The Vault with Financielle

Two house deposit dilemmas this week… and both come with a big side of guilt 👀

This week, we're diving into these money dilemmas:

💸 "My 90-Year-Old Grandad Offered Me £14k for a House — Is It Wrong to Say Yes?"

💸 "My Girlfriend Has £20k for Our Deposit. I Have Nothing."

Plus Holly's got a dilemma of her own involving an easyJet voucher ✈️

Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email thevault@financielle.com

💌You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

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Some dilemmas make you want to shout at your phone… this is one of them 👀

This week, we're diving into these money dilemmas:

💸 "First He Asked Me for a Loan. Then He Asked Me to Be His Guarantor."

💸 "I Drove Into a Bollard — Should I Have Claimed on My Insurance?"

Plus a gorgeous win from a listener a year into her money journey — debt sorted, budget nailed, and the first holiday she's ever saved for 🎉

If anything in this episode feels familiar, Surviving Economic Abuseoffers free, confidential support and information 💛

Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [thevault@financielle.com] 💌

You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

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Turns out having the money doesn't switch off the money anxiety… both of this week's dilemmas are from women who've done everything right and still can't bring themselves to spend 👀

This week’s money dilemmas:

💸 "I Earn £90k and Have £87k Saved — So Why Am I Terrified to Spend It?"

💸 "I've Saved Every Penny to Clear My Debt… and I Can't Press 'Pay'"

Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [thevault@financielle.com] 💌

You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

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You asked for updates, and we've got one for you! Betty sent us a voicenote after her dilemma (ep106) about putting all her work expenses on a credit card 🎙️

This week, we're diving into these money dilemmas:

💸 "No More Student Loan, £380 Better Off a Month — What Do I Do?"

💸 "I Turned 40, I'm £17k in Debt, and I'm Done Using Credit for Good"

Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [thevault@financielle.com] 💌

You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

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"What's the sinking fund you wish you'd set up sooner?” We’re asking Laura some quickfire round questions so buckle up!

This week, we're diving into these money dilemmas:

💸 "Can I Use My Emergency Fund to Move to New Zealand?"

💸 "I Struggle to Cover My Basic Costs — Should I Sell My Rental Flat?"

Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [thevault@financielle.com] 💌

You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

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What do you do when you're the only person who knows how much debt you're actually in? 😳

This week, we're diving into these money dilemmas:

💸 "I'm 34 With £27k of Debt and No Pension — And My Partner Doesn't Know"

💸 "Buy, Rent or Stay at Home?"

Plus an update from Michelle (ep128) — she put her big girl pants on, brought the budget up with the group, and the girls holiday chat went so much better than she expected 🎉

Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [thevault@financielle.com] 💌

You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

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We're back! Summer break is officially over and The Vault is open again 💖

This week, we're diving into these money dilemmas:

💸 "I Earn £101k — Has My Pay Rise Cost Me My Free Childcare?"

💸 "My Friends Can't Agree On Our Girls Holiday Budget"

Plus a gorgeous update from Tamika & Thomas (ep115) — after their dilemma on combining finances before marriage, there's a joint account AND a wedding booked 🎉

Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [thevault@financielle.com] 💌

You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

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Over 750,000 of you watched this dilemma on socials — so while we work on the next chapter of The Vault, we're bringing back the episodes you loved most. 🤫

This week we debate the controversial opinion "wellness is for the elite", before diving into two listener dilemmas:

💸 "Should I use my savings to clear my debt?"
💸 "My parents give my brother more financial support than me!"

Plus a community win: one listener's net worth up £900 after just ONE MONTH with Financielle 📈

Got a money dilemma or a win to share? Tell us anonymously in the Financielle app or email thevault@financielle.com 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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While we work on the next chapter of The Vault, we're bringing back the episodes you loved most. 🤫

This week we debate the controversial opinion "maternity leave should be fully paid for at least a year" 🫄, before diving into two listener dilemmas:

💸 "I'm going into debt for school trips"💸 "I'm in a PCP agreement with my ex!"

Plus a brilliant community win: one listener cut her credit limit so the debt cycle can't restart. 🎉

Got a money dilemma or a win to share? Tell us anonymously in the Financielle app or email thevault@financielle.com 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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While we work on the next chapter of The Vault, we're bringing back the episodes you loved most. 🤫 This one kicked off our biggest year yet!

We open with a round of Jail or No Jail: "I keep all my money in cash because investing scares me"… guilty or not? 🚨

Then we dive into two listener dilemmas:

💸 "I Have $200k in My Pension but Only $1,300 in Savings… Help"

💸 "I'm Trapped in My Overdraft After 20 Years"

Plus a community win that still makes us smile: £15k overpaid on a mortgage in one year 👏

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You're not alone in figuring this stuff out. More honest money chat at financielle.com 💖💸

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Over 1 million of you watched this dilemma on socials — so while we cook up the next chapter of The Vault, we're bringing back the episodes you couldn't stop talking about. 🤫

This week we debate the controversial opinion "couples should ALWAYS combine finances", before diving into two listener dilemmas:

💸 "I've always been an 'executive sponsor' for my friends"

💸 "£90k debt and my husband has run out of money"

Plus a listener money win we love: a £175 bank-switch bonus, straight onto the loan. 👏

Got a money dilemma or a win to share? Tell us anonymously in the Financielle app or email thevault@financielle.com 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

