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Mortgage Business Podcast Network

Momentum Media

The Mortgage Business Podcast Network provides insights and analysis of the biggest themes shaping Australian mortgage distribution. In Mortgage Business Uncut join Alex Whitlock and Annie Kane each Monday afternoon as they delve into the headlines and developments affecting mortgage distribution and mortgage broking. In Mortgage & Finance Leader, catch up with the leaders of Australia’s mortgage market in one-on-one interviews revealing the evolution of the biggest companies in the sector and what the leaders think the future holds for mortgages and mortgage broking.

377 - MORTGAGE AND FINANCE LEADER: Shadow treasurer Angus Taylor on the state of financial services

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377 - MORTGAGE AND FINANCE LEADER: Shadow treasurer Angus Taylor on the state of financial services
In this episode of Mortgage and Finance Leader, host Maja Garaca Djurdjevic talks to shadow treasurer Angus Taylor about the government’s handling of financial advice regulation, economic challenges such as inflation and housing affordability, and the role of superannuation in empowering individuals in financial decision making. Tune in to find out:
Why he opposes Help to Buy and shared equity schemes. His thoughts on allowing Australians to access super for home ownership. Why he thinks the government should ‘get out of the way’.
And much more!
Wed, 01 May 2024 - 28min
376 - Will increased bonuses help banks retain home loan officers?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Phillip Tarrant, and Annie Kane as they discuss why the market is now considering rate hikes this year, and CBA’s move to retain its home lending staff by increasing its bonus commission rates.
Tune in to find out:
Why the RBA may not be done with rate hiking. CBA’s move to retain home loan staff. Why do bankers become brokers?
And much more!
Mon, 29 Apr 2024 - 37min
375 - Spotlight: Accelerating the digitisation of the commercial lending space
In this episode of the Mortgage Business Spotlight podcast, sponsored by Sprnt, we catch up with chief executive Brian Steele to find out how the fintech is accelerating commercial lending technology. Tune in to find out:
What’s been holding back commercial lending tech. How improving commercial lending tech could increase broker lodgements. How Sprnt aims to optimise the commercial lending space.
And much more!
Wed, 24 Apr 2024 - 29min
374 - The rising popularity of units
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Phillip Tarrant and Annie Kane as they discuss the latest innovations and changes improving the mortgages space at the moment.
Tune in to find out:
The push and pull factors influencing the property market right now. The pros and cons of Help to Buy. How open banking may help reduce RLOs.
And much more!
Mon, 22 Apr 2024 - 30min
373 - MORTGAGE AND FINANCE LEADER: Sam White on payroll tax, technology, and creating Australasia’s largest mortgage brokerage
In this special episode, host Annie Kane sits down with the executive chairman of LMG, Sam White, to explore how the group evolved to become the biggest aggregator in the continent and what the payroll tax court case means for the broking industry. Tune in to discover:
How and why LMG grew into Australasia’s largest aggregator. What the payroll tax judgment means for brokers. What he thinks the future of broking looks like.
And much more!
Thu, 18 Apr 2024 - 49min
372 - A new payroll tax burden
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Phillip Tarrant, and Annie Kane as they discuss the major court case that will bring in a new tax imposition on the broking industry.
Tune in to find out:
Why the broking industry may soon have a new payroll tax burden. What the Loan Market payroll tax judgment entails. How the discharge process could be improved.
And much more!
Mon, 15 Apr 2024 - 31min
371 - Spotlight: Enhancing performance in the mortgages space
In this episode of the Mortgage Business Spotlight podcast, sponsored by Resimac, we catch up with the GM of distribution, Chris Paterson, and regional sales manager Rodney Cottam to find out:
How to deliver enhanced performance in a high-pressure environment. The importance of building constructive daily habits. How excellence and constant improvement go hand in hand.
And much more!
Thu, 11 Apr 2024 - 24min
370 - Broker market share at record high
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Phillip Tarrant, and Michael Magee as they discuss the record-breaking mortgage broker market share announced by the MFAA, as well as:
The role of technology in the broking sector. Forming strong referral partnerships with accountants. The Lead Generation Bootcamp.
And much more!
Mon, 08 Apr 2024 - 31min
369 - Spotlight: AI in the mortgage broking space
Artificial intelligence has been rapidly embraced by businesses, with major broking groups – such as the Lendi Group – already testing new AI-powered tools and tech for its brokers. In this episode of the Mortgage Business Spotlight podcast, sponsored by the Lendi Group, we catch up with co-founders David Hyman (CEO) and Sebastian Watkins (COO) to find out:
The evolution of technology in the mortgage space. How generative AI is improving efficiencies. How Lendi Group is harnessing AI to make broking more efficient.
And much more!
Tue, 02 Apr 2024 - 39min
368 - Will the competition inquiry recommendations improve mortgages?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Phillip Tarrant, and Annie Kane as they discuss whether the recommendations from the competition inquiry report could make mortgages more competitive, as well as:
How Whitlock’s auction fared over Easter weekend. Which cities saw the most house price growth last quarter. Why doubts are being cast on a rate cut this year.
And much more!
Tue, 02 Apr 2024 - 30min
367 - Unpacking the housing supply issue
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Phillip Tarrant, and Annie Kane as they discuss the worsening housing supply issue and how lender blacklists can be stymieing the much-needed shift to apartment living.
Tune in to find out:
Why Whitlock is taking his house to auction this Easter. The (subtly) changing language of the RBA. Why postcode blacklists need to go.
And much more!
Mon, 25 Mar 2024 - 39min
366 - The rate waiting game
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Phillip Tarrant, and Annie Kane as they discuss the heat in the auction market and forecasts for the March rate decision.
Tune in to find out:
Why property demand continues to be rampant despite rising prices. Whether the RBA will change rates at all this year. What was in Jim Chalmers’ pre-budget speech.
And much more!
Mon, 18 Mar 2024 - 38min
365 - Bankwest’s move to become a fully digital bank
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Phillip Tarrant, and Annie Kane as they discuss why Bankwest is closing its branches and becoming a fully digital bank, reflecting on the fourth anniversary since the start of the COVID-19 pandemic, and how the property market is faring now.
Tune in to find out:
Why brokers will likely benefit from the Bankwest transformation.
How house prices have fared in the four years since the COVID-19 pandemic.
Why Islamic Bank Australia has had its licence revoked.
And much more!
Mon, 11 Mar 2024 - 30min
364 - Women in Finance: Building a brand that lasts
There are so many amazingly successful women in the finance industry, but only a small number have a strong brand and online presence in this traditionally male-dominated industry. As we celebrate International Women’s Day, we want to help more women raise their profile and showcase the incredible professionals in this space. In this episode, partnered by Mortgage Choice (part of the REA Group), we’re picking the brain of its executive manager, corporate communications, events & franchise marketing, Sally Chadwick, to find out:
How to build a brand presence. The benefits of having a strong brand presence. Top tips to help you get started today.
And much more!
Thu, 07 Mar 2024 - 26min
363 - Should introducers be paid for referrals?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Phillip Tarrant and Annie Kane as they discuss the uproar about Unloan’s new program that pays a referral fee to introducers (but not brokers), the popularity of the Brisbane and Perth property markets, and the frustrations with front book and back book pricing. Tune in to find out:
Why CBA’s Unloan is unpopular with the broker channel. Why investors need to be actively checking their interest rates. Why Perth continues to dominate the investor market.
And much more!
Mon, 04 Mar 2024 - 34min
362 - The evolving landscape of the Australian mortgage broking industry
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock and Phil Tarrant as they discuss the dynamic world of finance and mortgage broking. Tune in to find out:
How mortgage broking is making home ownership accessible to a broader demographic. The notable trends observed at the Better Business Summit. The path ahead for the Australian mortgage broking industry.
And much more!
Mon, 26 Feb 2024 - 29min
361 - Should property taxes be changed?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Phillip Tarrant, and Annie Kane as they discuss why the heat is on for government to make a move on stamp duty and negative gearing, CBA’s surprising financial results, and how AI is shaking up the industry. Tune in to find out:
Why the Greens wants property tax reform. Why CBA’s broker flows have been plummeting. Whether AI is a friend or foe for the mortgage industry.
And much more!
Mon, 19 Feb 2024 - 35min
360 - Will the RBA cut rates before hitting inflation target?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane and Adrian Suljanovic as they discuss the Reserve Bank of Australia’s first rate decision of the year and why they may consider cutting rates before target inflation is hit.
Tune in to find out:
Why the RBA may cut rates earlier than usual. Why clearance rates are back on the up. A new CEO at NAB.
And much more!
Mon, 12 Feb 2024 - 25min
359 - The new RBA format
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane and Grace Ormsby as they discuss what all the fuss is about the Western Australian property market, how the mortgage market performed in 2023, and what to expect from the Reserve Bank of Australia this year.
Tune in to find out:
Why auctions are back with a vengeance. Which state investors are flocking to. How the new cash rate decision meetings work.
And much more!
Mon, 05 Feb 2024 - 25min
358 - What do the stage 3 tax cuts mean for mortgages?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane and Adrian Suljanovic as they discuss the newly announced stage 3 tax cut changes and their impact on borrowers and the launch of the Mortgage Business Awards 2024, run in partnership with Resimac!
Tune in to find out:
What the stage 3 tax cut changes entail.
Why the NAB chief executive is concerned for the great Australian dream.
Why you should submit for a Mortgage Business Award 2024.
And much more!
Mon, 29 Jan 2024 - 23min
357 - Should Australia bring in more lending curbs?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Annie Kane and Adrian Suljanovic as they discuss the latest forecasts for the property market, a big new fine for ME Bank, and why the IMF thinks Australia should bring in more lending curbs. Tune in to find out:
Why the IMF thinks DTI and LVR limits should be brought in. Forecasts for house price changes this year. The new trend for non-bank lenders.
And much more!
Mon, 22 Jan 2024 - 20min
356 - Will rates finally start falling this year?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane, and Adrian Suljanovic as they discuss the latest lending data trends, expectations for the property market in 2024, and why we might see rates start to fall before the end of the year.
Tune in to find out:
What the latest lending data tells us about supply and demand. Predictions for the property market in 2024. Forecasts for when the cash rate might start to fall.
And much more!
Mon, 15 Jan 2024 - 19min
355 - Spotlight: Real estate year in review
In this Spotlight episode, Momentum Markets director Phillip Tarrant and Real Estate Gym founder Tom Panos unpack the big shake-ups of 2023 in real estate, property investment and mortgages. Momentum Markets director and host of the Smart Property Investment Show Phillip Tarrant and Real Estate Gym founder and auctioneer Tom Panos discuss the year that was and unveil what got them talking this year in the property market.
Tune in to find out:
How the property market fared this year. The shocks and surprises of 2023. The big announcements that got everyone talking.
And much more!
Thu, 28 Dec 2023 - 1h 12min
354 - Spotlight: How Aussie is reimaging the role of the broker
In this Spotlight episode, partnered by Aussie, we find out how the major brokerage is reimaging the broker proposition and helping create more efficient and productive brokers.
Mortgage Business managing editor Annie Kane chats to Matt Whyte, general manager of distribution growth, and Matthew Rogers, franchisee of Aussie Newtown, to find out how the broking group is doing it.
Tune in to find out:
Why the broker model is changing. How Aussie is creating broker chief executives. How the brokerage aims to write a deal a day.
And much more!
Thu, 21 Dec 2023 - 39min
353 - The Connective shareholder court case unpacked
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the final flurry of strong auction activity, the Connective shareholder court case appeal and what it means, and movement on the ACCC Home Loan Price Inquiry.
Tune in to find out:
What’s driving unusually high auction activity. Why the Connective shareholder court case is so complex. The Treasurer’s pledge to examine the Home Loan Price Inquiry.
And much more!
Mon, 18 Dec 2023 - 22min
352 - Is NAB’s home loan banker move trying to replicate broker success?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Annie Kane, Kate Aubrey, and Adrian Suljanovic as they discuss what’s leading to falling clearance rates, Kate’s own auction experience, the government’s controversial ‘qualified advice’ model, and NAB’s move to link up mortgagors with home loan bankers. This week, they discuss:
Why strong auction stats aren’t all that they’re cracked up to be. Concerns raised over the government’s new advice model. Why NAB’s Meet Now function is raising eyebrows in the broker market.
And much more!
Mon, 11 Dec 2023 - 30min
351 - The final rate call of the year
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.

