Property Investment Podcast Network

Bigger assets, higher yields, better exchange rates, and a growing commercial property market are putting New Zealand on the radar for Australian investors.

On How I Met My Broker, Hung Chuy is joined by commercial buyer's agent Steve Palise to explore why he has expanded into New Zealand and what Australian investors need to know before buying across the Tasman.

Palise said that Australians buying in New Zealand can access commercial assets with net yields of 6 to 7.5 per cent, while the exchange rate and absence of stamp duty can stretch their purchasing power by 20 to 30 per cent.

The pair also examine commercial lending, including lease doc loans, higher loan-to-value ratio (LVR) options and what different budgets can buy, from sub-$1.5 million warehouses and retail properties to larger multi-tenant assets.

Palise also explains why he moved away from residential property and how his team approaches commercial due diligence, while warning that the current yield opportunity may not last as more investors enter the New Zealand market.

As market growth becomes less certain, property development can manufacture equity, but getting site selection, feasibility, and construction risks right is critical. Here is what investors need to know. On The Smart Property Investment Show, Liam Garman is joined by Paul Maaskant, founder and CEO of National Property Investment Group, to explore how investors can manufacture equity through property development. Maaskant explains how investors can add value through the development process, from identifying viable sites and navigating council requirements to managing construction and delivering the right product for the local market. The pair discuss the importance of due diligence, with changes to planning rules creating new opportunities in some markets while rising construction costs continue to add pressure to development feasibility. Maaskant also shares how investors can use experienced builders, consultants, and market data to manage development risks, while revealing the level of capital investors may need to bring to the table before taking on a project. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Starting a portfolio in today's market takes more than buying the right property, with strategy, cash flow, and borrowing power shaping how far investors can go.

On The Smart Property Investment Show, deputy editor Emilie Lauer is joined by Josh Crealy, founder of LEVR, to discuss how investors can start building a property portfolio from scratch in a tougher market.

Crealy explains why investors need to look beyond Australia's headline market and understand the different cycles playing out across capital cities, particularly when working with a limited borrowing capacity.

The pair discuss why lower-priced properties remain resilient, with affordability pressures pushing demand into cheaper parts of the market and creating opportunities for investors who understand where that demand is heading.

Crealy shares why he still sees opportunity in Melbourne, pointing to population growth, falling dwelling supply, and rising rents, while established units are also gaining appeal as investors place greater emphasis on cash flow and borrowing capacity.

The conversation also explores the importance of having the right team, structuring investments correctly and using equity and refinancing strategically, while Crealy warns against taking on high-risk developments too early in a portfolio-building journey. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Commercial property is drawing more interest as residential options narrow, but higher yields require sharper due diligence. Here is what investors should know.

On The Smart Property Investment Show, Phil Tarrant is joined by Steve Palise, founder and director of Palise Property, to examine why commercial property is attracting growing investor attention.

The pair discuss the appeal of commercial yields, particularly in the sub-$1.5 million market, where competition is increasing as more investors move into the asset class.

Palise explains how rental growth and cap rate compression can drive commercial property values higher, while highlighting the importance of understanding leases, outgoings, and the quality of the underlying asset.

The conversation also explores the risks of commercial investing, from limited market data to choosing the right buyer's agent, and why investors need to do their homework before chasing higher yields. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Rate rises, housing shortages, and shifting investor strategies are putting Australia's property market under pressure and raising bigger questions about homeownership.

On Property Buzz, Phil Tarrant is joined by Momentum Media director Alex Whitlock to examine the forces reshaping Australia's property market, from interest rates and housing supply to changing investor strategies.

The pair discuss expectations for further rate rises and why borrowers should be reviewing their mortgage costs, with Whitlock sharing how a conversation with his lender secured a significant rate reduction.

The housing shortage also comes under the microscope, with the collapse of Western Sydney builder Bathla Group highlighting the pressures facing construction and development, while community resistance to higher density continues to complicate efforts to increase supply.

Looking further ahead, Tarrant and Whitlock examine the 2026 Intergenerational Report and its implications for homeownership, wealth transfers and Australians who may rent for life, before turning to the growing appeal of high-yield inner-city Melbourne apartments for investors.

While property investors face a more uncertain market, strategic planning, financial preparation, and a longer-term view could reveal opportunities.

On Property Investing Insight, Phil Tarrant and Victor Kumar of Right Property Group discuss how investors can navigate uncertainty without losing sight of their long-term strategy.

The pair examine why headlines and market noise can lead investors astray, drawing on previous market cycles to show how opportunities can still emerge when conditions become more challenging.

