The Scientiam Show

How did Vanguard become one of the most influential investment firms in history? In this episode, we explore the groundbreaking ideas of founder Jack Bogle, the rise of index investing, and how Vanguard helped transform the way millions of people build wealth. Discover why its low-cost, investor-first philosophy continues to shape the future of investing around the world.

Discover the story behind Dimensional Fund Advisors, a pioneer in evidence-based investing. We explore its philosophy, strategies, and how it helps investors pursue long-term success.

What does it mean to invest with purpose, and why is Gen Z leading the charge? In this episode, we explore how the next generation of investors is reshaping the financial landscape by prioritizing sustainability, ethics, and social impact alongside financial returns.

As AI continues to transform the way we live and work, the need for stronger, smarter security has never been greater. In this episode host Arabella explores how artificial intelligence is reshaping the cybersecurity landscape, from advanced threat detection and automated defense systems to the emerging risks posed by AI-powered attacks.

What does the Federal Budget 2026-27 mean for your wallet, your business, and the broader economy? In this episode, we break down the key tax measures announced in the budget and explore their impact on individuals, families, investors, and business owners.

New hosts Andrew & Arabella sit down for a 1 on 1 discussing everything Gen Z faces in todays financial landscape.

About Scientiam

Scientiam provides a white-label solution for advice firms to engage thousands of clients who aren’t yet ready for full advice. Our platform helps address key challenges such as improving access to advice, facilitating intergenerational wealth transfer, and effective client segmentation.

Book a call — Email us at ⁠support@scientiam.com.au⁠ to learn more.

Episode Description

In this episode of The Scientiam Show, we sit down with Bhanu Singh, CEO of Dimensional Fund Advisors Australia and Senior Investment Director. Bhanu shares his journey from studying accounting in the US, to unexpectedly landing at Dimensional, to eventually leading the firm in Australia and New Zealand.

We dive into what sets Dimensional apart— from its evidence-based investment philosophy to its culture of long-term thinking. Dr. Katherine Hunt (fresh from the surf!) also shares insights into Dimensional’s ethical commitment to avoiding commissions and resisting the pull of short-term trends. Bhanu reflects on the challenges and rewards of carrying this culture across a global business, highlighting why staying true to principles matters in an industry so often swayed by fads.

Whether you’re an investor, adviser, or simply curious about how one of theworld’s leading asset managers thinks, this episode is packed with insights you won’t want to miss.

About the Hosts

Nigel Baker — Founder & CEO of ⁠Scientiam⁠, Chartered Accountant, and

CFP® with 20+ years in finance.

Dr. Katherine Hunt — Founder & Head Researcher at ⁠Ardentura⁠, finance academic, and former financial adviser. Connect with Katherine for your next event as a keynote speaker.

About Scientiam

Scientiam provides a white-label solution for advice firms to engage thousands of clients who aren’t yet ready for full advice. Our platform helps address key challenges such as improving access to advice, facilitating intergenerational wealth transfer, and effective client segmentation.

Book a call — Email us at ⁠support@scientiam.com.au⁠ to learn more.

Are today’s investing trends truly unlocking greater transparency, personalisation, and outcomes for clients, and how can advisers harness them to deliver lasting value?

In this episode of The Scientiam Show, Nigel Baker and Dr. Katherine Hunt explore:

Sharing practical ways to combine evidence, ethics, and technology to keep investment strategies client-focused and future-ready. Whether you’re an adviser, wealth manager, or investor, this conversation will help you navigate these trends with clarity and confidence.

About the Hosts:

Nigel Baker — Founder & CEO of Scientiam, Chartered Accountant, and CFP® with 20+ years in finance.

Dr. Katherine Hunt— Founder & Head Researcher at Ardentura, finance academic, and former financial adviser.

Connect with Katherine for your next event as a keynote speaker.

About Scientiam
Scientiam provides a white-label solution for advice firms to engage thousands of clients who aren’t yet ready for full advice. Our platform helps address key challenges such as improving access to advice, facilitating intergenerational wealth transfer, and effective client segmentation.

📩 Book a call — Email us at support@scientiam.com.au to learn more.

Sustainable investing is more than a trend — but what does it really mean?

In this episode of The Scientiam Show, we take a dive deep into the growing world of sustainable investing, from ESG screening to greenwashing scandals.

Nigel breaks down how to align your investments with your values, the challenges super funds face in ethical investing, and how evidence-based firms like Dimensional and Vanguard approach sustainability with integrity and rigour.

We’ll also explore:

Why investor confidence has been shaken — and how to rebuild it

How to avoid "greenwashed" funds

Real-world ESG examples, metrics & carbon footprint insights

The difference between exclusions vs reduced weightings in portfolios

👉 Want to learn more? Visit the Scientiam website or reach out to Nigel directly at nigel@scientiam.com.au.

In this episode of The Scientiam Show, Nigel Baker sits down with Nick, a creative entrepreneur and founder of Journey Maker, a tech platform reshaping the travel experience through AI and authentic storytelling.

From designing record covers for global stars in London to launching startups in India and Silicon Valley, Nick shares his unconventional journey from advertising to founding a growing ecosystem of businesses across film, branding, and AI-powered travel tech.

🔍 What You’ll Learn:

How AI is revolutionising personalised travel experiences

The power of relentless creativity in entrepreneurship

Why mass tourism is outdated—and how hyper-personalisation creates better travel

Tips for validating and testing business ideas quickly with AI

How AI isn’t replacing jobs—it’s elevating the quality of human work

🚀 Whether you’re a business owner, creative, or tech-curious traveller, this episode is full of insights on navigating change, building smarter, and embracing innovation.

🔗 Stay tuned as we explore how to use AI not just to scale — but to tell better stories, solve real-world problems, and make meaningful connections.

HOST - Nigel Baker

PRODUCER - Andrew O'Brien

In this episode, hostNigel Baker is joined by psychologist and industry expert Dr Katherine Hunt to unpack the mindset barriers holding advisers back — and what it really takes tobuild the advice practices of the future.

They explore the difference between advisers stuck solving yesterday’s problems and those with a bold vision to help thousands. From aligning your goals with your values tochallenging the industry’s "100-client" mindset, this episode is a powerful call to think bigger.

