The Martin Lewis Podcast

It's a geek edition of our Question Time podcast! This week Martin Lewis gives you answers on your questions asking him anything and everything, including: should I wait until April to change my broadband to avoid the price hikes? Can I back-claim child benefit, now I know I’m eligible? Why did my 7% regular saver pay me half of that in interest? If I have to buy credits to purchase a game, can I get a cash refund if it’s faulty? I have a disability, so I need others to drive me in my car, how do I get insurance? Plus, does Martin find the ‘Dead Ringers’ impression of him funny? You’ll have to listen to find out!

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know if he’s got hay fever, which galaxy is his favourite, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

The big topic for Martin this week is inheritance tax, he explains how inheritance tax works and goes through all the practicals on how much you can leave before its taxed.... Why marriage is the biggest way to reduce inheritance tax... The change that means pensions will soon have inheritance tax on them... all the gift rules you can utilise and far more.

The podcast features key updates on car finance mis-selling, and what the spike in energy prices due to the conflict in the middle east really means for what you’ll pay.

And then of course there’s Mastermind, if a shop misprices an item, can you force them to sell it to you at that amount? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis gives his advice on what to do if you are overwhelmed by debt. He answers a question from someone facing debt problems which are having a very serious impact on their mental health.

We hear a beautiful tale of moving from homeless to homeowner – and Martin explains what to do next after you have bought a house.

Martin answers a question from a listener who to know if they should use Buy Now Pay Later, a 0% Purchase Card or just save up.

Plus, find out what to do if you have a current accounts you don’t use.

Plus Martin shares his remarkable hole-in-one golfing record.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

The main topic this week is all about your energy bills. It’s the biggest shakeup to energy bills for a few years. All bills are coming down on 1 April, not just the price cap, fixes & others too. So whether you’re on prepay, direct debit, with an EV or more then Martin explains how you make the most of it

Martin also explains Plan 2 student loans, there’s talk the government may be about to change policy, so what are the options and how does it work.

The Tell us this week is about what you learnt when you retired that you would now tell others in advance.

And this week’s Mastermind is all on inheritance tax, we’ve buried a few important tips in there on it too.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: why is my energy bill so high, and how do I check if it’s right? If I’ve got 0% debt and normal debt on a credit card, which do they clear first? I’ve just seen you advertising ‘Quantum AI’ with a guaranteed £25,000 return! Is it true? (Spoiler: no, it’s a scam). If you’ve earned cashback, but returned the product, what happens? Can you tell me the best account for under 11s? Plus, beam me up, Martin, what’s your favourite sci-fi?

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know if he’s got a favourite flower, if he’s a proper romantic, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin on switching your bank account and which banks are willing to pay you money to do so. He also explains package bank accounts where you pay a monthly fee and can get things like travel insurance, mobile cover and breakdown cover included. Right now you can get nearly a year of that for free too.

He explains changes to energy standing charges.... and the new broadband and mobile telecom charter, which was signed yesterday. Martin gives his view on whether it's any good and whether it will it stop price hikes.

The Tell Us is all about work-life balance and there are lots of tips for you about home insurance in this week's Mastermind.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how do I escape a joint account? If I cancel a Direct Debit, do I have to tell the company? When isn’t it worth claiming child benefit? Where do I put the money from my house sale? And, who’s going to take over from Martin when he retires?

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know if he’s got a favourite musical, if he’s any good at building flat-pack furniture, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis on whether you should use savings to overpay your mortgage - factoring in your emergency fund, your rates, and whether overpayments come with penalties.

Martin gives his reaction to the Bank of England announcing just before we recorded that interest rates have remained unchanged at 3.75%.

We look at what has happened to Ofgem's no standing charges tariff options promise.

This week’s Tell Us is what money rule do you follow now that you once thought pointless or over the top, and we’re joined by a special guest for that at the end of the pod.

Martin explains why he has written a letter urging the Scottish Government to improve their Power of Attorney system.

And Money Mastermind is on travel rights, but this week, Martin didn’t write the question!

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: why do I pay interest even if I pay off my credit cards in full? Where’s the best place to save and invest for my young children who have pension income from my late husband? I’ve got two mortgages on my house, which should I overpay? What’s the best place for me to start a new pension aged 50? Plus, would Martin rather be locked in an empty shopping centre for 24 hours with 1000 snakes, or one angry gorilla? Listen to find out!

