Retirement Talk

In this episode, we delve into the hidden pitfalls of financial blind spots, exploring how unrecognized knowledge gaps can derail even the most well-intentioned financial plans. We'll uncover strategies for identifying these blind spots and provide actionable steps to fill them, empowering you to make more informed and confident financial decisions. Finally, we'll discuss the importance of continuous learning and adaptation in navigating the ever-evolving landscape of personal finance.

In this episode, we dissect the latest figures on the escalating US national debt, examining its potential impact on markets and the economy. We'll then delve into Ray Dalio's recent analysis, breaking down his key insights and predictions regarding the current financial landscape. Finally, we'll discuss practical strategies for investors to navigate these uncertain times, drawing upon Dalio's principles and applying them to today's market conditions.

In this episode, we dive deep into strategies to protect your retirement savings from market volatility and unexpected expenses. Discover how to diversify your investments, set aside an emergency fund, and consider tax strategies to safeguard your financial future.

During today’s show, we’ll discuss Medicare’s 2025 cost increases and more!

Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.

On this show, we’re going to discuss items you’ll want to include on your retirement anti-bucket list and will also look at some of the things that often get overlooked during retirement planning.

In this episode Mike goes solo as Tony is taking a short break. He covers part to of a dive deep into creating a comprehensive retirement income plan.

In this episode we dive deep into creating a comprehensive retirement income plan. We'll discuss essential strategies like Social Security maximization, pension optimization, and tax-efficient withdrawal strategies. We'll also explore how to navigate market volatility and ensure a sustainable income stream throughout your retirement years.

During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement.

In this episode we welcome in the new year with goals for your financial and retirement planning.

In this episode we celebrate Christmas and talk about the importance of the season.

Mike looks at the past year and looks ahead to what's in store for the new year!

In this episode, we dive into the concept of sequence of return risk, a crucial factor in long-term investing. We'll break down how the timing of market returns can significantly impact your overall portfolio performance. By understanding this risk, you can make informed decisions to protect your savings and investments.

Are you worried about outliving your savings? Join us as we discuss the common pitfalls that can lead to financial insecurity in retirement. We'll explore strategies to protect your nest egg and ensure a comfortable retirement, no matter how long it lasts. Tune in to learn how to make your money last a lifetime.

In this episode we continue our discussion on how to prepare for higher taxes, especially when it comes to retirement income planning.

During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.

In this episode we interview Nathaniel Justice of the country/gospel quartet MARK209. They will be the featured performer at our client/listener Christmas event!

In this episode we continue our interview with special guest Mark Riefer on Faith Based Investing.

The full unabridged version of an interview with special guest Mark Riefer on Faith Based Investing.

Part 1 of an interview with special guest Mark Riefer on Faith Based Investing

In this episode, we dive deep into the latest financial news and trends that could impact your retirement savings. From tax laws to the markets, we'll provide actionable insights to help you make informed decisions about your financial future.

In this episode, we delve into the crucial topic of retirement planning. We discuss the importance of starting early, understanding different investment strategies, and considering factors like Social Security and healthcare costs. Our goal is to equip you with the knowledge and tools to help you secure your financial future.

In this episode we continue our discussion of the essential steps to ensure a comfortable and financially secure retirement. Discover the key components of a solid retirement plan, including savings strategies, investment options, and essential documents. Join us as we guide you through the process of building a retirement nest egg that will last a lifetime.

During this episode, we’re going to highlight the steps you should take each year as part of your 10-year retirement checklist.

Important Financial Reminders is a must-listen episode for anyone looking to strengthen their financial footing. Join us as we delve into essential tips on budgeting, saving, and investing. From creating a realistic budget to understanding the power of compound interest, we'll provide actionable advice to help you achieve your financial goals.

In this episode we dive deep into the current state of the U.S. national debt. We'll discuss recent developments, analyze potential implications for the economy, and explore strategies for addressing this pressing fiscal challenge. Join us as we provide insights and perspectives on one of the most significant economic issues facing our nation.

In this episode, we delve deeper into effective strategies for withdrawing funds from your retirement accounts. Discover how to balance your financial goals with your lifestyle needs. Join us as we explore various withdrawal methods and discuss the potential tax implications to help you make informed decisions.

