Wealth on Your Terms

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with father-daughter finance duo Bode Odetoyinbo (The Finance Dad) and Reni to unpack what it actually takes to build wealth that lasts across generations.The Finance Dad has nearly three decades of experience investing in the stock market and real estate, while Reni is a finance educator and investor who has built an investment portfolio of over $500,000.We unpack how to build wealth from the ground up, the five stocks they would hold for the next five years, and where they believe the next major investment opportunities could be. But we also go beyond investing: how do you build generational wealth without raising entitled children? How many children can you actually afford? Should you give your children their inheritance while you're still alive? And what conversations about money, debt, wills and assets should families be having before it's too late?Whether you’re building wealth for yourself or thinking about the generations coming after you, this episode is about building the financial foundation, knowledge and habits that can outlive you.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact; in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries: tobimgt@gmail.com 📲 Follow us on Instagram: wealthonyourtermshub Subscribe & tap the 🔔 so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast andWrite a review and Rate us 5-stars on Spotify and Apple Podcasts🔗 Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw 🏡For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6 Follow my real estate page: @tobi.realestate ✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/ 🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/ 🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With The Finance Duo1) Reni- IG: @xoreni- YouTube: https://www.youtube.com/c/xoreni- Podcast: https://www.youtube.com/@dontgobroketrying/videos- Website: https://renitheresource.com/about/2) The Finance Dad- IG: https://www.instagram.com/bode.thefinancedad/📌 Timestamps0:00 – The 3 Wealth-Building Levers You Need to Know14:58 – How Reni Grew Her Portfolio From $300K to $500K+22:10 – The Next Wealth Opportunity Is Being Built Right Now29:02 – 5 Stocks That Could Create the Next Millionaires49:28 – The Mistake That Can Destroy Generational Wealth58:02 – The Money Lessons Wealthy Families Teach Their Children Early1:03:43 – The Financial Decision Most People Never Consider Before Having Kids1:08:52 – What You Need Financially in Place Before Marriage & Children1:14:56 – The Family Money Conversation You Don't Want to Have Too Late1:20:07 – The Wealth Preservation Strategy Most Families MissEpisode 25⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Mo Rafi, a former banker who worked across four major Canadian banks: Scotia, TD, RBC and CIBC and managed over $40M in assets for wealthy clients.We talk about what working inside the banking system taught him about how money and wealth really work, why he believes the banking system is designed to keep people financially dependent, and what wealthy clients were doing differently to build their fortunes.We also break down how to negotiate better rates with your bank, escape high-interest debt, use debt strategically to build wealth, rethink home ownership, prepare financially before leaving a 9–5, and why the traditional formula for building wealth may no longer work in today’s economy.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact; in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries: tobimgt@gmail.com 📲 Follow us on Instagram: wealthonyourtermshub Subscribe & tap the 🔔 so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast andWrite a review and Rate us 5-stars on Spotify and Apple Podcasts🔗 Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw 🏡For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6 Follow my real estate page: @tobi.realestate ✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/ 🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/ 🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Mo Rafi📷 Instagram: https://www.instagram.com/raficredit.ca/👩🏾‍💻 LinkedIn: https://ca.linkedin.com/in/morafiWebsite: https://raficredit.ca/ Connect with Mo through his social platforms and website.Episod 24 ⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Lianne Hannaway, a former Managing Director at the Toronto Stock Exchange who spent over 20 years working in finance and helping build wealth from the inside.We talk about what she learned from being in rooms where wealthy people make financial decisions, why earning more money doesn't automatically make you financially secure, how she paid off $47,000 of debt in 20 months, the importance of negotiating your worth, building generational wealth without “wealthing in reverse,” and how she built a $2M retirement portfolio while also buying her mother a house.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries: tobimgt@gmail.com 📲 Follow us on Instagram: @https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast and Write a review and Rate us 5-stars on Spotify and Apple Podcasts🔗 Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw 🏡For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6 Follow my real estate page: @tobi.realestate ✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/ 🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/ 🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Lianne Hannaway LinkedIn: https://ca.linkedin.com/in/liannehannaway Instagram: https://www.instagram.com/emotionsplusmath ---📌 Timestamps 00:00 – How Growing Up Without Wealth Shaped Her Approach to Building It 11:46 – The Wealth Lessons Learned in Rooms You’re Not In 30:01 – Why Your 9–5 Is Still One of the Best Ways to Build Wealth 33:03 – The Salary Negotiation Rules Most People Never Learn 42:16 – The 5 Things That Actually Determine Financial Security 51:43 – How to Build Wealth Without Abandoning Your Family 58:05 – How to Make Generational Wealth Actually Last 1:04:34 – How to Know When You Have Enough Money 1:08:42 – How to Actually Enjoy the Wealth You’ve Built⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]

In this episode, I sat down with Fred and Bimpe, a couple who have built wealth through business, investing and entrepreneurship after moving from Nigeria to Canada.

We talk about how they built a seven-figure portfolio in a relatively short period, how they acquired their first business just three months after moving to Canada, the realities of starting over in a new country, the next major wealth transfer through business acquisitions, and how to think about generational wealth and putting your children in a stronger financial position.

🎙️ About Wealth on Your Terms

Wealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: tobimgt@gmail.com 

📲 Follow us on Instagram: wealthonyourtermshub 

Subscribe & tap the 🔔 so you don't miss the next episode.

