Research Insights, a Society of Actuaries Podcast

How can actuaries assess mortality and morbidity risk when historical experience may no longer fully reflect a changing climate environment?

In this episode of the Research Insights Podcast, Dale Hall, Managing Director of Research at the Society of Actuaries Research Institute, welcomes Carlos Arocha, FSA, SCR, and Jérôme Crugnola-Humbert, SAV, IA, authors of the report Quantifying Mortality and Morbidity Impacts from Climate Risks: A Practical Framework for Decision-Making.

Carlos and Jérôme discuss how climate hazards, population exposure and vulnerability can translate into life and health outcomes and ultimately affect actuarial decision-making. They explore why historical mortality and morbidity data alone may be insufficient in a changing risk environment, how climate-related variables can be incorporated into mortality modeling, and what a case study examining France, Italy and Spain can teach actuaries about interpreting forward-looking scenarios.

The conversation also examines the "streetlight effect" and the "quantitative fallacy," along with practical considerations for life and health insurers seeking to better understand and prepare for climate-related risks.

Listen to the episode and explore the full report, accompanying actuarial toolkit, and additional research from the Society of Actuaries Research Institute by visiting SOA.org and navigating to the Catastrophe & Climate research area.

Read the Report: https://www.soa.org/resources/research-reports/2026/climate-mortality-morbidity-framework/

The 2026 NAIC Summer National Meeting brought a wide range of actuarial and regulatory issues into focus, from mortality and expense assumptions to long-term care, artificial intelligence, catastrophe risk, insurance affordability and more.

In this episode of the Research Insights Podcast, Dale Hall, Managing Director of Research at the Society of Actuaries Research Institute, is joined by Geralyn Trujillo, Senior Director of Public Policy at the American Academy of Actuaries, for a recap of the meeting in Columbus, Ohio. Together, they explore key developments across the life, health and property and casualty practice areas and discuss what these evolving issues could mean for actuaries, regulators, consumers and the broader insurance system.

The conversation examines SOA Research Institute experience studies and emerging research, the Generally Recognized Expense Table (GRET), long-term care and combination products, the growing use and regulation of artificial intelligence in insurance, catastrophe risk, affordability, resilience and the increasingly interdisciplinary role of actuaries.

Listen to hear which developments from the NAIC Summer National Meeting may have the most momentum through the remainder of 2026—and what actuaries should keep on their radar.

In this episode of the Research Insights Podcast, Lisa Schilling, Director of Practice Research at the Society of Actuaries Research Institute, speaks with Dr. Rob Lieberthal, lead author of Evaluating Representativeness in Healthcare Claims Data: A Framework for Representativeness-Based Fairness in Actuarial Applications of AI.

Their discussion explores why strong overall model performance does not necessarily mean an AI or machine learning model performs equitably across populations. Dr. Lieberthal explains how gaps in healthcare claims data can affect rural, lower-income, underdiagnosed, and other populations—and why actuaries should examine representativeness before relying on model results.

Listeners will learn about the report's three-stage bias assessment covering input bias, model bias, and application bias; examples involving geographic representation, missing data, and intersectionality; and practical approaches for evaluating subgroup performance. The episode also highlights the companion Model Card Generator and Decision Assist Tool, which are designed to help actuaries document model limitations, compare model alternatives, and apply professional judgment throughout the modeling process.

Explore the full research report and companion resources through the Society of Actuaries Research Institute at SOA.org, and discover practical ways to strengthen fairness, transparency, and informed decision-making in actuarial applications of AI.

https://www.soa.org/resources/research-reports/2026/dei127-represent-hc-data/

In recognition of International Youth Day, this episode of the Research Insights Podcast revisits the 2025 Case Study Challenge Winners.

The discussion highlights the winning team's approach to the challenge, including how they analyzed the case, developed their recommendations, and presented their findings. The episode also offers insight into the skills, collaboration, and creative thinking that helped distinguish their work.

International Youth Day celebrates the ideas, contributions, and potential of young people around the world. This conversation reflects that spirit by showcasing emerging actuarial talent and the fresh perspectives these students bring to complex real-world problems.

Listen now to hear from the 2025 Case Study Challenge winners and learn more about their award-winning work.

In recognition of Artificial Intelligence Appreciation Day, this episode of the Research Insights Podcast revisits "A Primer on Generative AI."

The discussion explores generative AI through an actuarial lens, examining what these tools are, what they can and cannot do, and how they can be used responsibly alongside actuarial judgment. It also covers practical applications, reliability, risk, and governance—key considerations as AI continues to reshape the way professionals work.

As artificial intelligence becomes increasingly integrated into actuarial practice and the broader business landscape, this episode offers valuable insights for anyone looking to better understand both the opportunities and limitations of generative AI.

Listen now to revisit this timely and insightful conversation.

In this episode of the Research Insights Podcast, Dale Hall, Managing Director of Research at the Society of Actuaries Research Institute, discusses the 2024 Retirement Risk Survey Report of Findings with Griffin Lothrop and May Ling Hu of Deloitte. The conversation explores Americans' retirement concerns and preparedness, including retirement income, unexpected financial shocks, caregiving, family support, technology, inflation, and the evolving role of AI in retirement planning and financial decision-making. The survey includes more than 2,000 Americans ages 45 to 80, including both pre-retirees and retirees, and provides a broad view of the forces shaping retirement readiness and risk.

Listeners will gain insights into how pre-retirees and retirees are navigating inflation, early retirement, financial challenges, family support expectations, and technology adoption. The episode also highlights important considerations around AI use, data security, and how financial and technology providers can help retirees engage with digital tools safely and confidently.

Review the report: https://www.soa.org/resources/research-reports/2025/retirement-risk-survey-series/

In this episode of The Longevity Brief with Siegel and Clark, Steve Siegel and Kara Clark share a practical roundup of what is new across the Society of Actuaries Research Institute's Aging & Retirement and Mortality & Longevity Strategic Research Programs.