Affordability also comes under the microscope, with Kumar highlighting the different dynamics facing owner-occupiers and investors and the ongoing tension between housing supply, demand and population growth.

The conversation turns to preparation, with loan restructuring, rental income, and reduced holding costs all part of a broader strategy to ensure investors are financially positioned when the next opportunity emerges.

As tax changes reshape residential investing, investors are looking harder at commercial property, with industrial and medical assets standing out for their income potential.

On The Smart Property Investment Show, Phil Tarrant is joined by Damian Collins, founder of Momentum Wealth and executive chairman of Westbridge Funds Management, to examine where investors can still find opportunities.

The pair explore why changing tax settings are pushing investors to look beyond residential property and towards income-producing commercial assets, where higher yields can offer a different path to returns.

Collins explains the appeal of syndicated commercial property investments, particularly across industrial and medical assets, while outlining what investors should look for when assessing a fund manager, their track record, and underlying properties.

The conversation also compares the outlook across commercial sectors, with industrial and medical property attracting optimism while offices remain under pressure from elevated vacancies and changing work patterns. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Anyone can make money when property is booming, but building a portfolio that can keep performing through changing conditions takes a far more considered approach. Here is how to do it. On today's Built for Scale podcast, Liam Garman and Josh Crealy explore what it really takes to scale a property portfolio, from understanding market cycles to choosing the right assets and structuring an investment strategy for the long term.

Crealy shares how his own experience with high-risk development projects pushed him towards a strategy focused on market cycles, with investments in markets including Townsville and Darwin showing the potential of getting the timing and location right.

The conversation also turns to asset selection, with Crealy establishing Melbourne as an undervalued opportunity, particularly for units offering strong rental yields and sitting below replacement cost.

The pair also examine the importance of having a clear investment thesis and understanding what is driving the decision to build a portfolio, whether that is financial security, passive income, or creating a legacy.

The budget may be old news, but its impact is still unfolding, with borrowing power, lending rules, and investor strategies all facing further change.

On The Property Nerds, Arjun Paliwal and Jack Fouracre revisit their post-budget predictions to see what has changed, what has not, and what could still be coming.

The pair examine how lenders have responded to negative gearing changes, with borrowing capacity taking a smaller hit than initially expected as banks recalibrated their calculators.

They also look at lenders introducing 40-year loan terms and high-LVR products as competition for investors heats up, while APRA's 3 per cent assessment buffer remains a potential shift to watch.

Trusts are also back under the microscope, with the pair challenging claims they are becoming obsolete and looking at the potential tax changes still ahead.

The conversation turns to what could happen by May 2028, including the potential return of negative gearing, changes to rental income assessments and how lower interest rates could reshape investor cash flow.

While spring brings more property activity, knowing how to read a deal and negotiate with confidence could make all the difference for investors looking to buy.

On The Smart Property Investment Show, Phil Tarrant is joined by Jason Titus, director of Buyers Edge Property, to explore what investors need to know before entering the spring market.

Titus shares the negotiation lessons he has learnt from thousands of property deals, from building rapport with agents to reading vendor motivations, competition, and market conditions.

The pair discuss why investors need to know a property's true market value before making an offer, using recent comparable sales to set their anchor and negotiate with confidence.

They also look beyond the headline price, examining how settlement periods, building and pest conditions, and other terms can be used as part of a broader negotiation strategy. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Mortgage demand is falling, borrowing costs remain under pressure, and new lending models are emerging, leaving the property finance sector facing a period of major change.

On Property Buzz, Phil Tarrant is joined by Annie Kane and Julian Barnes from Broker Daily to examine the latest developments across mortgages, lending and property finance.

The trio looks at the prospect of further rate rises, mortgage affordability and the battle between banks to win a shrinking pool of borrowers, with mortgage demand reportedly down 16 per cent year on year.

They also explore bitcoin-backed home loans, with cryptocurrency emerging as a potential source of deposit funding, while volatility and loan-to-value requirements create new risks for borrowers.

Private lending comes under the spotlight as the sector expands across development finance, raising questions about the risks building beneath the surface, while mortgage brokers continue to dominate despite banks pushing their proprietary channels.

The conversation also examines AI's potential to transform the mortgage process, from applications to decision-making, before turning to the bigger challenge facing property: how to get more housing built.

Investors are being pulled in different directions, from cash flow plays to new builds. But where are the real opportunities in today's market?

On The Smart Property Investment Show, Phil Tarrant is joined by Steve Ash, founder of Property Strats, to examine the changing property market and what investors should be considering in the current climate.

The pair discuss the flood of property content across social media, why investors need to look beyond the noise, and how understanding previous market downturns can help put current conditions into perspective.