To allow us post more episodes,

1) Hit the like button to support this podcast and

2) Write a review and Rate us 5-stars on Spotify and Apple Podcasts

🔗 Listen on Your Favourite Platform

- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 

- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 

- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw 

🏡For real estate inquires,

I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario

Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6 

Follow my real estate page: @tobi.realestate 

✨ Connect with me, Tobi:

📷 Instagram: https://www.instagram.com/tobi.adekeye/ 

🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en 

👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/ 

🗞️ Newsletter: https://tobiderin.substack.com

📲 Connect With Fred & Bimpe

Fred: https://ca.linkedin.com/in/frederick-obodozie-tep-a754174a 

Bimpe: https://www.instagram.com/bimzhair 

Email: info@econovacapital.com 

---

📌 Timestamps

00:00 – Building a 7-Figure Portfolio After Starting Over in Canada

12:58 – How They Discovered a Million-Dollar Business

26:20 – How Expanding Your Network Creates New Opportunities

31:59 – The Next Big Wealth Transfer Is Through Business Acquisitions

39:45 – How They Bought a Business Just 3 Months After Moving to Canada

51:43 – What Made Them Take the Risk on a $2.5M Business

1:09:17 – Why Generational Wealth Can Disappear

1:12:10 – Why Owning Real Estate Doesn’t Automatically Build Wealth

1:27:09 – How to Build Long-Term Wealth for Your Children

⚠️ Disclaimer

This content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed pro

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Rachel Wong, co-founder of Monday Girl, one of the largest career-networking platforms for women in North America, and a former 8-year Uber employee who helped launch Uber Eats from the ground up and climbed the ranks to manage teams of up to 30 people.We talk about the overlooked asset class that matters just as much as money when it comes to building wealth, how to network effectively without it feeling transactional, the $80K loss Monday Girl took expanding into the US market, why she turned down raising VC money, how she bootstrapped a business for nine years while working full-time, how to climb the corporate ladder and get promoted, what it actually costs to run a community-based or events business, and how to know when to cut a revenue stream that isn't working.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/Subscribe & tap the 🔔 so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast andWrite a review and Rate us 5-stars on Spotify and Apple Podcasts🔗 Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw🏡For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6Follow my real estate page: @tobi.realestate✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Rachel Wong- Instagram: https://www.instagram.com/_rachelwong/- LinkedIn: https://ca.linkedin.com/in/rachelwongto-------------------------📌 Timestamps00:00 – The Chinese Proverb Her Parents Taught Her After Losing Everything4:40 – She Got Fired From Her Job9:29 – The Equity Play 9-to-5 Employees Can Use to Build Wealth13:57 – The Asset That Builds More Wealth Than Money — And How to Build It20:43 – How She Actually Built a Million Dollar Business From Scratch21:07 – Losing $80,000 Taught Her This About Business35:54 – Why Chasing Multiple Income Streams Can Actually Hurt You44:01 – How She Leveraged Her 9-to-5 to Build a Million Dollar Business47:14 – Why Turning Down Investors Was the Smarter Move56:06 – The Promotion Advice Your Manager Hopes You Never Learn (From Someone Who Climbed the Corporate Ladder Herself and Became a Manager)⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Tobi Oluwole, founder of Magnet Ventures and The Founders Blueprint, and an angel investor who has built a multi-million dollar business while helping thousands of people turn their skills into profitable businesses. We get into how AI is set to wipe out 300-800 million jobs and what people should be doing right now to position themselves, why he believes freedom matters more than being rich, the pricing strategy he used to help clients charge multiples more for the same offer, the exact 3-stage formula he used to scale from $0 to $200K/month, the $88,000 tax bill that changed how he manages money forever, and the simple LinkedIn content formula that has generated him multiple six-figure brand deals and quietly built a business that prints money. Whether you're an aspiring entrepreneur, someone stuck in corporate wondering how to build leverage outside your job, or just trying to figure out how to build wealth and freedom on your own terms, this conversation is packed with honest, practical insights from someone who has actually done it.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect with Tobi Oluwole: - LinkedIn: https://www.linkedin.com/in/thetobioluwole/- https://www.tobioluwole.com- https://www.instagram.com/thetobioluwole/-------------------------📌 Timestamps00:00 – AI Is Coming for 300–800 Million Jobs — Here's How to Not Be One of Them05:04 – Forget Rich, Get Free: The 4 Types of Freedom Nobody Talks About12:01 – Why You're Scared to Charge What You're Worth (And How to Fix It)13:02 – The Emirates First Class Trick That Lets You Charge 10x More for the Same Product21:10 – The Exact 3-Stage Formula to Scale From $0 to $200K/Month25:26 – "Boring Business, Exciting Life": The Mindset Behind Predictable Wealth33:19 – How He Mixes Faith and Business Without Losing Customers39:21 – "The World Gets the Best of You, I Get the Rest" — What His Wife Taught Him43:03 – The $88,000 Tax Bill That Nearly Broke Him49:16 – Steal His Exact LinkedIn Formula: The 5-Day Content Plan That Prints Money1:03:52 – Posting on LinkedIn While Still Employed — How to Do It Without Getting Fired1:19:03 – 3 Books That'll Rewire How You Think About Money and Freedom⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Shradha Chopra, a serial entrepreneur, licensed realtor, and real estate investor who has built a multimillion dollar portfolio generating over $15K in monthly passive income across 17 units and 10 properties, while also owning and operating two Second Cup franchise locations.We get into how she built her passive income from scratch working three jobs in her early twenties, why she believes buying your own home first is a mistake, how she thinks about worst case scenario investing, the strategy behind scaling from one property to ten, why she went from real estate into franchises, the truth about investing in US real estate, and the simple repeatable formula she uses to build wealth across multiple income streams and businesses.Whether you're an aspiring investor, entrepreneur, or someone trying to figure out how to build real wealth on your own terms, this conversation is packed with honest, practical insights from someone who has actually done it.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect with Shradha- Instagram: https://www.instagram.com/choprarealestate/-------------------------📌 Timestamps00:00 - Why she built passive income before ever buying her own home03:51 - The three job grind that started it all and what it actually taught her07:41 - What South Asian dinner table conversations taught her about real estate09:12 - Why her dad told her buying your own house is a mistake13:12 - How she closed her first property with no mortgage and 12% interest15:00 - The exact formula she used to scale from one property to ten17:00 - Why she stopped buying properties and bought a franchise instead21:04 - The repeatable system behind building wealth across multiple income streams29:44 - Why she lives in a $3M house and still pays rent40:30 - How she manages a multi-million dollar real estate portfolio, two brick and mortar businesses and a real estate business⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Ken, tax strategy and wealth advisor, author of Tax Efficient Wealth, and founder of GMS Professional Corporation, to unpack how the wealthy legally use the tax system to build and preserve more wealth — while many middle-class earners end up paying the highest percentage of their income in taxes.We break down why employment income is taxed differently, how corporations, real estate, capital gains, and business structures create tax advantages, and the mindset shift from simply earning more money to actually keeping and growing more of it. We also dive into practical concepts like the velocity of money, leverage, RRSPs vs TFSAs, tax-efficient retirement planning, generational wealth structures, and how real estate can become a powerful wealth-building and tax strategy tool when used intentionally.Whether you’re an employee, entrepreneur, investor, or someone trying to better understand how money and taxes actually work, this conversation will completely change the way you think about wealth building in Canada. 🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Ken Green - Book: taxefficientwealth.ca/book- Summit: taxefficientwealth.ca/summit-------------------------📌 Timestamps00:00 - Why the middle class pays the highest taxes (and how the wealthy legally avoid it)05:34 - The biggest mistake employees make with money and taxes10:34 - How wealthy families legally use their children to reduce taxes14:48 - The “velocity of money” concept wealthy people use to grow assets faster20:56 - The 3 most tax-efficient types of income in Canada24:20 - Why real estate is one of the best wealth-building tools in Canada30:33 - RRSP vs TFSA: What ambitious high earners need to know35:21 - How to turn your primary home into a wealth-building asset41:08 - How wealthy families pass down real estate without massive tax bills51:34 - Why getting a big tax refund might actually be hurting you⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Anderson — a professional trader, long-term investor, and real estate-focused wealth builder who transitioned from being a chef and DoorDash driver into the world of finance — to break down how the stock market actually works and how it fits into building real, long-term wealth.This conversation goes far beyond trading. We talk about how to think about money holistically — balancing short-term income (like trading) with long-term wealth strategies like stocks and real estate. We also get into discipline, risk management, and the psychology behind how people make (and lose) money in the market.We shift into a deeper conversation around generational wealth - including why waiting to pass down assets later in life might actually limit their impact, and how wealth should be taught and transferred intentionally.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Anderson:- thetraderdesk@outlook.com-------------------------📌 Timestamps00:00 – How to Actually Win in the Stock Market. The stock market just logical, it’s psychological. 06:00 – A tool wealthy people use to fast-track their wealth 13:28 – From Chef → Food delivery driver → Professional Trader: The unconventional path into wealth22:29 – Trading vs Investing: One builds wealth, the other accelerates it33:37 – Who should stay away from this wealth acceleration tool? Is just gambling? The truth no one explains44:07 - Why this wealth acceleration method isn't for everyone 52:00 - What smart investors do when everyone else is panicking. What you should do in this season!1:04:32 - Real estate investments (generational wealth passed down) 1:05:14 - The biggest mistake in generational wealth (most people miss this)1:18:56 - Invest in these stocks to grow your wealth long-term (not financial advice) His long-term stock picks 1:28:53 - He made $91 passively during our conversation and I made $0

⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

Credits:Music: Violation by Soundridemusic

Featuring Tobi Oluwole | Retired at 28 | 7-Figure Business Owner | 350K+ LinkedIn Followers)🎙️ Full Episode: https://open.spotify.com/episode/1DSIE93mAZsmvqdIxFuJkR?si=HdzkrgBvQXeo8g07Q_7tQg&t=0&pi=yQfw8LXDTHurPMost people spend years building a life they didn't actually choose. Tobi Oluwole retired from corporate at 28, works 3 days a week, takes every summer off, and built a 7-figure business doing it. In this clip, he breaks down exactly how he designed his life before he built his business and why most people get that order completely backwards.This is a clip from my full conversation with Tobi on the Wealth on Your Terms podcast. If you want the full episode, link below. 👇📲 Connect With Tobi Oluwole- LinkedIn: https://www.linkedin.com/in/thetobioluwole/- Website: https://www.tobioluwole.com🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Hosted by Tobi Adekeye.📧 Partnerships & inquiries: tobimgt@gmail.com📲 Instagram: @wealthonyourtermshub🔗 Listen to the Full Podcast- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- All Episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw✨ Connect with me, Tobi Adekeye- 📷 Instagram: @tobi.adekeye- 🎥 TikTok: @tobiadekeye_- 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/0 🗞️ Newsletter: https://tobiderin.substack.com🏡 Real Estate InquiriesLicensed Realtor | On The Block Realty, Brokerage – Vaughan, Ontario- Connect: https://forms.gle/pKZkRfnnGqvKsPks6- Follow: @tobi.realestateNOTE: The information in this clip is for educational purposes only and does not constitute financial or legal advice.

