The Money Mom Podcast

I’m recording this one with a stuffy nose. I just came off the gnarliest cold and flu after a week of cross-country travel, my first ever keynote speech, and hosting our annual Halloween party in my backyard. My body said no, and for once I listened. It turns out there’s a name for what happened to me. It’s called the transformation flu. In this episode, I’m sharing what I learned at a live event in Virginia Beach, the small decision this week that felt huge for me, and the three things I wan...

I have a story to tell you. It starts with LASIK surgery, a compromised cornea, and two years of thinking my vision was fine. And it ends with what I think is one of the most powerful analogies I’ve ever used to describe what a strained relationship with money actually looks like. Plus I have a quick update on the ads account situation from last month, because you deserve to know what happened. We cover: The full update on what happened with my Meta ads account and the wave of emotions that c...

When my Meta ads account got shut down and 95% of my revenue disappeared overnight, I had a choice. Give my power away to the circumstance, or stay grounded in what I could actually control. Why was I able to stay grounded? The work I've done with today's guest. Brad Bizjack is a mindset coach who has helped thousands of people break through the hidden patterns keeping them stuck, and in this conversation, we get into some of the most powerful ideas I've heard around emotions, resistance, per...

Thank you for all the love, prayers, and offers to help after last week's episode. I honestly went back and forth for weeks about whether to share what I'm going through. But if my messy middle can help even one person feel less alone in theirs, it's worth it. Instead of waiting for the storm to pass, I've been doing the inner work: journaling, coaching, regulating my nervous system, and writing down everything I'm learning in this season. Today I'm sharing six of those lessons with you. We c...

I tried to record a completely different episode four times this week. And every single time, nothing came out. So I stopped fighting it and let myself talk about what's actually happening right now. This one is raw. This is the messy middle. And I'm sharing it anyway. In this episode, I'm opening up about the shamanic death I'm currently going through, what it actually means, why I believe we all go through them, and what mine looks like right now in real time inside my business and my life....

I'm going to be honest with you. This week has been one of the hardest weeks I've had in my business in a long time. Something completely out of my control happened, and it knocked me off my feet. And I'm still here. Still confident. Still showing up. In this episode, I'm sharing what happened, how I'm working through it, and the exact mindset shift that has kept me grounded even when everything feels uncertain. Plus we're diving into something that came up on my very first Inner Circle coach...

Abundance. Everyone wants it. But most of us have it completely backwards. We think abundance means having more money. So we chase the number, stress about the gap, and wonder why we still feel like there's never enough even when things are going okay. In this episode, I'm breaking down what abundance actually is, why scarcity and money are not the same thing, and the one simple shift that can start moving you out of scarcity thinking today. We cover: Why detaching abundance from money is the...

I'm recording this fresh off two days of the Money Rewire Experience, and I am full. Full of gratitude, full of clarity, and honestly just so moved by what I've already watched happen in women's lives in just 48 hours. In this episode, I'm sharing the two biggest shifts that came out of those days together, because I think they're going to completely change the way you think about your money. We cover: Why your relationship with money affects every single interaction, decision, and relationsh...

Money is the number one reason couples divorce. 50%. That stat hits different when you're the one lying awake at night wondering how to even bring it up with your spouse. In this episode, I'm talking about something that came straight from my gut this week. No outline, no script. Just an honest conversation about what's really happening in marriages when money gets hard, and what you can actually do about it. We cover: Why feeling alone in your money struggle is one of the most common (and he...

I took six weeks off. No podcast episodes. No YouTube videos. No announcements. I just... stopped. And honestly? It was one of the best decisions I've made for my business and my life. In this episode, I'm coming back raw, unscripted, and more myself than I've felt in a long time. I'm sharing why I stepped away, what I realized during that time, and how I'm showing up differently going forward. For the podcast, for my clients, and for myself. We talk about: Why I hit a wall after two years of...

You know you're supposed to pay off the high-interest debt first. You know you should stop putting things on the credit card. You know you should spend less than you earn. So why are you still stuck? In this episode, I'm getting honest about the real reason so many women stay in debt even when they have all the information they need. And I promise you, the answer has nothing to do with money. We cover: Why the gap between knowing and doing is where debt actually livesThe cycle of financial av...

If you've tried budgeting and it never seems to stick, I want you to hear this: you are not the problem. That's not just something nice to say. That's behavioral economics. The actual science of how humans make financial decisions tells us that the way most people budget was never going to work in the first place. In this episode, I'm breaking down exactly why willpower is one of the worst tools you can use to manage your money, and what to build instead so your finances actually run without ...

Every month, the money is gone. And you genuinely have no idea where it went. You're not buying anything crazy. You make a decent income. And yet somehow, the bank account is empty before the month is over, and the guilt that comes with it feels awful. In this episode, I'm walking you through the four specific reasons women overspend, because once you understand your reason, everything starts to make a whole lot more sense. We cover: Why your nervous system is actually working against your ba...

