What the episode covers

◼️ How the new ban on SMSF property borrowing works and who it impacts

◼️ Why policy volatility is pushing more Australians toward SMSFs and self custody assets

◼️ Why Bitcoin remains structurally resistant to the tax levers used on property, trusts, and traditional super

Timestamps:

00:00:00 - Introduction

00:01:03 - Case for Bitcoin in SMSFs

00:01:26 - Details of the New Restriction

00:02:19 - Greens' Agenda and Wealth Redistribution

00:03:04 - Testamentary Trusts and Small Business Thresholds

00:03:46 - Rapid Policy Changes and Public Trust

00:04:16 - Future Uncertainty and Planning Challenges

00:04:27 - Potential Future Restrictions

00:05:13 - Public Sentiment and Political Support

00:05:39 - Coalition and One Nation's Promises

00:06:00 - Supporting Political Parties

00:06:25 - Labor's Fundraising Campaign

00:07:11 - Wayne Swan's Role and Criticism

00:07:48 - Joining the Crypto Collective Community

00:08:30 - Considering Exiting Australia

00:08:40 - Countries with Zero Tax

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 24 Jun 2026 - 13min

188 - #188 - One Nation Is Now Australia’s #1 Party, But Will That Save Your Bitcoin?

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

One Nation has surged in national polling and is positioning itself as the only major force talking openly about Bitcoin, lower taxes, and financial freedom. In this episode, Matt breaks down what their policy actually says, how it compares to global pro‑Bitcoin shifts, and whether any of it is enough to protect your wealth from Australia’s tightening tax regime.

What the episode covers

◼️ What One Nation’s public stance on Bitcoin really means for everyday Australians

◼️ How global politics, including the US pivot toward crypto, is reshaping the conversation

◼️ Why tax policy, not party branding, determines whether your Bitcoin stays protected

Timestamps:

00:00:00 - Introduction

00:00:54 - Factors Driving One Nation's Popularity

00:01:47 - One Nation's Potential to Form Minority Government

00:02:31 - Bitcoin's Role in Financial Independence

00:02:53 - Donald Trump's Pro-Crypto Stance

00:03:25 - Highlights from Trump's Pro-Crypto Speech

00:04:17 - Military Leaders' Support for Bitcoin

00:04:39 - Opposition to Central Bank Digital Currency (CBDC)

00:05:00 - Ending Anti-Crypto Crusade

00:05:43 - Trump's Legislative Changes for Crypto

00:05:53 - GENIUS Act for Stablecoins

00:06:15 - Progress of the Clarity Act

00:07:52 - Opposition to Extra Taxes and Overregulation

00:08:03 - Criticism of Labor's Tax Policies

00:09:07 - Controversial Policy Proposals

00:10:31 - Death Penalty and Bitcoin-Backed Currency

00:11:03 - Aboriginal Land Claims and Natural Resource Royalties

00:11:25 - El Salvador Style Prison System

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 23 Jun 2026 - 13min

187 - #187 - SMSF’s Are Now The Most Powerful Tax Structure In Australia.. But For How Long?

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

Labor has killed every major wealth structure Australians relied on, family trusts, the retirement phase cap, Division 296, and SMSFs are clearly next in their sights. In this episode, Matt breaks down the government’s long‑term playbook, why SMSFs still hold a structural advantage, and how Bitcoin inside an SMSF resists the tax levers Canberra uses to erode wealth.

What the episode covers

◼️ The pattern behind Australia’s attacks on wealth structures and why SMSFs are next

◼️ How Bitcoin avoids annual tax drag and Division 296 inside an SMSF

◼️ The long‑term scenarios that show why SMSFs remain the strongest structure, for now

Timestamps:

00:00:00 - Introduction

00:01:26 - Capital Gains Tax Introduction in 1985

00:01:59 - Transfer Balance Cap in 2017

00:02:41 - Family Trusts Tax in 2026

00:03:13 - Current State of SMSFs

00:04:44 - SMSF Contributions and Tax Benefits

00:05:16 - Bitcoin's Unique Tax Advantages

00:05:31 - Capital Gains Tax on Bitcoin

00:05:54 - Retirement Phase Tax Benefits

00:06:15 - Division 296: New Tax on Large Super Balances

00:07:21 - Bitcoin's Exemption from Division 296

00:08:06 - Real Numbers: Comparing Standard Fund vs. Bitcoin in SMSF

00:09:10 - Borrowing Against Bitcoin: Sponsor Message

00:09:53 - Bitcoin Growth Projections

00:10:43 - Future Threats to SMSFs

00:11:14 - Why SMSFs Are Still a Smart Play

00:12:08 - Potential Government Actions Against Bitcoin

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 17 Jun 2026 - 13min

186 - #186 - Breaking: Aussies Are Flocking To NZ To Escape Labor

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

Australia’s latest tax changes are pushing wealth creators to look overseas. In this episode, Matt unpacks why New Zealand has become the unexpected escape route, from its open invitation to Aussies, to the four‑year tax exemption, and the reality of crypto treatment under NZ law.

What the episode covers

◼️ How Labor’s new tax rules are driving capital and talent out of Australia

◼️ The residency pathway and tax advantages offered by New Zealand

◼️ What crypto investors need to know about NZ’s “no CGT” claim

Timestamps:

00:00:00 - Introduction

00:01:03 - Australian Government's Hostile Budget

00:02:19 - New Zealand's Invitation to Aussies

00:03:02 - Trans-Tasman Travel Arrangement

00:03:34 - Tax Advantages in New Zealand

00:04:17 - Crypto Tax Reality in New Zealand

00:05:00 - Long-term Bitcoin Holding Strategy

00:05:54 - New Zealand's Lifestyle and Relocation Benefits

00:07:09 - Comparing Panama, UAE, and New Zealand

00:08:01 - Income Tax Comparison: Australia vs. New Zealand

00:10:24 - Transitional Resident Exemption in New Zealand

00:12:01 - Bitcoin Compounding Scenario

00:15:00 - SMSF and Bitcoin in New Zealand

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Fri, 12 Jun 2026 - 18min

185 - #185 - Young Aussies Are Walking into a Retirement Trap

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

Superannuation is sold as the safety net for retirement, but the reality is far less secure. Inflation, tax drag, and a benchmark that barely covers the basics are setting up a generation to fall short. In this episode, Matt unpacks the numbers, exposes the trap, and shows how alternative structures can change the outcome.