🔍 Topics covered:

Whether you're an adviser, business owner, or just someone thinking about the future of financial advice — this one's for you.

In this episode, host Nigel Baker is joined by Dr Katherine Hunt to explore one of the most debated topics in the financial advice industry: the future of Statements of Advice (SOAs).

With looming legislative changes, increased scrutiny on compliance, and the rapid evolution of AI tools, how should advisers respond?

This episode dives into:

✅ AI and the automation of SOA workflows✅ Compliance in a post-reform world✅ Why advice quality starts with strategy, not documents✅ The role of tech in scaling meaningful client engagement✅ Practical opportunities for paraplanning firms and licensees

Packed with insights, strong opinions, and practical suggestions — this is a must-listen for forward-thinking financial professionals.

🎧 Listen now and transform the way you think about advice delivery.

🎙️ Episode 2: Reimagining the Client Experience in Financial Advice – with Nigel Baker & Dr Katherine Hunt

In this episode of The Scientiam Show, co-hosts Nigel Baker and Dr Katherine Hunt explore how technology and behavioural research are transforming the client experience in financial advice.

From the deeply human emotions clients face in their very first meeting, to the science-backed strategies that build lasting trust, this episode unpacks the psychology, ethics, and systems that create better outcomes — and how advisers can implement them today.

🔍 What you’ll learn:

Why the first client meeting is one of the most vulnerable moments — and how to approach it with empathy

How staying in touch throughout onboarding dramatically improves client confidence

The ideal first conversation: it’s not about products, it’s about goals and values

How a consistent CCM process can align your entire team and build client trust

Screening for the right clients and servicing them in a meaningful way

The latest tools and innovations enhancing adviser-client relationships

Please see resource links below:

👥 About your hosts:
Nigel Baker is the Founder of Scientiam and CEO of Arch Capital, with 20+ years in wealth management.
Dr Katherine Hunt is an award-winning financial planner and global expert in financial services ethics, with a PhD in Law and Economics and a background in psychology and commerce.

Whether you're a financial adviser or simply interested in how tech and behavioural science can elevate human connection, this episode offers insights you won't want to miss.

Episode 1 – How AI Is Transforming Financial Advice: Ethics, Scale & the Future of Advice
with Nigel Baker & Dr Katherine Hunt | The Scientiam Show

Welcome to the first episode of The Scientiam Show.Join co-hosts Nigel Baker and Dr Katherine Hunt as they dive into how technology is reshaping the financial advice industry — creating better outcomes, improving access, and helping advisers scale with impact and integrity.

Join co-hosts Nigel Baker, Founder of Scientiam and CEO of Arch Capital, and Dr Katherine Hunt, global expert in ethics and financial services, as they unpack how artificial intelligence is reshapingthe future of financial advice.

From scalable advice models to ethical AI adoption, discover how technology is empowering advisers, enhancing client trust, and making financial advice more accessible than ever.

🔍 In this episode, we cover:
• The real impact of AI in financial advice
• Why ethics must lead tech adoption in financial services
• Tools and AI note-takers every modern adviser should know
• How firms can scale without losing the human touch
• The rise of client-first, compliance-smart digital advice

🛠️ Featured AI Tools for Financial Advisers:
Otter Meeting Agent     MicrosoftCopilot  Fathom AINotetakerscribenote.ioNotion AIParadino  Filenote.aiEvernote

💡 Stay ahead of the curve.Follow The Scientiam Show for bold conversations on advice, ethics, fintech, and the tools transforming the industry.

Josh Smyth is an Associate Advisor for Arch Capital, a highly qualified independent financial advice company. They are professionals with Chartered Accounting and Certified Financial Planning qualifications who use a rigorous investment philosophy and access to the world's best academic research to ensure client portfolios are commendably constructed using science rather than speculation.

Libby Newman is an Investment Specialist, Strategy and Research with Vanguard Australia. In this role Libby is responsible for supporting Vanguard's distribution team by connecting the adviser community with Vanguard's extensive investment and strategic research.

https://www.vanguard.com.au

HOST - Nigel Baker

PRODUCER - Andrew O'Brien

Ben is a director of a boutique business service chartered accountancy firm with a specific focus on small and medium business.

The services Jennings Partners provides are for business owners who are seeking peace of mind in having a registered finance professional look after their book-keeping, business financials and accounting.

https://www.jenningspartners.com.au

Tim Findlay is an accomplished senior financial professional with over 20 years experience in corporate and commercial lending, sales, relationship management and operations. He is the owner of Cato Advisory located in Young NSW.

After growing up on a farm in Cowra in the NSW Central West, Tim attended Charles Sturt University in Bathurst before embarking on a career in Sydney, Dublin, and London with the likes of the Commonwealth Bank, Deutsche Bank, Merrill Lynch, and Lloyds Banking Group. 

In 2022, fuelled by a vision to enhance the synergy between accounting firms and financiers, Tim founded Cato Advisory. His mission is to provide rural and regional businesses with supportive, dynamic, and proactive strategic business finance and advisory services.

www.catoadvisory.com.au

HOST - Nigel Baker

PRODUCER - Andrew O'Brien

Pauline Blight-Johnston is CEO and Managing Director of Helia, Australia’s largest lenders mortgage insurer. An actuary with more than 30 years of global industry experience in wealth management and insurance, Pauline is passionate about driving customer focused innovation and building inclusive working cultures.

Ian is a reformed branding and advertising creative director turned entrepreneur, co-founder of national corporate audiovisual company Scene Change. He studied as a vet, got expelled, and became a corporate AV technician. He was exposed to radioactive megadoses of corporate motivator shtick, and realized they’re generally 99% Showbiz and 1% business experience.

https://ianwhitworth.net/

https://www.scenechange.com.au/

Host - Nigel Baker

Producer - Andrew O'Brien

Brigitta is a Certified Financial Planner & Accredited SMSF Association Specialist Adviser. She speaks four languages and in 2022 was the winner of the Gwen Fletcher Memorial Award, “recognising the highest achiever in the Certified Financial Planner (CFP®) Certification Unit, with demonstrable dedication to providing high-quality financial advice”.

Dave Segal and ex Wallaby captain Phil Kearns founded Front Row Group over 20 years ago and have shaped the company into a boutique marketing consultancy firm, offering its clients a range of unique entertaining, hospitality and marketing services.