Join Annie Kane, Kate Aubrey, and Adrian Suljanovic as they discuss the calls for the final rate decision of the year, how government aims to help more lower-income earners access the property market, and the latest senior leadership changes at the banks

This week, they discuss:
· Will they or won’t they? Market forecasts for December rate call.
· What the Help to Buy Scheme entails.
· New chief executive appointments at the non-major banks.

And much more!
Mon, 04 Dec 2023 - 22min
350 - MORTGAGE AND FINANCE LEADER: The lessons Greg Pennells learned in founding 2 aggregation groups
In this special episode, host Annie Kane sits down with Greg Pennells, the co-founder of aggregation group Purple Circle Financial Services (and co-founder of former aggregator Choice Aggregation Services) to find out how the mortgage aggregation space has been evolving.

Tune in to discover:

• Why and how mortgage broker aggregation first started.
• Why he co-founded Choice Aggregation Services and Purple Circle.
• His thoughts on the future role of aggregators.

And much more!
Content warning: This podcast contains content about depression. Listener discretion is advised. If you require mental health support and want to talk to a counsellor, free, confidential counselling is available from Beyond Blue on 1300 22 4636. If you are concerned for your immediate safety or the safety of others, call Triple Zero (000).
Fri, 01 Dec 2023 - 41min
349 - Which lenders do brokers most and least like at the moment?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane, and Adrian Suljanovic as they discuss the ongoing strength in the property market, the issue with Australia’s housing bubble, and the lenders that brokers are rating and raging against at the moment. This week, they discuss:
Preliminary results from the second-busiest auction week of the year. Why AMP is in the doghouse with brokers. The ongoing problem of the Australian housing bubble.
And much more!
Mon, 27 Nov 2023 - 32min
348 - Women in Finance: How diversity provides a competitive advantage
Following the Women in Finance Summit and Awards 2023, we’re catching up with some of the leading women in the financial services space.
In this episode, we chat to Rebecca Warren, executive general manager of small-business banking at CommBank, about how she navigated a historically male-dominated industry over her 20-year career and why she believes inclusion and diversity are not just morally imperative, but key to achieving superior business results.
Tune in to find out:
Why she loves commercial finance. The secret power of ‘quiet achievers’. How CommBank is creating a more inclusive and supportive work culture.
And much more!
Thu, 23 Nov 2023 - 20min
347 - Mortgage debt surges above $2.2tn
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market.
Join Alex Whitlock, Josh Needs and Adrian Suljanovic as they delve into the latest auction results, discuss the rise in mortgage debt, a record WPI and its implications for future rate hikes and a major bank facing backlash from brokers.
This week, they discuss:
Auction and property market recap. A major lender’s shrinking loan book. The launch of a new digital bank on the horizon.
And much more!
Mon, 20 Nov 2023 - 19min
346 - Women in Finance: The power of having strong female role models
Following the Women in Finance Summit and Awards 2023, we’re catching up with some of the leading women in the financial services space.
In this episode, we chat to Suzanne Wood, state general manager residential broker Victoria/Tasmania at Westpac Group (and state chair of the Women of Westpac employee advocacy group), about how she climbed the career ladder in banking and the power of having strong female role models.
Tune in to find out:
How she learnt the art of having difficult conversations.
The perils of unconscious bias and how to tackle them.
How Westpac is supporting women through the Women of Westpac employee advocacy group.
And much more!

Fri, 17 Nov 2023 - 28min
345 - Is the peak cash rate yet to come?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market.
Join Alex Whitlock, Kate Aubrey and Adrian Suljanovic as they delve into the latest auction results, explore the trajectory of the RBA following another rate hike, and applaud the accomplishments of women in finance as the gala night draws to a close. This week, they discuss:
Auction and property market recap. Insights into the future direction of the cash rate. Unveiling the winners of the Women in Finance Awards.
And much more!
Mon, 13 Nov 2023 - 24min
344 - Unpacking the alleged mortgage Ponzi scheme
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss allegations that a mortgage fund may be a multi-million dollar Ponzi scheme, surprisingly low auction activity in Melbourne, and a new bank CEO. This week, they discuss:
Auction activity and why The Block is a step away from reality Forecasts for the November cash rate decision Allegations that a mortgage fund may be an elaborate Ponzi scheme And much more!
Mon, 06 Nov 2023 - 24min
343 - Women in Finance: The importance of showcasing diversity at all levels
Ahead of the Women in Finance Summit and Awards 2023, we’re catching up with some of the leading women in the financial services space. In this episode, we chat to Anjali Crossette, manager of motor operations at non-bank lender Liberty, about breaking barriers and misconceptions about car finance and why she believes the industry needs to showcase gender diversity across every rung of the career ladder. Tune in to find out:
Why the finance industry is an attractive industry to work in for women. The progress being made in gender diversity in car finance. How Liberty is leading the way by example.
And much more!
Thu, 02 Nov 2023 - 33min
342 - The biggest auction week of the year
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss the preliminary results from Australia’s biggest auction week of the year, why there’s growing consensus that the central bank will hike rates next week and a new mortgage partnership.
This week, they discuss:
The busiest auction markets over ‘Super Saturday’.
Why a November cash rate hike is near certain.
NRMA’s new home loan offering.
And much more!

Mon, 30 Oct 2023 - 19min
341 - Women in Finance: The Olympian financial planner balancing passion and profession
Ahead of the Women in Finance Summit and Awards 2023, we’re catching up with some of the leading women in the financial services space. In this episode, host Maja Garaca Djurdjevic is joined by Olympian and financial adviser at HLB Mann Judd, Sarah Carli, to discuss how she made her way from the track to financial advice. Ms Carli, who competed in the 400-metre hurdles at the Tokyo Olympics in 2020, reveals the valuable skills she has learned as an adviser that have positively impacted her athletic career, as well as how she balances being a professional athlete with working full time. Tune in to find out:
The importance of a supportive work environment. How she balances her professional and athletic commitments. How there are more transferable skills between athletics and advice than many might expect. And much more!
Fri, 27 Oct 2023 - 18min
340 - MORTGAGE AND FINANCE LEADER: The lessons Ian Rakhit has learned from the UK and Australian mortgage markets
In this special episode, host Phil Tarrant sits down with general manager of third-party banking at Bankwest, Ian Rakhit, to explore the evolving role of mortgage brokers within the industry and to uncover the future prospects and opportunities for this dynamic field.
Tune in to discover:
The significance of customer choice and the pivotal role played by brokers in ensuring it. The impact of digitisation on the mortgage process. Promising opportunities for brokers.
And much more!
Wed, 25 Oct 2023 - 38min
339 - Is November the best month to sell?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss the strong auction market and why it is expected to only get stronger next month, the RBA’s huge deficit and new leadership at the lenders.
This week, they discuss:
Why November might be the best month to sell. What the market is looking out for in this week’s CPI data. The return of a respected industry veteran.
And much more!
Mon, 23 Oct 2023 - 23min
338 - Women in Finance: How Mortgage Choice is working to create inclusive workplaces
Ahead of the Women in Finance Summit and Awards 2023, we’re catching up with some of the leading women in the financial services space. Deslie Taylor, principal at Mortgage Choice Ormeau in Queensland, is one of the top brokers in the country, having settled over $1 billion in loans in her 16-year career and taken home numerous awards including Mortgage Broker of the Year at the Women in Finance Awards multiple years in a row. In this episode, we chat to Ms Taylor about how she runs her award-winning brokerage and find out from Aaron Slater, general manager of distribution at Mortgage Choice (principal partner of the Women in Finance Summit and Awards 2023), how we can help support and create more inclusive workplaces. Tune in to find out:
The power of being an empathetic leader. The art of practising continuous improvement. How Mortgage Choice’s Aspire program is supporting women in finance.
And much more!
Fri, 20 Oct 2023 - 26min
337 - Auction clearance rate drops to 6-month low
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane, Kate Aubrey, and Adrian Suljanovic as they discuss the Voice referendum results, why auction clearance rates are falling and solutions being offered to borrowers to help them onto the property ladder. This week, they discuss:
Reaction to the Voice referendum. What’s behind falling clearance rates. Pepper’s new SMSF lending offering.
And much more!
Mon, 16 Oct 2023 - 23min
336 - Women in Finance: Why Joanna James believes in visualising and emotionalising success
Ahead of the Women in Finance Summit and Awards 2023, we’re catching up with some of the leading women in the financial services space. Joanna James is an advocate for constant reinvention and resilience, having herself adapted to change over her career in the finance space. Having worked in the lending space for more than 20 years – including as the general manager of non-bank lender Mortgage Ezy – she now helps support women in building successful businesses through Artemis Space, a women’s community group delivered by the Finance Brokers Association of Australia. In this episode, Annie Kane sits down with Joanna James to find out:
Why success is subjective.
The power of visualisation, emotionalisation and manifestation.
Why she believes the finance industry is a great industry for women.
And much more!
Fri, 13 Oct 2023 - 41min
335 - MORTGAGE AND FINANCE LEADER: Dive deep into the future of financial advice with Minister Stephen Jones
In this conversation, Minister Jones shares his candid assessment of the progress in financial advice, discusses his goals for the industry, addresses criticism surrounding his approach to the Quality of Advice Review, and delves into the role of superannuation funds, banks, and insurers in shaping the future of advice. Discover the minister's vision for the advice industry and his plans to inspire young Australians to pursue careers in this field. You’ll hear:
Minister Jones' reflections on his commitment to addressing industry issues and the progress made during his first year and a half in government. Insights into the legislative timeline for streams one and two of the Quality of Advice Review response. The minister's views on consumer protection, Michelle Levy’s good advice model, and strategies to encourage funds to offer advice. The enactment of the experience pathway, its reception, and Minister Jones' message to those who find it contentious.
Listen to the episode with Stephen Jones from 2022 here:
https://www.mortgagebusiness.com.au/economy/16517-exclusive-interview-shadow-financial-services-minister-and-shadow-assistant-treasurer-stephen-jones-mp
Thu, 12 Oct 2023 - 27min
334 - Reviewing the Stability Review
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss what the RBA thinks about the financial stability of Australia and what risks to look out for, why this spring auction market has been an unusual one, and why Greg Medcraft thinks we need a public RMBS.
This week, they discuss:
Which states were surging for auctions last week. The RBA’s data on how borrowers are faring. Why a public RMBS could make mortgages more competitive.
And much more!