We're closing the Vault for a little while, but we're going out on a high 🥹This week's dilemmas:💸 "I Want to Retire at 45. Am I Being Delusional or Is FIRE Actually Achievable on a Normal Salary?"💸 "My Brother Gets £150 a Month in Pocket Money — How Do I Set Him Up Financially Before He Makes My Mistakes?"Thank you so much for being part of The Vault with Financielle community, we'll be back soon with some of our favourite episodes while we take a little break. 🤍In the meantime, check out all the amazing content we have at https://financielle.com/ 💖💸
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When two very different money personalities move in together… something's gotta give 👀

This week's dilemmas:

💸 "He Wants One Joint Account for Everything — But I Have 10 Sinking Funds and I Cannot Give Them Up"

💸 "I Earn a Good Salary, Own 2 Rental Properties, and Still Don't Know What to Do With My Money"

Got a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [thevault@financielle.com] 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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From massive life changes to big money gifts, this week's dilemmas are proof that even good things can still keep you up at night 😅

This week's dilemmas:

💸 "I'm Moving Abroad for Two Years — What Happens to My Pension and ISA While I'm Gone?"

💸 "I Was Gifted £50k and I'm Buying My First Home Alone — What Do I Need to Know?"

Got a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [thevault@financielle.com] 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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This week we're getting into the messy reality of mortgage overpayments, emergency funds, and whether a dream job is worth a £20k pay cut 👀

This week's dilemmas:

💸 "I've Been Overpaying My Mortgage for Two Years — But I Have Nothing in Savings. Am I Backwards?"

💸 "I Earn £50k and Want to Take a £20k Pay Cut — Am I Making a Huge Mistake?"

Mentions:

🏡 Amortization calculator: https://www.calculator.net/amortization-calculator.html

💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*

Got a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [thevault@financielle.com] 💌

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What would you actually do with a life-changing inheritance? 👀

This week's dilemmas go deep:

💸 "Help! I’m inheriting £300k"💸 "We're Paying Off £9k of Debt, But I Can't Stop Spending On My Daughter"

Plus we asked the community: have you ever used AI for your finances? Would you trust it with your bank statements? 🤖

Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [thevault@financielle.com] 💌

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We asked how much you've spent on a wedding that wasn't yours… and some of your answers were shocking 😅💸

This week's dilemmas:

💸 "Do we stay for the pension or leave for the life we actually want?"

💸 "Is this lifestyle creep or self care?"

Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at [thevault@financielle.com] 💌

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What's the first thing you cut when money gets tight? Coffee? Eating out? Nails? 👀

This week's dilemmas:

💸 "I'm 42, buying a house with my younger boyfriend — should we go big on the deposit or invest the rest?"

💸 "I earn £113k and I still don't know whether to rent or buy"

Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at [thevault@financielle.com] 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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If you won the lottery tomorrow, would you take a lump sum of cash or Set for Life?

This week's dilemmas:

💸 “My dad worked his whole life just to pay for his own care”

💸 "Help! The spreadsheet is his Bible…”

Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at thevault@financielle.com 💌

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We asked what you refuse to cheap out on… and Heinz, 3-ply toilet roll and a good mattress came up more than we expected 😂

This week's dilemmas:

💸 "I Want to Go Self-Employed — But I'm Terrified of Getting the Money Wrong"💸 "I Have £10k Saved — Should I Blow It All to Clear My Debt?"

Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at thevault@financielle.com 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

You told us whether you have or want a second job… and the results might surprise you 👀

This week's dilemmas hit different:

💸 "My Landlord Wants to Sell and Is Offering Me First Refusal — Can I Actually Buy This House?"💸 "My Friends Split Everything 50/50 — But We Don't All Earn the Same"

Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at thevault@financielle.com 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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We asked: what money advice would you give your younger self? Tell us in the comments! 👇

This week we're diving into two very different but very real money dilemmas:💸 "I've Been Lying to My Partner About My Salary for Three Years"💸 "I Work Two Jobs and Still Can't Make a Dent in My Debt"

Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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#ad A special episode, brought to you with our friends at Compare The Market 💙

We asked about the worst lifestyle creep you'd witnessed... and the bestie who "couldn't possibly do economy anymore" had us 😭

Compare the Market's latest research shows one in five (20%) said they kept their pay rise a secret from friends and family.

This week we're getting into two very real money dilemmas:
💸 "My Daughter Spends Like There's No Tomorrow"
💸 "I'm Earning More Than Ever But I Have Nothing to Show for It"

Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously ) in the Financielle app community or email thevault@financielle.com

You don't have to figure this out alone. More honest money chat at financielle.com

We asked your biggest money regrets… and nobody is coming out of this unscathed 😭

This week's dilemmas hit close to home:

💸 "My Partner Doesn't Know About My Debt — When Do I Come Clean?"💸 "Should You Combine Finances Before Marriage?"

Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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We asked: what do you spend money on that your partner doesn't know about… and the confessions were immaculate 😭

This week we're getting into two very different but very real money moments:

💸 "I Finally Got My Finances Together. Now I Want to Quit My Job."💸 "I'm Heartbroken, In Debt, and About to Lose My Home — Where Do I Start?"

Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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We asked you for your most ridiculous purchases… and the justifications did not disappoint 💀

From designer bags bought out of spite, to $96 Vegas shots, to a saxophone purchased purely for wedding vibes… no one is safe in this episode 😭

But underneath the chaos, we’re getting into some very real money conversations:

💸 “My Partner Has Been Investing for Years. I Haven’t Started. Am I Already Behind?”