In this episode, I'm sharing three real ways that moms inside our community are bringing in an extra $50, $500, even $5,000 a month from home, on their own schedule, without having to go back to a 9 to 5. We cover: The easiest place to start (and why you probably have hundreds of dollars sitting in your house right now)How I went from selling meal plan guides on Instagram to building a business that has generated almost seven figures for my familyThe side hustle that I think is one of the mos...

3 years ago I was a frustrated mom who wanted so badly to build a business but had no idea what steps to take. I was scared of failure, scared of wasting time, and convinced I'd have to sacrifice everything that mattered to do it. Then I found James Wedmore. James is the creator of Business By Design... the program that took me from confused and stuck to hitting six figures in my first year as an entrepreneur. He's helped tens of thousands of people build profitable online businesses, a...

In this episode, I'm giving you my most honest take on MLMs, the good, the real, and what I actually think you should do if your goal is to make money from home on your own terms. We cover: What my MLM experience actually looked like (and why I don't regret it)The hard truth about why most women don't make money in MLMsThe one thing most people don't realize when they sign upWhy making money from home doesn't have to mean selling someone else's productWhat I'd tell any mom who wants to build ...

You've tried the apps. You've started the spreadsheet. You tracked your spending for a week (maybe two) and then life happened. Sound familiar? Here's what I want you to know: this is not a you problem. You don't have a discipline problem or a willpower problem. You have a systems problem. And in this video, I'm going to show you exactly why traditional budgeting fails smart, capable women... and what to do instead. In this video you'll learn: Why traditional budgeting was never des...

How I Feed a Family of 6 for $350–$400 Every Two Weeks (The SHOP Method) If you're spending $300, $400, or even $500+ a week on groceries and wondering where all your money is going...this episode is for you. I'm sharing the exact system I use to consistently spend $350–$400 every TWO WEEKS for my family of six in Northern California, without coupons, without depriving my family, and without spending hours planning. It's called the SHOP Method, and in this video I walk you through every step:...

You've tried the budgets. You've downloaded the apps. You've tracked the spending. And you're still stressed. Here's what nobody is telling you: the problem isn't the numbers. It's what's happening underneath them: the thoughts, the energy, the emotions you bring to every money decision you make. In this video, I'm breaking down exactly why that is, and what actually needs to shift first before anything else can change. You'll learn: Why your mindset is driving your financial decisions (usual...

We have $350,000 in student loans...and we're not paying them off early. When I posted about this on Instagram, the comments were a lot. So I decided to break down exactly what our strategy is, why we made this decision, and the math behind it. This isn't about getting a handout. It's about being intentional with debt instead of reactive. In this video I cover: Why we chose an income-driven repayment plan over aggressive payoffHow the 20-year forgiveness program actually worksThe ...

Most moms think creating a better financial future means budgeting harder or making more money… but what if that’s not actually the problem? In this episode, I’m walking you through the exact 5-step process that completely changed my relationship with money, and has helped thousands of moms move from stress and anxiety to feeling safe, confident, and in control. After years of living paycheck to paycheck (even once we were making six figures), I realized the real issue wasn’t the numbers… it ...

You’d think making six figures would finally make you feel secure with money… but what if it doesn’t? In this episode, I’m breaking down why more income isn’t actually the solution to feeling stressed, anxious, or “bad” with money... and why so many women are still struggling, even at higher income levels. I’m sharing the “leaky bucket” analogy to help you see exactly where your money is slipping away (and why it keeps happening on autopilot). We’ll talk about the real reasons behind overspen...

Today’s episode is a personal update you’ve been asking for. A few months ago, I shared my experience starting a GLP-1—and since then, my DMs have been full of questions about what’s changed, what I’m still doing, and how I’m feeling now. In this episode, I’m giving you an honest, real-life update on my peptide journey, where I’m at today, why I chose to continue, and the biggest differences I’ve experienced over time. We talk about: Why I’m still microdosing tirzepatideThe unexpected benefit...

If you’ve ever felt like you’re making money… but it just disappears, this episode is going to click. In this conversation with NLP trainer Megan, we break down: Why money comes in and goes right back out The subconscious patterns running your financial decisions How your beliefs about money were formed (and how to shift them) A powerful “money = water” metaphor that will completely change how you think about budgeting This episode will help you sto...

Have you ever looked at your bank account and thought… “Why do I still feel broke?” The bills are paid. Your income might even be decent. But somehow, money still feels stressful, tight, and like it’s constantly slipping through your fingers. In this episode of the Money Mom Podcast, I’m breaking down why you can have money and still feel broke—and what’s actually going on beneath the surface. Because here’s the truth most financial advice won’t tell you: 👉 It’s not just about how much ...

In today’s episode, I’m doing something a little different. I’m sitting down with Jenna for a real, unfiltered coaching conversation about the money struggles so many women face but don’t always talk about out loud. We talk about how to budget without feeling restricted, what to do when unexpected expenses hit, and why money stress is often about so much more than the numbers. This conversation gets into the real emotions behind spending, debt payoff, fear, freedom, family, and learning how t...

