The 80 Percent

Welcome to Episode 191 of The 80 Percent.

Have you ever wondered why some people seem to have all the luck? Contrary to popular belief, luck isn't just a matter of chance—you can actually do things to tilt the odds in your favor. Today, we'll share some practical strategies that can help you attract more luck into your life.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/hKby8

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 190 of The 80 Percent.

Today, we're diving into the exciting world of Philippine real estate. Particularly how to choose the ideal location to buy your house-and-lot property. Whether you're a first-time buyer or a seasoned investor, the decision to purchase a home is a significant milestone. That’s why we'll share insights and practical tips to help you decide where to buy your forever home.

This episode is brought to you by Camella. Visit www.camella.com.ph and follow Camella's official social media pages on Facebook, Instagram, and TikTok to stay updated and be a part of the Camella story.

For the show notes on this episode, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 189 of The 80 Percent.

In this episode, we’ll explore the impact of surrounding yourself with positive influences. Learn how spending time with the right people and curating your inner circle wisely can lead to faster personal growth and fulfillment.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 76. For the original show notes, visit my blog post here.

Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 188 of The 80 Percent.

Investing is a rewarding endeavor and necessary to achieve financial freedom, but it's not without its pitfalls. In this video, we uncover the three most common mistakes that you might commit even before you start investing.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 187 of The 80 Percent.

Wisdom evolves through time. Every day, new things are discovered, existing information is updated, and old truths that have long been forgotten are remembered. In this episode, let’s explore why a growth mindset is essential and how dynamic learning helps in achieving financial and personal success.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 186 of The 80 Percent.

Taking control and managing your finances can be confusing and overwhelming. More often than not, the best way to avoid this is to look at and find ways to improve your relationship with money.

In this episode, let’s talk about that and discuss how to attain better financial health.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 185 of The 80 Percent.

Seasoned entrepreneur Robert Dieffenbach says, “Million-dollar ideas are a dime a dozen. The determination to see the idea through is what’s priceless.”

This quote encapsulates a profound truth: having a great idea is just the starting point. And that’s what we’ll talk about in this episode.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 184 of The 80 Percent.

In this episode, we’ll illustrate why learning how to save more is better and should be done first before looking for an investment with high returns.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 65. For the original show notes, visit my blog post here.

Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 183 of The 80 Percent.

Are you feeling stuck? Does it seem that you’re not making any progress in your relationships, your goals, and especially in your finances? Then perhaps you need a new perspective. Today, let’s look at how you can approach this feeling and the two strategies that can help you move forward.

Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out Izanagi. Learn more at bit.ly/openizanagi

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 182 of The 80 Percent.

Our friend, Lloyd Bazar, is back as a guest today, and we talked about copy trading and discussed more about forex trading and how you can earn passive income from it.

Learn how to trade forex and the global markets. Go to bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 181 of The 80 Percent.

Are you looking for a good business idea for 2024? Then that’s what today is all about. I shared the industries or sectors that I believe have a profitable outlook this year and gave 20 examples of small businesses you can choose and consider starting.

Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out Izanagi. Learn more at bit.ly/openizanagi

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 180 of The 80 Percent.

For the first episode of the year, we’re looking back to the most listened-to episodes of 2023 and sharing with you a few of my plans for this podcast this 2024.

Visit our official website: the80percentpodcast.com

Check out the show notes for this episode here on my blog.

Links to the show notes of the Top 5 episodes:

Top 5: Three Types of Debt and How It Can Affect Your Finances (Episode 151)

Top 4: 7 Profitable Side Hustles for Introverts (Episode 157)

Top 3: Ways to Earn Extra Income To Beat Inflation (Episode 149)

Top 2: 7 Ways Investing Can Make Your Life Better (Episode 144)

Top 1: Good Business Ideas for 2023 (Episode 145)

Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out Izanagi. Learn more at bit.ly/openizanagi

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 179 of The 80 Percent.

In this episode, we have Chase Yap of 2TradeAsia.com as a guest. We reviewed the year that was and talked about where the Philippine Market could go in 2024.

Sign up for a FREE online stock market seminar at bit.ly/2tradeasia

Watch the F. Yap Securities 2TradeAsia 2024 Annual Market Outlook here.

Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out Izanagi. Learn more at bit.ly/openizanagi

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 178 of The 80 Percent.

It’s important to have goals as it gives us purpose and direction. But we often make the mistake of focusing too much on getting to the finish line that we risk burning out from all the effort. In this episode, we shift our focus towards building systems to transform the way we approach and attain our goals. And learn why systems are the key to sustainable and consistent success.

Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out Izanagi. Learn more at bit.ly/openizanagi

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 177 of The 80 Percent.

In an essay entitled, On Maps, poet and literature professor Anne Barngrover wrote, “Time passes whether I stand still or move.” In this episode, we'll do a personal finance deep dive and seek out the money lessons that this quote teaches us.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 176 of The 80 Percent.

Are you done with your Christmas shopping? If not, let me help you in this episode, where I’ll give seven thoughtful gift ideas that won’t ruin your budget.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 175 of The 80 Percent.

Living on your own can be exciting and scary. Having independence feels great, but there are also the overwhelming responsibilities of keeping your place in order and making sure all the bills are paid. In this episode, we’ll enumerate some practical tips for independent living and explore ways to effectively manage your life and personal finances.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 38. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/y10E9

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 174 of The 80 Percent.

As the season of giving approaches, so does the potential strain it can bring on our wallets. But don’t worry because, in this episode, we unwrap the gift of financial wisdom during the Christmas season. Join me on a sleigh ride through practical money-saving tips that will keep your budget intact and add an extra touch of joy to your holiday celebrations.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 173 of The 80 Percent.

Healing your inner child is something I always see online. Often, it’s used as a justification for an impulse or non-essential purchase. In this episode, we’ll explore the concept of healing your inner child and how it can positively impact your finances. I’ll provide insights and practical tips on embracing your inner child, nurturing its needs, and ultimately creating a healthier financial relationship with yourself.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 172 of The 80 Percent.

Investing in real estate can be profitable, but you don’t have much capital. It’s not exactly the first thing that comes to mind, but maybe you can explore investing in memorial lots. In this episode, I shared my thoughts on this and gave the pros and cons of this type of investment.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we're diving into a fascinating and somewhat sneaky concept that plays a significant role in our financial lives: the default bias. We'll break down the default bias, how it affects your money, and how to use it to your advantage.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 171 of The 80 Percent.

Today, we have Ms. Pia Arellano of TransUnion Philippines as a guest. We talked about how Filipinos perceive utang or credit and what we can do to remove the stigma around it.

The Credit Perception Index Report uncovers valuable, nuanced perceptions and attitudes toward credit products among segmented Filipino populations, providing actionable data for more personalized strategies that help cultivate transparency and build trust. Get it here.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/Zu-WL

Hosted on Acast. See acast.com/privacy for more information.

This episode is supported by #BDOAutoLoan. Visit bdo.com.ph to learn more.

Welcome to Episode 170 of The 80 Percent.

Are you planning to buy a car but don’t know how to budget for it? Then listen to this episode because I’ll share practical tips and strategies on how you can budget for a car purchase.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we'll explore the concept of instant gratification and learn about a cognitive bias called hyperbolic discounting. We’ll discuss its impact on financial decision-making and give strategies to overcome it.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 169 of The 80 Percent.

In this episode, I’m sharing five money mistakes that you might be making. These mistakes are not so obvious, and it’s normal for people to overlook or miss these important financial lessons. But hopefully, you’ll be able to correct them after this episode.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 27. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 168 of The 80 Percent.

Today, we have Lloyd Bazar as a guest, and we discuss active and passive ways you can make money online.

