The 80 Percent

Welcome to Episode 206 of The 80 Percent.

Just because you’re buying a necessity doesn’t mean you can’t save money. In this episode, I will share practical money-saving tips to help you get the best deals on essential purchases. Learn how to make informed decisions while shopping for everyday needs.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 205 of The 80 Percent.

The stock market seems to be going nowhere. One week, it’s up, and another week, it’s down. In this episode, I’ll share effective investing strategies for navigating market volatility with confidence. Learn how to protect your portfolio, seize opportunities, and make informed decisions during uncertain times.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 39. For the original show notes, visit my blog post here.

Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 204 of The 80 Percent.

Do you often experience buyer’s remorse? That’s a sign that you’re spending on things that don’t have long-term value. In this episode, I’ll share three ways to stop mindless purchases and learn how to align your spending with who you are and what’s most important to you.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 203 of The 80 Percent.

How do you plan for a secure and comfortable retirement? When should you start, and where should you invest? In this episode, I’ll provide a quick overview of what to expect when you retire and discuss investment options that can help you achieve a stress-free and comfortable retirement.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 202 of The 80 Percent.

You already know what you need to do to improve your finances and your life, but somehow, you’re afraid, and you doubt yourself that you’ll succeed. In this episode, we’ll learn how to take action even when you feel unready and explore practical tips to boost your courage and confidence.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 201 of The 80 Percent.

We make decisions every day. Some are small and trivial, while others are major and have a major impact on our lives. In this episode, we learn about the different types of decisions we make, especially when faced with financial situations. We’ll discover how to be more confident with our choices, no matter the size.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 114. For the original show notes, visit my blog post here.

Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we'll discover how to overcome the endowment effect and make smarter financial decisions. I'll share practical tips to avoid common financial mistakes brought about by this cognitive bias.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 200 of The 80 Percent.

Do you find it hard to save money? In this episode, we share money-saving hacks for those who hate saving. Discover practical and easy strategies to boost your savings without feeling deprived.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 199 of The 80 Percent.

Do you know what the halo effect is? In this episode, we discuss this cognitive bias that can negatively influence one’s investment decisions. We’ll learn how to recognize and mitigate the halo effect to make more objective and informed investment choices.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 198 of The 80 Percent.

Stay on track with your financial goals by performing a mid-year check-up. In this episode, I’ll share the tasks you need to accomplish with your budget, savings, and investments to ensure financial success for the rest of the year.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 197 of The 80 Percent.

Money dysmorphia refers to insecurity about one's financial situation. It is a condition that distorts one's perception of wealth and financial well-being. In this episode, we explore how money dysmorphia influences our spending, saving, and investing. But we also share the steps we can take to achieve a healthier, more realistic view of our finances, paving the way for better financial decision-making and emotional well-being.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 196 of The 80 Percent.

Combining family activities with financial education and application might seem difficult, but it's entirely possible. In this episode, I share four engaging and enjoyable family activities that will strengthen your bond as a family and improve your budget and financial health.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 115. For the original show notes, visit my blog post here.

Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 195 of The 80 Percent.

Impulsive buying can leave you with buyer's remorse and a ruined budget. Today, I’m giving you a practical strategy that will help you make better spending decisions and save more money.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 194 of The 80 Percent.

How much is the average income of Filipinos? What are the top 10 positions that have the highest salaries in the Philippines? How much money do we have in our bank accounts? These are just some of the data I shared and discussed in this episode.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 193 of The 80 Percent.

Do you have a credit card, or are you planning to get one soon? Then join me today, and let’s unlock the power of plastic with our credit card tips. These strategies will ensure that your financial journey starts on the right foot and lead you away from debt problems.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 192 of The 80 Percent.

This is the audio clip of my presentation during the Financial Fitness Forum 2024. It's about what you should do during your 20s to become rich in your 30s. Here are Investing tips, mindset, and strategies for Gen Z.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 191 of The 80 Percent.

Have you ever wondered why some people seem to have all the luck? Contrary to popular belief, luck isn't just a matter of chance—you can actually do things to tilt the odds in your favor. Today, we'll share some practical strategies that can help you attract more luck into your life.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/hKby8

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 190 of The 80 Percent.

Today, we're diving into the exciting world of Philippine real estate. Particularly how to choose the ideal location to buy your house-and-lot property. Whether you're a first-time buyer or a seasoned investor, the decision to purchase a home is a significant milestone. That’s why we'll share insights and practical tips to help you decide where to buy your forever home.

This episode is brought to you by Camella. Visit www.camella.com.ph and follow Camella's official social media pages on Facebook, Instagram, and TikTok to stay updated and be a part of the Camella story.

For the show notes on this episode, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 189 of The 80 Percent.

In this episode, we’ll explore the impact of surrounding yourself with positive influences. Learn how spending time with the right people and curating your inner circle wisely can lead to faster personal growth and fulfillment.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 76. For the original show notes, visit my blog post here.

Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 188 of The 80 Percent.

Investing is a rewarding endeavor and necessary to achieve financial freedom, but it's not without its pitfalls. In this video, we uncover the three most common mistakes that you might commit even before you start investing.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 187 of The 80 Percent.

Wisdom evolves through time. Every day, new things are discovered, existing information is updated, and old truths that have long been forgotten are remembered. In this episode, let’s explore why a growth mindset is essential and how dynamic learning helps in achieving financial and personal success.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 186 of The 80 Percent.

Taking control and managing your finances can be confusing and overwhelming. More often than not, the best way to avoid this is to look at and find ways to improve your relationship with money.

In this episode, let’s talk about that and discuss how to attain better financial health.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 185 of The 80 Percent.

Seasoned entrepreneur Robert Dieffenbach says, “Million-dollar ideas are a dime a dozen. The determination to see the idea through is what’s priceless.”

This quote encapsulates a profound truth: having a great idea is just the starting point. And that’s what we’ll talk about in this episode.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 184 of The 80 Percent.

In this episode, we’ll illustrate why learning how to save more is better and should be done first before looking for an investment with high returns.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 65. For the original show notes, visit my blog post here.

Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 183 of The 80 Percent.

Are you feeling stuck? Does it seem that you’re not making any progress in your relationships, your goals, and especially in your finances? Then perhaps you need a new perspective. Today, let’s look at how you can approach this feeling and the two strategies that can help you move forward.

Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out Izanagi. Learn more at bit.ly/openizanagi

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 182 of The 80 Percent.

Our friend, Lloyd Bazar, is back as a guest today, and we talked about copy trading and discussed more about forex trading and how you can earn passive income from it.

Learn how to trade forex and the global markets. Go to bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 181 of The 80 Percent.

Are you looking for a good business idea for 2024? Then that’s what today is all about. I shared the industries or sectors that I believe have a profitable outlook this year and gave 20 examples of small businesses you can choose and consider starting.

Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out Izanagi. Learn more at bit.ly/openizanagi

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 180 of The 80 Percent.

For the first episode of the year, we’re looking back to the most listened-to episodes of 2023 and sharing with you a few of my plans for this podcast this 2024.

Visit our official website: the80percentpodcast.com

Check out the show notes for this episode here on my blog.

Links to the show notes of the Top 5 episodes:

Top 5: Three Types of Debt and How It Can Affect Your Finances (Episode 151)

Top 4: 7 Profitable Side Hustles for Introverts (Episode 157)

Top 3: Ways to Earn Extra Income To Beat Inflation (Episode 149)

Top 2: 7 Ways Investing Can Make Your Life Better (Episode 144)

Top 1: Good Business Ideas for 2023 (Episode 145)

Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out Izanagi. Learn more at bit.ly/openizanagi

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 179 of The 80 Percent.

In this episode, we have Chase Yap of 2TradeAsia.com as a guest. We reviewed the year that was and talked about where the Philippine Market could go in 2024.

Sign up for a FREE online stock market seminar at bit.ly/2tradeasia

Watch the F. Yap Securities 2TradeAsia 2024 Annual Market Outlook here.

Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out Izanagi. Learn more at bit.ly/openizanagi

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 178 of The 80 Percent.

It’s important to have goals as it gives us purpose and direction. But we often make the mistake of focusing too much on getting to the finish line that we risk burning out from all the effort. In this episode, we shift our focus towards building systems to transform the way we approach and attain our goals. And learn why systems are the key to sustainable and consistent success.

Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out Izanagi. Learn more at bit.ly/openizanagi

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 177 of The 80 Percent.

In an essay entitled, On Maps, poet and literature professor Anne Barngrover wrote, “Time passes whether I stand still or move.” In this episode, we'll do a personal finance deep dive and seek out the money lessons that this quote teaches us.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 176 of The 80 Percent.

Are you done with your Christmas shopping? If not, let me help you in this episode, where I’ll give seven thoughtful gift ideas that won’t ruin your budget.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 175 of The 80 Percent.

Living on your own can be exciting and scary. Having independence feels great, but there are also the overwhelming responsibilities of keeping your place in order and making sure all the bills are paid. In this episode, we’ll enumerate some practical tips for independent living and explore ways to effectively manage your life and personal finances.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 38. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/y10E9

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 174 of The 80 Percent.

As the season of giving approaches, so does the potential strain it can bring on our wallets. But don’t worry because, in this episode, we unwrap the gift of financial wisdom during the Christmas season. Join me on a sleigh ride through practical money-saving tips that will keep your budget intact and add an extra touch of joy to your holiday celebrations.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 173 of The 80 Percent.

Healing your inner child is something I always see online. Often, it’s used as a justification for an impulse or non-essential purchase. In this episode, we’ll explore the concept of healing your inner child and how it can positively impact your finances. I’ll provide insights and practical tips on embracing your inner child, nurturing its needs, and ultimately creating a healthier financial relationship with yourself.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 172 of The 80 Percent.

Investing in real estate can be profitable, but you don’t have much capital. It’s not exactly the first thing that comes to mind, but maybe you can explore investing in memorial lots. In this episode, I shared my thoughts on this and gave the pros and cons of this type of investment.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we're diving into a fascinating and somewhat sneaky concept that plays a significant role in our financial lives: the default bias. We'll break down the default bias, how it affects your money, and how to use it to your advantage.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 171 of The 80 Percent.

Today, we have Ms. Pia Arellano of TransUnion Philippines as a guest. We talked about how Filipinos perceive utang or credit and what we can do to remove the stigma around it.

The Credit Perception Index Report uncovers valuable, nuanced perceptions and attitudes toward credit products among segmented Filipino populations, providing actionable data for more personalized strategies that help cultivate transparency and build trust. Get it here.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/Zu-WL

Hosted on Acast. See acast.com/privacy for more information.

This episode is supported by #BDOAutoLoan. Visit bdo.com.ph to learn more.

Welcome to Episode 170 of The 80 Percent.

Are you planning to buy a car but don’t know how to budget for it? Then listen to this episode because I’ll share practical tips and strategies on how you can budget for a car purchase.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we'll explore the concept of instant gratification and learn about a cognitive bias called hyperbolic discounting. We’ll discuss its impact on financial decision-making and give strategies to overcome it.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 169 of The 80 Percent.

In this episode, I’m sharing five money mistakes that you might be making. These mistakes are not so obvious, and it’s normal for people to overlook or miss these important financial lessons. But hopefully, you’ll be able to correct them after this episode.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 27. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 168 of The 80 Percent.

Today, we have Lloyd Bazar as a guest, and we discuss active and passive ways you can make money online.

Learn more about Izanagi Bot Trading here: bit.ly/openizanagi

Click here to watch this episode on YouTube. For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we will delve into the concept of the availability heuristic, understand its impact on personal finance, and explore strategies to make better financial decisions.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 167 of The 80 Percent.

In this episode, we talk about how to handle regret, financial or otherwise, and how to ultimately find peace with the past. So, if you've ever found yourself pondering 'what if' or wishing you could turn back time, then let’s talk about it today.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/SejE7

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 63. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we answer questions about top slicing.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

This episode is supported by #BDOAutoLoan. Visit bdo.com.ph to learn more.

Welcome to Episode 166 of The 80 Percent.

Are you planning to buy a car but don’t know if you can afford it? Then listen to this episode because I’ll share practical tips and strategies on buying your dream car.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/mip70

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 62. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll learn about Mental Accounting.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 165 of The 80 Percent.

Imagine there’s something that you want to buy. It’s a non-essential item, and your budget is enough even to buy the most expensive model. Do you buy the top-of-the-line version or just the basic one that’s enough for now? Let’s talk about practical utility in today’s episode.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/UHwJY

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 164 of The 80 Percent.

Leaving your family behind to work away from them is a difficult decision. But the question now is, how do you find your way back? In this episode, I’ll share tips and strategies that can help you prepare for a secure and safe retirement. So that finally, you can come home.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll learn about The Pain of Paying.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 52. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/kQZl1

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 163 of The 80 Percent.

How’s your budgeting? Are you even doing one? Learning how to budget is a foundational skill in personal finance, but unfortunately, not everyone does it. In this episode, I’ll share budgeting tools you can use, discuss different budgeting techniques, and give tips that can help you improve how you manage your cash flow.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll learn about Ego Depletion

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 53. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/1zQTV

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 162 of The 80 Percent.

The peak-end rule is a cognitive bias that suggests our memories and feelings about an experience are heavily influenced by the most intense part and the final moments of those experiences. In this episode, we’ll learn more about the peak-end rule and see how we can apply it to optimize our good money habits.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/bOkV

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 161 of The 80 Percent.

It’s important to save, and there’s no need to explain the number one reason why it’s essential. But do you know that saving money also has other benefits that not a lot of people realize? That’s what I’ll share in today’s episode.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll learn about The Price of Free

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 58. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/MW-po

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 160 of The 80 Percent.

In this episode, let's get to know Ovialand, the fast-growing real estate developer pioneering the premium affordable housing market through CEO Pammy Olivares-Vital.

Ovialand has easy and achievable financing with a fast turnover of property within 3-6 months only. Learn more about them at www.ovialand.com.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll delve into The Anchoring Effect.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 159 of The 80 Percent.

In this episode, I’ll share the many instances in which we waste time and give tips on how we can create more free time for ourselves in the future.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/YIJM

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 158 of The 80 Percent.

In this episode, we're having a conversation with Jon Orana. He’s a good friend and the founder of Negosyo University, one of the Philippines' largest and most successful educational online programs.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll learn about the Sunk Cost Fallacy.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing it back, especially for the benefit of our new listeners.

This was Episode 71. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’re exploring the fascinating concept of the framing effect and its impact on our financial decision-making. We'll discuss the framing effect and how it influences our choices and share some strategies for dealing with it effectively.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/2D_o

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 157 of The 80 Percent.

If you're an introvert looking for side hustles, then this episode is for you. I’ll share 7 profitable extra income opportunities perfect for people who prefer doing things independently. 

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.

In this episode, we’ll be learning about the concept of Loss Aversion.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed so we’re bringing it back, especially for the benefit of our new listeners.

This was Episode 68. For the original show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 156 of The 80 Percent.

Have you ever felt like your life is dictated by what others want or expect of you? That you can’t just pursue your passion without considering what others will say about it?

If so, you’re not alone. Many of us fall into the trap of following the expectations of others, without really questioning whether it's what we truly want. In this episode, I’m going to share three stories that hopefully, can inspire you to dream big.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 155 of The 80 Percent.

Charles Darwin is known as the Father of Evolution. In this episode, I’m going to share a quote commonly attributed* to him and discuss how something that he said about natural selection carries valuable lessons on business, investments, and personal finance.

This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit www.gotyme.com.ph for more details.

For the show notes and to read the *erratum, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/-e7d

This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit www.gotyme.com.ph for more details.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 154 of The 80 Percent.

Real estate is a preferred investment for Filipinos. But unfortunately, many don’t know how to actually make money from it. In this episode, I’m going to share the different ways you can earn from your real estate investment.

This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit www.gotyme.com.ph for more details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 153 of The 80 Percent.

Motivational speaker, Zig Ziglar once said, “Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” In this episode, I’m going to share my thoughts on this, and the important lesson that this quote teaches us.

This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit www.gotyme.com.ph for more details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 152 of The 80 Percent.

Most of us think negatively about boredom. We want life to be happy and exciting. But when things become or start to feel boring, our tendency is to try and do something new, hoping that it could bring some feeling of thrill and excitement in our life.

In this episode, I’m sharing my thoughts on a quote that bestselling author of 'The Subtle Art of Not Giving a F*ck', Mark Manson said about boredom.

This episode is supported by GoTyme.

Are you tired of bank transfer fees and low-interest rates? Then check out GoTyme Bank. They offer interest rates 50x higher than traditional banks, and offer 3 free bank transfers to other banks per week! Download the GoTyme Bank app today and experience the next level of banking. Visit www.gotyme.com.ph for more details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 151 of The 80 Percent.

Not all debts are the same. In this episode, we’ll talk about the three types of debt, and how it can affect your finances.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/hdrWV

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 150 of The 80 Percent.

Are you a logical thinker? While we’d like to think that we’re rational in our thinking and decision-making, we can all sometimes fall victim to behavioral biases. In this episode, we talk about three common behavioral biases that can lead us to bad investing decisions.

This episode is supported by AutoDeal.

AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at autodeal.com.ph.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 149 of The 80 Percent.

Is inflation ruining your budget? While you can definitely minimize your expenses, it will also greatly help if you can earn extra income. In this episode, I’ll give you four ways you can make money on the side, even if you have a full-time job.

This episode is supported by AutoDeal.

AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at autodeal.com.ph.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.