The Long View

The personal finance author explains how AI is changing scams, why passkeys offer stronger protection, and how to make your financial accounts harder to compromise.

Morningstar’s retirement researchers explain why your plan needs to account for potential Social Security changes, long-term-care costs, and a longer life.

The creator of ‘Erin Talks Money’ discusses the value of professional advice, preparing for cognitive decline, and fear-based underspending.

The Financial Times journalist and author of ‘A Fabulous Debt’ explains how bonds accelerate economic growth but have also contributed to some of history’s most significant financial crises.

The financial planner’s family dealt with his dad’s cancer diagnosis, substance abuse, and cognitive impairment. Even if your situation is less fraught, he suggests getting help.

The author of Morningstar’s Mind the Gap research on why investors can benefit from simpler portfolios, less trading, and avoiding the temptation to chase performance.

The personal finance expert explains why retirees struggle to spend their savings, how to build reliable retirement income, and why she changed her mind about annuities.

The founder of Dimensional Fund Advisors explains how financial science made investing more accessible and why ordinary investors don’t need to outguess the market.

The authors of ‘The Architecture of Wealth’ share insights from working with Jack Bogle and decades of research on diversification, indexing, active management, and behavioral bias.

The author of Morningstar’s Mind the Gap research on why investors can benefit from simpler portfolios, less trading, and avoiding the temptation to chase performance.

The author and blogger discusses how financial priorities should change with income and net worth, the money/happiness connection, and why deciding how to spend is just as important as deciding how to invest.

The statistician says rigid withdrawal rates often cause retirees to underspend. He has a formula that balances secure income with flexible spending.

In retirement, we ‘underestimate the financial opportunity cost of owning a home’ and how much it can influence health and wealth, says the expert in housing and longevity.

The retirement columnist weighs in on income annuities, investing FOMO, and the appeal of TIPS. Plus, the crisis he sees in Social Security.

The financial planner and author talks about building a strategy to endure the ‘retirement red zone’ and avoid underspending.

Two financial planners share tax-smart strategies for before and during retirement.

The GMO co-founder weighs in on bubbles, AI hype, environmental issues, and where investors can find better values.

The veteran Fidelity Contrafund stock-picker on why earnings drive returns, how he evaluates management teams, and what separates lasting winners from early rocket ships.

Morningstar’s Manager Research team has cast its gaze on a newer class of funds that aims to widen investors’ access to private markets. We discuss the process the team plies in doing its due diligence on these funds, their prospective risks and rewards, and the overarching objective of the team’s research—sending clear and actionable signals to investors.

Author and educator Kathleen Rehl discusses widowhood, estate planning, and finding purpose in later life.

Morningstar’s first fund analyst reflects on investing culture, stewardship, and long-term thinking.

A flat-fee financial advisor and columnist discusses why less complicated portfolios are usually best, how he addresses inflation risk in client portfolios, and his biggest worry for new retirees.

The author and creator of ‘the 4% rule’ discusses the pros and cons of various withdrawal strategies and key risk factors facing retirees today.

The author of a new book about investing discusses the ‘automatic investing revolution’, what investors can learn from past bubbles, and the role of complacency in today’s market environment.

The international value investor and Moerus co-founder on the importance of conviction, survivability, risk aversion, industry structure, and opportunities for value investors in today’s market.

The noted economist on the impact of supply shocks, the origins of the Sahm rule, why she thinks the Fed will remain in a holding pattern on rates, and more.

BlackRock’s head of model portfolio solutions for the Americas and lead portfolio manager for target-allocation models discusses the growth of model portfolios, the current macroeconomic and market environment, and recent refinements to the risks his team is taking.

An eldercare attorney discusses how older adults can navigate estate-planning decisions, common misconceptions about long-term care, and why age 75 is a prime time to reassess housing choices.

The retirement researcher weighs in on in-retirement asset allocation and the best ways to address sequence risk and shares his favorite retirement-spending system and longevity calculator.

Morningstar’s former head of equity research on what investors get wrong with moats, what to look for in company management, why quantitative screens are less useful than they were, and the process he uses to filter out signal versus noise.