What the episode covers:

◼️ Why relying solely on superannuation leaves young Aussies exposed

◼️ How inflation and tax drag reduce real retirement outcomes

◼️ The role of Bitcoin inside an SMSF in reshaping retirement maths

Timestamps:

00:00:00 - Introduction

00:00:43 - The Myth of 7% Compound Growth

00:01:05 - Taxation and Inflation Impact

00:02:25 - The Reality of a "Comfortable" Retirement

00:03:10 - The True Cost of Living in Retirement

00:05:02 - Inflation's Impact on Retirement Savings

00:06:16 - Political Influence on Retirement Savings

00:07:00 - The Reality of Delayed Retirement

00:08:12 - The Retiree Trap

00:09:07 - Bitcoin's Tax Advantages

00:09:29 - Bitcoin Growth Projections for 30-Year-Olds

00:10:12 - Bitcoin Growth Projections for 40-Year-Olds

00:11:28 - Bitcoin Growth Projections for 50-Year-Olds

00:12:33 - The Importance of SMSF and Bitcoin Allocation

00:13:36 - Overcoming Inaction and SMSF Fees

00:14:39 - The Broken Traditional System

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 09 Jun 2026 - 16min

184 - #184 - No Superannuation In Your 40’s? Watch This…

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Many Australians hit their 40s with little or no superannuation and assume it’s too late to build real wealth. In this episode, Matt breaks down why that belief is wrong, how compounding works even from mid‑life, and what small allocations can mean inside an SMSF.

What the episode covers

◼️ Why starting in your 40s isn’t too late for wealth building

◼️ How Bitcoin inside an SMSF changes retirement maths

◼️ The compounding effect that can still deliver freedom by age 60

Timestamps:

00:00:00 - Introduction

00:00:32 - Real-Life Example: Aiden's Financial Situation

00:01:25 - The Stress of Financial Decisions

00:02:29 - Average Super Balances for Australians in Their 40s

00:03:01 - Projected Super Balance at Age 60

00:03:34 - Inflation's Impact on Retirement Savings

00:04:23 - The Paradox of Being a Long-Term Bitcoin Holder

00:04:55 - Sponsor: Ledin - Borrow Against Your Bitcoin

00:05:16 - Traditional Financial Advice vs. Reality

00:06:00 - The Limitations of Mainstream Financial Strategies

00:06:43 - Sponsor: CoinStash - Investing SMSF into Crypto

00:07:46 - The Power of Bitcoin in an SMSF

00:08:41 - Projected Wealth with Bitcoin Investment

00:09:12 - The Political Climate and Superannuation

00:10:16 - The Urgency of Taking Action Now

00:11:09 - Join the Crypto Collective Community

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 03 Jun 2026 - 11min

183 - #183 - How Much Bitcoin Do You Really Need To Retire?

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Most Australians think they’ve missed the boat on Bitcoin, that the price is too high and the numbers are out of reach. In this episode, Matt breaks down the real maths behind long‑term compounding, inflation‑adjusted targets, and SMSF structures to show how surprisingly small the starting number can be for a strong retirement outcome.

What the episode covers

◼️ How much Bitcoin a 30, 40 and 50‑year‑old would need today to target $2M (inflation‑adjusted) by age 60

◼️ How long‑term CAGR, inflation and SMSF tax efficiency change retirement projections

◼️ The impact of consistent DCA and why compounding can outperform traditional super over time

Timestamps:

00:00:00 - Introduction

00:00:21 - Understanding the Target: A $2 Million Retirement

00:00:43 - Calculating Bitcoin Needs for Different Ages

00:01:36 - Comparing Retirement Goals: ASFA vs. $2 Million

00:02:20 - The Power of Bitcoin in an SMSF

00:03:10 - Bitcoin Requirements for 30, 40, and 50-Year-Olds

00:03:43 - Sponsor Message: CoinStash Introduction

00:04:36 - Impact of Dollar Cost Averaging (DCA) on Retirement Savings

00:05:51 - Withdrawing for Living Expenses: A Sustainable Strategy

00:06:55 - Building Generational Wealth with Bitcoin

00:07:37 - Join the Crypto Collective Community

00:07:59 - Conclusion: Engage with Your Retirement Goals

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Thu, 28 May 2026 - 08min

182 - #182 - Australia Is Heading for a Recession. Here's What That Means for Bitcoin

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Australian economists are warning that the country may be approaching a recession as growth slows, inflation stays elevated and the AUD weakens. In this episode, Matt breaks down how downturns typically unfold, how markets have reacted in past crises, and why Bitcoin has historically behaved differently when currencies weaken and stimulus ramps up.

What the episode covers:

◼️ Economic signals pointing toward a potential recession and how it affects households

◼️ How past crises show Bitcoin responding to currency weakness and stimulus

◼️ Why some Australians are reassessing SMSFs and long‑term positioning in volatile markets

Timestamps:

00:00:00 - Introduction

00:01:00 - Government Crisis vs. Cost of Living Crisis

00:02:00 - Impact of Recession on Everyday Australians

00:03:00 - The Consequences of Government Spending

00:04:00 - Bitcoin's Resilience During Economic Crises

00:05:30 - Bitcoin vs. Traditional Assets: A Comparative Analysis

00:06:30 - The Fixed Supply of Bitcoin

00:07:30 - Buying Opportunities During Market Fear

00:09:00 - Positioning for the Future: Wealth Protection Strategies

00:10:00 - Join the Crypto Collective Community

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 26 May 2026 - 11min

181 - #181 - The Budget Move Reshaping Wealth Strategy

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In this episode, Matt reacts to the latest Federal Budget and unpacks how the proposed changes could affect trusts, property, housing affordability, digital identity expansion and long‑term wealth planning. He also explores how these shifts intersect with SMSF structuring, Bitcoin as a long‑term asset and the broader economic environment Australians are navigating.

What the episode covers

◼️ Proposed tax changes affecting trusts and how they may impact small businesses and families

◼️ The expansion of digital ID and what it means for compliance and verification

◼️ Housing‑market pressures, deposit schemes and why some buyers are now trapped in high‑LVR loans

◼️ How interest‑rate rises and inflation are reshaping affordability

◼️ Why some Australians are reassessing Bitcoin and SMSFs as part of their long‑term strategy

Timestamps:

00:00:00 - Introduction

00:00:40 - Tax Increases and Trusts

00:02:04 - Digital ID Funding Announcement

00:02:38 - Critique of Taxation and Economic Policies

00:04:20 - First Home Buyer Challenges

00:06:15 - Mortgage Broker Insights and Market Realities

00:07:09 - Investment Advice: Bitcoin vs. Property

00:08:36 - Labor's Broken Promises on Taxes

00:09:53 - Renting vs. Buying: Recommendations for Australians

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 20 May 2026 - 12min

180 - #180 - The Federal Budget Just Changed Everything for Bitcoin Investors

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In this episode, Matt breaks down how these structural changes interact with Bitcoin as a capital asset, what higher effective tax rates mean for long‑term holders, and why SMSF structuring is becoming a central part of the conversation for Australians building wealth through digital assets.

