The NZ Property Market Podcast

Send us a question/idea/opinion direct via text message! The Reserve Bank of New Zealand has lifted the Official Cash Rate by 25 basis points to 2.75%. While the hike brings monetary policy closer to a neutral setting, the tone of the accompanying Monetary Policy Statement was distinctly cautious and data-dependent. In this special reactionary episode of the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson unpack the RBNZ’s decision just 4...

Send us a question/idea/opinion direct via text message! Property sales volumes have fallen for the seventh consecutive month, drifting down 6% year-on-year in July. Yet amidst the broader market slowdown, first-home buyers are executing an aggressive counter-cyclical surge—capturing a record-breaking 29% market share. This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall (dialling in from his car outside Hamilton following Northland's historic Ranfurly Shield de...

Send us a question/idea/opinion direct via text message! After years of national hand-wringing, housing affordability in New Zealand has officially returned to long-term averages. Falling house prices, lower interest rates, and rising wages have combined to bring the value-to-income ratio back down to 6.7 - exactly where the historical average has sat since 2004. This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson unpack the ...

Send us a question/idea/opinion direct via text message! Property resellers are feeling the squeeze. In Q2 2026, 13% of New Zealand properties sold for a loss - a significant shift from the peak of the market where losses were practically zero. However, the data reveals a stark contrast based on one critical factor: how long you hold the property. This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson dive deep into the latest Q...

Send us a question/idea/opinion direct via text message! New Zealand’s unemployment rate rose to 5.6% in Q2 2026 - the highest level in over a decade. However, beneath the headline number lies an encouraging trend for the residential property market: total employment actually expanded, meaning the unemployment jump was driven by an expanding labour force rather than mass job destruction. This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Ke...

Send us a question/idea/opinion direct via text message! Is Australia on the verge of an extended New Zealand-style property slump, or will structural differences across the ditch protect the Aussie market? In this special Trans-Tasman edition of the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief NZ Economist Kelvin Davidson are joined by special guest Tim Lawless, Executive Research Director at Cotality Asia Pacific (celebrating nearly 20 years with the firm). T...

Send us a question/idea/opinion direct via text message! National property values recorded their fourth consecutive monthly drop in July, slipping -0.3% to extend the quarterly decline to -1.0%. On this week's episode of the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson unpack the latest Cotality Home Value Index (HVI) results. We explore the deepening North-South divide: while Auckland (-0.7% month) and Wellington (-0.8% month) continu...

Send us a question/idea/opinion direct via text message! In this special guest edition of the New Zealand Property Market Podcast, Head of Research Nick Goodall is joined by Ryan Hannigan and Ben Grant from Loan Market Dunedin. Together, they explore the unique dynamics of the Otago and Southland property markets, where housing values and sales activity continue to outperform many northern regions. Ryan and Ben break down the on-the-ground drivers in Dunedin, including how the multi-billion-d...

Send us a question/idea/opinion direct via text message! Residential property transactions across New Zealand have recorded six consecutive months of year-on-year declines. This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson unpack the latest monthly Chart Pack data, revealing that first-half 2026 sales volumes reached 43,183 - down 4.2% compared to the same period in 2025. We explore why high listing stock and broader econom...

Send us a question/idea/opinion direct via text message! Construction output costs are tracking upward, but residential builders are absorbing the financial hit. This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson analyse the newly released Q2 Cordell Construction Cost Index (CCCI). The data shows an annualised cost acceleration to 3.5% for the second quarter, up from 3.0% in Q1. We break down the structural reasons why...

Send us a question/idea/opinion direct via text message! First-home buyers are occupying a larger share of the New Zealand property market than at any point in the last two decades. This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson dive into the June Buyer Classification data to complete a full wrap of the second quarter. The numbers reveal that first-home buyers secured a record-breaking 28.3% market share across Q2, capit...

Send us a question/idea/opinion direct via text message! The Reserve Bank has delivered an unexpected baseline shift. This week on a special reactionary episode of the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson dissect the RBNZ’s unanimous decision to hike the Official Cash Rate (OCR) from 2.25% to 2.5%. Despite a fracturing market consensus on Monday, the Monetary Policy Committee voted with total consensus to remove some economic a...