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know if he’s got a favourite marsupial, how many miles he could walk backwards, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Bonus Podcast - Martin Lewis gives his advice for people on a Plan 2 Student Loan. With the Government freezing the repayment threshold he explains if you should overpay now (spoiler: for some yes, many no).

The pod features Martin speaking to Victoria Derbyshire about UK Chancellor Rachel Reeves's decision to freeze the student debt repayment threshold for three years and the experience of graduates paying interest on a Plan 2 student loan.

You can get in touch with the team by emailing martinlewispodcast@bbc.co.uk – make sure to send in your burning questions and any successes you’ve had following Martin’s advice!

Martin Lewis explains what we know about the product set to replace the Lifetime ISA, and what could happen to your LISAs and Help to Buy ISAs. Plus, Martin asks you if you think AI is good for consumers, you tell us when you’ve felt financially burned by a firm or product provider, because you took your eye off the ball, and does Adrian finally get a Money Mastermind question right? This week’s is on Section 75 protection, and you’ll have to listen to find out!

If you want to ask Martin a question, you can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know his best dance move, if he’s scared of snakes, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: I want to buy my first home, should I move money from my Help to Buy ISA to a LISA? Is it best to sell shares each year to use my annual capital gains tax allowance? Help! My broadband’s broken, what rights do I have to compensation? My phone contract’s been hiked, can I leave penalty free? Plus, you ask Martin his dream golf four ball.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know if he’s a still or sparkling person, his favourite suspension bridge, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis tells us his four life lessons he gave to graduates recently, so we asked you for yours! Plus, Martin’s annual warning if you’ve booked a holiday, an update to Ofgem’s no standing charge tariff for energy, and Mastermind is all about borrowing: does the length of a loan matter more than the interest rate? You’ll have to listen to find out! If you want to ask Martin a question, you can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know his go-to dance move, if he knows the secret to parallel parking, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: should I prioritise saving, investing, overpaying the mortgage, or children’s savings for our new baby? I want to retire early; do I need to pay for National Insurance to get a full state pension? Should I overpay my postgraduate loan? Robert tells us his inspiring story about finally becoming debt-free for the first time in his adult life and asks Martin what he could do with his money next. Plus, does Martin dye his hair? You’ll be surprised by his answer!

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know what time his alarm goes off, if he’s got any pets, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

With the self-assessment deadline less than a fortnight away, Martin Lewis answers your questions on everything tax, with the help of two tax gurus, including: tax returns, inheritance tax, making tax digital, capital gains tax, PAYE, savings tax, and more. Plus, Mastermind this week is all about gift cards, and Martin speaks to Harriet from the Traitors. If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know his favourite fruit, if he can say the alphabet backwards, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: will my ex’s debt affect my credit score? If I buy a bridesmaid’s dress for someone, does it hit my consumer rights? My credit card won’t give me money back for problem building work, what can I do? I’m a teacher, can you answer some of my students’ personal finance questions? My 0% credit card deal ends soon; do I pay it off or transfer the balance? Plus, what would Martin’s wrestler name and finishing move be? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite book, if he’s got a nickname, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis has his debt masterclass this week, helping you slash the cost of your existing credit cards, overdrafts, loans, buy now, pay later and much more! Plus, you tell us your New Year financial goals - some of you want to save more, some want to save less! Mastermind is all about capital gains tax, and how did Martin’s yearly step count competition end?

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know his preferred pasta shape, if he can tie a Full Windsor knot, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

As it’s Christmas, Producer Matt has chosen his favourite questions Martin has challenged Adrian with on the podcast for this special Martin’s Money Mastermind episode, including questions on: returning faulty tech, gift aid, credit scores, retail gift aid, and direct debits. If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite animal, if he knows any magic tricks, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

As it’s Christmas, Producer Matt has chosen his favourite questions you’ve asked Martin in our Question Time podcast, including: Can I refuse a smart meter? Is paying by PayPal a bigger risk? Should I keep cash under my mattress? Should you invest in gold? Will my new husband need to pay for my daughter’s university? And, would Martin want to fight 1 man-sized duck, or 10 duck-sized men? You’ll have to listen to find out! If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite radio station, how many marshmallows he can fit in his mouth, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