Ash Cooper has 20 years of highly successful experience as an accomplished business development and relationship builder within the global financial markets sector. He is currently the co founder of Jelly C, a cutting edge digital assets company.

jellyc.io

Host - Nigel Baker

Producer - Andrew O'Brien

Scott Aggett is Australia’s leading property negotiator and founder of Hello Haus, a busines revolutionising the Australian property buying experience. Leveraging his 30 years of experience, including 3,500+ property transactions across three continents, Scott’s expertise helps clients buy homes faster and at the most competitive prices.

https://hellohaus.co/

Host - Nigel Baker

Producer - Andrew O'Brien

With over 25 years experience in the financial sector Anthony is currently Deputy Head of Equities for Perpetual. Prior to joining Perpetual, he worked at Ellerston Capital for six years, where he was the Portfolio Manager for the Ellerston Capital Global Equity Management Fund for. Before Ellerston Capital, Anthony worked as an Analyst at UBS Investment Bank for 8 years.

SPOTIFY: https://spotifyanchor-web.app.link/e/hUFZfrbuPLb

APPLE: https://podcasts.apple.com/au/podcast/money-never-%24leeps-a-new-podcast-by-nigel-baker/id1601730305

Host - Nigel Baker

Producer - Andrew O'Brien

Stirling Mortlock AM is a Founding Partner of XV Capital Advisory, a sports advisory and investment firm that invests in global sports innovation. A world renowned representative rugby player, he represented the Australian Wallabies, the ACT Brumbies and the Melbourne Rebels captaining all teams during his inspirational rugby career.

www.xvcapitaladvisory.com

https://spotifyanchor-web.app.link/e/uT8YvT3sPLb

Producer: Andrew O'Brien

In today's show, we talk about Sustainable Investing

In recent years lots of new Sustainable investing products have hit the market. How do you know which one is right for you? How do you know if the investments are actually sustainable? Some funds have been caught out for "greenwashing" and consequently fined and closed.

In this episode, we discuss sustainable investing, how to assess whether the fund aligns with your values and what to think about when implementing

We hope this is a helpful episode and would love your feedback. Contact me via email nigel@scientiam.com.au or leave a review !

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au Visit the Scientiam website: ⁠⁠⁠⁠⁠⁠⁠⁠https://scientiam.com.au/⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Nigel on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠https://au.linkedin.com/in/nigel-baker-b25662 ⁠⁠⁠⁠⁠⁠⁠⁠ Follow Scientiam on Linkedin: ⁠⁠⁠⁠⁠⁠⁠⁠https://au.linkedin.com/company/scientiam-investment ⁠⁠⁠⁠⁠⁠⁠⁠ Follow Scientiam on Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/fullscientiam ⁠⁠⁠⁠⁠⁠⁠⁠ Follow Scientiam on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/scientiam/⁠⁠⁠⁠⁠⁠⁠⁠ Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly Zoom classes on all things super - simply register on our website All information in these podcasts is general information and not personal advice. Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years of experience advising private clients. He is the author of " The Super Secret" published in 2021. For a free copy of our book " The Super Secret", contact us via the website. You can find out more at our website www.scientiam.com.au We  hold our own Australian Financial Services Licence AFSL 23453

In today's show, we talk about the returns for the previous financial year and what investors should look for when they receive their 30 June superannuation reports.

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

Visit the Scientiam website: ⁠⁠⁠⁠⁠⁠⁠https://scientiam.com.au/⁠

⁠⁠⁠⁠⁠⁠⁠⁠Follow Nigel on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠https://au.linkedin.com/in/nigel-baker-b25662 ⁠⁠⁠⁠⁠⁠⁠

Follow Scientiam on Linkedin: ⁠⁠⁠⁠⁠⁠⁠https://au.linkedin.com/company/scientiam-investment ⁠⁠⁠⁠⁠⁠⁠

Follow Scientiam on Facebook: ⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/fullscientiam ⁠⁠⁠⁠⁠⁠⁠

Follow Scientiam on Instagram: ⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/scientiam/⁠⁠⁠⁠⁠⁠⁠

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly Zoom classes on all things super - simply register on our website

All information in these podcasts is general information and not personal advice.

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years of experience advising private clients.

He is the author of " The Super Secret" published in 2021.

For a free copy of our book " The Super Secret", contact us via the website.

You can find out more at our website www.scientiam.com.au

We  hold our own Australian Financial Services Licence AFSL 23453

In today's show, we look at where people are consuming information about investing in today's world.

The ASX released a very informative report this week and some of the findings may astonish you if you are running an advice business.

Unless you are starting to offer a way to engage these investors ( and they are not all young) with digital tools like video and the ability to research at their own speed and in their own time, you may miss out on and become irrelevant...sooner than you think!

So listen in and find out how to build these services into your proposition.

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

Visit the Scientiam website: ⁠⁠⁠⁠⁠⁠https://scientiam.com.au/

⁠⁠⁠⁠⁠⁠Follow Nigel on LinkedIn: ⁠⁠⁠⁠⁠⁠https://au.linkedin.com/in/nigel-baker-b25662 ⁠⁠⁠⁠⁠⁠

Follow Scientiam on Linkedin: ⁠⁠⁠⁠⁠⁠https://au.linkedin.com/company/scientiam-investment ⁠⁠⁠⁠⁠⁠

Follow Scientiam on Facebook: ⁠⁠⁠⁠⁠⁠https://www.facebook.com/fullscientiam ⁠⁠⁠⁠⁠⁠

Follow Scientiam on Instagram: ⁠⁠⁠⁠⁠⁠https://www.instagram.com/scientiam/⁠⁠⁠⁠⁠⁠

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly Zoom classes on all things super - simply register on our website

All information in these podcasts is general and not personal advice.

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years of experience advising private clients.

He is the author of " The Super Secret" published in 2021.

For a free copy of our book " The Super Secret", contact us via the website.

You can find out more at our website www.scientiam.com.au

We  hold our own Australian Financial Services Licence AFSL 23453

In today's show, we talk about what to do before the end of the financial year.

