Latina Investors

In this episode, I go over the factors you want to look for when picking index funds. 

You’ll understand why you’d pick certain funds vs other funds. And how to go about making the best decisions for you, your goals & your timeline. 

Click here to learn more about my 4 Month Money Coaching Program. 💚

In this episode, I talk about how your investing account replenishes itself vs how your savings account is replenished by you. 

You’ll learn how to use an investing account to start making your money work so that as your parents enter retirement, you are able to help them financially without it feeling a big financial pressure or burden.  

Book a call for my 4 Month Money Coaching Program here. 💚

In this episode, I break down how to save in a strategic way so that you're not just saving to save but instead being intentional and purposeful with your money.

You'll understand why having specific funds you're working on savings towards is a much more effective strategy than just sending money to a "general savings."

I used to be an oversaver who saved and saved. And this created never-ending goals coupled with the idea that spending my savings was "bad." This combination led to money anxiety and not feeling empowered with my money despite having a big savings.

But once you learn how to use your money to hit specific goals vs just "saving it"...you feel much more in control of the life you're building with your money.

Click here to learn more about my 4 Month Money Coaching Program. 💚

In this episode, I share with you the conversation I had with a friend about her retirement goal why $1 Million in retirement is the minimum. 

$1 Million in retirement seems like a big goal and a lot of money, and it is. But it’s also very achievable. 

You’ll learn why this is a very achievable goal and how to find out if you’re on track to hit this goal.  

Click here for the Compound Interest Calculator. 📈

Click here to learn more about my 4 Month Private Money Coaching Program for first gen WOC who want to learn how to not just save money, but also invest their money. 

In this episode, hear from my client Angie as she reflects on the growth she's had inside 1:1 money coaching. If you've been interested in 1:1 money coaching and wondering "what it's like" this episode will give you an inside look.

You'll also learn how Angie was able to save more than $8,000 *and* start investing while enjoying life and finding her perfect balance of savings and spending.

To join 1:1 money coaching, click here. 💚

In this episode, we unpack the differences with saving money and hoarding money. And you’ll learn how to go from “money hoarder” to “strategic saver” to “wealth builder.”

Wealth builders have their money work for them. They use money to create, build, architect & design lives they love. 

Book a call to join 1:1 money coaching. 💚

In this episode, I break down all the different types of “passive income” out there and which one is my preferred one..and why!

You also learn how to start looking at passive income, how to create it both in the mid-term future and the long-term future. And how investing can help ease the financial pressure you might be experiencing.

Book a call to join 1:1 money coaching here. 💚

In this episode, I share about the salary increase that changed the course of my finances. I share my mindset struggles, my money strategy and what came of my bump in salary & my lessons learned.

Click here to book a call to join 1:1 money coaching 💚

If you're struggling to see credit cards as a tool to help you, this episode will help you see all the ways credit cards can be an effective tool for your money journey.

In this episode, Andrea shares her journey with using credit cards, the 4 credit cards she has and how they've helped her money "work" by leveraging points, sign on bonuses and cash back!

Click here to book a call to join 1:1 money coaching. 💚

In this episode, Andrea draws parallels between her journey with Intuitive Eating and money. She'll talk about the differences in Choosing No vs Being Told No and how you can get a handle on your spending by applying 2 big tips!

Click here to book a call to join 1:1 money coaching 💚

I recently hosted a training and I got a lot of questions about investing. In this week's episode, I'm answering a handful of questions that come up and will help you understand a little more about investing, wealth building and how to get started.

Click here to book a call to learn more about 1:1 💚

In this episode, I talk about why I think everyone should open a taxable brokerage account as part of their investing portfolio and the ways this account will help you during the season of your life that brings the highest expenses.

Book a call to join 1:1 money coaching here

In this episode, we talk about the “cons” of seeing yourself too much as “a saver.” There are 3 other areas of your money identity that you want to grow and cultivate. These 3 other areas will help you not just save money but also grow it. 

Click here to book a call to join 1:1 money coaching 💚

Register for "How To Start Investing With $1,000"

In this episode, we talk about how much time it takes to upkeep your investments. You'll be introduced to a strategy that allows you to simplify & grow your money without needing to pour in a lot of time, energy and effort to maintain.