They also explore the impact of changing government policies, the growing focus on cash flow, and the competition between investors and first home buyers, including what is happening in markets such as South Yarra.

New builds also come under scrutiny, with the pair discussing construction quality, tight developer margins, and the risks investors can face when buying into new developments, while commercial property and self-managed super fund (SMSF) strategies also come under the spotlight. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Despite the government's promise to help first home buyers, the latest budget could be creating more hurdles than opportunities for those trying to enter the property market. On today's Property Nerds podcast, Arjun Paliwal from Investorkit and Jack Fouracre from Fouracre Financial break down three ways the government's approach is failing to deliver for first home buyers.

The pair look at the contradiction between efforts to slow property price growth and high-percentage loans of up to 95–98 per cent, saying the measures have done little to give buyers the confidence to act.

They also examine borrowing capacity, with tighter lending conditions pushing buyers towards the more affordable end of the market, where prices are holding up and investors are competing for the same properties.

Paliwal and Fouracre explain why boosting confidence and economic prosperity could do more for first home buyers than the current approach.

Australia's property landscape is anything but uniform, with prices moving in different directions, making it critical for investors to know which data matters, read the signals, and structure their portfolios to capture emerging opportunities.

On The Smart Property Investment Show, SPI deputy editor Emilie Lauer is joined by Dr Diaswati Mardiasmo, chief economist at PRD, to break down Australia's property market and where investors are still finding opportunities.

The pair look at the divide between Sydney and Melbourne and stronger-performing capitals including Brisbane, Perth, Adelaide, and Hobart, while highlighting the data investors should watch, from rental yields and vacancy rates to supply and development activity.

The conversation then turns to interest rates, tax changes, and the growing appeal of industrial and smaller commercial property, with longer leases and stronger yields attracting investors looking beyond residential.

Mardiasmo also highlights markets and suburbs worth watching, from Hobart and Darwin to more affordable pockets of Sydney, Melbourne, and Queensland, and explains why investors need to look beyond headline data when assessing their next move. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Borrowers are switching lenders in search of better deals while proposed trust tax changes could force investors to rethink how they structure their property wealth. On Property Buzz, Phil Tarrant is joined by Julian Barnes to break down the biggest developments across banking, mortgage lending, and property finance.

The pair look at AI's growing role in banking and what it could mean for mortgage brokers, despite brokers now accounting for 81.6 per cent of the home loan market. They also discuss the surge in refinancing, with 1,800 borrowers switching lenders each day.

The conversation then turns to proposed trust tax reforms, including a 30 per cent minimum tax on discretionary trusts and changes planned for 2028, which have left advisers working through the potential impact.

With inflation, unemployment, and interest rate uncertainty adding to the pressure, the pair consider what these changes mean for borrowers and property investors.

Property investors are facing tighter borrowing capacity and shifting market conditions, but the right strategy could still uncover opportunities at the affordable end of the market. On The Pure Property Podcast, Phil Tarrant and Paul Glossop discuss how investors can navigate the current market without being derailed by short-term uncertainty. The conversation looks at borrowing capacity, interest rates, and recent budget changes, with signs that some major banks are easing earlier restrictions and potentially creating more room for investors. Glossop explains why property cycles are nothing new and why consistency matters, particularly for first-time investors learning how markets move through corrections and recoveries. The pair also examine the divide between prestige and affordable markets, with strong demand from owner-occupiers, downsizers, and investors helping support prices where supply remains constrained.

Tight supply, rising values, and active investment strategies are putting Tasmania back on investors' radar.

On The Smart Property Investment Show, Phil Tarrant is joined by Bobby Haeri, founder of Acquisition House, to discuss Tasmania's resurgence and what it could mean for investors.

Over the last couple of months, Tasmania's property market has been showing signs of a comeback, with rising values, tight supply, and stronger investor demand creating opportunities as other markets lose momentum.

The pair look at the supply shortage driving competition, with first home buyers and investors returning to the market and multiple offers becoming increasingly common across some areas.

They also examine what buyer's agents are seeing on the ground, from agents calling with off-market opportunities to early signs that market conditions may be turning, while warning investors not to overpay for the promise of an exclusive deal.

The conversation then turns to active investment strategies, including adding granny flats to suitable properties to boost rental income and value, and why investors may need to do more than simply wait for the market to rise. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The market may look like it is heading for a broad downturn, but sentiment, affordability, and shifting buyer behaviour are creating a very different picture underneath. So what is really driving the market, and is it time to buy?

On The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss post-budget sentiment and what it meant for property investors.