What the episode covers:

◼️ How the new CGT model works and why it affects all asset classes

◼️ What the updated negative‑gearing rules mean for future investors

◼️ How trust distributions will be taxed under the new minimum‑rate framework

◼️ The impact of Division 296 on large super balances

◼️ Why SMSF structuring is becoming more relevant for Bitcoin holders

Timestamps:

00:00:00 - Introduction

00:00:42 - Overview of the 26-27 Federal Budget

00:01:03 - Capital Gains Tax Discount Overhaul

00:01:25 - Negative Gearing Changes

00:02:39 - Family and Discretionary Trusts Demolished

00:03:00 - Superannuation Division 296 Tax Changes

00:03:55 - Labor's Deceptive Promises

00:04:38 - Impact on Wealth Building and Bitcoin

00:06:05 - Importance of Self-Custody Bitcoin in SMSF

00:06:37 - Call to Action: Join the Crypto Collective Community

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Fri, 15 May 2026 - 07min

179 - #179 - Why This Multi-millionaire HATES Diversification

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Most Australians are taught to diversify across dozens of assets, but many of the world’s most successful wealth builders took a different path. In this episode, Matt breaks down why some investors choose concentrated positions, how this approach has played out for figures like Michael Saylor and the Winklevoss twins, and what separates average returns from asymmetric outcomes.

What the episode covers:

◼️ How diversified super funds typically allocate and what their long‑term returns look like

◼️ Why concentrated strategies have shaped the fortunes of major entrepreneurs

◼️ The role Bitcoin has played in high‑conviction portfolios

◼️ How tax treatment, structure and asset design influence compounding

◼️ The mindset shift from “own everything” to “own what you understand”

Timestamps:

00:00:00 - Introduction

00:00:31 - Case Study: Chris's Super Fund Experience

00:01:03 - The 15% Tax Drag on Super Earnings

00:01:24 - The Impact of Tax on Compounding

00:01:35 - New Taxes on Retirees

00:01:45 - Comparing Super Tax Rates

00:02:07 - Bitcoin in an SMSF: A Tax-Free Alternative

00:02:28 - Scenario Setup: Average Australian Super Contributions

00:03:01 - Traditional Super00:00:20 - The Case for Concentration

00:00:30 - Traditional Superannuation Investments

00:00:41 - Performance of Diversified Super Funds

00:01:13 - Bitcoin's Performance Over the Decade

00:01:36 - The Downside of Diversification

00:02:08 - Michael Saylor's Bitcoin Bet

00:03:03 - Strategy's Performance with Bitcoin

00:03:35 - Winklevoss Twins' Bitcoin Investment

00:04:41 - Non-Crypto Examples: Buffett, Musk, Bezos, Zuckerberg

00:06:05 - Sponsor Message: CoinStash

00:06:58 - Why Bitcoin Specifically?

00:07:30 - Final Takeaway: Concentration for Wealth Building

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 12 May 2026 - 08min

178 - #178 - The Superannuation Hack To Pay 0% Tax

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🔗 TAKE ACTION:

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Superannuation earnings are taxed at 15% each year, and that annual drag compounds over decades. In this episode, Matt breaks down how that tax works inside traditional funds, why it reduces long‑term growth, and how an SMSF holding Bitcoin is treated differently under current rules.

Inside the episode:

◼️ How annual earnings tax affects long‑term compounding

◼️ Why Bitcoin inside an SMSF has no ongoing earnings tax

◼️ Real scenarios for 40‑ and 50‑year‑olds using standard contribution levels

◼️ How different growth rates and tax settings change retirement outcomes

Timestamps:

00:00:00 - Introduction

00:00:31 - Case Study: Chris's Super Fund Experience

00:01:03 - The 15% Tax Drag on Super Earnings

00:01:24 - The Impact of Tax on Compounding

00:01:35 - New Taxes on Retirees

00:01:45 - Comparing Super Tax Rates

00:02:07 - Bitcoin in an SMSF: A Tax-Free Alternative

00:02:28 - Scenario Setup: Average Australian Super Contributions

00:03:01 - Traditional Super Fund Performance: Host Plus Balanced

00:03:24 - Bitcoin's Growth Rate in an SMSF

00:03:45 - 40-Year-Old Scenario: Traditional Super vs. Bitcoin SMSF

00:05:03 - The Advantage of No Annual Tax Drag

00:05:35 - 50-Year-Old Scenario: Traditional Super vs. Bitcoin SMSF

00:07:02 - The Paradox of Being a Long-Term Bitcoin Holder

00:07:23 - Sponsor Message: Ledin's Bitcoin-Backed Loans

00:07:45 - Bitcoin's Performance Without Annual Tax Drag

00:08:07 - Bitcoin's 30% CAGR in an SMSF

00:08:28 - Why Bitcoin in an SMSF Matters

00:09:00 - The Structural Advantage of Bitcoin in Super

00:09:31 - Conclusion: Bitcoin SMSF vs. Traditional Super

00:10:04 - How to Move Your Super into a Bitcoin SMSF

00:10:25 - Call to Action: Join the Crypto Collective

00:10:36 - Disclaimer: Not Financial Advice

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 06 May 2026 - 11min

177 - #177 - What These Viral Market Crash Predictions Don’t Tell You

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Superannuation, inflation and asset‑market stress are pushing more Australians to question how wealth is built and protected in 2026. In this episode, Matt reacts to a series of viral clips on rising costs, market risk and misconceptions about Bitcoin, and breaks down why digital assets keep showing up in conversations about long‑term resilience.

What the episode covers:

◼️ How rate hikes, inflation and cost‑of‑living pressures shape financial behaviour

◼️ Why some analysts expect corrections across property, credit and equities

◼️ Common misunderstandings about Bitcoin, energy use and long‑term viability

◼️ How investors think about downturns, opportunity cycles and positioning for the next decade

Timestamps:

00:00:00 - Introduction

00:00:26 - Predictions of Market Crash and Bitcoin Skepticism

00:00:41 - Climate Change Denial and Conspiracy Theories

00:01:01 - Introduction to the Episode

00:01:11 - Rant on Taxes and Government Control

00:02:01 - Superannuation and Property Taxes

00:02:53 - Labor and Greens' Alleged Agenda

00:03:22 - Criticism of Government Handouts

00:03:52 - Andrew Tate's Views on Government Control

00:04:44 - Allegations of Corruption in Labor Party

00:05:23 - Discussion on Avoiding Taxes

00:06:09 - History of Income Tax in Australia

00:07:26 - Decline in Standard of Living Under Labor

00:08:28 - Critique of Monetary System and Advocacy for Bitcoin

00:09:02 - More Criticism of Anthony Albanese

00:09:15 - Labor Party's Lack of Real-World Experience

00:10:08 - Promotion of Crypto Investment Service

00:10:36 - Bitcoin and Energy Consumption Debate

00:11:48 - Renewable Energy and Bitcoin

00:12:44 - Predictions of Market Crash and Asset Bubbles

00:13:18 - Strategy for Market Crash and Bitcoin Investment

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Fri, 01 May 2026 - 14min

176 - #176 - Super Funds Are Adopting Bitcoin!?

