Money Minute

Title: The Importance of Capturing Our Lives' Stories In this episode, Dr.Jandi Kelly discusses the importance of storytelling. She helps us learn how to strengthen interpersonal relationships and foster conversations. She answers the following questions: - What does your company A Talk to Remember do? Can you walk us through the legacy film creation process? How does this all work?  Why is it important to capture our life stories?  How do you partner with wealth managers to preserve their clients’ life stories?  Dr. Jandi Kelly is the founder of A Talk to Remember, a boutique production company that helps families and organizations capture their legacies in documentary films and oral history projects. For the past fifteen years, Jandi has worked as a university researcher, instructor, and administrator at the University of Chicago, Northwestern University, and the University of Michigan. She received her Ph.D. in higher education from the University of Michigan and her academic scholarship focuses on the topics of teaching and learning, life purpose, and identity development. Her research has been featured in The Journal of Higher Education and other publications. Jandi and her family live in Bend, Oregon, where she serves on the board of trustees for an independent K-12 experiential learning school. To learn more, visit: https://www.linkedin.com/in/margueritacheng Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

In this episode, Chris addresses the following questions: - What inherent traits make female investors so successful? What are some blind spots that female investors should be aware of? Why is maximizing your human capital more important than your investments? What are some important considerations for 1st generation Asian American investors? How can we incorporate mindfulness into our personal finances? Chris Randall founded Axis Capital Management, LLC after spending 15 years as a bond trader in the asset management industry. The previous 10 years he was at Guggenheim Partners where he traded municipal bonds and asset backed securities. Prior to Guggenheim, Chris spent 5 years at Capital Group where he found opportunities in many different sectors of fixed income including mortgages, corporates, emerging markets, munis, and high yield. In his spare time he enjoys playing sports and going on hikes with his two kids, ages 9 and 6. Chris enjoys giving back to the community as a coach for local baseball and basketball teams. To learn more about Chris Randall and Axis Capital Management, please visit: axiscapmanagement.com instagram.com/axiscap linkedin.com/in/chris-randall-b2374310 threads.net/@axiscap To learn more, visit: https://www.linkedin.com/in/margueritacheng Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

In this episode, Jennifer discusses the results of a survey and shares the top financial concerns for retirees. Jennifer Schell is a Certified Annuity Specialist® and award-winning writer focused on demystifying annuities and other financial topics. Her expertise has been featured in prominent publications including Finseca Focus Magazine, TABBForum, CNET, and Yahoo! Finance. She is a member of both the National Association for Fixed Annuities and the National Association of Insurance and Financial Advisors. annuity.org/retirement/planning/retirees-top-financial-concerns To learn more, visit: https://www.linkedin.com/in/margueritacheng Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

In this episode, Christian answers the following questions: - How complex is the process of buying an annuity? What do potential customers need to do before starting the buying process? How important is it to work with an insurance professional or financial advisor? What information will people need when going through the process of buying an annuity? What happens after you have picked your annuity or product? Christian Simmons is a Certified Educator in Personal Finance and financial writer who has been with annuity.org since 2021. His areas of expertise include retirement income planning and Medicare. To learn more, visit: https://www.linkedin.com/in/margueritacheng Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

In this episode, Sara answers the following questions: - Where do you start when you want to simplify your personal finances? How do you find your numbers? What do I do with my numbers once I have them? How will knowing the numbers benefit me and make my life easy? How can you help me? Sara Hobbs is the CEO & Co-Founder of Forecastle Financial, a boutique virtual Personal Bookkeeping firm based in Tennessee. Forecastle Financial fulfills the cash flow management needs of high-net-worth households, business owners & C-Suite executives, those with limited time & complex financials.  Sara serves her clients with a proactive approach to personal cash flow management. After a banking career that spanned more than two decades, Sara knows how to bring order, structure & clarity to finances, ensuring that her clients have the insight they need to make informed decisions. To learn more about Sara and Forecastle Financial, please visit: forecastlefinancial.com To connect with Sara: Email: sara@forecastlefinancial.com Website: forecastlefinancial.com LinkedIn: linkedin.com/in/knoxvillesarahobbs TikTok: tiktok.com/@theskilledsteward Schedule a complimentary consultation call: calendly.com/forecastlefinancial/complimentary-consultation To learn more, visit: https://www.linkedin.com/in/margueritacheng Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