🎉 Episode 100 of The Money Mom Podcast! 🎉 Today’s episode is extra special because we’re celebrating our 100th episode with a real-life Money Mom Club member story—one that so many moms are going to see themselves in. I’m joined by Stephanie Griffin, a mom of two (including a teen boy + a college kid!) who moved from the East Coast to California and found herself overwhelmed by the cost of living, inflation, and the never-ending “feed everyone all day” cycle—especially after COVID hit. In th...

Money isn’t ruining your marriage...but the way you’re approaching it might be. If conversations about finances with your spouse feel tense, frustrating, or like you’re speaking two different languages, you are not alone. Nearly 50% of divorces involve money issues, but it’s rarely about the numbers. In this episode, I share how Brad and I shifted from subtle tension and scarcity thinking to feeling truly aligned and at peace around money. And it didn’t happen because we made more income... i...

I’m about to say something that might sound crazy… I only spend $300–$350 every two weeks on groceries for my family of six. That’s about $700 a month — in Northern California. And no — we are not living on rice and beans. No — I’m not clipping coupons for 10 hours a week. No — I’m not driving to five different stores chasing sales. In fact, we’re eating better than we were when we were spending $400+ a week. If you’re a busy mom who: Feels completely out of control with grocery ...

If you’ve ever Googled “How much should I spend on groceries?” and felt more confused than before… this episode is for you. There are a million answers out there, $100 per person, $200 per person, “it depends where you live”... but what you really want to know is: 👉 Am I spending too much? 👉 And if I am… how do I fix it without feeding my family rice and beans every night? In today’s episode, I’m breaking down: The average grocery spending in the U.S. (and Canada)The real number you should a...

There’s one money habit that completely changed everything for my family... and it’s probably not what you think. It wasn’t budgeting. It wasn’t meal planning. It wasn’t cutting out coffee or canceling subscriptions. Those things can help… but they weren’t the thing that actually moved the needle. In this episode of the Money Mom Podcast, I’m sharing the one simple question my husband and I started asking before every single purchase, and how that tiny pause transformed the way we...

Have you ever made real progress with your money... only to turn around and undo it? You finally get groceries under control… then spend $300 at Target. You pay off a credit card… and rack it right back up. You save money… and suddenly it’s gone. It feels like bad luck or bad timing, but it’s not. It’s self-sabotage. In this episode of the Money Mom Podcast, Rachel breaks down what’s actually happening in your brain when you sabotage your financial progress, why it keeps happening (even when ...

Tired of paying sky-high premiums for health insurance? In this episode, Rachel Coons breaks down all your health coverage options... from traditional insurance and marketplace subsidies to cost-sharing plans that could save you thousands every year. As a former licensed health insurance agent, Rachel shares insider knowledge about the four main ways to handle health coverage in America. She explains why health insurance became so expensive, what most people don't know about their options, an...

In this episode of The Money Mom Podcast, we’re breaking down one of the most misunderstood money behaviors: impulse spending. If you’ve ever told yourself you just need “more discipline,” this conversation is going to change everything. Instead of shaming habits like Target runs, late-night TikTok shopping, or drive-through treats, we’re getting to the real root of why impulse purchases happen in the first place. Spoiler: it has nothing to do with budgeting better... and everything to do wit...

Have you ever started the new year determined to “finally get your money together”… only to feel burned out, discouraged, or back in the same place a few months later? In this episode of The Money Mom Podcast, Rachel breaks down why most financial goals don’t stick, and it has nothing to do with discipline, motivation, or willpower. Most money goals are created from panic, shame, or urgency. And while that energy can spark change for a moment, it never lasts, especially for busy moms carrying...

Have you ever downloaded a new budgeting app, opened a fresh spreadsheet, and promised yourself this time will be different... only to fall right back into the same money stress a few weeks later? You’re not broken. And you don’t have a willpower problem. In this episode of The Money Mom Podcast, I’m breaking down why budgeting alone doesn’t actually lead to financial peace, confidence, or debt freedom, and what’s really going on beneath the surface when money systems don’t stick. We’ll talk ...

In this episode, we’re unpacking why money avoidance is so common (and why it’s not a personal failure), how your nervous system plays a role in financial stress, and how awareness, not perfection, is the first step to taking your power back. You’ll hear why: Avoiding your bank account is actually making the problem worseYour brain is trying to protect you, but it’s often lying to you about dangerSimply looking at the numbers (without judgment) can start breaking the negative money cycleGroce...

In this special episode, Rachel Coons shares her transformative journey from financial overwhelm to abundance, as she’s interviewed by Monica Packer at the More for Moms Conference. Rachel opens up about the emotional side of money, the unique challenges moms face, and how shifting your mindset can bring peace—even when life feels chaotic. Discover practical tips for saving on groceries, building a healthier relationship with money, and embracing generosity and gratitude. Whether you’re...