💸 “My Shopping Habit Got Me Back in My Overdraft… Twice 😬”

Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌

You don’t have to figure this out alone. More honest money chat at financielle.com 💖💸

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We asked married people to share what they wish they knew before getting married… and some of these answers might change how you think about relationships and money 👀

This week, we’re diving into these money dilemmas:

💸 “My Husband Has Been Secretly Saving Money Behind My Back — Should I Be Furious or Impressed?”

💸 “New House, No Savings, and £14k of Debt — Where Do I Even Start?”

Secrets, stress, and starting over… this episode really gets into the reality of managing money in relationships.

Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌

You don’t have to figure this out alone. More honest money chat at financielle.com 💖💸

The Vault with Financielle is the safe space where we talk all things life and money, and no topics are off limits.

Each week, host Lucy is joined by Laura and Holly, co-founders of Financielle, to talk through your real-life money dilemmas. The awkward ones, the messy ones, the "is this normal?" ones. With practical advice, honest conversations, and insights from Laura — Financielle's BBC finance expert — we're here to help women get their money sh*t together.

Whether you're feeling confused, stressed, or just plain nosy about money, you're in the right place. Follow the show on Spotify and come join us in The Vault.

“I panic when my investments go down and have even sold at a loss”… jail or no jail? 🚨

This week, we’re diving into these money dilemmas:

💸 “LISA or Pension at 34?”

💸 ”Should I Move Back to London If It Slows My Investing?”

Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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“I’ve downplayed my salary to make my friends feel more comfortable”… jail or no jail? 🚨

This week, we’re diving into these money dilemmas:

💸 “We Bought a House… And Now Everything Feels Expensive”

💸 ”Was This My Worst Money Decision Yet?”

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“I think I depend too much on my partner”… jail or no jail? 🚨

This week, we’re diving into these money dilemmas:

💸 “What Should You Do With an Extra £250 a Month? Invest it or enjoy it?”

💸 ”Should I Use My Inheritance to Clear Debt?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

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We’ve got a special episode for you as part of our Legacy Week at Financielle. This week, we’re focusing on getting your life admin sorted and making sure the people you love are protected 💙

In this episode, we’re answering your real-life dilemmas:

💸 “Do I leave everything to my husband… or protect my eldest?”

💸 “I waited too long to get life insurance… is it too late?”

💸 “We’ve just bought our first home… do we really need life insurance?”

If you’ve been meaning to sort this kind of thing but keep putting it off, this episode will help you get started.

Your Life Admin Checklist ✅ (#Aff)

💙 Financielle is an Introducer Appointed Representative of LifeSearch Partners Ltd, which is authorised and regulated by the Financial Conduct Authority. This information is for general guidance only and does not constitute financial advice.

Re-releasing this episode due to a technical issue with the previous upload. Everything else is the same!

“My friend owes me money and seems to have forgotten but I’m too scared to mention it to her”… jail or no jail? 🚨👀

If you’re the friend who always ends up fronting the money for group plans, this one’s for you. We mentioned ⁠⁠⁠Collctiv⁠⁠⁠ – a simple way to collect money for things like birthdays, hen dos, trips, or shared tickets without the awkward chasing. It keeps everything organised, automated, and stops the organiser being left out of pocket.

This week, we’re diving into these money dilemmas:

💸 “Should we reduce our mortgage term or keep investing?”

💸 ”Do I share my inheritance as an unmarried cohabited couple?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email ⁠thevault@financielle.com⁠ 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at ⁠financielle.com⁠ 💖💸

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“I upgraded my phone even though my old one worked perfectly”… jail or no jail? 🚨

This week, we’re diving into these money dilemmas:

💸 “My partner left and I’m £37,000 in credit card debt”

💸 ”My job expenses pushed me £5,000 into debt”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Check out the Money MOT in the Financielle app 🤑

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“I booked a holiday before checking if I could actually afford it”… jail or no jail? 🚨

This week, we’re diving into these money dilemmas:

💸 “I’ve got a high-interest loan, should I overpay or save instead?”

💸 ”Our retirement plans have changed forever and I don’t know how to plan now”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners*

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This week, we’re diving into these money dilemmas:

💸 “Is it possible to have a positive breakup?”

💸 “I sacrificed my career and now I’m being punished for it”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

#AD Book a free 15-minute consultation with an amicable expert for guidance on the legal, financial or co-parenting aspects of separation.

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Listen to The Divorce Podcast where Kate Daly and her guests look at relationships and separation from different angles, including emotional, legal and social.

“I avoid talking about money with my partner because it’s too awkward”… jail or no jail? 🚨

This week, we’re diving into these money dilemmas:

💸 “Am I Overthinking Baby Savings?”

💸 ”My Husband Earns More… So Why Am I the One in Debt?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

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“I compare my money journey to people online”… jail or no jail? 🚨

This week, we’re diving into these money dilemmas:

💸 “I Quit My Job… And Then They Offered Me Everything I Wanted”

💸 ”Debt-Free vs Moving Abroad: Which Comes First?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

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*The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

“I haven’t asked for a pay rise because I feel guilty”… jail or no jail? 🚨

This week, we’re diving into these money dilemmas:

💸 “I Was Scammed Out of £4k… What Do I Do Now?”