A high earner chronicles his ‘trifecta of financial mistakes’ and finding his financial footing after age 50.

The author and retirement expert shares a punch list for near-retirees, how to play catch-up on retirement savings, and why she has changed her mind about long-term-care insurance.

Two retirement specialists discuss best practices in retirement-income planning, harnessing mental accounting for the good,  and the role of annuities and alternative assets in defined-contribution plans.

The bestselling author and financial advisor on why sabbaticals can be life-changing, why health matters more than money, a flat tax for IRAs, and more.

PitchBook’s principal fund strategies analyst provides a lesson in the parlance of private markets as they open to a broader spectrum of investors.

O’Shaughnessy Ventures’ founder and CEO shares his perspectives from a career spanning both public and private markets and his relentless pursuit of knowledge.

Vanguard’s Global Head of Fixed Income on bonds’ role in a portfolio, income opportunities, credit risks, and the outlook for fixed-income markets.

The author of ‘Checklist for My Family’ on how to organize personal, financial, and legal information for your loved ones.

The founder and editor of Accredited Investor Insights on performance measurement, disclosure issues, and liquidity considerations for private equity and private credit.

Two financial planners share tax-smart strategies for before and during retirement.

Vanguard’s head of behavioral economics research on the power of default options, how investors change as they get older, and the future of financial advice.

The financial strategist and author discusses key principles for assembling a successful portfolio, concentration risk in the US market today, and why he’s an evangelist for ‘defined-duration’ investing.

Some of our favorite clips from interviews with authors, financial planners, and retirement researchers over the past year.

Some of our favorite clips from interviews with portfolio managers, economists, and investment researchers.

A veteran manager assesses which parts of the muni market appear attractive, the pros and cons of buying individual munis, and which municipalities he’s avoiding.

The author, speaker, and family caregiver on aging successfully, new options for housing later in life, navigating family relationships, and more.

The author and investment advisor on the danger of chronic deficits, the importance of central bank independence, warning signs in private credit, and why he’s still optimistic about America’s future.

Plus, several undervalued stocks to buy with stable dividends.

A seasoned analyst opines on active fixed-income management, private debt investments, and the evolution of an asset class.

The author, podcast host, and financial advisor discusses how to avoid a letdown after retirement, how retired couples can find harmony, and other secrets to maximizing well-being later in life.

Ritholtz Wealth Management’s chief market strategist shares her framework for sussing out signal from market noise, her take on AI’s long-term impact on the economy and markets, and investing lessons learned from her own personal experience.

The journalist and author shares her personal story and gives practical tips for helping a parent through healthcare and financial challenges.

The authors of a new book about money and relationships discuss the importance of understanding each partner’s money history and defining ‘enough.’

The author and advisor to financial advisors discusses some of his favorite money-related sketches, the ‘fake advice industry,’ and how to have better conversations about money.

An investor and policymaker emphasizes the importance of alternative strategies in an uncertain macro environment.

The prolific writer, host, and investor tells us why he has no plans to stop.

The author and ‘workplace futurist’ discusses how people born between 1965-80 can improve their retirement wherewithal, the viability of Social Security for this generation, and the benefits and limitations of working longer.

A financial advisor and retirement blogger discuss the key phases of retirement, structuring portfolios for drawdown, and how retirees can give themselves ‘permission to spend.’

The author and adventure sailor on thinking big, changing your life course, and managing the transition into retirement.

The financial advisor and adjunct professor discusses elevated equity valuations, the limitations of random-walk assumptions, and why bonds are riskier than you might think.

Vanguard’s global chief economist handicaps the odds of recession and higher inflation and discusses how investors can thrive in an era of AI, aging populations, and a rising US deficit.

Economist Neil Shearing ponders shifting global trade patterns, inflation, the dollar, and more.

An investor and author explains the ‘founder effect.’

Christine Benz, host of The Long View, is a special guest on The Morning Filter this week. Find out whether it’s too late to invest in international stocks, who needs bonds, and what role dividend stocks should play in an investment portfolio.