Book a call to join 1:1 here

Register for my free investing training here

In this episode, I break down the question of "how much should I be making to start investing?" You'll learn how to answer this question for yourself and the mindset blocks to avoid that stop you from starting.

Book a call to join 1:1 money coaching here.

In this episode, I reflect on 2023 and share some of my lessons and learnings. As well as share my 2024 personal and joint money goals.

Book a call to join 1:1 money coaching here. 💚

This episode is a precursor to next week's episode of "2023 Reflections." I go over the 10 lessons I've learned about money and life since graduating college.

Click here to book a call to join 1:1 money coaching. 💚

It can be really easy to "go with the flow" especially if you're "doing okay" with money. But that's different than using your paychecks to build wealth. In this episode, we talk about your wealth building strategy and what you want to focus on depending on where you are in your wealth journey.

Click here to book a call to learn more about joining 1:1 money coaching.

In this episode, I talked about the different ways to invest. Most of the time, when I say "investing"...I'm not talking about "picking stocks" or "buying stocks." I'm talking about ways to invest your money that create more money for you in the long term, and in the mid term.

Click here to book a call to join 1:1 money coaching.

In this episode, I share with you different concepts so you feel safer with the idea of investing your money. You'll learn about average market growth, timeline trajectory & investing products that helps you grow your money...without taking on a lot of risk and potentially "losing everything.

Book a call to join 1:1 money coaching here

In this episode, I break down how to pick stocks and what factors to consider to make the process more simple. You'll learn key investing concepts that will help you feel more confident about which stocks to pick when you start investing.

Book a call to learn more about 1:1 money coaching here

For the most part, I've learned towards "savings" and this helped me stay out of debt and build up my savings. I was "doing okay" but I wasn't really building wealth.

In this episode, I share with you how I switched from just saving to actually using my money to build wealth.

Book a call to join 1:1 money coaching here.

Register for "Get Job Offers Faster" Herehosted by Carla Santamaria

In this episode, I have a conversation with my friend Carla who's a career coach for first gen WOC who want to increase their salaries. She shares with us her perspective on 9-5 salary negotiation, the workforce, company cultures and boundaries. It's such a great episode filled with a new way of thinking about jobs/careers.

✨ Resources to support a Free Palestine Here ✨

This week's episode is about how to have a saving strategy while also investing and knowing what to keep in saving vs what to use for investing. I give you 4 things you want to KEEP money in savings for and how to decide what portion of your savings to invest.

Book a sales call to join 1:1 money coaching here

In this episode, I break down the logistics of holiday planning as well as the emotional/mental side of holiday spending. We dive into different ways to set yourself up to successfully navigate the holiday season without feeling like you're doomed to overspend and end up with a lot of credit card debt come Jan.

If you want to navigate this holiday season feeling good about your spending, click here to book a sales call to learn more about joining 1:1 money coaching.

The second skill you want to learn to build wealth is growing your money (i.e investing). In this episode, I help you understand how to go about investing your first $1,000 and I share my own experience with this journey.

To learn more about 1:1 money coaching, click here to book a call.

One of the foundational skills you need to learn is saving. In this episode, I help you with saving your first $1,000 and the process to repeat it.

Click here to book a call to learn more about 1:1 money coaching

In this episode, I talk about all the different types of investsing accounts you want to have on your radar to open. I list out retirement accounts, non retirement accounts, as well as accounts for minors. You'll learn how they work and how to use them all for all your investing goals.

Book a call to learn more about 1:1 money coaching here

In this episode, I talk about the difference between "feel" decisions and number decisions when it comes to money. I show you how to combine both to find the perfect balance to approach spending.

You'll get 2 tips to help you bring more "numbers" into a "feel" cycle.

Book a call to learn more about 1:1 money coaching here: https://calendly.com/buildinggenwealth/interest

In this episode, I share with you how my husband & I handled a "we went overbudget" conversation. I share how to approach a typically triggering or heated discussion into a conversation that can help you grow as a team.

Book a call to learn more about 1:1 money coaching here: https://calendly.com/buildinggenwealth/interest

In this episode, Andrea talks about how she and her husband got on the same page with their finances. I break down the 5 steps to getting on the same page with your partner...especially if you feel like they're not as motivated as you!