In this special ‘Success Time’ edition of our Question Time podcast, this week is all about listeners who’ve saved. They tell us what they’ve done to save, and Martin explains how you can do the same! The successes this week include: a multi-bank switching success, getting a phone retailer to overturn its decision not to replace a faulty handset, and a success worth £100,000.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite film, what he carries with him wherever he goes, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis has a selection box of topics in this week’s podcast, including: the Bank of England has cut the base interest rate, what does it mean for your mortgage, savings, credit cards, and loans? It’s Love Actuarially as you tell us when you’ve received a random act of financial kindness. The government’s taking £150 off energy bills, so Martin explains how it will work – especially if you’re on a fix. Plus, Mastermind is all about representative APR, and should you open expensive Christmas presents early? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So if you’ve always wanted to know his favourite colour, if he can move his eyebrows independently or not, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how do I deal with my mounting debt? Is student loan paid before or after tax (and should I set up a direct debit if I’m close to paying it off)? Can someone take over my ISA allowance when I die? Plus, we have a student loan success story, and just how does Martin manage to do 26,000 steps a day? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite seaside town, if he’d ever go to space, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis tells you everything you need to know about ISAs - the Cash, Stocks and Shares, Help-to-Buy, and Lifetime varieties – as well as what ISA changes in the budget means for you. Martin talks about the government consultation on replacing the Lifetime ISA and tells you if it’s still worth it. Plus, you tell us your cheap Christmas magic tips, Mastermind is all about car insurance renewal, and do you know where your stopcock is? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite font, what his go-to coffee order is, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can using salary sacrifice allow me to cut the amount of student loan and savings tax I pay? How will not paying tax if you only get the state pension work in practice? Help, I’m about to turn 50! Is there anything I should do with my finances? Plus, we have a bridesmaid dress return success story (including how Martin helped them find love), and would Martin rather do Who Wants to Be a Millionaire? or Celebrity Traitors?

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite tube line, if he’s a snorer or not, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis goes through everything you need to know about credit scores – including if they’re actually real. He also explains how you can make yourself appear more attractive to lenders, including the most important factors they look for. Plus, what the budget means for your energy bills, you Tell Us when you finally felt financially grown up, and Mastermind is all about when a direct debit isn’t actually a direct debit.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite motorway, what his skincare routine looks like, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how does the ISA limit actually work, is the online safety act really working, how can I get credit on a low income, is it time to ditch premium bonds, do student loans cost more for middle earners, and when does savings interest actually count for tax purposes?

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite sandwich filling, how many sugars he has in his tea, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

In this special episode, Martin Lewis shares his initial reaction to Rachel Reeves' budget.

He tells Matt Chorley about the measures that will have an impact on you - including Lifetime ISAs, salary sacrifice on pensions, state pension increase, student finance repayment thresholds, the two-child benefit limit, high income property surcharge, and electric vehicle surcharges.

In our Question Time podcast, Martin Lewis gives you answers on absolutely anything and everything, including: how to get hotel money back on flight cancellations, do investments have the same protection as savings if a provider goes bust, should I stop putting money in my LISA, and what’s his favourite type of music?

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite city, what he does in his spare time, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin goes through the four different reasons why many university leavers in their 20s, 30s and 40s may be able to get £100s or even £1000s of student loan money back. Plus, what’s likely to happen when the new energy price cap is announced this Friday, Martin goes over the now bigger protection for people’s savings, you tell us the cheapest item you’ve ever taken back to a store to complain about, and Martin’s Money Mastermind is all about retail gift aid.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite song, what he does in his spare time, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how to open savings accounts with limited ID, is there a way to make more cash from ISA bonuses, can I end my broadband contract if I’m moving house and does Martin prefer spaghetti hoops, or alphabetti spaghetti? If you’ve got a question for Martin on absolutely anything and everything, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk.

Martin Lewis tells you how to speedily spot the best debit cards, credit cards, overdrafts, improve your driving licence, organ donor cards and more! Plus, new top savings, Martin’s meeting with the Chancellor, and success story on how to beat the O2 price-hike hike!

If you’ve got a question for Martin on absolutely anything and everything, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin takes your questions on anything and everything, including: how to compare electric vehicle tariffs, why bank accounts lie, how an 18-year-old builds credit, and is your will invalid after you get married?

If you’ve got a question for Martin on absolutely anything and everything, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk.

Martin Lewis gives you his savings interest Masterclass, helping you maximise every penny. He covers cash ISAs, fixed savings, regular savers, putting money away for a home, how savings tax works, how safe savings are, and more! If you have a question for Martin, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk and you could be on the show!

In this week’s Question Time, Martin answers your questions about absolutely anything and everything – including: Will the predicted budget ISA changes affect me? Should I give my eight-year-old a credit card? Should I keep cash under my mattress? Can a car finance claim jeopardise my current car finance agreement? How does the marriage tax allowance work? Plus, what did Martin have for his tea last night?