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Eduek — a financial educator and coach who has helped her clients save and invest over $2 million -- to break down what actually keeps people stuck financially and how to build real, sustainable wealth.Eduek also shares her personal journey of paying off $47,000 in debt, the exact strategies she used, and how she transitioned into investing with confidence. We go deep into practical frameworks for getting out of debt, building better money habits, and starting to invest — even if you feel overwhelmed or behind.If you’ve ever felt stuck financially, struggled with debt, or don’t know where to start with investing, this episode will give you both the mindset and the strategy to move forward.You’ll learn:- Why mindset is the foundation of wealth (and how it holds people back)- The biggest mistake people make when trying to get out of debt- How to actually pay off debt (without relying on cookie-cutter methods)- The role income plays in building wealth (and why it matters more than you think)- How to build a simple investment strategy as a beginner- ETFs vs stocks — and where to start- How to structure your portfolio for long-term growth🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: @tobi.adekeye https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Eduek:📷 Instagram: @twosidesofadimehttps://www.instagram.com/twosidesofadime/- Surplus Stack Society: https://www.surplusstacksociety.com/?utm_source=ig&utm_medium=social&utm_content=link_in_bio&fbclid=PAZXh0bgNhZW0CMTEAc3J0YwZhcHBfaWQMMjU2MjgxMDQwNTU4AAGndj52owACbFRo0cyofEp9YZdwrifN1ioK7uuU026MnqOjpnJ0pChfwg-LLBc_aem_AXDtqRFShh09IgIh6u6p1A-------------------------📌 Timestamps00:00 – Scarcity mindset & money scripts that quietly sabotage your wealth09:47 – How she actually got into $47,000 of debt (and didn’t realize it)17:50 – How she paid off $47K without following generic advice22:45 – The uncomfortable truth: why most people stay stuck in debt30:08 – The system she used to get out of debt and turn her financial future around 34:43 – Investing explained simply (without the confusion)44:12 – Focus on this before trying to pick stocks54:36 – How to build a real portfolio: foundation, income & growth1:01:16 – How to make this your richest year (practical framework)⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Nike and Carine — investors and co-founders of NCTL Group, a real estate development and investment firm to unpack what it really looks like to build wealth beyond a salary, while still working full-time, raising families, and taking on ambitious real estate projects.We talked about how both of them got started in real estate from very different turning points, the mindset shift from thinking you’re “rich” to realizing you’re not yet truly wealthy, and why building assets matters so much when your income depends on showing up to work. We also get into partnership, marriage, courage, risk, faith, and what it actually takes to go from smaller real estate strategies into a 24-unit development project.What I love about this conversation is that it’s not just about real estate.It’s about ownership, long-term thinking, and having the courage to build something bigger than the life your 9-to-5 can fund on its own.Whether you’re interested in investing, building generational wealth, or just trying to think differently about money and your future, this episode will challenge and inspire you.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Nike & Carine: 📷 Instagram (NCTL Group): https://www.instagram.com/thenctlgroup/🎥 Youtube: https://www.youtube.com/@UCxBlyDrTa7a6szaETMtUIXA -------------------------📌 Timestamps00:00 – The turning points that changed how they approached money and wealth12:17 – This wrong decision could keep you broke forever21:37 – The different real estate investing strategies they've done 32:35 - The moment they realized they were playing a much bigger game42:21 - How do you get people to believe in your vision when you’re just starting?48:05 - How they're building generational wealth and still do good at the same time?50:27 - Why they kept their 9-to-5 even and how to use it to build generational wealth 54:04 - What it takes to build generational wealth for your family 1:01:30 - Advice to moms/women trying to build generational wealth ⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Dr. Wesley, Group CEO of Springs Wealth Consultant and a wealth creation and preservation expert with 25+ years of experience, to unpack the “money is a game” framework and why most people aren’t taught how to play it.We break down the “money is a game” framework and examine the structural difference between earning income and building long-term wealth. The conversation covers the five types of money players, why most people remain spectators, and the distinction between being rich and being wealthy. We explore the four quarters of the money game, asymmetric risk, the transition from high income to asset ownership, and the role of mentorship in accelerating wealth building. The episode also outlines the five forms of capital required to preserve generational wealth and why most inherited wealth disappears within three generations. This discussion focuses on financial freedom, wealth architecture, and long-term ownership strategy rather than short-term income growth.Whether you’re early in your journey or planning for legacy, this conversation will help you see money, strategy, and freedom in a new way.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts ----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Dr Wesley - Website: http://www.highincometowealth.com - Link To Buy The Book: - Link To Buy The Book: https://geni.us/tGI21

-------------------------📌 Timestamps00:00 – The 5 Types of Money Players (Most People Are Stuck on #2)06:00 – The Mentorship Rule the Wealthy Quietly Follow17:12 – The wealth switch: from paycheck dependency to financial control22:56 – The 4 quarters of the money game (and how to avoid “injury time”)37:53 – The money belief that keeps people stuck. Rewiring your money paradigm48:29 – Why being rich is a trap. You Shouldn’t Aspire to Be Rich57:05– 7 People You Must Be Smarter Than to Build Wealth1:06:40 – Is it too late to win the money game?! How to get back on track 1:09:18 – Faith, Money, and Building Wealth⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]

🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

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In this episode, I sit down with Mo and Debbie, a husband-and-wife founder duo behind SkillHat / SkillHat Founder Studio, to talk about building wealth through high income, ownership, and business systems.We unpack how they scaled SkillHat to a million-dollar business, what it’s really like building with your spouse (vision vs. risk management), and the frameworks they use to make bold moves without gambling their future. They break down why “entrepreneurship is the new safety net,” how to think about building a system that makes money beyond your labor and the underrated discipline behind growth—boundaries, reinvesting, coaching, and decision-making with data.If you’re in a 9–5 but thinking about ownership, building something on the side, or creating income that isn’t capped by your time, this conversation will help you see the path more clearly.

📧 For partnerships and business inquiries: tobimgt@gmail.com

📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode.