Are you living paycheck to paycheck and wondering how you’ll ever pay off your debt when there’s nothing left at the end of the month? In this episode of The Money Mom Podcast, host Rachel Coons—mom of four and grocery budgeting mentor—shares practical, encouraging strategies to help you make real progress on your debt, even when your budget feels impossibly tight. Discover why traditional budgeting advice often falls short, how to shift your money mindset, and the power of small “margin mome...

Are you a mom ready to transform your money mindset, attract financial abundance, and create lasting wealth for your family? In this episode of the Money Mom Podcast, host Rachel Coons dives deep into the powerful connection between money, energy, and emotions. Discover practical strategies for building an abundance mindset, mastering personal finance, and overcoming financial stress. Learn how your thoughts, beliefs, and energy around money can impact your financial success. Rachel shares ac...

As we close out 2025 and set our sights on an abundant, empowered 2026, this episode is the perfect way to reset your mindset, refresh your money goals, and learn how to actually build wealth in the new year. Today on The Money Mom Podcast, Rachel is joined by special guest Madison from New Money Madison. A money + mindset coach who blends neuroscience, personal finance strategy, and manifestation to help women become first-generation millionaires. Together, we dive into: 💸 How to start...

Feeling overwhelmed by holiday spending, family expectations, and the pressure to create a “perfect” season? In this episode of the Money Mom Podcast, host Rachel Coons shares heartfelt stories and practical strategies to help you reclaim the magic of the holidays—without breaking the bank. Rachel dives into: Setting boundaries around money and energyCreating meaningful family traditions that don’t cost a fortuneNavigating Black Friday and holiday sales with intentionCommunicating your fina...

Which Grocery Store Should You Shop At? (And Why It Might Not Matter As Much As You Think) If you’re trying to spend less on groceries every month, where you shop does matter, but not nearly as much as how you shop. In this episode, Rachel breaks down the pros and cons of different types of grocery stores. From discount stores like Aldi and WinCo to big box retailers, warehouse clubs, and organic markets and reveals which ones can truly help you save. You’ll learn why the secret to slashing y...

🎄 The holidays are coming fast... and if you’re already stressing about how to pay for all the gifts, gatherings, and extra expenses without adding to your credit card balance, this episode is for you. Inside, Rachel breaks down real, actionable steps you can take starting today to free up cash for Christmas, simply by adjusting how you shop for groceries. You’ll learn how to: ✅ Cut your grocery bill by 30–50% without sacrificing quality ✅ Meal plan using what’s already in your pantry and f...

Today on the Money Mom Podcast, Rachel sits down with transformational coach and Rockstar Mom founder Megan Caldwell to talk about ditching burnout, perfectionism, and people-pleasing so you can create a life that actually feels good. Megan shares why “balance” is often a trap and how to pursue alignment instead. Plus the simple foundations that help busy moms reclaim energy, presence, and peace. You’ll learn: The difference between chasing balance and living in alignmentHow to build a person...

What if your pantry could literally pay you? It might sound wild, but it’s true. There is money sitting in your kitchen right now, and in this episode, Rachel shows you how to find it. If you’ve ever felt the financial pinch of the holidays or wondered how to get ahead without completely overhauling your budget, this episode is the perfect place to start. You’ll learn how to Shop the Shelf, the first step in Rachel’s signature SHOP Method, and discover how thousands of families have saved $30...

What if you could take multiple family vacations a year...without paying for flights or hotels? 🌴✈️ In this episode of The Money Mom Podcast, Rachel sits down with travel hacking expert Megan Langford, who went from barely affording one trip a year to traveling six times annually, saving over $25,000 a year using credit card points. Megan breaks down exactly how she does it. No spreadsheets, no crazy spending habits, and no debt. You’ll learn: How to start “travel hacking” the right wayThe be...

If you’re a mom who’s ever felt weighed down by debt or out of control with your finances, this episode is going to speak straight to your heart. Today, I’m joined by my dear friend and Money Mom Club coach, Jenna, who went from feeling stuck, anxious, and overwhelmed by credit card debt to paying off over $42,000 in less than a year. In this powerful conversation, Jenna opens up about: The moment she realized she couldn’t live in financial chaos any longerHow she and her husband finally face...

Warning: this one’s a little spicy. In today’s episode of the Money Mom Podcast, Rachel Coons is laying down five hard truths about money that every mom needs to hear. These truths may feel uncomfortable (and you might even feel called out), but they come from a place of love, abundance, and wanting more for you and your family. Inside, Rachel unpacks the blind spots that keep moms stuck, why no one is coming to “save” your finances, how debt carries more than just numbers, why more income is...

You’re in for a treat. Today I’m sitting down with licensed psychotherapist and nervous system expert Eliza Kingsford, the woman whose work quite literally changed my life and my marriage. We get practical about what “nervous system work” really means (no jargon, promise), why your reactions aren’t “personality flaws” but state-based responses, and how understanding your nervous system can transform your parenting, partnership, and even your relationship with money. If you’ve ever wondered wh...