Steve Siegel, longtime SOA leader and contributor, provides updates from Aging & Retirement, including the 2024 Retirement Risk Survey Series, upcoming research launches, open calls, volunteer opportunities, and recent media or social mentions. Kara Clark highlights the latest from Mortality & Longevity, including the essay collection on obesity and its impact on mortality, upcoming launches, open requests for proposals, volunteer opportunities, and other key developments.

Listeners will also hear about current opportunities related to AI and large language model tools in retirement, long-term services and supports, macroeconomic indicators for mortality forecasting, and population-to-insured mortality translation. Tune in for a concise briefing on the research, tools, and opportunities shaping longevity, retirement, and mortality work.

In this episode of the Research Insights Podcast, Dale Hall, Managing Director of Research at the Society of Actuaries Research Institute, speaks with Rebecca Owen, FSA, MAAA, one of the authors of the SOA Research Institute report Beyond the Headlines: The 2025 Disaster Reshaping Risk.

Their conversation explores the 2025 Alaska floods, an event selected by the Catastrophe and Climate Research Program for its important implications for climate and catastrophe risk. The discussion highlights how this disaster affected remote Alaska Native villages, exposed infrastructure vulnerabilities, and raised important actuarial considerations around historical loss data, catastrophe modeling, pricing, reserving, capital frameworks and long-term climate risk projections.

Listeners will gain insight into why actuaries play a critical role in translating complex climate dynamics into actionable guidance for organizations, policymakers and communities preparing for emerging risks.

To learn more, read the report: https://www.soa.org/resources/research-reports/2026/2025-disaster-reshaping-risk/

In recognition of Alzheimer's & Brain Awareness Month, this episode of the Research Insights Podcast revisits "Dementia Neurology Deserts and Long-Term Care Insurance Claims Experience in the United States."

The discussion explores how limited access to neurology specialists—often referred to as dementia neurology deserts—may correlate with long-term care insurance claims experience. Geography can influence the timing of diagnosis, access to treatment, and the progression of care needs, with meaningful implications for both health outcomes and financial security.

As dementia affects individuals, families, and care systems alike, this episode offers important perspective on how gaps in specialty care intersect with long-term care planning.

Listen now to revisit this timely and impactful conversation.

In this episode of The Longevity Brief with Siegel and Clark, host Rose Northon of the Society of Actuaries Research Institute is joined by Steve Siegel and Kara Clark for a timely roundup of recent and upcoming research across the Aging & Retirement and Mortality & Longevity Strategic Research Programs.

The discussion highlights newly published essay collections, including Impact of Family Structure on Aspects of Retirement and The Impact of Artificial Intelligence on Retirement Professionals and Retirees, along with updates on upcoming projects, open calls, volunteer opportunities and recent research activity. Listeners will also hear what is "on the launchpad" and what is generating buzz across SOA Research Institute longevity-related work.

Tune in for a quick, useful briefing on the research shaping conversations around aging, retirement, mortality and longevity.

In recognition of Older Americans Month, this episode of the Research Insights Podcast revisits "Public Perception of Longevity and its Drivers."

As Americans live longer, perceptions of longevity play an important role in shaping retirement planning, financial preparedness, and long-term security. This episode explores how individuals think about life expectancy, what influences those beliefs, and why those perceptions matter for individuals, families, employers, and public programs.

Understanding longevity is more than tracking a demographic trend—it informs how we prepare for retirement, health needs, and financial resilience across decades.

Listen now to revisit this timely conversation during Older Americans Month and beyond.

In this episode of the Society of Actuaries Research Insights Podcast, Dale Hall, Managing Director of Research at the SOA Research Institute, speaks with the winning team of the 2026 Student Research Case Study Challenge from the University of New South Wales in Kensington, Australia: Vihaan Jain, Sarina Truong, Carol Zhang, Liya Ruan and Alan Steny. They are joined by Lisa Schilling, Director of Practice Research, who shares perspective on the development and coordination of the annual challenge.

The conversation highlights how the winning team formed, what they learned from the experience, how they balanced the challenge with coursework and how they navigated the rigor of the competition. Listeners will also hear advice for future participants and gain insight into the volunteer-led effort behind the Student Research Case Study Challenge.

Learn more about the SOA Research Institute's Student Research Case Study Challenge by visiting SOA.org, navigating to the Research Institute section and selecting Research Opportunities. There, listeners can explore finalist papers, participating teams, submissions and challenge materials.

In this episode of the Research Insights Podcast, Dale Hall, Managing Director of Research at the Society of Actuaries Research Institute, welcomes back Patrick Nolan, Senior Director of Experience Studies at the Society of Actuaries, for a lively conversation about Patrick's recent appearance on Jeopardy!.

Patrick shares what it was like to compete against returning champion Jamie Ding during his 29-day winning streak, how contestants approach buzzer timing and wagering strategy, and what was going through his mind during key moments like the "San Marino" Daily Double and Final Jeopardy. Dale and Patrick also discuss the pacing, coaching, preparation and memorable behind-the-scenes elements of appearing on one of television's most iconic quiz shows.

Listen in for a fun and insightful conversation about trivia, strategy, composure under pressure and the actuarial mindset on a national stage.

In honor of Earth Day, this episode of the Research Insights Podcast revisits a timely discussion from the Climate Change and Environmental Risks Series. Originally published on April 5, 2021, the episode explores what environmental risk means today and why it matters for individuals, communities, and the organizations that serve them. From extreme weather to shifting climate patterns, these risks have growing implications for health, property, and economic security.

For actuaries and risk professionals, understanding and translating environmental risk into actionable insight is increasingly essential.

Listen now and reflect on the role of climate and environmental risk in shaping informed decisions—on Earth Day and beyond.

In this special episode of the Research Insights Podcast, Dale Hall, Managing Director of Research at the Society of Actuaries Research Institute, speaks with Patrick Nolan, Senior Director of Experience Studies at the Society of Actuaries, about Patrick's upcoming appearance on Jeopardy!

Stepping away from actuarial research and experience studies for a lighter conversation, Patrick shares the story behind his journey from trivia fan to contestant on one of television's most iconic quiz shows. He discusses how his interest in trivia began, what the audition process was like, how he prepared for the experience, and whether any actuarial skills helped along the way.

