The Banker Podcast

In The Banker exchange’s final episode for 2024, Aliya Shibli sits down with Barbara Pianese, Farah Khalique and Antonia Mannweiler to discuss the results of the UK Financial Conduct Authority’s survey on non-financial misconduct.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Join Barbara Pianese as she speaks to Kate Pender, chief executive of Fair4All Finance, about recent developments regarding financial inclusion in the UK.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Join Anita Hawser as she speaks to Santander UK’s Stephen Jennings and ThetaRay’s Peter Reynolds about how Santander UK uncovered a human trafficking network using AI.

Guests:

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley and John Everington sit down with Varun Paul, former head of fintech at the Bank of England and now senior director and business lead for central bank digital currencies at Fireblocks to talk about the various levels of growth and appetite for sovereign digital currencies around the world.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley sits down with Alex Marsh, former head of Klarna UK and non-exec at responsible lender Salad Money, to talk about buy now, pay later regulation, authorised push payment fraud reimbursements and underserved communities. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley sits down with Roger Vincent, late of Trade Ledger and currently co-founder and chief growth officer at AI startup Bourn to talk about startups, B2B sales, AI and working capital.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week Michael Klimes sits down with Virginie O’Shea, founder and CEO of Firebrand Research, to discuss the state of play on T+1. At the end of May, North America, Jamaica and Argentina moved to a shorter settlement cycle. When the UK, EU and Apac countries move to align with them remains to be seen.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week Liz Lumley sits down with Mary Ellen Iskenderian, president and chief executive of Women’s World Banking, to discuss gender lens investing and strategies, the role of AI in achieving gender parity, and how focusing on women can better fight climate risks and build resilience.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley and Anita Hawser sit down to talk about the Capital One-Discover merger, IT outages and their impact on banks, as well as the shake-up in the US elections. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley sits down with Kokou Agbo-Bloua, global head of economics, cross-asset and quant research at Société Générale Corporate and Investment Banking, to talk about rising rates of inflation, interest rates, the impact of geopolitical tensions and national elections, as well as the ongoing fight against climate change. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley speaks to Dave Birch and Victoria Richardson, authors of Money in the Metaverse: Digital Assets, Online Identities, Spatial Computing and Why Virtual Worlds Mean Real Business, about what an “always-on” immersive future internet means for payments, financial services and digital identity.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Kimberley Long speaks to fintech consultant Shaul David to discuss the future of embedded finance and BaaS, the role of banks, and where the regulators fit in with protecting the consumer. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Kimberley Long speaks with Katee Hunter, chief executive and founder of Inveztor, to discuss founding a company, accessing early-stage financing, and ensuring gender parity across the business. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley sits down with Karen Barrett, CEO at Unbiased, to talk about how ageist and stereotypical language perpetuates financial inequality and conflicts across generations.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley sits down with Ghela Boskovich, head of Europe/regional director at the Financial Data and Technology Association, to talk about digital identity, open banking and finance, and what we can expect from PSD3.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley, Kimberley Long and Anita Hawser sit down to discuss the recent profitability announcement from UK digital bank Monzo and what it means for the wider fintech ecosystem.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley sits down with Rita Martins, former global head of fintech partnerships at HSBC and author of Web3 in Financial Services, to chat about the new financial future being imagined by the emergence of Web3.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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With mobile phone theft rising across the UK as thieves look to access banking apps, Kimberley Long and John Everington discuss the practical steps you can take to protect your finances, and whether banks and the software providers should be doing more. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley is joined by Steven Cooper, CEO of Aldermore Bank, to talk about the state of UK banking, the current economic climate and how fintech has influenced customer behaviour over the past 15 years. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley sits down with Michael Borrelli, COO at AI & Partners, to discuss the EU’s legal framework on artificial intelligence, the risks addressed and Europe’s role leading AI strategy worldwide.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley sits down with Alex Jimenez, strategist, fintech influencer, writer, speaker, and currently principal consultant at Backbase, to discuss what happened to the pandemic-driven acceleration we were all promised and what non-finance-related event you should attend next.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley sits down with Sophie Winwood, co-founder and CEO of WVC:E, and operating partner at Foxe Capital, to talk about start-ups, funding, fintech and… women.

Sophie also serves as the first contributor to The Banker exchange time capsule. Listen to the end to find out what she added.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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As the IMF and World Bank spring meetings get underway in Washington, Aliya Shibli talks with John Everington about the challenges surrounding the 21st replenishment process of the International Development Association, following her interview with Akihiko Nishio, the World Bank’s vice-president of development finance.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley and Amalia Illgner sit down with Keith Bear, fellow at the Cambridge Centre for Alternative Finance, to discuss whether tokenisation can enhance the functioning of the monetary system. They also discuss the recently launched Project Agorá from the Bank for International Settlements that builds on its unified ledger concept and whether Swift should be worried by these developments.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Michael Klimes and Aliya Shibli sit down with Liz Lumley to talk about how a bad reputation for excessive work hours, lack of broader purpose and growing competition from other industries is forcing investment banks to change to attract young talent.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week, Liz Lumley and Anita Hawser sit down with Emma Hagan, chief risk and compliance officer at ClearBank (and soon to be UK CEO), and former chief risk officer for Emea at SVB to talk about why she feels it is inevitable that another bank collapse of the kind that brought down SVB will happen again.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week, Liz Lumley sits down with Sarah Kocianski, CEO of FinTech Wales, to talk about how lack of progress sits alongside the celebrations around International Women’s Day, the new CEO at Starling Bank, and her plans for the fintech hub in Wales.

The research statistics mentioned in the podcast are from the paper Systemic Discrimination: Theory and Measurement, published by the US National Bureau of Economic Research and authored by J. Aislinn Bohren, associate professor in the economics department at Penn; Peter Hull, professor of economics at Brown University and a faculty research fellow at the National Bureau of Economic Research; and Alex Imas, professor of behavioural science and economics at Chicago Booth Business School.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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In 2019, Jusan Bank (then Tsesna Bank) was pushed to insolvency — all due to precarious banking practices and a lack of regulatory supervision. But, through adopting the ecosystem business model, Jusan achieved $1.2bn in profits, acquired 1mn new customers and paved the way for an initial public offering in London. At the helm of this turnaround was Yerbol Orynbayev.

Guest: Yerbol Orynbayev, independent financial services consultant, former deputy prime minister of Kazakhstan and former chair of the board of directors of Jusan Bank and Heartland Securities.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley is joined by Mark Higgins, a financial historian, senior investment advisor and author of Investing in US Financial History: Understanding the Past to Forecast the Future. He talks about the economic history of the US, from 1790 to today, managing past crises, and the challenges facing the US today.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley and Kimberley Long discuss how fintech has changed in the past 10 years, where fintech hubs work best, how events can promote diversity better, and Starling Bank founder Anne Boden’s new book which offers a playbook for female entrepreneurs. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley sits down with Farah Khalique, editor of Banking Risk & Regulation, to discuss growing calls for stronger oversight of the UK’s financial services regulators, with some experts saying that the FCA may be ripe for reform.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley and John Everington sit down to talk about the impact of FATF’s grey list. Ahead of FATF’s plenary in Paris next week, how influential are the body’s grey and black lists for the international banking industry? Meanwhile in the UK, Barclays acquires the bulk of Tesco’s supermarket bank offering.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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How did sub postmasters become de facto bank branch managers? The Post Office in the UK provides a vital service to communities, specifically as it picks up the slack from customers who are left wanting from the disappearance of bank branches on the high street. Do they have what they need to succeed in this role?

Guest: Andra Sonea, analyst, researcher, PhD student at University of Warwick

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Blockchain clarity from Basel: In this episode, Liz Lumley and Amalia Illgner sit down with Yuval Rooz, CEO and co-founder, and Manoj Ramia, general counsel, at Digital Asset regarding the recent standard from the Basel Committee on permissionless blockchains.  

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week, Barbara Pianese hosts and is joined by Asia editor Kimberley Long, to talk about the liquidation of Chinese property developer Evergrande, the regulatory issues around Credit Suisse, and the decision of Lloyds Bank in the UK to stop their mobile bank service.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week, Liz Lumley is joined by Charlotte Crosswell, chair of the Centre for Finance, Innovation, and Technology (CFIT) to talk about open finance, the goals of CFIT and how the UK can work to be a global leader in improving financial services for everyone.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Most of the global banking industry is currently on the journey to migrate to the ISO 20022 messaging standard for cross-border payments. What lessons have been learned so far, what do banks need to do now, and will the industry be ready for the ultimate decommissioning of the legacy Swift MT standard in November 2025?

Guests:

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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In this week’s Davos special, Liz Lumley and John Everington sit down to discuss the major themes of the World Economic Forum’s Davos event, including AI, climate change and misinformation. We also get an insight into John’s interview with Indermit Gill, chief economist at the World Bank. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Happy New Year from The Banker. This week, Liz Lumley, Barbara Pianese and Michael Klimes discuss T+1, EU banking regulations protecting taxpayer money, the fight against greenwashing, and the renewed regulatory interest in consumer rights in the UK. We also celebrate our Central Banker and Finance Minister of the Year, who were awarded their trophies at the 2023 Bank of the Year awards. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Angela Wakelin, chief operating officer, and Raphaelina Arthur, head of financial crime and MLRO at fast-growing fintech, Kroo Bank, talk money muling, and other financial scams in the run-up to Christmas and whether digital challenger banks have got the balance right between using people, automated systems and AI to combat fraud.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week, editorial staff at The Banker look back at 2023, with themes as diverse as ESG, blockchain and crypto, AI, and what the global banking industry can do to support a liveable planet. We wish everyone a restful end of year and a happy holiday season. We look forward to sharing more with you in 2024.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Louise Hill, CEO and co-founder of app GoHenry, talks to Anita Hawser about the role financial education and literacy, from an early age, can play in helping kids and teenagers not only live better financial lives, but avoid becoming money mules, or victims of financial crime and fraud.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week, John Everington, Joy Macknight and Aliya Shibli discuss the highlights from this year’s Bank of the Year Awards and the gala awards dinner held on November 30. Ms Macknight also talks about her recent interview with World Bank president Ajay Banga, touching on sustainability matters, while Ms Shibli discusses the outlook for smaller banks in the US.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week, Joy Macknight and Liz Lumley are live at the Global Banking Summit where they discuss cloud strategies at banks, the upcoming COP28, financing SMEs and comprehensive coverage in The Banker's new content pillars. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week, Liz Lumley and Davide Montagner are joined by Sylvie Matherat, global senior advisor to Mazars’ financial services practice. They discuss European banking regulation, the complexities of fossil fuel financing, banker bonuses, a capital raise at Monzo and the drama within OpenAI.  

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week, Liz Lumley and Barbara Pianese are joined by Marta Krupinska, co-founder of CUR8. They discuss fighting climate change with money, get the lowdown from Felaban, embrace the 'digital-first, human always' approach to transformation, examine how banks can better serve minority-owned businesses, look at how AI will impact our environment, and congratulate PensionBee on its road to profitability.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week, Liz Lumley and Amalia Illgner are joined by Atom Bank CEO Mark Mullen to discuss disrupting the UK mortgage market, learning mortgage lessons from other countries, the impact AI will have on productivity, digital payments and the apologies the UK’s Information Commissioner’s Office made to former NatWest CEO Alison Rose.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week, Liz Lumley, Joy Macknight and Aliya Shibli discuss the ‘banker bonus cap scrap’, how SPACs refuse to die, the upcoming COP28, going global with your credit scores, and Elon Musk’s ambition to be the centre of your financial world, ‘or whatever’. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week Liz Lumley is joined by special guest Chris Hladczuk, chief revenue officer at fintech Meow. They discuss cash management for start-ups, T+1 settlement times, money laundering, terrorism and cryptocurrencies, and get a hot take on *that* Techno-Optimist Manifesto.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week, Liz Lumley and John Everington are joined by Araba Eshun, head of compliance for Emea and Apac at fintech Zero Hash. They discuss the annual meeting of the World Bank Group and the IMF last week in Marrakech, which was covered extensively by The Banker, as well as capital markets-fintech partnerships, the crypto market in Nigeria and Australia, and JPMorgan’s commercialisation of its Tokenized Collateral Network.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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In this special episode recorded at Sibos in Toronto, the women from across the fintech space talk about their experiences as founders, developing the regtech space, and making career changes. 

Chapter 1 

Christina Chang, chief operating officer, Minka 

Chapter 2 

Alex Ford, president, North America, Encompass Corporation 

Chapter 3 

Stella Lim, chief operating officer, Partior 

Chapter 4 

Katalin Kauzli, business development director and co-founder, PartnerHUB

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week deputy editor Liz Lumley and reporter Davide Montagner are joined by industry veteran Ruth Wandhöfer. They discuss the UK’s FCA crypto asset marketing regulation, a survey of hopeful UK bankers, the resiliency of Morocco, the value of easy-to-access regulatory information and bank branches. They also celebrate the latest woman to win the Nobel Prize for Economics.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week Liz Lumley, Michael Klimes and Alessandro Hatami, managing partner at advisory firm Pacemakers, discuss why banks still finance fossil fuels, the state of fintech unicorns around the world, days in the life of ‘boring CEOs’, the Sam Bankman-Fried/FTX trial and why meetings rooms are so hard to find despite the trend of hybrid working. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Join Liz Lumley, Joy Macknight and Kimberley Long, who were live from Sibos in Toronto, Canada. They give a round-up of the event and discuss the hot topics on the conference floor.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This year, Intesa Sanpaolo launched Isybank, a new digital bank based on cloud native architecture, along with a partnership with Thought Machine. The new €650m digital offering is part of Intesa’s continuing 2022–2025 strategic business plan.

Guests:

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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In this episode of The Banker Midweek, Latin America editor Barbara Pianese and reporter Aliya Shibli discuss asset managers dropping the word ‘sustainable’ from the names of their funds, why the Bank of England is keen to delay implementing the Basel III reforms, and Swedbank’s social bond.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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In this episode of The Banker Midweek, Asia editor Kimberley Long speaks with Silvia Pavoni, founder and editor of Sustainable Views, an ESG-focused publication by the Financial Times. They discuss cash access for vulnerable people, the financial savvy of Gen Z, the risk banks face of climate litigation, and the G20’s lukewarm climate pledges. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Are banks overzealously loading fraud markers against individuals and businesses, and misinterpreting the Politically Exposed Persons Regime, to avoid hefty fines and being wrapped over the knuckles by regulators? And who ultimately pays the price?

Guest: Jeremy Asher, senior consultancy regulatory solicitor, Setfords. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Partnering with fintech start-ups has always presented a myriad of obstacles for incumbent banks and financial institutions. To combat this, TechPassport co-created a set of ‘enterprise ready’ questions along with 14 global banks. These questions allow fintech companies to learn the key metrics financial institutions use to influence their vendor selection process. This new level of transparency allows even the smallest start-up to sell to the largest of institutions by becoming enterprise ready.

Guests:

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week Liz Lumley is joined by Prakash Pattni, global managing director for financial services digital transformation at IBM. They discuss the nuances of bank-fintech partnerships, the regulatory challenges to fintech evolution, digital transformation in transaction banking, the massive impact AI will have on all aspects of financial services and how we may be falling out of love with working from home.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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The driving force of the fintech sector is start-ups. Yet, according to 2020 figures from Deloitte, just 7% globally are fronted by women. In this episode, the women who have taken the step to set up their own companies talk about why they decided to strike out alone, the availability of skilled workers, and the issues they have faced as a woman trying to build a fintech from the ground up. 

Chapter 1 

Muma Sinkala, CEO, Krypia

Chapter 2 

Nina Mohanty, founder and CEO, Bloom Money

Chapter 3 

Ari Horie, founder and CEO, Women’s Startup Lab

Chapter 4 

Ife Durosinmi-Etti, founder and CEO, Herconomy

Chapter 5 

Edwina Johnson, head of global, Alloy

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week Liz Lumley, Joy Macknight and Aliya Shibli sit down to discuss the upcoming Sibos event in Toronto, the future of building back Ukraine, the complicated nature of trying to achieve net zero, the political and cultural impact of rising interest rates, fintech’s diversity problem, and Citi’s proposed restructuring. We also say goodbye to the fintech for UK renters — Fronted. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week Asia editor Kimberley Long takes over chairing duties to speak with editor Joy Macknight and reporter Aliya Shibli about how optimistic we should feel about sustainable bonds, the potential of Mexico for nearshoring, and HSBC’s new joint venture with Tradeshift. China’s embattled property sector, the end of the Credit Suisse brand, and the need for consumer protections around bitcoin are also up for discussion. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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On the road at Hightech Payment Systems’ WeMeeting in Morocco, Liz Lumley sits down to listen to the story of the first fully digital bank in Barbados: Sagicor Bank.

Guests:

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week Liz Lumley sits down with Antony Jenkins, founder and CEO of 10x, to talk about the impact that digital transaction projects can have on talent retention, as well as bank/fintech partnerships, the march of AI on financial services, how various governments and banks are responding to the rise in interest rates and their impact on consumers, and what problems central bank digital currencies are really solving. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week The Banker’s deputy editor Liz Lumley, and Virginie O'Shea, founder of Firebrand Research, talk about the continuing drama concerning NatWest and the wider issue of who gets denied a bank account, global ESG guidance, the endgame for Basel III and how Klarna has ditched an open banking brand we never even got to know.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Former banker Shaun Hayes, author of The Gray Choice, pleaded guilty to participating in a scheme to defraud Excel Bank and to profit from illegal insider loans and was sentenced to federal prison in 2018. Today, he talks to Liz Lumley about the ultimate cost of his crimes: his family, friends, freedom, and fortune. He also speaks about ethical (and unethical) business practices, reworking the definition of success, and the cost of stepping into the grey areas of business decision-making.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week Liz Lumley and Kimberley Long sit down to discuss a recent UK Supreme Court ruling impacting who is responsible in causes of payments and bank fraud, digital asset experiments in Singapore, the state of payments in the US (and UK?), and the ongoing saga of Credit Suisse. They also welcome the eighth oldest bank in the world, the UK’s Coutts, to the world of so-called ‘woke’ politics.

Since this episode was recorded, Alison Rose, CEO of NatWest, has resigned from her position. This resignation is related to the issues surrounding Nigel Farage as discussed in this podcast. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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The EBRD’s chief compliance officer, John Mair, gives us a rare glimpse into how compliance works within a development bank which invests in economies across three continents. He describes his team as the bank’s “spiritual leaders that oversee integrity, reputation risk, and conscience”, and says in order to ensure it makes the best possible recommendations to management, it is important to assume that your decision could be wrong. Confused? Listen to find out more.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week Liz Lumley is joined by Roberta Profeta, associate principal financial services, Elca Advisory where they comment on the upward rise of interest rates and its impact on banks and bank reputations, asking too much from open banking, the complexity of fighting climate change via financing activism, the launch of FedNow in the US, M&A rumours with Monzo and predictable behaviour from Microsoft, the company that just get let go of bundling.

As a bonus to this episode, Liz Lumley also sits down with Victoria Cleland, executive director for payments at The Bank of England to talk about RTGS, IS0 20022, the New Payment Architecture and the bank’s role in modernising global payments rails. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about, offering information bankers like you need to know.

This week Liz Lumley, Joy Macknight and Kimberley Long discuss Chinese banks, UK deposit woes, the recent Mansion House reforms from the UK chancellor, the march of central bank digital currency experiments and Revolut's $20m loss in the US. Meanwhile, we get an update on future podcasts from The Banker Podcast Series. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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A new report from Fair4All Finance highlights the positive impact of the customer support banks provided during the pandemic and calls for some measures to be re-introduced or modified to help people navigate the rising cost of living. 

In research conducted with Lloyds Banking Group, NatWest Group and Yorkshire Building Society, Fair4All Finance looked at the response of major banks and building societies during Covid-19. The aim was to understand the impact of support measures like payment holidays and interest-free overdrafts on customers and the financial institutions themselves. 

The research found that many of the lessons learned can support financial institutions in the way they treat their customers and help people in vulnerable circumstances weather current and future financial storms.

Guests:

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about, offering information bankers like you need to know.

This week John Everington and Barbara Pianese discuss the findings of The Banker's Top 1000 World Banks ranking for 2023. The conversation touches on the impact of higher interest rates on the world's largest lenders, how China's banking sector is showing signs of growing maturity, and key growth markets in Asia, Europe, Africa and Latin America. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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This week Liz Lumley and John Everington talk about banking giant HSBC leaving their Canary Wharf skyscraper for more modest digs in the City of London, very close to The Banker’s headquarters. The conversation continues on both the ongoing projects around central bank digital currencies and ISO 20022, as well as the impressive digital transformation journey of Banco Santander.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley and Anita Hawser sit down to discuss this year’s topics at EBADay 2023, including the debate around central bank digital currencies, how innovation is viewed and dealt with at incumbent banks, and why we have been talking about ISO 20022 for over a decade. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Liz Lumley and Anita Hawser sit down to discuss all the fintech conferences, HSBC launching Innovation Banking, a16z crypto opening an office in London, the growing maturity of crypto in general, as well as the resignation of Anne Boden as CEO of Starling Bank.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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In this special episode recorded at the Asian Development Bank (ADB) meeting in Incheon, South Korea, the women working at promoting financial inclusion across Asia, providing support to women-led SMEs, and those working at groundbreaking fintechs give their insights. 

Chapter 1 

Lisette Cipriano, senior technology specialist, finance sector group, sustainable development and climate change department, ADB 

Chapter 2 

Wendy Teleki, head of Women Entrepreneurs Finance Initiative (WE-FI) Secretariat, World Bank 

Chapter 3 

Rowie Zamora, chief strategy officer, GCash 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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We’re more than a year into the war in Ukraine, the EU is on its 10th sanctions package, and the US Treasury Department has imposed more than 2700 sanctions against Russia, more than any country. But are the sanctions working, and what headaches are they causing for banks’ financial crime compliance teams?

Guest: Vincent Heintz, regional head of financial crime compliance for Europe and the Americas, Standard Chartered Bank.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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On the road at Money20/20 in Amsterdam, Liz Lumley talks to The Banker contributor Sarah Kocianski about the loss of last year’s darling – BNPL – global fintech funding, regulations and what they wish they could see on stage at this year’s show.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about, offering information bankers like you need to know.

This week Liz Lumley, deputy editor for The Banker, and Marie Kemplay, editor for FinReg Specialist, talk about tighter supervision for US banks, restructuring at Commerzbank, the impact of rising interest rates on global economies, the investment fallout from FTX, and the impact of AI on journalism.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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The Banker’s Asia editor Kimberley Long looks at the issues under discussion at the Asian Development Bank’s annual meeting in Incheon, South Korea, including the real impacts of climate change and the state of the Asia-Pacific economy. 

Guests:

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about, offering information bankers like you need to know.

This week Liz Lumley and John Everington talk about the legacy of the World Cup in Qatar, the ongoing embrace of crypto by traditional finance – to the annoyance of decentralised finance – the ongoing ‘Banking Saga’ in the US, the trouble with Revolut, and Facebook (or Meta’s?) EU data problems.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about, offering information bankers like you need to know. This week, deputy editor Liz Lumley and Middle East and Africa editor John Everington talk about the recent Crypto and Digital Assets Summit, privacy and CBDCs, crypto regulation, African mobile money, and VC in Saudi Arabia.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about, offering information bankers like you need to know.

This week Barbara Pianese, Joy Macknight and Kimberley Long discuss the remarks the European Court of Auditors made towards the European Central Bank, whether European banks are safer than US lenders, and what the EU’s Markets in Crypto-Assets regulation means for banks.

Ms Long is recently back from Korea, where she attended the annual meeting of the Asian Development Bank. She tells us about the main topics discussed there. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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UK-based Shawbrook Bank has partnered with Pega to use low code to transform its unsecured loans process, improving processing time by 75%, saving 1500 hours per month, and improving the customer experience. 

Liz Lumley sits down with Shawbrook Bank and Pega to discuss the fintech partnership and the benefits of a low code platform.

Guests:

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about, offering information bankers like you need to know. This week, deputy editor Liz Lumley and Latin American editor Barbara Pianese talk about high-ranking interviews, what really keeps Latam central bank governors up at night, the ongoing repercussions of ‘The Banking Saga’, the end of the gilded age of start-up culture, and our mutual disappointment with the failure of certain Spacs.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about, offering information bankers like you need to know.

This week Liz Lumley, Sam Friend and special guest Brett King, talk about First Republic’s sale to JPMorgan, the rebirth of Deutsche Bank, AI regulation in the EU and the latest announcement from Twitter’s ‘bad boyfriend’. Also, we discuss our new podcast from The Banker – Banking in the shadows with Anita Hawser. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Our first episode focuses on the growing global problem of human trafficking or modern slavery, which the Association of Certified Anti-Money Laundering Specialists' CEO Scott Liles describes as one of the biggest crises of our time. Women and children are being trafficked in growing numbers globally.

But what role can financial services play in the identification of suspicious activity linked with human trafficking, and helping victims of trafficking get back on their feet again by providing them with access to financial services?

Our guests for this episode are:

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about, offering information bankers like you need to know.

This week Liz Lumley and Anita Hawser talk about what makes a bank, how safe are your deposits, the latest fine directed at the former CIO of TSB Bank and the growing hysteria over CBDCs. While avoiding the tin foil hat, Liz also expresses a surprising interest in ‘swimming pool blue’ cocktails.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about, offering information bankers like you need to know.

This week Liz Lumley, Joy Macknight and Sam Friend talk about ‘The Banking Saga’, the politicisation of decentralised finance, the need for the industry to unite around responsible AI, the ongoing digital journey for many global banks, the supposed death of Spacs and Liz’s love for the soon-to-be-developed Britcoin.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Recently, financial tech provider Broadridge released a study looking at just this the 2023 Digital Transformation and Next-Gen Tech study surveyed 500 C-suite executives and their direct reports across the buy side and sell side globally on their current plans and attitudes towards ongoing digital journeys and technological impacts.

We’re sitting down today with Broadridge and SEB to discuss the findings of that study.

Guests:

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about, offering information bankers like you need to know.

This week Liz Lumley and Barbara Pianese talk about the IDB 2023 in Panama, decentralised finance debates on the shores of Lake Como, fintech growth in Asia, and the ongoing saga of Silicon Valley Bank – all while managing to enjoy a bit of early spring sun in the process. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about, offering information bankers like you need to know.

This week Liz Lumley and John Everington talk about ‘the ongoing banking saga’, the shock resignation of Saudi National Bank chairman, the evolution of crypto for payments in Africa and celebrate the era of coexistence for financial messaging of cross-border payments. 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Financial exclusion is an issue that disproportionately affects women, and more so in the developing markets. However, for many, fintech is providing a solution, as it removes barriers to access. In this episode, women working across the field explain the issues they are tackling that fall outside of mainstream banking to help more people into banking networks. 

Chapter 1: Bonu Hafizova, Blockchain product manager, Alif Bank  

Chapter 2: Pia Roman Tayag, director of the Office at the United Nations supporting Her Majesty Queen Máxima of the Netherlands

Chapter 3: Sara Dhewanto, founder and managing director, Duithapay 

Chapter 4: Tale Alimi, co-founder and CEO, Owoafara 

Chapter 5: Vivi Friedgut, founder and CEO, Blackbullion 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about offering information bankers like you need to know.

This week Liz Lumley and Anita Hawser talk ‘all the bank failures’, a shotgun wedding in Switzerland, ‘Dear CEO’ letters to UK e-money providers, banks making promises to international customers and 50 years of women at the London Stock Exchange.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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One of our favourite topics here at Functional Banking Magic is to look at the partnerships and relationships that develop between a bank and a tech company.

HSBC has partnered with fintech company Diginex to provide their commercial banking customers in various markets with a sustainability reporting tool, allowing businesses to plan and report their ESG performance online and manage their performance against ESG indicators and globally recognised frameworks.

This episode we sit down with:

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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Your weekly look at what the industry is talking about, offering the information bankers like you need to know.

This week Liz Lumley and Joy Macknight discuss innovation labs, net-zero transition plans, bank profits and the possibility of embedded finance on a bike.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

Hosted on Acast. See acast.com/privacy for more information.

Your weekly look at what the industry is talking about, offering the information that bankers like you need to know.

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

Hosted on Acast. See acast.com/privacy for more information.

Cryptocurrencies are the most exciting or the most divisive development in fintech in recent years, depending on your perspective. In this episode, women who have been at the forefront of crypto development explain how they ended up working in this nascent space, what the culture of working within crypto is like, and what their goals are for expanding the sector. 

Chapter 1 

Nelly Chatue-Diop, founder and CEO, Ejara 

Chapter 2 

Caitlin Long, founder and CEO, Custodia Bank 

Chapter 3 

Tai Panich, CEO and CIO, SCB 10X  

Chapter 4 

Teana Baker-Taylor, vice president of policy and regulatory strategy in the EU/UK, Circle, and board member, Crypto UK

Chapter 5

Rachel Lin, co-founder and CEO, SynFutures 

The Banker has been a trusted source of global banking information since 1926, subscribe now to get expert news, opinion and insight into the banking industry.

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