If you’ve got a question for Martin on absolutely anything and everything, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk.

It’s Martin v Ofgem this week (well, Jonathan Brearley, the boss). Martin asks Jonathan why energy bills are so high, about scrapping standing charges, who funds the regulator, writing off energy debt, issues around green energy, and loads more. It’s a jam-packed episode, also including what Martin thinks about O2 raising their prices by more than they promised, and what you should do if you’re affected. If you have a question for Martin, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk and you could be on the show!

In our Question Time podcast, Martin takes your questions on anything and everything within reason. Including: is it worth fixing energy for longer than a year?; are app-based savings accounts worth it?, plus the producer asks him for broadcasting tips! Send an email to MartinLewisPodcast@bbc.co.uk to suggest your question.

Martin Lewis takes you through the seven banks willing to pay you to switch, what it means for your credit score, joint bank accounts, overdrafts and how some make £1,000s doing it. Plus, you tell us if university was worth it. We discuss rumours that the Chancellor may cut the cash ISA limit, plus an update on car finance misselling. You can get in touch with the team by emailing martinlewispodcast@bbc.co.uk – make sure to send in your burning questions and any successes you’ve had following Martin’s advice

In our weekly Question Time, you ask Martin questions on anything and everything, and he does his best to answer them. This week: if I have a lot of credit cards, should I cancel any unused ones? Should I keep my mortgage debt or pay it off? Is Martin working out? A double helping of student finance, and more! If you’ve got a question for Martin, email it to MartinLewisPodcast@bbc.co.uk, and it could be in the podcast!

Martin Lewis takes you through the mis-selling of car finance after the regulator launched its plans for a mass £8.2bn redress scheme – where 14 million people could get compensation. He explains why it’s being paid, how much you could get, if you could get it, what you need to do to get it, should you go to court, can you claim for deceased relatives, and loads more.

This is an emerging situation so listen for updates future podcasts! If you’ve got a burning question for Martin’s Question Time podcast, send an email to MartinLewisPodcast@bbc.co.uk - it can be about absolutely anything you want, within reason!

With the energy price cap rising 2%, and predicted to remain high for the next year, Martin Lewis answers your questions on how you can save £100s a year on home energy bills. Including new low standing charges tariffs, smart meter issues, why fixing now works and loads more...

Send in your questions for future Question Time podcasts by emailing martinlewispodcast@bbc.co.uk.

Martin explains why pensions offer the biggest savings, why you must pay off credit cards IN FULL, and recounts the time he tried to convince Mick Jagger to finish his finance and accounting degree.

Question Time is the new weekly bonus podcast from Martin where YOU set the agenda.... Send in your questions by emailing martinlewispodcast@bbc.co.uk.

Martin Lewis has his five things you need to know about student finance, including how much it’ll really cost you, why the interest rate might be a red herring, how much parents are expected to contribute and much more. He also has an update on energy standing charges. And Tell Us is all about when you’ve saved a shedload of money… completely by accident! You can get in touch with the team by emailing martinlewispodcast@bbc.co.uk – make sure to send in your burning questions and any successes you’ve had following Martin’s advice!

Martin Lewis answers your questions on absolutely anything and everything (within reason!), including how to get energy credit back, student loan interest rates, should you be investing in gold, and is overpaying your mortgage worth it?

You can get in touch with the team by emailing martinlewispodcast@bbc.co.uk – make sure to send in your burning questions and any successes you’ve had following Martin’s advice!

Martin Lewis tackles wills and power of attorney with Melinda Giles, Member of the Law Society’s Wills and Equity Committee, and Austin Lafferty, member of the Council of the Law Society of Scotland. Plus, Mastermind is all about your credit file.

You can email the podcast team at MartinLewisPodcast@bbc.co.uk.

In this Question Time podcast Martin answers your questions on credit scores, scrapping the state pension, cutting the cost of credit card debt and the car finance compensation scheme, plus loads more.

Martin Lewis has everything you need to know about children’s saving and investing, including Junior ISAs, Child Trust Funds, top savings, Premium Bonds and even children’s pensions. Plus, an update on the car finance mis-selling saga, an update on Lifetime ISAs, you tell us when you’ve felt the richest, and this week’s Mastermind is on personal loans.