Listeners will also hear Patrick reflect on what it was like to be on the Jeopardy! set and offer advice for others who may dream of appearing on a quiz show themselves.

Tune in for a fun and engaging episode that highlights a different side of an actuarial professional and celebrates the curiosity, discipline, and enthusiasm that can lead to unexpected opportunities.

In this episode of the Society of Actuaries Research Insights Podcast, Dale Hall, Managing Director of Research at the SOA Research Institute, is joined by Geralyn Trujillo, Senior Director of Public Policy at the American Academy of Actuaries, for a recap of the 2026 NAIC Spring Meeting held in San Diego, March 22–25.

Together, they discuss key highlights from the meeting and share insights from the SOA Research Institute's updates to NAIC committees, including experience studies, practice research, emerging risks, healthcare and long-term care topics, climate and weather-related research, and developments related to artificial intelligence and AI risk management.

To explore additional highlights from recent NAIC meetings and other SOA Research Institute publications, visit SOA.org and review the Select Articles from SOA e-Newsletters page.

Send us your feedback at ResearchInsights@soa.org

In this episode of The Longevity Brief with Siegel and Clark, host Rose Northon is joined by Steve Siegel and Kara Clark from the Society of Actuaries Research Institute for a fast-paced update on the latest developments across the Aging & Retirement and Mortality & Longevity Strategic Research Programs.

The conversation highlights recent research generating strong interest, including Impact of Climate Change Risk on Retirement: A Collection of Essays and International Reinsurance Landscape Overview for U.S. Life & Annuities. Steve and Kara also preview upcoming work on obesity's potential effect on future mortality trends, while sharing research opportunities, open calls, and ways for listeners to get involved.

For actuaries, researchers, and industry professionals looking to stay current on emerging longevity, retirement, and mortality issues, this episode offers practical insights and a look at what is coming next from the SOA Research Institute.

In this classic episode of Research Insights, the discussion centers around the growing impact of predictive analytics and machine learning in actuarial science. The episode explores how actuaries are applying these tools in real-world modeling scenarios to uncover insights, improve decision-making, and navigate complex data environments.

Listeners will gain a deeper understanding of what's possible with these technologies, as well as important considerations and potential pitfalls. Perfect for Pi Day—or any day you want to celebrate the power of numbers—this episode offers valuable takeaways whether you're a seasoned modeler or simply curious about how machine learning is shaping the business landscape.

Tune in to revisit this insightful conversation and discover how data-driven innovation is transforming actuarial work.

In this second episode of The Longevity Brief with Siegel and Clark, host Rose Northon of the Society of Actuaries Research Institute is joined by Steve Siegel and Kara Clark, who lead the Society of Actuaries Research Institute's Aging & Retirement and Mortality & Longevity Strategic Research Programs.

They share a quick, practical briefing on what's new and what's next—highlighting momentum around the Long-Term Care Wellness Primer, interest in the Longevity Illustrator (a helpful way to explore longevity assumptions), and what's "closest to takeoff" across both research programs, including upcoming work such as Long-Term Services and Supports—A Collection of Essays. The episode closes with additional quick hits on open calls and volunteer opportunities.

In this episode of the Society of Actuaries Research Institute's Research Insights Podcast, Dale Hall speaks with Michael Bean, FSA (also a member of the Casualty Actuarial Society and the Canadian Institute of Actuaries) about the 2026 Emerging Risk Survey Results. Drawing on input from 100+ senior risk leaders—including Chief Risk Officers, Chief Actuaries, lead consulting partners, and other C-suite decision-makers—Michael shares what risk executives see as most impactful in 2026 and what they believe could matter three or more years out.

Listeners will hear why economic and geopolitical risks are driving near-term concern, why technological risks (especially adverse AI outcomes) dominate the longer-term view, and which risk combinations (like cyber + AI and financial volatility + AI) leaders believe could create the toughest scenarios to manage.

2026 Emerging Risk Survey Results

In this special International Women's Day episode of the Society of Actuaries Research Institute's Research Insights Podcast, host Kara Clark, Senior Practice Research Actuary, speaks with Adina Ciobotea, Partner and Switzerland Actuarial Service Leader at Oliver Wyman (Zurich, Switzerland). Together, they explore Adina's professional journey—her early influences, the women who have inspired her, the challenges she has faced, and the mindset and strategies that helped her navigate obstacles and grow as a leader. Listeners will also hear practical advice for young women pursuing ambitious goals and building meaningful careers in the actuarial profession.

February is often associated with Valentine's Day—a time when many people reflect on partnerships, shared goals, and planning for the future together. In this classic Research Insights episode, the conversation revisits how those themes show up in real life through retirement planning and decision-making among early middle-aged adults.

The episode explores what research reveals about balancing individual priorities with shared household goals, how couples and families navigate joint financial choices, and why decisions made during these years can have a lasting impact on long-term financial security and well-being.

Tune in to hear key takeaways from the research—and consider how these insights can inform better planning and conversations at home.

Welcome to the inaugural episode of The Longevity Brief with Siegel and Clark—a new podcast series from the Society of Actuaries Research Institute designed to give listeners a periodic "sneak peek" at what's ahead in the Aging & Retirement and Mortality & Longevity Strategic Research Programs.

Host Rose Northon, Research Communications Coordinator at the SOA Research Institute, is joined by two familiar voices: Steve Siegel, Senior Practice Research Actuary and head of the Aging & Retirement Strategic Research Program, and Kara Clark, Senior Practice Research Actuary and head of the Mortality & Longevity Strategic Research Program.

In this kickoff conversation, Steve shares highlights from recent work—including findings from the Retirement Risk Survey, research on "solo agers," caregiving, and what's coming next (including new survey work and opportunities to get involved).

Kara discusses key developments in mortality and longevity research, including updated socioeconomic mortality work, the SOA Longevity Illustrator's visibility, the Quarterly Mortality Monitoring Report, and upcoming research focused on older-age mortality and cardiovascular health.