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

Visit the Scientiam website: ⁠⁠⁠⁠⁠https://scientiam.com.au/⁠⁠⁠⁠⁠Follow Nigel on LinkedIn: ⁠⁠⁠⁠⁠https://au.linkedin.com/in/nigel-baker-b25662 ⁠⁠⁠⁠⁠Follow Scientiam on Linkedin: ⁠⁠⁠⁠⁠https://au.linkedin.com/company/scientiam-investment ⁠⁠⁠⁠⁠Follow Scientiam on Facebook: ⁠⁠⁠⁠⁠https://www.facebook.com/fullscientiam ⁠⁠⁠⁠⁠Follow Scientiam on Instagram: ⁠⁠⁠⁠⁠https://www.instagram.com/scientiam/⁠⁠⁠⁠⁠

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly Zoom classes on all things super - simply register on our website

All information in these podcasts is general and not personal advice.

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years of experience advising private clients.

He is the author of " The Super Secret" published in 2021.

For a free copy of our book " The Super Secret", contact us via the website.

You can find out more at our website www.scientiam.com.au

We  hold our own Australian Financial Services Licence AFSL 23453

In today's show, we interview Nathan Krieger the co-head of client group Australia for Dimensional Fund Advisers.

Dimensional is one of the largest and I believe most interesting fund managers in the world. Having started in 1981 they now have over $900bn under advice and offices all around the world.

They have a strong belief in research and bringing these ideas to you and implementing them in a very efficient and robust manner. What I have found just as interesting as their long-term performance is their business model and how they have stayed true to their values and beliefs over a very long period. They are passionate about getting the best outcomes from capital markets for the end investor.

I'm sure you will enjoy this episode. More information on Dimensional can be found at Dimensional.com.au

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

Visit the Scientiam website: ⁠⁠⁠⁠https://scientiam.com.au/⁠⁠⁠⁠Follow Nigel on LinkedIn: ⁠⁠⁠⁠https://au.linkedin.com/in/nigel-baker-b25662 ⁠⁠⁠⁠Follow Scientiam on Linkedin: ⁠⁠⁠⁠https://au.linkedin.com/company/scientiam-investment ⁠⁠⁠⁠Follow Scientiam on Facebook: ⁠⁠⁠⁠https://www.facebook.com/fullscientiam ⁠⁠⁠⁠Follow Scientiam on Instagram: ⁠⁠⁠⁠https://www.instagram.com/scientiam/⁠⁠⁠⁠

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly Zoom classes on all things super - simply register on our website

All information in these podcasts is general and not personal advice.

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years of experience advising private clients.

He is the author of " The Super Secret" published in 2021.

For a free copy of our book " The Super Secret", contact us via the website.

You can find out more at our website www.scientiam.com.au

We  hold our own Australian Financial Services Licence AFSL 23453

In this episode, we jump into the topic of running a successful business, the journey, ups and downs and how to use a world-class structure to get the best results for your team, clients and stakeholders.

The advice and superannuation industry has faced significant overhauls in the last decade, making running a business in this sector incredibly challenging. So we thought it was time for our audience, many who run advice-related businesses in superannuation, to hear some insights from EOS and Cam Ogilvie to hear about a way to get amazing traction and flow in your business so that you can survive and thrive in these volatile times.

#EOS #businessstrategy #success

check out : Resources - EOS Worldwide

and contact Cam at

Cameron OgilvieProfessional EOS Implementer® at EOS Worldwide

M  0416 256 273 ­E cameron.ogilvie@eosworldwide.com ­W www.EOSworldwide.com/ ­

We interview Cam Ogilvie, who shares his story of running a family business and then selling that and moving into a consultant with EOS, the entrepreneur operating system you really need to know about!

Contact us at Scientiam.com.au , like and share or podcast or email me nigel@scientiam.com.au

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

Visit the Scientiam website: ⁠⁠⁠https://scientiam.com.au/⁠⁠⁠Follow Nigel on LinkedIn: ⁠⁠⁠https://au.linkedin.com/in/nigel-baker-b25662 ⁠⁠⁠Follow Scientiam on Linkedin: ⁠⁠⁠https://au.linkedin.com/company/scientiam-investment ⁠⁠⁠Follow Scientiam on Facebook: ⁠⁠⁠https://www.facebook.com/fullscientiam ⁠⁠⁠Follow Scientiam on Instagram: ⁠⁠⁠https://www.instagram.com/scientiam/⁠⁠⁠

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly zoom classes on all things super - simply register on our website

All information in these podcasts is general and not personal advice.

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years experience advising private clients.

He is the author of " The Super Secret" published in 2021.

For a free copy of our book " The Super Secret", contact us via the website.

You can find out more at our website www.scientiam.com.au

We  hold our own Australian Financial Services Licence AFSL 23453

In this episode we talk about all the bad news out there - and consider whether the world is actually getting worse or better, and how this relates to your super

we also talk about

- Making sure your super is safe

- How to avoid scams

- Some investment principles

Contact us at Scientiam.com.au , like and share or podcast or email me nigel@scientiam.com.au

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

Visit the Scientiam website: ⁠⁠https://scientiam.com.au/⁠⁠Follow Nigel on LinkedIn: ⁠⁠https://au.linkedin.com/in/nigel-baker-b25662 ⁠⁠Follow Scientiam on Linkedin: ⁠⁠https://au.linkedin.com/company/scientiam-investment ⁠⁠Follow Scientiam on Facebook: ⁠⁠https://www.facebook.com/fullscientiam ⁠⁠Follow Scientiam on Instagram: ⁠⁠https://www.instagram.com/scientiam/⁠⁠

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly zoom classes on all things super - simply register on our website

All information in these podcasts is general and not personal advice.

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years experience advising private clients.

He is the author of " The Super Secret" published in 2021.

For a free copy of our book " The Super Secret", contact us via the website.

You can find out more at our website www.scientiam.com.au

We  hold our own Australian Financial Services Licence AFSL 23453

In this episode of Understanding your Superannuation , we talk to Scott Aggett from HelloHaus.co.