In this episode, Adam discusses the importance of financial intimacy. He answers the following questions: - What is financial intimacy? How can a saver and a spender get on the same page? What role do gender dynamics play with money in relationships? For example, with female breadwinners? Who is your book for, and what is its aim? What things do you hear your clients saying that push them further apart or closer together? Adam Kol is The Couples Financial Coach. He helps couples go from financial overwhelm or fighting to clarity, teamwork, and peace of mind. To learn more about Adam, please visit: couplesfinancialcoach.com facebook.com/CouplesFinancialCoach linkedin.com/in/adamkol instagram.com/couplesfinancialcoach Adam's Book: Financial Intimacy for Couples:How to Achieve Clarity, Teamwork, and Peace of Mind With Your Money! amazon.com/dp/B0DLLH6G5Z To learn more, visit: https://www.linkedin.com/in/margueritacheng Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

In this episode, Nikki discusses the following: - The biggest challenges Black women business owners face today, especially in the current economic climate. How Buy From a Black Woman supports Black women entrepreneurs and the impact in the community as a result? How the defunding of DEI programs has affected Black women-owned businesses, and how she and her  organization are responding to these changes? What  financial professionals should know about supporting Black women in business? The legacy she wants for Buy From a Black Woman leaves, not just for Black women entrepreneurs but for future generations of business owners? Nikki Porcher is an American Business Awards® Thought Leader of The Year, founder of award-winning nonprofit organization Buy From A Black Woman and host of highly-rated podcast A Black Woman's Podcast. She’s made it her mission to empower, educate and inspire Black Women Business Owners; and to raise awareness for the need to support and #BuyFromABlackWoman. Through her nonprofit, Nikki equips Black Women with the tools and resources they need to be successful in business. She’s helped Black Women Founders generate over $2.7 million in revenue in the last year alone, in addition to providing educational programs, funding and increased visibility through the highest-ranking online directory of Black Women-Owned Businesses in the world. The directory places these brands in front of an average of 4,000 consumers a month, and Buy From A Black Woman is also home to one of the largest communities of Black Women Business Owners in the US and across the globe. Nikki is also a sought-after Business Consultant, DEI Trainer and Speaker. She’s been invited to speak at events such as Hope Global Forum, SXSW and Black Enterprise’s Women of Power Summit, and she’s led a series of panels for The White House Initiative on Advancing Educational Equity, Excellence, and Economic Opportunity for Black Americans. As a decorated war veteran and former public school teacher, Nikki is no stranger to serving at the highest level. She now uses the skills she gained navigating those challenging environments to create a more equitable world for Black Women. Her list of accomplishments include securing partnerships with major organizations like H&M, the IRS and Goldman Sachs, helping 600+ founders boost their online visibility, and leading the way as one of the first platforms dedicated to Black Woman-Owned Businesses. However, her ability to keep going and inspire others in the process matters more to her. To learn more about Nikki, please visit: ablackwomanwebsite.com To learn more about Buy From A Black Woman, please visit: buyfromablackwoman.org Social media handles: LinkedIn: Nikki Porcher Instagram: @a.black.woman TikTok: @buyfromablackwoman To learn more, visit: https://www.linkedin.com/in/margueritacheng Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

In this episode, Carla tells us about her transition to the financial advice profession. She discusses the topic of insurance and caring for aging relatives. She shares her experience of serving as a full-time caregiver for her mom and the importance of planning and preparation. To learn more, visit: https://www.linkedin.com/in/margueritacheng Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