Mon, 09 Oct 2023 - 34min
333 - Women in Finance: Why Tanya Sale believes support is key to being a female leader
Ahead of the Women in Finance Summit and Awards 2023, we’re catching up with some of the leading women in the financial services space.
Tanya Sale co-founded mortgage aggregation group outsource Financial with Andrea Tassis 13 years ago, with Tanya now one of the very few female chief executives in the mortgage industry.
In this episode, Annie Kane sits down with Tanya Sale to find out:
How a piggy bank triggered her love of finance Why she started her own aggregation business Why she believes support is critical to succeed as a female business leader
And much more!
Fri, 06 Oct 2023 - 41min
332 - MORTGAGE AND FINANCE LEADER: Why Greg Medcraft believes Australia should have a public RMBS
In this special episode, host Annie Kane sits down with AFG chairman and former ASIC chairman Greg Medcraft to discuss why he believes Australia needs a public RMBS and his proudest achievements as chairman of the financial services regulator.
Tune in to find out:
Why he’s passionate about securitisation What he’s most proud of from his tenure as ASIC chairman Why he joined AFG
And much more!
Wed, 04 Oct 2023 - 33min
331 - Michele Bullock’s first cash rate decision as governor
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss how the public holidays have impacted the auction market and the central bank’s cash rate decision for October, the first under the governorship of Michele Bullock.
This week, they discuss:
Alex’s experience in taking his property to auction on Saturday Where the cash rate is expected to go from here The new deposit lender on the scene
And much more!
Tue, 03 Oct 2023 - 29min
330 - What are the states doing on affordable housing?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss what’s driving the strong spring auction market, the solutions being put forward to manage the housing undersupply issue, and what the major banks had to say about regional branch closures at last week’s Senate hearings.
This week, they discuss:
Shane Oliver’s thoughts on curbing immigration Victoria’s controversial short-term rental levy The takeaways from last week’s regional banking inquiry
And much more!
Mon, 25 Sep 2023 - 29min
329 - YBR moves to delist
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane, Kate Aubrey and Adrian Suljanovic as they discuss the strength in the property auction market, Yellow Brick Road’s decision to remove itself from the ASX, and how and why the Housing Australia Future Fund finally passed the Senate.
Tune in to find out:
Which capital cities are booming Why YBR wants to become private again New forecasts for when the cash rate will start to fall
And much more!
Mon, 18 Sep 2023 - 29min
328 - Philip Lowe’s parting shots
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Annie Kane and Adrian Suljanovic as they discuss continued strength in auction activity and how property prices may be impacting clearance rates, the final cash rate decision made by RBA governor Philip Lowe, and the passing of new legislation affecting the industry.
Tune in to find out:
Which capital cities have the best clearance rates Mr Lowe’s final cash rate decision and parting words New laws coming to the mortgage and finance industry
And much more!
Mon, 11 Sep 2023 - 26min
327 - MORTGAGE AND FINANCE LEADER: How Vernon Spencer brought RMBS to Australia
In this special episode, host Annie Kane sits down with founder of Stargate and Interstar Securities, Vernon Spencer, to discuss the beginnings of the mortgage industry and how he became the father of residential mortgage-backed securities in Australia. Tune in to find out:
How the mortgage and broking industry started in Australia How and why he brought RMBS to Australia The importance of technology and innovation in improving the mortgage process
And much more!
Wed, 06 Sep 2023 - 45min
326 - Spring selling season starts slightly softer than expected
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane, and Adrian Suljanovic as they discuss the start of the spring selling season, the forecasts for Philip Lowe’s last cash rate call as RBA governor, and more lenders look to merge.
This week, they discuss:
The strong interest in both affordable and luxury properties What economists expect the September cash rate call to be Continued consolidation in the mutual banking space
Mon, 04 Sep 2023 - 23min
325 - Will the ‘unusual’ winter property market continue into spring?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the surprising performance of the property market this winter (and forecasts for the spring selling season), ANZ and Suncorp’s move to head to the Competition Tribunal, and why the broking industry is nervous about some of the new ASIC commissioner appointments.
This week, they discuss:
The surprisingly strong property market despite high rates Next steps for the ANZ-Suncorp merger Bringing non-banks into the open banking regime
And much more!
Mon, 28 Aug 2023 - 29min
324 - Is the national cabinet’s housing agenda sufficient?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Kate Aubrey and Adrian Suljanovic as they discuss how the market continues to show resilience, with an increase in auction clearances and property listings, the latest trends in consumer spending, and the outcome of the national cabinet’s housing target announcement. This week, they discuss:
National cabinet’s new housing target of 1.2 million homes Final hearing of the regional bank closures inquiry The launch of the inaugural Women in Finance Summit
And much more!
Tue, 22 Aug 2023 - 21min
323 - Lowe apologises for pandemic predictions
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market.
Join Alex Whitlock, Kate Aubrey, and Adrian Suljanovic as they discuss the robust clearance rates for this week. RBA governor Philip Lowe concluded his final appearance before the House of Representatives standing committee on economics and the question remains: will freezing rental prices secure votes? Here’s the latest update. This week, they discuss:
Auction activity and clearance rates Mr Lowe fronts Parliament for the final time as governor Banks report arrears remain low
And much more!
Mon, 14 Aug 2023 - 24min
322 - Why the ANZ-Suncorp merger was blocked
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Adrian Suljanovic as they discuss the ACCC’s decision to deny ANZ authorisation to acquire Suncorp Bank, why it thinks a Bendigo/Suncorp merger could be better for competition, and reaction to the RBA’s August cash rate decision.
This week, they discuss:
Why the ACCC is against the ANZ-Suncorp merger The new terminal cash rate forecasts The upcoming Australian Broking Awards (ABAs)
And much more!
Mon, 07 Aug 2023 - 23min
321 - Cash rate peak – are we nigh?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock and Annie Kane as they discuss whether the RBA will hold or hike for August and new revisions for the cash rate peak, the stoush of the Housing Australia Future Fund, and Westpac’s revision to its clawback policy. This week, they discuss:
Cash rate peak forecasts revised (again) The stand-off over the federal government’s housing bill What brokers would like to see on clawbacks
And much more!
Mon, 31 Jul 2023 - 24min
320 - House price forecasts lift
Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss why economists have been ripping up and reviewing their house price forecasts, Westpac’s move to separate out its business and consumer banking divisions, and Victoria’s move to curb rent increases.
This week, they discuss:
House price forecasts revised to the upside Westpac’s third restructure in less than a decade Victoria’s move to curb rental hikes
And much more!
Mon, 24 Jul 2023 - 25min
319 - Rising mortgage rates put pressure on home owners as building insurance becomes a concern
In this episode of Mortgage Business Uncut, the hosts discuss the recent property market trends and the challenges faced by borrowers. They highlight the concerns raised by the major banks about people not paying building insurance and the potential risks associated with it.
This week, they discuss:
The impact of rising interest rates on borrowers’ spending and subscriptions The changes in the RBA’s meeting schedule and governance The new era for the RBA under the new governor Michele Bullock
Mon, 17 Jul 2023 - 27min
318 - Will ANZ change its buffers?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the latest activity in the auction markets, the increasing number of lenders bringing in serviceability exceptions, and reaction to the RBA’s July cash rate decision.