In this episode, Andrea breaks down the 3 steps to growing your financial confidence within your relationship. You'll learn how to become more financially confident even if you think your partner is "better at managing money."

Book a call to learn more about 1:1 money coaching: https://calendly.com/buildinggenwealth/interest

In this episode, I break down the difference between money beliefs and money facts. I show you how to identify any money beliefs you have that might be holding you back.

Click here to book a call to learn more about 1:1 money coaching

In this episode, I walk you through how to plan for holiday spending. I talk about the emotions that come up during the holidays, how to make a decision about how much *you want* to spend & how to set up a automated system to hit your savings goal and walk into the holidays feeling great.

Click here book a call to learn more about 1:1 money coaching

In this episode, I share 10 money tips to apply in your 20s-30s. These are the tips I want you to have on your radar as you're working on your finances.

Book a call to join 1:1 money coaching here: https://calendly.com/buildinggenwealth/interest

In this episode, we talk about what to do with your savings. So many of us were taught to "just save." But at some point, we have to give those savings a job and a purpose. In this episode, we talk about the 4 type of savings goals that you want to consider when you're creating your money plan.

Click here to book a call to learn more about my 6 month 1:1 money coaching program where you'll grow your savings to $10,000 and set up the investing accounts you need to become financially independent.

In this episode, we go over your options and some key pieces of information to get if your employer doesn't offer a company match. You'll hear what you need to figure out in order to decide what options is best for you.

Book a call to join 1:1 money coaching here.

In this episode, my client Norma joins us to share her journey with 1:1 money coaching. She was a client who was very scared to invest in 1:1. She sat on it for a couple of days and went back and forth a few times. It's normal to feel scared of doing something new.

But in this episode, we get to see what was on the other side of the year and we reflect on the courageous move her past self made and all the changes it led to.

To join 1:1 money coaching, click here to book a call: https://calendly.com/buildinggenwealth/interest

In this episode, we talk about finding the balance of stress and safety to create progress and growth in your money goals.

Too often the financial industry will be too harsh and black & white with money advice. But that doesn't lead to growth. For some, it creates too much stress and keep them from trying.

In this episode, I introduce the concept of safe discomfort. I show you how to embrace safe discomfort using 3 different perspective shifts. You'll start to see how to embrace the safe discomfort that is required to create changes, growth and progress.

To join 1:1 money coaching, click here: https://calendly.com/buildinggenwealth/interest

In this episode, I share the strategies I’ve used over the last 7 years to grow my savings. These strategies help me make my money journey feel light and fun so that I can find a way to build wealth that works long-term. 

If you think savings means you’re going to have to “sacrifice”, then listen to this episode to learn how to save money without feeling like you’re sacrificing. You’ll learn ways to optimize, have fun and enjoy the journey of savings & building wealth. 

Work with me 1:1: https://calendly.com/buildinggenwealth/interest

In this episode, you'll learn all about IRAs: what they are, the different types of IRA and how to set them up. You'll also learn how they work and why you should open an IRA.

How To Open A Roth IRA At Fidelity Step By Step

Work 1:1 With Me: https://calendly.com/buildinggenwealth/interest

In this episode, we cover how to set a money goal and hit it by the end of the year. I share my personal strategy for hitting the goals I want to create and how I go about staying committed to the goals.

Book a call to learn more about 1:1 money coaching.

In this episode, I interview my client Crystal about her experience inside 1:1 money coaching. We cover the growth she had in savings, planning her money & even her confidence around earning money.

Book a call to learn more about 1:1 money coaching here: https://calendly.com/buildinggenwealth/interest

In this episode, I talk about the only 4 bank accounts you need to start feeling organized with your money. You'll learn how to use each one and how to align your debt/credit card spending with each account.

Click here to book a call to join 1:1 money coaching: https://calendly.com/buildinggenwealth/interest

In this episode, I talk through 28 Day Money Plans. I share with you how to start thinking about your money that's coming in your paychecks in order to let your money support YOU.

Apply for 1:1 money coaching here: https://calendly.com/buildinggenwealth/interest

In this episode, we talk through 4 routines that I have with my money. I break down what they are, why they're important and how often I do these routines.