In this follow-up to last week’s episode, Brad and I go deeper into the exact mindset work that transformed how we experience money, and why that shift changed our marriage, careers, and day-to-day peace (even while still carrying student loans). If you missed Part 1, start there, it lays the foundation for today’s conversation. We talk about the moment Brad realized he had given power to money, how reframing money as neutral (a simple tool and flow of energy) dissolved shame and anxiety, and...

Today I’m joined by a very special guest, my husband, Dr. Brad Coons. We’re pulling back the curtain on: Brad’s personal experience with a GLP-1 (tirzepatide): why he started, what changed, and how he approached it alongside strength training and nutritionThe “behind-the-scenes” of our Instagram love story (and a few wild details we’ve never shared)How healing our relationship with money transformed our marriage, stress, and daily life, and the exact mindset shifts that started it allThis is ...

This week’s episode is extra special because I’m bringing on a Money Mom Club member to share her real experience inside the club. Debbie is a homeschooling mom of four who thought she had her grocery spending under control, until she actually tracked it and realized she was spending nearly $1,500 a month. Within just a few weeks of applying the SHOP Method, Debbie cut her bill in HALF, down to around $700 a month, while also saving time, stress, and energy. In this conversation, she op...

Have you ever tried budgeting and felt like a total failure, or just completely overwhelmed by the process? You’re not alone, and the problem isn’t you…it’s the way most of us have been taught to think about budgeting. In this episode of The Money Mom Podcast, I’m pulling back the curtain on why traditional budgeting often doesn’t work for moms and how you can approach money in a way that actually feels doable. No more endless spreadsheets, confusing apps, or shame-filled restrictions. ...

In today’s episode of The Money Mom Podcast, I’m getting personal and answering one of the most common questions I’ve been getting lately: “Have you been on a GLP-1?” The truth is, yes. For the first time, I’m sharing my full journey with GLP-1s: why I decided to try it, what it’s been like for me and Brad, the results we’ve experienced, and the honest pros and cons. From weight loss and energy shifts, to how we’ve prioritized lifting weights and protein intake to protect muscle, I’m pulling ...

In this powerful episode of The Money Mom Podcast, Rachel sits down with Mary Ann, the founder of Become Unshoppable, to talk about the real reasons we overspend, and how to take back control without feeling deprived. Mary Ann shares her deeply personal journey from emotional shopping as a new mom to discovering the “why” behind her spending and reclaiming over $1,000 a month for things that truly mattered, like childcare, house cleaning, and self-care. Together, Rachel and Mary Ann unpack th...

It’s that time of year again—new routines, new backpacks… and a lot of new expenses. In this episode of the Money Mom Podcast, I’m diving into the real-life budget struggles moms face during back-to-school season and giving you practical ways to take the stress (and overspending) out of the equation. From school supplies and clothes to groceries and lunchbox prep, we’re covering it all. You'll learn: When not to buy school supplies (trust me on this one)How to save BIG on back-to-school cloth...

Is your money quietly slipping through the cracks without you realizing it? In this honest and eye-opening episode, Rachel shares six surprising things she no longer spends money on, and how those small decisions have saved her family hundreds (if not thousands) over the years. From birthday parties to bulk food shopping, Target runs to trendy kids' clothes, Rachel walks through the mindset shifts and intentional choices that make a massive difference in your family’s finances, without guilt ...

Feeling overwhelmed with summer chaos, constant snacks, and skyrocketing grocery bills? In this episode, we’re doing a little mid-summer mental health + money check-in for moms, and I’m sharing my favorite strategy to save $100 (or more) this week without sacrificing dinner plans. I’m walking you through a simple but powerful challenge: Shop the Shelf. You’ll learn how to use the food you already have at home to plan meals, cut waste, skip the store, and instantly reduce your spending.&...

Just back from a dreamy Florida vacation, I’m sharing exactly how we fed our family of six for under $350—all while staying on the beach, eating well, and making the week feel like a true getaway. In this episode, I’ll walk you through how I planned our meals, where we saved money (without sacrificing quality or nutrition), and the exact steps I take to grocery shop smart while traveling. Whether you're road-tripping or flying across the country, these vacation grocery hacks will help you cut...

Is Costco secretly blowing your grocery budget? In this episode of the Money Mom Podcast, I’m sharing my honest thoughts on Costco—and how I went from being obsessed with bulk shopping to rethinking my entire approach to grocery spending. If you’ve ever walked into Costco for one thing and walked out $400 later, you’re not alone. I’ve been there. And today, I’m breaking down: Why Costco might be costing you more than it’s savingThe real reason bulk buying isn’t always budget-friendlyHow food ...

Ever dreamt of making a full-time income from home without sacrificing time with your kids? In this inspiring episode of The Money Mom Podcast, Rachel sits down with Laura Nicole, a former college professor turned six-figure virtual assistant and VA coach, to talk about the REAL path to starting a profitable side hustle that actually fits mom life. Laura shares: How she went from $46K/year to $147K/year as a VAThe skills you already have that make you qualifiedWhy this is one of the most flex...