Martin has everything you need to know to keep your bills down ahead of the energy price cap going up in October. Also in the podcast: what to do if you’ve had a flight delayed in the past six years, you tell us the best quid you’ve spent in the last five years, and Mastermind was all about Capital Gains Tax – have you heard of the ‘Bed & Breakfast’ rule?

In this savings and investment special, Martin speaks with two professional investment advisers. Plus, his beginner’s guide to savings and how to maximise your interest.

In this Bills Special, Martin goes through everything you need to know about Council Tax, including how to check and challenge your band. Plus, his four easy steps to help reduce your mobile phone bill.

In this Energy Special, Martin asks the boss of Ofgem why we pay more in the UK. Plus, he questions the boss of Octopus Energy about prices, smart meters and more.

In this Holiday Special, Martin goes through his top holiday hacks, including his car hire and insurance tips, and the cheapest ways to spend abroad. Plus, how to make sure your passport and GHIC is ready for your travels!

Martin gives his reaction to the Supreme Court's ruling on car finance agreements. He explains why the scope for compensation has been reduced, who might still be eligible, and why it's important that potential claimants do nothing...for now.

In this episode, Martin gives an update on the ongoing car financing agreements case going through the Supreme Court. He also answers your questions on absolutely anything, including how much to save for your kids to go to university, buying vs renting, and… is Martin getting into politics?

After covering investment last episode, this time Martin gives a beginner’s guide to savings, including top savings, a 25% savings boost for first-time buyers, a Help to Save 50% boost, regular savings and more. Plus, a warning for women aged between 41 and 90 who’ve previously cared for someone. And you tell us your instruction vs destruction tales.

Martin Lewis on Saving v Investing: which is right for you and how to do it…

In this special podcast Martin is joined by two professional investment advisers to talk about:

- What is going to happen to the ISA limit. - Whether you should be saving, investing or doing a combination of the two. - A beginners guide to investing and where you should put your money for the long term. - What type of investment firm you should be looking at. - Martin also gives an explanation of Bitcoin and what could happen if you want to invest in it.

Get in touch with the podcast by emailing martinlewispodcast@bbc.co.uk

Martin Lewis records the podcast from Lords to share his money saving tips while watching the cricket.

An explanation of your statutory return rights with a focus on what the law explicitly outlines as the timeframe you have to return online purchases.

We also run through the top 10 companies to haggle with in the UK, with haggling tips and how to make big savings from service firms in mature markets, such as mobiles, where everyone already has the product so companies need to retain existing customers.

He gives an update on the potential payouts for mis-sold car finance.

Martin makes a suggestion on how to get young people investing WITHOUT cutting the £20,000 tax-free cash ISA limit, as reports suggest Chancellor Rachel Reeves may be about to do.

Tell Us is about your longest financial innings and includes advice on the best bank current accounts that are currently available.

And Mastermind is swapped for Test Martin Special, or TMS for short, Eleanor Oldroyd and former England player Steven Finn help Adrian answer a cricket-themed question about what counts as legal tender.

Martin looks at Lifetime ISAs, after a report was published by the Treasury Committee on the future of the first time buyers savings account, he explains the basics of them and answers questions on who they are good for, who they don’t work for and when is the best time to open one.

Energy bills dropped 7% this week, Martin explains what people should be doing, and most importantly what happens next.

Martin reacts to reports the Chancellor is to drop cash ISA allowance in her Mansion House Speech on 15 July.

Mastermind tests if Adrian knows when you are covered by Section 75 Consumer protection.

And there’s a new top savings account that’s a bit different isn’t there?

With £31 billion in lost or unclaimed pensions in the UK, Martin tells you how to find your old pensions - which could be worth £10,000s! Plus, Martin’s top holiday money need-to-knows to help you stop paying when you spend abroad and get the most bang for your (Vietnamese) dong. And you tell us the worst financial advice you were given by your parents and grandparents.

Martin goes through his four easy steps to help you reduce your mobile bill. Plus, with energy bills likely to rise due to conflict in the Middle East, should you fix now? What do the Warm Home discount changes mean? And you tell us your children’s financial tips.

The Winter Fuel Payment will again be a universal payment in England and Wales for state pensioners this winter, yet it’ll be clawed back via the tax system where someone earns over £35,000. How will this work in practice? What counts as £35,000 earnings, and what if there are two, three or more pensioners in a house.

Martin also answers questions on saving for a pension, who should opt out of receiving winter fuel payment and how to avoid being scammed.

Pint rights: we also look at how to make sure you get the pint you paid for.