Book a call to join 1:1 money coaching here: https://calendly.com/buildinggenwealth/interest

Join 1:1 money coaching here: https://calendly.com/buildinggenwealth/interest

Do you feel like budgeting is beyond you? Like you make too much to "have a budget." I felt that way too! In this episode, I unpack thoughts about budgeting and how to look at your budget or money plan in a way that is EMPOWERING YOU. I share my perspective on planning and the way "budgeting" has never felt restrictive or miserable.

Apply to 1:1 money coaching here: https://calendly.com/buildinggenwealth/interest

In this episode, I share beginner friendly investing concepts to help you get started with investing. You’ll learn some similarities in investing that you already understand and make things easy to understand. 

What we cover: 

💰 Where do I go to open my investing accounts

💰 What is the purpose of an investing account

💰 How do I add money to my account

💰 What is the role of a financial advisor

Book a call to join 1:1 money coaching: https://calendly.com/buildinggenwealth/interest

A quick hello as I'm getting back into the swing of things. Plus a money breakdown & reflection on our Peru trip!

In this episode, I talk through some questions to consider when you get a potential windfall (or lump sum of cash). I'll outline 3 possible buckets you can put your money and and how to make the best decision FOR YOU while also considering financial strategies that will help you make the most of your money.

Book a call to join 1:1 money coaching here.

In this episode, I talk about debt. More specifically, how to strategically and sustainably pay off your debt. We’ll cover how to view your debt, your identity around your debt and how to feel free financially even when you’re in debt.

In this episode, we dive into the 3 big wealth vehicles. I share my experience and knowledge with 2 out of the 3 wealth vehicles and we go over the pros/cons of each. 

If you’ve grown up learning that you have to save but you don’t know how to use your savings to start investing & making your money grow, this episode will help you expand your knowledge on how to use your savings or paychecks to build long term wealth. 

To join 1:1 money coaching,book a call here. 

To learn more about real estate investing, follow @ameliajorei on Instagram.

Have you ever wondered what you should be doing with your money?

In this week’s episode, I give you certain money milestones you want to consider as you’re working on your finances. 

You’ll learn: 

Pay off debt first or start savings first?  

How much should you save? 

How to hit money goals while still enjoying life? What to prioritize and when? 

I will share a roadmap & key financial milestones to help you identify where you’re at and what’s your next best money move…no matter where you’re starting from.

The financial space will often tell you to "save more and spend less." But what if instead of only focusing on saving, you also worked on becoming a great spender. What if every purchase you made with your money truly added value to your life both in the short term and in the long term. In this episode, we dive into the how to become an excellent spender of money.

To join 1:1 money coaching, book a sales call here.

In this episode, we talk about the 2 big ways to make money moves and when it makes sense to focus on one way vs the other. I share my story on how I saw this play out in my life and my lessons in not focusing on the right thing at the right time. Tune in to help you identify where you are in right now and what to be focusing on to get ahead with money.

To join 1:1 money coaching, book a call here: https://calendly.com/buildinggenwealth/interest

In this episode, I talk about my experience growing up with the feeling that we won't have enough money, that'll I'll somehow run out. I used to operate and think from this space. But in the last couple of years, I've worked on believing the opposite. That money comes and goes and that I'll always have enough. Tune in as I share the 5 biggest thoughts that helped me shift my beliefs from money scarcity to and abundance mindset.

To join 1:1 money coaching, schedule your sales call here: https://calendly.com/buildinggenwealth/interest

In this episode we talk about, changing numbers vs becoming the person who creates those numbers. Do you feel like your finances are you chasing a certain number? Whether it's saving or debt payoff, you're chasing a number to FEEL a certain emotion. But did you know? You could actually FEEL the emotion you want before you hit the number you're chasing. It all comes down to who you are choosing to BECOME. 

In this episode, we cover what to consider when deciding between focusing on saving or paying off debt. If you've ever felt confused about what you should be doing with your money, this episode will help you with a starting place. We'll also address the mindset behind "wanting to pay off debt as fast as possible" and how to create a more positive & empowering money experience. 

If you would like money to feel less stressful & be able to save your first $5,000, book a call to learn more about 1:1 money & investing coaching. 