If you’ve ever said, “I know what to do, I just can’t seem to do it”… this episode is for you. We’re diving deep into the sneaky ways moms sabotage their finances—without even realizing it. These aren’t just bad habits or lack of discipline. These are emotional patterns, survival responses, and inherited beliefs that are quietly keeping you stuck in debt, paycheck-to-paycheck cycles, and money stress. In this episode, I’ll walk you through: Why you keep avoiding the bank account and what it’s...

Feeling stuck in debt—like no matter what you do, you just can’t get ahead? In today’s episode of the Money Mom Podcast, we’re pulling back the curtain on the real reason you're still in debt (and it’s probably not what you think). This isn’t just about credit cards or car payments—it’s about emotional spending, inherited money beliefs, and those deep-rooted habits that quietly keep you stuck. I’ll walk you through: The emotional triggers that drive overspending (hello, stress shopping 👋)Why ...

In this powerful episode of The Money Mom Podcast, I sit down with my dear friend and mindset expert, Dr. Stephanie Lopez—former NASA executive coach turned anxiety and emotional wellness mentor—to talk all things emotional regulation, motherhood, and money stress. Steph shares her unexpected journey from leading leadership trainings at NASA to helping women dismantle anxiety, heal emotional wounds, and feel safe in their own lives again. We dive deep into how anxiety really shows up (spoiler...

Summer is here—and if the thought of feeding your kids all day long (plus hosting guests) makes your grocery budget want to scream... you are NOT alone. In this episode, I’m breaking down exactly why grocery costs tend to skyrocket in the summer, what you can do about it, and how to create structure that saves you money and your sanity—without becoming the food police. We’ll chat: Why snack attacks are blowing your budget (and what to do instead)Easy ingredient-based snack swaps that actually...

Today is so special because I’m sitting down with the mentor who helped change the trajectory of my business—and honestly, my life. James Wedmore isn’t just a business coach. He’s the one who taught me that I didn’t have to choose between motherhood and making money… that I could be present with my kids and build something meaningful online. In this episode, we talk about: The biggest myths about starting an online businessWhy moms are uniquely positioned to thrive as digital CEOsHow to shift...

This episode is different. No notes. No script. Just me, a mic, and the story I’ve never fully shared before—how I went from a stay-at-home mom trying to save $500 on groceries… to building an online business that changed our family’s entire financial future. If you’ve ever felt stuck in survival mode, tired of budgeting without getting ahead, or dreamed of contributing financially without sacrificing time with your kids—this is the episode for you. I share: Why I left my career in health ins...

If you’ve ever felt like you should be further along financially… like no matter how hard you try, the money still disappears… this episode is for you. In today’s special episode, I’m sharing the full recording of my Confident With Money masterclass—the exact training that’s helped thousands of moms pay off debt, save hundreds (even thousands) of dollars a month, and finally feel calm and in control with money. Inside, I walk you through: ✅ The biggest budgeting mistakes that are keepin...

🛒 What’s a Realistic Grocery Budget for a Family Our Size? How to Stop Overspending and Start Shopping with Confidence Feeling like your grocery bill keeps ballooning no matter how hard you try to budget? You’re not alone—and no, you’re not doing it wrong. In this episode, I’m breaking down how to figure out a realistic grocery budget based on your family size, lifestyle, and values—without the guilt, guesswork, or deprivation. Whether you’re a family of 3 or a household of 7, this episode g...

If you’ve tried budgeting apps, spreadsheets, or cutting expenses but still feel like you're drowning financially... this episode is for you. In today’s video, I’m breaking down why most moms don’t actually have money problems—they’re stuck in survival mode, battling subconscious beliefs, emotional burnout, and chaotic habits that make it feel impossible to move forward. We’ll cover: ✅ The 3 hidden reasons you're stuck in a financial loop ✅ Why logic and numbers alone won’t fix yo...

Nearly half of Americans are trapped in credit card debt, but chances are it's not because they're lazy, irresponsible, or lacking knowledge. If you've downloaded every budgeting app, created detailed spreadsheets, and still can't seem to make progress, you're not alone. The real culprit might be what I call "chaos mode" – a state where your nervous system operates in constant financial survival. The path out of chaos mode begins with awareness, not action. Before jumping into yet another bu...

Birthdays have a way of inviting reflection, and as I turn 35, I'm sharing the three profound lessons that completely transformed my life this past year. What began as challenging experiences ultimately led to unprecedented growth, strength, and self-assurance I never thought possible. These lessons weren't easy—they required facing difficult truths and making uncomfortable changes. But the growth on the other side has been worth every challenging moment. If you're navigating similar crossro...

Ever feel like you're doing everything right with your family budget but still struggling financially? You might be caught in what I call "the saver's trap" – that frustrating cycle of constantly cutting expenses while overlooking the power of generating additional income. In this episode, I share why I've always been passionate about finding creative ways to make money on my own terms. As stay-at-home parents, we often think our financial contribution is limited to stretching the family bud...