Tune in to hear what's gaining attention now—and what's on the horizon in longevity research.

In this episode of Research Insights, we revisit a conversation originally featured in the Young Professional Advisory Council (YPAC) Podcast Series. Host Tasso Buntivas, Vice Chair of YPAC, speaks with Dale Hall, Managing Director of Research at the Society of Actuaries Research Institute.

Dale provides an in-depth look into the SOA's research initiatives—from experience studies and practice research to emerging topics such as artificial intelligence, climate risk, and longevity modeling. He also explains how the SOA's research informs public policy, shapes industry practices, and delivers societal value.

This engaging discussion offers valuable insight for both early-career and experienced actuaries interested in contributing to or better understanding the impact of actuarial research. Dale shares the many ways actuaries can get involved, regardless of background or experience level.

Whether you're curious about how research priorities are set or seeking ways to contribute, this episode offers a compelling look at the people, process, and purpose behind SOA research.

In honor of Martin Luther King Jr. Day, this episode of the Research Insights Podcast invites listeners to reflect on equity, ethics, and professional responsibility. The episode revisits the compelling discussion titled "Race, Precept 1 & Professional Integrity: The Tale of Frederick L. Hoffman," which explores the historical context and actuarial implications of biased data and unethical practices.

Through a thoughtful conversation, this episode challenges actuaries and professionals alike to examine the impact of historical bias in data, the role of Precept 1 of the Code of Professional Conduct, and how integrity must underpin actuarial work.

As we commemorate Dr. King's legacy, we encourage listeners to think deeply about fairness, justice, and the responsibilities that come with professional designation.

Listen now and join the ongoing dialogue on ethics and equity in the actuarial profession.

In this special episode of the Society of Actuaries Research Insights Podcast, Lisa Schilling, Director of Practice Research at the SOA Research Institute, is joined by four members of the Student Research Case Study Challenge (SRCSC) Committee: Elizabeth Alleman, Carlos Arocha, Russell Hendel, and Lisa Ullman. Together, they share valuable advice and insider tips to help students around the world prepare for the annual Student Research Case Study Challenge.

From advice on writing clearly and concisely for a business audience to strategies for managing imperfect data and working effectively in teams, this episode provides a comprehensive guide to excelling in the challenge. The conversation also covers how submissions are judged, how non-native English speakers can succeed, and the important role of faculty advisors.

To learn more about the Student Research Case Study Challenge and access current and past cases, visit: https://www.soa.org/research/opportunities/2026-student-research-case-study-challenge/

Availability, Affordability, and Adequacy of Insurance in Areas Impacted by Climate-related Risks

In this episode of the Society of Actuaries Research Insights Podcast, Dale Hall, Managing Director of Research at the SOA Research Institute, speaks with Peter J. Sousounis, PhD—author of the October 2024 SOA report—and Ian Genno, FSA, FCIA, CERA, Chair of the Catastrophe and Climate Research Selection Committee. Together, they explore the challenges and potential solutions surrounding insurance availability, affordability, and adequacy in regions affected by climate-related risks.

The conversation draws from insights gathered during an expert panel session that informed the report. Key themes include rising premiums, underinsurance, regulatory limitations, and the growing role of predictive modeling and AI in assessing and managing catastrophe risk.

They also discuss innovative insurance models such as parametric insurance, the importance of public-private partnerships, and the future outlook for the insurance industry as climate events increase in frequency and severity.

To explore the full report and additional catastrophe and climate research, visit: https://www.soa.org/resources/research-reports/2024/ins-availability-climate-risk-areas/

In the Mix for 2026: Research Goals and Personal Milestones from the Research Institute

Kick off the new year with Part 2 of the Society of Actuaries Research Institute's Holiday Season podcast series, hosted by Dale Hall, Managing Director of Research. In this special episode, Dale is joined by a full panel of SOA researchers and team members—including Achilles Natsis, Joe Alaimo, Kara Clark, Lisa Schilling, Nicole Anagnos, Patrick Nolan, Philip Adams, Rob Montgomery, and Steve Siegel—as they look ahead to 2026.

Each guest shares professional ambitions across key areas like health care, mortality, annuities, AI, climate, and retirement—along with a few fun personal resolutions for the year ahead.

From expanding research on GLP-1s and longevity to launching new studies in mortality and long-term care, this episode is filled with energy, insights, and optimism for the actuarial profession in 2026.

🎧 Start your year with purpose, perspective, and a podcast that brings the future into focus.

For feedback or ideas, email us at ResearchInsights@soa.org

In this special holiday episode of the Society of Actuaries Research Institute's Research Insights Podcast, host Dale Hall, Managing Director of Research, is joined by the full research team to reflect on the biggest developments of 2025. Featuring voices from across the Institute—including Achilles Natsis, Joe Alaimo, Kara Clark, Lisa Schilling, Nicole Anagnos, Patrick Nolan, Philip Adams, Rob Montgomery, and Steve Siegel—this festive episode highlights key research across areas such as artificial intelligence, climate risks, mortality and longevity, diversity and inclusion, health care trends, retirement, and more.

The team shares personal reflections, professional milestones, and insights into some of the year's most impactful research projects—from the ACA@15 report and AI in health care, to experience studies and socioeconomic mortality trends. Major global and actuarial risks are also revisited, including climate events, geopolitical shifts, and the rise of advanced AI technologies.

🎧 Don't miss this celebratory wrap-up and reflection on the year that was.

In this December Classic episode of Research Insights, host Dale Hall revisits a timely and impactful conversation originally released on July 23, 2018. The episode explores the U.S. Human Mortality Database and highlights the critical value of long-term, reliable mortality records in understanding population health.

As we mark Universal Health Coverage Day this December, this episode serves as a compelling reminder that strong health systems depend on strong data. From identifying mortality patterns to analyzing longevity trends, this discussion offers insights that are essential for designing equitable and sustainable health coverage for all.

Listeners will hear how mortality data shapes policy and actuarial practice—and why it matters now more than ever.