After a long break, I am back! I love podcasting. I love being a listener and I loved hosting one. Until I didn't. In this episode, we dive into why I stopped the podcast, why women feeling empowered with money is so important and the reason for the name change. I love that you are here! Let's be friends. 💚

When you're starting to invest, you want to build a portfolio that is diversified. One of the ways to do that is to buy investments that give you exposure to the different parts of the stock market. In this episode, we talk about the different ways to build a portfolio and how to understand it better using the analogy of a puzzle.

If you want to start investing, but want someone to explain things to you and help make it easier apply to 1:1 money & investing coaching.

One of the most asked questions is "what investments should I buy?" In this episode we go over active investing vs passive investing. You will learn what the difference is and what to look out for when it comes to expense ratios so you can be more confident in what investments to choose for yourself.

If you're looking for more support with your money and want to learn how to invest, apply to my 1:1 money & investing coaching program here.

A lot of times we get overwhelmed with investing because on the news we see a lot of letters & numbers. A lot of green & red. In this episode, I explain what all those letters mean and how to understand them a little more. I also share about that one time I almostmissed my flight to California.

And as always, if you're ready to dive deeper into your finances & learn how to invest, apply to my 1:1 money & investing coaching program.

There's a handful of concepts that need to "click" in order for you to understand how the stock market works. One of the is: what is a stock market index? In this episode you'll learn what it is and I'll help you understand it better with a concept you're already familiar with: a GPA.

If you're ready to dive deep inter your finances & learn how to invest, apply to my 1:1 money & investing coaching program.

This has been my favorite episode to date. In today's episode I interview my client Sonia. Sonia started money coaching in Feb of 2021. She wanted to figure out her student loans, but she soon realized she wanted more. In this episode, Sonia shares her money journey, her experience with coaching and how she now feels about money.

If you're ready for your own money transformation, apply to 1:1 money & investing coaching here.

How do you experience money? Is the main emotion a negative one? If so, it's going to be hard to spend time with your money which will affect the results you can create with your money. In this episode, we talk about how to create safety with money. What does that look like? And how to identify where you're at, where you want to be, and how to get there.

If you're ready to experience this type of transformation, apply to 1:1 money & investing coaching here.

Investing with a financial advisor is typically the route most people take when they start investing. But investing with a financial advisor can come with some hefty fees. In today's episode, we talk all about financial advisors. What to ask your financial advisor if you decide to work with one and what to be knowledgable about when it comes to your money. Tune in to learn how investing works and if you want to do it with a financial advisor or not. 

And if you want to start investing and feel more confident about your money, apply to 1:1 money & investing coaching. I teach everything you need to know to start growing your money through the stock market & start building wealth. Click here to apply. 

On a recent call with my client this question came up. A big reason why WOC don't invest is because there is so much fear in losing your money. I get it. I had that fear to. It can be really scary to think about being too risky and losing it all, but what if there was a way to create more safety in your investments? In this episode, we talk about some key pieces of information on the stock market that create more safety as you're learning to invest. 

Register for the free training click here.

Book a sales call for 1:1 money coaching here.

Everything is fine & dandy...until it's not! :o ...it seems like every so often we get hit with an unexpected expense. Something happens that throws off our budget or has us spending more than we anticipated, but what if I told you there was a way to prepare for this? In this episode, we cover how to prepare for unexpected expenses, how to use sinking funds & why creating positive money moments is so important. 

And of course, if you're interested in 1:1 money & investing coaching, click here to learn more.

This week I’m traveling to Austin, TX and I’m showing you how I budget and think through a vacation. Vacations/trips can be a time where we’ll self sabotage & think “ahh, screw it” and then overspend. Listen as I break down what I think about and how to make sure I enjoy my trip while also sticking to my budget.   

If you’re ready to dive deeper into your finances, apply to 1:1 money & investing coaching here.

It seems like you hear about Roth IRAs all the time, but what are they and how do they work? In this episode, I explain what is a Roth IRA, how it works, and how you can use it to start investing. I show you why this account is so popular and by the end you'll understand why everyone raves about a Roth IRA. I'll also show you how to start looking into investments once you have contributed money into your Roth IRA.