Money mistakes happen to everyone—even financial coaches. In this vulnerable deep-dive, I pull back the curtain on three devastating financial blunders that cost me over $50,000 and continue to impact how I think about money today. These costly lessons shaped me into a better financial coach and a happier person. Listen now to skip the expensive tuition I paid for these insights and transform how you think about your own financial journey. What money mistakes have taught you the most valuabl...

Do you ever wonder why you keep repeating the same financial patterns despite knowing better? That feeling of being stuck in a money rut isn't random – it's likely caused by subconscious money blocks secretly running the show behind the scenes. As we explore in this eye-opening episode, your subconscious mind controls a staggering 95% of your decisions and behaviors around money. These deep-seated beliefs were largely programmed during childhood or even inherited through generations, creatin...

The recent market volatility has many investors feeling anxious as major indices have dropped by 14%. But what if I told you that market downturns actually create some of the best wealth-building opportunities? When markets tumble, our emotions tempt us to make destructive financial moves. Panic selling locks in losses. Trying to time market bottoms proves futile even for experts. Halting investments means missing chances to buy assets at discount prices. These emotional reactions undermine ...

Your nervous system might be secretly sabotaging your financial goals. Rebekah Liger, a trauma-informed master money and mindset coach, brings remarkable clarity to why so many of us hit the same money ceiling repeatedly despite our best efforts. Growing up below the poverty line with a single mother and six siblings, Rebecca's early money story was defined by scarcity, fear, and government assistance. She shares how becoming a teen mom herself led to repeating these patterns until she disco...

Are you tired of feeling overwhelmed every time you walk into the grocery store? In this episode, I share my personal journey towards transforming our grocery budget—slashing it by $500 a month and regaining control over our finances. Discover how I transitioned from seeing grocery shopping as a daunting task to embracing it as an empowering process that actively contributes to our family's financial health. Join me today as I introduce you to my SHOP Method, a simple yet effective sys...

This episode tackles the popular misconception that money is inherently evil and unravels the stigma surrounding our beliefs about wealth. Many of us have been conditioned to view money as a source of greed and corruption. In this episode, we challenge that notion, presenting money not as a villain but as a neutral tool that magnifies our intentions—be they good or bad. This episode encourages individuals to embrace a new mindset: one where money is viewed as a powerful resource for creating...

Unlock the secrets to financial empowerment and discover how investing can radically transform your long-term wealth strategy. Have you ever wondered why budgeting alone won't secure your financial future? In this episode of the Money Mom podcast, I tackle the often intimidating world of investing, specifically aimed at moms and women who are ready to make their money work for them. I promise to simplify the process, guiding you on setting up an investment account and addressing the common fe...

Can motherhood and success truly coexist, or are they fundamentally at odds? On this episode of the Money Mom Podcast, we sit down with Brad Bizjack, an expert in rewiring minds and breaking free from limiting beliefs, to challenge the narratives that hold mothers back. Brad reveals how deeply ingrained beliefs, often rooted in childhood, can diminish energy, stifle creativity, and disrupt family harmony. Together, we uncover the pivotal role a mother's mental well-being plays in nurturing no...

What if the overwhelming feeling of mom guilt is actually a reflection of profound care rather than inadequacy? Join me on the Money Mom podcast as we challenge societal pressures and the idealized portrayals of motherhood that often leave us feeling like we’re falling short. Through candid conversations, I share my own journey with mom guilt and uncover how unrealistic expectations can lead to self-doubt and exhaustion. Together, we’ll explore how these feelings, though rooted in love, can b...

In this episode of Money mom, I'm taking you behind the scenes of one of the biggest financial decisions many of us make—buying a car. We'll talk about how we decided it was time to make the purchase, how we chose which vehicle to buy, and the conversations my husband and I had when our car-buying priorities weren't the same. Tune in for real talk about one of life's most significant purchases! xoxo, Rachel --- FREE LIVE TRAINING! 3 Hidden Reasons You Overspend: Register HERE CONNECT WITH...

Unlock the secrets to financial freedom with me as we unravel the mystery of why simply increasing income isn't enough to achieve financial success. Imagine your financial journey as a bucket with holes—understanding how to keep that bucket full is key to moving from financial struggle to stability. We’re diving into how identifying personal financial goals and managing both income and expenses can turn your financial dreams into reality. Whether you're tackling debt, saving for retirement, o...

Imagine a world where your role as a stay-at-home mom is not just acknowledged, but celebrated for its immense value. Discover the powerful impact you make on your family's financial wellbeing, even without a traditional paycheck. As a childcare expert, event planner, and savvy financial manager, your contributions are priceless and vital. This episode is a heartfelt discussion celebrating the multifaceted capabilities of stay-at-home moms, inspired by my own journey to embracing this dynamic...