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Australia’s second‑largest super fund is exploring ways to offer members access to digital assets. In this episode, Matt breaks down what HostPlus is considering, how it compares to AMP’s earlier move, and what this could mean for Bitcoin inside Australian retirement savings.

Inside the episode:

◼️ How HostPlus may introduce Bitcoin through its ChoicePlus platform

◼️ What limits and safeguards apply inside large super funds

◼️ How this compares to holding Bitcoin in an SMSF

◼️ Why member demand is pushing super funds toward digital asset options

Timestamps:

00:00:00 - Introduction

00:01:00 - ChoicePlus Platform and Member Demand

00:02:00 - AMP's Influence and Industry Impact

00:03:00 - The Benefits of Bitcoin in Super Funds

00:04:00 - Ledin: Borrowing Against Bitcoin

00:05:00 - HostPlus vs. SMSF: Pros and Cons

00:06:00 - True Ownership with SMSF

00:07:00 - The Future of Bitcoin in Retirement Savings

00:08:00 - Join the Crypto Collective Community

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 29 Apr 2026 - 09min

175 - #0175 - How To Beat The CGT Changes (LEGALLY)

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🔗 TAKE ACTION:

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New tax settings are set to reshape how Australian property investors manage capital gains, gearing, and long‑term strategy. In this episode, Matt breaks down what the proposed changes mean, who’s most exposed, and the legal frameworks investors can use to stay ahead of shifting rules.

Inside the episode:

◼️ How the updated CGT settings may impact multi‑property investors

◼️ What caps on deductions could mean for cash flow and portfolio structure

◼️ Six legal strategies to protect your position before any changes take effect

◼️ How SMSFs, trusts, and entity structuring fit into the new landscape

◼️ Why some investors are reassessing property vs. portable, self‑custodied assets

◼️ A side‑by‑side comparison of property returns vs. Bitcoin over the next decade

Timestamps:

00:00:00 - Introduction

00:01:03 - Sarah's Story: The Impact of Negative Gearing Changes

00:02:17 - Who Gets Affected: The 214,000 Mum and Dad Investors

00:03:22 - The Greens' Agenda: Phasing Out Negative Gearing

00:04:47 - Historical Context: Labor's Previous Tax Attempts

00:06:56 - Potential Consequences: Housing Market and Rental Supply

00:08:23 - Wealth Exodus: Australians Leaving for Better Tax Environments

00:08:44 - Legal Strategies: Protecting Yourself from Tax Hikes

00:10:10 - Investment Options: The Role of SMSFs in Crypto

00:11:14 - Comparative Analysis: Property vs. Bitcoin Investments

00:16:47 - Conclusion: The Future of Wealth Building in Australia

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Mon, 27 Apr 2026 - 18min

174 - #0174 - Australia Just Destroyed Bitcoin Privacy (New Laws)

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New regulatory changes are reshaping how digital assets move through the system, and for the first time, self‑custody wallets are being pulled into the compliance net.

In this episode, Matt breaks down what the new rules mean, how they affect wallet verification, why privacy is becoming harder to maintain, and the practical steps serious Bitcoin holders should be thinking about next.

Inside the episode:

◼️ How new reporting rules change the way exchanges handle self‑custody transfers

◼️ Why wallet verification is becoming standard across major platforms

◼️ What these changes mean for privacy‑focused investors

◼️ How SMSF structures, collateralised borrowing, and peer‑to‑peer routes fit into the new landscape

◼️ The long‑term implications for Bitcoin’s role as a self‑custodied asset

Timestamps:

00:00:00 - Introduction

00:01:00 - Dave's Experience with Cold Wallets

00:02:00 - New Categories for Digital Asset Platforms

00:03:00 - Government's Justification for Surveillance

00:04:00 - Impact of Regulations on Wealth Building

00:05:00 - Global Surveillance Initiatives

00:06:00 - Erosion of Financial Privacy

00:07:00 - Impact on Bitcoin Adoption

00:08:00 - Long-Term Outlook for Bitcoin

00:09:00 - Practical Steps for Self-Custody

00:10:00 - Using Privacy Coins for Transactions

00:11:00 - Planning Your Exit Strategy

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 22 Apr 2026 - 13min

173 - #173 - The Wildest Cases I’ve Seen Bitcoin Help

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In this episode, Matt shares the wildest cases he’s seen first‑hand: the retiree searching for a lifeline, the sceptic who became a believer, the investor who bought every dip, the family who missed a crucial insurance detail, and the moments where Bitcoin changed everything… or couldn’t.

These stories reveal what Bitcoin can do, what it can’t, and why your personal situation matters more than the market cycle.

◼️ The emotional reality behind late‑stage retirement panic

◼️ Why sceptics often become the strongest Bitcoin advocates

◼️ How conviction is built (and tested) in bear markets

◼️ The insurance mistake every SMSF investor must avoid

◼️ The mindset shift that separates long‑term winners

Timestamps:

00:00:00 - Introduction

00:00:32 - The Webinar Incident: A Lesson in Expectations

00:03:05 - Choices for Retirement: The Reality Check

00:03:16 - Generational Perspectives on Bitcoin

00:04:10 - Overcoming Skepticism: My Journey with Bitcoin

00:05:57 - The Importance of Education in Crypto

00:06:29 - My Personal Investment Experience

00:08:29 - Dollar Cost Averaging Strategy Explained

00:09:40 - The Dilemma of Selling Bitcoin for Cash

00:10:48 - A Cautionary Tale: Insurance and Super Funds

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 15 Apr 2026 - 13min

172 - #172 - Superannuation Secrets No One Wants You to Know (2026 Rules)

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Most Australians are heading toward retirement with far less than they need, not because of bad luck, but because of five silent mistakes built into the super system. In this episode, Matt breaks down the new 2026 rules, the hidden traps most people never see, and the strategies that can transform an average balance into real long‑term wealth.