The pair look at the growing number of owner-occupiers shifting to interest-only loans in an effort to preserve future tax benefits, while Paliwal warned that tax considerations should not outweigh the quality of the underlying property.

They also examine the growing divide between higher- and lower-priced markets, with more affordable areas continuing to outperform as jobs, demographics, and rental yields support demand.

The conversation then turns to buyers looking to upgrade, with weaker competition in some major markets potentially creating an opportunity for those with the capacity to make a move.

Property prices are falling, borrowing power is tightening, and the old playbook is losing its edge, forcing investors to rethink their strategy. Here is what to look for. On The Smart Property Investment Show, SPI managing editor Liam Garman is joined by Andrew Havig, founder of buyer's agency Arvon Property Group, to discuss where investors could find opportunity as market conditions diverge across Australia.

The pair look at why investors need to look beyond the headlines, with some markets seeing falling prices and softer demand while others remain competitive due to tight housing supply and strong fundamentals.

When assessing an asset, Havig said investors should take into account intrinsic value, replacement cost, gentrification potential, and local housing supply.

The conversation turns to cash flow and yield, with Havig explaining why investors are increasingly focusing on properties that can remain cash flow neutral or positive, particularly as borrowing conditions become tougher and portfolio growth gets harder.

He also explains why first-time investors should focus on building a strong residential portfolio before moving into commercial property. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Australia's property market is becoming increasingly divided, with falling prices, rising rents, rate pressures, and government policy creating both challenges and opportunities for investors.

On Property Buzz, Phil Tarrant is joined by Tom Panos to discuss changing market conditions, the mood among Australia's top agents, and what the shift means for both property professionals and investors.

The pair look at vendor management and the need for agents to be honest about market conditions, from weaker clearance rates and declining prices to the sharp divide between premium and more affordable properties.

The conversation turns to government policy, housing supply, and the broader economy, including the potential impact of higher interest rates and growing pressure on small businesses.

For investors, the picture looks different, with decreasing prices and rising rents creating opportunities for those with the borrowing capacity and cash flow to act, while Panos argues Australia's underlying appeal remains strong.

Property values are falling across Australia, buyer confidence is weakening, and borrowing power is tightening, but could the downturn create new opportunities for investors?

On the latest episode of The Smart Property Investment Show, SPI deputy editor Emilie Lauer is joined by Julian Barnes from Broker Daily to discuss what falling property values mean for investors.

The pair look at the spread of falling values across capital cities, with national values down in 93 per cent of suburbs, alongside shifting demand across price brackets and a rise in private treaty sales.

The conversation then turns to borrowing power, interest rate expectations, and the growing role of non-bank lenders, while weaker buyer confidence and subdued auction activity could create more room for negotiation.

Regional markets have proved more resilient than the capitals, with the discussion highlighting the importance of microeconomic data, due diligence, and understanding local conditions as investors assess what could come next. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Australia's property market is slowing, but is a crash really coming? The forces behind the downturn could determine whether the market takes a breather or enters a deeper correction.

The inaugural episode of Property Banter sees Michael Lezaja from Pinnacle Buyers Agents examine the forces reshaping Australia's property market, from rate hikes and investor sentiment to changing government policy.

The discussion looks at whether the recent downturn signals a genuine market crash or simply a pause, with strong population growth, tight rental markets, and limited housing supply continuing to support underlying demand.

Lezaja examined proposed changes to negative gearing and capital gains tax (CGT), as well as the end of residential self-managed super fund (SMSF) borrowing, and what these shifts could mean for everyday property investors.

He also explores the growing role of institutional capital and build-to-rent, questioning whether Australia's housing market is moving away from everyday investors and towards a very different ownership model.

A divorce, six properties, and four states: here is how one investor rebuilt and grew a $5.8m portfolio through interstate investing, diversification, and careful asset selection.

On The Property Nerds podcast, Arjun Paliwal is joined by Sudesh Piyatissa, who shares his investment journey behind his six-property portfolio, now spanning Victoria, Queensland, NSW, and Western Australia.

Piyatissa shares how he rebuilt his financial position after his divorce in 2021 and why stepping outside Melbourne became a turning point in his investment strategy.

The pair explore how Piyatissa moved from buying close to home to investing interstate, with markets including Toowoomba and the Gold Coast becoming key parts of his portfolio.

They discuss why each property needs to serve a purpose, and how thinking about a portfolio as a whole can change the way investors assess individual assets.

With a demanding career leaving little time for property research, Piyatissa explains why building a trusted team became critical to his ability to keep investing and making decisions across multiple markets.