💸 ”Should I Sacrifice My Mental Health to Save Money?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

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🫶 Protect yourself and loved ones with our friends at Lifesearch

*The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

“I keep all my money in cash because investing scares me” … jail or no jail? 🚨

This week, we’re diving into these money dilemmas:

💸 “I Have $200k in My Pension but Only $1,300 in Savings… Help”

💸 ”I’m trapped in My Overdraft After 20 Years”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

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“My long term partner doesn’t know I have a f off fund” … jail or no jail? 🚨

This week, we’re diving into these money dilemmas:

💸 “I’m Covering Everything Alone While He Dodges Child Support”

💸 ”Do I Blow Three Months of Savings… or Risk Family Drama?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partner

🫶 Protect yourself and loved ones with our friends at Lifesearch

*The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

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About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

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This week, we’re playing “Jail or No Jail” with your money confessions 👀 then diving into your dilemmas:

💸 ”I feel a credit card purchase coming on…”

💸 ”My Boyfriend Used Me for £3,000… What Do I Do Now?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partner

🫶 Protect yourself and loved ones with our friends at Lifesearch

** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.*

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
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Today, we’re turning goals into plans.

In this final episode of the Unlocked series, Laura models real 2026 money goals live using real submissions from the Financielle community to show what goal modelling actually reveals, and why numbers are the difference between wishing and doing.

We start with a quick refresher on why modelling works:

Then Laura walks through multiple real-life scenarios, including:

Along the way, Laura talks through trade-offs, priorities, risk, mindset, and why “perfect” plans aren’t the goal, sustainable ones are.

Takeaways:

If you’re enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you’re resetting and rebuilding in the comments or the Financielle App community.

#moneystory #goalsetting #Financielle #TheVaultUnlocked #moneygoals

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The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

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About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

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Happy new yeaaaaar! 🎆

This week, we’re playing a NYE edition of “Jail or No Jail” with your money confessions 👀 Then we chat through our personal money goals, celebrate an amazing money win and jump into a listener dilemma:

💸 “I’ve changed my financial life - now what?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
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We’re finally at the goal-setting part of the journey — and this isn’t about overwhelming yourself with huge targets you forget by February. It’s about building goals that fit into your monthly routine so you actually hit them.

In this episode, Laura talks about:

Laura also shares some of her own goals for 2026; from investing more intentionally (LISA, S&S ISA, JISA) to getting the mortgage down and building a lifestyle where saving, spending, investing and giving all work together.

Takeaways:

Your 2026 glow up is trackable.

Tracking is the difference between wishing and doing.

Next week, we’ll be modelling some of the Financielle community’s goals and showing how to turn them into realistic, achievable plans.

If you’re enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you’re resetting and rebuilding in the comments or the Financielle App community.

#moneystory #goalsetting #Financielle #TheVaultUnlocked #moneygoals

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
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Ho ho ho! Here’s a special Christmas Eve episode of The Vault 🎄🎁

This week, we’re getting festive with a brand new game, “Jail or No Jail”, using your money confessions! 

We also share a Twixmas money checklist to help you reset between Christmas and New Year, and dive into a community dilemma we know so many of you will relate to:

“We’ve overspent this Christmas” 🫣

If money feels a bit heavy right now, you’re not alone, and this episode is here to help you feel calmer, clearer and more in control going into the new year.

Links to things we mentioned in the episode:

Reflect on 2025 with: UNLOCKED: How Looking Back at Your Money Habits Can Set You Up for Success

Take back control of your money with our digital course: The Money Playbook Use code NEWYEAR for 25% OFF

Send this to your self-employed friends

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
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UNLOCKED Week 3: Ready for the Year Ahead

Last week we touched lightly on sinking funds. This week, we’re going all in because your year will fail without them (sorry, not sorry).

In a world of credit and BNPL, saving up for the things you want is one of the most underrated money habits there is. Sinking funds are about delayed gratification, being prepared, and having money waiting for future you.

In this episode, Laura covers:

If you want to change your spending habits in 2026, you need sinking funds. Save now. Buy later. Feel calmer all year long.

If you’re enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you’re resetting and rebuilding in the comments or the Financielle App community.

#moneystory #sinkingfunds #Financielle #TheVaultUnlocked #personalfinanceforwomen

Connect with our Partner

🫶 Protect yourself and loved ones with our friends at Lifesearch*

* The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
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“Debt-free status is way more important than a luxurious lifestyle” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Do I sacrifice take-home pay for a bigger pension?”

💸 ”Should I use child benefits for my debts?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
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UNLOCKED Week 2: Reset & Rebuild

This week, we’re talking about the budgeting tool: the heart of your routine and the thing most people get wrong.

In this episode, Laura opens with a mini rant about how budgeting gets framed as restrictive and punishing… even though we build routines for everything else in life but somehow still wing it with our money.

We get into:

- Why people don’t stick to budgets (hint: they’re not built for *your* life)
- Why a budget isn’t about being strict
- How the Financielle budgeting method actually works
- The psychology behind it: structure → safety → confidence
- Breaking the “new year, new budget I’ll never look at again” curse
- How to make budgeting sustainable and enjoyable
- How Laura and Carl approach their own check-ins and what really matters each month

You don’t need the perfect plan — just one you can adjust each month to fit your life, your season and your goals.

And your budget tool? It’s the heart of your 2026 routine.

If you’re enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you’re resetting and rebuilding in the comments or the Financielle App community.

Join the community by downloading the Financielle App 💖📲

#moneystory #Financielle #TheVaultUnlocked #budgetingroutine #personalfinanceforwomen

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
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About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
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“Spending your younger years travelling is shortsighted” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Should I increase my credit card allowance?”

💸 ”Should I still have an F-off fund?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
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Welcome to The Vault Unlocked with Laura from Financielle! We’re kicking off a five-week Unlocked series, and first up is all about ✨reflection✨. Looking back at your money habits can feel awkward and icky, but it’s the secret to actually getting ahead.