Send us a question/idea/opinion direct via text message! Does high climate risk actually destroy residential property value, or does it create a structural entry point for desperate buyers? This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson unpack a groundbreaking new analytics release tracking the long-term price impacts of Cyclone Gabrielle across Hawke's Bay and Auckland. The data exposes a fascinating climate...

Send us a question/idea/opinion direct via text message! The underlying data is flashing clear warning signs of economic consolidation. This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson dissect the latest New Zealand Activity Index (NZAC) and the Reserve Bank’s weekly updated Kiwi GDP Nowcast. The metrics reveal a stark economic slowdown in Q2, dropping bank expectations for a July Official Cash Rate (OCR) increase into a d...

Send us a question/idea/opinion direct via text message! Are you sitting tight in a three-bedroom home waiting for the property market to "improve"? You might be missing a massive strategic window. In this episode of the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson unpack the latest "trade-up premium" data. They reveal why a softer housing market has actually made it significantly cheaper to upgrade to a four-bedroom home right now, wi...

Send us a question/idea/opinion direct via text message! Welcome to a special regional guest edition of the New Zealand Property Market Podcast. This week, Head of Research Nick Goodall returns to his hometown roots to interview Jemma Scott-Davidson, owner and mortgage advisor at Loan Market. With over 20 years of commercial banking experience before launching her independent advisory firm, Jemma provides an invaluable, boots-on-the-ground temperature check of the winterless north. Movi...

Send us a question/idea/opinion direct via text message! The structural shift in the New Zealand property market is cementing itself in the data. While the latest Mapping the Market release reveals a highly patchy horizontal flatline across the regions, the newly updated May Buyer Classification data exposes a deep divide in buyer behaviour. Mortgaged multiple property owners (MPOs) have taken a decisive step back in the second quarter, dropping to a 22.4% market share as the compounding real...

Send us a question/idea/opinion direct via text message! The May Cotality Home Value Index (HVI) results are officially in, delivering a perfectly flat 0.0% national movement. While regional variability persists under the surface - with Christchurch nudging up 0.4% and Wellington softening by 0.3% - the broader market continues to track sideways as buyers hold the pricing power but sellers refuse to capitulate. This week, Nick Goodall and Kelvin Davidson answer a brilliant listener ques...

Send us a question/idea/opinion direct via text message! The tide has officially turned for mortgage interest rates. Following the Reserve Bank's razor-edge split decision to hold the OCR last week, borrowers are hitting a major structural shift. An estimated 40% of all New Zealand mortgage debt is exposed to repricing in the next six months alone - shifting from a mindset of two years of falling rates straight into a rising rate wall. This week, Nick Goodall and Kelvin Davidson analyse the m...

Send us a question/idea/opinion direct via text message! In this special reaction episode, Nick Goodall and Kelvin Davidson unpack the latest RBNZ OCR decision. The rate was held, but only just. The vote was split 3–3, with the Governor casting the deciding vote. This highlights how finely balanced the outlook is. The key message is that rate rises are likely coming. The OCR track has been revised higher. An increase as soon as July now looks probable. Some committee members wanted to hike no...

Send us a question/idea/opinion direct via text message! With the Reserve Bank's Monetary Policy Statement (MPS) landing this Wednesday, the economic data is sending an interesting signal. April's electronic card transactions were 1.3% month-on-month—with fuel spending down 2% despite rising prices. It’s decent evidence that "demand destruction" is actively under way as households fundamentally shift their behaviour. This week, Nick Goodall and Kelvin Davidson preview the upcoming OCR decisio...

Send us a question/idea/opinion direct via text message! The Q1 2026 Pain and Gain Report is officially live, revealing the clear signals of a buyer's market. While 88% of property resellers still walked away with a gross profit, the share of properties selling at a loss has ticked up to 12% - driven heavily by short hold periods and a challenging apartment sector. This week, Nick Goodall and Kelvin Davidson unpack the stark reality of the 4-year median hold period for loss-makers compared to...

Send us a question/idea/opinion direct via text message! The latest Cotality-Westpac First Home Buyer Report is out, and the data is a clear win for those entering the market. With a 27.5% market share, FHBs are near record levels, but the real story is what they are buying - 77% are securing standalone houses, up from just 70% a few years ago. This week, Nick Goodall and Kelvin Davidson dive into the devil in the detail of the Q1 labour market stats. Why did unemployment drop to 5.3% despite...