I have known Scott for 25 years and am excited to interview him today as we share knowledge about property with one of Australia's leading property experts

check out Hellohaus.co for more information! About Us | Hello Haus

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

Visit the Scientiam website: ⁠⁠⁠https://scientiam.com.au/⁠⁠⁠Follow Nigel on LinkedIn: ⁠⁠⁠https://au.linkedin.com/in/nigel-baker-b25662 ⁠⁠⁠Follow Scientiam on Linkedin: ⁠⁠⁠https://au.linkedin.com/company/scientiam-investment ⁠⁠⁠Follow Scientiam on Facebook: ⁠⁠⁠https://www.facebook.com/fullscientiam ⁠⁠⁠Follow Scientiam on Instagram: ⁠⁠⁠https://www.instagram.com/scientiam/⁠⁠⁠

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly zoom classes on all things super - simply register on our website

All information in these podcasts is general and not personal advice.

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years experience advising private clients.

He is the author of " The Super Secret" published in 2021.

For a free copy of our book " The Super Secret", contact us via the website.

You can find out more at our website www.scientiam.com.au

We  hold our own Australian Financial Services Licence AFSL 23453

In this episode of Understanding your superannuation, we talk about 5 key topics with our guest Aimie Roberts.

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

Visit the Scientiam website: ⁠⁠https://scientiam.com.au/⁠⁠Follow Nigel on LinkedIn: ⁠⁠https://au.linkedin.com/in/nigel-baker-b25662 ⁠⁠Follow Scientiam on Linkedin: ⁠⁠https://au.linkedin.com/company/scientiam-investment ⁠⁠Follow Scientiam on Facebook: ⁠⁠https://www.facebook.com/fullscientiam ⁠⁠Follow Scientiam on Instagram: ⁠⁠https://www.instagram.com/scientiam/⁠⁠

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly zoom classes on all things super - simply register on our website

All information in these podcasts is general and not personal advice.

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years experience advising private clients.

He is the author of " The Super Secret" published in 2021.

For a free copy of our book " The Super Secret", contact us via the website.

You can find out more at our website www.scientiam.com.au

We  hold our own Australian Financial Services Licence AFSL 23453

In today's episode, we talk with Danielle Manion, a solicitor with Stuart Latham Solicitors

The topics we discuss are

 - death benefits in super

 - the different types of nominations

 - what happens if you won't make a nomination

 - estate planning and wills

 - collaborative estate planning

You can find out more here  STUART LATHAM SOLICITORS

Phone: (02) 9918-3222

 All information in these podcasts is general in nature and not personal advice.

Visit the Scientiam website: https://scientiam.com.au/ 

Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662  

Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment  

Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam  

Follow Scientiam on Instagram: https://www.instagram.com/scientiam/  

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  

You can also attend our weekly zoom classes on all things super - simply register on our website

All information in these podcasts is general and not personal advice. 

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years experience advising private clients. He is the author of " The Super Secret" published in 2021. For a free copy of our book " The Super Secret", contact us via the website. You can find out more at our website www.scientiam.com.au We  hold our own Australian Financial Services Licence AFSL 23453

Infirmation on our guest today:

Danielle Manion

Solicitor, Stuart Latham Solicitors, Avalon

Specialising in Wills & Estates and Estate Planning

Master of Applied Law (Majoring in Wills & Estates and Estate Planning)

Collaborative Trained Lawyer in Wills & Estates and Estate Planning

danielle@stuartlatham.com.au

02 9918 3222

Stuart Latham

Business Law, Property Law, Wills & Estates and Estate Planning

Principal of Stuart Latham Solicitors, Avalon

stuart@stuartlatham.com.au

02 9918 3222

 In this episode we talk about the superannuation tax system and consider if all the current taxes are more than enough ! So why the new taxes announced this week ? Visit the Scientiam website: https://scientiam.com.au/ Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662  Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment  Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam  Follow Scientiam on Instagram: https://www.instagram.com/scientiam/  Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly zoom classes on all things super - simply register on our website All information in these podcasts is general and not personal advice. Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years experience advising private clients. He is the author of " The Super Secret" published in 2021. For a free copy of our book " The Super Secret", contact us via the website. You can find out more at our website www.scientiam.com.au We  hold our own Australian Financial Services Licence AFSL 23453

In this week's podcast, we run through the Quality of Advice Review. The Purpose of the review is "to ensure Australians have access to high quality, accessible and affordable financial advice" So it's important to understand what this all means for your super! Overall if legislated, these reviews look good for you as a superannuation investor.

Visit the Scientiam website: https://scientiam.com.au/Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investmentFollow Scientiam on Facebook: https://www.facebook.com/fullscientiamFollow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly zoom classes on all things super - simply register on our website

All information in these podcasts is general and not personal advice.

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years experience advising private clients.

He is the author of " The Super Secret" published in 2021.

For a free copy of our book " The Super Secret", contact us via the website.

You can find out more at our website www.scientiam.com.au

We  hold our own Australian Financial Services Licence AFSL 23453

In this episode we talk about costs. What are the costs involved with super. What should you be paying and what do the typical funds cost to run? 

Visit the Scientiam website: https://scientiam.com.au/Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investmentFollow Scientiam on Facebook: https://www.facebook.com/fullscientiamFollow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly zoom classes on all things super - simply register on our website

All information in these podcasts is general and not personal advice.

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years experience advising private clients.

He is the author of " The Super Secret" published in 2021.

For a free copy of our book " The Super Secret", contact us via the website.

You can find out more at our website www.scientiam.com.au

We  hold our own Australian Financial Services Licence AFSL 23453

In This episode of our series Understanding Your Superannuation, we discuss performance returns and explain the key principles to consider when understanding your super fund's performance. What should you expect as a return?

Visit the Scientiam website: https://scientiam.com.au/Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investmentFollow Scientiam on Facebook: https://www.facebook.com/fullscientiamFollow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly zoom classes on all things super - simply register on our website

All information in these podcasts is general and not personal advice.

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years experience advising private clients.

He is the author of " The Super Secret" published in 2021.

For a free copy of our book " The Super Secret", contact us via the website.

You can find out more at our website www.scientiam.com.au

We  hold our own Australian Financial Services Licence AFSL 23453

In this episode of our series " Understanding your Superannuation" , 

In this episode, we talk about planning for 2023... it can be daunting so we break it down into a few simple steps to get your finances humming for 2023!

Visit the Scientiam website: https://scientiam.com.au/Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investmentFollow Scientiam on Facebook: https://www.facebook.com/fullscientiamFollow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly zoom classes on all things super - simply register on our website

All information in these podcasts is general and not personal advice.