◼️ The 2026 super changes that actually matter

◼️ The five mistakes quietly destroying compounding

◼️ Why default funds fall behind over decades

◼️ How contribution caps and timing reshape outcomes

◼️ Why SMSFs and hard assets behave differently

Timestamps:

00:00:00 - Introduction

00:00:42 - Payday Super: New Rules and Impact

00:01:36 - High Contribution Caps: Opportunities for Extra Savings

00:02:42 - Super on Government Paid Parental Leave

00:03:03 - Transfer Balance Cap Increase

00:03:25 - Division 296 Tax: New Stealth Tax on Retirement Savings

00:04:52 - Comfortable Retirement: ASFA's Standards

00:07:00 - Old Age Pension: Living on Minimal Super

00:09:06 - The Paradox of Being a Long-Term Bitcoin Holder

00:09:50 - Biggest Mistakes with Super and SMSF

00:12:00 - Multiple Super Accounts: Consolidate to Save

00:12:42 - Voluntary Contributions: Boosting Your Super

00:14:07 - Maxing Out Concessional and Non-Concessional Caps

00:15:30 - Retiring Faster: Avoiding Late Realizations

00:16:33 - Panicking and Switching Investments at the Wrong Time

00:17:36 - Setting Up SMSF: Proper Planning and Compliance

00:19:02 - SMSF: Control and Professional Management

00:20:26 - Allocating to Better Performing Assets in SMSF

00:21:00 - Avoiding ATO Penalties: Compliance Tips

00:22:24 - Other Costly Traps: Insurance, Advice, and Contribution Caps

00:23:08 - Strategic Bitcoin Allocation: Potential for Massive Growth

00:25:06 - The Widening Retirement Gap: Taking Control

__________

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__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 08 Apr 2026 - 26min

171 - #171 - Retirement changes after you hit $3M (Beat THIS Trap)

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Hitting $3 million in super used to mean you were set for life. New rules change that completely. In this episode, Matt breaks down what actually happens once your balance crosses the $3M threshold, how the new tax settings work, and why SMSFs and hard assets behave differently under the updated system.

◼️ What changes once your super passes $3M

◼️ How the new tax rules affect long‑term retirement planning

◼️ The updated contribution caps and thresholds from July 1

◼️ A real $4M SMSF example and how earnings are treated

◼️ Why asset choice matters more than ever for future wealth

Timestamps:

00:00:00 - Introduction

00:00:31 - Labor's Attempt to Tax Unrealized Gains

00:01:04 - Proposed Tax Changes and Backlash

00:02:30 - What Actually Passed: Realized Gains Tax

00:04:05 - Positive Changes from July 1

00:04:26 - Payday Super: Immediate Super Payments

00:05:08 - Higher Contribution Caps

00:06:04 - Transfer Balance Cap Increase

00:06:25 - Super on Government Paid Parental Leave

00:06:56 - Sponsor: CoinStash

00:07:50 - Practical Example: $4 Million SMSF Couple

00:09:26 - Bitcoin in SMSF: Tax Advantages

00:11:03 - Long-term Impact on Retirement Savings

00:11:57 - Average Super Balances and Retirement Reality

00:13:27 - Building Wealth Outside Super

00:14:40 - Sponsor: Imperial Wealth

00:15:12 - Final Thoughts on Labor's Policies

__________

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__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Thu, 02 Apr 2026 - 17min

170 - #170 - Is Labor Telling The Truth About The Oil Crisis? (Or is there a secret agenda?)

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Australia is facing fuel shortages, rising prices and growing uncertainty, but the public narrative doesn’t match what people are seeing on the ground. In this episode, Matt breaks down the theories circulating online, the structural vulnerabilities in Australia’s energy system, and why moments like this expose how fragile our supply chains really are.

◼️ Why fuel stations are running dry across the country

◼️ How Australia can hold reserves yet still face shortages

◼️ The online theories linking energy shocks to digital controls

◼️ The real risks of relying on imported fuel

◼️ Why Bitcoin becomes a sovereignty tool during supply‑chain crises

Timestamps:

00:00:00 - Introduction

00:01:05 - Australia’s Oil Reserves and Sovereignty

00:02:11 - Conspiracy Theories Explored

00:02:54 - Theory 1

00:03:48 - Theory 2

00:04:20 - Theory 3

00:04:54 - Theory 4

00:05:27 - Theory 5

00:05:59 - Theory 6

00:06:31 - Patterns and Reality Check

__________

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__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 31 Mar 2026 - 07min

169 - #169 - How The Iran War Can Collapse Australia’s Economy

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Australia is facing one of the most severe energy shocks in decades, and the flow‑on effects are already hitting fuel, freight, groceries and inflation. In this episode, Matt breaks down how a global oil disruption can cascade through Australia’s economy, why we’re more exposed than almost any developed nation, and how Bitcoin behaves during periods of energy‑driven instability.

◼️ How a major oil choke point disrupts global supply

◼️ Why Australia’s fuel dependence magnifies every price spike

◼️ The inflation chain: transport, groceries, airfares and business costs

◼️ What past oil shocks tell us about markets, recessions and money printing

◼️ How Bitcoin reacts during geopolitical and energy crises

Timestamps:

00:00:00 - Introduction

00:01:14 - Australia's Fuel Dependency

00:02:18 - Impact of Oil Supply Disruption

00:03:10 - Economic Consequences

00:04:36 - Inflation and Cost of Living

00:06:01 - Predictions for the Coming Weeks

00:08:10 - Government Response and Cash Printing

00:10:29 - The Role of Bitcoin as a Hedge

00:12:27 - Financial Implications of the War

00:14:01 - The Future of the Economy

__________

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__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Fri, 27 Mar 2026 - 17min

168 - #168 - 5 Ways to grow your super (SMSF & Industry Funds)

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Most Australians are heading toward retirement with far less than they need, and the gap between the average balance and a comfortable lifestyle is widening fast. In this episode, Matt breaks down the five strategies Australians are using to grow their super faster, whether they’re in an industry fund or running an SMSF.

◼️ The real numbers behind Australia’s retirement gap

◼️ How concessional and non‑concessional contributions accelerate growth

◼️ Why asset allocation matters more than most people realise

◼️ The SMSF advantage for control and flexibility

◼️ How long‑term compounding transforms even modest balances

Timestamps:

00:00:00 - Introduction

00:02:16 - Understanding the ASFA Retirement Standards

00:03:58 - Five Strategies to Grow Your Super

00:04:20 - Maximize Concessional Contributions

00:06:07 - Non-Concessional Contributions Explained

00:07:36 - Switching to Better Performing Assets

00:08:53 - The Ultimate Hack

00:11:04 - The Power of Compound and Consistency

00:14:06 - The Importance of Early Action

00:15:32 - Join the Crypto Collective Community

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Thu, 19 Mar 2026 - 16min

167 - #167 - Could Pauline Hanson Save Your Financial Sovereignty?

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Australia is entering a major shift in how wealth, retirement and financial sovereignty are shaped. In this episode, Matt explores how changing policy settings could impact your super, your tax outcomes and your long‑term Bitcoin strategy.