To allow us post more episodes,

- Hit the like button to support this podcast and

- Write a review and Rate us 5-stars on Spotify and Apple Podcasts

🔗 Listen on Your Favorite Platform

- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9

- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199

- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw

----------------------

🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario

- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate

------------------------

✨ Connect with me, Tobi:

📷 Instagram: https://www.instagram.com/tobi.adekeye/

🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en

👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/

🗞️ Newsletter: https://tobiderin.substack.com

📲 Connect With SkillHat/Mo & Debbie

- Skillhat - https://www.skillhat.ca

- Mo's LinkedIn - https://www.linkedin.com/in/mobola/

- Mo's IG - https://www.instagram.com/moballer_banks/?hl=en

- Deebie's LinkedIn - https://www.linkedin.com/in/deborahadeboyejo/

- Debbie's IG - https://www.instagram.com/debbieadeboyejo/?hl=en

-------------------------

📌 Timestamps

00:00 - How they built a Million-Dollar Business as partners

09:42 - Dual income thinking + When quitting your job actually makes sense: proof, stability, and timing

16:08 - Why ownership matters now

25:07 - Why 9–5 is no longer the safe path and what actually is in today’s market

28:58 - Turning your skills into a business

44:21 - Canada vs US: risk, capital, and why entrepreneurship scales differently

53:44 - The 3 income paths and why you need to know what path you're on

59:12 - How to make a million dollars even if you have a 9-5

1:04:40 - The REAL Business Secret

⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]

🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

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In this episode, I sat down with Dennis Mitchell, CEO and Chief Investment Officer at Starlight Capital and co-founder of the Black Opportunity Fund, to talk about career strategy, wealth creation, and the long game most people avoid.

We break down what it really takes to create opportunities instead of waiting for them, why networking often fails, and how discipline, decision-making, and time compound across both career and money. Dennis also shares how professionals actually think about risk, why volatility isn’t the real danger, and how long-term investors evaluate assets, including real estate, without the noise. We also get into real estate and investing frameworks, when homeownership makes sense (and when it doesn’t), and the role capital plays in restoring access and opportunity at scale through the Black Opportunity Fund.

Whether you’re navigating a career pivot, building wealth slowly and intentionally, or trying to make smarter decisions with money, this conversation offers grounded frameworks you can apply long after the episode ends

.---------

📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/

Subscribe & tap the 🔔 so you don't miss the next episode.

To allow us post more episodes,

- Hit the like button to support this podcast and

- Write a review and Rate us 5-stars on Spotify and Apple Podcasts

🔗 Listen on Your Favorite Platform

- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9

- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw

----------------------

🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario

- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6

- Follow my real estate page: @tobi.realestate

------------------------

✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com-------------------------

📌 Timestamps

0:00 - The Shortcut Most People Ignore: How to Make Opportunities Come to You

05:29 - Why Networking Doesn’t Work (Until You Do This)

07:41 - Creating your own - The Strategy That Opens Closed Doors

11:56 = Why Perfect Credentials Don’t Actually Win (What Really Separates People)

15:42 - Why Most People Never Build Wealth

20:31 - Risk Isn’t Volatility: How to Avoid Permanent Loss and Profit From Market Drops

21:36 = REITs Explained: How Professionals Evaluate Real Estate in the Stock Market

33:47 - The Decision Framework That Shapes Long-Term Wealth

36:10 - Black Opportunity Fund: Restoring Access, Capital, and Opportunity

⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Maureen Ngo — a 25-year-old who escaped the 9-to-5 and built two six-figure businesses by doing what most people overlook.We break down how she positioned herself early for ownership, how she learned to create opportunities instead of waiting for them, and why boring, overlooked income paths quietly outperform hype industries. We also talk about confidence, risk, and what it really takes to move from earning income to building assets — especially as the next wealth transfer accelerates.This conversation isn’t about chasing trends.It’s about positioning, ownership, and long-term leverage.If you’re thinking about money, work, and freedom differently — this episode is for you.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Maureen- IG: https://www.instagram.com/maureenngo_/- Tiktok - https://www.tiktok.com/@heyo.itsmo-------------------------📌 Timestamps00:00 - Why she dropped out of university/college 13:24 - The first business that actually built real wealth18:34 - Proximity to wealth changes how you think about money24:10 - Why more people should chose the “boring” paths to build wealth38:11 - Acquiring a second business, learning to hire, delegate, and step back.42:02 - Millionaire by age 30 & her plan to get there 44:33 - What being a young business owner actually looks like55:32 - personal finance, money & investing 1:02:35 - Next business ideas to create more wealth ⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]

In this episode, I sat down with Dr. Wesley, Group CEO of Springs Wealth Consultant and a wealth creation and preservation expert with 25+ years of experience, to unpack the “money is a game” framework and why most people aren’t taught how to play it. We talk about the three core laws top performers use to win, the key shifts that move you from high income to true wealth, and how to think about multi-generational wealth so your work outlives you. We also get into practical structure and strategy—what to measure, how to build the right team around your goals, and how families can preserve wealth across generations. Whether you’re early in your journey or planning for legacy, this conversation will help you see money, strategy, and freedom in a new way.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode.

To allow us post more episodes,

- Hit the like button to support this podcast and

- Write a review and Rate us 5-stars on Spotify and Apple Podcasts

- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw------------------

----🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario

- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6

- Follow my real estate page: @tobi.realestate------------------------

✨ Connect with me, Tobi:

📷 Instagram: https://www.instagram.com/tobi.adekeye/

🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en

👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/

🗞️ Newsletter: https://tobiderin.substack.com

📲 Connect With Dr Wesley

- Website: https://wesleyogude.com

- Foundation Cohort, High-Income to Wealth program designed for those who are just beginning their wealth-building journey. It’s an excellent resource for individuals looking to establish a strong financial foundation before advancing to more complex structures.Cohort Dates: Week 2: Nov 14 & Nov 15 Week 3: Nov 28

- 📧 highincome2wealth@gmail.com

- Highincome2wealth Podcast: https://wesleyogude.podbean.com

- Youtube: https://www.youtube.com/@royalbrothersroyalsisters9891/videos-------------------------

📌 Timestamps

00:00 – The “money is a game” mindset: why most people never learn the rules

03:49 – The hidden laws that govern money and why they’re kept secret

13:30 – From income to wealth: the four asset classes every millionaire builds on

17:25 – The immigrant wake-up call: freedom, taxes, and the golden handcuffs of a 9-to-5