Send us a question/idea/opinion direct via text message! The Cotality-Westpac First Home Buyer Report May 2026 In this special guest episode Kelvin Davidson is joined by Satish Ranchhod from the Westpac Economics team to discuss the latest co-branded First Home Buyer Report. They cover off the Iran conflict, the implications for NZ's economy, inflation, and interest rates, then what it might all mean for first home buyers. Lately FHBs have remained a dominant force in the property market, acc...

Send us a question/idea/opinion direct via text message! The April Home Value Index (HVI) results are in, and while the national median technically rose by a modest 0.1%, the broader picture is one of a flattening market. This week, Nick Goodall and Kelvin Davidson peel back the layers on the regional divide - why are Auckland and Wellington softening while Christchurch and Invercargill continue to climb? We also dive into a surprising dose of 'hopium' from the March economic data. With fill...

Send us a question/idea/opinion direct via text message! The Q1 2026 CPI data is finally in, landing at a ho-hum 3.1%. While it’s technically above the target band, the market has already moved on to the next big question: exactly when will the RBNZ hold its nerve no longer and lift the OCR? This week, Nick Goodall and Kelvin Davidson break down the inflation stats and why July vs September is the current 50/50 bet for the first rate hike. We also dive into the latest Chart Pack data sh...

Send us a question/idea/opinion direct via text message! Wellington is drying out after a night of torrential rain, but the economic data remains heavy. This week, Nick Goodall and Kelvin Davidson unpack the March Buyer Classification data, which shows first-home buyers (FHBs) holding a record 27–28% of the market. We also look at the measured return of smaller investors and why movers are currently staying put. With the Q1 CPI inflation data due tomorrow, we analyse the latest mo...

Send us a question/idea/opinion direct via text message! This week, Nick Goodall and Kelvin Davidson break down the Q1 2026 Cordell Construction Cost Index (CCCI). While cost growth remains relatively controlled at 1% for the quarter, building costs are now 30% higher than they were in March 2020. We discuss why this controlled growth might be short-lived as global supply chain disruptions and transport cost hikes begin to flow through the industry. We also analyse the latest RBNZ mortg...

Send us a question/idea/opinion direct via text message! The RBNZ keeps the OCR at 2.25%, but with inflation forecasts shifting to 4.2% for June, the wait and see period has a very clear focus on rising costs. In this special reactionary episode, Nick Goodall and Kelvin Davidson break down today’s Reserve Bank (RBNZ) Monetary Policy Review. While the decision to hold the Official Cash Rate (OCR) at 2.25% was widely expected, the focus has shifted to the Bank's updated inflation outlook and th...

Send us a question/idea/opinion direct via text message! March data confirms a property market upturn was underway - but global second-round inflation risks may have just drawn a line in the sand. In this episode, Nick Goodall and Kelvin Davidson break down the March Home Value Index, which saw a second consecutive 0.2% rise in national property values. While momentum was clearly building in Christchurch, Dunedin, and Invercargill through the first quarter, the escalating conflict in the Midd...

Send us a question/idea/opinion direct via text message! In this episode, Kelvin Davidson hosts Gerard Burg, Head of Research in Australia, to discuss the global economic environment, differences and similarities between Australia and New Zealand, and their impacts on the housing markets. They explore recent monetary policy actions, supply chain issues, and geopolitical risks affecting energy and construction sectors. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or ...

Send us a question/idea/opinion direct via text message! This week’s episode explores the sluggish start to 2026, where a weaker-than-expected Q4 GDP result meets a growing sense of sales fatigue. Nick and Kelvin break down why the movers are the key to the next price cycle and how the Reserve Bank might navigate the worst-case scenario of stagflation. Is the New Zealand property market hitting a crescendo of sluggishness? Following a strong end to 2025, the first two months of 2026 have seen...

Send us a question/idea/opinion direct via text message! The Q4 Affordability Report is out, and the data shows a significant shift in the New Zealand housing market. After four years of adjustments, key measures of affordability are returning to long-term averages - but as geopolitical tensions rise, will this recovery be cut short? This week, Nick and Kelvin provide essential property market advice on how to interpret these "normalising" figures and what the latest migration turnaround mean...