The conversation also looks at the lessons Piyatissa has taken from his journey, including why investors should not let market uncertainty stop them from acting when the right opportunity comes along.

Higher inflation, a struggling construction sector, and falling listings are raising fresh questions about where the property market goes next.

On Property Buzz, Phil Tarrant and Liam Garman examine the latest inflation figures and what they could mean for interest rates, mortgages, and property prices.

The pair look at why several major banks are tipping higher rates, and whether another hike could put further pressure on households already dealing with rising living costs.

They also unpack the collapse of a major building company, with thousands of homes left in limbo, and what the fallout could mean for Australia's already stretched housing supply.

With new listings sitting below the five-year average, the conversation turns to affordability, construction costs, and whether weaker conditions could eventually create opportunities for buyers and investors.

Property investors may be facing tighter borrowing capacity and weaker sentiment, but the data suggests many are still looking for ways to get ahead. On Property Investing Insights, Phil Tarrant sits down with Victor Kumar and Reshmi Kumar from Right Property Group to examine what investors are thinking, where they are looking, and how strategies are changing.

The trio explore the biggest barriers facing investors, with borrowing capacity emerging as a key challenge, while many remain intent on buying despite expectations of softer prices.

They discuss why slower markets could create opportunities to trade into stronger assets, identify motivated sellers, and negotiate better deals rather than simply waiting for conditions to improve.

The conversation also looks at growing interest in commercial property, portfolio planning, and the role of a clear long-term strategy when investing for financial freedom, retirement, and the next generation.

From a $215,000 house in Brisbane to a 24-property portfolio in just six years, this investor's rapid scale-up shows what's possible when strategy, timing, and professional expertise collide.

On this episode of The Smart Property Investment Show, host Liam Garman sits down with Andrew Havig, director of Arvon Property Group, to unpack the growth journey behind one of the market's more remarkable portfolios – and the buyer's agency he's since built off the back of it.

Havig takes listeners back to his first purchase in late 2019 – a modest $215,000 house in Brisbane – through to 11 properties acquired in 2024 alone. He shares how a near miss with serviceability, after picking up two low-yielding lifestyle properties on the Gold Coast, taught him an early lesson in balancing cash flow against growth, one that continues to shape every deal he does today.

The conversation also digs into how Arvon secures the bulk of its deals off-market, and what "off-market" actually means for investors trying to access opportunities that never make it to platforms like realestate.com.au. Havig breaks down the relationship building and volume of outreach behind genuine off-market access, as distinct from the claims some buyer's agents make.

Looking at where the opportunities lie right now, Havig points to two standout plays: the Melbourne apartment market, trading around 6 per cent gross yields well below replacement cost, and commercial property, where he's seeing strong demand across retail, industrial, medical, and childcare assets.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Building a property portfolio is about more than finding the next hotspot, with asset selection, market cycles, and hard-earned lessons all shaping what comes next.

The inaugural episode of Built for Scale sees Liam Garman and Josh Crealy from LEVR Group discuss what it takes to build a property portfolio and a sustainable career in real estate.

Crealy shares the investment mistakes that cost him dearly, including losses from chasing initial public offerings (IPO) and start-ups, and how those experiences changed his approach to building wealth.

The pair explore asset selection, market cycles, and portfolio strategy, including why investors need to understand what they are buying rather than simply chasing the latest hotspot or market hype.

The duo also discuss what separates sustainable property businesses from those built around marketing, and why genuine expertise, referrals, and repeat clients can matter more than noise in a tougher market. For more information you may reach Josh Crealy at josh@levrgroup.com.au or 0402248186.

The SMSF lending ban has closed a major door for property investors, but it could also create new opportunities as lending, prices, and investor sentiment adjust.

On The Property Nerds podcast, Arjun Paliwal and Jack Fouracre examine what the end of residential SMSF lending means for investors and the wider property market.

The pair look at what could happen to existing SMSF borrowers, from lender competition and refinancing to the possibility of higher borrowing costs as the market adjusts.

They also examine the potential fallout for property transactions, developers, and new housing supply, particularly where SMSF buyers have played a role in funding projects and pre-sales.

With sentiment already weighing on the market, the conversation considers whether weaker conditions could ultimately create opportunities for investors, particularly if interest rates, borrowing capacity, and rental yields move in their favour.

From rising debt and unemployment to migration, gig workers, and buyer's agents, Australia's economic shifts are creating fresh questions about the strength of the property market and what comes next.

On Property Buzz, Phil Tarrant and Liam Garman examine the week's biggest property and economic developments, connecting the dots between policy, jobs, migration, and what they could mean for the market.