This week, they discuss:
Clearance rates remain elevated amid dwindling stock Will ANZ change its buffers? Run Rocket Run’s huge 500km run in 106 hours
And much more!
Mon, 10 Jul 2023 - 25min
317 - Nearing the peak?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Adrian Suljanovic as they discuss why peak cash rate forecasts have changed recently, what has changed in home buying incentives this financial year, and how the major banks’ mortgage books have been faring recently.
This week, they discuss:
Why house prices are still rising Prediction changes for the terminal cash rate The expanded criteria for Home Guarantee Scheme for FY24
And much more!
Mon, 03 Jul 2023 - 26min
316 - Another major offer alternative buffer arrangement
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Kate Aubrey and Adrian Suljanovic as they discuss the solid clearance rates this week, which lenders dropped their serviceability buffer, and there’s growing consensus from the major bank’s economists on where interest rates will peak.
This week, they discuss:
New home sales and auction activity Major banks’ economists fear more hikes likely CBA lowers serviceability buffer New Broker Academy roadshow wraps up
And much more!
Mon, 26 Jun 2023 - 24min
315 - Will 4.6% be peak cash rate?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Annie Kane, Kate Aubrey, and Adrian Suljanovic, as they discuss the strength in the property market, new stamp duty reforms, and revised forecasts for the terminal cash rate.
This week, they discuss:
The strongest auction activity in three months Why economists now think peak cash rate is 4.6% South Australia announces stamp duty exemptions for FHBs buying new homes
And much more!
Mon, 19 Jun 2023 - 24min
314 - Renting v owning — which is cheaper?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane, Grace Ormsby, and Adrian Suljanovic, as they discuss strong auction activity, whether it’s more affordable to rent or buy property at the moment, and why the terminal cash rate keeps moving.
This week, they discuss:
How auction activity fared over the monarch’s birthday long weekend How economists reacted to the June cash rate decision Why APRA is keeping a close eye on buffer exceptions
And much more!
Tue, 13 Jun 2023 - 28min
313 - The housing headache
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the strong demand for property and what’s driving it, predictions for the June cash rate call, and why a drop in refinance activity might just be a ‘blip’.
This week, they discuss:
Why we are still seeing high auction clearance rates What the RBA will do to the cash rate in June Why refinance activity dropped in April
And much more!
Mon, 05 Jun 2023 - 33min
312 - Land tax and stamp duty reforms
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the strength in the auction market and what’s driving high clearance rates, the raft of new land tax and stamp duty reforms announced across the country, and the arrival of the ‘fixed rate cliff’.
This week, they discuss:
Serviceability and cashback changes at the lenders The Victorian, Western Australian, and NSW changes to stamp duty and land tax The size and scale of the fixed-rate cliff
And much more!
Mon, 29 May 2023 - 31min
311 - BNPL to be regulated
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the news that buy now, pay later products will be regulated as credit lenders begin shifting serviceability assessments and NSW’s move to increase stamp duty waivers.
This week, they discuss:
Westpac’s move to ‘streamline’ serviceability buffers for some borrowers Government’s move to regulate BNPL What the banks had to say to Senate’s inquiry on regional branch closures
And much more!
Mon, 22 May 2023 - 25min
310 - Why are lenders removing cashbacks?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the ongoing strength of the auction market, why the budget 2023–24 left mortgagors wanting, and the significant news that (some) major banks will be pulling their cashback offers from market. This week, they discuss:
Why industry is disappointed with the budget 2023–24 The return of FHBs to market Is this the end of cashbacks!
And much more!
Mon, 15 May 2023 - 26min
309 - Mortgage demand picks back up
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the latest figures around mortgage lending, a new refinancing record, and what we know so far about the budget 2023/24’s housing initiatives.
This week, they discuss:
A new refinancing record and FHBs coming back into market
What we know about the upcoming budget
Stuart Robert MP announces his resignation
And much more!
Mon, 08 May 2023 - 21min
308 - Spotlight: Why did the RBA raise rates again?
On Tuesday (2 May), the central bank surprised many by announcing the cash rate would increase 25 bps to 3.85 per cent. But why did the central bank move to raise rates, rather than hold them for the second month in a row, as expected? In this Spotlight episode, host Annie Kane is joined by ifa editor Maja Garaca Djurdjevic to discuss:
Why the RBA chose to restart its rate-hiking cycle Concerns the rate hike could bring about a recession Suggestions that more hikes are coming
And much more!
Wed, 03 May 2023 - 20min
307 - Have we reached the peak cash rate?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Dominic Rice as they discuss whether Australia has reached the terminal cash rate yet and whether the property market has reached an ‘inflection point’.
This week, they discuss:
The inaugural Mortgage Business Awards, partnered by Resimac
What economists think the RBA will do with the cash rate this month
The expansion of the Home Guarantee Schemes
And much more!
Mon, 01 May 2023 - 25min
306 - Spotlight: Championing excellence in third-party distribution
In this Spotlight episode, sponsored by Resimac, we find out why the non-bank lender is championing a strong third-party channel and the importance of good culture in business. This evening, Mortgage Business will host its inaugural Mortgage Business Awards, run with the support of principal partner Resimac.
In this Spotlight episode, host Annie Kane is joined by Resimac’s general manager of distribution, Chris Paterson, to discuss:
Why the non-bank lender is championing excellence in the mortgage distribution space The importance of creating good culture in business The future trends in mortgages to look out for
And much more!
Thu, 27 Apr 2023 - 23min
305 - RBA board split into 2 as mortgage risk grows
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Kate Aubrey as they discuss the weekly auction results, what the reshuffle in the central bank will mean for mortgage borrowers, and the latest home sales figures. Plus, a special guest pops in to share the inaugural Mortgage Business Awards taking place this week.
This week, they discuss:
What happened with the RBA review Home sales fall as mortgage risk lifts Mortgage Business Awards coming this week
Mon, 24 Apr 2023 - 23min
304 - Why does the IMF think Australia’s housing market is so risky?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss why the International Monetary Fund believes Australia’s housing market to be the second-highest riskiest (behind Canada), ongoing fallout from the Latitude cyber attack, and bank support for Western Australian borrowers impacted by cyclone Ilsa.
This week, they discuss:
What makes Aussie housing ‘risky’? Mortgage flows streaming back to the majors Banking system on scam and hack watch
And much more!
Mon, 17 Apr 2023 - 23min
303 - Would you pay a ransomware demand?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss Latitude’s decision not to pay a ransom to the criminals behind their cyber attack, whether we are at the end of the property downturn, and Annie’s first TV appearance.
This week, they discuss:
Why Latitude won’t pay a king’s ransom Terminal cash rate forecasts change again What RBA Philip Lowe told Mortgage Business about the home loan data it’s tracking
And much more!
Tue, 11 Apr 2023 - 22min
302 - What will the RBA do next?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the surprising trajectory of Australia’s house price trends, their punts on when the Reserve Bank of Australia will pause its rate hiking cycle, and the ongoing construction crisis plaguing home builders.
This week, they discuss:
Building industry woes continue as Porter Davis collapses How long will the house price recovery last? Expectations for what the RBA will do on rates
And much more!

Mon, 03 Apr 2023 - 27min
301 - The big Latitude problem
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock and Annie Kane as they discuss Latitude Financial’s major cyber incident impacting millions of Australians, the appointment of a new chief executive at BOQ, and forecasts for next week’s RBA rate decision.
This week, they discuss:
Millions of driver’s licences and passport numbers stolen from Latitude The new CEO at BOQ Will the RBA raise rates or pause next week?
And much more!
Mon, 27 Mar 2023 - 23min
300 - UBS and Credit Suisse to merge
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane and James Mitchell as they discuss the ongoing banking crisis in the US, the latest in the Credit Suisse/UBS deal, and the pressures facing Australian home borrowers at the moment.
This week, they discuss:
What happened at Credit Suisse Why the property market rise might be a ‘blip’ Unpacking the serviceability challenge
And much more!
Mon, 20 Mar 2023 - 29min
299 - Spotlight: Why 2030s will be the ‘most delicious’ decade for brokers
While demand for mortgages has started to ease, following record sales and property prices over the past few years, demographer Simon Kuestenmacher has tipped the 2030s will be “by far” the busiest and “most delicious” decade on the Australian property market. In this episode, host Kate Aubrey unravels what the next decade will look like in property, speaking with co-founder and director of The Demographics Group, Simon Kuestenmacher, who provides insights into how demographics changes will shape the mortgage market.
Tune in to find out:
How the ageing population will be new opportunities for Millennials Why the broking industry will be booming in the 2030s Systemic housing policies needed
Wed, 15 Mar 2023 - 34min
298 - The SVB collapse
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock and Annie Kane as they discuss the collapse of Silicon Valley Bank in the US and its implications for the financial system, RBA’s changing language around rate hikes, and why Mark Bouris believes the central bank’s inflation target should change.
This week, they discuss:
What led to the collapse of Silicon Valley Bank Three years on from COVID-19; how has the property market changed? Why the RBA may pause sooner rather than later
And much more!
Mon, 13 Mar 2023 - 25min
297 - Spotlight: Mark Bouris on the big themes impacting mortgages
In this episode of Mortgage Business Spotlight, Momentum Markets director Phil Tarrant catches up with Yellow Brick Road executive chairman Mark Bouris to discuss the challenges facing mortgagors and why the payroll tax issue could destroy the broking industry.
Where to next for rate rises? Why he thinks the RBA should review its inflation target The damage the payroll tax issue could cause
And much more!
Thu, 09 Mar 2023 - 1h 01min
296 - The big payroll tax issue
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock and Annie Kane as they discuss the big payroll tax issue threatening the mortgage broking industry, upheaval and change at the Lendi Group, and forecasts for the RBA’s March cash rate decision.
This week, they discuss:
The ins and outs of the payroll tax issue affecting aggregators Lendi Group’s restructure Why the RBA is expected to hike rates this month
And much more!
Mon, 06 Mar 2023 - 26min
295 - Settlements drop begins to bite
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the uptick in bidders at auctions, the key themes emerging from mortgage lenders’ half-year results, and new forecasts for the terminal cash rate.
This week, they discuss:
What’s driving high clearance rates How a fall in settlements is shifting lender priorities Why the cash rate is expected to peak at 4.1 per cent
And much more!
Mon, 27 Feb 2023 - 25min
294 - Savings rates v mortgage rates
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the ACCC’s new inquiry into how banks price in mortgage and savings rate hikes, a surprise spike in Sydney auction clearance rates, and the first evidence that borrowers are reining in spending.
This week, they discuss:
Sydney clearance rates spike What the ACCC will look at it in its new inquiry on savings and mortgage rates The impact of rising rates on borrowers and financial stability
And much more!

Mon, 20 Feb 2023 - 24min
293 - A new aggregator giant forms
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss the moves being taken to encourage first home buyers into market in a rising rate environment, the new aggregator giant that has been formed, and why banks are being hauled to face parliamentary committees.
This week, they discuss:
How NSW is luring first home buyers back into market The RBA’s move to raise the cash rate to 3.35 per cent Loan Market’s decision to retire the PLAN Australia, Choice Aggregation and FAST brands
And much more!
Mon, 13 Feb 2023 - 27min
292 - Spotlight: Seizing opportunity in a changing lending environment
As rates continue to rise, more and more borrowers are turning to brokers to help alleviate their mortgage pressures. In this Spotlight episode, host Annie Kane is joined by Assetline’s nations head of sales and distribution, Royden D'Vaz, to discuss:
What challenges and opportunities are on the horizon for mortgage borrowers How brokers can best support borrowers in 2023 How Assetline is expanding its product range to offer more solutions
And much more!
Thu, 09 Feb 2023 - 24min
291 - The balancing act between rate hikes and serviceability
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the auction market, why refinancing is still soaring while new mortgage activity falls, and why the market expects the cash rate to rise by 25 bps this week.
This week, they discuss:
What the RBA is expected to do with the cash rate in February and March Should APRA change the interest rate buffer? ANZ buys a shareholding in View Media Group
And much more!
Mon, 06 Feb 2023 - 25min
290 - The inflation surprise
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the latest quarterly inflation data and what’s driving the highest Consumer Price Index levels for 33 years, how The Voice could benefit Indigenous home ownership, and how the first week of auctions fared.
This week, they discuss:
A slow start to the 2023 auctions market How the 7.8 per cent inflation figure will weigh on the RBA Members of industry named in the Australia Day Honours list
And much more!
Mon, 30 Jan 2023 - 21min
289 - Regulating the BNPL market
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage marke. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss inflation and house price forecasts’ what the lending and broker markets think about regulating the buy now, pay later sector; and the interesting move from the chief executive of MOVE Bank. This week, they discuss:
How industry responded to the BNPL regulation consultation What will happen to property prices this year? Therese Turner’s move from MOVE Bank
And much more!
Mon, 23 Jan 2023 - 25min
288 - Unpacking the latest inflation and lending figures
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market.
Join Annie Kane and Kate Aubrey as they discuss the latest figures on lending and refinancing, what’s been done on a state-level to help support home buyers, and how the new inflation figures may impact the RBA’s next rate meeting.
This week, they discuss:
Does APRA need to change serviceability buffers amid new lending slowdown? The official launch of NSW’s stamp duty opt-out scheme How housing is leading the inflation rise
And much more!
Mon, 16 Jan 2023 - 23min
287 - Property values drop at fastest pace since 2008
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock and Annie Kane as they discuss CoreLogic’s final figures for property values in 2022 and how mortgage rates are feeding into the largest annual drop in values since 2008.
This week, they discuss:
Which areas are seeing property values change most dramatically How the property market might fare this year Why cyber crime is the number one security issue in Australia now
And much more!
RELATED LINK:
Spotlight: The cyber security threats facing Australia