In this episode, Ellen shares the following insights with us: - Our relationships with Money, what do you mean by that? How can shifting this make a difference in our lives and businesses? We hear a lot about scarcity thinking and abundance thinking, what does this really mean?  It's so easy to fall into fear and worry about money. Why is this a problem? How can people shift out of worry? How  did you realize you could connect with the energy of Money and deliver messages for people?  Can anyone be intuitive when it comes to their money? How might they develop these intuitive muscles? Ellen Rogin is a money expert and financial intuitive who helps people transform their relationships with money so they can have happier, more abundant lives. Her book, Picture Your Prosperity, was a New York Times bestseller, and her work has been featured on CNBC, ABC, NPR, TIME, and Oprah Magazine. Her most recent book, Messages from Money: How to Stress Less, Prosper More, and Reshape Your Relationship with Money, is receiving raves from around the globe.    As a CPA and CFP®, Ellen worked for many years as a traditional financial advisor before selling her successful wealth management firm. She now combines her intuitive abilities and financial experience to connect with the energy of money and deliver “Messages from Money” to her clients.  Sounds weird? It did at first to Ellen, too! Yet people worldwide have found her understanding of their relationships with money to be uncanny.    To learn more about Ellen Rogin, visit: Linkedin: https://www.linkedin.com/in/ellenrogin/ Twitter: https://twitter.com/EllenRogin Facebook: https://www.facebook.com/AbundanceActivist YouTube: https://www.youtube.com/ellenrogin Instagram: https://www.instagram.com/ellenrogin/ Ellen's newest book: https://amzn.to/4bEjGlX To learn more, visit: https://www.linkedin.com/in/margueritacheng Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

In this episode, social impact entrepreneur and Co-Founder & CEO of Yardsworth, Matt Lucido shares his expertise about the following: - Tell us about Senate Bill 9, also known as the HOME Act, and how it works? How much can a homeowner make selling their yard? The origin of Yardsworth-the story about how this company came about. What determines how much someone can make, and what are the eligibility requirements? Success stories-the positive impact of helping homeowners sell their backyard. Matt Lucido is a social impact entrepreneur and investor. He is currently the Co-founder & CEO of Yardsworth, an online real estate marketplace for buying & selling backyard land. In 2014, he was recognized by the LA Business Journal as one of the “Twenty in their 20s.” He holds an MBA from the University of Southern California and a Bachelor's Degree from the University of Virginia, where he lettered on the Virginia Baseball team, founded a non-profit to benefit children of cancer patients, and co-founded a restaurant. He has since held strategy and finance roles at the Honest Company and CapNet Financial. More recently, Matt was a Principal & Investor at Wavemaker Partners, an $800b AUM Venture Capital Firm. He is a 3x Founder with 1 exit. He is also a member of the Jonathan Club in Los Angeles. To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Chen

In the episode, Richard Yoon, Founder of Luci, a gamified personal finance app (think DuoLingo + budgeting and other personal finance goals), shares his passion for making personal finance fun and simple. He also answers the following questions: - What are your and your team's backgrounds? What is Luci? Why did you start Luci? How is Luci different from other budgeting apps? What's the current status of the app? Passionate about simplifying financial freedom, Richard Yoon founded Luci, a gamified personal finance app that makes learning and building positive personal finance habits fun. Richard brings 7+ years of tech and startup experience, having helped grow Honey as an early employee, which Paypal acquired for $4b. From his Wall Street days as a bond trader, investment banker, and quant/algo trader at Goldman Sachs, Richard combines financial expertise with an innovative mindset to empower individuals to have fun while taking control of their finances. To learn more about Luci App,visit: Website: https://spaceluci.com/ Apple Podcasts: https://apps.apple.com/us/app/luci-soon-science-inc/id1608114955 To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Chen

During this episode, Christian Simmons, Certified Educator in Personal Finance and financial writer with Annuity.org answers the following questions: - What are some of the best ways to save for retirement? How much does the average person need to save to retire comfortably? What can someone do to catch up for retirement planning? Where will your money go once you are in retirement?  What are the biggest expenses to be aware of? How do you handle health care and finding the best Medicare option for yourself in retirement? Christian Simmons is a Certified Educator in Personal Finance and financial writer who has been with Annuity.org since 2021. His areas of expertise include retirement income planning and Medicare. To learn more about Christian,visit: https://www.linkedin.com/in/christian-simmons/ https://www.quora.com/profile/Christian-Simmons-84 To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Chen

In this episode, Josh Thompson, COO of Kordis answers the following questions: - What's the difference between a fractional CFO and a full-time CFO? What does a CFO do that an accountant doesn't? When is the right time to hire a CFO? How do bookkeeping and accounting work? Why does a business need both? What makes Kordis different from other fractional CFO offerings? Josh Thompson served for 20 years as a military finance and healthcare leader before retiring in the summer of 2022. He's board certified as a Fellow in the American College of Healthcare Executives and has managed P&L's as large as $2.2B and been CFO and CEO of several hospitals.  He's currently the COO and managing partner of Kordis which is a fractional CFO advisory and accounting firm where he helps business owners of all sizes better understand their financials.  He's a proud dad to 3 teens and husband to his wife Amy for 20 years. To learn more about Josh, visit: Web: www.kordis.io Twitter (X): twitter.com/josherau Linkedin: linkedin.com/in/josherau To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Chen