In this episode, Laura dives into:

- Why we avoid checking our accounts
- Why a “fresh start” doesn’t magically fix everything
- The patterns you only spot when you zoom out
- How to shift from “I was so sh*t with money” to “this is actually useful information”

She also shares her own reflections — from overspending on food shops to dipping into savings — and why automating her money has been a game-changer.

One honest look back can set you up for a better year ahead.

If you enjoyed this episode, subscribe to Financielle, leave a review, and join the conversation in the comments or in the Financielle App community. 💖

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

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About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
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“Using a boyfriend to fund your lifestyle is embarrassing” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Is my job costing me too much?”

💸 ”I’m scared to move in with my new partner after losing everything once before”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
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#ad A special investing episode, brought to you with our friends at AJ Bell Dodl 📲🤑

The Financielle team walk you through their personal investing journey and chat through community dilemmas. 

If you're curious about investing and want to get started - this episode’s for you. 🫵💰

Thanks to our episode sponsors Dodl. The low-cost, little-effort app designed to help you on your investing journey. You can download the app here https://dodl.onelink.me/uBIb/zl3xxzv7

Just remember, investing comes with both risk and reward.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

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About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
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“30 free hours childcare is a scam” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”I just won a car…”

💸 ”Should I Invest in my pension or property?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site. 

Chapters:

00:00 Welcome to the Vault
00:15 Cozy Studio Vibes
00:52 Jigsaw Puzzle Addiction
04:30 Childcare Controversy
09:30 Winning a Car Dilemma
18:53 Entering Competitions: Worth the Cost?
19:07 Community Wins and Personal Finance Success Stories
19:28 The Importance of Emergency Funds
20:00 Building and Maintaining an Emergency Fund
21:19 Balancing Fun and Financial Goals
22:06 Planning for Potential Emergencies
22:58 Insurance and Emergency Funds: Finding the Right Balance
23:52 Sinking Funds and Financial Peace of Mind
26:24 Pension vs. Property: A Financial Dilemma
28:14 Financial Advice for Young Professionals
32:35 The Power of Diversification and Future Planning
36:39 Understanding and Maximizing Pension Contributions
38:41 Closing Thoughts and Encouragement

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
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About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
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“There’s nothing wrong with saying ‘my budget’s tight this year” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”15 People to Buy For… and I’m Still Paying Off Debt”
💸 ”I’ve fixed my money situation… but I still don’t trust myself around sales”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

Chapters:

00:00 Welcome to the Vault
00:14 Wardrobe Talk
00:40 Prepping for Christmas
01:22 Budgeting and Financial Awareness
02:43 Family and Social Dynamics
06:01 Gift Giving Challenges
09:38 Christmas Shopping Strategies
15:04 The True Meaning of Christmas
16:10 The Voucher Dilemma
16:58 Thoughtful Gifting Ideas
18:16 Charity Over Gifts
21:54 Secret Santa Strategies
24:51 Handling Black Friday Temptations
34:59 Conclusion and Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

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About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
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“M&S are taking the piss with their £8 carrots this year” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Can I afford business class and if so, am I allowed to treat myself?”

💸 ”Rebuilding My Finances From Scratch After Losing My Job”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

Chapters:

00:00 Intro
00:12 Nail Check and Personal Grooming
01:55 Controversial Opinion: Expensive Carrots
03:03 M&S Christmas Catalog Discussion
10:05 Business Class Dilemma
12:37 Navigating Airline Choices and Costs
14:02 Community Wins and Success Stories
14:44 Rebuilding Finances After Job Loss
19:42 The Importance of an Emergency Fund
23:23 Balancing Expenses and Savings
26:06 Dilemma: Managing Fixed Expenses
28:19 Final Thoughts and Encouragement

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
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▶︎ LinkedIn

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Happy Halloween! 🎃

“We’ve turned halloween into another reason to overspend” - we unpack this week’s controversial opinion, then dive into your dilemmas:

👻 ”My ‘Dream Home’ is a Haunted House” 
🧟‍♀️ “The Debt That Rose From the Dead”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

Chapters:

00:00 Intro
00:24 Halloween Vibes and Decorations
00:50 Impulse Spending Confessions
02:28 DIY Autumn Crafts
06:06 Halloween Memories and Traditions
12:02 The Haunted House Dilemma
17:56 Realizing the True Cost of Home Renovations
18:50 Balancing Home Maintenance and Happiness
19:44 Budgeting Tips for Home Buyers
23:57 The Importance of Tracking Finances
28:02 Protecting Your Loved Ones with a Will
30:09 Dealing with Unexpected Debt

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
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About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
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“You’ll never “save” your way to wealth” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Should we contribute equally to our Christmas Sinking Fund?”
💸 ”I’m Changing Careers — But I’m Sad About Slowing Down My Money Goals”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸

#AD Get your ✨free will✨ here (Available until 31st October, 2025)

The cost of the will is covered by Octopus Legacy & their charity partners. Many people choose to leave a gift to charity in their will as a thank-you, but this isn’t required to claim the offer.

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
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Send us a text

“You should never lend money to family” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”10 Days Until Payday and Nothing to Fall Back On”

💸 ”A £9 a month payrise is just an insult!”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

#AD Get your ✨free will✨ here (Available until 31st October, 2025)

The cost of the will is covered by Octopus Legacy & their charity partners. Many people choose to leave a gift to charity in their will as a thank-you, but this isn’t required to claim the offer.