The advisor to advisors discusses setting plans, dismisses algorithms over humans, and showcases the highest value service that advisors provide.

The noted author, consultant, and academic on the virtues of simplicity, the challenges facing active managers, and why he would stay away from investing in private capital.

The founder of AQR Capital Management discusses alternative strategies, private markets, tariffs, and the role of AI in investing.

The author and blogger discusses how financial priorities should change with income and net worth, the money/happiness connection, and why deciding how to spend is just as important as deciding how to invest.

The portfolio manager and research director shares his thoughts on volatility, AI, the Magnificent Seven, and private equity.

One year into his tenure, the Vanguard CEO reflects on the push to get investors into private securities, the future of advice at Vanguard, and whether the firm has addressed its customer service and technology issues.

The CEO of Abundo Wealth discusses the Advice-Only Network, younger investors’ advice preferences, and why consumers should prioritize financial planning over investment advice.

The host of ‘Daughterhood the Podcast’ reflects on long-term care in the US, the role of family caregivers, and implications for their health and wealth.

Plus, an update on tariffs, trade deals, and stocks that could benefit.

A seasoned macroeconomist talks through short-term and long-term economic drivers.

The PWL Capital chief investment officer discusses DFA, factor investing, the home-country bias, and investment advisory trends in Canada.

The author and Wall Street Journal columnist on Ben Graham’s enduring wisdom, Jonathan Clements’ impact, and more.

The author and blogger discusses the new edition of his personal finance blockbuster, his biggest financial mistakes, and the three investments that belong in every investor’s portfolio.

A former development banker and Nigerian regulator reflects on the importance of capital markets.

A ‘humble investor’ opines on asset allocation, factor investing, and the limits of forecasting.

The DFA chairman and co-founder reflects on the Tune Out the Noise documentary and the revolution in modern finance.

The founder and chief investment officer of the Discipline Funds discusses how trade wars might affect the economy and major asset classes, what Treasury bonds are telling us, and whether investors should be concerned about inflation, recession, or both.

A veteran global investor gauges risk and opportunity in current markets.

The Hermoney.com founder discusses how caregiving and longevity affect women’s investing plans, the role of guaranteed income, and the importance of a long-term-care plan.

An author and financial planner discusses investment and personal finance considerations for ‘childfree’ adults.

A global investor sees opportunity in emerging markets.

The prolific writer, host, and investor tells us why he has no plans to stop.

Ariel Investment’s dynamic co-CEO talks about her upbringing, her career, and her new children’s book.

The author discusses why couples struggle to talk about money, income disparities in relationships, and whether couples should blend their finances or keep them separate.

A veteran China hand contemplates investment opportunities in Asia and beyond.

The author and financial planner discusses the connection between wealth and well-being, the quest for financial harmony, and his new book, Wealth in the Key of Life.

The Wealthramp CEO discusses the value of fiduciary advice, evolving fee models, and the decreasing importance of geography when selecting an advisor.

The author of The Five Types of Wealth shares practical strategies for improving time management and the importance of maintaining a growth mindset for life.

A legendary investment writer reflects on what’s changed and what hasn’t over his decadeslong career.

Every Monday, Susan Dziubinski sits down with Morningstar Chief U.S. markets strategist Dave Sekera to discuss one thing that’s on his radar this week, one new piece of Morningstar research, and a few stock picks or pans for the week ahead.

The co-founder of global investment manager Ninety One discusses trends in global ESG investing, the push toward ‘net zero’ emissions, and why he’s bullish on the asset-management industry.

The chief market strategist for Morningstar Research Services discusses which sectors look especially over- and undervalued today, the outlook for interest rates and inflation, and the potential economic and market impacts of tariffs.

The author and hospice doctor discusses the connection between wealth and happiness and shares tips for avoiding ‘purpose anxiety.’

Some of our favorite clips from interviews with financial planners, advisors, and retirement researchers over the past year.

Some of our favorite clips from interviews with portfolio managers and investment specialists in 2024.