◼️ The structural pressures reshaping retirement

◼️ How proposed tax changes could affect savings

◼️ Why incentives matter more than promises

◼️ The growing push toward tighter wealth controls

◼️ What this means for Bitcoin, SMSFs and sovereignty

Timestamps:

00:00:00 - Introduction

00:01:42 - The Failings of Anthony Albanese's Labor Government

00:03:13 - Impact of Labor's Tax Policies on Retirement

00:05:02 - The Liberal National Coalition's Position

00:07:54 - One Nation's Surge in Popularity

00:09:42 - Challenges for Pauline Hanson and One Nation

00:10:45 - One Nation's Policies and Stance on Bitcoin

00:12:43 - Using Bitcoin as Collateral for Loans

00:13:25 - Conclusion: The Future of Australia’s Political Landscape

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 17 Mar 2026 - 14min

166 - #166 - Netherlands Is ROBBING Its Citizens (Which country is next?)

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The Netherlands has just approved a 36% tax on unrealised gains, and it’s the clearest warning yet of what’s coming next. In this episode, Matt breaks down how the Dutch model works, why it’s already influencing global policy, and why Australia is closer to adopting the same approach than most people realise.

◼️ How the Dutch unrealised gains tax actually works

◼️ Why it creates forced selling, liquidity traps and exit taxes

◼️ The global shift toward taxing paper profits

◼️ How similar proposals have already surfaced in Australia

◼️ What this means for Bitcoin holders, investors and SMSFs

Timestamps:

00:00:00 - Introduction

00:01:04 - Details of the Dutch Tax Proposal

00:02:30 - Impact of the Tax on Investors

00:03:56 - Reasons for Implementing the Tax

00:05:11 - Criticism and Potential Consequences

00:06:36 - Exit Tax and Immigration Implications

00:08:01 - Effects on Wealth and Property Rights

00:09:40 - Calculating the Impact on Bitcoin Holdings

00:11:12 - Borrowing Against Bitcoin as a Solution

00:11:55 - Global Trends in Wealth Taxation

00:13:32 - Australia's Attempt at Unrealized Gains Tax

00:14:46 - Land Tax in Australia

00:15:49 - Political Motivations Behind Taxation

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 11 Mar 2026 - 19min

165 - #165 - Why The Government Won’t Fix Our Tax CRISIS

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Australia collects more tax per person than almost any country on Earth, yet the system is still broke. In this episode, Matt reacts to the most shocking examples of government waste, corruption and incompetence, and breaks down why the tax crisis will never be fixed, because keeping you trapped is the point.

◼️ Why Australians pay more tax and get less in return

◼️ How government waste, debt and mismanagement fuel endless tax hikes

◼️ Why the ATO is cracking down while multinationals pay nothing

◼️ How rising costs, migration and policy failures squeeze every household

◼️ The only way to protect your wealth when the system won’t

Timestamps:

00:00:00 - Introduction

00:01:20 - Controversial Spending: ISIS Brides

00:02:13 - Government Surveillance and Social Media

00:03:35 - Wasteful Spending: Office Plants

00:04:54 - Government Spending Announcements

00:05:05 - Political Reactions to Terrorism

00:06:18 - NDIS and Social Welfare Criticism

00:06:49 - Crypto Investment Promotion

00:07:44 - Tax Revenue from Beer vs. Gas Exports

00:08:01 - Tax Reforms and Election Commitments

00:09:48 - Mortgage Rates and Banking Practices

00:11:04 - Bitcoin and Wealth Protection

00:11:57 - Government Inefficiency and Public Struggle

00:12:42 - Personal Financial Strategies

00:13:04 - Plan B Passport and Emigration

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Thu, 05 Mar 2026 - 14min

164 - #164 - Aussies Are About To Be Destroyed With 2x Taxes

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Australia is about to be hit with two tax shocks at the same time. Capital gains tax changes on property and new superannuation taxes are being pushed through together, and most Australians have no idea how much wealth they’re about to lose. In this episode, Matt breaks down what’s coming, who gets hit hardest, and why the system is tightening its grip on anyone trying to build wealth.

◼️ How the new capital gains tax changes could double your tax bill

◼️ Why superannuation rules are shifting towards higher taxes and lower returns

◼️ How migration, debt and policy failures are driving these tax grabs

◼️ Why renters and investors could both be hit with rising costs

◼️ The only asset the government can’t seize, freeze or inflate

Timestamps:

00:00:00 - Introduction

00:01:48 - Speculation on Changes to Capital Gains Tax

00:02:09 - Retrospective Taxation Concerns

00:03:24 - Historical Context: Negative Gearing in the 80s

00:03:55 - Labor's Impact on Property Investment

00:04:17 - Superannuation Tax on Unrealized Gains

00:05:01 - Long-term Impact on High Savers and Gen Z

00:06:05 - Government Dependency and Control

00:07:10 - Immigration Policies and Labor's Stance

00:08:03 - Liberal Party's Immigration Policies

00:10:55 - Potential Impact of Capital Gains Tax Changes on Renters

00:12:39 - Criticism of Labor's Tax Policies

00:13:01 - Historical Context: Labor's Previous Tax Attempts

00:13:11 - Call to Action: Political Engagement

00:13:32 - Bitcoin as a Solution

00:14:04 - Benefits of Bitcoin in Superannuation

00:15:07 - Importance of Acting Before Rule Changes

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 03 Mar 2026 - 17min

163 - #163 - The Superannuation Hack To Retire at 50

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Most Australians will retire at 67 with barely enough super to survive. But a small group is retiring at 50 with millions, tax‑free. In this episode, Matt exposes why the super system is failing, how government policy is eroding your retirement, and the strategy Australians are using to break free from the system and retire early.

◼️ Why the average super balance sets you up to fail

◼️ How government policy and inflation quietly drain your retirement

◼️ The loophole Australians are using to retire at 50

◼️ How Bitcoin transforms long‑term super growth

◼️ Why SMSFs give you control the big funds never will

Timestamps:

00:00:00 - Introduction

00:00:22 - The Two Bucket Strategy: A Path to Early Retirement

00:00:47 - The Flaws of the Superannuation System

00:01:50 - Government Interference and the Super Fund Crisis

00:03:29 - The Financial Burden on Australians

00:04:43 - The Reality of Average Super Balances

00:06:50 - The ASFA Retirement Standard Explained

00:08:54 - The Dangers of Relying on the Pension

00:09:54 - The Bitcoin Solution: A New Approach to Super

00:10:30 - Setting Up a Self-Managed Super Fund (SMSF)

00:11:30 - Bitcoin's Historical Growth Potential

00:12:37 - Projected Returns: The Power of Bitcoin

00:13:15 - Risks and Considerations of Bitcoin Investment

00:14:43 - Accessing Wealth: The Legal Limitations

00:15:24 - Strategies for Building Wealth Outside Super

00:16:06 - Conclusion: Taking Control of Your Financial Future

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Thu, 26 Feb 2026 - 17min

162 - #162 - Bitcoin vs Sydney Property (Which Wins?)