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

WE’VE GOT A VERY SPECIAL EPISODE FOR YOU 🥹

A big announcement, followed by this week’s controversial opinion, “Parents shouldn’t pay for their kids’ weddings”. We then dive into your dilemmas:

💸 ” I can’t bring myself to spend”
💸 ” Is Wedding Debt Really Worth It?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸

#AD Get your ✨free will✨ here (Available until 31st October, 2025)

The cost of the will is covered by Octopus Legacy & their charity partners. Many people choose to leave a gift to charity in their will as a thank-you, but this isn’t required to claim the offer.

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

#ad A special bonus episode, brought to you with our friends at Octopus Legacy 🐙

We’re talking all things blended families and how to protect them. Whether you’re part of a blended family or know someone who's part of one, this episode is not for gatekeeping.

"You should never ask family about what’s in the will, it’s rude" -  we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 "I don't want my husband's new partner to get ANYTHING!"

💸 ”How Do We Keep Things Fair in Our Blended Family?”

One of the best ways to protect the people you love is by putting a plan in place for when you’re gone.

And thanks to a partnership between Octopus Legacy and charities across the UK, it’s easier than ever.

You can write or update your will, and a charity of your choice will cover the cost, up to £150, so you can get a simple will fully paid for by their charity partners, or get a will with a trust at a discounted rate.

You can write your will over the phone, face-to-face or online. Many people choose to leave a gift to charity in their will as a thank you for covering the cost, but this isn’t required to claim the offer.

Get started here ✨

Make sure to check out the legacy week episodewe mentioned! 

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“You don’t need to buy something just because it “dropped”” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”I Pay My Credit Card Off Every Month — Is It Okay to Collect Points?”

💸 ”My boyfriend spent £6,000 on OnlyFans – we were meant to be saving for a house”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“Proposals are starting to look like PR stunts instead of personal milestones” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Should You Relocate for Better Earning Potential?”

💸 ”I earn more than my boyfriend and it’s starting to cause tension…”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“We need to cancel office presents” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”I’m in the build phase and I feel stuck”

💸 ”I’m an Accountant… and I’m Drowning in Debt”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Hello there! Here are the links to the episodes we mentioned:

✨ How to budget when you're self employed [https://www.youtube.com/watch?v=fchAFlFJw4M&pp=ygUZZmluYW5jaWVsbGUgc2VsZiBlbXBsb3llZA%3D%3D]

✨ Why you're overthinking pensions [https://www.youtube.com/watch?v=gBDCDMzvwAI&pp=ygUTZmluYW5jaWVsbGUgcGVuc2lvbg%3D%3D]

🍼 Also, as promised, the maternity leave blog: [https://www.financielle.com/your-ultimate-guide-to-money-and-parental-leave/]

Coming up in this episode... “Stop waiting around for inheritance to change your life” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”I’m freelance and have no clue how much tax I should be saving. I’m panicking”

💸 ”I’m £15k in Debt and Hiding It from My Husband”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“You don’t need to send your child back to school with the latest gear” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Can You Bounce Back from a Credit Default?

💸 ”Builders will only listen to my husband”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“The person who earns less shouldn’t automatically do more housework” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Do I Stay in a Toxic Job for a Big Payoff?”

💸 ”How much should I really have in my emergency savings?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“You’re not entitled to someone else’s pension after divorce” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Is My Emergency Fund Just Wasting Away?”

💸 ”Am I being pushed into the family business?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“You’re allowed to pause your debt free journey for once in a lifetime experiences” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”I’m jealous of people who get more help with their children”

💸 ”I Said I’d Help Plan the Hen Do, Not Pay for It”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“Being financially dependent on ANYONE is risky” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”I went into panic mode and purchased a new house”

💸 ”I Can’t Afford a Car Without Finance — What Should I Do?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“Your parents should NEVER charge you rent” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Boyfriend doesn’t have a house deposit but I do”

💸 ”How Do I Help My Mum Without Taking Over?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“Life events have gone too far” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”I Got a Pay Rise and Now I Want a New Car… Help!”

💸 ”I’ve Saved £27k in My LISA… But Our House Budget Is Too High to Use It”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“Putting yourself last isn’t budgeting, it’s self neglect” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Should I buy my next car in cash or finance it?”

💸 ”Do I keep saving or go live my 20s?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“No one needs branded food. You’re paying for a logo, not better nutrition” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”I’m great with money… for 5 days a month”

💸 ”I’m Doing Everything Right… So Why Am I Still Struggling?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

#ad A special bonus episode, brought to you with our friends at Compare The Market 💙

We’re talking all things student money: relatable dilemmas, student money mistakes and wise words from the Financielle community. 

Whether you’re a student or someone who supports one - this episode’s for you 🎓 

“Living at home during uni is the smartest financial move – not a cop out” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Should I quit uni?”
💸 ”Why am I so skint?” 

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“If your partner won’t talk money, run” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”How do we budget as a couple when one of us is neurodivergent?”

💸 ”Do I contribute to my friends wedding?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Start building your investing routine with Trading 212’s Autoinvest feature here 💸

When investing, your capital is at risk. Pies & Autoinvest is an execution-only service, not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. This information is not investment advice. Do your own research.

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“You don’t need a car upgrade when pregnant” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”First Month Without Credit — Please Send Help”

💸 ”I’ve worked so hard to get debt-free… now I’m scared of blowing my inheritance.”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

🫢“Being obsessed with cutting costs is a waste of time and energy” 

💸 ”I ruin my budget every time I go out”

💸 ”I’m earning more than ever… so why am I still broke?”