In this episode of the Society of Actuaries Research Insights Podcast, Dale Hall, Managing Director of Research at the SOA Research Institute, welcomes Geralyn Trujillo, Senior Director of Public Policy at the American Academy of Actuaries. Together, they provide an insightful recap of the 2025 NAIC Fall Meeting held in Hollywood, Florida, December 8-11, 2025.

The discussion covers key takeaways from the meeting, including updates from the SOA on climate-related research such as climate-induced migration, sea level rise, and wildfires, as well as important developments in long-term care experience studies and global mortality experience studies from Canada and China.

Tune in for a deep dive into the issues shaping regulatory, policy, and actuarial landscapes in the U.S. and globally.

Classic Replay: Medicaid Managed Care – Considerations in Calculating Margin

In recognition of National Family Caregivers Month, we're re-releasing this classic episode from June 26, 2017. Dale Hall, Managing Director of Research at the Society of Actuaries, is joined by Steve Siegel, SOA Research Actuary, and Sarah Tepema of Health Care Service Corporation. The conversation explores the SOA's report "Medicaid Managed Care Organizations: Considerations in Calculating Margin in Rate Setting."

Listeners will gain insight into how states structure capitation rates for MCOs, how margins are defined and used beyond just profit, and the real-world impacts these margins have on Medicaid programs—especially important for populations relying heavily on caregivers.

For more information on this report visit: https://www.soa.org/resources/research-reports/2017/medicaid-margins/

In this episode of the Society of Actuaries Research Insights Podcast, Dale Hall, Managing Director of Research at the Society of Actuaries, explores the 2019 Individual Life Insurance Mortality Experience Report with two expert guests: Jim Toole, FSA, CERA, MAAA, Chief Luminary at Aurora Actuarial, and Philip Adams, FSA, CERA, MAAA, Senior Experience Studies Actuary at the SOA Research Institute.

They discuss the significant shifts in mortality trends from 2012 through 2019, including the dominance of level premium term insurance, the introduction of expanded preferred underwriting classes, and the increase in older age issue ages. The conversation also highlights the transition of data collection from MIB to the NAIC, and how predictive analytics like boosted decision trees and vine copulas were leveraged for data validation and insights.

Actuaries will find insights into how these findings can support pricing, reserving, and risk management efforts, along with resources such as Tableau dashboards and downloadable text files that make data analysis more accessible. With post-2019 data expected soon, this episode offers timely reflections on the evolving landscape of individual life insurance mortality.

Access the report and related materials by visiting the SOA website at: https://www.soa.org/resources/research-reports/2025/us-historical-mortality-rates/

In this episode of the Society of Actuaries Research Insights Podcast, host Kara Clark, Senior Research Actuary at the SOA Research Institute, is joined by Al Klein, Principal and Consulting Actuary at Milliman, and Erik Pickett, Actuary and Chief Content Officer at Club Vita. Together, they discuss Chapter 10: Catastrophes from the paper Long-Term Drivers of Future Mortality, authored by Yair Babad and Al Klein for the 2023 Living to 100 Symposium.

This episode dives into the complex and varied effects that catastrophes—natural, man-made, and biological—have on mortality. Topics include wildfires, droughts, war, terrorism, pandemics, and the challenges actuaries face when modeling these unpredictable yet impactful events.

This is the final chapter in the podcast series based on this important research paper. To explore the full series and access the original report, visit the landing page: https://www.soa.org/resources/research-reports/2025/longterm-drivers-futuremort-podseries/

🎧 Tune in to gain key takeaways on how to incorporate catastrophic risk into future mortality projections.

Classic Replay: Takaful—An Alternative Approach to Insurance

In recognition of the International Day for the Eradication of Poverty, the Society of Actuaries Research Institute is re-releasing a compelling episode from the Research Insights Podcast archive: "Takaful: An Alternative Approach to Insurance."

In this conversation, Dale Hall, Managing Director of Research at the SOA Research Institute, sits down with consulting actuary and author Shariq Sikander, FSA, FPSA, CERA, to explore how Takaful—a Shari'ah-compliant, cooperative insurance model—embodies principles of ethical investing, surplus sharing, and community support. Together, they discuss how this values-based system not only aligns with cultural and religious beliefs but also promotes financial inclusion and poverty alleviation across global markets.

As we reflect on the importance of economic empowerment and access to financial protection, this classic episode reminds us how innovation in insurance can help build more equitable systems—ones designed to serve, not just insure.

Tune in to revisit this thought-provoking discussion and consider how alternative frameworks like Takaful might inspire the next chapter of inclusive financial solutions.

Landing page: https://www.soa.org/resources/research-reports/2024/takaful-alternative-approach/

Send us your feedback at ResearchInsights@soa.org

Listen to David Schraub, Senior Practice Research Actuary at the SOA Research Institute, talk about the recently published report "Microinsurance in a Nutshell: Only for Africa?" The journey for microinsurance, nowadays called inclusive insurance, started a long time ago and is not complete in the majority of the low-income and low middle-income markets. When seeking to enhance inclusive insurance markets, it is useful and necessary to have a good understanding because it entails a different treatment of customers, distribution, products, pricing, client management, premium collection, claims declaration and settlement, and reporting.

Report: https://www.soa.org/resources/research-reports/2023/microins-in-a-nutshell/

The Society of Actuaries (SOA) Research Institute is dedicated to advancing education and research for the actuarial profession. As part of its mission, the SOA Research Institute recognizes the importance of partnering with colleges and universities to help develop future actuaries. With this in mind, the SOA Research Institute holds an annual Student Research Case Study Challenge, which provides an opportunity for teams of students to apply their actuarial skills on a real-world problem in a business setting.

Time to tune in to another episode of Society of Actuaries Research Insights Podcast! Our guests today are Julia Zhang, Partner at EY and Jingling Zhang, Senior Consultant at EY discussing their recently written report "ESG for the Insurance and Pension Industry in Asia Pacific Markets" which addresses trends of ESG development for different types of institutions in the insurance and pension industry across APAC regions and markets.