26:37 – How to transition from earning a paycheck to building real wealth

33:44 – The four key transitions that separate the wealthy from everyone else

39:32– What it really takes to build and preserve multi-generational wealth

53:12– The five capitals families must pass down to sustain wealth

1:16:04 – Final lessons on wealth, purpose & preserving your family’s future

⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Bode Odetoyinbo (The Finance Dad) — a lawyer and seasoned investor in the stock market and real estate — to break down the principles of wealth building that have guided his decades-long investing journey.We talked about how to identify strong investment opportunities, the mindset required to grow assets over time, and the habits that separate consistent wealth builders from short-term thinkers. He also shared how he approaches the stock market, what he looks for in businesses before investing, and how he manages risk while building long-term freedom through real estate and equities. Whether you’re just starting to invest or already building assets, this conversation will help you think differently about money, mindset, and long-term wealth building.You’ll learn:- The key principles for spotting good investment opportunities🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Bode Odetoyinbo (The Finance Dad) - IG: https://www.instagram.com/bode.thefinancedad/- Professional practice website: https://www.lawyer4me.com-------------------------📌 Timestamps00:00 – Why even top 1% earners can’t rely on just salary. The rule that changes everything07:16 - Amazon in the 90s to Nvidia today: Lessons from 30 years of investing18:36 - How to spot early disruptors in the stock market 24:27 - The Hidden Cost of Currency (International investing lessons) 28:49 - How to invest based on your age (20s vs 30s vs 40s vs 50s)38:38 - Real Estate investing. The Wealth Transfer 49:45 - How to teach your children about money59:39 - This one decision could make or break your financial future 1:03:48 - black tax and how to navigate it ⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye] Most people only think stocks and real estate. The wealthy add early-stage startups and it changes their outcomes.In this episode, I sit down with Trieste Reading — investor across public & private markets and VP of Growth at FrontFundr — to demystify startup investing through equity crowdfunding. How everyday people can get exposure to high-growth private companies, the real risks (illiquidity, failure rates), and smart ways to build a beginner portfolio. We also compare real estate vs. startup investing, walk through minimums, limits with real examples.You’ll learn:- Why wealthy investors add startups: power-law outcomes and where exponential returns actually come from- Real estate vs. startups: effort, accessibility, potential returns, and where each fits- Angel investing vs. Venture Capital vs. Equity Crowdfunding — what each means for you as a retail investor- Startup invsting rules rules & limits (plain English): retail vs. eligible vs. accredited, typical minimums ($250–$500), when you can invest more- How exits happen (acquisition, IPO) and what to watch so you don’t miss your sell window- Risk reality check: illiquidity, failure rates, and how to size positions - Beginner due-diligence framework- Tax wrappers & accounts🎯 Purpose of this episodeTo give you a clear, non-hype primer on the private markets so you can decide whether (and how) to explore startup investing responsibly — without confusing jargon or gatekeeping.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ ----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📈 Check out Frontfundr (equity crowdfunding platform to invest in startups) - https://www.frontfundr.com📲 Follow Trieste - https://www.linkedin.com/in/triestereading/-------------------------📌 Timestamps0:00 - How the wealthy really build wealth (and why most people never hear about it)3:08 - The hidden lane beyond stocks and real estate10:47 - Real estate vs. startup investing — which builds wealth faster?16:47 - The 3 ways people invest in startups — VC vs Angel Investing vs Equity Crowdfunding20:12 - How much can the average person actually invest in a startup? (Minimums, maximums, and what qualifies you)24:17 - Her successful investment. 80x ROI in less than 5 years. 29:13 - What you need to know about startup investing48:48 - How to lower your risk (and maybe your taxes) when investing in startups53:55 - How to make your first move in startup investing (even with $250)1:08:50 - Investing in the U.S. vs Canada: the real differences⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Investing in private companies is high-risk and illiquid. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye] From $0 to a $16 Million Business: Entrepreneurship, Money & Building Wealth with Marc Lafleur

In this episode, we dive into how to turn bold ideas into real businesses, what it actually takes to build wealth as a founder, and the mindset behind risking everything to win big.Marc Lafleur is a serial entrepreneur, angel investor, and author of True Founder. He co-founded truLOCAL, a meat subscription company he scaled to $20M in revenue and sold for $16.7M by age 30. He’s also been featured on Dragon’s Den and has a book, True Founder published by Forbes Books.

We also cover:

- From failing startups to a multi-million dollar exit

- How to create luck & land opportunities

- The real sacrifices behind entrepreneurship (and why most people quit)

- Work–life balance myths every one building something big should know

- Building companies vs. cash-flow businesses

- The truth about acquisitions, equity, and getting paid after a sale

- Why being “money-motivated” isn’t a bad thing

- Life after a multi-million dollar exit

- His new venture in AI and what the future of work looks like

🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: tobimgt@gmail.com

📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/

Subscribe & tap the 🔔 so you don't miss the next episode.

To allow us post more episodes,

- Hit the like button to support this podcast and

- Write a review and Rate us 5-stars on Spotify and Apple Podcasts

🔗 Listen on Your Favorite Platform

- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9

- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199

- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------

🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario

- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6

- Follow my real estate page: @tobi.realestate------------------------

✨ Connect with me, Tobi:

📷 Instagram: https://www.instagram.com/tobi.adekeye/

🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en

👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/

🗞️ Newsletter: https://tobiderin.substack.com

📲 Connect With Marc

- IG: https://www.instagram.com/darkmarc_/

- Website: https://www.marclafleur.com

- Check his book out (True Founder) on Amazon or his website

-------------------------

📌 Timestamps

00:00 – Leaving health sciences for entrepreneurship

09:52 – Company #1 & #2

17:19 – Quitting a $200K job at 25 to chase a risky idea. From door-to-door meat sales to building truLOCAL