In this episode, Isabelle discusses the concept of doing "business for good" and the United Nations 17 Goals for sustainable development to build an inclusive and resilient future for people and the planet.  Isabelle will answer the following questions: - How to become a consultant/coach/freelancer with limited financial risks?  What she has learned about entrepreneurs starting a business in her work as a consultant? How to create a business that can have impact at the same time and feel a sense of purpose? How can we create a mindset of abundance for ourselves? Isabelle Bart is the founder of Impact Innovator, and is passionate about empowering individuals of all backgrounds to create innovative and impactful enterprises. She coaches entrepreneurs to become the best holistic leader they can be in all areas of their life. She speaks on entrepreneurial mindset, abundance, and doing “business for good”. As a cancer survivor, she knows that the toughest moments in life can turn into blessings to reinvent our future. Isabelle’s experience includes working for the Small Business Administration at the University of California Irvine Beal Applied Innovation, providing strategic consulting services to startups, and leading an impact accelerator. She teaches ideation processes to early stage founders to help them build successful and scalable companies. She has also done extensive work in the nonprofit and NGO sector, as the managing director for Academies for Social Entrepreneurship, which promotes the development of social enterprises to address social & environmental problems.  She was named one of the “Top 100 Women in Social Enterprise” by Euclid Network in 2023 and nominated by Orange County Business Journal for the “Women in business” 2022 award. She is the co-author of The Change -  Insights into Self Empowerment Book published in 2023.    Isabelle holds a Masters in Business Administration from ESSEC Business School in Paris, France. To learn more about Isabelle Bart, visit: Web: https://impactinnovator.co/ Linkedin: https://www.linkedin.com/in/isabellebart/ Instagram: https://www.instagram.com/impactinnovator/ Facebook: https://www.facebook.com/isabelle.bart.908 To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Chen

In this episode, Certified Annuity Specialist® Jennifer Schell demystifies annuities and answers the following questions: - What are the different types of annuities? How might an annuity fit into a person’s overall retirement plan? Why do you think annuities have become more popular in the last few years? Why should especially women be aware of annuities and their benefits? What should women know about long-term care insurance? Jennifer Schell is a Certified Annuity Specialist® and award-winning writer focused on demystifying annuities and other financial topics. Her expertise has been featured in prominent publications including Yahoo! News and CNET, and in 2023, her Guide to Financial Literacy for First-Generation Americans and Immigrants was recognized with a Platinum Award from the DotCOMM awards. Jennifer is proud to be a member of both the National Association for Fixed Annuities and the National Association of Insurance and Financial Advisors. To learn more about Jennifer, visit: Website: https://www.annuity.org/ Twitter: https://twitter.com/Annuity_Org Facebook: https://www.facebook.com/AnnuityOrg/ YouTube: https://www.youtube.com/channel/UC8NgGEphxswXI1j8w66c3lA To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

During this episode, Lawrence answers the following questions: - How Important Mindset is on the Path to Wealth? How to achieve millionaire status while making less than $70,000? How does Tax Planning play an important role in Building Wealth? Why Cash Flow is king? What strategies can help boost your retirement income today? Lawrence Delva-Gonzalez is the owner of The Neighborhood Finance Guy, sharing tips on Budgeting, Cash Flow, Investing, and Building Wealth. Along with his wife, he proved that it’s possible to go from zero assets and over $120,000 of student loan debt to millionaires in less than 10 years. The best part is that he shares all the tips on the way. To learn more about Lawrence, visit: www.theneighborhoodfinanceguy.com https://www.instagram.com/theneighborhoodfinanceguy To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