The pair discuss Australia's growing debt, pressure on state budgets and a cooling jobs market, questioning what weaker economic conditions could mean for interest rates, house prices, and household wealth.

They also turn to migration and remittances, the gig economy, and rising labour costs, examining how broader policy decisions could flow through to consumers, businesses, and the property market.

The conversation wraps with a look at the buyer's agency sector, including the prospect of consolidation and why investors may need to look beyond bold market predictions when choosing who to trust with their next property move.

Building a $10 million-plus portfolio takes more than buying property, with renovations, developments, lending strategy, and some hard-learned lessons shaping an investor's journey.

On the How I Met My Broker podcast, Liam Garman and Hung Chuy from Strategic Brokers are joined by investor Adam Beasley to discuss the deals and decisions behind his $10 million-plus property portfolio.

Beasley shares how his background as an electrician helped him spot opportunities to manufacture value, from his first Penrith purchase to renovations and development plays that created equity and lifted rental returns.

The conversation gets into the deals that nearly went wrong, including a commercial opportunity he walked away from after his due diligence uncovered what was really behind the numbers.

The trio also look at the finance decisions that helped keep the portfolio moving, and why having a broker who understands an investor's strategy can make a difference when the next opportunity comes along.

Past performance can create confidence, but the biggest gains could come from knowing where to look next. With markets shifting, data is becoming a powerful tool for investors chasing above-average growth.

On The Smart Property Investment Show, Phil Tarrant is joined by Dr Mat Djolic from HtAG Analytics to explore how investors can use data to make more strategic property decisions.

The pair examine how HtAG analyses more than 200 indicators to rank markets, looking at factors including affordability, supply, demand, and socio-economic conditions to identify areas with stronger growth potential.

They discuss the opportunity cost of choosing an average-performing market, and why even small differences in annual growth can create a significant gap in portfolio value over the long term.

The conversation also covers emerging opportunities across Victoria, Perth, and Queensland, as well as the importance of looking beyond market hype, questioning conventional wisdom, and avoiding confirmation bias when deciding where to invest. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Kev Tran digs into the three budget tiers KTG Property Advisory actually uses with clients' budgets: $350,000 to $550,000, $600,000 to $900,000, and over $850,000, and unpacks what's realistically achievable in each bracket right now. Tran lays out the exact asset types still delivering solid yield and growth under $500,000, and why chasing a cheap house in a small regional town can be a costly mistake.

The conversation also tackles the elephant in the room: negative gearing changes and capital gains tax (CGT) reform have shifted the entry point for property investing, and a lot of buyers are stuck on the fence waiting for prices to "come back down". Tran explains why that wait usually backfires, and what he'd actually invest in if he was starting fresh under today's rules.

Whether you're sitting on $100,000 in savings or just trying to figure out where your budget actually gets you, this episode gives you clear guidance on what's still working and what to avoid.

Building a property portfolio is about creating more choices for your family, but what happens when illness or injury threatens the wealth you've worked so hard to build?

On The Property Nerds podcast, Arjun Paliwal is joined by Chris Seneviratne, director of wealth protection at Solace Life, to discuss the often-overlooked role of insurance in a broader wealth-building strategy.

The pair explore why family, security, and legacy often sit behind investors' financial goals, and why building wealth alone may not be enough without a plan to protect it.

They also look at common assumptions around superannuation and government support, and the financial pressure that can follow if an investor becomes seriously ill or unable to work.

The conversation covers trauma and critical illness cover, why securing protection earlier can matter, and how investors can factor risk management into their long-term portfolio strategy.

Melbourne is back on investors' radar, but not every suburb makes the cut. From the city's south-east to regional Victoria, some markets offer opportunity while others come with red flags.

On The Smart Property Investment Show, Liam Garman is joined by Albert Hadinata, lead buyer's advocate at Seed Property, to discuss where investors should be looking across Melbourne and regional Victoria.

The pair look at why Melbourne's affordability, infrastructure, and population growth are putting the city back in focus, and which south-east suburbs are attracting strong buyer demand below $950,000.

They also explore opportunities beyond the capital, including Ballarat, Shepparton, and the Latrobe Valley, while highlighting areas such as Melton and Werribee where oversupply could limit future growth.

The conversation also covers new builds, rentvesting, and the danger of following property trends on social media, with a focus on building a strategy around an investor's own financial position and long-term goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

A government bailout, banks fighting harder for borrowers, and buyer activity falling: Australia's property market is showing cracks as economic pressure starts to build.

On Property Buzz, Phil Tarrant and Liam Garman tackle the government's decision to support the Tomago aluminium smelter, questioning whether taxpayer money should be used to rescue struggling businesses.