***This episode was first published on 5th June. It was updated on 20th June to reflect the launch of a government consultation on the administration of Council Tax.***

Martin goes through step by step everything you need to know about Council Tax. He explains:

- How to check you are in the right band. - How to challenge your Council Tax band. - The Council Tax deductions you may be entitled to. - How to collect and claim if you are owed Council Tax credit

Martin also gives his response to this week’s Winter Fuel Payment news from the Chancellor Rachel Reeves

Martin reacts to the latest Energy Price Cap announcement from the regulator Ofgem. The new cap coms into force from July, and applies to households in England, Scotland and Wales on variable tariffs. But what should you do now? With fixes on the market well below the cap rate, Martin explains how to get the best deals on your energy.

Martin Lewis looks at the Energy Price Cap and what your best options are for your bills.

He gives his view on the recent announcement that the Winter Fuel Payment will be expanded.

A guide on how to get paid to switch bank accounts.

Tell Us this week is all about when have you saved a fortune by pure accident?

Mastermind explains the difference between annual and compound interest.

Education Secretary Bridget Phillipson joins Martin Lewis to answers your questions about the cost of childcare.

They cover topics such as are there enough funds for 30hrs funded childcare? Why 800,000 miss out on Tax Free Childcare? Child Benefit cliff-edge problems & more.

Why locking in savings can be a winner. Should you fix your mortgage now or wait? How to get accepted for a mortgage, and more.

Martin reacts as the Bank of England cuts UK base interest rates again from 4.5% to 4.25%, we recorded this literally minutes after it happened and focus on answering your questions about the impact on savings and borrowing (especially mortgages)

For savers there’s a warning to act quick if you want to fix.

Mortgage holders big questions was fix now or wait – we cover that, but also a fascinating discussion with our mortgage broker guest on what it takes to get accepted for a mortgage whether for a new one or remortgaging, lots of eye opening facts there.

In the Tell Us, with summer coming what’s far cheaper to buy abroad (things that you can then bring home that is)

And in the Mastermind we find out if Adrian knows why it’s always important to turn your suncream around.

It’s the credit and debit plastic fantastic masterclass you’ve been waiting for… Martin answers all your questions on how to manage your credit card debt, which are the top cards to use abroad and the myths around your ‘credit score’. Plus find out which are the best 0% deals and how to ooze with stooze.

Get in touch with the podcast by emailing martinlewispodcast@bbc.co.uk

The main topic is all about how you could potentially get money back from your energy firm. If you pay by monthly direct debit then Martin explains why you should be checking now if you’re owed serious cash.

The Tell Us is about shrinkflation. Where can you find provable evidence of groceries, cleaning productions or cosmetics that are no longer as big as they were.

Plus, if you're aged 20 to 25, Martin explains a trick that can get you a free four-year railcard worth £100 via the bank Santander.

Get in touch… email martinlewispodcast@bbc.co.uk

Full best buys – and everything you ever wanted to know about cash ISAs but were afraid to ask. With the realistic prospect of the cash ISA limit being reduced in the near future, Martin explains what to do right now to get the most out of your savings. Get in touch… email martinlewispodcast@bbc.co.uk

You ask, Martin answers. A must-listen at this crucial time of year. Martin and Adrian go through the big questions from you as a number of big changes come into force. Plus you tell us about customer service done well, and Adrian tackles a mastermind on credit scores. You can email the podcast team via martinlewispodcast@bbc.co.uk.

Martin Lewis puts YOUR questions to Greg Jackson, the boss of Britain’s biggest energy retailer Octopus. Smart meters, profits, standing charges & will prices EVER drop? Plus with energy prices going up by 6.4% next week, is now the time to fix? To get in touch, email martinlewispodcast@bbc.co.uk.

ISA ISA baby!

Martin joins Adrian to answer all your questions on savings tax, Cash ISAs, Junior ISAs and more before the fast approaching deadline in April.

Chartered Financial Planner Ed Marshall also joins Martin to help with stocks and shares ISAs.

You tell us about your financial ‘light bulb’ moments.

Plus Martin shares his thoughts on back-billing with MPs… find out why you might not have to pay for energy usage if its more than a year old.

Get in touch with the podcast by emailing martinlewispodcast@bbc.co.uk

Martin’s poorly, but he’s battled through the coughs and splutters because he’s adamant that YOU need to hear how you could boost your state pension by TENS of THOUSANDS of pounds.

If you’re aged between 40 and 73 – it’s a must listen.

It’s all about missing National Insurance years.