25:29 - The reality behind this form of wealth creation

34:38 - Building a company to sell it

37:43 – How much do founders really take home from a multi-million dollar exit

4 1:17 - Money motivation

44:08 – Life after the multi-million dollar exit. Why money changes everything (and why everyone should want more)

49:23 – Building a company with your partner

57:03 – Work-life balance

1:01:23 – Creating your own luck: having a 1:1 with billionaire

1:07:54 - What he's building next with AI. His AI Venture Studio (DB8 Labs)

1:14:34 - The AI gap: why you can’t afford to ignore it

1:17:43 - True Founder

Most people think earning more money is enough. But even the top 1% can’t rely on salary alone.In this episode, I sat down with Dr. K — a physician, entrepreneur, and real estate investor with 200+ properties — to break down the real frameworks of wealth. From the 9 asset classes the wealthy use, to the 10 profit centers of real estate, to the traps that keep most people broke… this conversation is a masterclass in building and protecting wealth.You’ll learn:- Why salary alone will never make you wealthy- The 9 asset classes the rich use to build generational wealth- The golden principles of real estate investing (and the 10 profit centers)- The mistakes to avoid: pre-construction condos, single-family homes, and risky lending- How the wealthy legally avoid taxes while continuing to grow- Why liquidity and cash flow matter more than paper net worth- How true wealth goes beyond money — and the 7 areas you need to master🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Dr Kay - IG: https://www.instagram.com/thetrianglesofimpact/-------------------------📌 Timestamps00:00 – Why even top 1% earners can’t rely on just salary04:30 – Active vs passive income: employee, entrepreneur, or investor?11:26 – The 9 asset classes the wealthy use19:48 – Is your home really an asset?24:10 – Golden principles for real estate investing32:36 – How he built his real estate empire (by accident)33:57 – The 10 profit centers and 4 cash centers in real estate39:43 – From UK to Canada: building across two markets44:24 – The different areas of real estate investing45:18 – 3 key principles for private lending50:00 – 3 principles every entrepreneur and investor should know55:32 – Why pre-construction condos can burn investors1:01:24 – Why single-family homes aren’t the best investments1:04:28 – Income-producing assets and why liquidity is king1:11:36 – 7 buckets the wealthy use to avoid tax1:14:25 – How the wealthy actually grow their money1:28:45 – The 7 areas of wealth beyond just money

🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: tobimgt@gmail.com

📲 Follow us on Instagram: @wealthonyourtermshub

Subscribe & tap the 🔔 so you don't miss the next episode.

To allow us post more episodes,

- Hit the like button to support this podcast and

- Write a review and Rate us 5-stars on Spotify and Apple Podcasts

🔗 Listen on Your Favorite Platform

- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9

- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199

- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw

----------------------

🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario

- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6

- Follow my real estate page: @tobi.realestate

-------------------------

✨ Connect with me, Tobi:

📷 Instagram: @tobi.adekeye

🎥 Tiktok: @tobiadekeye_

👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/

🗞️ Newsletter: https://tobiderin.substack.com

-------------------------

📌 Timestamps

00:00 – Welcome to Wealth on Your Terms + guest intro

01:53 – The money habits he picked up young

04:46 - Jack of all trades or master of none?

06:45 – Lessons from 20 years in the financial services industry

09:22 – Real estate: from 0 to 11 properties, why he exited

16:24– From real estate to acquiring 3 laundromat businesses

20:06 – The 4x rule for buying businesses. A simple framework anyone can use to know if a deal makes sense

22:15 – Scaling, selling, and knowing when to exit

32:54 – The entrepreneur’s trap

36:39 – Freedom vs entrepreneurship

39:08 - How would you invest $100k in today's economy/market

40:53 – Advice for your 20s

43:00 – Rent vs Buy dilemma

In this episode, I spoke with Tobi Oluwole — an entrepreneur who retired from corporate at 28From getting rejected 6 times by Shopify to building a 7-figure business helping others do the same, Tobi now works 3 days a week, travels the world, and takes summers off. He’s proof that freedom isn’t just a dream, it’s a design problem.Whether you’re stuck in a 9–5 or building a business, this episode will stretch your definition of freedom. Tobi breaks down how to build a business that funds your lifestyle, not one that becomes your new 9–5. He shares frameworks, mindset shifts, and numbers to know what's possible.

📌 Timestamps0:00 – Intro 1:31 – The lesson that blew up Tobi’s life and his LinkedIn 8:07 – What shaped Tobi’s risk tolerance from a young age14:04 – “I was the worst employee” – and why Tobi had to be an entrepreneur 19:38 – Knowing when to quit vs. when to keep pushing 24:13 – Is Entrepreneurship About Luck or Strategy? 24:50 – Business #13: Why this one actually worked after many failed attempts 35:21 – The wildest income a founder has made in his accelerator 37:52 – Why some people never make it: the #1 thing holding you back 40:38 – Investing in startups and boring businesses – a wealth strategy 43:32 – The power behind business partnerships and co-founders 47:38 – Lessons from six-figure+ monthly earners 50:29 – Modern wealth creation: raising the ceiling for entrepreneurs 55:26 – Ideas and naysayers: pushing beyond doubt and opinions 58:51 – How to build a business that funds your dream lifestyle (aka how to design your life) 1:05:15 – Redefining success and the true feeling of freedom 1:10:50 – If you’re stuck right now… listen to this part -------------------------🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye, Realtor®. I'm licencsed under On The Block Realty, Brokerage – Vaughan, Ontario- - Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6 - Follow my real estate page: https://www.instagram.com/tobi.realestate/-------------------------📲 Connect With Tobi Oluwole - Attend Tobi's Re-create Summit 🎟️, A Private Gathering For Entrepreneurs Building Life On Their Terms: https://lu.ma/recreate2025?tk=Zcy3rG- LinkedIn: https://www.linkedin.com/in/thetobioluwole/✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.derin/🎥 Tiktok: https://www.tiktok.com/@tobiderin👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com
#wealthonyourterms Disclaimer: The information shared in this episode is for educational and informational purposes only and does not constitute financial or legal advice. Please do your own research or consult with a licensed professional before making any investment or financial decisions.