Report: https://www.soa.org/resources/research-reports/2023/esg-ins-pension-asia-pacific/

Greetings listeners! Tune in to another episode of SOA Research Insights Podcast featuring Max Rudolph from Rudolph Financial Consulting, LLC and Sr ERM Actuary at ARM talking about the "16th Annual Survey of Emerging Risks." The 16th Survey of Emerging Risks follows trends about risks that go beyond the normal planning cycle, using the wisdom of crowds concept to apply foresight to potential future scenarios.

Report: https://www.soa.org/resources/research-reports/2023/16th-survey-emerging-risks/

Tune in to the 253rd episode of Research Insights Podcast featuring John O'Leary and John Cutler discussing a recently published report that explores stakeholder views in Minnesota on the efficacy of a public catastrophic long-term care insurance program at the state level.

Long-Term Care Coverage: Stakeholder Thoughts on State-Based Catastrophic Insurance

In the United States, individuals needing long-term services and supports (LTSS) access care, utilize services, and pay for their services in various ways. The authors explore how the need for, utilization of and payment for long-term services and supports differ in the U.S. by population cohorts. Their primary focus is disparity by race and ethnicity, but they also consider variations by geography, family structure, age, sex, gender and other socioeconomic factors.

Our guest on this podcast is Rebecca Sheppard, FSA, MAAA, from Risk and Regulatory Consulting. R. Dale Hall, SOA Managing Director of the SOA Research Institute hosts the podcast.

As a new Actuarial Guideline comes into play for testing the adequacy of U.S. life insurance company reserves, we highlight a new SOA Research Institute report with considerations on how to look at excess spreads above Treasuries for life insurers' investments. Guests on this podcast are two of the three authors of the report, Marc Altschull and Dave Bulin of the Actuarial Risk Management consulting firm. R. Dale Hall, SOA Managing Director of the SOA Research Institute hosts the podcast.

We take a deep dive into the highlights of the SOA Research Institute's new CDC U.S. Population Mortality results with Cynthia MacDonald and Jerry Holman. R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Managing Director of the SOA Research Institute hosts the podcast.

We welcome your questions or comments at researchinsights@soa.org

Listen to SOA Research Institute actuaries Cynthia MacDonald, Rob Montgomery, Achilles Natsis, Lisa Schilling, David Schraub, Steven Siegel, and Ronora Stryker look ahead to 2023, both personally and professionally, with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Managing Director of the SOA Research Institute.

We welcome your questions or comments at researchinsights@soa.org

Listen to SOA Research Institute actuaries Cynthia MacDonald, Rob Montgomery, Achilles Natsis, Lisa Schilling, David Schraub, Steven Siegel, and Ronora Stryker look back on 2022, both personally and professionally, with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Managing Director of the SOA Research Institute.

We welcome your questions or comments at researchinsights@soa.org

A must listen! 2023 Living to100 Symposium Chairperson, Jean-Marc Fix, FSA, MAAA, and Ronora Stryker, ASA, MAAA, SOA Research Institute Senior Practice Research Actuary discuss the 2023 Living to 100 Symposium with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

Listen to Max J. Rudolph, FSA, CFA, CERA, MAAA from Rudolph Financial Consulting, LLC discuss the 2022 Mortality Improvement Survey Report with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org

Listen to Becky Sheppard, FSA, MAAA, Actuarial Manager at Risk & Regulatory Consulting discuss Mental Illness and Its Impact on U.S. Mortality and Longevity with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your suggestions for future research focus podcasts and your questions or comments at researchinsights@soa.org.

In this research focus edition podcast, listen to R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director discuss Open Enrollment.

Review the SOA Research Institute healthcare research.

We welcome your suggestions for future research focus podcasts, and your questions or comments at researchinsights@soa.org.

Listen to a special edition podcast. Host, R. Dale Hall, FSA, CERA, MAAA, CFA, Managing Director of the SOA Research Institute recently held a virtual open house highlighting the work of the Institute and opportunities to get involved in Institute research. We are posting the audio from the open house. Access the corresponding presentation and follow along. We apologize for some occasional background noise.

We welcome your questions or comments at researchinsights@soa.org

Listen to Ronora Stryker, ASA, MAAA, SOA Research Institute Senior Practice Research Actuary discuss research outputs and current events of the Mortality and Longevity Strategic Research Program with host, R. Dale Hall, FSA, CERA, MAAA, CFA, Managing Director of the SOA Research Institute.

We welcome your questions or comments at researchinsights@soa.org

Listen to Rade Musulin and Stuart Wason, both from the International Actuarial Association's (IAA) Climate Risk Task Force, preview COP 27with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director. COP 27 will be held in Sharm El Sheikh, Egypt from November 6, to November 18, 2022.

Read Rade Musulin's article, More Than Global Warming in The Actuary magazine.

We welcome your questions or comments at researchinsights@soa.org.

Listen to Patrick Nolan, FSA, MAAA, SOA Research Institute Senior Experience Studies Actuary, and Marty Hill, FSA, MAAA, Director at PwC and SOA Research Institute Retirement Plan Experience Committee (RPEC) Mortality Improvement Subcommittee chairperson discuss the RPEC 2022 Mortality Improvement Update with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

In this research focus edition podcast, listen to R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director discuss World Mental Health Day, which was October 10, 2022. Dale talks about the importance of staying in touch with family and friends to promote good mental health and previews an upcoming research report covering mortality and mental health.

Here is the link to our previous podcast on mental health Dale references, COVID-19 Mental Health Impact.

We welcome your suggestions for future research focus podcasts, and your questions or comments at researchinsights@soa.org

Listen to David Schraub, FSA, CERA, MAAA, AQ, SOA Research Institute Senior Practice Research Actuary discuss 2 new Decentralized Finance (DeFi) reports with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director. Reports discussed are as follows:

Decentralized Insurance Alternatives

A Risk Classification Framework for Decentralized Finance Protocols

We welcome your questions or comments at researchinsights@soa.org

Listen to Alberto M. Ramirez, FCA, MAAA, the research leader on 3 new enterprise risk management reports discuss the research with guest podcast host, David Schraub, FSA, MAAA, CERA, AQ, SOA Research Institute Senior Practice Research Actuary. R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Managing Director of Research provides the intro and outro.