Martin brings you a step-by-step guide and a full Q&A. It’s everything you need to know.

Martin answers a huge number of questions on savings, on how ISA’s work, where is a safe place to keep your money, the pros and cons of investing, should you be saving or paying off debt and far more.

The podcast also covers lots of other subjects such as getting travel insurance for holidays booked a long time ahead, how credit cards really work, what to do if a car finance firm hasn’t replied to your reclaim complaint and more.

This week’s Mastermind is all about if borrowing more means you actually pay less?

The energy price cap, which determines prices for two-thirds of homes will rise by 6.4% in April… yet some people will see rises of up to 9%. In this pod Martin Lewis looks at what it means for you, and how do you beat it.

Former head of strategy at BP, Professor Nick Butler - who is now visiting professor at the policy institute at Kings College London - explains why UK energy prices are so much higher than Europe, the problems with the way the price cap is set, and the impact of green energy on our bills.

Plus, a warning on pay-by-app, a pension-themed Mastermind, and the Tell Us is about the most shocking, horrifying, unexpected bill you’ve ever received.

And there are tips on childcare costs and the scourge of council tax debt collection. There’s also urgent advice on how to cut the cost of train tickets, and what Martin told MPs this week about Lifetime ISAs.

A special podcast all about starting and saving in a pension, including the two pension superpowers that instantly double your investment.

Martin is joined by Charlotte Jackson from Money Helper, the free and impartial service giving help with money and pensions. They explain how pensions actually work, and whether you should stay opted to your work place pension. Should you consolidate your pensions? How to start your first pension? Should you start a pension for your child? How to get totally impartial free guidance. Stakeholder pensions versus nest versus SIPPs? How much to save in your pension?

If you want to hear more on pensions, then check out our special ‘Not The Martin Lewis Podcast’ episodes from July 2024 on this feed.

Martin explains why you should still shop around for the best deal, even if your car insurance renewal is lower than last year. Plus reaction to the interest rates cut, the latest on April's energy cap price change and you tell us what your job has taught you about money. To get in touch with the podcast email martinlewispodcast@bbc.co.uk.

Martin gives you his holiday tips, everything from the cheapest way to spend abroad to how to maximise your annual leave.

The Tell Us this week is all about things your children misunderstand / mis-assume about money.

Martin also explains credit rating, how to cut your water bills and how to get £100 off your energy standing charges.

To get in touch with the podcast, email martinlewispodcast@bbc.co.uk.

Martin and Adrian talk about new rules that stop surprise price increases in the middle of your contract. Plus how to get the best price on your broadband and where to look for brilliant mobile deals. Plus you share your budgeting tips – and Adrian faces a special wifi Mastermind question. Email martinlewispodcast@bbc.co.uk if you want to get in touch.

After last week’s cold snap, Martin shares his best tips on how to save money on your energy bills, including whether or not it’s worth fixing. In “Tell Us” this week, Martin finds out how people are managing their household finances as well as recommending the best joint accounts. And it’s another round of Mastermind for Adrian, quizzing his knowledge on flight compensation schemes.

Martin looks at the dos and don’t of getting the best travel insurance deal, plus are cats legally different to dogs? Have energy bills really risen every year, LISAs for retirement, no fault car insurance claims, car hire abroad and more…

To get in touch with the podcast, email martinlewispodcast@bbc.co.uk.

A look back at what you need to know about mortgages and how to save as a first-time buyer. A Tell Us about the most joy you’ve ever got from spending under £5 and another one that got a huge response looking at what people did with their first pay packet. Also a Mastermind looking at car insurance.

Martin answers your Money Saving and financial questions on topics such as inheritance tax, how much to have in your pension, debt pay off pecking order, life insurance, how interest payments work, cash ISA rules, car finance and even the tax arrangements of Father Christmas.

There is also a Mastermind looking at credit card interest repayment.

Martin interviews Jonathan Brearley - the CEO of Great Britain's energy regulator OFGEM.

Tell Us is all about your pocket money rules.

Mastermind this week looks at your right to return gifts.

Plus advice on the best tactics for Scrabble and tips on train ticket refunds and car finance.

Martin tells you how you can get banks to pay you to switch to their account.

Plus the best way for parents and grandparents to save money for children.

The Tell Us is about the best thing you’ve ever blagged.

And Mastermind tackles the point in life an under 18 starts to pay tax on their earnings.

Martin tells you all about the money you might not know you’re entitled to

Plus, is it worth looking at Black Friday deals on broadband?