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years experience advising private clients.

He is the author of " The Super Secret" published in 2021.

For a free copy of our book " The Super Secret", contact us via the website.

You can find out more at our website www.scientiam.com.au

We  hold our own Australian Financial Services Licence AFSL 23453

In this episode of our series " Understanding your Superannuation" , we look at the new year stock predictions and go through some steps to work out whether this is a smart approach to manage superannuation money.

Visit the Scientiam website: https://scientiam.com.au/Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investmentFollow Scientiam on Facebook: https://www.facebook.com/fullscientiamFollow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe  Want more content on super, visit scientiam.com.au  You can also attend our weekly zoom classes on all things super - simply register on our website

All information in these podcasts is general and not personal advice. 

Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia.  He has over 20 years experience advising private clients. 

He is the author of " The Super Secret" published in 2021.

For a free copy of our book " The Super Secret", contact us via the website.

You can find out more at our website www.scientiam.com.au 

We  hold our own Australian Financial Services Licence AFSL 23453  

Theme – understanding your super so you can retire comfortably

This podcast is all about super and giving you the knowledge to do better.

We also run a weekly zoom class that you can attend for free and ask questions about this podcast topic of anything super, and of course its recorded for Scientiam members

Simply email me nigel@scientiam.com.au  and will send you the details

Or go to scientiam.ccom.au and register there

Before I go on I need to give you the legal bits – all content in this podcast by me and aby guests are general in nature, we don’t know your personal situation so cannot give you personal advice, so if you require personal advice seek out an independent adviswer or message us ad we can provide a  few names in your local area

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In today's episode, Josh and Nic share their insights on being financial advisers for over two and a half years. They also share their experiences on how they helped their clients during and after the pandemic, how their clients survive in today's market, how they keep their investment philosophy in check, and more.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.


Episode Timestamps:

00:00 - Intro
03:18 - Looking Back at Industry Experience This Year
05:23 - Pre-Meeting Thoughts and Experience
07:09 - How Clients Survived Today's Market
09:12 - Clients' Successes and Failures
11:55 - What Advisors Failed to Notice
13:58 - Investment Philosophy
17:31 - Final Messages
19:30 - Outro


About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully.

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.


Connect with Nigel:

Visit the Scientiam website: https://scientiam.com.au/
Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662
Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment
Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam
Follow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In today's episode, we speak with Chris Holcombe, compliance Manager for Compliance FP with over 20 years of experience working in financial services, assisting advisers and dealer groups in navigating all things compliance. He shares his backstory, the current key issues in the financial industry, and his thoughts on Michelle Levy's Quality of Advice Review Proposal Paper. He also talks about retail and wholesale financial advice, main compliance concerns, using technology to improve client servicing, and his best tips for financial planners in the industry. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:16 - Chris' Backstory

02:13 - Key Issues in the Financial Industry Now

05:36 - Proposals from Quality Advice Review

09:46 - Wholesale and Retail Advice

11:12 - Intra-fund Advice

13:24 - More Businesses are Using Technology Today

15:35 - Lack of Advisers and the Future of the Industry

16:59 - Regulation Changes

19:26 - Best Tips and Practices from Chris

20:37 - Final Messages

23:34 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Connect with Chris:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In this episode, Dr Steve Garth and I conduct a quarterly market review for the third quarter of 2022. We provide an update on recent market activity in Australian and international markets. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:17 - Updates in the Australian Markets

02:16 - Updates in International Markets

03:29 - How to Time your Markets

04:40 - Final Messages

04:56 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Connect with Dr Steve Garth:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In today's episode, we speak with Tom Buckley, Managing Director of Managed IT services company All IT. He shares his thoughts on the recent cybersecurity issues, what happens if your server gets hacked, the most important things businesses should look out for to tighten their cybersecurity, and some data protection fundamentals everyone, including financial advisers, needs to be aware of. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:08 - Tom Buckley's Backstory

02:23 - The Whole New World for the IT Industry

05:43 - 3 Risky Data Areas

08:22 - 3 Business Data Security Must-Haves

12:16 - Boosting Business Security

15:21 - Small Businesses Need Data Security

20:41 - Clients should know their data's location

22:58 - Data protection fundamentals

27:53 - Proactiveness is a Must

29:07 - Final Comments and Messages

29:52 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Connect with Tom:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In today's episode, we speak with John Hazell, Managing Director and Principal Partner at Richmond Partners. He shares his background story, how he utilises technology to enhance the client experience, and some key issues in the industry today. He also talks about the major challenges people have regarding financial advice and what John would change in the financial sector.   

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.


Episode Timestamps:

00:00 - Intro
02:34 - John's Background and How He Got into the Industry
05:33 - Key Issues in the Industry Today
09:53 - The Idea of Good Advice
11:17 - How John Utilises Technology to Enhance the Client Experience
14:14 - The Industry's Struggle to Compile All of the Data
17:15 - Looking Ahead in the Field and Making a Difference
19:33 - The Best Way to Get Good Advice
20:57 - What Should Be Changed in the Industry?
22:22 - Outro


About Our Host:

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully.

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.


Connect with Nigel:

Visit the Scientiam website: https://scientiam.com.au/
Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
Follow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In today's episode, I discuss some important key points from Michelle Levy's Quality of Advice Review Proposal Paper and how these things will impact both clients and advisers. Some topics I talk about are best interest duty being replaced by good advice duty, using technology to access quality advice, general advice being gone, and so much more.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.


Episode Timestamps:

00:00 - Intro
02:14 - Today's Financial Review
03:43 - Look for an Accountant Who Works with Businesses and Accounts
04:41 - Good Advice Duty
06:41 - General Advice Gone
08:09 - Using Technology to Access Good Quality Advice
10:16 - The Treasury Quality Advice Review
11:51 - Summarisation
12:17 - Outro


About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully.

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.


Connect with Nigel:

Visit the Scientiam website: https://scientiam.com.au/
Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
Follow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In today's episode, we speak with Colin Weir, CEO and Founder of Moroku. He shares with us his journey working with big banks and businesses, his insights on why some financial advisers fear technology, how to use technology to provide more value and support to your clients, and his thoughts on where technology is going moving forward.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.