[Wealth on Your Terms Podcast with Tobi Adekeye] How to buy an existing business with Charles Kayitaba.

In this episode of Wealth on Your Terms, I sat down with Charles Kayaba, a business broker who’s worked on millions of dollars in transactions, to unpack what it actually takes to buy an existing business. We broke down how business ownership works, who it’s right for, and where it fits into the bigger picture of building wealth.

Whether you're a 9–5er, investor, or just exploring other options, this conversation might open up a new path you hadn’t considered.

Topics we covered:

- Why buying a business is more accessible than most people think

- Buying vs. building: when it makes sense to skip starting from scratch

- Franchises vs. independent businesses (and what banks actually look for)

- Why specialization matters when getting funded

- Real estate vs. stocks vs. business ownership, and which is right for what goal

- Money lessons from high-income earners and business owners

🎙️ About Wealth on Your Terms

Wealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living, so you can figure what works on your terms. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: tobimgt@gmail.com

📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/

Subscribe & tap the 🔔 so you don't miss the next episode.

To allow us post more episodes,

- Hit the like button to support this podcast and

- Write a review and Rate us 5-stars on Spotify and Apple Podcasts

🔗 Listen on Your Favorite Platform

- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9

- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199

- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw

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🏡For real estate inquires, I'm Tobi Adekeye, Realtor®. I'm licencsed under On The Block Realty, Brokerage – Vaughan, Ontario

- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6

- Follow our real estate page: https://www.instagram.com/tobi.realestate/

📌 Timestamps

0:00 – Intro

4:25 – Sweat equity, and how it changed his path

11:51 - Alternative path to wealth (buying businesses)

38:10 – What to prioritize in your 20s to build wealth

39:40 – Lessons from wealthy people

42:05 – I'm $40K in credit card debt — should I tell my partner?

✨ Connect with me, Tobi:

📷 Instagram: https://www.instagram.com/tobi.derin/

🎥 Tiktok: https://www.tiktok.com/@tobiderin

👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/

🗞️ Newsletter: https://tobiderin.substack.com

📲 Connect With Charles - IG: https://www.instagram.com/_ckthebroker/

#wealthonyourterms

Disclaimer: The information shared in this episode is for educational and informational purposes only and does not constitute financial or legal advice. Please do your own research or consult with a licensed professional before making any investment or financial decisions.

How to Build Wealth, Increase Your Income & Make Money Online

In this episode, we talk about building wealth, growing a profitable online business, and creating financial freedom on your own terms — even without a high income.

Reni Odetoyinbo is a finance educator, content creator, and entrepreneur who bought her first property at 23 and has earned over $500K from her content business. She shares the money moves, business models, and mindset shifts that helped her do it.

We also explore:

Building wealth on a low income

Personal finance and saving strategies

Turning content into a business

The role of personal branding (even if you’re not a creator)

Making money online and choosing aligned income paths

Why “safe” money habits might be keeping you stuck

Increasing your income and building wealth intentionally

🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers, and investors, we break down the real playbooks behind modern wealth-building and freedom-living. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: tobimgt@gmail.com

📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/

Follow the show, so you don't miss the next episode.

To allow us post more episodes, write a review and rate us 5-stars on Spotify and Apple Podcasts.

🔗 Listen on Your Favorite Platform

YouTube: Youtube.com/@tobiderin

Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9

Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199

Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw

------------

🏡For real estate inquires, I'm Tobi Adekeye, Realtor®. I'm licencsed under On The Block Realty, Brokerage – Vaughan, Ontario

- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6

- Follow our real estate page: https://www.instagram.com/tobi.realestate/

📌 Timestamps

00:00 – Intro

2:15 – Money Is a Tool: The Power of Early Exposure to Business & Wealth

5:21 – Stop Avoiding Failure. It Might Be Holding You Back.

8:01 – This allowed her buy a Property at 23 — Even on a Low Income

12:02 – Working Around Wealth Shifted Her Mindset on What’s Financially Possible

13:13 – The Mindset Shift That Can Change Your Financial Trajectory

16:20 – The $60K Brand Deal That Shifted Her Perspective

19:49 – Behind the Business: Turning Content Into a Real Company

23:43 – Her Business Model

29:34 – Navigating an Unconventional Path & Finding Mentors Along the Way

33:54 – Why Productizing Your Knowledge Isn’t a Scam

35:50 – Why Everyone Needs a Personal Brand

41:43 – Her Wealth-Building Strategy

46:14 – The Drawbacks of Being the Face of the Brand

47:04 – The Unglamorous Side of Content Entrepreneurship

49:45 – 3 Strategies to Increase Your Income & Build Wealth

59:34 – This “Safe” Money Habit Might Be Keeping You Broke

1:01:23 – Should I keep Investing in a Partner’s Failing Business?

1:06:48 – Where to Find Reni & Outro

📲 Connect With Reni

Instagram: ⁠https://www.instagram.com/xoreni/⁠

YouTube: ⁠https://www.youtube.com/c/xoreni⁠

✨ Connect with me, Tobi

Instagram: ⁠https://www.instagram.com/tobi.derin/⁠

TikTok: ⁠https://www.tiktok.com/@tobiderin⁠

LinkedIn: ⁠https://www.linkedin.com/in/tobiadekeye/⁠

Newsletter: ⁠https://tobiderin.substack.com⁠

📧Business inquiries: ⁠tobimgt@gmail.com⁠

#wealthonyourterms

Disclaimer: The information shared in this episode is for educational and informational purposes only and does not constitute financial or legal advice. Please do your own research or consult with a licensed professional before making any investment or financial decisions.