Send us a question/idea/opinion direct via text message! A surprise 0.2% rise in national property values meets a shifting global landscape. Nick Goodall and Kelvin Davidson analyse how geopolitical tensions could force the Reserve Bank's hand. In this episode, the research desk tackles the unexpected 0.2% rise in the February Home Value Index. While an upturn always starts somewhere, the significance of this month is its broad-based nature - with every main centre, including Auckland, seeing...

Send us a question/idea/opinion direct via text message! January’s lending data has landed, and while the crazy peak of December has passed, the underlying numbers reveal a market that is far from quiet. In this week's Monday morning yarn, Head of Research Nick Goodall and Chief Economist Kelvin Davidson dive into a return to normality for New Zealand lending. After the bank-switching surge of late 2025, January's figures show a billion-dollar increase over the previous year, signaling ...

Send us a question/idea/opinion direct via text message! In this episode of the New Zealand Property Market podcast, Cotality Head of Research Nick Goodall interviews Nicole Ferguson, National Director of Loan Market NZ to celebrate International Women's Day 2026. Nicole shares her journey from Australia to New Zealand, her leadership experiences, and insights on gender equity in the property and finance industries. We explore challenges faced by women, the importance of confidenc...

Send us a question/idea/opinion direct via text message! This week, following the release of the Cotality Monthly Chart Pack for February, Nick and Kelvin discuss recent sales data, regional buyer trends, and economic indicators. They explore the impact of timing on market activity, regional disparities, and the influence of economic recovery on housing demand following the RBNZ MPS and OCR hold from last week. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @...

Send us a question/idea/opinion direct via text message! In this episode Nick and Kelvin discuss the Reserve Bank of New Zealand's decision to hold the official cash rate at 2.25%. They analyse the economic forecasts, including GDP growth and inflation expectations, and explore the implications for the housing market. The conversation highlights the balance between caution and optimism in the current economic climate, with a focus on upcoming economic indicators and their potenti...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the economy, focusing on monetary policy, net migration trends, and lending data. They analyse the implications of the Reserve Bank's upcoming monetary policy statement and the recent Cotality Pain and Gain report for Q4 2025, which highlights the profitability of property resales. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and ema...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest trends in the housing market as reflected in the Cotality Home Value Index for January 2026. They analyse the mixed signals from the economy, including the recent increase in the unemployment rate and its implications for the housing market (it is not all bad). The conversation also touches on regional variability in property performance and the outlook for upcoming economic reports and event...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the recent lending data from the Reserve Bank, highlighting a significant increase in bank switching and refinancing activity. They explore the impact of cash incentives on borrower behavior and the implications for the housing market. The conversation also touches on insights from the Cotality decoding report, listener questions about spare capacity in the economy, and the dynamics of the l...

Send us a question/idea/opinion direct via text message! In this episode of the New Zealand Property Market Podcast, host Nick Goodall and guests discuss the findings of the Decoding 2026 report, which surveyed over 1,000 property professionals about their read on the market and expectations for the future. The conversation covers the improved sentiment in the market, regional differences in property values, the impact of interest rates, and the evolving digital landscape in real estate. ...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin delve into the latest inflation data for Q4, discussing its implications for the official cash rate and the broader economy. They explore the nuances of core inflation, the dynamics of the property market, and the significant role of first-time buyers (following the release of the January Chart Pack). The conversation highlights the ongoing economic recovery and the various indicators that suggest a...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest trends in the construction sector, focusing on the Cordell Construction Cost Index (CCCI) for Q4. They note that construction costs have remained relatively flat, with a slight increase of 0.9% for the quarter and 2.3% for the year, which is below the long-term average. The conversation highlights the potential for increased activity in the construction sector due to low interest rates and im...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the property market's performance in 2025, highlighting the minor decline in property values and the resilience of first home buyers. They delve into lending trends, investor dynamics, and the potential impact of global economic factors on the local market as they look ahead to 2026. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com ...

Send us a question/idea/opinion direct via text message! In this episode of the NZ Property Market Podcast we republish in full the Property Academy podcast, from OPES Partners where Cotality Head of Research Nick Goodall made a guest appearance to discuss the intricacies of the Cotality Home Value Index. Along with hosts Ed McKnight and Andrew Nichol, Nick delves into the revolutionary hedonic index, which uses regression modelling to estimate property values based on various characteristics...