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Sydney became the second most expensive property market on Earth… and still couldn’t beat Bitcoin.

In this episode, Matt breaks down the brutal maths behind property vs Bitcoin, why the old rules no longer work, and how a $100k deposit in 2015 turned into $164k in equity for property… but $35 million in Bitcoin.

◼️ The 2015 property vs Bitcoin comparison no one wants to talk about

◼️ Why five Australian cities now rank among the world’s priciest

◼️ How the system uses taxes, debt and immobility to keep you in property

◼️ Why Bitcoin outperformed Sydney property by 212 times

◼️ How SMSFs let you hold Bitcoin alongside property

Timestamps:

00:00:00 - Introduction

00:01:00 - The Rise of Sydney Property

00:02:00 - Comparing Returns: Property vs. Bitcoin

00:03:00 - The System's Preference for Property

00:04:00 - Generational Wealth Divide

00:05:00 - Future Predictions: Bitcoin vs. Property

00:06:00 - The Case for Bitcoin in SMSF

00:07:00 - Conclusion: Learning from the Past

00:08:00 - Call to Action: Shift Your Mindset

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 24 Feb 2026 - 10min

161 - #161 - The Australian Dream Is Dead. Here’s Your Plan B.

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The Australian retirement dream is collapsing faster than most people realise. Superannuation is being diluted by inflation, industry funds are wobbling, and the system that was meant to protect you is now quietly eroding your future. In this episode, Matt sits down with Zane Truscott to unpack why super will never be enough, why the traditional path is broken, and how Bitcoin is becoming the unexpected Plan B for Australians in their 40s and 50s.

◼️ Why the retirement system is failing the people who need it most

◼️ How inflation and currency debasement quietly destroy your savings

◼️ Why superannuation isn’t keeping up with real‑world costs

◼️ The wake‑up moment people in their 40s and 50s are experiencing

◼️ Why Bitcoin behaves like digital real estate with absolute scarcity

◼️ How pricing assets in Bitcoin reveals the truth about property

◼️ Why SMSFs are becoming the gateway to long‑term Bitcoin conviction

◼️ The mindset shift required to build wealth in a broken system

Timestamps:

00:00:00 - Introduction

00:02:10 - Superannuation Risks and Industry Fund Collapse

00:03:58 - Why People in Their 40s and 50s Are Waking Up

00:05:27 - Property vs Bitcoin as Long Term Wealth

00:09:17 - Understanding Satoshis and Unit Bias

00:11:14 - Currency Debasement Explained

00:12:39 - Why Inflation Feels Worse Than Reported

00:14:00 - How Scarce Assets Absorb Monetary Expansion

00:15:02 - The Red Pill Before the Orange Pill

00:16:10 - Why Bitcoin Emerged After the GFC

00:25:03 - Fiat, War and the Cost of the System

00:26:59 - Property vs Bitcoin: The 2015 Comparison

00:29:14 - Why Developers Are Turning Toward Bitcoin

00:35:24 - The Trap of Illiquid Property Wealth

00:36:10 - Why Bitcoin’s Portability Changes Everything

00:40:00 - SMSFs as the Gateway to Bitcoin Allocation

00:45:00 - Why Conviction Grows Over Time

00:50:00 - The Future of Retirement in a Broken System

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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https://www.linkedin.com/in/zane-truscott-42122b120

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Thu, 19 Feb 2026 - 57min

160 - #160 - Reacting to Australia’s Broken Property Market

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Australia’s property market is breaking in real time, and most people still don’t understand why. In this new episode, Matt reacts to the wildest clips on housing, tax, migration and trusts to unpack how the system really works and why the average Australian feels locked out.

◼️ Why new homes cost $1 million despite $400k build values

◼️ How stamp duty, GST and levies inflate prices before you even move in

◼️ Why houses are becoming cheaper in Bitcoin terms every year

◼️ How migration and foreign capital are reshaping the property market

◼️ Why trusts allow some investors to scale while others get blocked

◼️ Why young Australians are rethinking property as a path to wealth

◼️ The mindset shift needed to survive Australia’s 2026 housing landscape

Timestamps:

00:00:00 - Introduction

00:00:54 - The Real Cost Behind a $400k Build Becoming a $1m Home

00:02:12 - How Australia’s Tax Structure Inflates Property Prices

00:03:14 - Sydney’s $3.2m Average Home and Affordability Collapse

00:04:05 - Houses Becoming Cheaper in Bitcoin Terms

00:04:10 - Why Saving in Fiat Can’t Keep Up With Property

00:05:12 - Foreign Investment and Migration Pressure on Housing

00:06:40 - Why the Average Australian Can’t Enter the Market

00:07:55 - How Trusts Are Used to Scale Property Portfolios

00:09:20 - The Hidden Complexity Behind Owning Multiple Properties

00:10:35 - Why People Are Leaving Victoria

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 17 Feb 2026 - 11min

159 - #159 - The Unfair Advantage Gen Z Has To Get Rich

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🔗 TAKE ACTION:

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Sponsorships/Collabs: hey@vibezcreative.com

Gen Z is quietly building an advantage older generations never had, and most people don’t see it yet. In this new episode, Matt sits down with Fin Creighton to unpack why young Australians are rejecting property, choosing Bitcoin, and rethinking what financial freedom actually looks like.

◼️ Why Gen Z is opting out of the property treadmill

◼️ How saving for a house traps you as prices rise faster than your income

◼️ Why Bitcoin is becoming the preferred savings vehicle for young earners

◼️ The social pressure Gen Z faces when they choose a different path

◼️ How self‑custody gives young people mobility, sovereignty and options

◼️ Why moving overseas can accelerate wealth far faster than staying put

◼️ The mindset shift required to break away from the old financial script

Timestamps:

00:00:00 - Introduction

00:05:04 - Fin's Career Journey and Bitcoin Introduction

00:08:13 - Losing Friends Over Bitcoin

00:09:54 - Starting a Podcast and Bitcoin Content Creation

00:10:16 - Challenges of Moving Countries

00:12:17 - Future Plans and Flexibility

00:15:14 - Bitcoin's Flexibility and Global Nature

00:15:56 - Property Market and Bitcoin

00:17:27 - Saving for Property vs. Investing in Bitcoin

00:20:03 - Renting vs. Buying Property

00:23:25 - Compounding Wealth Overseas

00:27:01 - Bitcoin Success School and Self-Custody

00:30:45 - Bitcoin in Superannuation Funds

00:32:17 - Potential Government Regulations on Bitcoin

00:34:01 - Jeff Booth's Perspective on Bitcoin

00:36:48 - Living on a Bitcoin Standard

00:41:02 - Mass Adoption of Bitcoin

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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https://www.facebook.com/immatthewfraser/

https://www.instagram.com/fincreighton/

Follow Fin Creighton :

https://www.linkedin.com/in/fin-creighton-7516b5a7/

https://fincreighton.created.app/

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 11 Feb 2026 - 49min

158 - #158 - The Vote That Almost Banned Bitcoin (And Why They'll Try Again)

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🔗 TAKE ACTION:

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Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

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Wall Street came closer than anyone realises to taking control of Bitcoin through a bill most people never read. In this new episode, Matt breaks down how the Clarity Act almost reshaped crypto custody forever, why the vote was pulled at the last minute, and how Australia’s 2027 surveillance regime fits into the same push for control.