The conversation then turns to property, including the growing debate around third-party trust accounts and what a recent NSW court case could mean for the industry.

The pair also look at banks ramping up refinancing offers and cashbacks as mortgage volumes soften, while buyer activity and property prices come under pressure across parts of the country.

They then discuss whether a deeper property correction could spill into the broader economy, including household wealth, consumer spending, and the prospect of future rate cuts.

SMSF residential lending is off the table, but investors aren't out of options. As the rules shift, commercial property is emerging as a new pathway to keep portfolios growing. On The Pure Property Podcast, Phil Tarrant and Paul Glossop are joined by Aaron Findlay to discuss the SMSF lending changes and the rush from investors trying to secure residential deals before the deadline.

The trio look at the surge in investor activity, why the lending changes are forcing investors to rethink their strategies, and how commercial property is gaining attention as a potential alternative.

They also explore the appeal of commercial property, including its income potential, different management demands, and opportunities for business owners to hold premises through their SMSF and lease them back to their own business.

The conversation also covers the importance of understanding leases, conducting thorough due diligence, and looking beyond the rush to secure a deal, particularly as investors navigate a rapidly changing lending landscape.

The SMSF lending crackdown has changed the game. But with rates on hold and commercial lending gaining attention, investors have new finance strategies to consider.

On The Smart Property Investment Show, Phil Tarrant is joined by Eva Loisance and Costa Arvanitopoulos from FinnI Mortgages to discuss how the Reserve Bank of Australia's (RBA) decision to hold the cash rate and the end of self-managed super fund (SMSF) lending are reshaping investors' financial strategies.

The trio examine the RBA's decision to hold the cash rate and the government's underestimated SMSF lending figures, exploring what both mean for mortgage holders, investors, developers and the broader property market.

With residential SMSF borrowing now off the table, the trio explore the growing shift towards commercial property and lease-doc lending, where a property's rental income can help underpin the lending assessment.

Tarrant, Loisance, and Arvanitopoulos also examine how these lending options could help investors with limited borrowing capacity but available equity, while weighing the risks before making a move. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Interest-only or principal and interest? The choice could affect your repayments, borrowing power, and ability to buy your next property, with the "right" loan depending on the strategy behind your portfolio.

On The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial tackle one of the biggest finance decisions facing property investors: interest-only or principal and interest?

The pair compare the two types of loans, looking beyond the headline interest rate to the impact each option can have on cash flow, debt reduction, and portfolio growth.

They also examine borrowing capacity, including why some lenders treat interest-only debt differently and how the right loan structure could potentially give investors more room to acquire additional properties.

The conversation then turns to loan-to-value ratio (LVR), refinancing, and equity, including situations where paying down debt faster can strengthen an investor's position and when preserving cash flow may make more strategic sense.

Paliwal and Fouracre also explore the longer-term impact of inflation on debt and why investors need to consider their broader portfolio strategy rather than automatically choosing one loan structure over the other.

Having kids can change your borrowing power, your goals, and even your property strategy. This couple reveal how they balance building a portfolio with creating the life they actually want.

n The Smart Property Investment Show, Liam Garman sits down with property investors Jason and Jami-Lee Titus to discuss the realities of growing a portfolio while starting and raising a family.

The couple share why they regularly reset their financial and personal goals, and the difference between the properties they want to buy and the life those investments are actually designed to create.

They also discuss the pressure to keep up with friends, social media, and other investors, and why constantly comparing your progress to someone else's can push you towards goals that were never yours.

The conversation then turns to borrowing capacity and the financial reality of having children, including how a drop in household income can dramatically change what investors can borrow and how aggressively they can invest.

Jason and Jami-Lee also reveal how communication has helped them navigate competing priorities, from investment decisions to lifestyle goals, and why building a property portfolio shouldn't come at the expense of the life you're trying to build. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Property, politics, and policy collided this week as government funding, SMSF changes, housing affordability, and market narratives fuelled fresh debate. But behind the headlines, what do these shifts actually mean for buyers, sellers, and investors?

On Property Buzz, Phil Tarrant and Liam Garman dive into the growing tension between politics, property, and public debate, exploring why housing remains one of Australia's most contested issues.

The pair discuss how market forecasts can often depend on who is delivering them, with selling agents, buyer's agents, and commentators frequently presenting different versions of the same data.

They also look at the impact of government policy on property, including the future of self-managed super fund (SMSF) investment, the shift towards commercial opportunities, and how changing rules could influence investor decisions.

The duo then explores builder incentives, immigration and housing demand, negative equity, and whether current policy settings are addressing the challenges facing the market.

