Australian Property Podcast

In this Australian Property Podcast episode, your host Pete Wargent from Allen Wargent Property Buyers is back to discuss the property market outlook for 2026. He also runs through the big 3 property news stories of the weeks, and covers your questions in the Listener Q&A. Here’s what was discussed this week: Story 1 – How property markets finished 2025 Story 2 – Construction cost pressures persist amid record construction activity Story 3 – Suburbs where people are making a loss - Listener Q&A - Other news of interest Resources for this episode Ask a question (select the Property podcast) How the property market finished 2025 in a way nobody expected ASX set for soggy start to 2026 as inflation threat looms Apartment approvals jump, driven by… Property developers to be taxed $34k for every new home near SRL RLB Australia Market Intelligence Update – Q4 2025 Suburbs where home owners are selling at a loss Seven of 38 economists predict a February rate hike Bad news for interest rates in 2026 as big banks clash over cuts Dwelling price boom cools Aborted house price boom eases RBA pressure Property prices still tipped to break records in 2026 Rents reaccelerate as vacancy rates tighten Six property trends set to shape 2026 2025 mansions that topped suburb price records Rent luxury, buy smart – avoiding the holiday home trap Top performing suburbs in 2025 – Darwin dominates Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove Mortgage Brokers discuss this key topic. In this episode, they look at the advantages and disadvantages of the following strategies in 2026: - Upgrading your home - Renovating your home - Staying put and investing Homeowners face a pivotal fork: upgrade to a bigger/better home, renovate the current one, or invest elsewhere (IP, shares, super)? Pete and Chris crunch the numbers. As always, send in your thoughts and questions. Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove Mortgage Brokers discuss this key topic. In this episode, they dive into one of Australia's most heated debates. That is, should you buy a home to build stability and equity capital gains tax free, or "rent-vest" (rent in your desired location while investing the savings in high-growth assets like property or shares)? With median house prices hovering around $1 million nationally and rents up again this year, it’s not always an easy choice. Drawing from market data, expert insights, and real-world scenarios, Pete and Chris explore pros, cons, and strategies amid falling interest rates, stabilising rents, and regional hotspots. Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent and Chris Bates discuss the biggest property and economic news stories of the week, including interest rate expectations, common property myths investors should be wary of heading into 2026, and whether new housing supply can realistically keep pace with population growth. Topics Covered – Property market myths that could trip up investors in 2026, including school zones, off-the-plan buying, infrastructure spending and SMSF property investing – Interest rate expectations, fixed mortgage rates rising and what the banks are tipping for the next RBA meeting – Housing supply warnings, stalled dwelling completions and the impact of planning delays on affordable housing – Listener Q&A covering commercial property ownership structures and renovation tax considerations for first home buyers Episode Resources - Property market myths debunked that could save investors in 2026 - CBA and NAB tip interest rate hike - Housing supply growth flashes warning light - MacroBusiness housing supply analysis Rask Resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media: – Instagram – TikTok DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent of Allen Wargent Property Buyers and Gemma Mitchell from Rask discuss whether first homebuyers should use the 5% deposit scheme. Here’s what they cover: -Criteria for qualifying for the new scheme  -The new property price caps -Getting the right loan -Managing cashflows -Retaining a buffer -The benefits of using the 5% deposit scheme -The risk and the drawbacks And their summary thoughts and tips.  Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Resources for this episode Ask a question (select the Property podcast) Market repositions for a 2026 hike Politicians must cut spending to prevent higher interest rates Much weaker jobs data Much weaker jobs data Wentworth Park to go for green space and 2,500 new homes Enclaves for the rich 50,000 international students awaiting visas after explosion GDP growth 0.4% in the September quarter, but better than it looked GDP growth 0.4% in the September quarter, but better than it looked Goodman Group to pour billions into data centres Increase in share housing Caravan park owners are landlords of last resort Household spending splurge – and data centres boom driving growth Household spending splurge – and data centres boom driving growth Household spending splurge – and data centres boom driving growth Renters avoid heating and cooling homes due to costs Australian population growth re-accelerates NSW Housing pattern book Housing rebound defies affordability trends Undersupply myth – Michael Matusik How working from home affects mental health Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove group mortgage specialists discuss the big 3 property news stories of the week. They also discuss your listener questions in the Listener Q&A segment at the end of the show. Here’s what they discussed: - Fastest resi construction growth in a decade - Inflation gauge hits 3.8% - Will Australia become a nation of renters? (Eleanor Creagh, REA) Listener Q&A - Question 1 – Warrior or worrier - Question 2 – IP not so freely - Question 3 – Chimichurri Investor - Other news of interest Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent and Gemma Mitchell discuss how to manage a great renovation. Here’s what they cover: -Budget and financing -Council approvals and regulations -Scope and design -Hiring contractors -Materials and suppliers -Timeline and disruptions -Climate and location considerations -Legal and insurance considerations -Resale value and market trends Summary tips from Pete and Gemma Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove Mortgage Brokers discuss the big 3 property news stories of the week. They also covered some of your questions in their Listener Q&A segment at the end of the show. Here’s what they discussed: - 2 in 3 Brisbane homes sold without a price (Real Estate) - Aussie home prices set to shatter records in 2026 - Rental affordability worsens in regional Australia - Listener Q&A this week Other news of interest - The shocking truth costing NSW homebuyers billions - Backpacker boom – Brits lead surge in working holidaymaker visas - Prefab homes get a $60bn boost from Open AI backer - What most homeowners get wrong about renovating - Gap between houses and units at record high - New tighter rental laws come into effect in Victoria - Property investors face regulatory action Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and leading buyer’s agent Amy Lunardi discuss your property questions in this Listener Q&A episode. Some of the things they covered: - Changing a conveyancer before settlement. Can I do this if required? Or is it a problem? - Why do Sydney and Melbourne property so often sell at auction? Is there any benefit to buying or selling at auction? - How much research is enough before offering to buy a property? - Help! I want to buy a unit in Melbourne, but what should I do next? - What mustn’t I forget to do at the pre-settlement inspection? Any tips or traps from your experiences? - There are some minor defects on the building & pest report. I’m a bit worried. What should I do? - What’s the difference between a desktop valuation and a full valuation? Why do lenders use different approaches? Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove Mortgage Brokers discussed whether it's a good time to release equity and invest, whether APRA will intervene in the housing market in 2026, and whether the 18-year cycle will peak in 2026. They also covered some of your questions in the Listener Q&A segment at the end of the show.  Topics covered - Is it time to release equity and invest? (Alcove) - Housing finance rips for investors – APRA to intervene in 2026? - What about the 18.6 year property cycle? (Steve Palise) - Listener Q&A - Other news of interest Ask a question (select the Property podcast) Is it time to release equity and be prepared to invest Australian housing finance surges in Q3 Housing finance rips for investors APRA System Risk Outlook – November 2025 APRA warns of looming lending curbs 1.9 million homes needed to make Aussie housing affordable Victoria cracks down on underquoting with reserve price law Unemployment rate falls to 4.3% but trend is still higher Unemployment rate eases back to 4.3% Trump floats 50-year mortgages Half a million could qualify for shared-equity scheme Kiwis seek greener pastures in Australia Australia’s other housing shortage Rental vacancies hit new all-time lows High-rise apartments are still riddled with defects More value in older style apartments Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your host Pete Wargent from Allen Wargent Property Buyers speaks to Evan Thornley, founder of LongView, about his vision to solve the housing affordability challenges facing Australia, his incredible journey as an entrepreneur and business owner, and how LongView’s fund is tackling today’s housing market for homebuyers and investors.  Here’s what they discussed: - Evan’s background and backstory - Evan’s advice for budding tech entrepreneurs! - The original vision for LongView – what problems Evan aimed to solve - Services covered by LongView – property management, strategy advice, buying or selling a home or investment property - How to target outperformance – the RODWELL approach – what is it exactly? - The Home Equity Fund Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove Property discuss the big 3 property news stories of the week. They also covered some of your questions in the Listener Q&A at the end of the show. Here’s what they discussed: - More homes, better cities? (Grattan Institute Report) - Will your next home be built by a robot? (Nerida Conisbee) - Is AI going to smash this hiring cycle? - Listener Q&A Other news of interest this week - Consumers turn bullish housing – price expectations hit 15-year high - NAB Survey – conditions pick up a bit, price pressures eased - Rate Cuts are over for 2025 but property prices to keep rising Episode resources More homes, better cities: Letting more people live where they want Your next home built by a robot? Tech sector struggling to meet goal of creating 1.2 million jobs by 2030 Consumer turn bullish on housing The Red Book – November 2025 Australian business conditions – October 2025 NAB survey sees easing cost pressures Rate cuts are over for 2025, but home values likely to keep rising Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your host Pete Wargent discuss the Reserve Bank of Australia’s latest interest rate decision, forecasts through to 2027, and what it all means for the property market. Pete also runs through the week’s three biggest property news stories and answers listener questions. Topics Covered – Rate uncertainty and the opportunity for upgraders – APRA’s warning on investor lending hitting decade highs – Fastest price growth in two years and what’s next for buyers – Listener Q&A on extra repayments vs offsets and APRA’s investor crackdown Episode Resources – Rate uncertainty leaves door open for upgraders – APRA warning as investor lending hits 10-year high – Fastest price growth in 2 years – Buy Gemma’s book “The Money Reset” Show partner resources - Join Pearler using code “RASK” for $15 of Pearler Credit - Get 50% off your first two months using PocketSmith - View Betashares range of funds Rask Resources - All services - Financial Planning - Invest with us - Access Show Notes - Ask a question - We love feedback! Follow us on social media – Instagram – TikTok DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Amy Lunardi from Amy Lunardi Property step you through their top 5 tips for buying a property with less time, cost, and stress. Here is what they discuss: How long should a property search ideally take? 1 to 6 months depending on how prepared you are and the search in question? What if it’s taking you longer, is that OK? What is the main issue stopping you from buying successfully? The top 5 issues likely to be keeping you stuck in your property search: 1 - Having an unclear or unrealistic property brief  2 - Not adapting to changing market conditions 3 - Not being proactive with agents or off-market deals  4 - Not prioritising the search (we’re all busy after all!)  5 - Lack of knowledge or confidence  3 signs you’re going wrong with your search.  Some psychology tips from Amy!  A few signs that you’re likely on the right track! If you’re just missing out or you are the under-bidder at an auction, for example. When to engage a professional or buyer’s agent - if you are too busy or mentally exhausted. Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast, Pete Wargent from Allen Wargent Property Buyers runs through what the hot inflation figures mean for interest rates and property. He also looks at what the 5% deposit scheme is doing to housing prices, as well as looking at the 3 big property news stories of the week: – 5% scheme kicks off new housing market cycle – The property tax debacle unfolding in Canberra – The new housing hack to beat the bank of Mum & Dad – Listener Q&A – Other news of interest Resources for this episode Ask a question (select the Property podcast) Interest rates on hold as inflation comes in hot Perth prices approach $1m milestone Victoria’s land tax problems hit The Block 1 in 3 property markets now command a 7-figure median – Cotality1 in 3 property markets now command a 7-figure median – LinkedIn 101 storey mega-tower unit block approved for Gold Coast, Southport – 1 Park Lane101 storey mega-tower unit block approved for Gold Coast, Southport – ABC In Parramatta sits a vacant residential tower – due to defects Commercial land values fell in FY2025 – resi continues to rise in WA & QLD especially More WFH claims to come Private credit critical to fixing rental crisis Sydney housing is an affordability disaster zone Chapters (approximate) (00:00) Introduction (02:46) Inflation Insights and Economic Impact (06:58) Interest Rates and Economic Predictions (10:45) Housing Market Trends and Challenges (14:34) Development Approvals and Future Outlook (17:42) Rising Residential Land Values (19:52) Impact of the 5% Deposit Scheme (22:39) Property Tax Reform Challenges (25:59) Innovative Housing Solutions (27:53) Immigration and Its Economic Effects Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your host Owen Rask sits down with David Gardner (co-founder of The Motley Fool and author of Rule Breaker Investing) to discuss: – Beating the market vs indexing – The “lose to win” philosophy and position sizing – The six traits of rule-breaker companies – Conscious capitalism, purpose and culture If you love learning about growth investing and finding outliers, subscribe to the Australian Property Podcast on ⁠Apple⁠, ⁠Spotify⁠, or ⁠YouTube⁠! Follow us on ⁠Instagram⁠ and ⁠TikTok⁠ for more investing insights. Topics Covered – Beating the market: why David still believes individuals can outperform and why most don’t try – Lose to win: accepting frequent small losses to capture rare, massive winners (Babe Ruth analogy) – Six rule-breaker traits: top dog & first mover, sustainable edge, strong price action, leadership/backers, brand love, and “overvalued” narratives – Final thoughts & how to learn more: AI’s role in research (not a reason to quit stock picking) and making portfolios reflect our best vision for our future Resources for this episode ⁠Ask a question (select the Property podcast)⁠ ⁠Visit TermPlus to learn more⁠ Rask Resources ⁠All services⁠ ⁠Financial Planning⁠ ⁠Invest with us⁠ ⁠Access Show Notes⁠ ⁠Ask a question⁠ ⁠We love feedback!⁠ Follow us on social media: Instagram: ⁠@rask.invest⁠ TikTok: ⁠@rask.invest⁠ DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): ⁠https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgages discuss the big 3 property news stories of the week. They discussed how nervous upgraders are waiting to make decisions, while investors and first homebuyers pike in…especially in Darwin. They also covered some of your listener questions in the Listener Q&A at the end, so stick around for that. Here’s what they covered: – Unemployment lifts to 4-year high – Policy changes see spike in home building – Negotiation tips: Brendan thought he’d found a home, then the agent asked for more money – Listener Q&A – Other news of interest Chapters (approximate) (00:00) Introduction (03:59) Nervous upgraders (06:46) Finance for Developers (08:33) New Home Sales Jump 26% (13:20) Approval to Completion on New Builds (15:31) Unemployment lifts to 4-year high (24:02) Policy changes see spike in home building (31:42) Negotiation tips: Agent asked for more money (37:56) Listener question Resources for this episode Ask a question (select the Property podcast) Westpac Economics – Labour Force September 2025 Policy changes see spike in home building – HIA Brendan was looking for a Melbourne home. Then the agent asked for more money – Domain Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from the Alcove group mortgage specialists do a deep-dive on the pros and cons of Australia’s immigration program. Topics covered – What is a migrant? – What is Australia’s migration target? – 2025-26 permanent migration target – 4 costs of immigration for Australia – 4 benefits of immigration for Australia – Internal migration - where and how Aussies are choosing to live? – Our views - a balanced perspective Chapters (approximate) (00:00) Understanding Migration's Impact on Australia (05:51) Migration Numbers: A Historical Perspective (12:20) The Pros and Cons of Immigration (19:08) International Students and Economic Growth (22:24) The Impact of Skilled Migration on Source Countries (24:22) Changing Trends in Australian Migration (26:27) Housing Market Pressures and Delayed Family Planning (29:06) Demographic Shifts and Housing Demand (30:08) Targeted Student Migration for Skill Gaps (33:41) The Role of Immigration in Economic Growth (38:52) Cultural Diversity and Its Benefits (41:56) Future of Immigration and Housing in Australia Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from the Alcove mortgages specialists cover the big 3 property news stories of the week. They also cover some of your questions in the Listener Q&A segment at the end of the show, so stick around for that. Apart from the latest statistics on population growth and slowing dwelling completions, here is what they discussed: – Is the 40-year mortgage a route to wealth or a debt trap? – Is the real estate carry trade a death star? – 3 ways to future-proof your mortgage repayments? – Listener Q&A Chapters (approximate) (00:00) Introduction (03:39) Current Market Conditions and Buyer Sentiment (07:18) Interest Rates and Market Dynamics (09:59) Housing Supply and Immigration Impact (12:16) Government Targets and Housing Quality (14:39) The Future of Housing Development (17:02) Superannuation and Taxation Changes (18:42) International Comparisons: New Zealand and Australia (20:44) 40-Year Mortgages: Pros and Cons (25:37) The Housing Market Dynamics (33:56) Future-Proofing Mortgage Repayments (37:57) Insurance Insights and Strategies (40:24) Listener Questions Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your host Owen Rask sits down with Angelo from Solara Financial to discuss loans for business owners, tradies, and self-employed Australians. They break down commercial and residential lending, low-doc options, and how to prepare your business for borrowing success. Topics Covered – How business and commercial loans differ from standard home loans – How to prepare your business finances for borrowing – Understanding low-doc and alternative documentation lending – Using trusts and structures for property purchases – Managing business cash flow and finance buffers Episode Resources - Learn more about Angelo and Solara Financial here Rask Resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): [https://www.rask.com.au/fsg] Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgages discuss how the 5% deposit scheme is already impacting the property market, and what the government can do to tackle the record rental shortage. They also cover some of your listener questions in the Listener Q&A segment at the end. They cover: Story 1 – A fairer future for the inner west Story 2 – Unprecedented demand on first day of FHB scheme Story 3 – Should greedy property investors be blamed for the housing crisis? Episode Resources Melbourne Affordable Housing Strategy 2020-30 What “supply and demand” actually means (Precon Substack) “First-home buyer scheme is a cruel illusion, say economists” (AFR, 6 Oct 2025) “Unprecedented demand on day one of first home buyer scheme” (AFR, 1 Oct 2025) “Should greedy property investors get the blame for our housing crisis” (The Australian) Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Nehemiah is the Managing Director and CEO of Pengana Credit. Pengana have recently launched a platform called TermPlus. These are term accounts with attractive monthly income. With TermPlus everything is online, you choose the term you'd like to invest for, deposit your funds and choose to reinvest or take the income. Currently the one year account has a rate of 6.60% and the five year is at 7.75%pa. The funds are invested in global private credit via Mercer. Locally some may compare it to LaTrobe's term accounts which is invested in domestic mortgages. TermPlus is really good for diversifying away from the Aussie real estate market. Why is Nehemiah coming on the Property pod? Well, a problem TermPlus solves is where to park cash in between property purchases. This is something Nehemiah has done himself. What Pete and Nehemiah discussed today - Nehemiah’s background and career Questions covered: 1 What is private credit as an asset class? It’s not traded? 2 Who is the team? Group, experience, how long in business? Main shareholders? How much under management? 3 What kind of returns can I really expect? How do you get target rates like this – well above the cash rate - without risky or volatile investments? No free lunches - Duration tolerance? What if I need my money out earlier? Is it illiquid? Can I add to or withdraw from my balance during a Term? What happens at the end of the Term? 4 Banks have a deposit guarantee. You aren’t a bank. Do you eat your own cooking? Is my capital at risk? Have you ever missed a target rate monthly payment? How safe is my money from market crashes? What are the risks? 5 Do I need to be a sophisticated investor to invest in this? Do we need to be able to understand a complicated prospectus? 6 Do you have any customer reviews? Where can we go to read more? How do I manage my account? Are there account fees? Fee structure? How do you get paid? Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgages group discuss all the latest property market news. Has Treasury under-estimated the impact of the deposit guarantee policy for first homebuyers? They also discussed the big 3 property news stories of the week – Desperate homebuyers spending $804k in Sydney – Australia is a dangerous place as AI boom ramps up – The cities where investors are eyeing up property Stories – Desperate first homebuyers spend $804k in Sydney – Australia is a dangerous place as AI boom ramps up – Cities being eyed by investors Listener Q&A - Question 1 – Is Queensland still a good place to invest? - Question 2 – Special levies keep cropping up - is this a problem for my investment portfolio? I own a couple of units in Sydney. Other News - Inflation bounces to 3% over the year to August – RBA holds rates as market pricing for the next cut is pushed out to May 2026 as the decline in inflation slows - Housing supply turnaround years away says RBA - Sydney and Brisbane CBD workers surge while Melbourne struggles to regain pre-pandemic heights - Rental costs shine a new light on the FHB guarantee - How long to fix Australia’s housing shortage - Last one out, switch off the lights!” — Pete Wargent’s take on surging energy costs & inflation - Mortgage wars reignite as CBA offer Qantas points on home loans - First double-digit price gains since pandemic (Ray White) - Aussie home prices launch in September - Can we add density without wrecking our suburbs? - Aussie house prices ascend into bubble realm - Australia’s largest homebuilders ranked Rask Resources - Pete's Buyers Agency - Alcove mortgage broking - Amy Lunardi Buyers Agency (Melbourne) - All services - Financial Planning - Invest with us - Access Show Notes - Ask a question DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, host Gemma Mitchell is joined by Ben Kingsley, one of Australia’s leading property investment advisers, founder of Empower Wealth, and Chair of the Property Investors Council of Australia (PICA). Ben, along with his long-time business partner Bryce Holdaway, has just released their third book, How to Retire on $3,000 a Week. Together, Ben and Bryce have built a reputation for simplifying property investing for everyday Australians. They’re also the co-authors of best-selling titles Make Money Simple Again and The Armchair Guide to Property Investing. While Bryce couldn’t join us today, Ben shares insights from their latest work and decades of experience helping investors grow wealth through property. Episode Resources ⁠- Connect with Ben and Bryce⁠ - ⁠Buy their book⁠ - ⁠Buy Gemma’s book “The Money Reset”⁠ - ⁠Ask a question (select the Finance podcast)⁠ ⁠Rask resources - ⁠Pete's Buyers Agency⁠ ⁠- Alcove mortgage broking⁠ ⁠- Amy Lunardi Buyers Agency (Melbourne)⁠ ⁠- All services⁠ ⁠- Financial Planning⁠ ⁠- Invest with us⁠ ⁠- Access Show Notes⁠ ⁠- Ask a question⁠ DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. ⁠Access The Rask Group's Financial Services Guide (FSG)⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from the Alcove Group discuss the Big 3 property news stories of the week. They also covered some of your questions in their Listener Q&A segment. Here’s what they discussed: - Story 1 – Significant shifts in the visa landscape - Canada knocking back international students – opportunities for Aus? - Canada's study permit refusal rate has risen to its highest level in over a decade - International student enrolments begin to decline Story 2 – Sellers make record nominal gains Story 3 – Australian house prices bubble up Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question or give us feedback: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Buying or selling a property? The jargon can get overwhelming fast. In this episode, we cut through the confusion and explain the key terms you’ll hear along the way, from the different types of homes (studio, townhouse, period styles) to how auctions and private sales actually work. We’ll also break down contracts, cooling-off periods, deposits, settlement, and all those extra costs like stamp duty and rates. Plus, we cover the legal side, titles, body corporate rules, easements, and planning permits, so you know exactly what you’re getting into. By the end, you’ll feel confident talking the talk, whether you’re buying your first place or just curious about how the property market works. Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage group discuss all the latest property market news. They cover where unit prices are surging driven by downsizers, the potential impact of climate change on high-risk suburbs, and how the most affordable segment of the housing market is outperforming. They also cover some of your questions in their listener Q&A section at the end. Enjoy! - Story 1 - Grandparents driving up luxury unit prices in their favourite suburbs -Unit market is 2-speed - Story 2 – Climate change could wipe $500bn from property values! - Story 3 – First homebuyers pounded by soaring prices Episode Resources - Grandparents driving up luxury unit prices in their favourite suburbs - Climate risk assessment: million homes, insurance, GDP costs - National climate risk assessment warns billions losses - First home buyers pounded by soaring prices - If your kids haven’t bought a home by their early 30s — be warnedOther News of interest - Migrant tradies must build 1 new house every 9 days - [Rental vacancy rates hold steady at 1.2% in August – declines in Sydney] - [More bad news for renters] Rask Resources - Pete's Buyers Agency - Alcove mortgage broking - Amy Lunardi Buyers Agency (Melbourne) - All services - Financial Planning - Invest with us - Access Show Notes - Ask a question DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove discuss the big 3 property news stories of the week. They discuss how the affordable segment of the housing market is now outperforming, the latest data from Cotality, and property prices being set for a spring boom. They also cover some of your questions in their listener Q&A section at the end, so stick around for that. In this week’s episode, Chris and Pete also cover: 1. 4 reasons FHBs should use the 5% deposit scheme (Alcove) - 4 reasons why first home buyers should not miss the 5% Deposit Scheme opportunity — Alcove 2. Mosman set for super-development, but apartment shortage to worsen until 2030- Infrastructure 2025 — CBRE PDF - Demand for apartments remains strong amid growth across population, employment and income — CBRE 3. Property prices set for a spring boom - Westpac Housing Pulse August 2025 (PDF) - House prices “spring-loaded” to boom — MacroBusiness, September 2025 Other news of interest - Cotality AU Housing Chart Pack – September 2025 (PDF) - Rents reaccelerating as immigration rises — Pete Wargent Blog - ANZ cuts 3,500 jobs, house price expectations at 15-year high — Pete Wargent Blog - First home buyer incentives fuel affordable housing boom — Nerida Conisbee (LinkedIn) - First home buyer incentives fuel affordable housing boom as cheaper properties outpace averages — ABC News - Panic buyers drive housing market upswing — MacroBusiness - Eager homebuyers keep up with spring auction surge — AFR - Ground lease affordable housing model flawed, tenants say — ABC News - Record-low housing affordability for first-home buyers — ABC NewsRask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode was originally featured on The Australian Investors Podcast. In this Australian Property Podcast episode, your hosts Owen Rask and Leigh Gant discuss: – How Leigh transitioned from fitness businesses to investing in private companies – What makes a business worth buying and what can go wrong – How Australians can get started in private market investing – Lessons learned from his first 12 months as a business buyer Join the conversation about private companies: https://community.rask.com.au/c/investing/buying-private-companies-is-f-ing-hard If you love learning about private equity and small business investing, subscribe to the Australian Property Podcast on Apple, Spotify, or YouTube! Follow us on Instagram and TikTok for more investing insights. Topics Covered – Leigh’s journey from gym owner to investor – Buying a private business vs. starting from scratch – Key lessons learned from operating a business post-acquisition – What no one tells you about vendor financing, due diligence, and being “on the tools” Resources for This Episode ⁠⁠– Leigh's LinkedIn⁠⁠ Chapters (approximate) (00:00) Introduction (01:38) Getting to Know Leigh (09:02) Leigh's Inspiration to Choose Private Markets (13:24) Where to Start (16:11) Range of Capital Needed to Plan The Space (19:52) Is $100k Enough to Start? (21:44) What Leigh Was Doing in Due Diligence Phase (25:09) Small & Medium Business Stats (29:08) Next Step (IM) (31:00) Documents Leigh Looked At (32:57) Tax Structures (33:57) Loans (39:27) Valuations (42:31) How Did The Business Go? (51:56) More Resources ~~ Rask Resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Get Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Property Podcast – https://bit.ly/R-quest 📲 Follow us on social media: – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. You should consider if the information is appropriate for your situation before acting on it. If you’re unsure, consult a licensed financial planner. The Rask Group is NOT a qualified tax accountant, financial adviser, or tax professional. You can access The Rask Group’s Financial Services Guide (FSG) here: https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete and Owen talk about the top news stories of the week, along with some listener questions  Topics covered today   - First homebuyer scheme – early movers?  - Fastest home price increase in 15 months (0.7% in August)  - Rethinking the housing pipeline  - Listener Q&A  Episode Resources  - Government incentives upending the property market⁠⁠  - Impact on property prices of expansion of first home guarantee⁠⁠  - 5% deposit scheme to begin in October ⁠⁠  - Capitals overtake regions after a 9-month run⁠⁠   ⁠- Approvals ease, but pipeline is solid⁠⁠ - More approvals, more problems? Rethinking the housing pipeline⁠⁠ - Government fast-tracks 5% deposit scheme for first-home buyers - Home prices lift on tight buying - Housing values bloom ahead of spring selling season Rask Resources  - Pete's Buyers Agency⁠  - Alcove mortgage broking⁠  - Amy Lunardi Buyers Agency (Melbourne)⁠  - All services⁠  - Financial Planning⁠  ⁠- Invest with us⁠  - Access Show Notes⁠ ⁠ - Ask a question ⁠ DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast your host Pete Wargent from Allen Wargent Property Buyers talks you through how to build a compounding machine to grow your wealth exponentially for the long term. He Covers: - Foundations (1st & 2nd Gear): Spend less than you earn, avoid consumer debt, save consistently, and start investing early — time is your greatest ally. - Building Momentum (3rd & 4th Gear): Shift from saving to leveraged investing (property, shares), reinvest gains, add value, diversify, and stay disciplined through ups and downs. - First Tipping Point (5th Gear): Portfolio growth sustains itself, wealth becomes a tool not a scoreboard, and financial stress begins to ease. - Second Tipping Point (6th Gear): Investment income matches or exceeds job income — financial independence, freedom to choose projects, and the ability to pass on knowledge. - Final Gears (7th & 8th): Portfolio growth surpasses peak earnings (“escape velocity”), compounding accelerates wealth creation, and business leverage (OPT/OPM) can supercharge results. Chapters (approximate) (0:00:00) Introduction (0:05:17) The Importance of Purpose in Compounding (0:08:08) Building the Foundations for Compounding (0:11:29) Leveraged Investing in Property (0:14:52) Speeding Up the Compounding Machine (0:17:44) Tipping Points in Wealth Growth (0:20:36) Teaching and Passing on Knowledge (0:23:54) Reaching Financial Freedom (0:26:41) Supercharging Wealth Growth Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Labor's 5% home deposit scheme is coming soon! In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Owen Rask from Rask Australia discuss all the latest property market news, including Labor’s announcement bringing forward the 5% deposit guarantee to 1 October 2025. They also cover some of your questions in the Listener Q&A section at the end of the show. Topics covered – 5% deposit scheme brought forward to 1 October – ABS shifts the debate on immigration – The great mismatch in housing stock – Listener Q&A – Highest volume of auctions since June – How AI will cut staff and reshape offices – Supply not keeping up with demand – Deposit guarantees could lift prices ahead of forecasts – Empty NDIS homes – RBA’s $1.2bn office reno one of the most expensive on record Chapters (approximate) (00:00) Introduction (03:21) Business Dynamics and Economic Trends (07:12) Government Initiatives and Housing Market Impact (12:17) Supply and Demand Imbalances in Real Estate (16:13) Future Projections and Economic Considerations (23:30) Shifting Narratives on Immigration (34:04) Mismatch in Housing Stock and Demographics (38:12) Investment Strategies in Property (41:50) Understanding Land Lease Concepts Resources for this episode Albanese’s housing plan: Labor lights rocket under housing Only the quickest first-home buyers to benefit from expanded 5% deposit scheme (SMH) Anthony Albanese post on X (formerly Twitter) Overseas arrivals and departures vs overseas migration data (ABS) ABS tries to censor migration debate (Macrobusiness) Cameron Murray post on X (formerly Twitter) ABS migration censorship controversy explodes (Macrobusiness) This is why we should debate immigration (Pete Wargent) The great mismatch: smaller households, bigger homes (Cotality) Highest volume of auctions since mid-June (Cotality) How AI will cut staff and reshape offices (AFR) Australian housing supply cannot keep up with demand (Macrobusiness) Deposit guarantees could lift prices ahead of forecasts (ABC) Empty NDIS homes: SDA empty homes (ABC Four Corners) RBA’s $1.2bn office renovation—one of the most expensive on record (AFR) Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to property investing, most people jump straight into browsing suburbs or scrolling through listings. But the real starting point? Creating a clear investment strategy and turning that into a practical investment brief.  In today’s episode, Pete and Amy break down exactly how to do that – so you can stop wasting time on properties that don’t align with your goals, and start building a portfolio with purpose. What we cover in this episode: - Strategy vs. brief – the big-picture plan vs. the specifics for your next purchase. - How to decide between capital growth vs. cashflow (and why it’s rarely one without the other). - The role of exit strategies, diversification, and correct loan structuring. - Why it’s critical to align your investments with your lifestyle and long-term goals. - Setting your brief parameters:- Budget (capacity vs. comfort level)- Cashflow requirements (yield vs. growth, stress testing, P&I vs interest only)- Investment style (set-and-forget vs. value-add opportunities)- Example of a clear brief: what it looks like in practice.- How to avoid analysis paralysis when you’ve got a flexible budget or too many choices.- Choosing locations strategically: state, suburb, and micro-market research.- Key non-negotiables and “bonuses” to include in your final brief – from quiet streets and off-street parking to north-facing blocks and future value-add potential. Why this matters: Your investment brief acts as a filter. It protects you from distraction, FOMO, and shiny objects. Most importantly, it keeps every property decision aligned with your long-term wealth-building strategy. By the end of this episode, you’ll know exactly how to build your own property investment brief – and how to use it as a roadmap for smarter, more strategic buying. Episode How to research real estate like a pro Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Owen Rask talk about the big three property news stories of the week. They also answer some of your questions in their listener Q&A section. Here’s what they cover: 1 – Auction markets light up – Buyers bull rush Aussie property – Auction clearance rate leaps to 75% 2 – Every cycle is different – Nerida Conisbee 3 – Productivity round table – any new taxes for housing? – Two economists push radical proposal to tax the family home as participants gather for Labor's economic roundtable Listener Q&A 1 – Reduce, reuse, recycle 2 – Auction advice Other news of interest: – Migration rebound not good news for tenants – Stockland, Mirvac call for tax reforms to boost new housing – Imputed rent and potential impact for Australia – Short-stay accommodation bans to hurt tourism, not help housing – Why Labour will double down on Indian migration – Aussie renters be damned Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Chapters (approximate) (00:00) Introduction (06:25) Inquiries and Demand Trends (09:12) Immigration Impact on Housing (10:07) Auction Market Trends (12:42) Interest Rates and Market Sentiment (15:44) Future Market Predictions (20:17) Rate Cutting Cycles and Their Effects (23:18) Market Trends: Shifts in Investor Confidence (24:59) Taxation and Productivity: The Ongoing Debate (25:37) Navigating Employment Laws and Business Regulations (28:57) I liked how you talked about your experience with payroll tax (32:35) Debt Recycling: Risks and Strategies for Small Businesses (36:11) Auction Strategies: Winning in Competitive Markets Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

Amy Lunardi and Pete Wargent, expert property buyers agents, explain what we mean by "high quality" property assets and whether or not the idea of "investment grade" is a myth. This is another 🧠 educational episode of The Australian Property Podcast. On this episode of The Australian Property Podcast: - Investment grade property - What it means to buy a high-quality asset - Do house and land packages make investment grade? - How important is the location? - Why does it help? - Is everyone's definition a little different? Rask Resources Pete's Buyers Agency: ⁠https://www.allenwargent.com.au⁠ Alcove mortgage broking: ⁠https://www.raskmedia.com.au/services/mortgage-broking⁠  Amy Lunardi Buyers Agency (Melbourne) ⁠www.amylunardi.com.au⁠  All services: ⁠https://bit.ly/R-services⁠ Financial Planning: ⁠https://bit.ly/R-plan ⁠ Invest with us: ⁠https://bit.ly/R-invest⁠  Access Show Notes: ⁠https://bit.ly/R-notes⁠  Ask a question: ⁠https://bit.ly/R-quest⁠  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): ⁠https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts  Pete Wargent from Allen Wargent Property Buyers and Owen Rask talk about the big 3 property news stories of the week, and what they are investing in for 2026. In this week’s episode, Owen and Pete cover: 1 – Tax reforms – what’s on the agenda? 2 – Rental inflation reignites 3 – Property or shares for 2026? Interest rates smashed mega landlords – few sold (ABC News) Negative gearing hits a dead end ahead of economic summit (AFR) Labor will never cut negative gearing (MacroBusiness) National Vacancy Rates July 2025 (SQM Research PDF) Rental squeeze reintensifies (Pete Wargent blog) Aussie rent shock returns (MacroBusiness) Other news of interest RBA cuts cash rate by 25bps in August (James Foster Macro) Rental squeeze reintensifies (Pete Wargent blog) The $10m square metre question hanging over the office market (AFR) Cotality Housing Chart Pack – August Report (CoreLogic PDF) Commonwealth Bank posts $10bn profit, mortgage arrears easing (ABC News) Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your host Owen Rask speaks with Rebeka Morgan, a licensed builder and the founder of Buildher, Australia's largest community of for-profit renovators! If you like this Australian Property Podcast episode on renovating for profit, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered: - Property renovation mistakes  - Why the kitchen & living is the most important room - Where renovators go wrong - Rebeka's #1 pet peeve in building design - How to identify properties and suburbs to renovate - The difference between flipping and renovating for profit Chapters (approximate) (02:18) Introduction (05:14) Understanding the Emotional Aspect of Property Investment (08:25) Market Dynamics and Misconceptions (11:09) Design Choices for Profit vs. Personal Use (14:20) Identifying Target Demographics for Renovation (17:20) Analyzing Market Demand and Property Value (20:31) The Importance of Local Knowledge in Property Investment (24:37) Valuable Home Features (28:22) Understanding Market Comparisons (30:20) Renovation Insights and Lessons Learned (34:11) Resources for Renovation Success (37:16) Design Features to Eliminate Episode resources Buildher website: https://buildhercollective.com.au/  Rebeka's first interview with Owen: https://www.raskmedia.com.au/2023/12/20/how-to-build-and-renovate-for-profit-with-buildhers-rebeka-morgan/  Rebeka's Book: Stop Dreaming and Start Renovating for Profit: https://www.amazon.com.au/Stop-Dreaming-Start-Renovating-Profit/dp/1394271298  Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from the Alcove mortgage specialists discuss the big property news stories of the week. They also covered some of your listener questions in their weekly Q&A. In this week’s episode, Chris and Pete cover: 1 – Working from home mandates! 2 – More taxes in union’s sights 3 – 295,000 international student places for 2026 Episode Resources: Victoria to mandate two days work-from-home under new law – The Guardian Business pans Victoria’s WFH plan – AFR ACTU calls for $25bn in fair tax redistribution – The Australian 295,000 international student places for 2025 – Pete Wargent Blog Managing a sustainable international education sector – Jason Clare National home prices rise again in July – ABC News Bad news for Aussie housing affordability – MacroBusiness Prefab homes won’t improve affordability – MacroBusiness August rate cut appears certain – ABC News Auction clearance rates strong ahead of rate cut – AFR Sellers’ market will push house prices higher – MacroBusiness New QLD laws to prevent nightmare home purchases – AFR Trump announces new 'reciprocal' tariffs – ABC News Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Australian Property Podcast, co-hosts Amy Lunardi and Chris Bates do a deep dive into the hidden world of off-market properties — what they are, why vendors choose to sell off-market, how buyers can find them, and the truth about whether they’re really a bargain. Here’s what we cover: -What is an off-market vs a pre-market property? -Why vendors choose to sell off-market -Is using a buyer’s agent just about access to off-markets? -What percentage of Amy’s deals are off-market-How to actually find off-markets yourself (yes, it's hard work) -Why your relationship with agents matters more than you think -The myth of “bargain” off-markets — and when they do exist -The risks and flakiness of buying off-market -How to avoid wasting time on off-markets that aren’t a good fit- -Why due diligence is even more critical without public sales data -Tips for assessing vendor motivation and negotiation strategy Whether you're buying your first home or investing in property, this episode will help you navigate the mysterious world of off-markets with confidence. Chris’s resource - ⁠https://www.valuergeneral.nsw.gov.au/services/sales-enquiry.htm?execution=e1s1⁠   Rask Resources Pete's Buyers Agency: ⁠https://www.allenwargent.com.au⁠ Alcove mortgage broking: ⁠https://www.raskmedia.com.au/services/mortgage-broking⁠  Amy Lunardi Buyers Agency (Melbourne) ⁠www.amylunardi.com.au⁠  All services: ⁠https://bit.ly/R-services⁠ Financial Planning: ⁠https://bit.ly/R-plan ⁠ Invest with us: ⁠https://bit.ly/R-invest⁠  Access Show Notes: ⁠https://bit.ly/R-notes⁠  Ask a question: ⁠https://bit.ly/R-quest⁠  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): ⁠https://www.rask.com.au/fsg⁠ #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the big news stories of the week.  They also covered off a few of your questions in their weekly Listener Q&A.  Here’s what they cover: 1 – Everything bubble is back…but this time it’s different? (AFR) 2 – What do the June inflation figures mean for property? 3 – The return of prefab housing Episode Resources Everything Boom returns – Pete Wargent The everything bubble is back, but this time it’s different – AFR More rate cuts in 2025 as inflation cools – Pete Wargent Australian Q2 CPI – James Foster Macro ‘Ship-in’ homes receive show of faith from big four bank – AFR Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast your hosts Pete Wargent from Allen Wargent Property Buyers and top buyer’s agent Amy Lunardi step through 10 popular real estate untruths. Topics covered – "Buying the worst house on the best street" is not always smart – Not all agents are lying when they quote low – Lowballing is not a strategy – If you’ve been looking for over a year – the problem is probably you – Off markets doesn’t mean a bargain – Land doesn’t equal capital growth – You might be better off renting – One sale price doesn’t mean a trend – Your renovation doesn’t always add value – Time in the market versus timing in the market isn’t always true Episode resources – My $1m property mistake Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from the Alcove mortgage specialists discuss all the latest property news. This week: – Melbourne auctions pick up – APRA holds macroprudential settings – Chalmers urged to reform CGT for housing Chapters (approximate) (00:00) Introduction (03:44) Current Property Market Dynamics (08:09) Interest Rates and Economic Indicators (12:39) Auction Market Trends (17:35) Macro Prudential Settings and Housing Supply (26:37) Tax Reform and Housing Policy (32:23) Shares Vs. Property in SMSFs (36:49) Sell or Keep? Half a House (40:44) Approaching NSW Buyers Agents Directly Resources for this episode – Massive auction results power Melbourne’s housing market (AFR) – APRA announces update on macroprudential settings – Treasurer Chalmers flags once in a generation change to taxation system in overhaul (YouTube) – Chalmers for bold tax reform (ABC) – RBA Minutes – Westpac on the RBA Minutes – Construction costs up 2.9% over the year – Rental growth slows (ABC News Business) – Two Teachable moments (Luci Ellis of Westpac) Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #australia #property Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, Owen Rask reveals a million-dollar mistake from early in his wealth-building journey. He explains: – The opportunity he missed in the property market – Why he stuck with shares and ignored other strategies – How combining property and shares could have accelerated his financial growth – A powerful lesson in using every tool at your disposal for long-term wealth If you liked this Australian Property Podcast episode on investing lessons and personal mistakes, subscribe to the show on⁠ Apple⁠,⁠ Spotify⁠,⁠ YouTube⁠, or wherever you get your podcasts! Follow us on⁠ Instagram⁠ and⁠ TikTok⁠ for more insights. Topics Covered – The $1 million property mistake – Shares vs property: a false choice? – What is debt recycling and equity release? – How to use property to supercharge investments – The role of financial planning in building wealth – Why dogma (shares only or property only) can be dangerous – Lessons from missing the train on property – Using loans strategically for tax efficiency – Warren Buffett's influence—and where it can go wrong – Rethinking financial tools: use the whole toolkit Resources for this episode 📄 Learn more about investing smarter: –⁠ Free Property Course⁠ ~~ Rask resources ~~ 🔗 Explore all Rask services -⁠ https://bit.ly/R-services⁠ 📋 Learn about Rask Financial Planning -⁠ https://bit.ly/R-plan⁠ 📈 Start investing with Rask -⁠ https://bit.ly/R-invest⁠ 📜 Access Show Notes -⁠ https://bit.ly/R-notes⁠ ❓ Ask a question - just select the Property Podcast -⁠ https://bit.ly/R-quest⁠ 📲 Follow us on social media: Instagram:⁠ @rask.invest⁠ TikTok:⁠ @rask.invest⁠ DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) -⁠ https://www.rask.com.au/fsg⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists run through all the big property news stories of the week.  1 – How to build more cheaply (Nerida Conisbee, Ray White) 2 – Brisbane hits a million-dollar median house price (Cotality) 3 – Office to apartment conversions to drive units recovery? Resources: Main Articles: A mini Aussie dream for $1: The future of Sydney housing revealed (SMH) How to build more cheaply – Nerida Conisbee (LinkedIn) Brisbane’s unstoppable house price boom (Macrobusiness) Brisbane is now a million-dollar house market – here’s how it happened (Cotality) Apartment developers reshaping Sydney’s suburbs may benefit office owners (The Australian) Other News of Interest: Support payment for renters on Treasury housing options list (ABC) Cautious RBA sets the tone for property in 2025 (Pete Wargent) Monday market recap with Cameron Kusher (Oz Property Insights) Mortgage volumes & sizes hit record (Pete Wargent) How do first homebuyers afford anything? (Macrobusiness) Commercial rate rise of 50% in Townsville (ABC) Sydney home swamped by high-rises sells for $8m in Rhodes (ABC) Office conversions drive office recovery (The Australian) Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, Chris Bates sits down with financial adviser James O’Reilly for a candid conversation about using property and super to plan for retirement. They cover: – The psychology behind early retirement goals – Common property pitfalls in retirement planning – How to tap into home equity and diversify your assets – Why mindset and long-term thinking are crucial – The risks of collecting low-quality assets If you enjoyed this Australian Property Podcast episode on property and retirement, don’t forget to subscribe on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing and property insights. Topics Covered – How Property Fits into Retirement Planning – The Wind Metaphor: Phases of Financial Life – Mistakes in Property Asset Selection – The Danger of Short-Term Thinking – Setting Short-Medium Term Goals that Motivate Action – Reframing the Home in Retirement Context – Using Home Equity for Lifestyle or to Help Kids – Diversifying into Shares & Superannuation – Resetting Expectations at 50+ – The Psychology of Letting Go (Sentimental Property Ties) Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss how to maximise borrowing capacity, how much first homebuyer stimulus is enough, and whether you should pay off your mortgage. They also run through some of your listener questions.  This week on the show:  1 – How much first homebuyer stimulus is enough? 2 – Half of Canberra's bankruptcy filings last year were from strata managers chasing fees, inquiry hears 3 – Rob Moore – should you pay off your mortgage? Listener Q&A 1 – Aristotle’s son Hi I'm new to property investing. Love the podcast learned lot from it. We have our personal property, just want to start property investing, I hear lot about buying in trust everywhere, but can't get my head around it as there is not much clear info on it, can you guys explain on investing property under a trust, what are the strategies we can use, how lending works when you buy property under trust. Thank you. 2 – Shawn Hello, enjoying your podcasts a fair bit. Interesting seeing the major growth of farmland over the last 20 years and wondering why we don’t talk about investing in this sector too much? Personally, I’ve seen more equity growth with my farm than with my residential and industrial properties over many years. Plenty of upside in the years ahead in my view. Shawn 3 – Reza the Imp I’ve been listening to your podcasts for a while. Excellent job.I don’t believe ever hearing the 85% withdrawal rule for FHSS for concessional contributions discussed here nor on other Rask podcasts. Could you please touch on this and how it can be justified to use FHSS for someone with low marginal tax rate I.e. less than 30%. Resources for this episodeCautious RBA waits until August on split decision – Westpac IQ Cautious RBA holds until August – Pete Wargent NAB survey turns corner, RBA on hold – Pete Wargent Borrowers aren’t reducing mortgage repayments – AFR Where property markets are heating up and cooling down – realestate.com.au The suburbs where homeowners can’t afford mortgages – SMH What happens to house prices if the drug money is turned off – SMH ‘The horse is about to bolt’: Auctions boom as rates fall – AFR Immigration hinders not helps homebuilding – MacroBusiness Woman bought her first home at 60 and risks losing it all – ABC GemLife lists – AFR Commercial property first signs of boost from rate cuts – The Australian Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to part two of our breakdown of how buying property is like online dating. Join Owen Rask and buyer’s agent Amy Lunardi as they continue the analogy that somehow keeps making way too much sense. In this episode (covering analogies 11–20), we chat through: 🔧 Thinking you can change someone …or a property. Spoiler: You probably can’t—or at least not without time, cash, and a serious reno plan. 📱 Seeking offline opportunities Off-market is the property version of meeting someone at a bar instead of Tinder. It takes effort, but it works. 🪞 It’s not them, it’s you If you've been searching for six months and nothing ticks the boxes… maybe it's time to reassess your expectations. 👨‍👩‍👧 Your parents and friends don’t always know what’s best Yes, even if they’re funding the purchase. Be selective with whose advice you take. 😮‍💨 Taking time to get over it Lost at auction? Mucked around by an agent? Don’t let it derail your momentum. 😬 Settling out of desperation Just like dating, don’t buy “good enough” because everyone else is. It might cost you more in the long run. 📸 Don’t swipe no too fast A bad listing photo doesn’t mean it’s a bad property. Dig deeper before writing it off. 🗣️ Everyone will have an opinion From Reddit threads to well-meaning mates—filter the noise and focus on your goals. 🦸‍♀️ Get a wingperson Whether it’s your dad at an inspection or a buyer’s agent by your side, don’t go it alone. 💔 Break up if it’s not working Bought something that no longer suits? Don’t stay stuck—cut your losses and move on. Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the latest property price movements, why Blackstone wants to build more Down Under, the first homebuyer schemes luring more buyers into the market, and where Australia’s population is growing fastest. 1 – Why Blackstone isn’t building in Australian any more 2 – Generous government incentives risk herding FHBs into property 3 – Where is Australia’s population growing the most? Resources for this episode and other news of interest Blackstone push to build more in Australia – The Australian Why one of world’s biggest landlords isn’t building more rentals here – AFR Blackstone to push for Australia growth – Pete Wargent Generous government incentives risk herding homebuyers into overpriced property – James Kirby, The Australian Where Australia’s population is growing fastest – Tarric Brooker, Macrobusiness Home values increase in June – Pete Wargent Investors coming back into the market – Pete Wargent Australia’s housing boom leaves younger generations devastated – Macrobusiness Mortgages arrears surge to decade highs – Macrobusiness Labor policy release: Building homes for NSW – NSW Government Australia’s forever rental crisis – Macrobusiness Large apartments are a solution to Australia's housing crisis – ABC News Everyone is pumping Aussie house prices – Macrobusiness Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Property and Online Dating?! Yep – Hear Us Out. In todays episode, Owen and buyer’s advocate Amy Lunardi have a bit of fun by breaking down 10 (very real) ways the home buying journey mirrors the highs, lows, and swipes of online dating. From emotional rollercoasters to red flags, dealbreakers to being catfished — this episode is packed with relatable truths and useful strategies for buyers navigating the property market. Whether you're searching for your dream home or your forever partner (or both), this one's a must-listen. 🧠 In This Episode: - It’s Exhausting: The emotional and mental toll of house hunting and dating — and how to stay motivated. -Finding “The One”: Why you shouldn’t ignore the perfect property just because it showed up early.- Getting Led On: AKA underquoting – the property equivalent of getting ghosted.- It’s a Numbers Game: Why showing up, inspecting, and putting yourself out there matters.- It Can Take a Few Dates: Don’t expect love at first open home.- Know Your Dealbreakers: What must-haves and red flags to define before you fall for the wrong house.- Evolving Preferences: What you want might change, and that’s okay.- Nobody’s Perfect: Aim for an 8/10, not 11/10 — even Travis Fimmel has flaws.- Beware of Being Catfished: How online listings can mislead – and how to sniff it out early.- Don’t Ignore the Red Flags: That easement, that OC report, that “too good to be true” price — trust your gut. 🎯 Who Is This Episode For? - First home buyers feeling stuck or overwhelmed- Property buyers trying to reconcile emotion with logic- Anyone who’s experienced “the one that got away” (in property or in dating)- Investors and homebuyers who want to learn how to structure a solid property brief Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the big 3 property news stories of the week, as well as all the latest property market news. Topics covered 1 – What investors can learn from 20 years of property data (AFR) 2 – Are you paying too much for your home loan? 3 – Domain house price forecasts for 2026 Chapters – Introduction and Market Overview – Affordable Suburbs and First-Time Buyers – Immigration and Housing Demand – Market Predictions and Future Growth – Navigating the Mortgage Landscape – Market Trends and Price Predictions – Listener Q&A: Selling Strategies and Market Timing – The Impact of Positive Gearing on Borrowing Capacity Episode Resources – Are you paying too much on your home loan? – What investors can learn from 20 years of data – Property prices tipped to rise in 2026 (Domain) – Inflation drops more than expected, to around 4-year low – Australian CPI slows to 2.1% in May – The affordable suburbs with access to parks, schools, and transport – Population growth eases back to new normal – How have residents moved between cities and states over recent years – Cameron Kusher – Monday market recap – Cameron Kusher – All signs are currently pointing to another boom in house prices – Canada shows Australia how to solve housing crisis – immigration pause – Broome locals priced out of housing by investors Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Amy Lunardi (buyer’s agent) and Owen Rask (Rask founder) go rogue — answering real, unfiltered property questions pulled straight from Reddit. Whether you’re a first home buyer feeling auction fatigue, a hopeful investor eyeing Glenroy or Reservoir, or someone baffled by a body corp’s sinking fund — this one's for you. 💬 What We Cover: - Should you make an offer before auction? Amy shares a clear 3-step strategy for navigating off-market deals without showing your whole hand. - Are buyer’s agents worth it? The honest answer (even from a buyer’s agent). - Building & pest inspections for apartments — necessary or not? - Why you can’t always trust real estate agents — and how to protect yourself. - WTF is a holding deposit, and should you pay it? - Underquoting decoded: When it’s accidental vs when you’re being played. - Body corporate red flags: What to do when the admin fund is up but the maintenance fund is in the red. - How to handle auction heartbreak — and what to do if you’re losing out every time. - Why Pinterest is for reno inspo and Reddit is (sometimes) for property advice. - Plus, a healthy dose of side-eye at TikTok property ‘experts’ 🔥 Quotes from the Episode: "Don't go in with an offer until you've asked the right three questions first." "Reddit is a noisy place — some advice is gold, and some is downright dangerous." "You get on the boat if it’s a good boat. It doesn’t matter if it’s already left the dock." Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent of AllenWargent Property Buyers and Chris Bates of Alcove mortgage specialists talk through all the latest property market news. They also answer a few of your questions in the Listener Q&A at the end. 1 – How do people keep bidding prices higher? 2 – Stamp duty burden hits new record 3 – 1 in 6 have a deposit for FHB scheme Listener Q&A 1 - Ben I know you don't have a crystal ball and can't guarantee anything but I'm after an honest second opinion. The real estate agent (that manages it as a rental) suggested I should still sell it in August. 2 - Danny What are your thoughts on the Canberra property market? I'm heavily invested in Canberra property and not sure why with low unemployment and high incomes the territory is lagging behind like Melbourne. Is it due to work from home? 3 - Coffee Hey Lads, Will GenX and Millennials step up and take over the property market investment side of things like the boomers did. Or are they more inclined to go for Shares & Super - BitCoin etc and only dabble in property over the next decade. Resources for this episode Cameron Kusher – how do prices keep getting bid higher? Australian National Accounts – Finance and Wealth Why FOMO has just hit the housing market Stamp duty burden hits new record – HIA Median stamp duty bill hits record – The Australian 1 in 6 have a deposit for FHB scheme 1.2 million homes target – the challenges ahead Sale of new homes hits 13-month high Auction market heats up Monday market recap – Cameron Kusher CFR no change to stance Canadian home sales drop almost 10% – Financial Post Population growth reaccelerates – Pete Wargent Rental crisis is ongoing – MacroBusiness Aussies want to live in housing, not apartments – MacroBusiness What does the median value property actually buy you? – Cameron Kusher Why Queenslanders might start moving to Victoria – MacroBusiness Additional 18,500 Queensland construction workers won’t be enough – AFR Big super’s cold feet stall Labor’s $10b housing plan – AFR Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your host Owen Rask explores the big question: Is the Australian property market in a bubble in 2025? You’ll learn: - Why immigration is driving up demand - What’s really going on with housing supply - The impact of interest rates and borrowing power - Whether house price-to-income ratios signal danger If you like this Australian Property Podcast episode on the 2025 property market, you'll love our series. Don't forget to subscribe for weekly shows on⁠ Apple⁠,⁠ Spotify⁠,⁠ YouTube⁠, or wherever you get your podcasts! Follow us on⁠ Instagram⁠ and⁠ TikTok⁠ for more investing insights. Topics Covered - How strong immigration is affecting housing - What 1% vacancy rates mean for renters - Interest rates and mortgage affordability - Why prices rose despite rate hikes - Is the system overleveraged? - Mortgage stress and default rates in 2025 - Price-to-income ratio: what’s too high? - Household confidence and the wealth effect - Government housing targets vs reality - Can we build fast enough to meet demand? - Final thoughts: are we in a bubble or not? Resources for this episode 📄 Learn more about Australian housing & property: ⁠Free Property Investing Course (Rask Education)⁠ ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit -⁠ https://bit.ly/Pearler⁠ 📊 Get 50% off your first two months using PocketSmith -⁠ https://bit.ly/R-PocketSmith⁠ 📈 View Betashares full range of funds -⁠ https://bit.ly/beta-25⁠ ~~ Rask resources ~~ 🔗 Explore all Rask services -⁠ https://bit.ly/R-services⁠ 📋 Learn about Rask Financial Planning -⁠ https://bit.ly/R-plan⁠ 📈 Start investing with Rask -⁠ https://bit.ly/R-invest⁠ 📜 Access Show Notes -⁠ https://bit.ly/R-notes⁠ ❓ Ask a question - just select the Finance Podcast -⁠ https://bit.ly/R-quest⁠ 📲 Follow us on social media: Instagram: @rask.invest -⁠ https://www.instagram.com/rask.invest/⁠ TikTok: @rask.invest -⁠ https://www.tiktok.com/@rask.invest⁠ DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) -⁠ https://www.rask.com.au/fsg⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove mortgage specialists talk through the big 3 property news stories of the week. They discuss: 1 – Weak GDP greenlights July rate cut 2 – Farms and land achieving big prices 3 – Why the Aussie property market is crashing Listener Q&A 1 - Question – from PF I’ve got one for you Pete Wargent - purchasing property to run a business out of. Tax implications? Other considerations? Zoning etc. 2 – Informed I’ve been looking to buy my first apartment in Melbourne. I am worried about buying and then being given levies or significantly increased OC fees. I’ve heard advice to buy either before the year 2000 or something new that is just over 5 years old and to avoid stackers/cladding issues. Is there anything else I can do to avoid this? Will a building inspection help? 3 – Chris Hi all, great podcast! I look forward to every episode! While doing some property research for a purchase in Perth WA I came across dual key properties which I had never heard of before. Two houses under one roof, separate power meters and separate water meters. Most seem to be 3 bed two bath and a smaller 1/2 bed, one bath. They appear to have great yields. I would love to hear your opinions or thoughts on these types of property’s 4– Barbie Hello, How do you see small regional towns (for instance Dalby) as an investment opportunity? currently there are houses below 400k in the area. Resources and articles references this week The Reserve Bank should lower the cash rate to 3.5pc next month Despite a genuine boost to real disposable incomes, Australian consumers are unwilling to loosen the purse strings in a meaningful way. Weak GDP gives green light for July rate cut Former AFL star pays $250m for farm with space for 1290 homes A patch of grass in Toorak has quietly hit the market for $40 million. Why is the Australian property market collapsing?Aussies turn bullish on house prices Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast dig into one of the biggest game-changers for your finances – setting clear goals. But not just any goals — the right ones for you. We cover: - Is it really a goal, or just a nice idea?- Do you actually need clear goals to succeed?- Why most goals fail (and what people get wrong)- How to set goals that are right for you, not just what everyone else is doing- Setting realistic goals – and action plans to match- Gemma’s 5-step process for setting goals that actually stick Keen to hear more? Check out our other episodes on the Australian Finance Podcast. Want property tips? Make sure you check out other episodes of the Australian Property Podcast. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Rask Resources - these are included by default Pete's Buyers Agency: https://www.allenwargent.com.au PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss all the latest property news and trends.  Here are the 3 main stories they covered: 1 – Synchronised upswing for property prices 2 - Stayvestors 3 – Listings increased in May (SQM Research) Listener Q&A 1 – Selfie I’m self-employed and have been for the past 2 years. What should I do to improve my borrowing capacity? Do I need to show payslips or can I use tax returns? 2 – Commercial I want to buy commercial property for passive income, but I’m perhaps up to 10 years from retirement. I could afford to buy for cash but feel like I am wasting an opportunity not to use some leverage? Do I use a 30% deposit, 50% deposit, or buy for cash? Resources for this episode Pete Wargent – Synchronised upswing as price growth returns Westpac IQ – Australian capital city dwelling prices (May 2025) MacroBusiness – Property vendors and buyers cash in on rate cut CoreLogic – Housing values continue to rise as growth trends converge across the capital cities MacroBusiness – Australian housing poised for new price boom Stayvestors: AFR – Introducing ‘stayvestors’: the home owners living with their parents SMH – The pleasure and pain of adult kids at home SQM Research: SQM Research – Total Property Listings (May 2025) – PDF Report Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, mortgage broker Chris and buyers agent Amy run through the importance of getting your finance right when buying a property - including some horror stories about when things have gone wrong. Don’t risk losing your deposit (or worse!)  We run through - Pre-approvals: what do they actually mean?  - The different types of pre-approvals  - How to get yourself in the best position possible for finance, prior to making an offer/bidding - What are the risks involved and how can you mitigate them?  - Conditional offers versus unconditional offers - Case studies - the good, the bad and the ugly..!! (and how to lean from them)  Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove Mortgage specialists cover all the latest property news, and their predictions for the next two years for property markets around the country.  Topics covered today: 1 – How bad is the housing shortage? 2 – How do crime rates impact property? 3 – Banks to use AI to sell more loans Episode Resources Australia faces crippling housing shortage – MacroBusiness Australia’s housing shortage is worse than thought – MacroBusiness How do crime rates affect property prices – Infrastructure Victoria Victoria escalating youth crime, repeat offenders statistics – ABC News Why St Kilda’s property market is thriving despite rising crime – RealEstate.com.au AI will provide a great opportunity – Cameron Kusher on Substack Competition watchdog launches probe into REA real estate pricing – AFR How big banks in Australia could use AI to sell more home loans – The Australian Other news of interest: Trump administration halts international student visa applications – Sky NewsCould impact several million international students – impacts for Australia? Inflation steady at 2.4% – Pete Wargent Apartment construction starting to pick up – Pete Wargent Build-to-Rent loophole robs communities of green space – The Age Home buyers pounce after RBA rate cut – MacroBusiness Melbourne house prices poised for strong rebound – MacroBusiness Labor has ‘no intention’ to ban SMSF borrowing – AFR Pressure mounts on big four banks to cut rates sooner – The Australian What happens after the RBA cuts interest rates? – ABC News Hobart urban growth boundary extended – ABC News Cheaper money for housing will fuel demand and push up prices – ABC News First-home buyer FOMO set to go into overdrive – ABC News Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast join forces to bring you a special episode on what to focus on financially at every age and stage of life. From your 20s to your 60s and beyond, they talk tips and traps for every stage.  From buying a house, to investing and when you should be paying attention to super- we are covering: What should we be focusing on at different ages Investing vs paying down debt at different stages Tips and traps for different ages Keen to hear more? Check out our other episodes on the Australian Finance Podcast. Want property tips? make sure you check out other episodes of the Australian Property Podcast. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent of AllenWargent Property Buyers and Chris Bates from the Alcove mortgage group talk about rate cuts Topics covered today: 1 – All ingredients are in place for an enduring housing recovery 2 – The pros and cons of moving to regional Aus 3 – A third of Aussie homes now worth $1m Resources for this episode RBA delivers a confident cut RBA delivers confident, somewhat dovish update – Pete Wargent Blog Green light for 0.25% rate cut – MacroBusiness Employment surges to record high 16.43 million in April Unemployment rate steady at 4.1 per cent Chris Joye on the ingredients for a housing recovery  A third of homes now worth $1m Young Aussie’s rude shock after investment property lost value – news.com.au What does $1 million now buy in Australia's housing market – CoreLogic What $1 million buys in the housing market – ABC News NAB dials up return to office push for 5 days per week 24 lenders have cut fixed rates – now seeing fixed rates in the 4s A third of Aussie homes now worth $1m (Cotality, Eliza Owen) What does $1 million now buy in Australia's housing market – CoreLogic What $1 million buys in the housing market – ABC News Australia’s rental crisis is permanent Is Trump driving Aus house price growth? Younger generations are delaying home ownership Listener Q&A 1 – R I have a commercial property I use for my business in my SMSF. What happens when the policy changes for taxing unrealised gains? Will it be implemented? Is there anything I can do? 2 – Fred Flintstone I can get a reasonably good fixed rate of 5%. Is it worth fixing or not? What are the benefits of fixed rates? Can I fix half of the mortgage? Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast are back to dive into a big topic – raising financially confident, and competent kids. From choosing between private or public schooling, to saving (or not saving) for your kids, we cover it all. We chat about: Private vs public schooling – the real pros and cons Saving and investing for kids vs focusing on healthy household money habits How you can set your kids up for success without necessarily saving a fortune The money habits (good and bad) to watch for early on Keen to hear more? Check out our other episodes on the Australian Finance Podcast. Want property tips? Make sure you check out other episodes of the Australian Property Podcast. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the plans to grow Melbourne to 9 million by 2050, all the latest housing price forecasts, the growing Build to Rent sector, and whether ‘rent-vesting’ even works as a strategy. They also answer a few of your listener questions in a Q&A.  Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: 1. Melbourne to 9 million by 2050 2. Rent-vesting doesn’t work and here’s why 3. Poll bumps off Build to Rent critics Listener Q&A 1. Planning ahead In NSW can I approach buyers agents directly to see if they have any clients interested in buying my property, rather than engaging a real estate agent? Im keen to avoid real estate agent fees & marketing costs. 2. McCavity Shares vs property in SMSF? 3. Lost millennial Can you get a psychologist on the podcast to talk about how to navigate not being able to afford what you want Resources for this episode Melbourne to hit 9 million by 2050 What should Melbourne look like in 2050? – City of Melbourne M2050 Vision and Council Plan 2025-2029 – Participate Melbourne Melbourne's population to hit NINE million by 2050 – Pete Wargent Daily Blog House prices projected to run higher  The calm before the house price storm – MacroBusiness Property prices poised to rise amid strong earnings and mortgage growth – Australian Broker News Aussie house prices projected to rocket higher – MacroBusiness Wages beat expectations by a bit – Pete Wargent Daily Blog Rentvesting Build to Rent Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

If you like this Australian Property Podcast episode, Pete Wargent of Allen Wargent Property Buyers answers a few of your listener questions on property cashflow, how to generate passive income from property, and whether it’s too late to start your own property portfolio. Topics covered today: 1 – Tom Passive income through property -Resi yields, for growth -Create equity -Short term resi -Commercial – industrial -may not be totally passive Net yields of 6% to 7% $1.5m property may generate up to $100k net income after costs 2 – Jiminy How do I work out property cashflow and what is acceptable cashflow? Yield – 4%? Mortgage interest rate – 6%?  Depends how much you borrow, and if there’s LMI Other costs – strata fees (unit/townhouse) insurance, rates, repairs, PM, other contingencies Depreciation After tax result – negative gearing What’s an acceptable yield? Well - it depends on your situation. Rents and costs generally rise over time Interest rates will be up and down through the cycle, stress test 3 – AJ I’m 42 and own my own home – is it too late to build a property portfolio? Or should I look at shares and super only? 10-year investments Cycles 7-8 years, phases of the property cycle How long to build equity? Super – tax effective When are you planning to retire? Around 60? Other plans e.g. PPOR upgrade? Career, own business etc. Plenty of time if you have over a decade  Rask Resources - these are included by default Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the major property news stories of the week.  Topics covered today: 1 – Election win and likely policy and tax reforms 2 – AMP introduces 10-year interest-only mortgages, big news 3 – Property listings fall across the board in April  1 – Election night – huge win for ALP -What does this mean for the economy? -Cost of living relief and HECS debt relief -Super above $3m tax reforms, including taxing unrealised gains -Housing – 5% deposits and 100,000 homes for FHBs from Jan 2026 -Big Australia – population, infrastructure, spending, housing build -Certainty and continuity – for at least the next 3 years, maybe more -Greens have little or no influence now  2 – AMP introduces 10-year IO loans -Kudos to Chris who predicted this recently -New loan product from AMP, 10-year IO loans from around 6.29% -Didn’t Westpac have something similar previously? Nou sure it’s unique? -What is being offered? -Who is it useful for? Flexibility for investors  -Doesn’t increase borrowing capacity because loan is assessed over 20 years -Europe has 40-year IO loans, so in that sense it’s hardly unique 3 – Listings fall across the board -3 weekends were disrupted in April due to public holidays and the election -Listings -7% in Sydney and Canberra -Fell in all 8 capital cities -Still higher year-on-year in Perth, maybe a sign of a market nearing its peak -More certainty to sell now the election is done? -Asking prices rose +0.7% in April driven by a large gain in Sydney, and also Darwin Resources for this episode What the election means for property – Pete Wargent What the election means for property – The Australian Confidence to return to housing market after the election – Macrobusiness Confidence to return to housing market after the election – Cate Bakos AMP launches 10-year interest-only loans – The Adviser AMP launches 10-year interest-only loans – AFR Listings plunge in April – SQM Research Listings plunge in April – CoreLogic Slow building approvals – Pete Wargent Slow building approvals – James Foster Retail volumes stalled in Q1 – James Foster Rents up 48% since pandemic start – Macrobusiness Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) https://www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Owen Rask from Rask Media discuss their respective journeys and whether it’s a good time to buy property or shares. They also look through a few case studies and how each cohort might like to invest in the current environment, be it in property, or shares, or both. Here’s a summary of everything they discuss: Latest podcast news – nearly 457k monthly downloads Latest business and markets news from Owen & Pete --- Pros and cons of property and shares Super is massive in Australia too Buy a home and then what? Maybe best to have a balance of all of the above? --- Let’s look at a few case studies 1 Accountant – maybe risk averse, sensitive to cashflow, often owns a home and would like to add one rental, and contribute to super, $1m budget typical for a professional buying a house as an investment Different personality types Analytical/thinker – good saver – risk averse - suited to shares   2 Doctor – often earn higher incomes, tolerance for some risk, they want high growth assets. Some healthcare professionals need trusts for asset protection e.g. surgeon, anaesthetist. Can scale a portfolio quickly, and can tolerate some negative cashflow High income earner – achiever, goals focussed - tolerance for risk – may want to use leverage to build a property portfolio   3 Tradie – often have good skills and are decisive. Have skills to add value to properties and have a good eye for a deal. Some of the best investors are tradies. Good incomes very often and an entrepreneurial spirit   4 Entrepreneurs – difficulties with borrowing capacity, feast and famine. Hard to know whether to invest in self, business, or property and shares. Property is good for people who find it hard to save and invest regularly, after the initial up-front costs. Shares require some savings discipline. Borrowing capacity tends to come and go so need to be strategic and invest when you can Entrepreneur – freedom focussed - with lumpy income? It depends. Property debt can be a noose, but can also be forced discipline. Shares are more liquid and could be sold quickly in a crisis. Prof Scott Galloway. Credentialled – degree - stock options. Equity. Bonuses. “Build business and buy real estate” – Kiyosaki Our kids – University or not? Some thoughts on our respective journeys Listener questions – send them in  If you like this Australian Property Podcast episode don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists bring you all the latest news.  If you like this Australian Property Podcast episode Pete and Chris answer your listener questions and cover the big news stories of the week.  Topics covered today: 1 – Twilight zone suburbs 2 – Inflation news for Q1 – is the battle with inflation won? 3 – Lock it in – RBA to cut interest ratesin May says Luci Ellis Other topics discussed Anecdote 1 – some people buying entry level properties frantically now because whoever wins the election is going to push first homebuyer policies (but not until 2026 for ALP policy) Anecdote 2 Darwin – anecdotal reports of buyer’s agents storming into Darwin - 1/3 of listed properties are under offer already  Resources for this episode Nerida Conisbee - top demolition suburbs  SMH - suburbs we never want to leave  Inflation figures for Q1 2025 Australian Q1 CPI – 09/24yy (James Foster Macro) Westpac IQ: Inflation Q1 CPI 2025 Markets Look Through Bill Shock (Pete Wargent) Luci’s Thursday Note – 24 April 2025 (Westpac IQ) Investors Ease Back into Property (Pete Wargent) Home values for April 2025 Ray White - home values update, April 2025 Vitality home value index, April 2025 Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Amy Lunardi is joined by Zara McGuffie from the Australian Business Podcast. They discuss 5 common situations where property buyers face regret (both before buying and after), and how to avoid them. If you like this Australian Property Podcast episode on avoiding regret, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Why avoid regret? Buying a home is a major decision—costly, time-consuming, and with big financial stakes. Before You Buy 1. Hindsight Regret – “Should’ve bought X” - Many wait for the "perfect" market time, often influenced by media or others. - Identifying the market bottom is nearly impossible—by the time it rises, it’s too late. 2. Missing ‘The One’ - Regret is worse when it’s due to avoidable mistakes. - Be proactive: understand the process, act fast, get expert help. - Be financially and emotionally prepared—sometimes the right place comes early. After You Buy 3. Buyer’s Remorse - Wrong purchase for your goals: - Home: May not suit your lifestyle, partner, or needs. - Investment: Cashflow issues, poor rental return, or hard to resell. - Avoid by having a clear strategy and doing proper research. - If it’s the wrong buy, selling and moving on may be best. Property issues: - Missed inspections, contract surprises, poor location factors. - Do due diligence and accept some things are outside your control. 4. Overpaying or Underbidding - Appraisals are tough; overpaying can hurt resale if needed soon. - Value is subjective—comps vs personal worth. - Many regret not offering more in hindsight. - Do thorough market analysis and budget smartly. 5. Renovation Regrets - Underestimate time, cost, and effort. - DIY plans often fall short—may lead to discomfort and unmet goals. Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your host Pete Wargent from Allen Wargent Property Buyers gives his property predictions for 2025 and 2026. 1 – Trump and the tariff turmoil – what does it all mean for markets? 2 – Election 3 – 2025 outlook Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Amy Lunardi and Pete Wargent answer your most pressing property questions. Questions Answered: 1. Angus Young I’m looking at buying a townhouse and a lot of them I’ve been inspecting are brand new – should I bother with a building inspection? Doesn’t insurance cover any defects anyway? 2. Kate Bush I almost feel like giving up. I’ve been trying to buy a home for the last 11 months and feel like I’m getting nowhere. I have a decent budget but now I’m feeling even more disheartened as I’ve noticed the market has gone up recently and there’s even more competition. 3. Igor I wanted to ask why Pete blocked me on Twitter. (Igordownunder username). I don't believe I offended him but apologies if any comment was poorly perceived 4. Marge Simpson What’s the risk of my real estate agent acting as a dual agent for me as a seller & then acting for my buyer also? 5. Ben Hi Guys, I am now in a position where I am wanting to get an investment property to start my portfolio, I am wanting to do this to create equity to help buy our forever home as well as creating a future for our family. I am looking at 5-10 year strategy for creating compound growth. I would need to get a mortgage if we were to do this as a buy to let. I also have the opportunity to co invest with my partners mum who wants to do something with her cash. This would mean the ability not to have to get a mortgage. My concern is that I would be losing out on the compound growth in the years to come as she would obviously need a return too. Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists talk through all the big property news from this week. If you like this Australian Property Podcast episode on boosting your retirement, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. First homebuyers as election focal point Development alleged to have $123m of defects National prices rise 39% in 5 years Listener Q&A Resources for this episode Election policies Developer collapses Mega-development defect claims Housing values rise 39% in 5 years Pros and Cons of DHA property Why are house prices in Australia so high? Markets pricing cuts Dwelling commencements fell in Q4 – only 65,000 attached dwellings were built last year (Cameron Kusher) Dwelling commencements drop anew (Pete Wargent) Arrivals hit all-time high in February Ross Gittins – At least one side gets the housing problem – but housing polices are mainly for show SMH: Home truths – housing policies are for show, but one side at least gets the problem Sydney house prices pass $2 million Asking rents on the rise again Luxury market to weather the storm Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Property Podcast, Pete Wargent of Allen Wargent Property Buyers is joined by Cameron Kusher, Australia’s leading housing market analyst, formerly of the REA Group and CoreLogic Australia. In this episode they discuss: - What has Cameron been up to lately? Change of roles pending. What’s next, ideally? - What a fortnight! What does all the Trump tariff turmoil mean for Australia? Quite a few possible scenarios, and it is hard to predict - Financial markets turmoil and what’s happening with interest rates - What’s happening with the Housing Accord target of 1.2 million homes. What are the latest stats telling us? - The challenges with construction costs and apartment prices – new apartment prices are up 33% over the year (Urbis). Doubled since 2019? More owner-occupiers buying. - What is the role of zoning in Australian property? What can it fix, and what won’t it fix? - Is Melbourne turning around? Anything positive in the stats? - Brisbane Olympics plans for 2032. Any impact on housing markets? Olympic village etc. Showgrounds, Centenary Pool stadium, Vic Park, tennis centre - What to watch out for over the next few years? Any X-factors? - Where you can contact Cameron if you want to get in touch? X of Twitter: @cmkusher Cameron’s substack https://cameronkusher.substack.com/ Resources for this episode Urbis - State of the Market - Apartment Report https://urbis.com.au/insights-news/urbis-apartment-essentials-national-snapshot-2024-q4/ Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions! In this week’s episode, Chris and Pete cover: 1 – HUGE shifts in financial markets 2 – Apartment prices soar for new builds (Urbis) 3 – Changes to HELP debts treatment Resources for this episode RBA to launch emergency rate cuts (NAB) HELP on its way for borrowers Unit prices leap (Urbis) Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, Chris and Amy teach you how to win at auction. Basically, you just need to have an unlimited budget (just joking). Ultimately, the buyer with the most money often wins, but not always. They explore:  The rules around auctions  Set rules (unlike private sales)  No cooling off (unless bought prior)  Reserve price Pass ins  Transparent  They don’t always go ‘crazy’  Quote ranges  Auctions are about price, terms are prior agreed    Auction tips Biggest tip: budget setting prior  Do all due diligence asap beforehand  Bidding with confidence  Don’t overthink strategy Being the first bidder   Bidding increments  Have a plan for a pass in situation  Buying prior to auction  Strategic: moving swiftly and taking others by surprise, property likely towards or over top of budget so nothing to lose (put you out of misery sooner!), if you have 2 properties and your preferred one goes to auction second etc  Can be tricky: risk to vendor/agent, cooling off Buy prior price versus sell at auction price Similar to private sale episode advice:  Understand buy prior price, sometimes space to negotiate Understand the process  Only go down this path if you’re serious  Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

The ASX 200 (ASX: XJO) price is crashing down 6.5%. Commonwealth Bank of Australia (ASX:CBA) share price is down 7.7%. BHP Group Ltd (ASX: BHP) share price is down 8%. VIDEO VERSION: https://youtube.com/live/SBxxCavI2Lo ASX 200 investors, what should you do in a market crash?! If you're watching the ASX 200 sell-off in fear, rest assured - at 12 noon today (MEL/SYD time), Chief Investment Officer Owen Rask will break down his 5-part market crash investing checklist. ✨ Resources ✨ Rask Invest portfolio: https://www.rask.com.au/rask-invest Join our community: https://community.rask.com.au Get financial advice: https://www.rask.com.au/advice Special guest Claude Walker: https://arichlife.com.au/ All information in this podcast is strictly general in nature. It is not personal financial advice as it does not take into account your needs, goals or objectives. So don’t act on it before speaking with your financial planner. Owen Raszkiewicz can be verified on asic.gov.au. He is the ultimate holder of AFSL 563907 and you can read Rask's Financial Services Guide at www.rask.com.au/fsg Investing can be risky and result in permanent capital loss. #investing #asx200 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists talk you through all the latest property market news.  Topics covered today: In this week’s episode, Chris and Pete cover: 1 – Property investors guide to the election 2 – Average wealth passes $1.5m per household 3 – Population growth returns to capital cities Resources for this episode: 1 – Investors guide to the election - ALP: Help to Buy scheme expanded, and Build to Rent - Coalition: Super for housing, fuel excise cut, and 25% cut to immigration - Lending assessment buffer would be cut to 2.5% - Also cuts to public sector jobs and size if Coalition wins - Not much new for supply measures – just relying on the cycle to pick up generally - Both sides of politics stimulating with demand-side measures - Historically, elections haven’t made that much difference (CoreLogic report) - Maybe unit prices rose a bit more when ALP won – unions and FHOG - Stock markets are under pressure – it seems this time around Trump is bullish for bonds, and bearish for stocks (opposite of 2016)? Which parties offer best policies for investors on pensions, super, housing this election Politicians light match under Aussie house prices 2 – Average wealth passes $1.5 per household - Average household wealth is $618,000 per person - Equates to $1.5m per household - Yes some disparity - Partly speaks to the success of the superannuation system - Aus aggregate wealth is huge at $17 trillion…HUGE - What comes next? Average wealth passes $1.5m per household 3 – Population growth reverse to capital cities? - After pandemic 'race for space', cap cities now attractive bulk of population growth - ATH +520,900 in FY2023, Australia's cap city pop grew by +427,800 in FY2024. - Return to office is a driver, some COVID refugees returning to the city - Population growth across regional Australia was +113,800 or +1.3% - Biggest Melbourne (+142,600) & Sydney (+107,500) - Brisbane & Perth recorded extremely fast population growth of +2.7% & +3.1% - What next? Impacts for property? Capital city and regional market update Population growth blazes back to capital cities Rask Resources - these are included by default Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Australian Property Podcast, Amy and Chris delve into the complexities of private sales and how to make offers    Negotiation Dynamics: Expect ongoing back-and-forth negotiations, where buyers may present their highest and best offers. This can take place through Zoom meetings or in boardroom auctions rather than through public advertising. Conditional Offers: Conditional offers can complicate negotiations, resulting in a more chaotic process. Simpler offers tend to make for smoother transactions. Vendor's Decision-Making: A streamlined process allows the vendor to assess offers based on terms, not just price, leading to less transparency for buyers. The Two-Step Process Making an Acceptable Offer: The first step is to present an offer that meets the vendor’s expectations. Dealing with Competition: Buyers may need to navigate competing offers once an acceptable one is in place. Essential Questions to Ask Timeframes and Process: When is the property expected to be sold? Is there a set date? If another acceptable offer arises, how long will other buyers have to respond? What is the defined sale process? Will there be offer disclosures? How will negotiations unfold? How are varying terms handled among offers? What is the vendor's ideal settlement timeframe? Have there been any previous offers, and if so, what were their terms? What is the preferred method for submitting offers (contract, email, letter of offer)? Hot tips  Ask Questions: Ensure you understand the exact process by asking thorough questions. Recap Communication: It’s acceptable to follow up with an email or text to recap the discussed process, as this will influence your purchasing strategy. Challenges: The most significant hurdles arise when the seller is uncertain about their sales process. Tune in to learn more about navigating private sales and how to position yourself effectively in a competitive market! Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) https://www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the Federal Budget, how COVID-19 impact property over the past 5 years, and also how the 2032 Olympics announcements will impact property markets in Brisbane and across Queensland.  Topics covered today: 1 – Help to Buy scheme expanded 2 – How COVID impacted property in 7 charts 3 – Brisbane announces Olympic venues for 2032 Resources for this episode 1 – Help to Buy Scheme expanded Changes in Help to Buy housing scheme will make most first home buyers eligible, Labor says Labor to make 'Help to Buy' housing scheme open to higher incomes and pricier properties Sharing home ownership with the government will be popular but hardly risk-free 2 – The impact of COVID on property in 7 charts Charts show how Australia's housing market has changed since COVID 3 – Brisbane Olympics venues announced Brisbane 2032 Olympic Games masterplan unveiled Brisbane rates to skyrocket after land values soar Brisbane 2032 can launch state's future if we work together 3 listener questions Your Binge Guide to the Foundations of Property, Finance and Money Management Episodes - The Property Couch Planning, personalised advice on superannuation Other news of interest Budget news Budget night delivers no major surprises Federal Budget 25 March 2025 with Westpac Chief Economist Luci Ellis Households to get $150 power bill rebate as Albanese extends relief Inflation keeps falling: lowest since 2020 Do elections really impact the property market? Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) https://www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

Topics covered today: Navigating property inspections with Pete and Amy Purpose of this list is to not go into a property and check all 100 items, it’s a guide for you to determine what’s important/relevant for you -Inspections – private inspection or open home? Sometimes you only get one chance, and there may not a lot of time! -Take notes & videos (ask the agent) -Does it meet your brief? (if not - why are you there?) Property itself – building inspector does check a lot of things (dampness, roof, switchboard, appliances etc) understand this so you can focus on what’s important to you   What can and can’t you change? Location! Noise Natural light Size (yes and no) Aesthetics Storage Immediate vs future work Parking space/permit parking/traffic –can you fit in the car space? Is there a storage cage included? Make sure you get the right lot number!  Renovations (speak to your legal representative) & new structures, sleepout, decking, carports, open plumbing applications. Are they all approved & signed off? For apartments: Car space on title/storage cage Courtyard on title Common area Overlooking OC fees/minutes etc (can do this before/after inspection)      The local area: Can do this before/after the open: Zoning & overlays Planning permits, major works Local amenity School zones Streetscape Transmission lines Social housing And what about the ‘vibes?’ Most importantly - DO YOU LIKE the property? And if not, why not?  Resources for this episode Amy’s property inspection checklist Pete’s blog: How to solve the secretary problem Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists talk through Melbourne’s property market switching into gear, the first signs of FOMO in Sydney property this year, and 15% of Kiwis now living in Australia. Pete and Chris also tackle some more of your listener questions. Enjoy! Topics covered today: 1 – Bargain hunters move in for Melbourne 2 – Sydney market flirting with FOMO 3 – Kiwis flee NZ in record numbers  Resources for this episode Melbourne's Home Buyers Turn Bullish After Rate Cut​ Bargain Hunters Descend on Melbourne Property​ I/O Lending Headwind No Longer​ Recession-Burned Kiwis Flee to Australia Other news of interest CKC apartment supply report – Sydney hit 14 year lows for unit supply in 2024 Record high student arrivals in February at over 200,000 Who are Australia’s migrants (Simon Kuestenmacher) Housing supply falls further behind target Average household size increasing, but only gradually now IO loans picking up finally? What are you seeing, Chris? Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode Pete Wargent and Amy Lunardi deliver their step by step guide to buying property. Topics covered today: This episode covers the step by step process AFTER you’ve gone through the finance process, which we covered a few episodes ago with Owen & Chris, however some of these steps can be done before you get your finance sorted   Research – last week's episode covers this but is an essential step which a lot of people skim over, especially home buyers. Do recommend doing this before you get pre-approval, never too early, but regardless of when you do it the key things you’re ideally wanting to understand are: What’s happening in the market – broader and locally, why? Prices influence how quickly you have to move on offers, factoring into your appraisal & budget. Supply & scarcity     Research to create your PROPERTY BRIEF: your shopping list / workout plan -> ESSENTIAL STEP to moving forward   Educate yourself Learning about the fundamentals of property: settlement, conditional offers, building inspections, state specific rules Attending inspections & auctions, familiarising yourself with properties, meeting agents, starting to understand the lingo Spending more time exploring the neighbourhoods Potentially refining/changing your brief Search phase: once pre-approved and emotionally ready, actively searching Be proactive with online searches Off markets & agent communication Prioritising Saturdays and seeing properties asap Due diligence: once you’ve found a suitable property / green light Free and straight away: appraisal, local area check, council call, planning checks, landchecker, body corporate/owners corporation, old photos, agent info/notes, inclusions, speak to broker Contract review- when and why Building inspection & any other trade quotes – when and why Important to still keep searching throughout for backup plans. Sometimes 2 options need to strategise re timing Making an offer OR bidding at auction Making an offer: how? Ask agent their process and timeframes. Conditional versus unconditional, price versus terms. Deposit Auctions and buying prior Post sale – documentation, finalise loan, final inspection, insurances, utilities Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove mortgages talk about the impacts of ex-tropical cyclone Alfred, where the apartment market will turn a corner, and the bounce in sentiment for Melbourne property. Topics covered today: 1 – Floods impact insurance 2 – How Australia’s property market spun out of control - and what we can do to fix it 3 – Apartment cycle turns the corner Resources for this episode How to Build a Future Property prices, investors, first-home buyers and affordability Building approvals at 25-month high The development tide has turned on apartments Council Housing Targets - Report Homebuyers can lift their budget & slash their budget – but here’s why they shouldn’t Sydney’s most advantaged suburb – it’s not where you think Risk of Trump-cession rising – stock markets fall as public sector spending is cut, painfully period of detox ahead for US, plus tariffs uncertainty Trumpcession narrative catches bid Storm floods some parts of Brisbane and Gold Coast Melbourne is a renter’s oasis Oil price at a 3-year low Why did inflation surge? Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Researching property is more than just browsing listings—it’s about understanding the broader market, the suburb, and the specific property you're considering. In this episode of The Australian Property Podcast, Owen and Amy break it down into three key categories to help you make informed decisions. 1. The Broader Property Market Understanding macro trends: capital growth, dwelling types, market strength, and demographics. Why this matters for home buyers and investors. Key resources: ABS, CoreLogic, Macrobusiness, Profile.id, and financial news. Limitations: historical data lag, misleading statistics and market variability. 2. Researching a Suburb Prices and growth can vary by street, amenities, and dwelling type. Key factors: shops, cafés, schools, transport, demographics, and rental demand. How to research: online tools (REA, Domain, Google Maps), spending time in the area, speaking to locals and agents. 3. Researching a Property Due diligence: Identifying red flags and understanding the true value. Free checks: Property alignment with your brief, past sales, zoning, overlays, developments, title details, and speaking to your broker. Next steps: Building inspections, contract reviews, and trade quotes for further assessment. Tune in to learn how to research property like a pro and make confident decisions in your buying journey Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent and Chris Bates discuss Australia housing market super-cycle, Cyclone risks for Queensland, and answer a few of your listener questions!  Topics covered today: 1 – Australia’s housing market super-cycle 2 – The rise and rise of mortgage brokers 3 – Coalition to mandate 5 days in the office for public servants  Resources: The heads of some of Australia’s top home builders demand urgent action to solve the housing crisis Australia is entering a housing super cycle, Qualitas says Australia in the grip of a housing super cycle Australia is entering a housing super cycle, Qualitas says Australia’s housing super cycle: What agents need to know now The house price supercycle is just getting going Three reasons the housing supercycle is just getting going Housing market supercycle tipped to surge values by 30% CBA, NAB grapple with the rise and rise of mortgage brokers Coalition to force public servants to return to the office Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Owen Rask, Chief Investment of Rask, and Chris Bates, founder of Alcove, take you through 5 easy steps to secure your mortgage. If you like this Australian Property Podcast episode on getting into a property, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: Understanding your borrowing capacity Choosing the right loan Getting pre-approved for a mortgage The mortgage application process Post-approval - what do you after you secure the mortgage Resources for this episode Work with Chris: https://www.raskmedia.com.au/services/mortgage-broking/  Free property course: https://education.rask.com.au/courses/free-property-course/  Ask a question (select the property podcast): https://bit.ly/R-quest  Rask Resources - these are included by default Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove talk about the rebound in home prices, inheritance taxes, and what the election might been for lending rules.  Topics covered today: 30-year mortgages for Australia? Coalition to force APRA lending changes? Sydney rezoning for more apartments  30-year mortgages for Australia? Resources for this episode Perfect opportunity: BlackRock CEO calls for 30-year mortgages in Australia Red tape slashed for home loans, markets, and insurance under Coalition NSW developers in Sydney suburbs rezoning for train metro housing Inheritances are destroying the fair go Revealed: 171 Sydney spots getting more apartment blocks in pared-down density reforms Warren Hogan: Rate cut will fuel inflation and cost of living crisis More rate cuts are on the way? Berkshire releases latest shareholder letter Surging construction insolvencies bankrupt housing targets A Coalition government would rocket house prices Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Bates, founder and CEO of Alcove, speaks with Owen Rask, Chief Investment Officer of Rask, about the lessons learned growing Alcove, the role of a broker and future of property advice. Topics: Chris' journey from financial planning The partnership with Rask Name & brand changes Lessons learned working in an unsuccessful business partnership The future of mortgage broking ~~ Episode resources ~~ Mortgage broking: https://bit.ly/R-services ~~ Rask Resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wragent from Allen Wargent Property Buyers and Chris Bates from Alcove discuss the Reserve Bank cutting interest rates for the first time in this cycle, and what it means for the property market ahead.  If you like this Australian Property Podcast episode on boosting your retirement, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: RBA makes its first move for 2025 Average loan size hits a record high Foreign buyer ban for two years put in place  Resources for this episode RBA makes its first move for 2025 Average loan size hits record high Ban on foreign buyers buying established homes for 2 years Labor matches Coalition policy banning foreign investors from buying existing homes Labor to replicate Coalition’s policy on banning foreign buyers Other news of interest: Sydney auctions picking up He achieved the Australian Dream then he found something better Housing construction productivity – how can we fix it? Some brighter news on the housing supply front NZ citizens leaving NZ for the past two years – over half are coming to Aus for better employment options Westpac reduces variable rate to 6.44% Wages growth disappoints lower again Tide is turning against working from home Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Amy Lunardi and Pete Wargent bust the most common property myths for Australian property investors. If you like this Australian Property Podcast episode on property myths, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Property myths busted today: Property markets always go up You can get rich quick in property  Agents always sell to the highest bidder Renovations are always worthwhile You should never accept the first offer Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent and Chris Bates discuss the recent turn to the right in global politics, the softer outlook for headline inflation, and the markets expected to benefit from falling interest rates.  If you like this Australian Property Podcast episode on boosting your retirement, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: Property as politics takes a right turn Headline inflation forecast to fall below target Which markets will benefit from rate cuts? Resources for this episode 1 – Property as politics takes a right turn Population Update 2025 2 – Westpac predicts headline inflation below target Westpac Economics Report: Bull Inflation Deeper IS Gareth Aird LinkedIn Post: RBA Feb 2025 Activity 3 – Housing markets set to benefit from rate cuts (CoreLogic, Eliza Owen) Which housing markets could get the biggest boost from rate cuts Revealed: The housing markets set to get the biggest jolt from interest rate cuts Other news of interest Another major bank has announced new fixed rates Westpac cuts fixed rates ahead of RBA HIA calls for lending changes as… Home ownership gets even further out of reach for first home buyers in NSW Lending restrictions should be eased Australian housing finance rises 14% in… Westpac Economics Report: Bull Housing Finance Key priority: Woolies orders workers to return to office The baffling and little-known WFH statistic Woolworths orders staff back to the office Vacancy rates fall again as housing… Two-bedroom home jumps reserve by more than 1M as auctions pick up Next week's rate cut has already hit the housing market Toorak mansion becomes the nation’s most expensive home FOMO to hit commercial market Victorian property investors still jumping ship more than 12 months since land tax hike exacerbating rent crisis Ask a question (select the Property podcast): https://bit.ly/R-quest  Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Amy Lunardi and Pete Wargent discuss 10 things they wish they knew before getting into property. If you like this Australian Property Podcast episode on property tips, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Property topics covered today: Understanding strata schemes Amenities costs Land to asset ratio Borrowing strategies – P&I vs IO and how to build a portfolio Understanding all the different types of property insurance Tenant rights in different states Avoiding rushing into property. The power of offset accounts for homeowners Investing in property outside your backyard  Never assume your property manager is on top of things  Doing regular rate checks Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent and Chris Bates discuss the bullish property markets from Chris Joye of Coolabah Capital and from KPMG. They also discuss whether regional housing markets are getting a second wind from buyers seeking affordability, and the Coalition’s proposed foreign buyer ban, and its potential impacts on the property market.  If you like this Australian Property Podcast episode on property markets, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: Housing to benefit from rate cuts Dutton propose foreign buyer ban Second wind for regional property?  Resources for this episode: 1 – Housing market to welcome rate cuts (Joye) House and Unit Prices to Rise in 2025 KPMG Residential Property Market Outlook January 2025 Housing Market Will Welcome RBA Rate Cuts 2 – Dutton proposes ban on foreign buyers (but may bring back Significant Investor Visa) Real Estate Agents Face Costs to Meet New Money Laundering Rules Peter Dutton's Housing TikTok Dutton's Pledge to Curb Foreign Buyers Australia’s Biggest Cities Built with Chinese Cash Dutton’s Two-Year Foreign Investor Ban and Migrant Intake Slash Peter Dutton's "Golden Ticket" Visa for Wealthy Foreigners 3 – Second wind for regional exodus? Second Wind for Regional Housing Markets Other news of interest: Listings Off to a Strong Start in 2025 Melbourne CBD Office Vacancy Rate Stuck at 18% Support Surging for Higher Density Development Building Approvals Rise to 15,000 Bensons Property Possibly Insolvent in 2023 CBA to Offer Loans for Prefab Homes NIMBYs Oppose Highgate Hill Apartment Development Inflation for Essentials Eases, Allowing RBA to Cut Has the RBA Got Any Choice but to Cut in February? Ask a question (select the Property podcast): https://bit.ly/R-quest  Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Pete and Chris discussed the latest inflation figures, and whether we’ll see lower interest rates…and if so, what does this mean for property in 2025? Topics covered today: 1 – Wrap of the latest inflation figures 2 – Airbnb impact on Australia’s rental market 3 – Are high interest rates to blame for the rental crisis? Episode Resources: 1 – Wrap of the latest inflation figures: RBA Set to Cut in February What Lower Inflation Means for Property Australian Q4 CPI - 02.24yy Inflation Q4 CPI 2024 - Westpac Economics 2 – Impact of Airbnb on Australia’s property markets: Australian Airbnb Markets to Invest Taking Stock: How Has 10 Years of Airbnb Changed Australia? 10 Goldmine Destinations for Airbnb Investors Not Us: Airbnb Hits Back 3 – Are high interest rates to blame for the rental crisis? Do Housing Investors Pass-through Changes in Their Interest Costs to Rents? | Bulletin – October 2024 | RBA Rask Resources  Property Planning – Pete Wargent from Allen Wargent Property Buyers Mortgage broking – Chris Bates from Flint Group Podcast resources Access Show Notes Invest with Owen Mortgage Broking Financial Planning Property Coaching 100-point property checklist (PDF) Accounting with Grey Space Business Coaching Rask Core 🌏 – DIY investing Owen’s FREE investor bootcamp Ask a question Rask community forum https://community.rask.com.au/home DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this 2 Sense episode of The Australian Property Podcast, 7-time author Pete Wargent and Alcove mortgages founder Chris Bates are BACK! Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions! In this week’s episode, Chris and Pete cover: 1 – Mortgage arrears are down, what about hardship provisions? 2 – Trump takes the reins again 3 – Aussie public sector jobs growth unsustainable  Resources 1 – Mortgage arrears are down, what about hardship provisions? 4 reasons mortgage arrears rates are down - Pete Wargent Blog Westpac says number of customers on hardship payments is falling - News.com.au CBA says customer focus responsible for solid results - Proactive Investors Inflation remains persistent, CBA announces 132,000 hardship payments - News.com.au 2 – Trump takes the reins again How to Prepare for Tariff Day - The Macro Compass Trump orders federal workers back to the office full-time - Reuters Trump hauls millions back to the office - Pete Wargent Blog Return to In-Person Work - The White House 3 – Aussie jobs growth unsustainable? Public sector is strangling economy to death - AFR More than half a million workers earn income from NDIS, Shorten says in parting shot at critics - SMH Australia's economy is unsustainable - MacroBusiness Podcast Resources Access Show Notes Invest with Owen Mortgage Broking Financial Planning Property Coaching 100-point property checklist (PDF) Accounting with Grey Space Business Coaching Rask Core 🌏 – DIY investing Owen’s FREE investor bootcamp Ask a question Rask community forum DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this 2 Sense episode of The Australian Property Podcast, 7-time author Pete Wargent and Alcove mortgages founder Chris Bates are BACK! Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions! In this week’s episode, Chris and Pete cover: 1 – Latest polling for 2025 election Article 1 Article 2 Article 3 2 – Aussie dollar hovering around post-GFC lows Article 1 Article 2 Article 3 3 – What will happen to listings in the new year? Article 1 Other news and resources of interest: Bond sell-off. US unemployment rate falls to 4.1% Household spending a bit slower, despite Black Friday Job vacancies hold the line Building approvals hold the line JP Morgan ends remote work for 316,000 workers Podcast resources Access Show Notes Invest with Owen Mortgage Broking Financial Planning Property Coaching 100-point property checklist (PDF) Accounting with Grey Space Business Coaching Rask Core 🌏 – DIY investing Owen’s FREE investor bootcamp Ask a question Rask community forum DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it, property AND shares? Property OR shares? Or ALL property and NO shares? Marc Jocum of Global X ETFs Australia joins Owen Rask in this Australian Investors Podcast episode to explain 7 reasons why property investing in Australia could be better than shares and ETFs (Exchange Traded Funds). But wait, there's more! This Property Versus Shares episode is part 3/3 and follows a super-popular episode. Part 2/3: 10 reasons why shares and ETFs are better than property (in retirement): https://www.youtube.com/watch?v=-Gmi7exrScQ Part 1/3: How to use shares and ETFs for passive income: https://www.youtube.com/watch?v=YniljKAXnqY&t=0s 7 Reasons to invest in property 1. Leverage, unlike any other 2. Familiarity, leading to less bias 3. Tax benefits, negative gearing anyone? 4. Supply & demand imbalances = more scarcity with assets 5. Inflation hedge, as build costs and rents adjust to inflation 6. Optionality, within the property and across your wealth 7. Government support, get the conspiracy pitchforks ready! Resources: Global X website (all funds): https://bit.ly/gx-funds ~~ Resources you'll love ~~ Access Show Notes: https://bit.ly/R-notes Invest with Owen: https://bit.ly/R-invest Mortgage Broking: https://bit.ly/broke-rask Financial Planning: https://bit.ly/R-plan Property Coaching: https://bit.ly/R-P-coach 100-point property checklist (PDF): https://bit.ly/prop-check Accounting with Grey Space: http://bit.ly/3DG5lWS Business Coaching: https://bit.ly/o-coach Ask a question: https://bit.ly/3QtiY00 DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Pete and Chris discussed their 2025 outlook for business and property. In this 2 Sense episode of The Australian Property Podcast, 7-time author Pete Wargent and Alcove mortgages founder Chris Bates are BACK! Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions! In this week’s episode, Chris and Pete cover: 1 – Birth rate hits record low. What comes next for population growth? 2 – Major developer sinks into administration. Supply shortages ahead! 3 – Inflation to fall in the December quarter Resources for this episode 1 – Birth rate falls to record low and the 2024 Population Statement Australia's birth rate hits record low – here's why it matters to you 2024 Population Statement Population statement and future trends Unis expect near-record foreign student numbers despite policy chaos Australia's Indian summer 2 – Major developer sinks into administration Highrise apartment developer Bensons Property Group placed in voluntary administration Major Australian property group Bensons Property Group goes into voluntary administration Major developer Bensons Property Group in voluntary administration Bensons Property Group's voluntary administration leaves uncertain future for Elias Jreissati's Chevron One penthouse 3 – Inflation to fall to 0.2%? NAB NAB Economy Watch Westpac Monthly CPI Indicator – November November Monthly CPI Preview Q4 inflation to fall to 0.2pc? Rask Resources  Property Planning – Pete Wargent from Allen Wargent Property Buyers Mortgage broking – Chris Bates from Flint Group Podcast resources Access Show Notes Invest with Owen Mortgage Broking Financial Planning Property Coaching 100-point property checklist (PDF) Accounting with Grey Space Business Coaching Rask Core 🌏 – DIY investing Owen’s FREE investor bootcamp Ask a question Rask community forum https://community.rask.com.au/home DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Topics covered today: 1 – Turn yourself into a property pro Went to a live event, Modern Wisdom with Chris Williamson. While it mostly targets creatives and artists, some of the messaging hit home. Property investment is a business, in effect, and you should aim to treat it accordingly. Different personality types. But, should still take a professional approach to mapping out your investment strategy for the decade ahead at least. What does this mean in practice: A 10-year property plan with balance sheet and P&L  Some of my most successful clients over the past decade have included those who take massive action, and those who are really across their strategy and the cashflows etc. 2 – Book and call with a broker or lending professional Property is a game of finance with houses in the middle. We’ve been through a very unusual period for lending. Interest rates fell to unprecedented lows and have now rebounded to contractionary settings. Many borrowers are paying more than they need to as banks aim to claw back returns. Lending assessment buffers are tight but this doesn’t always apply to refinancing. Think a decade ahead and get buffers/offsets in place. Need to have a strategy which makes you unbreakable. 3 – Think in decade chunks Media commentary is now daily, focus is on clicks.  But a full property cycle might take 7 to 10 years to play through. What happens over the course of a week probably has very little bearing on the prospects for a property investment over a decade time horizon. Our key investing years might be, for most people, between the ages of 25 and 65, so about 3 or decades.  Could be 4 to 6 full property cycles, if not more if you invest in different cities, states, or countries.  If you aim to invest for 20, 30, 40 years or longer, then there will be summer and winter seasons. High and low interest inflation, high and low interest rates, undersupply and overbuilding, high and low vacancy rates.  So you need to think about long-term fundamentals.  4 – Wrap It’s an interesting time for property investment. In 2025 we will have high population growth, a chronic housing shortage and falling interest rates. All good fundamentals for property. Yet, as with every decade, there will be those who succeed and those who fail to progress as they hoped. The best way to ensure you’re in the former group and not the latter is by taking a more professional approach to your investing to managing risk, and take a sensible approach for the decade ahead, with the appropriate buffers in place. Episode resources Pete: Read Turning Pro book Modern Wisdom podcast Rask Resources Property Planning – Pete Wargent from Allen Wargent Property Buyers Mortgage broking – Chris Bates from Flint Group Podcast resources Access Show Notes Invest with Owen Mortgage Broking Financial Planning Property Coaching 100-point property checklist (PDF) Accounting with Grey Space Business Coaching Rask Core 🌏 – DIY investing Owen’s FREE investor bootcamp Ask a question Rask community forum https://community.rask.com.au/home DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Topics covered today: In this episode Pete and Chris discussed their 2024 highlights Some of the major trends we observed in the Aussie property market in 2024 included: Perth and Adelaide have boomed, and Brisbane listings were so low all year. How did interest rate movements impact the market throughout the year? Not as much as we thought. It was a complex web of trends, overall, and not as simple as people thought at the beginning of the year. 1. What Pete and Chris learned in 2024, and some challenges faced by the property market A key lesson for us – don’t get too stuck on Level 1 thinking. It’s a complicated market sometimes The most significant challenges the property market faced last year: Construction costs were very high, and developer insolvencies hit 3,000. Housing supply struggled all year. 2. 2025 outlook and insights from Pete and Chris Looking forward to 2025, our main predictions for the Australian property market: Slower price growth, but solid performance, overall. Melbourne is set to rebound due to relative affordability versus other capital cities. How we see the interest rate environment evolving, and how this will impact the market: Interest rates to fall to around 3.5%, APRA change to ease lending assessment buffers, and more bank competition for customers. This should boost buyer activity into an undersupplied market. Particular areas or regions in Australia that might offer the best investment opportunities in 2025: Melbourne, Newcastle, Brisbane, Central Coast, and Sunshine Coast. Key trends to shape 2025: Election year could see some changes to population policy, and property market policy. Superannuation for housing (Coalition) and Build to Rent (Labor). Slower population growth overall, as visa issuance for international students slows down. 3. Our advice for homebuyers and investors in 2025 Risks we believe homebuyers and investors should be cautious of in 2025: Construction and off the plan risks. Keep a buffer in case interest rates don’t fall. 4. Closing reflections from Pete and Chris Summing up in 2024: Resilience! An interesting year of lessons. Intergenerational wealth and a struggle for developers. A complex market. Other advice for listeners as they plan their property investment strategies for the coming year: Get a property plan done! Episode resources: Pete: Read Turning Pro book Modern Wisdom podcast Chris: Manage technology addiction better, and draw more defined boundaries between work and leisure. Rask Resources: Property Planning – Pete Wargent from Allen Wargent Property Buyers Mortgage broking – Chris Bates from Flint Group Podcast resources Access Show Notes Invest with Owen Mortgage Broking Financial Planning Property Coaching 100-point property checklist (PDF) Accounting with Grey Space Business Coaching Rask Core 🌏 – DIY investing Owen’s FREE investor bootcamp Ask a question Rask community forum https://community.rask.com.au/home DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices