Rental Income Podcast With Dan Lane

Michael Perna has been investing in rental properties since he was 20 years old. But one comment from Gary Keller, President of Keller Williams Realty, completely changed the way Michael thinks about building wealth with real estate.

On this episode, Michael shares why he believes time is the most powerful force in real estate investing and why he has decided he will never sell his properties. Instead, he plans to hold them for life and eventually pass them down to future generations.

Michael explains why he is willing to buy properties that may not work as traditional long-term rentals today. In some cases, he operates them as short-term rentals until rent growth makes them profitable as long-term rentals. His philosophy is that investors shouldn't obsess over what a property makes in year one or two. They should be looking five, ten, or twenty years into the future.

We talk about how Michael got started using FHA loans with just 3.5% down, the wealth he has created through rent growth and appreciation, why he says money is a function of time, and whether cash flow or appreciation matters more.

We also break down one of Michael's recent deals, including how he found the property and structured the purchase by taking over the seller's 3.5% interest rate.

https://rentalincomepodcast.com/episode591

Thanks To Our Sponsors:

Mid South HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One.

PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

At just 19 years old, Brady Newman already owns two paid-off rental properties. Now he wants to build to 10, but he is figuring out the best path forward. He feels kind of stuck where he is. Veteran investor Larry Myer, who has been investing for 42 years, joins Dan to help Brady create a plan.

They discuss finding deals, choosing an area to specialize in, the importance of networking with other local investors, and why paying cash for every property may slow Brady down. Larry explains how financing and a line of credit can help Brady grow while keeping his existing properties working for him. He also shares why, once you become known in a market, opportunities start finding you.

https://rentalincomepodcast.com/episode590

Thanks To Our Sponsors:

PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

Mid South HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One.

Gloria Gear likes buying what she calls “little old lady houses”: older, outdated properties that many buyers overlook.

She makes inexpensive upgrades that look great without breaking the bank, while also replacing major systems to avoid being nickel and dimed by repairs after a tenant moves in. By buying and improving these properties, Gloria creates approximately $100,000 in equity with each purchase.

On this episode, Gloria shares the different financing strategies she has used to buy rentals, the upgrades that deliver the biggest impact for the money, and how she decides where to save and where to spend.

She also explains her slow and easy approach to building wealth: buy a rental, fix it up, rent it out, and hold it for the long term. We also discuss her long term goal for her portfolio and why she believes successful rental investing requires constantly learning.

https://rentalincomepodcast.com/episode589

Thanks To Our Sponsors:

Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

MidSouth HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One.

PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

When David Switzer first decided he wanted to buy rental properties, he did what a lot of new investors do. He started attending local real estate meetups. But he quickly noticed a problem. Everyone seemed to be looking for the same types of properties, running the same numbers, and struggling to find deals that actually worked.

That led David in a completely different direction.

Near his home, he came across a small commercial condo for sale. It wasn’t a huge office building or shopping center. In fact, the property cost a fraction of what he would have paid for a single family rental. David realized there was a side of commercial real estate that most small investors weren’t even looking at.

On this episode, David shares the pros and cons of owning small commercial properties and how the numbers compare with residential rentals. We talk about how he finds deals, how he screens businesses before renting to them, financing commercial properties, who is responsible for repairs, and some of the strategies that haven’t worked for him.

David also shares the problems he has run into along the way and what he has learned from investing in a part of the real estate market that gets far less attention than traditional residential rentals.

https://rentalincomepodcast.com/episode588

Thanks To Our Sponsors:

Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

John Salcedo started investing in rental properties close to home, but as property values, insurance, and taxes climbed, the numbers stopped making sense. Many of the properties he looked at would have generated little or even negative cash flow. Instead of giving up on buying rentals, John changed where he invested.

On this episode, John shares how he successfully buys and self-manages rental properties from out of state. We talk about how he finds deals, evaluates properties remotely, handles renovations and turnovers remotely, and fills vacancies without being there in person.

John also explains how he finances his rentals and the systems he uses to self-manage from hundreds of miles away. We break down the actual numbers on one of his deals, including the purchase price, rent, mortgage payment, and ongoing expenses. I am running a few minutes late; my previous meeting is running over.

John also shares how renovating the property helped him create approximately $100,000 in equity.If you live in an expensive market where rental properties no longer work, this episode shows how looking beyond your local area can open up opportunities for better cash flow and equity growth.

https://rentalincomepodcast.com/episode587

Thanks To Our Sponsors:

PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

Justin Robbins got into real estate investing almost by accident. Before he even knew what house hacking was, he was doing it with his primary residence. That experience eventually led him to buy his first rental property because he liked the idea of mailbox money and earning a few hundred dollars a month in extra income.

On this episode, Justin shares how he went from that first property to building his rental portfolio. We break down how he financed his purchases, where he found the money for his down payments, the types of neighborhoods he targets, and the properties that have produced the best results for him.

We also take a detailed look at one of Justin’s recent deals. The monthly cash flow is thin, but Justin only had to come up with about $500 out of pocket to buy the property. We run through the numbers, look at the financing, and discuss whether a rental with limited cash flow can still be a good investment when there’s almost no money invested in the deal.

https://rentalincomepodcast.com/episode586

Thanks To Our Sponsors:

Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

Phillip Henry started investing in real estate with no experience, very little money, and $50,000 in debt. Today, he owns more than 100 rental units that generate over $2 million in annual revenue.

On this episode, Phillip shares how house hacking a duplex helped him buy his first property and begin building his portfolio. We walk through his early deals, how he financed properties without traditional 20% down payments, and the deal that finally allowed his rental income to match his salary and leave his job.

Phillip also talks about learning through trial and error without a mentor, how many rentals he owned when he quit his job, and whether someone starting today can still follow a similar path. We also discuss cash flow management, reducing the risk of major property expenses, and his advice for investors who want to build a profitable rental portfolio.

https://rentalincomepodcast.com/episode585

Thanks To Our Sponsors:

Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

The difference between making money and losing money with rental properties often comes down to sweating the small stuff.

On this episode, Terry Kerr and Matthew Vanhorn explain why there is no single secret to making a rental property perform well. Instead, success comes from doing dozens of small things consistently, such as pricing rent slightly below market, responding quickly to repair requests, answering tenant calls, and making the property a place tenants want to stay.

Terry and Matthew share how they reduce the time it takes to get a property marketed and rented, the steps they take to keep good tenants longer, and why Terry says the name of the game is getting lease renewals. They also offer tips for avoiding nonstop repairs, selecting the right fixtures that save money over time, and handling tenants who fall behind on rent. Matthew explains how they work with tenants to help them get caught up without unnecessarily delaying the eviction process.

We also talk about shopping for insurance, comparing apples-to-apples quotes, choosing the right deductible, and why investors should consider more than just the lowest premium when selecting coverage.

https://midsouthhomebuyers.com

Thanks To Our Sponsors:

PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

Rentec Direct- Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

Spencer Dean wanted to build a rental portfolio, but he did not have enough money to make traditional 20 percent down payments. On this episode, Spencer shares the creative financing strategies he has used to buy rentals with less money out of pocket, including seller financing deals with surprisingly low interest rates.

Spencer explains how he finds motivated sellers, structures the legal side of each transaction, and creates solutions for owners facing difficult situations. We walk through several of his deals, including value add properties and homes that were already rent ready.

He also shares how postcards have generated most of his opportunities, the types of owners and properties he targets, where he purchases his mailing data, and what he writes on his postcards. Spencer focuses on dependable cash flow and mortgage paydown rather than betting on appreciation.

https://rentalincomepodcast.com/episode583

Thanks To Our Sponsors:

Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

Rentec Direct- Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

When Jamie Dietz started investing in real estate, he focused on building and selling properties and believed he could make money by timing the market. He was chasing big profits, but he was not paying enough attention to monthly cash flow.

That approach eventually caused him to lose several properties.

That experience taught Jamie that appreciation can be unpredictable, but cash flow is what helps an investor survive over the long term. He changed his strategy and began buying rental properties that produce dependable income every month.

On this episode, Jamie explains why cash flow now drives every investment decision he makes. He breaks down one of his rental deals, including how he found it, how he financed it, what he spent on renovations, the rent, mortgage payment, repair budget, and monthly cash flow.

Jamie also talks about transitioning from self management to professional property management, why he prefers simple properties that make solid long term investments, and why buying a cheap property does not always mean you are getting a good cash flowing deal.

https://rentalincomepodcast.com/episode582

Thanks To Our Sponsors:

Rentec Direct- Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

Augie Cortez has reached the point that many real estate investors dream about. His rental income covers all of his family's living expenses, giving him a comfortable, low-stress lifestyle. As long as he keeps his properties rented and in good condition, the rentals cover the bills.

In this episode, Augie shares how he built his portfolio by buying single-family homes, primarily renting to Section 8 tenants in a great school district. He explains why keeping all of his properties close together has made self-management much easier, why he does most of his own repairs, and how tenant-proofing his rentals has dramatically reduced maintenance headaches.

He also explains why providing great service and keeping the properties in good condition has led to tenants staying for many years, which, in turn, reduces his turnover expenses.

We also talk about the importance of keeping leverage low and building equity, the lessons he has learned about allowing pets, the toughest challenge he has faced as a landlord, and the advice he would give to anyone who wants to build a rental portfolio that provides financial freedom and peace of mind. 

https://rentalincomepodcast.com/episode581

Thanks To Our Sponsors:

PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

Rentec Direct- Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

Chris Sherman runs a successful business, but he knows that no business is guaranteed forever. That's why his goal is to build enough rental income to eventually replace the income his business generates, giving him financial security no matter what happens.

On this episode, Chris shares the strategy he's using to grow his portfolio while aggressively paying down debt to create long-term cash flow.

We break down the numbers behind his rentals, including total rental income, mortgage payments, property taxes, insurance costs, and how he budgets for repairs, vacancies, and unexpected expenses.

Chris also explains how much cash he keeps in reserve, why he and his wife self-manage all their properties, and how they divide responsibilities to make portfolio management efficient. He also talks about why he prefers buying rentals close to home and the advantages that gives him as a self-manager.

We also dive into Chris's commercial office suite, which he purchased for his business and paid off in just 50 months. He explains how his LLC structure works, why leasing the office back to his own business creates tax advantages, and the different financing strategies he's used to acquire rental properties over the years.

https://rentalincomepodcast.com/episode580

Thanks To Our Sponsors:

Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

Rentec Direct- Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

MidSouth HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant cash flow on day 1.

Do you want to tell your investing story on the podcast? Contact Dan Lane here.

On this bonus episode, we're joined by Caeli Ridge, President of Ridge Lending Group, to talk about one of the most powerful financing tools available to rental property investors: the HELOC.

Caeli explains how investors can use a traditional HELOC to buy more rentals, why seasoning requirements matter, and how married couples should structure ownership to avoid underwriting headaches. She also shares the terms and conditions investors need to pay close attention to when getting a HELOC.

We also take a deep dive into the All-In-One First Position HELOC, a unique loan product that combines a line of credit and a checking account into a single account. Caeli explains how it works, how it can dramatically reduce the amount of interest you pay over the life of the loan, and the simple strategy that helps investors build equity faster in their properties.

Finally, we discuss one of the biggest advantages of using a HELOC: flexibility. Caeli explains why it's much easier to access equity through a line of credit than after paying down a traditional mortgage, when you have to do a cash-out refi or sell the property to access equity. We also discuss how borrowers can tap into funds quickly when a great investment opportunity arises, and why the ability to skip required monthly principal payments during tight financial periods can provide valuable peace of mind for real estate investors.

Contact Caeli:

https://ridgelendinggroup.com

info@ridgelendinggroup.com

855-747-4343

Ten years ago, Chase Bauer was commuting to work and listening to the Rental Income Podcast every day, dreaming about buying his first rental property. He had no idea how to get started, but after hearing enough success stories, he finally took the leap and bought a rental that generated just $400 per month in cash flow.

Fast forward ten years, and Chase has built a portfolio that generates more than $1 million per year in rent and nets over $40,000 per month after expenses.

On this episode, Chase shares exactly how he scaled from one rental to 80 doors. We discuss how his original goal was simply to own 15 doors, and how each purchase became easier as he gained experience, built systems, and developed relationships with contractors. He explains how he came up with down payments, the price range he targeted, and why keeping his properties concentrated in one small geographic area has been a major advantage.

We also talk about his market, why most of his tenants use Section 8 housing assistance, and how that has provided a consistent source of qualified tenants. Chase explains how he self-manages the entire portfolio while still working a full-time job, the biggest challenges he faces as a landlord, and the level of rehab he typically performs on newly acquired properties.

Finally, we dive into the numbers. Chase breaks down his portfolio's rental income, mortgage payments, maintenance costs, and overall profitability. He also walks us through the numbers on his most recent acquisition and shares practical advice for listeners who want to follow a similar path.

https://rentalincomepodcast.com/episode579

Thanks To Our Sponsors:

Rentec Direct- Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

The Guarantors – Protect your property against losses, rent defaults, vacancies, lease breaks, damages, and more. All without increasing your operating expenses.

Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.

A lot of real estate investors think the biggest hurdle to buying more rentals is saving enough money for down payments. Nick Disney has taken a different approach.

Instead of waiting years to build up cash, Nick uses HELOCs and private lenders as short-term financing tools to acquire and renovate properties. Once the property is stabilized, he refinances into long-term financing, pays back the HELOC or private lender, and frees up that capital to do it all over again.

On this episode, Nick breaks down his strategy for scaling a rental portfolio without constantly saving for the next down payment. He explains how he finds private lenders, the types of people most likely to become funding partners, and how paying off a few rental properties created new opportunities through HELOCs.

Nick also walks us through a recent deal, sharing the actual numbers and showing exactly how he used private money to make the purchase work.

Plus, we discuss the biggest expense in his rental business and the strategies he uses to keep tenants longer and reduce turnover.

If you've ever wondered how investors continue buying properties without piles of cash sitting in the bank, this episode is packed with practical strategies you can put to work right away.

https://rentalincomepodcast.com/episode578

Thanks To Our Sponsors:

MidSouth HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant cash flow on day 1.

Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

Rentec Direct- Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

Buying rental properties wasn't Jenny Brown's dream at first. It was her husband's. In fact, Jenny got pulled into real estate investing because her husband kept handing her paperwork to complete. But once she got involved, she discovered a passion for building wealth through rental properties. Today, she and her husband own a portfolio of rental homes in solid rental neighborhoods.

On this episode, Jenny shares the story of buying her first rentals, renovating them, and renting to students attending a nearby college. She discusses how they financed their early purchases, the lessons learned from managing their first ten properties, and the moment she began to see the long-term potential of real estate investing. Jenny also explains how she eventually made the decision to leave her job and focus full-time on managing their growing portfolio.

We also dive into the nuts and bolts of running a rental business. Jenny explains how they handled rehabs themselves in the early days before building a trusted team of contractors, how they manage maintenance requests, and a simple system they've developed that dramatically reduces the time spent showing vacant properties.

She also discusses their plans to sell underperforming rentals and trade up into better assets, along with practical advice for investors looking to build a successful rental portfolio of their own.

https://rentalincomepodcast.com/episode577

Thanks To Our Sponsors:

Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.

Rentec Direct- Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

MidSouth HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant cash flow on day 1.

Many real estate investors avoid C- and D-class neighborhoods due to crime, older housing stock, and management challenges. Mike Bonadies sees opportunity where others see problems.

On this episode, Mike explains why he focuses on lower-income neighborhoods and how those properties have allowed him to build and scale a large portfolio. We look at the types of properties he's buying, what he's paying, how much rehab they're typically needing, and the numbers that make these deals work.

With a lower barrier to entry and strong cash-flow potential, Mike believes these markets can offer opportunities difficult to find elsewhere.

We also get into the realities of owning low-income housing. Mike talks about working with Section 8 and other government assistance programs, dealing with inspections, navigating government red tape, and why these properties are anything but passive investments.

He shares some of the biggest challenges he's facing today, including applicants using AI-generated pay stubs and bank statements, as well as the steps he's taking to verify income and avoid costly mistakes. Finally, Mike reveals the key numbers he tracks and the one thing investors can do to increase their chances of success in low-income housing.

https://rentalincomepodcast.com/episode576

Thanks To Our Sponsors:

Rentec Direct- Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.

MidSouth HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant cash flow on day 1.

Steve Whetzel has tried real estate investing three different times over the last 30 years, and the first two attempts didn’t end the way he hoped.

On this episode, we look back at each chapter of his investing journey to see what went wrong, what went right, and whether it would have been possible to hold onto the properties instead of selling. Steve shares how each experience shaped the investor he is today.

Steve bought his first rental properties back in 1996, long before podcasts, YouTube channels, and online communities made real estate investing easier to learn. As a young entrepreneur, he figured things out on his own and quickly bought two properties. The investments were working, but he was also trying to grow a business and eventually realized he didn’t have the time or focus to do both. A few years later, he sold the properties and moved on.

About 15 years later, Steve decided to give investing another shot.

This time he bought five out-of-state rentals and found what looked like great opportunities. We talk about how he found the deals, and the painful experience of losing $20,000 to a contractor who disappeared with his money. Steve explains how he recovered from that setback, found a better contractor, and got things back on track.

 But life took another turn when he went through a divorce and suddenly found himself raising five kids as a single dad. With so much on his plate, he made the difficult decision to sell the properties again.

Now, Steve is back for a third attempt at investing, and this time things are different.

His kids are older, the timing in his life is better, and he’s focused on building a portfolio of out-of-state Airbnb properties. We talk about what he’s doing differently today, the lessons he learned from his previous failures, and why those earlier experiences may have been exactly what he needed to become a better investor now.

https://rentalincomepodcast.com/episode575

Thanks To Our Sponsors:

Revenued- Get working capital for your rentals quickly with a line of credit.

Flock Homes - Retire from real estate investing and landlording (whether it’s one problem property or your whole portfolio) through a 721 Exchange. 

Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.


Rental Accounting Software Made Easy.Free 30 Day Trial.

Ryan Thomson has gone all in on house hacking and believes it’s one of the fastest ways to build a rental portfolio. Ryan loves house hacking because of the favorable financing. Instead of putting 20–25% down like a traditional investment property, he was able to buy properties with as little as 5% down while also getting some of the best interest rates available.

Today, Ryan generates over $30,000 a year in profit from just 5 rentals that all started as house hacks.

On this episode, Ryan explains how he was able to live for free while doubling the mortgage payment with rental income from roommates and tenants.

We talk about why he uses a property manager even though he lives in the properties, and how he sets up chores and systems to keep shared living spaces clean and organized. Ryan also talks honestly about what it was like moving every year for 5 years straight and why, despite how difficult it was, the financial freedom it created made it completely worth it.

What makes Ryan’s story even more interesting is that he wasn’t making a huge income when he got started, proving that building a portfolio doesn’t require a high salary if you’re willing to sacrifice and think creatively.

We also dive into assumable mortgages, which Ryan has become an expert on.

Ryan explains how investors can buy properties and take over existing 2%, 3%, or 4% mortgage rates from sellers. We talk about which types of loans are assumable, how to approach sellers that may not even realize this is an option, how much cash you typically need to bring to the deal, and the timeframe to get an assumable loan approved.

https://rentalincomepodcast.com/episode574

Thanks To Our Sponsors:

Flock Homes - Retire from real estate investing and landlording (whether it’s one problem property or your whole portfolio) through a 721 Exchange. 

Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.

Revenued- Get working capital for your rentals quickly with a line of credit.

When a rental sits vacant, landlords lose money every single day. In the past, many investors waited for the “perfect” tenant, but today, many renters who may look risky on paper could end up being great long-term tenants.

The challenge for landlords is figuring out how to reduce the risk of a tenant stopping payment or damaging the property.

On this bonus episode, we talk to Jamison Theander from TheGuarantors about how landlords can rent properties faster while reducing risk. Jamison explains how TheGuarantors offers a lease guarantee that will pay the rent if a tenant defaults, at no cost to the landlord.

We talk about what TheGuarantors looks for when approving tenants, how quickly approvals happen, and why this can help landlords feel more comfortable approving applicants they might normally pass on.

We also discuss the different types of coverage available, including protection for missed rent and damage coverage with deposit replacement protection.

 Jamison explains why this can provide landlords with significantly more protection than a traditional security deposit, how customizable the coverage is, and what the cost looks like for tenants. If you’ve ever struggled with balancing vacancy, tenant quality, and risk, this episode offers a different way to think about screening and protecting your rentals.

More info:

https://www.theguarantors.com


Thanks To Our Sponsor:

Revenued- Get working capital for your rentals quickly with a line of credit.

Ari Rubin has been investing in rental properties long enough to know that eventually, something is going to go wrong. Really wrong. But despite dealing with nightmare situations that would make a lot of investors quit, Ari says it’s all been worth it.

On this episode, Ari shares some of the craziest situations he’s dealt with as a landlord and investor. He talks about a contractor he didn’t hire who broke into one of his properties, demolished the kitchen, and planned to move into the house himself. He also shares the story of a “professional tenant” who moved in and never paid rent, and a property where he spent $60,000 on renovations only to discover a major foundation issue that caused the entire house to shift just six months later.

We also talk about a property Ari almost bought that had a dangerously unsafe deck built by the tenant, so bad that contractors didn’t even want to tear it down.

Ari shares another unbelievable tenant story involving someone who turned the backyard into a giant litter box.

Throughout the episode, Ari explains how he handled these situations, what he learned from them, and why he still believes rental properties are one of the best ways to build wealth despite all the challenges.

https://rentalincomepodcast.com/episode573

Thanks To Our Sponsors:

Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.

Revenued- Get working capital for your rentals quickly with a line of credit.

Flock Homes - Retire from real estate investing and landlording (whether it’s one problem property or your whole portfolio) through a 721 Exchange. 

Rental Accounting Software Made Easy.Free 30 Day Trial.

Davethought he was making the smart move. By paying off several of his rental properties, he figured he’d lower his expenses, boost his cash flow, and simplify his portfolio. But after doing it, he started to feel like he made a mistake.

Today, Dave believes he would have been better off keeping the debt and using that money to buy more properties. He shares why he thinks a larger portfolio with leverage could have outperformed a smaller, paid-off portfolio over the long run, and how losing the mortgage interest deduction changed the numbers.

On this episode, we break down how Dave paid off his rentals, when the regret set in, and why he’s hesitant to do a cash-out refinance to pull that equity back out. We also talk about the benefits of owning properties free and clear, so you can hear both sides of the argument.

We dig into Dave’s portfolio, including his strategy of owning properties in the same neighborhood and how self-managing helps him keep expenses low. He shares his actual numbers, including total rent, expenses, and net income, along with some of the toughest situations he’s faced as a landlord.

We also get into whether Dave thinks investors are better off using LLCs, and how he approaches structuring his business.

https://rentalincomepodcast.com/episode572

Thanks To Our Sponsors:

Revenued- Get working capital for your rentals quickly with a line of credit.

Flock Homes - Retire from real estate investing and landlording (whether it’s one problem property or your whole portfolio) through a 721 Exchange. 

Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.


Rental Accounting Software Made Easy.Free 30 Day Trial.

Bianca Barcelos has built her portfolio using both long-term and mid-term rentals, and on this episode, we break down what that actually looks like in the real world.

Bianca walks through her experience with both strategies, comparing the pros and cons side by side. We dig into the income differences, the downtime between tenants, and the added effort required to furnish and manage mid-term properties. She shares what she typically spends to furnish a unit, the rent premium she can get, and how she weighs whether that premium justifies the hassle.

We also talk about how Bianca is financing her deals and why she prefers smaller properties as part of her strategy. She explains how she budgets for maintenance and unexpected costs and shares a tough situation in which a major expense tested her system.

This episode is a great look at how to think through risk, cash flow, and strategy when deciding between long-term and mid-term rentals, and how to build a plan that actually holds up when things don’t go perfectly.

https://rentalincomepodcast.com/episode571

Thanks To Our Sponsors:

Flock Homes - Retire from real estate investing and landlording (whether it’s one problem property or your whole portfolio) through a 721 Exchange. 

Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.

MidSouth HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One. (5% Management Fee for 5 Years, and $5,000 towards closing costs).



Rental Accounting Software Made Easy.Free 30 Day Trial.

Greg Hall did what a lot of investors dream about, he scaled fast.

In just three years, Greg built a portfolio of more than 100 rental properties, buying mostly single-family homes in a market about three hours from where he lived. His strategy was simple and effective: buy low, renovate smart, and create quality rentals in solid neighborhoods.

He wasn’t slapping lipstick on properties, he was turning distressed homes into places good tenants actually wanted to live. On paper, everything worked.

But then something happened that most investors never even consider…The city stepped in and started condemning and demolishing his properties.

On this episode, we break down how that’s even possible. What triggers something like this? What happens when you still have a mortgage on a property that no longer exists? And most importantly, how can you protect yourself from a situation like this?

Greg shares the full story, what went wrong, what he would do differently, and how he bounced back. We also talk about how his investing strategy has evolved today, and how he’s approaching risk in a completely different way.

https://rentalincomepodcast.com/episode570

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Flock Homes - Retire from real estate investing and landlording (whether it’s one problem property or your whole portfolio) through a 721 Exchange. 

Rental Accounting Software Made Easy.Free 30 Day Trial.

Mike Thompson isn’t trying to build a massive rental empire. His goal is simple: a handful of solid properties that generate income for retirement and create something he can pass down to his kids.

Mike started by buying a 4-unit property in Ohio, where he was living at the time. He self-managed and handled his own maintenance. He enjoyed the hands-on approach and quickly learned the business. But after relocating to South Carolina, everything changed. Turning the property over to a property manager didn’t go as planned, and within a year, Mike decided to sell… walking away with a profit.

After taking time to understand his new market, Mike got back in by buying two condos that he now self-manages. On this episode, we break down his numbers, how he budgets for expenses, and how he’s finding deals in today’s market.

https://rentalincomepodcast.com/episode568

Thanks To Our Sponsors:

Flock Homes - Retire from real estate investing and landlording (whether it’s one problem property or your whole portfolio) through a 721 Exchange. 

MidSouth HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One. (5% Management Fee for 5 Years, and $5,000 towards closing costs).

Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.

Rental Accounting Software Made Easy.Free 30 Day Trial.

On this episode, Tom McGreevy might not sound like your typical landlord. He doesn’t raise rents, doesn’t charge late fees, and even admits he might be “too nice” to his tenants. In fact, Tom says he’d give himself a failing grade as a landlord.

But despite that, he’s built a portfolio that generates over $200,000 a year in rental income.

Tom breaks down how his strategy actually works. His long-term rentals provide steady, reliable cash flow that covers all of his fixed expenses, giving him a solid financial foundation. Then his Airbnb properties, which are more unpredictable, become the upside and drive his profit. He also shares why having those short-term rentals located three hours away has turned out to be an advantage rather than a drawback.

We also talk about the role his W2 job plays in his investing strategy, and how it’s allowed him to take bigger risks without relying on rental income to live.

Tom shares how he’s sold properties along the way and how working with a knowledgeable CPA helped him legally avoid a massive tax hit. 

https://rentalincomepodcast.com/episode567


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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (5% Interest Rate & 5% Management Fee For 5 Years).

Rental Accounting Software Made Easy.Free 30 Day Trial.

On this episode, Kaycee Miller shares the real story behind building new construction rentals, including the wins and the unexpected challenges.

Kaycee started out buying foreclosures and rehabbing them, but began to wonder if building from the ground up could be more profitable.

She walks us through her transition into new construction, why it can sometimes be more cost-effective than buying existing properties, and how building new can lead to higher rents and better long-term returns. Kaycee breaks down her experience developing an 8-unit property in the downtown area of her small town, including how she found the lot.

We also dive into a unique deal where she purchased an old church that had been converted into a single-family home, but was zoned for multifamily use. That opportunity came with its own hurdles, including navigating historic district regulations and working through the approval process with the historic commission.

But not everything went according to plan. Kaycee shares the reality of lease-up, including the mistake of expecting full occupancy right away and the challenges she faced in targeting the high end of the rental market. She talks about what she learned when demand didn’t match her expectations, how she adjusted her strategy, and what she would do differently next time.

https://rentalincomepodcast.com/episode566


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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (5% Interest Rate & 5% Management Fee For 5 Years).

Rental Accounting Software Made Easy.Free 30 Day Trial.

Anna Mendoza started investing out of state because she believed it would produce better returns. 

Living in an expensive market, the $60,000 she had saved wasn’t enough to buy anything locally. But in other parts of the country, that same money could buy multiple rental properties. It seemed like a great way to build cash flow and start growing a portfolio.

Instead, things quickly went off the rails. What looked like a promising investment turned into a nightmare.

Anna dealt with unreliable contractors, break-ins, unexpected repairs, and tenants that required far more time and money than she anticipated. The expenses piled up and the cash flow she expected never materialized.

On this episode, Anna walks through exactly what she bought, why the properties didn’t perform the way she expected, and the hard lessons she learned from trying to manage rentals from a distance.

But the story has a happy ending. Anna eventually sold those properties and used the money to pivot into a completely different strategy.

Instead of chasing cash flow in distant markets, she began buying properties closer to home and focusing on appreciation. That shift changed everything.

Today Anna has built a portfolio that has made her millions in real estate. We also talk about how she’s able to come up with the down payments for more expensive properties and the strategy she’s using to continue growing her portfolio today.

https://rentalincomepodcast.com/episode565


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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (5% Interest Rate & 5% Management Fee For 5 Years)

Rental Accounting Software Made Easy.Free 30 Day Trial.

On this episode, Carlo Finotti explains why owning just one rental property can actually be riskier than owning several.

When you only have one property, a major repair or a few months of vacancy can wipe out your cash flow for years.

Carlo shares how building a portfolio of multiple rentals creates a safety net, where income from other properties can help cover unexpected expenses. Carlo also talks about the two challenges investors face when buying their second rental. The money side and the mental side.

He explains how he overcame both and how adding more properties allowed him to benefit from economies of scale and reduce risk across his portfolio.

We also talk about how many doors Carlo had before he finally felt comfortable with repair risk, how his perspective has changed as his portfolio has grown, and the worst thing that has happened to him as a rental property investor.

https://rentalincomepodcast.com/episode564

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (5% Interest Rate & 5% Management Fee For 5 Years).

Fundrise Income Fund - The Fund offers access to a diversified portfolio of cash flowing assets, all professionally managed by their expert team.

Rental Accounting Software Made Easy.Free 30 Day Trial.

On this episode, Seamus Nally shares a powerful lesson every investor eventually faces: if it’s not working, pivot.

Seamus originally set out to build a portfolio of student rentals. The plan made sense. The numbers worked. The demand was there. Then the university expanded its own housing and the student demand he was counting on dried up. Instead of digging in and hoping things would turn around, Seamus made a bold move.

He pivoted and began renting rooms to residents in an addiction recovery program. When new challenges surfaced with that strategy, he adjusted again, eventually transitioning the property into a traditional long term rental. By then, market rents had risen and the deal that once struggled was suddenly producing strong, stable cash flow.

We also talk about what it’s like investing alongside family, as Seamus partners with his brothers on their properties.

Plus, we get into one of the most overlooked investing advantages: building strong relationships with neighbors. Seamus explains how being proactive and communicative has not only protected their properties, but has also led to off-market deals and neighbors acting as extra eyes and ears. 

https://rentalincomepodcast.com/episode563

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Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session

Rental Accounting Software Made Easy.Free 30 Day Trial.

Jacob Martinez is five years into a 10-year plan to build long-term wealth with rental properties, and he’s thinking much bigger than just next month’s cash flow. Jacob believes a decade gives neighborhoods time to improve, properties time to appreciate, and rents time to rise.

While every property he buys must be cash flow-positive, he doesn’t treat rental investing as a short-term game. For him, steady growth and smart positioning matter just as much as the monthly numbers.

On this episode, Jacob shares how surrounding himself with experienced mentors has shaped his decisions and helped him avoid costly mistakes. We talk about how he’s found strong deals by buying directly from sellers, how he came up with the money to purchase his rentals, and how he’s navigated the challenge of rising property taxes without derailing his plan.

Jacob also opens up about his nightmare first deal and what he learned from it, along with some of the wins that have kept him motivated.
'
If you’re building a portfolio with a long-term vision and want to hear what the first five years can really look like, this episode is packed with practical insight and honest lessons from someone right in the middle of the journey.

https://rentalincomepodcast.com/episode562

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (5% Interest Rate & 5% Management Fee For 5 Years)

Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session

Rental Accounting Software Made Easy.Free 30 Day Trial.

Thomas lives in a high-cost area where buying rentals locally simply didn’t make sense for cash flow, especially as a newer investor with limited capital.

Instead of forcing a bad deal in his backyard, Thomas made the decision to invest out of state.

On this episode, he walks us through how he chose the markets he invested in and whether he physically visited the areas before buying.

Thomas didn’t just pick one market and hope for the best. Diversification was important to him, so he invested in three different areas. We talk about why he spread out his risk, how he found the properties, and why he focused on homes that needed rehab.

He also explains how he built a team from a distance, including how he found contractors and property managers in multiple markets, and whether managing relationships in three different cities was as challenging as it sounds.

If you’re thinking about investing out of state but feel nervous about being far from your properties, this episode is packed with practical insight. Thomas shares what worked, what didn’t, and how new investors can protect themselves from getting ripped off by contractors. This is a candid look at building a remote rental portfolio.

https://rentalincomepodcast.com/episode561

Thanks To Our Sponsors:

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (5% Interest Rate & 5% Management Fee For 5 Years)

Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session

Rental Accounting Software Made Easy.Free 30 Day Trial.

Mary spent years on the road as a travel nurse, living in mid term rentals across the country. After seeing firsthand how well these properties served traveling professionals, she decided to become an investor herself.

We break down exactly what Mary looks for when buying a mid term rental, including location, and the best bedroom count to look for.

She shares how much she typically spends to furnish a property, how long her tenants usually stay for,  and how much of a rent premium she gets vs if the property was a traditional long term rental.

We also dig into the real numbers behind a recent purchases. Mary walks through total rent collected, monthly expenses, and the profit the property produces.

https://rentalincomepodcast.com/episode560

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Fundrise Income Fund - The Fund offers access to a diversified portfolio of cash flowing assets, all professionally managed by their expert team.

Rental Accounting Software Made Easy.Free 30 Day Trial.

On this episode, I’m joined by Jeremy Smith, an investor who proves you don’t need hundreds or thousands of rental properties to be successful. Jeremy owns just a few rentals, but they generate enough monthly cash flow to cover all of his living expenses.

Jeremy still works a full-time job, but his rentals give him a powerful safety net. If his income dips in a slow month or an unexpected expense pops up, the extra cash flow from his properties helps absorb the hit and keeps stress low.

We talk about why Jeremy focuses on low-maintenance, high-quality properties instead of chasing scale, and how that approach has allowed him to keep things simple. He shares how he paid off his rentals, how long it took, and why minimizing personal overhead has been just as important as optimizing his investments.

We also discuss the constant temptation of lifestyle inflation and how he works to keep it in check.

Jeremy opens the books and walks through his real numbers, including total rent collected, expenses, and cash flow. We also cover how much time he spends managing his rentals each month, how he collects rent, how he screens tenants, and the worst thing that’s happened to him as a rental property investor.


https://rentalincomepodcast.com/episode559

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Fundrise Income Fund - The Fund offers access to a diversified portfolio of cash flowing assets, all professionally managed by their expert team.

Rental Accounting Software Made Easy.Free 30 Day Trial.

This bonus episode features Caeli Ridge from Ridge Lending Group, breaking down what’s happening right now with DSCR loans and why they’re getting so much attention from rental property investors.

Caeli explains how DSCR loan rates have been coming down and are now very close to Fannie Mae and Freddie Mac rates. We talk about why DSCR loans are often simpler than conventional mortgages, how they qualify based on the deal instead of the investor’s personal income, and why that makes them especially attractive for investors.

We also discuss how increased competition from DSCR lenders has pushed Fannie and Freddie to lower their down payment requirements. Single-family rental properties now require as little as 15 percent down. 

Caeli also walks through the documentation needed for conventional loans and what credit scores lenders are looking for.

Listen in on a coaching call with Caeli and a client:  https://rentalincomepodcast.com/bonus-tina

Contact Caeli:

Website
info@ridgelendinggroup.com
1-855-747-4343

Joel has been investing in rental properties for 48 years and has figured out how to increase rental income without buying more properties.

On this episode, Joel shares practical strategies he uses to get more cash flow from the rentals he already owns. We talk about how he keeps up with rent increases to make sure his properties stay profitable, along with inexpensive upgrades that help units look better and command higher rent. Joel explains his approach to flooring, including LVP vs. carpet, and whether it makes sense to make tenants responsible for washer and dryer repairs.

The conversation also covers how pets can be profitable, whether landlords should charge a pet fee or pet rent, and how to reduce vacancies during the slower winter months. Joel shares his thoughts on when an upgrade stops making financial sense, which improvements often fail to deliver a good return, and how to avoid over-improving rental properties.


https://rentalincomepodcast.com/episode558

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Rental Accounting Software Made Easy.Free 30 Day Trial.

Tim Delaney has built a diversified real estate portfolio that includes long-term rentals, a short-term rental, and a strip mall.

What makes his story especially interesting is that his very first deal was the strip mall, and he bought it with zero money out of pocket.

On this episode, Tim breaks down how that deal came together and how a simple conversation with his banker introduced him to the BRRRR strategy. Tim knew he wanted to rehab properties, but he also knew his limits. He wasn’t a contractor and didn’t have deep construction knowledge. Instead of forcing it, he partnered with a friend who was a contractor.

That partnership became a key turning point, with his partner handling rehabs while Tim focused on management, financing, and the numbers.

We also dig into the day-to-day reality of managing rentals. Tim shares how much time property management actually takes, and the software he uses to stay organized.

Finally, we talk about Tim’s Airbnb and whether the higher returns are truly worth the extra time and effort that short-term rentals demand. 

https://rentalincomepodcast.com/episode557

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Rental Accounting Software Made Easy.Free 30 Day Trial.

Ron took an unconventional path to financial freedom. He was living a comfortable life in California when he realized his money would go a whole lot farther if he bought rentals somewhere else. So he packed up, moved across the country to Connecticut, and got to work building a rental portfolio from the ground up.

Over the next several years, he bought properties, self-managed tenants, handled maintenance, and slowly created the income stream he needed .But after plenty of tenant phone calls, turnovers, and years of being on duty 24/7, Ron felt the tug for something different. He was ready to step away from full-time landlord life and enjoy the freedom he’d earned.

On this episode, Ron shares how he knew it was truly time to sell, and how he pulled it off without scaring tenants into leaving. He walks us through the logistics of marketing properties quietly, and dealing with a giant tax bill from both appreciation gains and depreciation recapture.

We also dig into what comes next. Ron explains how he’s covering his living expenses today, the systems he has in place to keep his money working for him, and whether he ever worries about running out of money now that rent checks aren’t rolling in every month.

https://rentalincomepodcast.com/episode556


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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

Rental Accounting Software Made Easy.Free 30 Day Trial.

Terry Kerr didn’t get it right when he first started buying rental properties. In fact, he made just about every mistake you can make. He bought in the wrong areas, took on rehabs himself to “save money,” hired the wrong people, and bought properties that were either too big or too small to work as profitable rentals.

Over time, Terry figured out what actually matters. He found the sweet spot for the ideal rental property and built a system around it.

On this episode, Terry breaks down what he learned from those early missteps, what he looks for now when buying a rental, where he got the money to get started, and how he financed his purchases along the way.'

Terry also believes tenant retention is the real name of the game. He shares exactly how he keeps good tenants long-term, how he prices and positions his rentals, and how he creates a massive pool of applicants whenever he has a vacancy. 

More From Terry:

MidSouth HomeBuyers


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Greg Thompson’s story is proof that your past financial mistakes do not get the final say.

In his 20s, Greg admits he had no idea how to manage money. A string of bad financial decisions eventually left him homeless. Fast forward to today, and Greg owns a portfolio of 37 rental units and has built more than $1 million in equity.

On this episode, Greg walks us through how he completely turned his life around and, more importantly, how he came up with the money to start buying rentals when he had nothing. We break down how house hacking helped him get his first foothold, how refinancing allowed him to create free and clear properties, and how he leveraged that equity to keep growing his portfolio.

We also dig into the role his property manager plays in finding deals, the best deal he ever did, where he created $300,000 in equity on day one, and the worst deal that taught him some painful lessons.

We also get into the real numbers behind Greg’s portfolio so listeners can see exactly how it all works.

Thanks To Our Sponsors:

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

Rental Accounting Software Made Easy.Free 30 Day Trial.

Alana Kern is proof that you can build a rental portfolio while working a busy full-time job

She has steadily grown her rentals by being intentional with her time and systems.

On this episode, we break down how many hours Alana actually spends managing her rentals, the platform she uses to advertise vacancies, and the processes that help her stay organized.

Alana also shares a tough lesson from a tenant she didn’t thoroughly screen, what went wrong, and what she does differently now.

We also talk about Alana’s long-term plan to eventually leave her job and live off rental income. She walks through how much income she believes she’ll need, and what steps she’s taking to get there.

Thanks To Our Sponsors:

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

Rental Accounting Software Made Easy.Free 30 Day Trial.

Matt McCurdy had a solid 9–5 job on paper, but the corporate life wasn’t for him.

Long days indoors and a lack of control over his time pushed him to ask a simple question: there had to be a better way. Matt set out with a clear plan to replace his W-2 income with rental income, and he made it happen.

On this episode, Matt breaks down exactly how he did it. He shares how many doors it took to replace his paycheck, how he financed his properties, and how he continued buying rentals after walking away from his W-2 income.

We also dive into his current strategy, why he’s focused on paying down debt, and the real pros and cons of paying off mortgages versus keeping leverage.

https://rentalincomepodcast.com/episode552

Matt's Book:

Cornfed Millionaire

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

Rental Accounting Software Made Easy.Free 30 Day Trial.

Zach started buying rentals at 21 with no family money, no partners, and no roadmap. He didn’t come from a real estate background, but he taught himself creative financing and pushed forward deal by deal. In just two years, he built a large rental portfolio that now includes more than 100 properties.

On this episode, Zach walks us through exactly how he did it. He shares how he built a trustworthy team to handle construction and property management, and why setting clear goals played a huge role in keeping him on track.

We also talk about how making networking a priority opened doors he didn’t know existed. Zach breaks down the creative financing strategies that fueled his growth, including seller financing, raising money from private investors, and the BRRRR strategy.

 If you want to see what’s possible when you combine hustle, creativity, and consistent action, Zach’s story is one you don’t want to miss.

https://rentalincomepodcast.com/episode551

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

Rental Accounting Software Made Easy.Free 30 Day Trial.

On this episode, we walk step by step through how Derek Harris built his rental portfolio from the ground up. Derek has been buying rental properties for five years, and today he owns 10 doors.

He takes us through each acquisition, explaining how he found the properties, their condition, and the work he did to fix them up. Derek also breaks down how he financed every deal. 

He talks about where he found the money for his down payments, how he structured his loans, and why he started using DSCR loans as he grew.

We also get into the details of his portfolio, including total rent, mortgage payments, operating expenses, and the cash flow he keeps every month.

Thanks To Our Sponsors:

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

Rental Accounting Software Made Easy.Free 30 Day Trial.

Adam Negri believes real estate is the easiest business in the world. In his view, anyone can do it. There is no get-rich-quick angle, just a simple formula: buy a few solid properties each year, stay patient, and before long you’ll own a few million dollars’ worth of real estate.

On this episode, Adam walks through exactly how he built his portfolio following that approach. He explains why he focuses on straightforward residential rentals in working-class neighborhoods, why he avoids office and retail, and why he only invests within a short drive of home.

Adam also shares why patience is one of the most important skills for investors, why buying too many properties at once can backfire, and why he is very cautious with leverage.

https://rentalincomepodcast.com/episode549

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Ridge Lending Group - Making investment Mortgage process simple and stress-free.

MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

Rental Accounting Software Made Easy.Free 30 Day Trial.

Preston Garcia spent two full years studying, researching, and preparing before he ever bought his first rental property.

On this episode, Preston opens up about how that first deal has actually worked out. We dig into how he found the property, the creative seller financing he worked out, how much cash he had to bring to the table, and how he raised additional capital by bringing in a partner.

Preston also shares the realities of managing a Section 8 rental. It hasn’t been easy, he’s struggled to collect the tenant’s portion of the rent, dealt with unexpected maintenance issues including a roach problem.

We also talk about what Preston plans to do differently on his next rental and his best advice for new investors getting ready to buy their first property.

Thanks To Our Sponsors:

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

Rental Accounting Software Made Easy.Free 30 Day Trial.

Joe Hammel was tired of clocking in at the factory every day, so he decided to bet on himself. He went all in on real estate, and today he earns $10,000 a month in profit from his rentals.

On this episode, Joe breaks down exactly how he built his portfolio. We dig into his numbers, the types of properties that are performing best (and which ones to avoid), and the price ranges and locations that are giving him the best returns. Joe also explains why he focuses on total return, not just cash flow, the systems he uses to manage everything efficiently, and how he finances his purchases. Plus, we analyze one of his recent deals.

https://rentalincomepodcast.com/episode547

Thanks To Our Sponsors:

Ridge Lending Group - Making investment Mortgage process simple and stress-free.

MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

Rental Accounting Software Made Easy.Free 30 Day Trial.

When Michael Atkins got his real estate license, he thought it would be the key to making more money. But after a few months, he realized the income wasn’t consistent. Some months were great, and others he made nothing at all.

On this episode, Michael shares how investing in rental properties changed everything. His rental income now covers all his bills, giving him financial stability and the freedom to grow his business without pressure.

We talk about how he saved up to buy his first properties, how he structures his income so commissions go straight into savings, and how not needing to make a sale has actually made him a better Realtor.

Michael also walks us through one of his deals, how he found it, what he paid, the mortgage and expenses, and how much it cash flows.

Plus, we talk about the importance of curb appeal and how small touches can make a big difference in your rental’s performance.

https://rentalincomepodcast.com/episode546

Thanks To Our Sponsors:

Ridge Lending Group - Making investment Mortgage process simple and stress-free.

MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

Rental Accounting Software Made Easy.Free 30 Day Trial.

Many investors focus on cash flow, but they’re often looking at it the wrong way. 

In this episode, William Lokar shares a common mistake he sees investors make when analyzing cash flow and explains how to look at your numbers more accurately. He also talks about how understanding the difference between return on investment and return on equity can completely change how you manage and grow your portfolio.

William explains how he started as a real estate investor and how he’s built his portfolio over time.

He shares what it’s really like to buy a property with tenants already in place, and what he’s learned from managing both long-term rentals and short-term Airbnbs. He also tells the story of a creative way he found one of his best deals, and how thinking outside the box helped him grow faster.

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Will Radosvich was feeling burned out at work and desperate to retire early. The problem? Most of his money was tied up in a 401(k) that he couldn’t touch for years.

Instead of waiting, he decided to create his own path to financial freedom. Will started buying rental properties that produced cash flow, even if it was just a little at first.

His second property only made $50 a month, but it taught him the power of steady progress and the importance of learning as he went.

In this episode, Will shares how he got started with house hacking, how each property brought him closer to his goal, and how his patience and persistence eventually allowed him to walk away from his job for good. His story proves that sometimes, the slow and steady approach really can lead to early retirement.

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When Scott Morse’s Airbnb bookings started to slow down, his cash flow became unpredictable. He needed a more consistent way to generate income from his properties. That’s when he discovered the power of renting by the room.

In this episode, Scott shares how he converted his former Airbnbs into co-living rentals and why his cash flow is now more consistent, and even higher than before. 

He explains how he finds tenants, how he manages his rentals with very little vacancy and how easy the turnovers are between tenants.

Scott also walks us through the changes he made to his houses to make them work for co-living and compares his Airbnb revenue to what he’s earning today.

Scott also shares how he's finding deals today.

https://rentalincomepodcast.com/episode543

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Max Emory was crushing it with the BRRRR strategy on duplexes. His system was working, steady cash flow, solid equity gains, and growing confidence as an investor. But like many of us, Max wanted to scale up.

He heard that buying bigger properties would accelerate his success — until it didn’t.

When Max bought a 6-unit and a 3-unit, things started to fall apart. The deals didn’t perform the way he expected, and he ended up losing a lot of money, even having to sell his successful duplexes to cover the losses.

On this episode, Max shares what went right with his duplexes, what went wrong when he tried to go bigger, and the lessons he learned the hard way.

If you’ve ever thought about scaling up your portfolio, you’ll want to hear this story first.

https://rentalincomepodcast.com/episode542

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Jon Paddol is a regular guy who has quietly built a solid rental portfolio. He started at 24, renting out rooms to friends, and looking back, he wishes he had bought even more properties when he was in his 20s.

On this episode, Jon shares how he transitioned from renting to friends to screening actual tenants, and what that experience taught him.

He also talks about how he only buys properties in a very tight area, close to where he lives, and how this has made managing his properties easier.

We also review Jon's numbers and discuss how the equity he has created has given him many options regarding paying for college for his kids and potential moves he may make with his portfolio in the future.

https://rentalincomepodcast.com/episode541

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Chris Heller’s rental journey started more than three decades ago, and the secret to his success has been patience.

Year after year, his tenants paid down his mortgages while his properties quietly appreciated. Over time, he sold off smaller rentals and traded up to bigger, more valuable ones, building lasting wealth along the way.

In this episode, Chris shares how recognizing market cycles has given him an edge, allowing him to sell in hot markets, buy into undervalued ones, and grow smarter with each move.

Today, with a smaller portfolio that outperforms his larger one from years ago, Chris explains why sometimes less really is more.

He also reveals the key signs investors can look for right now to spot great opportunities, and why the smartest move in real estate often isn’t about speed, but about timing.

https://rentalincomepodcast.com/episode540

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Luca and Mat have built a rental portfolio by repeatedly buying condos in the same complex. They know the floor plans, understand the values, and can move quickly when a new unit hits the market, giving them a huge advantage over other buyers.

A new train line is being built nearby, drastically reducing the commute time to the city center. Luca and Mat believe the neighborhood is poised for growth once the station opens, and they’ve been buying aggressively in anticipation of rising property values and rents.

On this episode, they share how they spotted the opportunity early, what signs they look for when investing in the path of progress, and how you can identify similar trends in your own market. 

We also discuss their mission-driven strategy of renting to disabled military veterans and how it’s made a difference in their business and their community.

https://rentalincomepodcast.com/episode539

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When Joe first started investing, he thought what he wanted most was time freedom. But over time, he realized what he really wanted was flexibility, and his rental income has given him just that.

.In the past year alone, Joe has added four new properties to his portfolio. On this episode, he shares how he found those deals, how he financed them, and the creative ways he’s used a HELOC to fund purchases.

We also talk about how he’s applying velocity banking to pay down debt faster.

Joe discusses the challenges of rising insurance premiums and property taxes and how he’s adjusted his strategy to stay profitable.

We also dig into the numbers on his four most recent purchases.

https://rentalincomepodcast.com/episode538

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When Greg Zessin first started buying rentals, he went after deals that looked like they would produce strong cash flow on paper. Some months, the numbers worked great, but other months, unexpected repairs or tenant issues wiped out his profits.

Over time, Greg realized that not all cash flow is created equal. He shifted his strategy to focus only on properties that provide steady, consistent income.

On this episode, Greg shares what he’s doing differently today: the age of properties he avoids, the age of properties he targets, and why he no longer takes on major renovations.

We also dig into the neighborhoods he likes, the neighborhoods he won’t buy in anymore, and how he’s getting tenants to stay longer, which has significantly increased his profits.

Plus, Greg reveals the unique ways he finds off-market deals.

https://rentalincomepodcast.com/episode537

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Most real estate investors assume buying existing rentals is the fastest path to cash flow. But what if you could build them cheaper, and end up with a property that performs better long-term? That’s exactly what Tyler Casey discovered.

On this episode, Tyler breaks down the strategy that’s allowing him to out-build the market. He shares why the right floor plan can be a game-changer, how repeating the same blueprint cuts costs and saves time, and the small design details that dramatically reduce maintenance headaches down the road.

We dive into the financing he’s using, walk through the actual numbers on one of his recent builds, and compare new construction to rehabs, and why building can actually be the easier, smarter move.

Tyler also takes us back to his beginnings, buying his first rentals at just 18, and shows how his approach has evolved into something far more scalable.

Along the way, we unpack the hidden advantages of building vs. buying: tax benefits, lower operating costs, higher rent potential, better tenant quality, and even cheaper insurance.

https://rentalincomepodcast.com/episode536

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Jason Hull retired at just 46 years old and now spends most of the year traveling with his wife in search of the perfect climate. His lifestyle is funded by his rental income.

But Jason didn’t get there overnight. He started out buying foreclosures, fixing them up, and renting them out.

When COVID hit, everything changed—labor shortages, material shortages, and rising costs made his strategy nearly impossible. Instead of giving up, Jason made a bold move: he sold his entire portfolio and rebuilt it from scratch with new construction rentals.

On this episode, you’ll hear how Jason pulled it off, why tenant screening is even more critical when you’re renting out brand-new homes, and the systems he uses to manage everything while traveling 8–9 months a year.

https://rentalincomepodcast.com/episode535

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With his job as a garbage man, Jeff Taz doesn’t get paid if he doesn’t work, so having another source of income was critical. Over the years, Jeff has faced some tough situations where his rental income allowed him to take time off without stressing about paying the bills.

On this episode, Jeff shares how he built his portfolio by sticking to a simple strategy, buying one property a year. We talk about how he saved for down payments, what his numbers look like today, and we walk through exactly how he grew his portfolio from nothing to where it is now.

https://rentalincomepodcast.com/episode534


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Nick Disney has tried it all: high-end rentals, low-end rentals, and everything in between. Over the years, he’s figured out exactly what type of property makes him the most money with the least hassle.

On this episode, Nick shares the type of property, neighborhood, and price range that consistently performs well for him.

We talk about the mistakes he made when chasing slightly higher returns on different types of properties, and how those deals often caused more problems and made him less money than expected.

Nick also shares how he’s been able to step away from the day-to-day management of his rentals by building a team he trusts.

https://rentalincomepodcast.com/episode533

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Scott lives in an area where the average rental property costs around $600,000, making it tough to find anything that cash flows. 

Instead of giving up, Scott got creative.

On this episode, Scott shares how he’s been able to pick up properties way below market value, and how he’s been able to make money on deals, even if they don’t work as long-term rentals. 

We break down the numbers on one of his recent deals, and talk through the different strategies he’s using to make investing work in a high-priced market.

https://rentalincomepodcast.com/episode532

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Chase Bauer appeared on the podcast last year, sharing how he built a rental portfolio that brought in $20,000 a month in profit.

Today, he's back—and his monthly rental profit has jumped to $28,000.

On this episode, we figure out exactly how he did it.

Chase shares how he’s finding deals in today’s market, financing new purchases, and using strategies to grow his rental income faster.

We break down the numbers on one of his recent deals and then take a look at the big picture—his entire portfolio and what it’s producing today.


https://rentalincomepodcast.com/episode531

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RC was self-employed his whole life—so when it came time to retire, he wouldn't have a traditional pension to fall back on. Instead, he decided to create his own.

On this episode, RC shares how he started buying rentals in his 20s and built a personal pension plan with rental properties.

Today, his rentals pay for his entire lifestyle, including traveling the world and living life on his terms.

We talk about how he got started, where he found the money for his first properties, and what he’s learned from 50 years of being a landlord.

RC also shares what he would do differently if he were starting over, advice he’d give his younger self, and the secret to keeping a tenant happy for 30 years.

https://rentalincomepodcast.com/episode530


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Carlo shares his strategies for increasing rental profits by cutting expenses and increasing revenue.

We dive into how he keeps a close eye on market rents to make sure his properties are always priced competitively — and how he decides when and how much to raise rent.

Carlo also reveals his biggest expense as a landlord, and the smart ways he delays or avoids it altogether.

You’ll learn tips on automating rent increases, saving money on taxes and insurance, and how he gets the best deals on appliances and contractors without sacrificing quality.

https://rentalincomepodcast.com/episode529

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David and Rachel Sugg are living proof that you don’t need to start with a ton of money to build a life of freedom through real estate.

In this episode, they share their incredible journey of walking away from their W2 jobs and building a rental portfolio that gives them both financial independence and the freedom to travel and live life on their own terms.

They break down the creative strategies they used to maximize income on each property—like converting single-family homes into sober living group houses, running short-term rentals, and house hacking.
You’ll hear how they got started with very little capital, how they identified good deals in the right neighborhoods, and how they built a relationship with a lender who helped them scale.

David and Rachel are not just investors—they’re problem-solvers. They’ve figured out how to stretch every dollar, find opportunities others overlook, and build a business that supports the life they want.

https://rentalincomepodcast.com/episode528

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

In this episode, Scott Curry shares the tough lessons from his first rental property—where things went wrong and how he turned it around. 

We break down what he learned, what he's doing differently now, and why he’s focused on 5-bedroom homes with land.

Scott talks about the pros and cons of buying larger properties, how he manages tenant responsibilities like lawn care, and why land has become a key part of his strategy.

We also dive into his journey of buying raw land and transforming it into a profitable RV park—from acquisition costs to setup, income, expenses, and how to know if a piece of land has potential. potential.

https://rentalincomepodcast.com/episode527

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

Kevin Karagias shares why he isn’t worried about today’s cash flow. Instead, he’s playing the long game—buying properties he knows will pay off as rents rise, values appreciate, and tenants pay down his mortgages.

Kevin walks us through his portfolio and the key factors he looks for in a neighborhood. He also explains how he reinvests his cash flow to accelerate his growth, and why he believes time is the real secret to building wealth with rentals

.We also dig into a hot debate: 15-year vs. 30-year mortgages. Kevin breaks down the pros and cons of each and how he decided which Is the best option for him.

https://rentalincomepodcast.com/episode526

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Larry Myer has been investing in rental properties for more than 40 years — and he’s seen it all.

In this conversation, Larry shares the lessons that have stood the test of time, the mistakes he’s learned from, and the strategies that still work today.

We talk about how a mentor helped him get started in the right direction and why having someone to guide you can be a game-changer in real estate.

Larry also dives into a unique strategy he’s been using lately — buying fire-damaged homes. He explains how he finds these deals, what to watch out for, and how he turns them into profitable rentals.

Throughout the episode, Larry shares practical advice for investors at all stages. He talks about the importance of becoming an expert in one specific area, the type of property he recommends for first-time investors, and why you don’t need a massive portfolio to be successful.

He also breaks down some of the most common myths in real estate — and what actually matters if you want long-term results.

https://rentalincomepodcast.com/episode525

In this episode, we sit down with Kevin Hutnik, a Realtor who took his career to the next level—and used it as a launchpad for financial freedom.

Kevin shares how he focused on mastering his real estate sales business, increased his income through commissions, and then took a disciplined approach: saving those checks to buy rental properties with cash.

We delve into the mindset behind owning properties free and clear, and why that provides Kevin with a deep sense of financial security. 

He breaks down the numbers: how much rent he collects, what typical expenses look like, and what kind of cash flow he’s bringing in each month.

Recently, Kevin has shifted gears and begun using DSCR (Debt Service Coverage Ratio) loans to expand his portfolio more quickly.

We discuss why he made that pivot and what he's learned from the process. Plus, Kevin shares what he looks for in a solid rental property and how his strategy has evolved. 

https://rentalincomepodcast.com/episode524

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

In this episode, we sit down with an investor who's building a rental portfolio the smart—and simple—way.

With a full-time job and real estate as his side business, he's focused on buying high-quality, move-in-ready homes in up-and-coming neighborhoods.

These are properties in desirable school districts that need just a little TLC, not a full-blown rehab. He only buy rentals he’d be comfortable living in himself.

We dive into his criteria for easy rentals and why quality and location matter more to him than deep discounts or fixer-uppers. I

We look at his portfolio more closely, check whether the numbers are working, and explore what he’s doing with his cash flow.

https://rentalincomepodcast.com/episode523

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Hawk Mikado shares his experience renting properties by the room and how he doubled his cash flow using this strategy.

We discuss why he prefers renting to people staying just a few months instead of locking in year-long leases, how he chooses the perfect properties, and the ideal number of bedrooms and bathrooms.

Hawk also shares how he manages everything remotely, even while living in a different state. And of course, we dig into the numbers. Hawk opens his books and shows us exactly how much he’s making per property.

https://rentalincomepodcast.com/episode522

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

On this episode, Jason shares his journey into college rentals and reveals the strategy behind his success. 

Jason breaks down what makes a great college rental, from targeting safe, student-friendly neighborhoods to dialing in the ideal bed/bath ratio.

We dive into how he screens tenants, whether he uses individual or joint leases, and the unique methods he uses to fill vacancies fast, without turning his properties into the party house on campus.

https://rentalincomepodcast.com/episode521

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Jeremy's income can vary from month to month. He never knows how much money he will earn. He occasionally has a bad month where he earns no income.

In the good months, his paycheck covers his bills, but in the bad months, his rental income is there to cover his bills.

On this episode, Jeremy shares how he generates over $7,000 monthly gross income with just a few rental properties.

We talk about how Jeremy started by house hacking while still in college, and he shares how he has financed the rest of his portfolio.

https://rentalincomepodcast.com/episode520

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

Dennis shares that when he started buying rentals, he was a barber charging $13 for haircuts.

On this episode, Dennis walks us through how he built his rental portfolio.

Dennis shares how he saved the down payment money to buy his first rental, and the mistakes he made purchasing that property.

Dennis also shares how the mistakes he made buying his first property helped him buy a better property for his next rental property.

We discuss the criteria he uses to purchase a rental property and the importance of using leverage to build wealth. 

https://rentalincomepodcast.com/episode519

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Sabhya started buying good properties in good neighborhoods. Everything was working great. The properties were making money, and the properties were easy to manage.

Sabhya saw he could buy cheaper properties in a less-than-great area and earn better returns.

After owning the properties, he found that the cheaper properties had higher expenses than he estimated, and he wasn't making the money he hoped.

On this episode, we discuss some of Sabhya's issues and how to be successful with cheaper rental properties.

https://rentalincomepodcast.com/episode518

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Bob started buying rentals three years ago. After building his portfolio to 33 doors, he realized that his properties had appreciated a ton, and he wanted to cash out and capture his equity.

Six months later, he realized he made a mistake by selling and started repurchasing rentals.

On this episode, we talk about how Bob sold his portfolio, why he decided to start investing in a different area, and what he's buying today. We also see how things worked out for him tax-wise by selling his portfolio.

https://rentalincomepodcast.com/episode517

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

A one-month security deposit works great if your tenant pays rent and doesn't cause much damage. But if your tenant doesn't pay or causes a lot of damage, you could be out thousands of dollars.

On this episode, Frank Jachetta explains how TheGuarantors removes this risk from the landlord with an insurance policy.

We discuss how this unique policy works and the difference between rent coverage and landlord insurance, and Dan Lane shares how much his tenants have paid for coverage on his properties.

https://www.theguarantors.com

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Pat started buying rentals by house-hacking a 4-unit building while working as a server at the Olive Garden. He was living free and profiting several hundred dollars a month.

After seeing that everything was working out, he bought more rentals using the BRRRR strategy.