Can you imagine transforming your financial resolutions into reality with just a few visual tools and some creative energy? That's exactly what I discovered when I created my first vision board, a journey that reshaped my financial goals and brought a new level of accountability by sharing my vision with a partner. As we step into the promising year of 2025, I invite you to reflect on your financial triumphs and hurdles from 2024, setting the stage for more targeted and actionable goals. In t...

Can you imagine starting 2025 without the anxiety of financial burdens or the guilt of past money mistakes? Discover how to transform your financial habits and embrace a healthier relationship with money as we wrap up the year and prepare for a new one. As we prepare for 2025, it’s time to cut out the harmful financial habits that hold us back. By eliminating impulse shopping, financial avoidance, guilt, unnoticed subscriptions, and the isolation of trying to do it all alone, we can cr...

Feeling overwhelmed by your grocery bills? You're not alone, and I've been there too. Back in 2020, amidst the chaos of having a newborn and all my kids at home, I discovered the power of focusing on our grocery budget. This revelation not only eased our financial stress but also birthed the Money Mom podcast's new vision. Tune in as I share my journey from financial anxiety to empowerment, using simple strategies that transformed our spending habits. Through smart meal planning and budgeting...

This week, I am thrilled to announce the evolution of our community into the Money Mom Club, a space dedicated to supporting moms on their path to financial freedom. Whether you're overwhelmed by family responsibilities or seeking to acknowledge the unseen contributions you make every day, this episode promises valuable insights and actionable tips. Learn how automating your finances, tracking your progress, and building a supportive community can reduce the mental load and create a more fulf...

Let's talk about taking control of holiday spending with confidence. I'll share strategies that pivot focus from financial strain to meaningful experiences, ensuring the holiday spirit isn't overshadowed by a looming January debt hangover. By setting realistic spending limits and categorizing expenses with intent, you'll learn to prioritize what truly matters—connection, joy, and love—while resisting impulse buys with simple tricks like the 24-hour rule. Let's craft a holiday budget that enri...

Ever wondered how your financial mindset could be the key to transforming your life? Learn how my husband Brad and I redefined our financial perspective and learned how to balance gratitude for our current situation with aspirations for the future. I'll show you how to identify what you truly want and the emotions intertwined with those desires, such as security and peace of mind. Through this exploration, gain a deeper understanding of the true motivations behind your financial goals and fi...

Ever found yourself exasperated at the dinner table, wondering how to coax your child into trying something new? Our guest, Alyssa Miller of @nutrition.for.littles, a seasoned registered dietitian and picky eating specialist, reveals secrets for navigating the often challenging landscape of picky eating. We'll explore the root causes behind stubborn eating habits and provide actionable advice on how to influence positive change. Alyssa and I discuss strategies to introduce new foods without...

Unlock the secrets to financial success with Brittany Flammer, a savvy money coach and proud member of the Shop Society, who has climbed the wealth ladder despite a modest income. Hear Brittany's incredible story of financial triumph, where she and her husband have amassed nearly $850,000 in net worth on an average annual income of just $37,000. Discover how adopting a millionaire mindset, coupled with community support and accountability, has been the cornerstone of her financial journey. C...

What if the simple act of grocery budgeting could profoundly change your life? Join us as we explore the unexpected transformation that happens when you shift your mindset around meal planning and intentional spending. See how a few mindful changes can help you become the nurturing, present parent you strive to be, fostering love and connection in your home. xoxo, Rachel --- FREE LIVE TRAINING! 3 Hidden Reasons You Overspend: Register HERE CONNECT WITH RACHEL Instagram | Facebook | YouTube ...

Unlock the secrets to a healthier financial life with our special guest, Lindsey, a financial therapist who artfully blends cognitive behavioral therapy with financial education. She brings a fresh perspective on improving communication within couples. We discuss the complexities of variable income, practical advice on setting up structured accounts, and strategies to address money-related stress in relationships. Join us for a compelling conversation that redefines what it means to live inte...

Ever felt like weeknight chaos is running the show in your household? You're not alone, and I’m here to share some practical strategies that can help you take back control. While we can’t eliminate all responsibilities, we can certainly choose our approach—and I’m here to guide you in finding the systems that best suit your family. Join us for this episode to learn how a little planning can lead to big changes in your weeknight routine. xoxo, Rachel --- FREE LIVE TRAINING! 3 Hidden Reasons Y...

Imagine slashing your grocery bill by up to 50% and using those savings to create a stress-free Christmas. We'll go beyond just cutting costs and delve into strategies that help you minimize food waste, plan meals effectively, and make the most out of every grocery trip. Together, we'll explore how simple changes starting in October can have a significant impact by Christmas.With these changes, you can look forward to gifting yourself a peaceful and financially sound Christmas, all through th...

Join me as I reveal how embracing failure as a stepping stone, rather than a setback, transformed my outlook on goal setting. I recount my journey from avoiding goals due to overwhelm and fear, to pursuing them with a newfound understanding of progress over perfection. We'll also tackle the art of setting SMART goals—specific, measurable, achievable, relevant, and time-bound. I'll share insights from my own path, highlighting how aligning goals with personal values keeps motivation str...