Mon, 09 Jan 2023 - 24min
286 - Spotlight: The cyber security threats facing Australia
The last few years have seen an exponential increase in cyber attacks and cyber crime — with the need for strong cyber security of paramount importance.
In this special Mortgage Business Spotlight episode, shadow minister for cyber security and shadow minister for countering foreign interference, Senator James Paterson joins Phil Tarrant (director - Momentum Media) and MAJGEN (retired) Dr Marcus Thompson to discuss the regulatory impediments preventing Australia from becoming a leader in cyber security.
Tune in to find out:
The cyber security threats facing Australia and the role of the Australian Security Intelligence Organisation (ASIO). How foreign interference and espionage have overtaken terrorism as the primary security concern for Australia. The importance of attracting the right talent with the right skills to power Australian cyber security businesses.
And much more!
Thu, 22 Dec 2022 - 35min
285 - The year 2022: How will it be remembered?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market.
Join Alex Whitlock, Annie Kane and Kate Aubrey in the final episode of Mortgage Business Uncut for the year, as they review the year that was and how the mortgage and property market changed.
This week, they discuss:
Why the last week of auctions was unusually subdued The key trends that impacted mortgages in 2022 What to look out for in 2023
And much more!
Mon, 19 Dec 2022 - 28min
284 - A final flurry of activity
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the rush of auction activity ahead of the holidays, the RBA’s cash rate decision for December, and why chances in the open banking system could benefit mortgagors. This week, they discuss:
Auction activity and how rising rates are impacting new home sales The December cash rate and projections for February ANZ’s new commercial arm and head of commercial appointment
And much more!
Mon, 12 Dec 2022 - 26min
283 - Changes at BOQ
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market.
Join Alex Whitlock and Annie Kane as they discuss the latest auction activity, the surprise announcement about George Frazis leaving BOQ (and is a bigger shake-up on the cards), and what to expect from the RBA this week as they announce the cash rate decision for December.
This week, they discuss:
A rush in auctions ahead of the holidays What’s happening at BOQ Group? Final call for video submissions for Mortgage Business Awards
And much more!
Mon, 05 Dec 2022 - 26min
282 - The last few days of the spring market
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss how the auction market has fared this spring, what’s being done to support home buyers into market, and why the RBNZ bumper rate movement means all eyes are on the RBA for next week. This week, they discuss:
The latest in auction activity and how the spring market fared AMP Bank’s new partnership with Bricklet Final call for video submissions for Mortgage Business Awards And much more! Donate to Rodney (Run Rocket Run) Cottam's fundraising run for Invictus Australia at https://runrocketrun.raisely.com/
Mon, 28 Nov 2022 - 21min
281 - How cashback offers are fuelling loan churn
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market.
Join Alex Whitlock and Kate Aubrey as they discuss price falls in the regions, mutual merger gets the green light, and why brokers are fuming over ‘unfair’ clawbacks.
This week, they discuss:
The IMF’s reports on Australia’s economy post-visit Brokers pay the price of cashback incentives Heritage Bank and People’s Choice gets the green light
And much more!
Mon, 21 Nov 2022 - 22min
280 - The problems with open banking data
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss the ACCC’s consultation into the harm caused by data quality issues in open banking (and what action needs to be taken to fix it), why NAB isn’t actively chasing mortgages, and whether banks are profiting from clawback.
This week, they discuss:
The ACCC’s consultation on the harm caused by poor data in open banking The Assistant Treasurer’s call for evidence on the economics of clawbacks Why NAB doesn’t think now is the right time to be growing mortgages
And much more!
Mon, 14 Nov 2022 - 26min
279 - How home guarantees are helping FHBs
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss how the government’s guarantee schemes are helping support a growing proportion of first home buyers, the latest mergers and new arrivals in the banking space, and the winners of the Women in Finance Awards 2022.
This week, they discuss:
Which states benefited most from the government guarantee schemes What the Newcastle Permanent/Greater Bank merger means for brokers The newest bank to be granted a RADI
And much more!
Mon, 07 Nov 2022 - 21min
278 - How high will they go?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market.
Join Alex Whitlock and Annie Kane as they discuss the cooling auction market and how property is feeding into inflation, a recap of the budget 2022/23 and the budget reply, and why the market is split on how high the RBA will lift rates.
This week, they discuss:
Labor’s first budget in nearly 10 years The impact house prices are having on inflation What the RBA is expected to do on Cup Day
And much more!
Mon, 31 Oct 2022 - 23min

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