If you're interested in my 1:1 money & investing coaching, apply here.

I started budgeting as soon as I graduated college - out of necessity. I didn't know much about personal finance at the time so I created a money system that made the most sense to me. That was how the BGW Money Plan was born. The BGW Money Plan breaks down budgeting into really simple categories that are easy to understand. In this episode, I explain the BGW Money Plan and show you how it can help you regardless of how much money you are making.   

If you want to dive deep into your money & investing apply to my 1:1 program: https://calendly.com/buildinggenwealth/coaching

Mutual funds are the best investment asset you don't know about yet. In this episode, I explain what a mutual fund is and how it works. I help you see why mutual funds are a great way to start investing and some of the advantages that come with investing in a mutual fund. We also cover the types of mutual funds there are and how to read what is inside a particular mutual fund. You will leave this episode with more knowledge about mutual funds than where you started.

If you want to dive deep into your money & investing apply to my 1:1 program: https://calendly.com/buildinggenwealth/coaching

For many, taking out student loans in undergrad was a very confusing process. No one explained it to us and we went in taking out loans because it was normal. But what if you plan on returning to grad school? How can you take out loans in a much more empowered way? In this episode, we interview Liza. Liza is a money coach who is currently in law school. We talk about how she took out student loans this time around, her thoughts on her loans and her financial plan while in school and post grad. 

If you're ready to start working on your finances, apply to 1:1 money & investing coaching here. 

Have you ever thought, "I feel so far behind..." when it comes to your finances? Don't worry if you have. I have heard so many people share this when talking about money. In today's episode we talk about why we tend to feel this way with money and how to see our money journey with a new perspective.

If you're ready to dive into your money & get ahead with your finances, click here to book a call to learn more about my 1:1 money & investing program.

Do you run your buying decisions through the question "is this necessary"? This might not be the most helpful question, because the answer is usually "no. It's not necessary." And is that actually helpful? 

In this episode we talk about different questions you can ask yourself when making a buying decision and how to navigate the process when you are unsure. Buying things only when they’re “necessary” was the way I started my money journey and a lot of times it came from a place of fear & scarcity. I want you to see money as abundant & help equip you to feel empowered when making money decisions.   

Interested in 1:1 money & investing coaching, apply here.

A lot of people have a 401(k), but not many really understand what's in it! In today's episode, we talk about about 401(k)s. It's great that you're investing through a 401(k) account, but understanding it will take you to the next step & give you the ability to optimize. I help you understand 401(k)s in general and encourage you to talk to your HR to start learning the specifics of *your* 401(k).   

If you're ready to dive into your money & get ahead with your finances, click here to book a call to learn more about my 1:1 money & investing program.

What is the difference between your emergency fund & your living expenses? And how are they the same? In this episode we cover the differences and similarities between your E-fund and your monthly living expenses. I will help you determine how much to save for your E-fund and what questions are good to ask yourself as you're figuring out that number. If you're ready to dive into your money & get ahead with your finances,click here to book a call and learn more about my 1:1 money & investing program.

This is by far the most asked question when you start investing. But what should I buy? In this episode you get an introductory explanation on how stocks, bonds, mutual funds & ETFs work. I also give you a starting place and some options to start researching. If you've always been confused by all of the options to start investing, then this episode is for you.

In this episode we talk all about interest rates & growth when it comes to investing. When you start looking at money from the perspective of growth, everything changes. We talk about growth in the stock market, compound interest and of course - llamas! 

If you're ready to do more with your money but need help creating a financial system that works for you, apply to 1:1 money coaching with me by book a call here. 

We're kicking of the "IDKs of investing" series. This series aims to answer the questions: idk how it works, idk where to go, idk what to buy, etc. 

It'll be a basis for your investing knowledge because you will get the building blocks to start really understanding how to invest. 

And if you'd want more 1:1 support with your money or want someone to teach you how to start investing, head to @building.gen.wealth on instagram and apply to work with me via the link in my bio. 

We're kicking off the BGW Podcast with a little vision casting & sharing a little bit of my story. So excited that you are here! 

If you are interested in learning more about 1:1 money coaching, click here to book a call: https://calendly.com/buildinggenwealth/interes