Send us a question/idea/opinion direct via text message! In this episode of the New Zealand Property Market podcast, host Nick Goodall engages with Loan Market mortgage advisors from various regions, including Queenstown, Tauranga, and Mangawhai. The conversation explores local market insights, property trends, and the impact of foreign buyers on the market. Advisors share their expectations for the summer property market and discuss interest rate trends, providing valuable insights for...

Send us a question/idea/opinion direct via text message! In this episode Nick and Kelvin discuss the just-released GDP data for Q3, which reported a 1.1% growth in the economy, and what the implications are for the future of the economy and importantly, monetary policy. They analyse the sectors contributing to this growth, the revisions to previous GDP figures, and the potential impact on the Reserve Bank's decisions regarding interest rates. The conversation also touches on the i...

Send us a question/idea/opinion direct via text message! This week, following the release of Cotality's Best of the Best report, Nick and Kelvin discuss the latest suburb performance metrics, review the year in the property market, and set expectations for 2026. They explore economic indicators, migration trends, and the implications of recent RMA changes on housing supply. The conversation also delves into long-term property market outlooks and personal reflections on the year. S...

Send us a question/idea/opinion direct via text message! Following the release of the Cotality NZ Home Value Index for November, this week Nick and Kelvin discuss the impact of Auckland's housing market on national home values, the regional variability in property markets, and the importance of building consents for housing supply. Courtesy of a few listener questions they then delve into interest rate predictions and the potential effects of flood risk on property values, emphasizing t...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin delve into the latest Pain and Gain report, discussing the current state of the property market, resale performance, and economic indicators. Thanks to a listener question they also explore the implications of unemployment as a lagging indicator and the complexities of migration data (and revisions of). Plus, Nick provides an overview of the Opes Partners Property Academy Podcast which he featured on last week ...

Send us a question/idea/opinion direct via text message! As expected the RBNZ cut the OCR to 2.25% today, and also signalled that this may be the last cut in the cycle. In this reactionary episode of the podcast, Nick and Kelvin run through the reasons for the latest decision, and also what the RBNZ forecasts look like in 2026 and beyond - for GDP, employment, house prices, inflation, and the OCR itself. A house price upturn looks likely in 2026, but restraints such as DTI caps should mean it...

Send us a question/idea/opinion direct via text message! This week, following the publication of the latest Monthly Chart Pack, Nick and Kelvin discuss the latest trends in sales volumes, the implications of a proposed capital gains tax, and with the final MPS of the year this week, the outlook for monetary policy. They explore how these factors influence the housing market and investor sentiment. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL ...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin delve into the latest insights from the first home buyer report, migration trends, and retail spending data. They discuss the resilience of first home buyers in the current market, the tentative signs of a turnaround in migration, and the cautious optimism surrounding retail spending. The conversation also touches on the importance of community engagement and the recent client dinner, highlighting t...

Send us a question/idea/opinion direct via text message! This special guest episode launches the latest joint research by Cotality and Westpac, looking at first home buyers. Kelvin Davidson, Chief Property Economist at Cotality, is joined by Westpac's Senior Economist, Satish Ranchhod to discuss the latest report, including the broader macroeconomic and interest rate environment. They then move into the detail of FHB activity, including % market share (by region and price bracket), types of p...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest trends in mortgage lending, interest rates, and the labour market. They explore the rise in mortgage lending activity, the implications of interest-only lending, and the slight increase in the unemployment rate. The conversation also covers the recovery in building consents and the overall economic outlook, highlighting the importance of adapting to market demands in property deve...

Send us a question/idea/opinion direct via text message! With Nick away on holiday across the ditch, in this episode Kelvin Davidson is joined by Eliza Owen, Cotality's Head of Research for Australia. First Kelvin discusses the recent Cotality Home Value Index results for NZ, as well as a look ahead to this week's Financial Stability Report and key labour market figures for Q3 - both out on Wednesday. Then Kelvin and Eliza kick into a wide-ranging discussion about the similarities and differe...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the announcement from the Labour party about a proposed Capital Gains Tax. The conversation delves into the implications of a new 28% tax on the net sale of residential and commercial properties which could take effect on July 1, 2027. It discusses the details surrounding the tax, including what types of properties are affected, the valuation process, and the potential revenue implications. Concer...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the property market, focusing on construction costs (CCCI report for Q3), government policies, net migration, rental market dynamics, Reserve Bank policies, and inflation. They explore the implications of these factors on the housing supply and the overall economy, providing insights into future trends and market sentiment. The monthly video summary is available on Youtube Sig...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the property market, focusing on investor trends, the role of first home buyers, and the impact of economic policies. They analyse recent data, including the rise of multiple property owners and the record share of sales to first home buyers in September. The conversation also touches on the implications of monetary policy changes and the outlook for the housing market m...