Listeners ‘Tell Us’ about when their children have impressed them with their financial know how

And Mastermind tackles the thorny subject of which debt is the most expensive.

Get in touch: email martinlewispodcast@bbc.co.uk

The Scams Epidemic: A Martin Lewis Podcast Special. Martin asks the experts about scams and speaks to a victim of a deepfake investment scam which manipulated Martin’s face. This special episode goes in depth on deepfake AI and other big scams, with tips on how to spot them, how to protect yourself and what to do if you think you are being scammed.

In this special episode, you’ll hear from Chris Ainsley, Head of Fraud Risk Management at Santander, Commander Steve Clayman Head of Central Specialist Crime at the Metropolitan Police, Lindsey Fussell, Interim Group Director for Online Safety and former Group Director for Networks and Telecoms at Ofcom and Des Healey, a kitchen fitter from Brighton who was scammed out of £75k.

The energy regulator Ofgem has announced its next quarterly price cap will rise by £21 for the average household. An increase of £1.75 a month.

The decision affects the bills of 27 million households in England, Wales and Scotland.

In this bonus episode of The Martin Lewis Podcast, Martin explains what it could mean for you.

Martin Lewis answers your questions about savings, covering everything from ISAs to everyday savers.

Martin also answers the question: is Black Friday the real deal or just another dud?

The listeners ‘Tell Us’ about their unrequested, unrequited acts of financial kindness.

And there’s a Mastermind looking at energy bills…

Martin Lewis asks are you one of over 1m who overpaid their student loan and can get it back?

We are looking at the latest car finance update, which could double the number of people who are due a payout on their claims. The listeners ‘Tell Us’ about the best thing they’ve learnt about money from work. And a Mastermind looking at premium bonds…

Martin Lewis takes you through the increase to tuition fees.

There’s advice for students and those affected by the fall in interest rates.

Tell Us is all about the most impulsive purchase you’ve made, and why you regret it.

And there’s a special Mastermind for Adrian concerning floral shirts.

In a special episode, Martin reacts to the budget from Chancellor Rachel Reeves. He explains what the headline changes to national insurance, inheritance tax and minimum wage will mean for you – and dives into the detail of what wasn’t announced in the Commons to explore what’s coming next on child benefit and stamp duty.

The ‘Not The Martin Lewis Podcast’ is back. Martin asks the experts about the topics that matter to you. This time around it’s all about marriage – and divorce. From pre-nuptial agreements to asset splitting, how to divorce cheaply and…. are their benefits to getting married, when it comes to money?

On this week’s podcast Martin explains how you can buy voluntary National Insurance years to boost your state pension. Tell Us is about what do you have in your house that you haven’t used in the last year? Later in the pod, Martin shares his latest money-saving tips and Adrian attempts another tricky Mastermind question.

Martin Lewis on why it’s financially crucial to prepare for death, divorce and dementia. Advice for those aged under 22, explaining their Child Trust Funds and how some may be able to access cash saved in them. A Tell Us about the most joy you’ve ever got from spending under £5. And a Mastermind looking at car insurance.

An Energy Price Cap special looking at why the energy price cap is rising when wholesale rates are dropping. Which type of tariff is right for you and how to lower your standing charges.

The main topic the week is everything you need to know about mortgages.

There is also an update for savers and Martin explains a legal challenge to the UK and Scottish Governments' decision to cut the winter fuel payment.

And the Tell Us got a huge response looking at what people did with their first pay packet.

Martin Lewis looks at how to save as a first time buyer. Lifetime ISAs can get you up to £1,000 a year free from the state towards your deposit, but Martin says some “shouldn’t bother”. Martin explains why almost everyone who hits 18 should put a pound in one right now. We look at Smart Meters… and it’s less than 100 days to Christmas… so the ‘Tell Us’ is all about your past Christmas financial problems, so others can learn from them. And this week’s Mastermind is an important listen for anyone who’s had a flight cancelled on them - or cancelled it themselves - this summer or in years gone by.

On this week’s podcast Martin gives his energy tips ahead of the energy price cap on 1 October.

Listeners TELL US about their stock of old stamps that they’re still using ahead of the 22% increase in the cost of standard first-class stamps on 7 October.

And Adrian Chiles attempts his first ever Mastermind – will he have beginners luck?

Martin’s off air for the next few weeks so it’s a chance to revisit some of the best bits of the year so far.

Martin explains all you need to know about student finance, what you could be entitled to, and how much you will pay back.

We also hear our listeners’ best budget wedding stories.