❤️ Ready to protect your future? Visit financielle.com/protection.

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

This week’s Unlocked is for anyone who’s ever thought, “Am I too late?” or “Am I doing this all wrong?”

From pensions (or the lack of them) to balance transfers during the debt snowball, Laura’s diving into real questions from the community.

Also in the chat:

Why you might want to be cautious with credit score websites
When health issues impact your finances... what now?

---------

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Listen to the podcast on:
▶︎ Spotify - [https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
▶︎ Apple Podcasts - [https://podcasts.apple.com/us/podcast/the-vault-with-financielle/id1732683163]
▶︎ Amazon Podcasts - https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
Follow Financielle for more:
▶︎ Facebook - [https://www.facebook.com/financielle]
▶︎ Instagram - [https://www.instagram.com/financielle/]
▶︎ LinkedIn - [https://www.linkedin.com/company/financielleuk/]

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Welcome to The Vault with Financielle.

This week, we're talking marriage (or not), Bieber's billions, asking whether buy now pay later ACTUALLY makes things affordable - plus some amazing wins!

---------
Connect with our Partners*

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Listen to the podcast on:
▶︎ Spotify - [https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
▶︎ Apple Podcasts - [https://podcasts.apple.com/us/podcast/the-vault-with-financielle/id1732683163]
▶︎ Amazon Podcasts - https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
Follow Financielle for more:
▶︎ Facebook - [https://www.facebook.com/financielle]
▶︎ Instagram - [https://www.instagram.com/financielle/]
▶︎ LinkedIn - [https://www.linkedin.com/company/financielleuk/]

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“You shouldn’t talk about money at work” 👀 We unpack this controversial opinion, then dive into your dilemmas:

💸 ”How much should I save for maternity leave?”

💸 ”We're Saving for a House… but My Partner's in Denial About His Debt”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

Get honest, helpful money blogs at financielle.com 💖💸 

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Get more out of your money by opening a high interest Cash ISA with Trading 212 here 💸

When investing, your capital is at risk. Pies & Autoinvest is an execution-only service, not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. This information is not investment advice. Do your own research.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Welcome to The Vault with Financielle.

This week, we dive into Pensions - why we’re overthinking them; what to think about if you’d like to retire early and looking at the state pension a little too!

🐝 Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future. 🐝

---------
Connect with our Partner

🫶 Protect yourself and loved ones with our friends at Lifesearch

*The above is a tracked link, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Listen to the podcast on:
▶︎ Spotify - [https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
▶︎ Apple Podcasts - [https://podcasts.apple.com/us/podcast/the-vault-with-financielle/id1732683163]
▶︎ Amazon Podcasts - https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
Follow Financielle for more:
▶︎ Facebook - [https://www.facebook.com/financielle]
▶︎ Instagram - [https://www.instagram.com/financielle/]
▶︎ LinkedIn - [https://www.linkedin.com/company/financielleuk/]

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“Freelancing isn’t the freedom it’s cracked up to be”—controversial or just real? We're also diving into your dilemmas:

💸 “I promised I’d never rent again… now what?”

💸 ”Is my boyfriend taking advantage of me financially?”

Get honest, helpful money blogs at financielle.com 💖💸

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Welcome to The Vault with Financielle.

This week, Laura's talking premium bonds, debt free journeys and we had the best follow up!

Connect with our Partner

🫶 Protect yourself and loved ones with our friends at Lifesearch

*The above is a tracked link, which tells our partners we sent you and may in future result in a payment or benefit to our site.

Visit https://www.financielle.com to download our app.

Listen to the podcast on:

▶︎ Spotify - [https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
▶︎ Apple Podcasts - [https://podcasts.apple.com/us/podcast/the-vault-with-financielle/id1732683163]
▶︎ Amazon Podcasts - https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]

Follow Financielle for more:

▶︎ Facebook - [https://www.facebook.com/financielle]
▶︎ Instagram - [https://www.instagram.com/financielle/]
▶︎ LinkedIn - [https://www.linkedin.com/company/financielleuk/]

About Financielle:

Financielle is a female focussed money app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“You don’t need an emergency fund if you have a high, reliable income”. We dissect this controversial opinion then dive into your dilemmas:

💸 "Should we get quietly married before the baby comes?”

💸 ”Should I reduce my pension contributions?”

Get honest, helpful money blogs at financielle.com 💖💸

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Welcome to The Vault Unlocked, by Financielle.

This week's episode involves some outrageous money hacks shared by others, plus some questions focussed on big life moments!

Connect with our Partner

🫶 Protect yourself and loved ones with our friends at Lifesearch

*The above is a tracked link, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

 “Spending money on therapy/mental health is equally as important as investing” - we discuss this opinion then dive into our listener dilemmas:

💸 "I’m getting a mortgage by myself… should I protect my income?”

💸 ”How much shall we cut out while my partner finds a job?”

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

💸 Welcome to The Vault Unlocked – the bonus series of *The Vault*.

On this episode, we're answering your money questions, plus discussing cheap date ideas!

Connect with our Partner

🫶 Protect yourself and loved ones with our friends at Lifesearch

*The above is a tracked link, which tells our partners we sent you and may in future result in a payment or benefit to our site.

Need support from people who get it? Join our community in the app. No shame, no judgement—just real talk. Head to http://financielle.com to download now.

Got a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest, practical conversations about money. Let’s make your money work for *you*.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

“There's no incentive to pay off your overdraft” - we discuss this controversial opinion then dive into our listener dilemmas:

💸 "What should I do with my bonus?”