In this episode, Joy addresses the following questions: - Why longevity and why caregiving never ends. Why younger and older caregivers require different planning. How to start a dialogue with Boomer parents. What exactly is  Aging in place? Why caregiving is different for solo agers Joy Loverde  has a reputation for being a path carver and visionary.   She is a keynote speaker, consultant, and author of the best-seller The Complete Eldercare Planner and Who Will Take Care of Me When I’m Old? She has been quoted in the Wall Street Journal, TIME, Money, New York Times, and Psychology Today among many others. Interviews include the TODAY Show, Good Morning America, and NPR. Critics hail her work as “illuminating, eye-opening, and required reading for everyone over 40.”   Visit her website at https://elderindustry.com To learn more about Joy, visit: Email: jloverde@elderindustry.com Website:  https://elderindustry.com LinkedIn: linkedin.com/in/joyloverde Facebook: facebook/joyloverde Instagram: instagram.com/joyloverde Pinterest: www.pinterest.com/joyloverde YouTube: www.youtube.com/channel/UCZRzSTIqbNFJFL7k2SCU7qA To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

In this episode, Tony shares insights from his newest book: "The Get Ready! Blueprint: A 52-Week Guide to Changing the Way You Think About Money. He address the following questions: - Why is mindset important to how we think about money? Why is it important to empower people rather than telling them what to do? Why are weekly actions items helpful?  How can we know what information is useful? Why should someone think about their goals before they think about a product?  Tony Steuer, CLU, LA, CPFFE is an internationally recognized financial preparedness advocate, podcaster, and award winning author. His newest book, The Get Ready! Blueprint: A 52-Week Guide to Changing the Way You Think About Money, presents The Get Ready Method, which he created to empower people to take control of their money while providing a framework for integrating financial products, financial advice and advisors. The Get Ready Method provides a framework for integrating financial products, financial advice and advisors. He is also an Advisor at Paperwork and Dingo Technologies. Meanwhile, he is a member of the ThinkAdvisor’s LUMINARIES Class of 2022 as a Finalist in Thought Leadership & Education. He served as a long term member of The California Department of Insurance Curriculum Board as well. Steuer shares his trailblazing thought leadership on financial wellness as a contributor for ForbesAdvisor, expert content reviewer for Nerdwallet, and a guest/contributor for ABC’s Seven on Your Side, Cheddar TV, New York Times, the Washington Post, Fast Company, Chicago Tribune, CNBC, and Fox Business News. His podcast, Get Ready Money Podcast, is another way to absorb his expertise. Steuer’s books, including The Get Ready Blueprint, Get Ready! A Step-By-Step Planner for Maintaining Your Financial First Aid Kit, Insurance Made Easy, Questions and Answers on Life Insurance, The Questions and Answers on Life Insurance Workbook, The Questions and Answers on Disability Insurance Workbook and The Questions and Answers on Insurance Planner, have won numerous awards, including four awards for Excellence in Financial Literacy Education. His books are used in college courses, financial planning certification courses, insurance agency training and financial planning firm resource libraries. Financial Preparedness Advocate & Author (check out my books here) https://www.tonysteuer.com/books/ Let’s change the way we think about money! www.tonysteuer.com To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

In this episode, Amy Salo, CFP®, CAP®, CExP™ Managing Partner, General Agent, Registered Principal with Forest Hills Financial Group shares her passion for the financial services industry, the people she serves, and the potential for her team of advisors and clients to ensure the next generation lives better than the last.   She answers the following questions:- Why are women needed in this industry? Why is this a great opportunity for women? What skills are needed to succeed as a financial advisor? How does the compensation work? Do you have any tips for working in a male dominated world? To learn more about Amy, visit: Website social handles https://www.linkedin.com/in/asalo/ https://www.linkedin.com/company/forest-hills-financial-group/ https://www.fhfg.com/ To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng

In this episode, Yamilca Rodriguez, the CEO and Founder of Bespoke Branding, shares her expertise as a  "Brand Therapist"  and answers the following questions: 1. What is the most crucial aspect of building a strong personal brand? 2. How can individuals identify their unique personal brand and differentiate themselves from others in their field? 3.What role do social media and online presence play in personal branding in an ever-evolving digital landscape? 4. How can professionals maintain authenticity while still presenting a polished personal brand? 5. Tell us about your Book Brand Therapist? 6. What common mistakes or misconceptions do people make when building their personal brand? Yamilca is the CEO and Founder of Bespoke Branding, where she creates and executes personal brands cohesively and professionally. Her boutique agency empowers women to discover their authentic selves and develop personal brands that resonate with their values and aspirations. Yamilca Rodriguez is in the world of branding, celebrated for her expertise as a "Brand Therapist." With a remarkable career as a Former Brand Leader at the prestigious Procter & Gamble Company shaping successful billion-dollar brands like Olay, Always, and Crest 3D White.   Beyond her corporate achievements, Yamilca is a captivating speaker who has graced the stage of TEDx and the Amazon Prime Speak-Up series. As an author, Yamilca's book "Brand Therapist" imparts her knowledge and expertise in creating compelling and impactful personal brands for clients, products, services, and organizations. She has garnered attention from notable publications such as Forbes Magazine, The Voice-Tribune, The Courier-Journal, Today's Woman, and Style Blueprint. Website & Social Handles: www.bespokebranding.io facebook: https://www.facebook.com/yamilca.rodriguez.71 LinkedIn: https://www.linkedin.com/in/yamilcarodriguez/ Instagram: https://www.instagram.com/yamilcabrandtherapist/ YouTube: https://www.youtube.com/@brandtherapistyamilca To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng/

Dr. Victoria Tillson Evans is the Harvard-educated founder of Distinctive College Consulting. Over the last decade, she has successfully guided hundreds of families from across the world through the often stressful college admissions process, taking a highly personalized approach that leverages her experience as a faculty member at Elon University, Middlebury College, and Harvard University.  She is also an author of Stairway to College Heaven: The Most Readable College Guide on Earth, and has provided her expertise in several national media outlets, including The Atlantic, US News and World Report, and Fox News.   To learn more about Dr. Victoria, visit: Stairway to College Heaven: https://www.amazon.com/Stairway-College-Heaven-Readable-Guide/dp/0692082727 Distinctive College Consulting: www.distinctivecollegeconsulting.com To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng/

In this episode, Allison Youngblood with Bottomline Savings addresses the following: Allison Youngblood is a highly experienced consultant and advisor with  over 20 years of leadership experience. Her expertise lies in assisting businesses and individuals in improving their profitability, expanding their revenues, and identifying resources for reinvestment.  With her extensive background, she can offer valuable guidance and support to those seeking to improve their business or personal endeavors.  Her dedication to becoming an expert on the Employee Retention Credit(ERC) shows her commitment to staying current with relevant developments in the business landscape.  When not advising business owners on this nuanced tax program she enjoys serving local nonprofits and charitable organizations from her home base in Sunny Isles Beach, Florida.  Story Notes: - What is the ERC?  What makes a business eligible for this program? Can you get ERC if you received PPP? When does the program expire? What are the risks involved?  To learn more about Allison, visit: ayoungblood@bottomlinesavings.com www.BottomLineSavings.com To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng/

In this episode, we discuss John's personal & professional journey and the genesis for his business Connected Consultants, LLC. John also discusses the importance of understanding your business DNA because your best working style is being your authentic self John Morgan , Founder & Managing Partner of Connected Consultants, LLC. After 17 years as an Independent OSJ Advisor at JP Morgan Financial Partners, John realized his calling: Making connections. In his own words, he loves “connecting with amazing people, connecting them to other amazing people, and connecting them all to the tools and services they need to make their business thrive.” But why let all that valuable experience go to waste? So, in 2017, John founded Connected Consultants, LLC. But far be this from his first business endeavor. John also started and ran his own South Florida restaurant, Tequila Sunrise - adding entrepreneurial insight to his deep knowledge of the financial industry. Fun Fact: John’s passionate about giving back. He’s spent the last 20 years as an avid volunteer, helping out organizations like LifeNet4Families, Boca Helping Hands, and the American Red Cross. To learn more about John, visit: LinkedIn: https://www.linkedin.com/in/johnmorganconnectedconsultants/ Website: connectedconsultantsllc.com Twitter: @ConnectNConsult To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng/

In this episode, we discuss the importance of debt optimization and how Sora can help advisors and their clients secure better deals for existing and new home, auto and student loans. Debt optimization reduces stress and increases financial freedom Rohit Agarwal lives in San Francisco with his wife, Candice, and two daughters, Anjali (4) and Anika (2). He is currently the co-founder and co-CEO of Sora Finance, a fintech company providing liability optimization as a service to financial advisors. Previously, Rohit was the Head of Kiva USA where he was responsible for all lending across the country to small businesses. Rohit also worked as a consultant in McKinsey & Company's San Francisco office and is the former Generation USA CEO, a job training program for unemployed youth. Additionally, Rohit was a public high school teacher in Harlem, NY via the Teach For America program and spent two years as an investment banker with Banc of America Securities.  To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng/

In this episode, we discuss Cary's dharma. She is passionate about providing women and families strategic financial planning guidance and wealth management support to help them live the lives they want. Cary will share details about her upcoming second book. ABOUT OUR GUEST: Cary Carbonaro.  Cary is an award-winning Certified Financial Planner professional with over 25+ years of experience. She is a tireless advocate for women in the financial industry and is passionate about increasing financial literacy and empowering women to overcome any financial challenge they face. Before joining ACM Wealth, Ms. Carbonaro was Vice President, Head of Office at Goldman Sachs. At United Capital,  she founded and served as Head of Women’s Leadership.  She was a Managing Director,  Partner,  Voice of the Women,  Finlife Coach,  Managing Director Most Valuable Player and her financial planning practice was a Diamond office winner.   Cary is the author of the bestselling wealth management book for women, The Money Queen’s Guide: For Women Who Want to Build Wealth and Banish Fear. She is a CFP® Board Ambassador and was appointed to represent the industry in the media. She is the 2016 recipient of the prestigious Investment News Women to Watch award and was ranked #4 on Investopedia’s Top 100 Financial Advisors list in 2019. She was listed in the Top 100 Investopedia in 2018-2020.  Her expertise is highly sought after, and she has offered commentary while appearing on both local and national television news outlets. She spearheads the establishment of the Women and Wealth division of ACM Wealth, which aims to provide women and families strategic financial planning guidance and wealth management support to help them live the lives they want. She has spoken all over the world on financial literacy for women.   To learn more about Cary, visit: Twitter: @carycarbonaro  Instagram: @carycarbonaro Linkedin: https://www.linkedin.com/in/carycarbonarocfp/ Facebook: https://www.facebook.com/ccarbonaro Website: https://carycarbonaro.com/ To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng/

Enhancing company culture is becoming an ever-increasing higher priority while industries struggle to engage and retain staff. Now, more than ever, organizational leaders are looking to develop rapport and cohesion effectively with their teams…and fast. As in, yesterday. This topic will distill leadership and cultural ethics, the psychology of trust, and power dynamics in order to reconstruct an innovative, strategic approach that will generate by-in and build loyalty in an organization. CEO & Founder, Lead Trainer, Executive Coach, Keynote Speaker, and CEO/Founder of Executive Performance Institute for Coaching (E.P.I.C.), Jenna Dillon works with high-performing individuals and top-tier organizations, helping accomplished and aspiring leaders achieve greater levels of fulfillment and success in their lives, careers, within their organizational cultures, and as industry influencers. Jenna partners with her clients to uncover values, beliefs, and internal rules that, up until now, have constrained the achievement of their full potential. By working with Jenna, hundreds of professionals now enjoy living in an environment where authenticity, vulnerability, and empowerment live in accordance with each other and enable exponential growth and achievement. One who always practices what she promotes, Jenna has been mentored by very diverse, highly successful entrepreneurs and she has trained and cultivated expertise in proven professional development programs including phenomenology, ontological coaching via transformational coaching, neuroscience/ neuroplasticity, psychology, and sociology. She is not only committed to elevating the performance outcomes of her clients but also by raising the standards within the executive coaching industry through her organization, Executive Performance Institute for Coaching (E.P.I.C.). Jenna's list of clients includes working with startup and established entrepreneurs, c-suite executives, engineers, business owners, artists, doctors, and physiotherapists. She has coached leaders in non-profit organizations, financial advisors, mortgage bankers, and other high-performing individuals. A few of the companies and/or company leaders she's partnered with include The Allbright, DreamWorks, Universal Studios, Northwestern Mutual, NASA, and First American. Jenna is committed and passionate about empowering her clients to break through barriers and create exponential, EPIC results. To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng/

Marsha Guerrier is a TEDx Speaker, 4x Bestselling Author, Founder and CEO of HerSuiteSpot®, a Certified MWBE and WBENC organization helping small businesses develop their business and marketing plans.  Marsha has held a career in the Financial Service and Financial Technology industries spanning over 30 years working for Fortune 500 and startup firms, helping them increase revenue. Marsha is also the founder and Executive Director of the Yva Jourdan Foundation, a non-profit organization dedicated to strengthening the leadership, power, and voices of women and children through our educational programs.  Marsha holds a Bachelors of Science in Business, Management and Economics. She is a two-time recipient of the State Assembly of New York’s Women of Distinction Award and was recently recognized on the 2022 Empower Role Model lists of 100 Future Leaders Role Model supported by Yahoo Finance, she was also named one of Top 50 Women in Business by the Long Island Business News. Marsha served on the Nassau County Comptroller MWBE Steering Committee. Marsha has been featured in media including the Tamron Hall Show, ABC7NY, Fox5NY, Black Enterprise, Next Nation on Sirius XM, 90.3 WHPC, and other media outlets. As a professional and business development trainer Marsha has had the pleasure to work with Microsoft, National Grid, National Coalition of 100 Black Women, Dress For Success, S&P Global and many other organizations.  To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng/

1. Tell us about an impactful experience that influenced your purposeful career. (highlight Fifty Cents Story and the power of seeking experiences, wins and failures) 2. What are some of the frameworks you apply to life and career? (highlight two influential quotes and what I say to my kids everyday, “learn something, help someone, and have some fun!”) 3. There’s a lot of talk about AI taking over financial services: what say you? (highlight my definition of AI as “Augmented Intelligence” for humans and cite a widow’s story that demonstrates financial services best done with relationships and the power of empathy!) 4. What excites you about the future of finance and careers? (highlight real conversations with students and mentees, whether a Finance student (or a child or grandchild) you don’t want to sit behind a desk all day; CB Insights email subscription) 5. Ethical Decision-Making and the Great Payoff (Read Brayden’s college essay.) Michael Hakerem is a founder of Empowered Portfolios® and Glenwood Financial Partners. He has nearly 30 years of experience in private wealth management and custom portfolio design, and has built award-winning financial technologies for securities research and portfolio management. As a client advocate, Michael is passionate about shaping a trustworthy, forward-thinking financial industry through client-centric stewardship and education. Follow @MichaelHakerem on Twitter and LinkedIn, where he highlights a useful tid-bit now and then. Learn more at: GlenwoodFP.com and EmpoweredPortfolios.com To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng/

This is the first episode of Money Matters. I want to tell you about myself, this podcast and what you can expect from us.  First, a little bit about me.  I’m a Certified Financial Planner (CFP(R) pro) and investment adviser. I designed my firm — Blue Ocean Global Wealth — to take a more personal approach to financial planning & investment management. My goal is to always put you, as a person, first.  I am passionate about education, it’s the foundation of everything I do from working with individuals and families on a financial plan to helping business owners design a retirement plan. And education is really the foundation of this podcast. To be more specific, I want to use education to do three things: Help listeners understand the world of financial services and the financial advice profession, so they know who to call for help, what to listen to, who to trust. Help listeners start to process their own relationship with money. This informs  my 1:1 client meetings and it’s important to have a broader conversation! Help listeners make better choices when it comes to money matters. That’s ultimately what it’s all about, right?! Marguerita (Rita) Cheng helps educate the public, policy makers, and media about the benefits of competent, ethical financial planning. The chief executive officer of financial advisory firm, Blue Ocean Global Wealth, Rita helps people meet their life goals through the proper management of financial resources. She is passionate about helping them navigate some of life’s most difficult issues—divorce, death, career changes, caring for aging relatives—so they can feel confident and in control of their finances. She takes pride in her ability to make a difference in people’s lives. Rita also volunteers her time as a SoleMate, or charity runner for Girls on the Run, raising money to win scholarships for girls. Rita is a Certified Financial Planner® (CFP®) professional, a Chartered Retirement Planning Counselor®, Retirement Income Certified Professional®., and a Chartered  SRI™  Counselor (CSRIC®). She is a member of the CNBC Financial Advisor Council. She is a regular columnist for Kiplinger & US News & World Report, and a past spokesperson for the AARP Financial Freedom Campaign. In addition, she serves of the Board of Directors for CFP Board. In 2022, she was named the #4 Most Influential Financial Advisor in the Investopedia Top 100. She was named a “Woman to Watch” by Investment News in 2017. To learn more, visit: https://www.linkedin.com/in/margueritacheng/ Listen to more episodes on Mission Matters: https://missionmatters.com/author/Marguerita-Cheng/