Episode Timestamps:

00:00 - Intro
02:04 - Colin Weir's Backstory
03:51 - Colin Weir’s Cycled Across Australia
05:51 - People or Businesses that Colin Weir Helped
12:41 - Why Financial Advisers Fear Technology
14:39 - Technology is Not Limited to the Youngsters
18:08 - Nigel's Powerful Tools for His Clients
19:50 - What is the Future of Technology?
25:59 - Conclusions and Final Advice
29:59 - Outro


About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully.

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.


Connect with Nigel:

Visit the Scientiam website: https://scientiam.com.au/
Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
Follow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In this episode, Josh, Nic, and I talk about the current market conditions and help you understand why the best course of action to navigate market volatility is to stay disciplined, and you will be rewarded in the long term. We also provide you with some historical data to illustrate that these market conditions are not unique, and history shows that markets always recover.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:24 - Update on the Market Today

02:05 - Expectations in the Market for the Long Term

03:09 - Benchmark Performance

04:17 - The Negative Market Impact on your Portfolios in the Future

05:40 - Market Tends to Bounce Back

08:47 - Don't Be Afraid of the Market Downturns

09:50 - Conclusion

10:57 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In this episode, Dr Steve Garth and I conduct a quarterly market review for the second quarter of 2022.

Many recent events have caused concern among many people, so we provide some insights and information to help you understand what's going on with the economy. We share some major market updates, bonds' performance this past quarter, insights on recession, and more.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:59 - Updates in the Market in Some Parts of the World

04:49 - Don't Get Worried by Market Downturn

06:44 - Bond Yields

08:49 - What is a Recession?

10:15 - Final Advice for the Upcoming Update on the Market

13:40 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Connect with Dr Steve Garth:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply regi

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In today's episode, we speak with Scott Douglas, Director and Wealth Specialist at IMFG. He shares his background story, how he persuades his clients to believe in the industry, his insights on dealing with problems and challenges in the market, and his thoughts on helping and managing smaller accounts.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Connect with Scott:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In today's episode, we speak with Keith Abraham, a world-renowned motivational speaker and leadership coach. He shares with us his background story, how he pivoted and changed his strategy for his business as COVID hit, and his key insights about the financial advisory industry and what needs to change.

He also shared some tools, techniques, and tips that might help financial advisers get clear on their goals and develop their talent so they can be prepared for what's next and what's beyond.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Visit the Scientiam website: https://scientiam.com.au/

Connect with Keith:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In today's episode, we speak with Jim Stackpool, Founder of Certainty Advice Group. He shares with us his background story, the key themes he observes in the advisory industry, and his insights on how the current advisers are shaping their businesses for the future. He also talks about Certainty Advice Group in-depth and shares his goals and missions for its future. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Connect with Jim:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode, we talk about the increased interest rate from 0.1% to 0.35% made by the Reserve Bank and how it affects businesses, retirees, people with expenses and debts, and our overall clients in the advisory space. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engage with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode, Dr Steve Garth and I conduct a quarterly market review for the first quarter of 2022.

This quarter has been eventful with interest rates on the rise, inflation increasing and the war in Ukraine all having an impact on markets. We provide a summary on how these have influenced the performance of equities and bonds both in the Australian market and globally. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engage with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Connect with Dr Steve Garth:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In this episode, we speak with Evan Metcalf, Head of Product at ETF Securities Australia. He shares with us his experience working in the market, insights on key themes in the ETF space, his thoughts on advisers using ETFS in their advisory practices and a whole lot more.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Connect with Evan:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In this episode, we speak with Patrick Anwandter, Managing Director of Strategy First Financial Planning. 

He's been ranked as one of the top 50 financial advisors in Australia by Barron's and he is a finalist at the IFA Excellence Awards. He has also been ranked in the top 50 of the AFR Smart Investor Magazine Masterclass for seven years.

Not only does he share his background story on how he got started in the advice industry, but he also shares insights on managing portfolios, establishing client trusts, using technology to improve your services, and many more.

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Connect with Patrick:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on o

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In this episode, we speak with Edwina Ogilvie, Director of Ogilvie Talent - a specialist Family Office recruitment consultancy.

She shares great ideas on how you can attract potential candidates in a talent short market, how you can better use technology for recruitment, and how you can effectively retain your employees.

Not only that but she also provides excellent examples of great work cultures in the Australian market and the key factors businesses should be focusing on.

I personally get a lot of great tips from this interview with Edwina and I’m pretty sure you will too! So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

The financial industry is constantly dealing with new compliance and regulations, but what does this mean for you as an adviser?

In today's episode, we talk about how you can keep up with compliance and regulations and still provide excellent service for your clients.

We all know that compliance and regulations have forced a lot of advisers out in the industry and it caused a lot of stress and grief but there are some solutions to these issues.

If you want to learn more about some good practices you can do as a financial adviser and make the financial industry better, tune in to Episode 7 of The Future Financial Adviser Podcast!

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In this episode, we speak with Michael Rees-Evans who has over 20 years of experience in the financial industry. 

This interview will give you great insights, especially his thoughts on the ups and downs of the financial world. 

He also shares how you can build trusting relationships and provide a great experience with your clients using technology and excellent service. 

Michael has been in the industry long enough to know what he's talking about so if you want to learn more from him, tune in to Episode 7 of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favorite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode, we talk about some strategies on how we can help our clients get the best possible investment outcomes.

As financial advisers, one of our jobs is to take a hard look at the evidence and the data so that we can do what's best for our clients.

Is there a higher probability to reach their outcomes using active funds or is there a higher probability to reach their outcomes using a lower-cost evidence-based approach?

Interested to learn more about evidence-based versus an active management investment approach for your clients? Tune in to Episode 6 of The Future Financial Adviser Podcast to find out more!

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode of the Future Financial Adviser, I discuss the current state of the markets. 

Since I recorded this episode - so much has changed already with the invasion of Ukraine by Russia. I’m already out of date! And markets have changed so much. Our points remain relevant maybe even more so.

​​As a listener, you may be an investor who is holding shares and wondering if you should continue to hold them or not, or you’re a business owner who is trying to determine what the best strategy is for your clients.