During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.

The national debt is a hot-button issue, and we're diving deep into the numbers. We'll break down the latest figures, discuss the implications for the economy, and explore potential solutions to this growing problem. Tune in to understand how the national debt impacts your wallet and what you can do about it.

In this episode Mike welcomes Jennifer Erickson back to the show. Jennifer is the director of Trotter House in Jasper. They talk about important work the Trotter House has been doing in the community.

In this episode we continue our discussion about what the impact of the 2024 presidential election will be on your finances.

During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.

The Baby Boomer retirement wave is here. In this episode, we continue to unpack strategies for a secure retirement, from navigating Social Security to building a sustainable investment portfolio. Join us for actionable tips to weather the financial storm and sail smoothly into your golden years.

During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and what they can do to better prepare.

During this show, we continue our discussion on the New Generation Retirement system and how it can provide value and guidance on the road to retirement.

During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.

In this episode we discuss the question, "How much of your assets should you have invested in stocks and equities?"

In this episode we continue our discussion on transferring your wealth to your children and the baby boomer generation’s great wealth transfer.

During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.

In this episode we delve into the Congressional Budget Office's latest long-term outlook for federal spending and debt. We'll break down what it means for the future of our country's finances, and explore how it could impact your taxes, Social Security, and overall economic well-being. Don't miss this important discussion about our nation's fiscal health.

In part 3 of our series on guaranteed income, we dive deeper into the different tools and options that are out there, and possible solutions to fill your retirement income gaps.

In part two of our series on guaranteed income, we dive deeper into the different tools and options that are out there.

Worried about running out of money in retirement? This episode is for you! We explore 5 reliable sources of guaranteed income that can help you build a stress-free golden age, from familiar options like Social Security to unexpected strategies. Tune in and learn how to secure your financial future!

In this episode, we explore why Social Security plays a critical role in financial security for women, considering factors like longer lifespans, potential career gaps, and lower lifetime earnings. We'll also discuss how Social Security benefits can be maximized for women approaching retirement.

On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.

We'll explore key tasks you might forget in the pre-retirement rush, and offer tips to stay on track for a smooth transition to your golden years. Don't miss out on these crucial reminders to secure your financial future and dream retirement.

In this episode we have our annual Easter show. This year Mike talks about the importance and lessons of Easter and plays some of his favorite Easter songs.

During this episode, we continue our discussion about some of the economic factors and changes that are coming the rest of this year and into the future.

During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.

In this episode we wrap up our discussion of why you need a tax plan for retirement. We look at how your retirement savings may be a ticking tax time bomb and strategies to deal with this key financial issue.

In this episode we continue our discussion about Ed Slott's book, The Retirement Savings Time Bomb and talk about how you may be looking at excessive taxes in retirement and what you can do to minimize that tax burden in retirement and keep more money in your pocket.

In this episode we continue our discussion about how you may be looking at excessive taxes in retirement and what you can do to minimize that tax burden in retirement and keep more money in your pocket.

In this episode we talk about how you may be looking at excessive taxes in retirement and what you can do to minimize that tax burden in retirement and keep more money in your pocket.

In this episode we do our review of Senator Rand Paul's annual Festivus Report, which draws attention to wasteful government spending. It's outrageous!

This episode demystifies the often-overlooked threat of sequence of return risk, revealing how the order of market ups and downs can significantly impact your retirement savings. Join us as we explore strategies to mitigate this risk and safeguard your financial future, even in volatile markets.

During this show we continue our deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.

During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.

We continue our discussion with Steve Nieno to help you unpack the essentials of securing your legacy and protecting your loved ones, navigating wills, trusts, and beyond. Join us for clear answers to your biggest financial questions, even the ones you didn't know to ask.

Demystifying death and taxes? Unpack the essentials of securing your legacy and protecting your loved ones, navigating wills, trusts, and beyond. Join us for clear answers to your biggest financial questions, even the ones you didn't know to ask.

In this very special Christmas episode Mike welcomes his grandkids to the show and this one will tug on your heart strings!