Here are links to the 3 reports discussed:

China: An Era of Insurance Innovation

India: Growth Opportunities on the Rise

US and Canada: An Era of Value-added Enterprise Risk Management

We welcome your questions or comments at researchinsights@soa.org

Listen to SOA Research Institute staff actuaries discuss the 2022 SOA ImpACT Conference with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director. SOA Research Institute staff actuaries featured are as follows:

Rob Montgomery, ASA, MAAA, FLMI, Consultant - Research Project Manager, Manager of the Catastrophe and Climate Strategic Research Program.

Lisa Schilling, FSA, EA, FCA, MAAA, Senior Research Actuary, Manager of the Diversity, Equity and Inclusion Strategic Research Program.

David Schraub, FSA, MAAA, CERA, AQ, Senior Practice Research Actuary, Manager of the Actuarial Innovation and Technology Strategic Research Program

We welcome your questions or comments at researchinsights@soa.org.

In this research focus edition podcast, listen to R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director discuss Life Insurance Awareness Month. Dale discusses the life insurance industry and the important role of actuaries in the industry.

Listen to Robert Richardson ASA, PhD, Assistant Professor at Brigham Young University discuss Auto Loss Trends through COVID Pandemic with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org

Listen to Ronora Stryker, ASA, MAAA, SOA Research Institute Senior Practice Research Actuary discuss COVID-19 and the Short-Term Impact on Future U.S. Mortality with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org

Listen to Rob Bernard, Director of Climate Risk Modeling at PwC discuss Avoiding Unfair Bias in Insurance Applications of AI Models with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org

In this research focus edition podcast, listen to R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director discuss key provisions of the Inflation Reduction Act.

Access SOA Research Institute research referenced in this podcast:

We welcome your questions or comments at researchinsights@soa.org

Listen to Max J. Rudolph, FSA, CFA, CERA, MAAA from Rudolph Financial Consulting, LLC and David Schraub, FSA, CERA, MAAA, AQ, SOA Research Institute Senior Practice Research Actuary discuss the 15th Emerging Risk Survey with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

Listen to David Schraub, FSA, CERA, MAAA, AQ, SOA Research Institute Senior Practice Research Actuary discuss Actuarial Technology, A Roundtable Discussion on Current Issues – 2022 Update with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

In this research focus edition podcast, listen to R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director discuss climate related health issues, which are especially relevant in this current season of extreme heat.

We welcome your questions or comments at researchinsights@soa.org

Listen to Matthew Bruckner, J.D., Associate Professor of Law at Howard University School of Law, the lead researcher on the project and Robert Gomez, FSA, MAAA, CERA, Actuarial Consultant at State Farm and Project Oversight Group Chair discuss Race, Wealth and Bankruptcy Code Exemptions in Washington, DC with host, R. Dale Hall, FSA, CERA, MAAA, CFA, Managing Director of the Society of Actuaries Research Institute.

We welcome your questions or comments at researchinsights@soa.org.

Listen to Dr. Xiao Xu, FSA, CERA, SOA Research Institute Researcher and Lecturer at the University of New South Wales in Sydney, Australia discuss the Survey of Emerging Risks in China and Greater Asia with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org

Listen to Larry Stern, FSA, MAAA, Vice Chair of the Mortality & Longevity Program Steering Committee and President of Canterbury Consulting, LLC discuss The Mortality Improvement Model, MIM-2021-v2 with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Managing Director of Research.

We welcome your questions or comments at researchinsights@soa.org

In this research focus edition podcast, listen to R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director discuss U.S. population mortality in the current environment.

We welcome your questions or comments at researchinsights@soa.org.

Listen to Achilles Natsis, FSA, MAAA, FLMI, SOA Research Institute Health Research Actuary and Grant Porter, PhD, Senior Consultant at Faulkner Consulting Group discuss the Medicaid Managed Care Underwriting Margin Model with host, R. Dale Hall, FSA, CERA, MAAA, CFA, Managing Director of the Society of Actuaries Research Institute.

We welcome your questions or comments at researchinsights@soa.org.

Listen to Runhuan Feng, PhD, FSA, CERA and Zhiyu (Frank) Quan, PhD, both from the University of Illinois at Urbana- Champaign preview the 2022 Actuarial Research Conference (ARC) conference with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director. The ARC, a premier event in North America for actuaries to meet and discuss all areas of actuarial practice, will be held this year at the University of Illinois at Urbana- Champaign. After you listen to the podcast, register so you don't miss this great event!

Statements of fact and opinions expressed herein are those of the individuals and are not necessarily those of the Society of Actuaries or the respective interviewees' employers.

Listen to guest hosts, Lisa A. Schilling, SOA Research Institute Senior Research Actuary and Carlos Arocha, Chair of the 2022 SOA Research Institute Student Research Case Study Challenge and Managing Partner at Arocha & Associates in Zurich, Switzerland talk with the 1st place team from Indiana University; Eric Herbst, Henry Bobeck, Hariharan PV, Michael Dineen, and Ann Renholzberger. The students discuss how they worked through the challenge and ultimately produced the 1st place entry, and the team provides advice to future student case study challenge participants.

The SOA Research Institute is proud to have Valani Global as a platinum sponsor to help fund the 2022 Challenge.

Listen to Jean-Marc Fix, FSA, MAAA, member and past chairperson of the Mortality & Longevity Steering Committee, and Vice President of Actuarial Research & Development for Gen Re discuss current events in the Mortality and Longevity Strategic Research Program with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org

In this research focus edition podcast, listen to R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director provide insights in an update on the COVID-19 pandemic.

Review the SOA Research Institute COVID-19 research. We welcome your questions or comments at researchinsights@soa.org.