As he grew his portfolio, he found it was getting easier. He just kept buying more properties.

On this episode, Pat shares what a perfect rental looks like, why he doesn't like 30-year mortgages, and how he financed his portfolio.

We also look at Pat's numbers and figure out how he is earning over $1 million a year in rental income.

https://rentalincomepodcast.com/episode516

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

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Christopher built his rental portfolio without having to save cash for down payments.

His primary house appreciated, he took that equity and put it to work by using it as down payments to buy rentals.

One of his rentals appreciated over a period of a few years. He sold that property and used the equity to buy a better property.

On this episode, we walk through how he built his portfolio without having to come up with any cash.  

https://rentalincomepodcast.com/episode515

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MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

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Ridge Lending Group - Making investment Mortgage process simple and stress-free.

Traveling and freedom have always been important to Suzanne.

On this episode, Suzanne discusses how her 18 rental units provide a stable monthly cash flow, which allows her to travel whenever she wants.

Suzanne shares that she never had a high-paying job but has always been good at saving money. That, in combination with house hacking, has allowed her to save down payments to buy properties.

We also talk about how she has invested in different areas for different reasons. Some properties provide better cash flow, and some appreciate more.

https://rentalincomepodcast.com/episode514

Thanks To Our Sponsors:

MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)

Fundrise Flagship Real Estate Fund – Invest in a $1.1 billion real estate portfolio, starting with as little as $10.

Ridge Lending Group - Making investment Mortgage process simple and stress-free.

David thinks investing in rental properties doesn't have to be complicated or stressful. 
He said if he can do it, anyone can do it.

He's been buying nice single-family homes in good neighborhoods. Most of his properties don't need any rehab work. Just a good cleaning.

On this episode, David shares more about what he is looking for in a rental property and how he's been buying them with only 5% down.


https://rentalincomepodcast.com/episode513

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Cory's job transferred him. He knew he would return in a few years and liked his house, so he decided to rent it until he moved back..

After a few months, he saw that it wasn't difficult to manage from out of state and liked the cash flow, so he decided to buy more rentals.

In this episode, Cory explains how he came up with the money to buy more properties and why he likes using a property manager. We also look at the numbers for one of his deals.

https://rentalincomepodcast.com/episode512

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Terry started investing in rentals at 55, and Odest started investing when he was 27.

They were both at different stages of their life and had different experiences they brought to the table.

On this episode, we figure out their strategies for investing in rentals and see if being older or younger helped or hurt them in their investing.

We also discuss if not investing because you are too old or too young is a valid thought or a limiting belief.

Thanks To Our Sponsors:

Fundrise Flagship Real Estate Fund – Invest in a $1.1 billion real estate portfolio, starting with as little as $10

.Ridge Lending Group – Mention Rental Income Podcast for a $250 credit at closing.

MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One.

https://rentalincomepodcast.com/episode511

When Jim started buying rentals, he decided to buy one a year and put it on a 15-year mortgage.

The downside to this strategy is that you have a larger mortgage payment and less cash flow today. The upside is that you build property equity much faster than you would with a 30-year mortgage, and in 15 years, you own your property free and clear.

On this episode, Jim shares how he was able to take the equity from one of his properties and buy three properties, and in the process, tripled his cash flow.

We also discuss some of the risks of a 15-year mortgage, how much Jim puts down on purchases, and how he has found the properties he purchased.

https://rentalincomepodcast.com/episode510

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Ridge Lending Group - Financing For Rental Properties.

MidSouth HomeBuyers - Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One.

Obie Insurance - See if you can save money on landlord insurance.

Occasionally, tenants fall behind on rent. Should we work with them to catch up or proceed with the eviction?

On this episode, Derek Morton shares why working with tenants will make investors more profitable.

He shares information on how to find charities and grants to help tenants, and under what circumstances he won't work with a tenant.

He also shares the number one predictor of whether a tenant will have trouble paying rent and why he doesn't use 3x rent to qualify a tenant's income.

https://rentalincomepodcast.com/episode509

Thanks To Our Sponsors:

Ridge Lending Group - Financing For Rental Properties.

MidSouth HomeBuyers - Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One.

Obie Insurance - See if you can save money on landlord insurance.

Taxes can be confusing and overwhelming. It's easy to tune it out. 

Bob Russo is a CPA that works with a lot of investors. Bob thinks it's a good idea for investors to understand the basics of how taxes work so they can ask their CPA more concisely.

On this episode, we discuss the deductions every real estate investor should take, strategies for rental property investors to reduce their taxes, and how LLCs affect taxes.

https://rentalincomepodcast.com/episode508

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Rental Trial- Easily track rental income and expenses. Free 30 day trial

Ridge Lending Group - Finance your next rental property purchase

George's first deal didn't work out the way he planned.

Construction cost more and took longer than planned, mortgage rates went up, and insurance was higher than expected. However, the property still ended up being a great deal. It still cash flows and has been appreciated nicely.

In this episode, we review what went wrong and figure out why everything still worked out.

We also talk about how George accidentally started investing in real estate when he couldn't sell his primary residence.

http://rentalincomepodcast.com/episode507

Squatters saw a rental listing online, broke into the property, and moved in. The investor's Realtor noticed someone occupying the property and called the police.

When the police arrived, the squatters presented a fake lease. The police told the Realtor that this was a civil matter and that there was nothing they could do. They would have to take this up in court.

On this episode, the investor's attorney, David Metzger, discusses what happened next and how he ultimately removed the squatters from the property.

We also discuss a shortcut he devised to speed up the process and steps rental investors can take to prevent this from happening to them.

https://rentalincomepodcast.com/episode506

Jefferson built his rental portfolio by buying rental properties out of state.

He doesn't care where the property is as long as the numbers make sense and it's in a good area.

On this episode, Jefferson shares how he finds deals, researches the area he wants to invest in, and does his due diligence.

We also discuss how he has found many of his deals on Facebook and has worked out creative financing to buy properties with little money out of pocket.

https://rentalincomepodcast.com/episode505

Harley shares how his rental properties have given him financial freedom, time freedom, and location freedom.

Harley and his family have become digital nomads, traveling to different countries every few months.

On this episode, he shares a few hacks he's been using to lower the cost of traveling and explains how he's set up systems to manage his rentals with little effort on his part.

We also talk about the platform he uses to collect rent, how he handles tenant communication in a different time zone, and how he handles repairs, turnovers, and evictions.

We also discuss some of Harley's other income streams in addition to his rental income.

https://rentalincomepodcast.com/episode504

Brian has invested in rental properties since the late 1990s and has seen several market cycles.

He's always found opportunities whether prices and interest rates were low or high, or the economy was good or bad.,

He's found that every year functions differently than the year before, and you have to adjust your strategy to fit the current market.

On this episode, we discuss examples of the market in different years and how Brian adjusted his strategy during that period.

We also talk about his strategy for investing today.

https://rentalincomepodcast.com/episode503

The BRRRR strategy was a lot easier a few years ago, but it's still possible to do today. Peter and Ron are proof of that.

They have done over 100 BRRR's in the last couple of years.

On this episode, we talk about how they are finding and financing deals today.

They also share the details and numbers for a recent deal.

We also discuss their cash flow goal for each property and their long-term goal of building significant wealth from their rental portfolio.

Peter and Ron also share advice on going from a few rentals to a large portfolio.

https://rentalincomepodcast.com/episode502

Rodney grew up in a family that didn't give him the best advice on how to build wealth.

After hearing about creating generational wealth, Rodney decided to invest in rental properties to build a legacy for his kids.

Rodney had little cash, so he had to get creative to invest in rental properties.

On this episode, we talk about the strategies he used to find the money to invest and how he was able to do it while being a self-described lazy landlord.

We also look at a recent deal. Rodney shares how he found the property how he financed it, and review his numbers.

Mentioned on the podcast:

Deal Check

Rent Redi

Zillow

Google Sites



https://rentalincomepodcast.com/episode501

David Miller (from episode 487) takes over the podcast and interviews Dan Lane.

We talk about some of Dan's most significant takeaways from interviewing 500 rental property investors, the worst thing that has happened to Dan as an investor, and the biggest mistake he sees investors make.

David also asks Dan why he started the Rental Income Podcast, how the show has grown, and what his plans are to expand his rental portfolio.

Athena's mentor shared a straightforward strategy for building wealth.

His advice was to buy a house and rent out rooms. After two years, buy a new property while keeping the old property, and do it again.

Athena wasn't earning much money when she bought her first property, but she followed his advice.

Ten years later, she has bought several properties and gained over $600,000 in equity.

On this episode, Athena walks us through her journey and shares how she built her portfolio with small down payments and letting her investments appreciate over time.

https://rentalincomepodcast.com/episode499

Shiraz lives in an expensive area where it's almost impossible to find traditional rental properties that cash flow.

To optimize his finances, Shiraz has implemented a variety of strategies, including renting his properties on a mid-term basis to generate additional cash flow.

He's also converted garages into apartments and built detached ADUs (DADU)  in the backyards of his properties.

On this episode, Shiraz discusses the costs of converting a garage into an apartment and the extra rent he collects.

He also discusses the costs of building a detached apartment unit, the perfect number of bedrooms and bathrooms, and the perfect lot.

https://rentalincomepodcast.com/episode498