We talk about what needs to be done by the end of the year and beginning of next to help minimize your tax burden.

On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.

In this show we talk about decision making, philosophies, and attitudes regarding investment choices and strategies. We have ideas that can be real difference makers as you work toward a solid retirement income plan.

In this episode we continue our discussion on transferring your wealth to your children and the baby boomer generation’s great wealth transfer.

During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.

We talk about the out of control government spending and the US national debt and how it affects all of us.

In this episode Mike welcomes Jennifer Erickson, the director of Trotter House in Jasper. They discuss the important work the Trotter House does in the community.

In this very special episode we interview Jeff Parker of Jeff Parker and Company, a Bluegrass group that we enjoy. We also play a couple of their songs.

In this show we talk about more retirement expenses that many people fail to adequately prepare for before they retire. We also look at how to possibly solve these issues with wealth planning.

During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire. We’ll conclude the show by looking at wealth plans.

In this episode we continue our discussion of the most common signs that you’re economically and strategically ready to retire.

During this episode, we’ll discuss some of the most common signs that you’re economically and strategically ready to retire.

During this episode we continue our discussion about annuities, their benefits and drawbacks, and whether they may be a good fit for your financial strategy.

During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.

In this episode Mike welcomes special guest Stephen duBarry, president of the Biblically Responsible Investment Institute. They discuss why it is important to understand how the funds you invest are being used, and how to make that happen.

In this episode Mike discusses strategies to help protect your retirement by creating a retirement perimeter.

In this episode we continue our discussion on the financial information people will need when they turn 50 and 65.

In this show, we highlight some of the financial resources available to people when they turn 50 and 65.

In this episode we continue our discussion about changes coming to the world of healthcare.

This episode features an examination of the rising hospital at home movement as well as long-term care insurance.

In this episode Mike welcomes back to the show special guest Maya McGiness to talk about the new budget and it's affect on the National Debt.

We continue our interview with U.S. Congressman Larry Bucshon. He talks about what is happening in Washington D.C. and right here at home in Indiana. We ask him about the budget deficits and more.

In this episode we interview U.S. Congressman Larry Bucshon. He talks about what is happening in Washington D.C. and right here at home in Indiana. We ask him about the budget deficits and more.

In this episode we talk about making sure your investments line up with your values.

In this episode we honor those that have served and our fallen veterans with a very special episode, as we play a speech by Admiral McRaven.

We continue our discussing the importance of vesting and steps you can take to max your 401(k).

During this episode, we’re going to discuss two essential 401(k) issues: the importance of vesting and steps you can take to max your 401(k) out.

This is a continuation on our series on ESG investments. Mike recaps what he has gone over on previous shows and then plays an interview between Jordan Peterson and Vivek Ramaswamy who go over ESG investments and why they may not be good options. Vivek Ramaswamy is a presidential candidate and this show is in no way an endorsement of Mr. Ramaswamy or his politics, it is just to bring the information of ESG investments to you the listener.

What is ESG investing and why is it important to you? Find out in this episode.

Creating income in retirement can be a challenge, and one mistake can make a huge financial impact. In this show we continue our discussion of retirement income sources and strategies.

In this episode we talk about the importance and meaning of Easter.

In this episode we continue to look at the viable options for reliable income in retirement and the various places you can use to put your retirement assets.

In this episode we discuss various ways you may be able to create reliable income from your savings and investments for retirement.

This week we examine the FIRE, or Financial Independence, Retire Early, movement as well as how you can stay active during retirement.

In this show we look at how the US got to the record debt levels, how they put our financial futures at risk and what you can do to possibly help protect your finances.

In this show we continue our discussion of possible ways to minimize your tax burden in retirement.

During today’s show, we’re going to take a close look at various types of retirement income and how each of them may be taxed.

Not taking your RMD can hit you with a heavy penalty, but also taking your RMD's in the incorrect manner could give you a hefty tax hit. Learn ways to help optimize your RMD's and to minimize your tax liability.

During this episode we’re first going to focus on retirement tips and insights for women before closing out the show with a conversation about ways retirees may be able to secure dental care.