Learn more about Izanagi Bot Trading here: bit.ly/openizanagi

Click here to watch this episode on YouTube. For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we will delve into the concept of the availability heuristic, understand its impact on personal finance, and explore strategies to make better financial decisions.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 167 of The 80 Percent.

In this episode, we talk about how to handle regret, financial or otherwise, and how to ultimately find peace with the past. So, if you've ever found yourself pondering 'what if' or wishing you could turn back time, then let’s talk about it today.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/SejE7

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 63. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we answer questions about top slicing.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

This episode is supported by #BDOAutoLoan. Visit bdo.com.ph to learn more.

Welcome to Episode 166 of The 80 Percent.

Are you planning to buy a car but don’t know if you can afford it? Then listen to this episode because I’ll share practical tips and strategies on buying your dream car.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/mip70

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 62. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll learn about Mental Accounting.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 165 of The 80 Percent.

Imagine there’s something that you want to buy. It’s a non-essential item, and your budget is enough even to buy the most expensive model. Do you buy the top-of-the-line version or just the basic one that’s enough for now? Let’s talk about practical utility in today’s episode.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/UHwJY

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 164 of The 80 Percent.

Leaving your family behind to work away from them is a difficult decision. But the question now is, how do you find your way back? In this episode, I’ll share tips and strategies that can help you prepare for a secure and safe retirement. So that finally, you can come home.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll learn about The Pain of Paying.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 52. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/kQZl1

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 163 of The 80 Percent.

How’s your budgeting? Are you even doing one? Learning how to budget is a foundational skill in personal finance, but unfortunately, not everyone does it. In this episode, I’ll share budgeting tools you can use, discuss different budgeting techniques, and give tips that can help you improve how you manage your cash flow.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll learn about Ego Depletion

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 53. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/1zQTV

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 162 of The 80 Percent.

The peak-end rule is a cognitive bias that suggests our memories and feelings about an experience are heavily influenced by the most intense part and the final moments of those experiences. In this episode, we’ll learn more about the peak-end rule and see how we can apply it to optimize our good money habits.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/bOkV

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 161 of The 80 Percent.

It’s important to save, and there’s no need to explain the number one reason why it’s essential. But do you know that saving money also has other benefits that not a lot of people realize? That’s what I’ll share in today’s episode.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll learn about The Price of Free

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 58. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/MW-po

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 160 of The 80 Percent.

In this episode, let's get to know Ovialand, the fast-growing real estate developer pioneering the premium affordable housing market through CEO Pammy Olivares-Vital.

Ovialand has easy and achievable financing with a fast turnover of property within 3-6 months only. Learn more about them at www.ovialand.com.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll delve into The Anchoring Effect.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 159 of The 80 Percent.

In this episode, I’ll share the many instances in which we waste time and give tips on how we can create more free time for ourselves in the future.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/YIJM

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 158 of The 80 Percent.

In this episode, we're having a conversation with Jon Orana. He’s a good friend and the founder of Negosyo University, one of the Philippines' largest and most successful educational online programs.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll learn about the Sunk Cost Fallacy.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing it back, especially for the benefit of our new listeners.

This was Episode 71. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’re exploring the fascinating concept of the framing effect and its impact on our financial decision-making. We'll discuss the framing effect and how it influences our choices and share some strategies for dealing with it effectively.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/2D_o

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 157 of The 80 Percent.

If you're an introvert looking for side hustles, then this episode is for you. I’ll share 7 profitable extra income opportunities perfect for people who prefer doing things independently. 

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll be learning about the concept of Loss Aversion.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed so we’re bringing it back, especially for the benefit of our new listeners.

This was Episode 68. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 156 of The 80 Percent.

Have you ever felt like your life is dictated by what others want or expect of you? That you can’t just pursue your passion without considering what others will say about it?

If so, you’re not alone. Many of us fall into the trap of following the expectations of others, without really questioning whether it's what we truly want. In this episode, I’m going to share three stories that hopefully, can inspire you to dream big.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 155 of The 80 Percent.

Charles Darwin is known as the Father of Evolution. In this episode, I’m going to share a quote commonly attributed* to him and discuss how something that he said about natural selection carries valuable lessons on business, investments, and personal finance.

This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit www.gotyme.com.ph for more details.

For the show notes and to read the *erratum, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/-e7d

This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit www.gotyme.com.ph for more details.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 154 of The 80 Percent.

Real estate is a preferred investment for Filipinos. But unfortunately, many don’t know how to actually make money from it. In this episode, I’m going to share the different ways you can earn from your real estate investment.

This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit www.gotyme.com.ph for more details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 153 of The 80 Percent.

Motivational speaker, Zig Ziglar once said, “Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” In this episode, I’m going to share my thoughts on this, and the important lesson that this quote teaches us.

This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit www.gotyme.com.ph for more details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 152 of The 80 Percent.

Most of us think negatively about boredom. We want life to be happy and exciting. But when things become or start to feel boring, our tendency is to try and do something new, hoping that it could bring some feeling of thrill and excitement in our life.

In this episode, I’m sharing my thoughts on a quote that bestselling author of 'The Subtle Art of Not Giving a F*ck', Mark Manson said about boredom.

This episode is supported by GoTyme.

Are you tired of bank transfer fees and low-interest rates? Then check out GoTyme Bank. They offer interest rates 50x higher than traditional banks, and offer 3 free bank transfers to other banks per week! Download the GoTyme Bank app today and experience the next level of banking. Visit www.gotyme.com.ph for more details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 151 of The 80 Percent.

Not all debts are the same. In this episode, we’ll talk about the three types of debt, and how it can affect your finances.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/hdrWV

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 150 of The 80 Percent.

Are you a logical thinker? While we’d like to think that we’re rational in our thinking and decision-making, we can all sometimes fall victim to behavioral biases. In this episode, we talk about three common behavioral biases that can lead us to bad investing decisions.

This episode is supported by AutoDeal.

AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at autodeal.com.ph.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 149 of The 80 Percent.

Is inflation ruining your budget? While you can definitely minimize your expenses, it will also greatly help if you can earn extra income. In this episode, I’ll give you four ways you can make money on the side, even if you have a full-time job.

This episode is supported by AutoDeal.

AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at autodeal.com.ph.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Join the FBS Ultimate Trading Birthday now: http://bit.ly/40QIP7P

Welcome to Episode 148 of The 80 Percent.

Whether you're a seasoned investor or someone who is just getting started with trading, forex can seem like a complicated and intimidating world to navigate. However, with the right knowledge and strategies, it can also be a lucrative and exciting income and investment opportunity.

Today, we'll cover the fundamentals of forex trading, including what it is, how it works, and some tips for getting started.

For the show notes on this episode, visit my blog post here.

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Welcome to Episode 147 of The 80 Percent.

Are you looking for a way to quickly get your unit rent out? Have you been waiting for weeks or months, and you’re not getting any inquiries? Then listen to this episode because I’ll share practical tips for getting your unit rented out fast.

This episode is brought to you by Camella

Click this link for the special offer: https://bit.ly/CAMx80PERCENT, and use CAMx80percent as a referral code when you reserve a home online.

Official Website: www.camella.com.ph

Facebook: @CamellaOfficial https://www.facebook.com/CamellaOfficial

Twitter: @CamellaOfficial https://twitter.com/CamellaOfficial

Instagram: @camellaofficial https://www.instagram.com/camellaofficial

Youtube: Camella Official https://www.youtube.com/c/CamellaOfficial/featured

Tiktok: @camellaofficial https://www.tiktok.com/@camellaofficial

LinkedIn: Camella https://www.linkedin.com/company/camella

For the show notes on this episode, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

It’s never too early to start planning for your dream retirement. Let AXA Philippines guide you at www.axa.com.ph

Welcome to Episode 146 of The 80 Percent.

Today, we have AXA Philippines Retail Proposition Director for Protection with Savings Category Lyzen Zapanta and AXA Philippines Retail Propositions Director Dexter Agcaoili to share with us insights and tips on how you can plan for the retirement of your dreams.

I hope this episode can help give you ideas on why you should prepare for your future and how to do so.

For the show notes, you can visit my blog post here.

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Welcome to Episode 145 of The 80 Percent.

The year of the rabbit is here and if you’re thinking of becoming an entrepreneur this year, then listen to this because today's episode discusses good business ideas to explore this 2023.

For the show notes on this episode, visit my blog post here.

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Welcome to Episode 144 of The 80 Percent.

Investing is a good habit to have. When you invest, you’re able to grow your money. You’re making it work for you. And if you do it long enough, you’ll become rich. But more than that, there are also some not-so-obvious benefits of investing. Today, I’m sharing seven ways that investing can make your life better.

This episode is brought to you by Camella

Click this link for the special offer: https://bit.ly/CAMx80PERCENT, and use CAMx80percent as a referral code when you reserve a home online.

Official Website: www.camella.com.ph

Facebook: @CamellaOfficial https://www.facebook.com/CamellaOfficial

Twitter: @CamellaOfficial https://twitter.com/CamellaOfficial

Instagram: @camellaofficial https://www.instagram.com/camellaofficial

Youtube: Camella Official https://www.youtube.com/c/CamellaOfficial/featured

Tiktok: @camellaofficial https://www.tiktok.com/@camellaofficial

LinkedIn: Camella https://www.linkedin.com/company/camella

For the show notes on this episode, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 143 of The 80 Percent.

It’s our last episode for the year, and we’re counting down the best of the best of 2022.

Visit our official website: the80percentpodcast.com

Check out the show notes for this episode here on my blog.

Links to the show notes of the Top 5 episodes:

Top 5: Episode 110: Financial Independence Retire Early (FIRE) with Kenneth Reyes-Lao

Top 4: Episode 117: 5 Business Ideas That Need Little or No Capital

Top 3: Episode 112: How To Save Money on a Low Income

Top 2: Episode 115: 6 Skills You Need To Build Multiple Sources of Income

Top 1: Episode 114: 5 Financial Habits That Every Person Should Have

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Welcome to Episode 142 of The 80 Percent.

There’s a time for waiting, and there’s a time for action.

Today, we’ll talk about how to know if you just need to be patient with your goals, or if you’re simply procrastinating and avoiding the work that will help you achieve your dreams.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

Invest in First Metro Consumer Fund through FirstMetroSec. Open an investment account with only P1,000 by using the code: FAMI1K. Account opening is easy and convenient through the FirstMetroSec GO mobile app. Visit bit.ly/FAMI2022 to know more.

You can read today's article here: https://t.ly/SDxFa

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Welcome to Episode 141 of The 80 Percent.

What makes an employee loyal to their company? Is it a high salary? A great boss? Or perhaps it’s the company’s culture.

Today, we have John Nicholls, Senior Director and Country Site Lead of PayPal Philippines, talk about what it means to have your people at the heart of your company’s work culture.

If you wanna know more about PayPal's job opportunities, visit PayPal's website here.

You can check out PayPal's official social media pages on Facebook: @PayPalPhilippines and Instagram: @paypal.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Start your trading journey with FBS here: https://bit.ly/3u3ooW5

Welcome to Episode 140 of The 80 Percent.

Do you feel financially stuck? Do you wish you could do more to grow your income but you’re afraid to make a mistake and fail? There are many opportunities out there that can help you grow financially, but you need to first overcome your fears, and that’s what I’ll talk about in today’s episode.

For the show notes, visit my blog post here.

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Welcome to Episode 139 of The 80 Percent.

The self-help industry is a multi-billion dollar market and is predicted to continuously grow in size.

There are hundreds of thousands of self-help gurus nowadays that are giving out advice left and right that sometimes, it’s already overwhelming and confusing to know which one is actually helpful and effective.

Today, I’m sharing two practical tips that can help you discern which advice you should follow and what I believe is the right way to achieve personal growth and success.

This episode is supported by AutoDeal.

AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at autodeal.com.ph.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 138 of The 80 Percent.

Are you thinking of finally buying your dream home for your family? Then make sure that you’re ready for the financial responsibility. Today, I’ll share 8 important questions to ask yourself, so you’ll have a better idea if it’s now is the right time.

This episode is brought to you by Camella

Click this link for the special offer: https://bit.ly/CAMx80PERCENT, and use CAMx80percent as a referral code when you reserve a home online.

Official Website: www.camella.com.ph

Facebook: @CamellaOfficial https://www.facebook.com/CamellaOfficial

Twitter: @CamellaOfficial https://twitter.com/CamellaOfficial

Instagram: @camellaofficial https://www.instagram.com/camellaofficial

Youtube: Camella Official https://www.youtube.com/c/CamellaOfficial/featured

Tiktok: @camellaofficial https://www.tiktok.com/@camellaofficial

LinkedIn: Camella https://www.linkedin.com/company/camella

For the show notes on this episode, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 137 of The 80 Percent.

Today, we’re answering a letter sent to us by one of our listeners. She belongs to the Sandwich Generation and is asking for advice on how to deal with her situation

This episode is supported by AutoDeal.

AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at autodeal.com.ph.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/LtVu

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 136 of The 80 Percent.

Playing the lottery is not something that financial gurus advocate. But despite our advice against it, many still play it, including me. Today, I’ll share some insights on the lottery and the little-known benefits that all of us can get from playing this game of luck.

This episode is supported by AutoDeal.

AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at autodeal.com.ph.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 135 of The 80 Percent.

According to the results from the 2019 BSP Financial Inclusion Survey, 75% of Filipinos do not have investments. Today, I’ll share with you the top 3 answers that people give if you ask them why they don’t invest, and what I believe is the actual and simple reason why many don’t have investments.

This episode is supported by AutoDeal.

AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at autodeal.com.ph.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 134 of The 80 Percent.

In early 2021, a worldwide increase in inflation began to occur. It has been attributed to various causes, including pandemic-related fiscal and monetary stimulus, supply shortages, and as of 2022, the Russian invasion of Ukraine.

While it’s important to manage our budget and control our spending during these times, it’s also good to still invest whenever we can. In this episode, I shared five investments that you can consider during this period of high inflation.

This episode is supported by AutoDeal.

AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at autodeal.com.ph.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 133 of The 80 Percent.

Are you frustrated that you’re still too far from reaching your goals? Unfortunately, this feeling is normal and happens often if you focus too much on the future. Today, we’ll talk about how shifting your focus towards making daily progress can take away that misery and frustration when pursuing a difficult goal.

Invest in First Metro Philippine Equity Exchange Traded Fund or the FMETF through FirstMetroSec. Open an investment account with only P1,000 by using the code: FAMI1K. Account opening is easy and convenient through the FirstMetroSec GO mobile app. Visit bit.ly/fami2022 to know more.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 132 of The 80 Percent.

The foundation provides stability to a structure. When it comes to wealth, the foundation that provides financial stability is the habit of spending less than your income. But, if you want to build your wealth, you’ll need strong pillars that will support your structure as it rises above the ground. And that’s what we’ll talk about in today’s episode – the four pillars of financial success.

Invest in First Metro Save and Learn FOCCUS Dynamic Fund through FirstMetroSec. Open an investment account with only P1,000 by using the code: FAMI1K. Account opening is easy and convenient through the FirstMetroSec GO mobile app. Visit bit.ly/fami2022 to know more.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.