◼️ What the Clarity Act really contained and who it empowered

◼️ Why banks pushed for custody control and how it sidelines crypto‑native companies

◼️ The surprising crypto leaders who supported the bill and the backlash that followed

◼️ How Australia’s 2027 reporting regime creates total visibility over every crypto transaction

◼️ What self‑custody, offshore structures, and tax residency shifts actually mean in practice

Timestamps:

00:00:00 - Introduction

00:00:32 - Australia's 2027 Crypto Surveillance

00:00:43 - Breakdown of the Clarity Act

00:01:26 - Banks' Motive for Supporting the Clarity Act

00:02:31 - Brad Garlinghouse's Support for the Clarity Act

00:03:12 - Charles Hoskinson's Criticism

00:04:06 - Australia's Crypto Surveillance Approach

00:05:11 - Potential Ban on Self-Custody in Australia

00:06:16 - Offshore Structures for Tax Minimization

00:07:10 - Cost and Complexity of Offshore Structures

00:08:24 - Borrowing Against Bitcoin

00:09:07 - Countries with Better Crypto and Privacy Laws

00:10:45 - Summary of the Clarity Act and Australia's Surveillance

00:11:07 - Proactive Steps for Bitcoin Protection

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

https://www.instagram.com/immatthewfraser/

https://www.tiktok.com/@immatthewfraser

https://www.facebook.com/immatthewfraser/

https://bit.ly/MatthewFraserLinkedIn

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Thu, 05 Feb 2026 - 13min

157 - #157 - Iran's Currency Collapsed 97%. Which Country Is Next?

On December 28th, 2025, an Iranian man's life savings became worthless overnight while his neighbor who held Bitcoin woke up a millionaire. Could this happen in Australia? With inflation eroding purchasing power, wealthy Australians fleeing, and government debt rising, the warning signs are impossible to ignore.

In this episode, Matt reveals:

◼️ How Iran's currency lost 97.5% of its value in under a month and what triggered the collapse

◼️ The alarming parallels between Iran's crisis and Australia's current economic trajectory

◼️ Why 35,000+ wealthy Australians earning over $100K left the country last year

◼️ How Bitcoin serves as a hedge against currency debasement and inflation

◼️ Real-world lessons from Venezuela, Zimbabwe, Argentina, and Turkey's currency crises

Timestamps:

00:00:00 - Two Men, One Choice: Iran's Currency Collapse Story

00:02:30 - Iran's Economic Free Fall: The Data Behind the Crisis

00:05:45 - Australia's Alarming Economic Warning Signs

00:08:20 - Why Wealthy Australians Are Leaving in Record Numbers

00:11:10 - Bitcoin as a Safe Harbor During Currency Debasement

00:14:30 - Historical Currency Collapses: Lessons to Learn

00:17:00 - What Would Trigger Australia's Currency Collapse?

00:19:15 - How to Protect Your Wealth Starting Today

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

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Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective

Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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https://www.tiktok.com/@immatthewfraser

https://www.facebook.com/immatthewfraser/

https://bit.ly/MatthewFraserLinkedIn

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Tue, 03 Feb 2026 - 14min

156 - #156 - How To Buy Property Without Selling Your Bitcoin

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🔗 TAKE ACTION:

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Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective

Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: hey@vibezcreative.com

What if the money system was built to keep you a debt slave and the dream of owning a house was really a trap locking you into decades of repayments on a depreciating asset?

In this episode, Matthew reveals how the rich borrow against assets instead of selling them, and shows how Bitcoin now makes it possible for ordinary people to do the same, to buy property, access liquidity without selling a single satoshi, and avoid the tax traps that keep most stuck.

He breaks down:

◼️ Why the property system is rigged against buyers

◼️ How borrowing against Bitcoin works in practice

◼️ The risks that must be managed

◼️ Real examples of using BTC to buy assets without selling

◼️ How this approach builds sovereignty, freedom, and generational wealth

Timestamps:

00:00:00 Introduction

00:02:50 - Discovering Bitcoin: A Path to True Sovereignty

00:03:44 - Borrowing Against Bitcoin: A New Strategy

00:04:16 - How Bitcoin Loans Work: Collateral and Cash

00:05:10 - Choosing the Right Lender: Trusting Ledin

00:08:50 - Managing Risks: Margin Calls and Reserves

00:09:47 - Exploring the B2X Product: Doubling Your Bitcoin

00:11:25 - The Power of Leverage: Wealth Creation with Bitcoin

00:12:30 - Living Off Bitcoin: The Ultra-Wealthy Strategy

00:14:32 - Long-Term Wealth Growth: A 10-Year Scenario

00:16:33 - Generational Wealth: Passing on the Legacy

00:17:04 - Education and Community: Navigating Digital Assets

00:17:36 - Taking Control: Shifting Your Mindset

00:18:28 - Conviction and Long-Term Perspective: The Key to Success

00:19:10 - The Playbook: Strategies for Wealth Creation

__________

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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https://www.tiktok.com/@immatthewfraser

https://www.facebook.com/immatthewfraser/

https://bit.ly/MatthewFraserLinkedIn

__________

**DISCLAIMER**

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Wed, 28 Jan 2026 - 20min

155 - #155 - The Simpsons XRP Prediction vs Bitcoin 2026

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Are these wild crypto predictions for 2026 insight or pure distraction?

In this reaction episode, Matthew breaks down claims from The Simpsons, crypto “experts,” and the XRP army about the future of money, Bitcoin, and central bank digital currencies.

Timestamps:

00:00:00 Introduction

00:01:00 - Price Predictions for 2026

00:02:40 - Skepticism Towards XRP

00:03:54 - Top 10 Cryptocurrencies for 2026

00:05:04 - The Fed Coin and Central Bank Digital Currencies

00:06:00 - Trading Risks and Bitcoin Stacking

__________

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