Listen to Joan C. Barrett, FSA, MAAA and Stephanie Entzminger, FSA, MAAA, both Consulting Actuaries at Axene Health Partners, LLC discuss How Does Where You Live Impact Your Health? with host, R. Dale Hall, FSA, CERA, MAAA, CFA, Managing Director of the Society of Actuaries Research Institute.

We welcome your questions or comments at researchinsights@soa.org.

This podcast previews the 2022 SOA Health Meeting, a premier event being held June 12-15, 2022 in Philadelphia, PA, and there is also a digital program if you're not able to join in person. Podcast host, R. Dale Hall, FSA, CERA, MAAA, CFA, Managing Director of the Society of Actuaries Research Institute chats with Shereen Sayre, ASA, MAAA, Health Meeting Chairperson and Achilles Natsis, FSA, MAAA, FLMI, SOA Research Institute Health Research Actuary. After you listen to the podcast, register so you don't miss any of the great professional development and special events!

We welcome your questions or comments at researchinsights@soa.org

Listen to Erik Lie, FSA, Founder of ZooFi Labs discuss Decentralized Finance for Actuaries with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

In this research focus edition podcast, listen to R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director provide insights in an in-depth discussion of the Decentralized Finance for Actuaries report.

Send us your feedback on this new podcast format. We welcome your questions or comments at researchinsights@soa.org

Listen to Mervyn Kopinsky, FSA, EA, MAAA, Senior Experience Studies Actuary at the SOA Research Institute and Jason McKinley FSA, Actuary at RGA Reinsurance Company discuss the 2022 Cause of Death Report with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

In this research focus edition podcast, listen to R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director provide insights in an in-depth discussion of the TCFD Best Practices report.

Send us your feedback on this new podcast format. We welcome your questions or comments at researchinsights@soa.org

Listen to Jeff Samu, FSA, MAAA, actuarial insurance transformation lead at Empower Retirement discuss Actuarial Technology, A Roundtable Discussion on Current Issues with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

Listen to Peter Sousounis, PhD, Vice President/Director of Climate Change Research at AIR Worldwide discuss Potential Impacts of Climate Change on U.S. Inland Flood Risk by Mid Century with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org

Listen to Barbara Hogg, FSA, and Brian Perlman, Ph.D., CLU, ChFC discuss the 2021 Risks and Process of Retirement Survey with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

Listen to Larry Stern, FSA, MAAA, Vice Chair of the Mortality & Longevity Program Steering Committee and President of Canterbury Consulting discuss current events, including volunteer opportunities in the Mortality and Longevity Strategic Research Program with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org

Listen to Brian Hartman, PhD ASA, Actuarial Program Coordinator and Associate Professor of Statistics at Brigham Young University discuss A Two-Part Model of the Individual Costs of Chronic Kidney Disease with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

Listen to Cindy MacDonald, FSA,MAAA, SOA Research Institute Senior Director of Experience Studies and Jerry Holman, FSA, MAAA, Principal of RJH Integrated Solutions LLC discuss U.S. Population Mortality Observations – Updated with 2020 Experience with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

Listen to Cody Webb, FCAS, CPCU, MAAA, Principal & Consulting Actuary at Milliman discuss Health and Hurricanes with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

This podcast provides guidance and direction for the 2022 Society of Actuaries Research Institute Student Research Case Study Challenge. Be sure to listen to the entire podcast.

The SOA Research Institute is proud to have Valani Global as a platinum sponsor to help fund the 2022 Challenge.

Listen to Ronora Stryker, ASA, MAAA, SOA Research Institute Senior Practice Research Actuary and Patricia Matson, FSA, MAAA, Partner at Risk & Regulatory Consulting, LLC and one of the report authors discuss Obesity Trends and the Impact on Morbidity and Mortality Costs with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

Listen to SOA Research Institute actuaries Cynthia MacDonald, Achilles Natsis, Lisa Schilling, David Schraub, Steven Siegel, and Ronora Stryker look ahead to 2022, both personally and professionally, with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Managing Director of the SOA Research Institute.

We welcome your questions or comments at researchinsights@soa.org

Listen to SOA Research Institute actuaries Cynthia MacDonald, Achilles Natsis, Lisa Schilling, David Schraub, Steven Siegel, and Ronora Stryker look back on 2021, both personally and professionally, with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Managing Director of the SOA Research Institute.

Here is David Schraub skydiving. Listen to him discuss his adventure beginning at 2:40.

We welcome your questions or comments at researchinsights@soa.org

Listen to Max Rudolph, FSA,MAAA,CERA of Rudolph Financial Consulting LLC discuss the Impact of Climate Change on Investors with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

Listen to David Schraub, FSA,MAAA,CERA, SOA Research Institute Senior Practice Research Actuary and Dr. Guntram Werther, Professor at Temple University discuss Resurrecting the White Swan Mindset, How much more can be forecast with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

Listen to Marianne Purushotham, FSA, MAAA, Mortality & Longevity Steering Committee Chairperson and Corporate Vice President at LIMRA discuss current events, including volunteer opportunities in the Mortality and Longevity Strategic Research Program with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org

Listen to Patrick Nolan, FSA, MAAA, SOA Research Institute Senior Experience Studies Actuary and Marty Hill, FSA, MAAA of PwC and SOA Retirement Plan Experience Committee (RPEC) member discuss Mortality Improvement Scale MP-2021 with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

Listen to Max Rudolph, FSA,MAAA,CERA of Rudolph Financial Consulting LLC and Anna M. Rappaport, FSA, MAAA discuss climate change and other impacts on retirement with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

Listen to Victoria Zhang, FSA,FCIA talk about Discussion of Efficient Computational Structure of Nested Stochastic Modeling with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.

Listen to Sara Goldberg, FSA, MAAA and Didier Serre, FSA from the Catastrophe & Climate Program steering committee discuss the program launch with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org

Listen to Gregory G. Fann, FSA, FCA, MAAA, Consulting Actuary at Axene Health Partners, LLC discuss "Uninsured Rate" Measurements and Health Policy Considerations with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Research Institute Managing Director.

We welcome your questions or comments at researchinsights@soa.org.