When you're in an ever-changing market, it can be tough to determine what the next steps are for your investments and your business — don’t follow the noise, stay the course. So tune into Episode 5 of The Future Financial Adviser Podcast to find out more!

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, built by advisers for advisers to help them use digital tools to onboards clients, access model portfolios and amazing content to improve their financial literacy.

Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In this episode, I reflect and dive into the possibilities for 2022. The last two years have been heavy on the people and of course the economic climate. I go into the distinct factors that greatly affect the financial system around the world and in Australia. 

The future of finance is not something that can be predicted with certainty, but we can prepare ourselves for what the future may bring. Having knowledge of the economic front can impact your investments in 2022, and there are many changes coming for all of us. 

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.


About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode, I am joined by Josh – one of our financial advisors on our team. Today we talk about the Magellan Fund in Australia and their recent underperformance. While it is creating headlines - is this really unusual for a star active manager to underperform?

Magellan has almost $100 billion in net assets and recent significant underperformance, as well as issues within the team, are creating headlines they don't pay for. 

Underperformance within the active managed fund space is quite normal and should be part of your research and understanding when investing or recommending funds. Many advisers think they are adding value by recommending funds like Magellan and are swooned by lavish lunches and fancy presentations. Why would an adviser make their clients pay 1.35% for a fund like this that has underperformed so drastically? Did they not do the research and simply listen to the marketing?

At the end of the day, who wins when using this “pick a manager” approach? The investor or the fund manager?  There is a smarter way to invest than using these high-cost managers that rely on one key “star” manager.

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

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About Our Host

Nigel Baker is the founder of Scientiam, designed by advisers to help advisers engage with more clients to access the truth about money and investments. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

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Connect with Nigel:

●     Visit the Scientiam website:https://scientiam.com.au/

●     Follow Nigel on LinkedIn:https://au.linkedin.com/in/nigel-baker-b25662

●     Follow Scientiam on Linkedin:https://au.linkedin.com/company/scientiam-investment

●     Follow Scientiam on Facebook:https://www.facebook.com/fullscientiam

●     Follow Scientiam on Instagram:https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In this episode, I talk about the future of financial advice in Australia in the next 50 years. In the last 10 years, the financial industry has been on an evolving journey with many significant changes and growth occurring. I elaborate on what’s going to happen in the economy and how you can keep up with the ongoing adversities right now. 

As the industry continues to change and evolve, it is important to be able to look at the bigger picture in order to help your business stay on trend and maintain relevance in the financial space. 

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode, I talk about fixed income. It’s often considered to be a ‘boring’ topic, an asset class that isn’t as well understood by a lot of financial advisers and investors alike. I’ve come across many advisors over the years that don’t even use fixed income - they just use cash and term deposits. 

I refer to an article on fixed incomes by Index Fund Advisors, a big advisory firm based in the US, with the purpose of going over things that should be considered when discussing fixed income and bonds with your clients in any age group. 

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

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About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Index Fund Advisors article,‘A Focus on Fixed-Income: Four Tips to Managing Bonds’:https://www.ifa.com/articles/focus_fixed_income/ 

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Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

In this podcast we speak with Jim Parker, Writer, Communicator and Digital Strategist Bringing Ideas to Life! 

This interview will give you a great insight into how to use media in our current lives to help us become better investors  - Jim discusses topics such as "cutting out the noise" and "who to trust" plus what to avoid ! Its a must listen for all investors. 

Jim Parker is regional director of communications with asset manager Dimensional Fund Advisors.  Jim joined Dimensional in 2006 after a quarter of a century in journalism. During his journalistic career, Jim worked across all mediums – radio, television, newspapers and online media. A specialist in financial markets and economics, Jim’s career took him to London, Tokyo and New York. His most recent journalistic role was with the Australian Financial Review. He has also worked for the ABC, AAP, Reuters and the American publisher Knight-Ridder. Jim is a graduate in economic history from Deakin University, Geelong and in journalism from Auckland University of Technology. He lives in Sydney with his wife and two adult children.

 Find out more about Dimensional Fund Advisors at Dimensional.com

All information on this podcast is general in nature and is not intended to provide personal advice. 

Nigel Baker is the owner and Director of AFSL 234543 ,you can contact him via email on nigel@archcapital.com.au or via www.archcapital.com.au

In this episode, we talk about the "noise" and predictions often quoted in the media or by someone you know, or who knows a guy, who says markets are about to crash! 

So let's discuss these predictions and work out whether we should follow them. Or is there a better way to invest?

Listen in and find out how to invest successfully without the need to follow a guru, some guy, a forecaster, or the tea leaves! There is a smarter way to invest using science rather than guesswork.

These podcasts are general in nature and do not in any way provide personal advice. If you require personal advice please seek a qualified adviser or visit us at www.archcapital.com.au, or email me nigel@archcapital.com.au. 

AFSL 234543 Pooledfunds Pty Ltd

In these podcasts we talk all things investing - and right now everyone is talking about property !  It just keeps going up !

How, Why - what next??!!

You don't want to miss this one if you won a property or would like to !

Scott Aggett has been in the property game in Australia for over 20 years and now runs successful Hello Haus.www.hellohuas.co

Scott does  two things, brilliantly.

For buyers, I negotiate your purchase price.

And for sellers, I select the right agent to manage your sale.

You get more money in your pocket, frank advice and the outcome you want.

Jaqui’s vision is to change the world one book at time.

In this interview we welcome Jaqui Lane, author, storyteller and book adviser (thebookadviser.com.au).

Jaqui helps business people share their knowledge and insights through writing, publishing and marketing their own, quality business book. Jaqui has interviewed over 900 Australian business people, published over 400 business books, written 19 books and over 100 articles. She is one of Australia’s leading business historians having researched and written books for the Commonwealth Bank, Westpac, Amcor, Cleanaway, Woolworths, Patricks, Peter Lehmann Wines, Wilson Transformers and the Asia Centre Foundation. There’s nothing about the writing, editing, production, publishing and selling of business books around the world that Jaqui doesn’t know. She understands how to take the idea of a business book and guide business owners, company directors and professionals through the whole process to create a business book.

Find out more at thebookadviser.com.au 

All information in this podcast is general in nature and does not intend to provide personal advice. For more information please see our website www.archcapital.com.au