💸 ”How do I get my husband to cover more on maternity leave?”

Get honest, helpful money blogs at financielle.com 💖💸

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

💸 Welcome to *The Vault Unlocked* – the bonus series of *The Vault*.

On this episode, we're putting our real life debt free journey heroes at the heart of the show - sharing their progress as they become debt free.

Connect with our Partner

🫶 Protect yourself and loved ones with our friends at Lifesearch

*The above is a tracked link, which tells our partners we sent you and may in future result in a payment or benefit to our site.

Need support from people who get it? Join our community in the app. No shame, no judgement—just real talk. Head to http://financielle.com to download now.

Got a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest, practical conversations about money. Let’s make your money work for *you*.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

In Episode 61 of The Vault, we discuss this week’s controversial opinion, “We NEED to break up with influencers”. We then dive into our listener dilemmas:

💸 "Should I be able to manage my money by now?”

💸 ”Buying alone or waiting for my partner”

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

Today, we’re talking life admin, mortgage renewals, tracking your net worth and credit scores.

Connect with our Partner

🫶 Protect yourself and loved ones with our friends at Lifesearch

*The above is a tracked link, which tells our partners we sent you and may in future result in a payment or benefit to our site.

💬 Have a question or a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course https://financielle.thinkific.com/courses/moneyplaybook  💸

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

We discuss this week’s controversial opinion, “Cash stuffing is SO outdated”, then dive into our listener dilemmas:

💸 "Is it better to overpay on your mortgage or save for a bigger deposit?”

💸 ”Am I allowed to take a break on my debt pay off journey?”

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement. 

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

💸 Welcome to The Vault Unlocked – the bonus series of The Vault where we deep dive into the big money topics no one wants to talk about.

This week, we’re digging into the chaos Trump caused in the markets with his sudden tariff U-turn — and what it means for your investments, your retirement, and your next move. We’re answering:

💬 Your challenge: Chat with someone this week about investing — what’s holding you back, or what’s keeping you going?

Connect with our Partner

🫶 Protect yourself and loved ones with our friends at Lifesearch

*The above is a tracked link, which tells our partners we sent you and may in future result in a payment or benefit to our site.

Need support from people who get it? Join our community in the app. No shame, no judgement—just real talk.

Got a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest, practical conversations about money. Let’s make your money work for you.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

In Episode 59 of The Vault, we discuss this week’s controversial opinion, “You should NOT be exchanging money with children for doing chores”. We then dive into our listener dilemmas:

💸 "Holidays are the new car finance”

💸 ”Am I behind on my salary progression?”

We celebrate a listener who feels on top of her finances for the first time ever! 🌟👏 She’s completely paid off her credit card, got £500 in her emergency fund, set a budget, and is loving the community in the app! #CommunityWin #DebtFree

If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com

Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement. 

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸

Chapters:
00:00 Introduction and Exciting Announcement
00:44 Morning Greetings and School Memories
03:04 Controversial Opinion: No Money for Chores
05:19 Teaching Kids Financial Responsi

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

💸 Welcome to The Vault Unlocked – the bonus series of The Vault where we deep dive into the big money topics no one wants to talk about.

Today, we’re talking about money and neurodivergence. Whether you have ADHD, Autism, Dyslexia or another condition under the neurodiversity umbrella, managing money can feel overwhelming—but that doesn’t mean you can’t take control. 💪

From impulse spending to forgetting bills, we’re breaking down the real challenges neurodivergent people face when it comes to money—and the practical strategies that actually work. ❤️

In this episode, we cover:

💬 Your challenge: Try one small tip this week—whether it’s setting a 48-hour rule before spending or doing a 5-minute budget check-in. Test what works for your brain. 🧠

Need support from people who get it? Join our community in the app. No shame, no judgement—just real talk.

💬 Got a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest, practical conversations about money. Let’s make your money work for you.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
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In Episode 58 of The Vault, we discuss this week’s controversial opinion, “We should be allowed to say no to hen dos with no issues". We then dive into our listener dilemmas:

💸 "How do I stop my sisters hen do from sending us into debt?”

💸 ”Should I keep my rental property or sell up?”

We celebrate a listener who officially paid off her student loan in full and feels a massive sense of relief! With an extra 9% of her payslip each month, she’s now focusing on overpaying her mortgage. 🌟👏 #CommunityWin #DebtFree

If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com

Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement. 

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸

Chapters:
00:00 Introduction to the Money Playbook
00:46 Welcome to The Vault with Finance Child
00:52 Casual Conversations and Tea Talk
03:46 Hen Do Dilemmas and Financial

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

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About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
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*just a note - we had the video and some audio files error post filming so you may hear a couple of glitches - so it's not perfect but we still wanted you to have the episode so we put it out anyway. Team Financielle xxxx*

💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

Today, we’re answering your questions. Coming up in this episode:

1️⃣ How do I talk about money to my friend if my salary is 3 times bigger than hers?

2️⃣ How do I avoid the mum guilt for not being able to afford all the activities or take annual holidays with my kids?

3️⃣ Do you keep your emergency fund in a cash isa or in a savings account?

4️⃣ How do I convince my husband that a budget means we have money, not the opposite?

5️⃣ I feel like I’m behind on my pension, how much should I have in my pension in early 30s?

💬 Have a question or a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸

Check out The Money Playbook course here: [https://financielle.thinkific.com/courses/moneyplaybook] 💸

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎TikTok
▶︎Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn