The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies

Send us Fan Mail What is happening in the Fernie real estate market in September 2026? At first glance, one number jumps off the page: the average sale price fell to $660,530, down 26% compared with September 2025. But that headline does not tell the whole story. Fernie is a relatively small real estate market, and only 15 properties sold during September. When the mix of condos, detached homes, ski properties and luxury homes changes from one month to the next, the average sale price can mov...

Send us Fan Mail Buying a condo in Fernie, BC? Before removing conditions, review the strata documents, building finances, maintenance plans and insurance, then confirm your parking, storage and intended use. A low strata fee does not automatically mean lower ownership costs. In this episode of The Property Mindset Podcast, I explain what to check before buying a Fernie condo and how to spot concerns that deserve further investigation. We work through the Form B Information Certificate, strat...

Send us Fan Mail Did Fernie home prices really fall 23% in August 2026? The average sale price in Fernie fell sharply in August 2026, but that does not mean every Fernie property suddenly lost 23% of its value. There were 19 completed sales during August at an average sale price of $768,079, down 23.08% from $998,523 in August 2025. However, Fernie is a relatively small market, so changes in the mix of properties selling can move the monthly average significantly. The broader picture is much ...

Send us Fan Mail What is the average price of a home in Fernie, BC? There is no single number that accurately represents every Fernie property. As of August 14, 2026, Realtor.ca showed a broad market price indicator of $669,200 for Fernie residential real estate. That figure was approximately 0.1% lower than one year earlier, making the overall year-over-year trend essentially flat. The City of Fernie, meanwhile, used an average single-family assessed value of $990,108 in its 2026 budget. The...

Send us Fan Mail What happened in the Fernie real estate market in May 2026? Fernie’s residential real estate market moved quickly in May. Thirty-seven new listings entered the market, representing an increase of approximately 61% from May 2025 and exceeding the five-year May average of 31. Despite this increase in new supply, homes sold in an average of only 19.6 days. That was approximately 69% faster than the 63.8-day average recorded one year earlier. Properties also achieved an average s...

Send us Fan Mail What happened in the Fernie real estate market in April 2026? Fernie’s residential real estate market accelerated sharply in April 2026. Sales activity increased by nearly 73% compared with April 2025, while the number of active listings declined by approximately 31%. Twenty-one new listings entered the market, but stronger buyer demand continued to reduce available inventory. Fernie finished the month with 52 active listings, compared with 75 one year earlier. With 3.69 mont...

Send us Fan Mail What can different budgets buy in Fernie, BC? Fernie isn’t an inexpensive housing market, but its real estate options are more varied than many prospective buyers realize. Depending on budget, buyers may find everything from entry-level condos and renovation projects to detached family homes, custom residences, acreage and luxury properties. In this episode of the Property Mindset Podcast, Fernie real estate advisor Phil Gadd explains what buyers can generally expect across f...

Send us Fan Mail February was another quiet month for Fernie real estate, but is the market weaker than it looks—or simply waiting for spring? In this episode of the Property Mindset Podcast, Phil Gadd breaks down the February 2026 market numbers and explains what they actually mean for Fernie buyers and sellers. Only nine properties sold during the month, while the median sale price fell to $570,000. Although that 49% year-over-year decline sounds dramatic, February’s limited number of sales...

Send us Fan Mail What happened in the Fernie real estate market in January 2026? Fernie’s real estate market began 2026 slowly. Seventeen properties were listed and only four sales were completed during January. With so few transactions, the properties that happened to sell had an unusually large effect on the reported average and median prices. The median sale price was $460,000, while the average sale price was approximately $463,000. Although both figures were significantly lower than in J...

Send us Fan Mail Fernie’s real estate market doesn’t feel broken. Prices are holding, demand is steady, and inventory feels tight — so why are economists warning that this is exactly how affordability problems begin? In this episode of The Property Mindset Podcast, Phil Gadd is joined by BC’s Chief Economist, Brendon Ogmundson, to unpack what’s really happening beneath the surface in supply-constrained mountain towns like Fernie. We dig into housing supply, inventory, policy pressures, and th...

Send us Fan Mail In this episode of The Property Mindset Podcast, Phil Gadd breaks down the December 2025 Fernie real estate market and what the full year revealed. 2025 wasn’t a boom year — but it was a telling one. Inventory remained tight, homes sold faster, and prices held steady through year-end, showing real underlying demand in the Fernie housing market. December’s numbers help explain where buyer confidence is returning, why supply remains the key pressure point, and how these trends ...

Send us Fan Mail In this episode of The Property Mindset Podcast, Phil Gadd breaks down the November 2025 Fernie real estate market. Listings are down, sales are up, and inventory is tightening as winter approaches. With prices holding steady and a new Bank of Canada rate cut boosting buyer confidence, this episode explores what these shifts mean for anyone planning to buy, sell, or invest in Fernie heading into 2026. The Fernie market continues to show its resilience. November 2025 brought f...

Send us Fan Mail Is the Fernie dream actually worth the price tag in 2026? On paper, relocating to Fernie, BC looks like a financial trap. The median home price has hit $952,050, the price-to-income ratio is a staggering 7.7, and vacancy rates are near zero. But spreadsheets don't tell the whole story. In this episode, Phil Gadd strips away the marketing fluff to break down the "Fernie Paradox"—the tension between the elite mountain lifestyle and the harsh economic reality of buying in. Drawi...

Send us Fan Mail The snow is back on the peaks and Fernie’s real estate market is heating up again. In this month’s Fernie Real Estate Market Report, Phil Gadd breaks down October 2025: listings down 22%, sales up 36%, and inventory tightening as winter approaches. Discover what these numbers really mean for buyers, sellers, and investors—and how the Bank of Canada’s latest 2.25% rate cut could shape the months ahead. Packed with local insight, long-term data trends, and Phil’s on-the-g...

Send us Fan Mail Senior VP of eXp Realty Holly Mabery joins The Property Mindset Podcast for an empowering conversation on leadership, mentorship, and confidence. Recorded live at eXpCon Miami by Milly Gadd, this episode explores how women in real estate can build successful, resilient careers and inspire the next generation. Perfect for agents, investors, and anyone striving to grow in the business. 👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate ...

Send us Fan Mail Thinking about selling your Fernie home or curious what your property is really worth? In this episode of The Property Mindset Podcast, Phil Gadd explains how the eXp Luxury platform gives your Fernie property global exposure — and why starting with a Comparative Market Analysis (CMA) is the smartest move before listing or buying. Learn how eXp Luxury elevates your marketing with 90,000+ agents worldwide, elite media placement in outlets like The Wall Street Journal and...

Send us Fan Mail Fernie’s real estate market just shifted — sales dropped over 50%, but prices and demand remain strong. In this episode, Phil Gadd breaks down what that means for buyers, sellers, and investors in 2025. Discover where the real opportunities lie, what’s driving Fernie’s property market resilience, and how to act strategically in the months ahead. 👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips! Show ...

Send us Fan Mail Thinking about selling your Fernie home? 2026 may be your best window yet. In this episode, Phil Gadd of First Tracks Real Estate Group breaks down why next year’s market could deliver top-dollar results — from BCREA’s bullish forecasts to Fernie’s tightening inventory and surging buyer demand. A must-listen for homeowners looking to maximize equity and time their move perfectly. 👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate insigh...

Send us Fan Mail The Bank of Canada just cut its key rate for the first time since March—📉 but what does it really mean for Fernie real estate? Join Phil Gadd as he unpacks how this decision affects mortgages, buyer confidence, and local housing trends. Plus, stay tuned for exciting news about his new Koocanusa Village lake house project! 👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips! Show Sponsor: First Tracks Re...

Send us Fan Mail In this episode of The Property Mindset Podcast, Phil Gadd breaks down Fernie’s July 2025 real estate trends — where sold listings have surged, average prices climbed, and inventory is tightening across the valley. Discover what this shift means if you’re buying, selling, or investing in Fernie, BC. Get clear insights into pricing trends, buyer momentum, and how Fernie stacks up against other BC markets. Stay ahead of the Fernie property market — subscribe for monthly updates...

Send us Fan Mail May 2025 reveals a tale of two markets—sales are down, prices are cooling, but properties are moving faster. 📊 New listings dropped 24% 💰 Sale prices fell 2% ⏱️ Days on market down by 53% 🛑 MSI sits at 7.3, solidifying a strong buyer’s market Tune in for this month’s insights into Fernie's evolving market and what it means for your next move—plus the long-term trends still favouring both buyers and sellers. 👉 Schedule a consultation with Phil today ...

Send us Fan Mail In this episode, we dive into the April 2025 Fernie real estate numbers—where tariffs, election tension, and shifting buyer confidence are showing up in the data. 📉 Listings and sale prices are down. 📈 Days on market are up. But there's more beneath the surface. Whether you're buying, selling, or watching from the sidelines, this episode breaks down the trends and opportunities emerging in a cooling market. 👉 Schedule a consultation with Phil today 🔔...

Send us Fan Mail Explore the Fernie real estate landscape with Phil Gadd in the March 2025 episode of The Property Mindset Podcast: New Listings Surge: A 28% jump to 78 year-to-date listings – what's driving the increase?Sales Performance: Identical to last year with 17 homes sold in March – stability or stagnation?Median Price Adjustments: A slight decrease to $670,000, down 4% – signs of market correction?Pricing Trends: Average listing prices down 17% year-over-year; sale prices reflect ca...

Send us Fan Mail In this episode of The Property Mindset Podcast, I’m getting personal—sharing how goal setting, persistence, and strategic action led us to achieving ICON Agent status at eXp Realty in 2024. But this episode isn’t just about awards and stock. It’s about the power of clear goals and how setting intentional, structured plans can transform both your business and life. 🔹 The journey from running a restaurant to real estate success 🔹 How we overcame financial struggles to build a...

Send us Fan Mail Losing out on your dream home in a bidding war? You’re not alone. In today’s Fernie real estate market, multiple offers are common, and unprepared buyers often miss out. But with the right strategy, you can secure your dream home—without overpaying! In this episode of The Property Mindset Podcast, I’m sharing proven bidding war strategies that have helped my clients win even in the most competitive situations. Learn how to craft a winning offer, avoid costly mistakes, and pos...

Send us Fan Mail Dive into the Fernie real estate market with our comprehensive February 2025 update in this episode of The Property Mindset Podcast. This month, we’ve witnessed a significant 21% increase in new listings and a notable change in sales dynamics, with prices showing unexpected movements. We explore what these developments mean for both buyers and sellers as inventory changes shape the market landscape. Key highlights include: A detailed analysis of the rise in new listings and w...

Send us Fan Mail 🏡 Buying a Home in Fernie? Don’t Overpay! 🏡 With rising prices and intense competition, buying a home in Fernie can feel like a race against time. But what if you had 10 powerful hacks to get ahead of the competition, find hidden deals, and negotiate like a pro? In this episode of The Property Mindset Podcast, I break down: ✔️ Off-market listings and how to access them before others ✔️ Fixer-upper strategies that save you thousands 💰 ✔️ Pre-approval power—why it’s a game-chan...

Send us Fan Mail 🏡 Thinking of Selling Your Home in Fernie? Here’s How to Get Top Dollar! Are you trying to sell your home in Fernie but worried about it sitting on the market for months? With rising home prices and changing buyer trends, selling a home in 2025 requires the right strategy! In this episode of The Property Mindset Podcast, I’ll walk you through expert-backed steps to help you sell your home faster and for the best possible price. 📌 What You’ll Learn in This Episode: ✅ How to pr...

Send us Fan Mail Trump’s Tariffs & Fernie’s Economy – What You Need to Know A 25% tariff on Canadian steel and aluminum just hit, and Canada is fighting back with $155 billion in retaliatory tariffs. But how does this trade war impact Fernie’s economy, real estate market, and cost of living? In this episode of The Property Mindset Podcast, Phil Gadd breaks down: ✅ Rising home construction costs & infrastructure delays 🚧 ✅ Inflation impact on groceries, vehicles & household goods 🏠...

Send us Fan Mail Dive into the new year with a comprehensive analysis of the Fernie real estate market in January 2025 on The Property Mindset Podcast. This episode provides an in-depth look at the major shifts and trends affecting the market, from a surprising increase in new listings to significant changes in property prices. Whether you're a potential buyer, seller, or investor, understanding these dynamics is crucial for making informed decisions. We'll explore: The significant rise in ne...

Send us Fan Mail Thinking about buying in Fernie but unsure what type of property is right for you? In this episode of The Property Mindset Podcast, we break down the pros and cons of investing in a rental property vs. securing your dream vacation home. With Fernie’s real estate values climbing and demand for short-term rentals increasing, now is the time to explore your options. 🎯 What You’ll Learn in This Episode: The financial benefits of investment properties vs. vacation homesMarket tren...

Send us Fan Mail Are you over 50 and considering downsizing in Fernie, BC? In this episode of The Property Mindset Podcast, Phil Gadd explores why downsizing is a game-changing move for homeowners looking to simplify their lives and maximize the incredible lifestyle Fernie has to offer. Whether you're an outdoor enthusiast or planning for retirement, downsizing can unlock financial freedom, reduce your workload, and give you more time to enjoy powder days at Fernie Alpine Resort or peaceful e...

Send us Fan Mail In Episode #51 of The Property Mindset Podcast, Phil Gadd takes you on a thrilling ride through Fernie, BC’s top five winter activities that make this mountain town a must-visit destination! Whether you’re seeking adrenaline-fueled adventures or peaceful winter escapes, Fernie offers something for everyone. What You’ll Discover in This Episode: 🎿 Epic Skiing & Snowboarding: Explore Fernie Alpine Resort’s legendary powder with over 2,500 acres of terrain and 142 runs.🏔️ Ba...

Send us Fan Mail Rising Costs, Unmatched Lifestyle Fernie, BC, is known for its breathtaking mountain views, world-class recreation, and strong community vibes. But with an average home price climbing over $800,000 and the cost of living rising faster than many other Canadian towns, can you afford to live in this mountain paradise? In Episode #50 of The Property Mindset Podcast, host Phil Gadd explores the true cost of living in Fernie. From housing and groceries to transportation and dining ...

Send us Fan Mail In Episode #49 of The Property Mindset Podcast, titled "December 2024 Fernie Market Wrap-Up: Trends and Predictions," host Phil Gadd takes a deep dive into the year-end dynamics of the Fernie real estate market. Discover how various property types fared as we transition from 2024 into 2025 and what potential buyers and sellers might expect in the coming year. What’s Inside This Episode: December Overview: An in-depth analysis of fewer listings and how specific property types ...

Send us Fan Mail 📈 Fernie's real estate market has grown an impressive 14.42% year-over-year, with average home prices now exceeding $750,000. But what does this mean for you as a buyer or investor? In this episode of The Property Mindset Podcast, Phil Gadd explains why buying real estate in Fernie is not only a smart financial investment but also an opportunity to embrace a thriving mountain lifestyle. Whether you’re searching for a vacation home, rental property, or permanent residence, Phi...

Send us Fan Mail 🏡 What does 2025 hold for the Fernie real estate market? In this episode of The Property Mindset Podcast, host Phil Gadd dives into the latest predictions and trends shaping the future of real estate in Fernie, BC. With home sales across BC forecasted to rise by 13%, mortgage rates expected to drop, and growing demand for recreational and lifestyle properties, 2025 is shaping up to be a dynamic year for buyers and sellers alike. 🎯 Key Insights Covered in This Episode: Price P...

Send us Fan Mail Discover Why the Holiday Season is Perfect for Real Estate in Fernie, BC In this festive episode of The Property Mindset Podcast, host Phil Gadd unwraps the unique dynamics of the Fernie real estate market during the holiday season. Whether you’re a buyer or seller, the Christmas charm of Fernie can create exciting opportunities to make your next real estate move. 🎄 Key Takeaways: Why buyers and sellers are highly motivated during the holidays.How to leverage Fernie’s winter ...

Send us Fan Mail In Episode #45 of The Property Mindset Podcast, titled "Fernie Real Estate Pulse: November 2024 Market Adjustments," host Phil Gadd offers a comprehensive analysis of the shifting dynamics in the Fernie real estate market. With the year winding down, November introduces notable changes that could influence buyer and seller strategies as we approach 2025. What’s Inside This Episode: November Overview: Delve into the significant reduction in new listings and the decline in sale...

Send us Fan Mail Discover the real Fernie lifestyle in Episode #44 of The Property Mindset Podcast. Join host Phil Gadd as he explores the pros and cons of living in this picturesque mountain town. From the unparalleled outdoor lifestyle and vibrant community events to the challenges of remote living, Phil shares valuable insights for those considering a move to Fernie, BC. In This Episode: Living in Fernie: Pros and Cons – Understand what makes this mountain town unique, from world-class ski...

Send us Fan Mail How do U.S. elections impact Fernie’s real estate market? 🏡 In this episode of The Property Mindset Podcast, Phil Gadd sits down with mortgage expert Rob Bain to reveal surprising stats on how U.S. policies, Canada’s economic shifts, and jumbo rate cuts are shaping Fernie’s housing trends. Learn about fixed vs. variable mortgage strategies, CMHC’s latest changes, and why now might be the perfect time to invest in Fernie real estate. 🎯 **What You'll Learn** How U.S. polici...

Send us Fan Mail In this episode of The Property Mindset Podcast, Phil Gadd dives deep into the exciting world of real estate investment in Fernie, BC. Known as more than just a ski town, Fernie offers year-round appeal and promising opportunities for investors. Whether you’re a first-time investor or looking to expand your portfolio, this episode covers everything you need to know to make smart investment decisions in Fernie's thriving market. Phil breaks down key investment strategies and m...

Send us Fan Mail In this pivotal episode of The Property Mindset Podcast, titled "October 2024 Fernie Market Dynamics: Rate Cuts and Rising Inventory," host Phil Gadd delves into the intricate details of the Fernie real estate market amid Canada's broader economic slowdown. We explore the ramifications of the Bank of Canada's recent aggressive rate cut and how it's reshaping buyer and seller behaviors in Fernie. Key Topics Covered: Economic Overview: An examination of Canada’s recent economic...

Send us Fan Mail In this episode of The Property Mindset Podcast, Phil Gadd takes you through the ins and outs of buying your first home in Fernie, BC. With the local market on the rise—median sale prices have climbed to $720,000, a 3% increase from last year—it's crucial to know how to navigate the process confidently. Join Phil as he discusses: Fernie's diverse neighborhoods and what each has to offerSetting a realistic budget, including hidden costs and pre-approval tipsThe importance of p...

Send us Fan Mail In this episode of The Property Mindset Podcast, host Phil Gadd is joined by mortgage expert Stephanie Roughhead to break down the latest mortgage changes in Canada and their impact on the Fernie real estate market. With updates aimed at making homeownership more accessible, these changes bring new opportunities for buyers, sellers, and investors. Stephanie covers three major announcements and what they mean for anyone looking to enter or stay ahead in the market. If you're n...

Send us Fan Mail In Episode #38 of The Property Mindset Podcast, host Phil Gadd provides valuable insights into selling your home in Fernie, BC. If you're a homeowner looking to maximize the value of your property while minimizing the stress of selling, this episode is for you. Phil shares practical strategies for preparing your home, from small upgrades to boost curb appeal to staging tips that make a big impact. Learn how to price your home strategically in Fernie’s unique market, where rec...

Send us Fan Mail In this episode of The Property Mindset Podcast, Phil Gadd guides you through the crucial process of finding the perfect real estate agent in Fernie, BC. Whether you're buying your dream mountain home, a cozy condo, or a luxury retreat, choosing the right agent is key to success. Learn the essential steps to identifying an agent who knows the local market, has a strong network, and understands your unique needs. From word-of-mouth referrals to interviewing agents, Phil provid...

Send us Fan Mail Dive into the dynamic shifts in the Fernie real estate market this September 2024 on the latest episode of The Property Mindset Podcast. Host Phil Gadd provides an insightful analysis of how recent Bank of Canada rate cuts are reshaping the market, resulting in a surge of buyer and seller activity. What’s Inside This Episode: Rate Cut Impacts: Explore the immediate effects of a significant 50 basis point cut by the Bank of Canada and its potential to further alter market dyna...

Send us Fan Mail In this episode of The Property Mindset Podcast, we dive into how recent mortgage rate cuts could dramatically impact the Fernie real estate market. With the Bank of Canada poised to reduce rates further, Phil Gadd breaks down what this means for buyers, sellers, and investors alike. Are you wondering if now is the time to buy, sell, or hold off? We cover how falling rates could drive buyer competition, potentially pushing up prices, and how new mortgage insurance rules could...

Send us Fan Mail In this episode of The Property Mindset Podcast, we dive into the recent zoning changes in Fernie, British Columbia, and explore how they impact buyers, sellers, and investors in the local real estate market. Learn how the new Residential Small Scale (RSS) zoning regulations can unlock new opportunities for multi-unit dwellings, increase property values, and create more investment possibilities. Whether you’re looking to buy, sell, or invest, understanding the implications of...

Send us Fan Mail In this episode of The Property Mindset Podcast, Phil Gadd welcomes back multifamily real estate expert Greg Eaton for an in-depth discussion on identifying and evaluating cash-flowing properties. Greg shares practical insights into key financial metrics like cap rates, ROI, and the 1% rule, breaking down complex concepts into actionable advice for both new and experienced investors. If you're looking to generate steady cash flow and grow your real estate portfolio, this epis...

Send us Fan Mail Buzzsprout Episode Description: Dive into the evolving dynamics of the Fernie real estate market in our detailed August 2024 analysis on the Property Mindset Podcast. This month, host Phil Gadd explores significant shifts and what they could mean for you, whether you're buying, selling, or investing. In This Episode: Surge in Listings: Discover the implications of an impressive 13% increase in new listings and what it signals about market health.Sharp Decline in Sales: We del...

Send us Fan Mail In this insightful episode of The Property Mindset Podcast, host Phil Gadd sits down with multifamily investor Joel Labonte to dive into the strategies behind successful multifamily investing. If you're a real estate investor looking to break into multifamily properties or expand your existing portfolio, this episode is packed with actionable tips. Joel shares his journey, from finding his first 17-unit property in Cranbrook, BC, to building a network of investors and navigat...

Send us Fan Mail In episode #30 of The Property Mindset Podcast, host Phil Gadd breaks down the recent Bank of Canada rate cut and its impact on Canadians, especially those dealing with mortgage renewals and high debt. Dive into how this 25-basis-point rate cut is providing relief for variable rate mortgage holders and sparking cautious optimism for Fernie homeowners and buyers alike. We explore insights from the Mari Public Opinion Household Outlook Index and how shifts in economic sentiment...

Send us Fan Mail n this episode of The Property Mindset Podcast, Phil Gadd explores how the recent stock market fluctuations might impact the Fernie real estate market. With an 80% surge in new listings and stable interest rates, Fernie’s unique appeal to second home buyers and investors offers a level of insulation from broader market trends. Discover why Fernie remains a strong investment, even amid economic shifts. Listen in for expert insights and stay informed on your next real estate mo...

Send us Fan Mail In Episode 28 of The Property Mindset Podcast, host Phil Gadd dives into the latest trends and statistics of the Fernie real estate market for July 2024. With an impressive 80% surge in new listings and a notable drop in average sale prices, we explore what these changes mean for both buyers and sellers. Discover why properties are moving faster but selling for less, and gain insights into how to navigate this evolving market. Whether you're a seasoned investor or a first-tim...

Send us Fan Mail In this episode of the Property Mindset Podcast, host Phil Gadd delves into the recent decision by the Bank of Canada to reduce interest rates to 4.5%. Discover how this change is set to influence the Canadian economy, with a special focus on the Fernie real estate market. Phil discusses potential impacts on consumer spending, mortgage payments, and market dynamics, offering insights for both buyers and sellers in Fernie. He also explores the broader implications for business...

Send us Fan Mail In this episode of The Property Mindset Podcast, Phil Gadd dives into the latest Fernie Real Estate Market Report for June 2024. Discover key insights, including a 6% rise in new listings, a 15% increase in average sale prices compared to last year, and a whopping 36% rise in average house prices since 2021. Stay tuned for detailed analysis and what these trends mean for buyers and sellers in Fernie. Show Sponsor: First Tracks Real Estate Group - eXp Luxury 👉 Schedule a consu...

Send us Fan Mail In this episode of The Property Mindset Podcast, join host Phil Gadd from First Tracks Real Estate Group as he sits down with mortgage expert Stephanie Roughead to debunk two major misconceptions in today's real estate market. Discover how you can buy investment properties with less than 20% down and learn why selling your current home before buying a new one might not be necessary. Stephanie provides actionable insights and strategies to navigate the real estate market effec...

Send us Fan Mail In Episode 24 of The Property Mindset Podcast, host Phil Gadd welcomes past client Sam, who shares his inspiring journey from relocating to Fernie from Montreal to building his dream home. Discover the challenges and rewards of this life-changing move and gain valuable insights into the home-building process in Fernie, BC. Sam provides practical advice on buying land, working with builders, and integrating into a new community. This episode is perfect for anyone considering a...

Send us Fan Mail Welcome to The Property Mindset Podcast! In this episode, host Phil Gadd interviews Nadia Habib, Senior Vice President of Growth at eXp Realty. Nadia reveals her 23-year journey from family land development to leading at eXp Realty, emphasizing her growth mindset and leadership strategies. Learn how Nadia's experience at the number one brokerage in Canada and her transition to eXp Realty can guide your real estate career. Discover the advanced tools, technologies, and trainin...

Send us Fan Mail Explore the latest trends in the Fernie real estate market with our comprehensive May 2024 market report. This episode delves into the effects of the Bank of Canada's recent interest rate cut and its potential impacts on property buyers and sellers in Fernie. What's Inside This Episode: Bank of Canada Update: Learn how the latest 25 basis point cut to 4.75% might signal a new cycle of rate reductions, potentially affecting mortgage rates and market liquidity.Fernie Market Ana...

Send us Fan Mail In Episode 21 of The Property Mindset Podcast, host Phil Gadd sits down with Greg Eaton, a seasoned real estate investor based in Cranbrook, BC. Greg shares his journey from purchasing his first rental property in Calgary to building a successful real estate portfolio in Cranbrook. This episode is packed with valuable insights on real estate investing, generating passive income, and achieving financial freedom. Learn about effective property management, investment strategies,...

Send us Fan Mail In this 20th episode of The Property Mindset Podcast, host Phil Gadd explores the significant impact of Bill 44 on the housing landscape in Fernie, BC. Bill 44, a sweeping legislative change by the BC government, aims to boost the construction of multifamily homes like townhomes and triplexes, fundamentally altering housing development in the area. This episode delves into what Bill 44 means for Fernie, discussing both the potential benefits and the concerns surrounding this ...

Send us Fan Mail In this episode of The Property Mindset Podcast, Phil Gadd invites back mortgage professional Rob Bain to discuss the pressing issue on every buyer's mind: Should you wait for interest rates to drop, or is now the right time to buy? They delve into current and predicted trends in interest rates and how they will impact fixed and variable mortgages. Phil and Rob analyze Fernie's property value trends and provide practical advice on approaching home buying in this competitive m...

Send us Fan Mail In this enlightening episode of The Property Mindset Podcast, host Phil Gadd is joined by Kim Maleta, RBC Mortgage Specialist, to explore how RBC is revolutionizing mortgage options for luxury real estate markets. Discover RBC's unique programs like the Wealth Accumulator, designed to facilitate higher debt servicing for affluent clients, and learn about flexible down payment options for second homes and large-acreage properties. Whether you're eyeing a vacation home or a...

Send us Fan Mail Dive into the dynamic world of Fernie's real estate market with our April 2024 update! This episode breaks down the significant uptick in activity, showcasing a remarkable 38% increase in new listings and a 22% rise in average sale prices. We also explore the near-perfect sale-to-list ratio of 99%, indicating that properties are selling almost at their listing price. What We Cover: Market Explosion: Detailed analysis of the new listings and what’s driving the surge.Price Tren...

Send us Fan Mail Join Phil Gadd in this informative episode of the Property Mindset Podcast as he delves deep into the strategies that led to a remarkable victory in a competitive real estate market. In "Mastering the Art of Real Estate Success," Phil reveals the innovative techniques and personal touches that helped secure a property for $20,000 below the asking price amidst multiple offers. Discover how understanding client motivations, conducting educational property tours, and meticulou...

Send us Fan Mail In this podcast episode, I have a conversation with Sky McLean, an entrepreneur from Canada who has made her mark in the hospitality industry with her company, Basecamp Resorts. Sky shares with us the inspiration behind Basecamp and gives us a sneak peek of what to expect when Basecamp arrives in Fernie, BC. Apart from that, we delve into the topic of entrepreneurship and what it takes to achieve success in the industry. Sky emphasizes the significance of failure and its role...

Send us Fan Mail Join us for an in-depth exploration of the Galloway Lands residential development, located next to Fernie Alpine Resort. This proposed project has sparked a heated debate, with many opinions divided on its potential impact. In this episode, we are joined by Reto Barrington, the President of Handshake Holdings, the company behind the development. We ask him questions and delve into the various aspects of this contentious issue. Tune in to gain a comprehensive understanding of ...

Send us Fan Mail Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth. Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty I chat with Al about how he has achieved success since being licensed in 1998, and how Al went from; Going from a newbie agent without a good understanding of the industryExperiencing "Real Estate Rolocoster" month after monthBeing an independent brokerage with ten agents on the board and a $2 million do...

Send us Fan Mail Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth. Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/ In this episode, delve into the mind of Spencer Gough - one of the candidates in the City of Fernie Council elections. We learn why he wants is running for a second term on council. How he defines success, and what a successful term on the Fernie city council would look like for him...

Send us Fan Mail Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth. Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/ In this episode, delve into the mind of Nic Milligan - one of the candidates for mayor in the City of Fernie Council elections. What a successful term on the Fernie city council would look like for him. Nic was born in the West Highlands of Scotland and moved to Fernie at th...

Send us Fan Mail Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth. Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/ In this episode, delve into the mind of Kyle Hamilton - one of the candidates in the City of Fernie Council elections. We learn why he is running for a second term on council. How he defines success, and what a successful term on the Fernie city council would look like for him. ...

Send us Fan Mail Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth. Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/ Today I speak with Pierre Nadeauone of the top1% real estate agents in Canada with over $1 Billion in sales. I chat with Pierre about how he has achieved constant success over the last 20 years. From selling over 5,000 properties with over $1 Billion in sales to growing his team t...

Send us Fan Mail Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth. Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/ In this episode, I delve into the mind of Harshan Ramadass "Harsh" - one of the candidates in the local City of Fernie council elections. We learn why he wants to get into local government, how he defines success, how he arrived in Fernie from his native country of India and what a ...

Send us Fan Mail Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth. Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/ Andre LaFountain has been in the Real Estate Industry for 31 years. Starting out as a part-time agent in NY to a full-time agent with a team and became an Associate Broker of an Independent brokerage selling over 300 units per year with his partner and team. Then moving to GA to...

Send us Fan Mail Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth. Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/ We chat with Nick about how Greg achieved his start, and overcame obstacles, and how Nick developed his success and growth. We also will discuss favourite books, music, routines, habits and much more. Implement the strategies you learn by listening to this podcast and start shaping...

Send us Fan Mail Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth. Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/ This week I speak with Gogo Bethke "The Social Media Queen" of real estate. www.gogobethke.com We chat about how Gogo achieved her start, overcame obstacles, and how Gogo developed her success and growth. We also will discuss favourite books, music, routines, habits and much more. ...

Send us Fan Mail Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth. Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/ This week I speak with Paul Jenkins Managing Director of leading packaging innovation consultancy ThePackHub, which he founded 10 years after a career in senior brand management roles. The business helps brand owners, retailers, and packaging suppliers from around the world deliver...

Send us Fan Mail Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth. Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/ This week I speak with Matt Pelling - Digital Music Pioneer. We chat with Matt about how a lad from a small town in Sussex in the UK ends up on stage with the musical legend Stevie Wonder. Matt founded Loopmasters in 2002 which is a royalty-free sound source for musicians looking ...

Send us Fan Mail Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth. Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/ This week I speak with GMoney [AKA Greg Barrow], a real local Fernie Legend. We chat about how Greg found Fernie. The history of Edge of the World the snowboarding and skate store Greg owns. How Greg achieved his start, overcame obstacles, and how Greg developed his success and gro...

Send us Fan Mail Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth. Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/ This week I speak with Rob Bain, Mortgage Professional. We chat about how Rob became got his start. The value a Mortgage Broker can provide along with the benefits of a Pre-approval. Rates and Inflation and predictions on the Bank of Canada and overall financial markets for 2022. I...