Send us a question/idea/opinion direct via text message! In this episode Nick and Kelvin discuss the recent 50 basis point cut to the OCR, exploring its implications for the New Zealand economy. They delve into the concept of spare capacity, its effects on inflation, and the housing market's future. The conversation highlights the importance of consumer confidence and economic indicators in shaping monetary policy decisions, ultimately painting a picture of cautious optimism for e...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the recent trends in the property market, including a slight increase in home values for the first time in six months. They analyse the Reserve Bank's lending data, economic indicators, and the implications for the Official Cash Rate (OCR). The conversation also touches on attracting first home buyers from Australia following a listener question. Sign up for news and insights or contact on LinkedI...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest trends in the property market, including the recent Mapping the Market data release, lending statistics, and the implications of a new Reserve Bank Governor. They explore the current state of house prices, the impact of lending practices on first home buyers, and the anticipated changes in monetary policy under the new governor. Sign up for news and insights or contact on LinkedIn...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the recent GDP contraction of 0.9% in Q2, its implications for monetary policy, and the potential for interest rate cuts. They explore the current state of the property market (courtesy of the latest monthly chart pack), including mortgage lending dynamics and buyer behaviour, while emphasising the need for collaboration between monetary and fiscal policies to stimulate economic growth. Sign up fo...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the recent trends in the property market, focusing on the balance between population growth and housing supply. They analyse data from 2019 to 2024, highlighting how different regions have experienced varying levels of demand and supply. The conversation also touches on the complexities of housing demand, the impact of net migration, and the current state of retail spending as an economic indicato...

Send us a question/idea/opinion direct via text message! In this episode of the New Zealand Property Market Podcast, Nick Goodall interviews Geoff Christopher, co-founder of Afterburner, an AI-driven automation platform designed to enhance productivity for financial advisors. They discuss Geoff's background, the origin of Afterburner, and how it addresses common pain points in the mortgage application process. The conversation also touches on the impact of AI on job security, the import...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the property market, focusing on the Cotality Home Value Index for August. They analyse trends in property values, particularly in Auckland, and compare the New Zealand market to Australia. The conversation also covers the impact of economic factors on property prices, recent mortgage lending trends, and the implications of the relaxation of the foreign buyer ban. The ep...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest affordability report, highlighting improvements in housing affordability due to plateauing house prices and falling interest rates. They explore regional differences in affordability, the economic context affecting the property market, and trends in lending, particularly among first home buyers. The conversation also touches on signs of economic improvement and the implications fo...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the property market, piggy-backing off the latest Cotality monthly chart pack focusing on first home buyers and investor activity as well as the split in value change by the different tiers of the market. They then explore the implications of last week's Monetary Policy Statement from the Reserve Bank and government plans to relax the foreign buyer ban as well as the Minister for Ho...

Send us a question/idea/opinion direct via text message! In this episode Nick and Kelvin discuss the recent decision by the Reserve Bank to cut the Official Cash Rate (OCR) by 25 basis points to 3%. They delve into the implications of this decision, including forecasts for inflation, GDP growth, and the housing market. The conversation highlights the anticipated further cuts to the OCR and the overall economic outlook, emphasising the importance of monitoring key economic indicato...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest Pain and Gain report for Q2, highlighting the decline in resale profits and the overall sluggishness of the property market. They delve into the economic indicators affecting the market, including inflation and interest rates, and preview the upcoming monetary policy statement. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@co...

Send us a question/idea/opinion direct via text message! In this episode, Nick interviews Ilse Wolfe, a property investment coach and director at Wolfe Property. Ilse shares her journey into property investment, discussing her early experiences during the global financial crisis, the importance of cash flow, and the impact of healthy homes on communities. She emphasises the significance of building effective power teams, understanding numbers, and conducting thorough due diligence. ...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the property market, highlighting the stagnation in property values and the regional variability across New Zealand. They delve into the implications of the labour market's performance (including the discouraged worker effect) on the economy and property values, as well as the anticipated monetary policy changes from the Reserve Bank. The conversation emphasises the need...

Send us a question/idea/opinion direct via text message! Today, it's a mortgage lending data extravaganza as Nick and Kelvin discuss the latest trends in mortgage lending, focusing on the impact of bank switching, the structure of loans, and the current state of non-performing loans. They explore how competitive cashbacks are influencing borrower behaviour and the implications of regulatory changes on lending practices. The conversation also touches on the health of the mortgage ...

Send us a question/idea/opinion direct via text message! In this episode of the New Zealand Property Market Podcast, Nick Goodall speaks with Casey Wylde to discuss the latest insights from Trade Me Property's quarterly report on buyer and seller mindsets during the winter months. They explore the disconnect between buyers and sellers, the motivations for buying in winter, and the advantages for sellers who list their properties during this season. The conversation also includes p...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the rental market (following the release of the July Chart Pack), highlighting a notable decline in rental prices and tenant affordability challenges. They explore the implications of these trends on landlords and tenants alike. The conversation then shifts to sales volumes, revealing an increase in forecasted transactions for the year. The hosts also delve into inflatio...

Send us a question/idea/opinion direct via text message! In this episode of the New Zealand Property Market Podcast, Nick Goodall speaks with Matt Spicer, franchise owner and mortgage adviser at Loan Market Wairarapa. Together Nick and Matt discuss the current state of the New Zealand property market, focusing on the Wairarapa region. They explore trends in first home buyers, property prices, and the impact of interest rates. Matt shares insights on the importance of communication in mo...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the property market, focusing on the trends among first home buyers and investors, the dynamics of sales volumes, and the implications of recent economic indicators and inflation data (including genuinely live reaction to the Q2 release which happened while recording). They explore how societal perceptions of property investment are evolving and the challenges faced by d...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest trends in construction costs, implications for the new build sector, and insights from new lending data. They analyse the current economic outlook and the potential impact of monetary policy decisions on the property market. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com This podcast is ...

Send us a question/idea/opinion direct via text message! In this episode Nick and Kelvin discuss the recent monetary policy review by the Reserve Bank, focusing on the decision to hold the Official Cash Rate (OCR) at 3.25%. They analyse the implications of this decision on inflation expectations, economic recovery, and the housing market. The conversation highlights the unanimous decision of the Reserve Bank, the anticipated cuts in the future, and the cautious optimism regarding New Ze...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest Home Value Index, revealing a slight 0.2% rise in property values after a period of stagnation. They explore the current trends in the housing market, including the balance between supply and demand, and the implications for buyers and sellers. The conversation shifts to dwelling consent data, highlighting a stabilisation in construction activity, and concludes with an economic ov...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the concept of the trade-up premium in the housing market, exploring how it has changed over time and its implications for buyers. They delve into market dynamics, consumer confidence, and economic indicators, highlighting the challenges and opportunities present in the current environment. The conversation also touches on inflation expectations and business confidence, providing insights in...

Send us a question/idea/opinion direct via text message! In this episode of the New Zealand Property Market Podcast, Nick Goodall speaks with mortgage advisor Toni Dawson about the current state of the property market in New Zealand. They discuss market trends, buyer behaviour, investment strategies, and the dynamics of different property types. The conversation also covers mortgage trends, refinancing options, and the importance of building long-term client relationships in the m...

Send us a question/idea/opinion direct via text message! New file uploaded at 5:50pm on 23 Jun. Please delete and re-download for the better file if you downloaded the original. ------------------------------------------------------------------------------------------------- This week Nick and Kelvin discuss the latest trends in the property market, focusing on interest rates, sales volumes, and the impact of economic data. They explore the dynamics of investor activity, the role of fir...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest suburb data from the Mapping the Market tool, highlighting the performance of different property types. They delve into net migration trends and their implications for the housing market, emphasising the ongoing economic challenges. The conversation also covers the recent Auckland CVs, addressing public concerns about property valuations and their impact on rates. Sign up for news...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest Home Value Index results, highlighting a surprising consistency in market weakness across major centers. They explore the dynamics of regional markets, particularly Hamilton, and the potential emergence of a two-speed economy as recovery unfolds. The conversation delves into global economic trends, productivity growth challenges, and the impact of recent building work statistics....

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest insights from the First Home Buyer Report, highlighting trends in the market, the impact of mortgage lending data from the Reserve Bank, and the current economic uncertainty affecting first home buyers. They explore the challenges and opportunities in the housing market, including the rising average age of first home buyers and the importance of understanding debt-to-income ratios. ...

Send us a question/idea/opinion direct via text message! In this special guest episode of the NZ Property Market Podcast, Kelvin Davidson and Satish Ranchhod discuss the inaugural co-branded Cotality Westpac NZ First Home Buyer Report. They explore the current economic landscape for first home buyers, key insights from the report, demographic trends, and the future outlook for the housing market. The conversation highlights the resilience of first home buyers in the market, the impact of inte...

Send us a question/idea/opinion direct via text message! In this episode Nick and Kelvin discuss the recent monetary policy statement, focusing on the decision to lower the official cash rate (OCR) to 3.25%. They analyse the economic forecasts, including GDP and inflation expectations, and their implications for the housing market. The conversation also highlights upcoming economic indicators that will influence future monetary policy decisions. Sign up for news and insights or contact ...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss discuss the current state of the property market, including recent trends in sales volumes and property values (following the release of the Cotality Monthly Chart Pack). They analyse the upcoming OCR decision and its implications for the economy, as well as the recent government budget and its limited impact on the housing market. The conversation highlights the balance between monetary and...

Send us a question/idea/opinion direct via text message! In this episode of the New Zealand Property Market Podcast, Nick Goodall and Pete Eastwood discuss the unique property market in Wanaka. They explore the current trends, buyer demographics, and the implications of the foreign buyer ban. Pete shares insights on the ongoing development in the area, the challenges faced by buyers, and the opportunities available in the market. The conversation highlights the importance of understandi...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest quarterly Pain and Gain report, highlighting key statistics on property resales, profit margins, and market trends. They delve into regional variations in property performance, the dynamics between investors and owner-occupiers, and the impact of migration trends on the rental market. The conversation also touches on economic indicators, inflation concerns, and the upcoming govern...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest trends in the property market, focusing on first home buyer activity, labour market data, and the implications for the economy and the RBNZ's OCR decision at the end of the month. They also explore the importance of energy efficiency in housing (thanks to the NZGBC report) and the dynamics of the rental market, thanks to a listener question. The conversation highlights the challen...

Send us a question/idea/opinion direct via text message! As first featured and published on the Home Run podcast with David and Harps, here's the full interview with Cotality Head of Research Nick Goodall. In the interview the team explores key factors influencing property prices, buyer behavior, and market dynamics. The discussion highlights the impact of interest rates on affordability, the segmentation of buyers, and the challenges faced by first-time buyers. It also touches o...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest trends in the property market, including the Home Value Index (HVI) and lending data from the Reserve Bank. They explore regional performance variations, the impact of recent weather events on property, and the cautious approach of borrowers in the current economic climate. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@...

Send us a question/idea/opinion direct via text message! In this episode of the New Zealand Property Market Podcast, Nick Goodall and Becs McCallum discuss the current lending environment, the impact of global events on the New Zealand property market, and the changing dynamics of borrowing capacity. Becs shares her personal journey from working in the family butchery to becoming a mortgage advisor, and they explore how recent changes in interest rates and lending policies are affecting...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the property market, focusing on listings, sales activity, and regional variations, following the release of the monthly chart pack. They explore the impact of macroeconomic indicators on the market, including GDP growth, inflation expectations and business confidence. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@c...

Send us a question/idea/opinion direct via text message! In this episode of the New Zealand Property Market Podcast, Nick Goodall and Chief Economist Kelvin Davidson discuss their Easter weekend experiences before diving into the latest CPI inflation data, which showed a slight increase but remains within the Reserve Bank's target band. They explore the implications of this data on monetary policy and the economy, including the introduction of Kiwi GDP as a new economic indicator. The convers...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest trends in the property market, focusing on first home buyers, investor activity, and lending trends. They analyse the impact of macroeconomic factors, including tariffs and the official cash rate (OCR), on the housing market. The conversation highlights the dynamics between different buyer groups and the overall outlook for property transactions in 2025. Sign up for news and insig...