Renovating can build equity – but it can also destroy your budget. From hidden costs to builder blowouts and expensive mistakes, here's what every property investor should know before picking up the hammer.

On The Smart Property Investment Show, Liam Garman and Emilie Lauer unpack the reality of renovating an investment property, using Emilie's own project as a case study.

The pair discuss the hidden costs that caught her by surprise, why quotes aren't always as straightforward as they seem, and the importance of planning for the unknown with a healthy contingency buffer.

They also explore how renovations can create manufactured equity in today's market, the decisions that can add long-term value, and why having the right renovation strategy is just as important as choosing the right property.

The conversation also shares practical lessons from the renovation process, including how to prepare before work starts, avoid costly oversights, and keep a project on track without losing sight of the bigger investment picture.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

A "rat house" that grew 71 per cent in just two years. A former meth house that jumped from $465,000 to $800,000. Parental guarantees released in just four months through instant equity. Properties that tripled in value in just 5 years.

These aren't hypothetical scenarios; they're real outcomes from mutual clients House Finder worked with alongside one of Australia's leading mortgage brokers, Hung Chuy from Strategic Brokers. After hundreds of purchases together, we've seen some unbelievable stories. We couldn't fit them into one episode.

Part 1 is out now!

One investor turned divorce, financial setbacks, and starting again with just $7,000 into a six-property portfolio across four states – and reveals the strategy that made it possible.

On The Property Nerds podcast, Arjun Paliwal sits down with investor Trent Olsen to discuss how he rebuilt his financial future after a major life transition, using strategy, discipline, and data to grow a multi-state property portfolio.

Trent shares the lessons from his early investing mistakes, why diversification became the foundation of his portfolio, and how choosing the right markets helped him start over.

The conversation shares the realities of scaling a portfolio, from managing cash flow and holding costs to taking on second jobs, while highlighting why delayed gratification and a long-term mindset remain some of the most powerful tools available to property investors.

The pair also discuss the role of data-driven decision-making, working with the right broker and investment team, and why having a clear strategy from day one can make the difference between simply buying property and building long-term wealth.

The rules of property finance are changing. From SMSF reforms to new lending strategies, investors who understand where the market is heading could gain an edge.

Forget interest rates. As self-managed super fund (SMSF), refinancing and commercial lending reshape investors' strategies, finance could become the biggest advantage in today's property market. On The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance, principal of Finni Mortgages, to discuss the biggest changes happening across Australia's lending market.

The pair examine the latest on the government's proposed SMSF borrowing ban, why industry figures suggest the policy may be based on flawed data, and the impact the changes could have on investors, developers, and new housing supply.

They also explore how investors are adapting to a softer market through refinancing, equity releases, and cash-out strategies, while revealing how some lenders are changing their servicing rules to help borrowers increase their capacity.

The duo then looks at the growing appeal of commercial property lending, lease-doc loans, and why investors who have reached their residential borrowing limits are increasingly looking beyond traditional finance. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The property industry is facing a trust test, with questionable advice, buyer's agent practices, and rushed investment decisions putting buyers on alert.

On Property Buzz, Phil Tarrant and Liam Garman unpack the biggest issues facing property investors right now, from misleading investment advice and buyer's agent concerns to the rush before major self-managed super fund (SMSF) changes take effect.

The pair discuss the growing scrutiny around buyer's agents, questioning whether some business models have prioritised sales over investor outcomes.

They also examine the latest developments from the Dashdot collapse, including concerns around upfront fees, investment advice, and the impact on customers left out of pocket.

The duo explores why some investors are being drawn towards questionable opportunities, from expensive apartment purchases to promises of easy returns, and why due diligence remains critical in a shifting market.

Tarrant and Garman then turn to the SMSF borrowing changes, the rush to secure deals before the deadline, and whether policy decisions are accurately reflecting the realities of the property market.

The episode also looks at housing affordability, falling prices, and what a more cautious market means for investors trying to make their next move.

Australia's property market is being reshaped by a new wave of demand. From migration-driven growth corridors to changing rental markets and shifting investor strategies, these are the trends investors cannot afford to ignore.

On the Property Investing Insights podcast, Phil Tarrant is joined by Victor and Reshmi Kumar to discuss how migration, demographics, and changing buyer behaviour are influencing where demand is building across Australia.

The trio share their observations about migration from India, the suburbs seeing increased demand, and why understanding population shifts could help investors identify future opportunities.

They also examine the current market reset, including interest rates, softer conditions, the shift towards cash flow-focused strategies and the changing role of buyer's agents in helping investors navigate a more complex environment.

With the boom-time playbook no longer applying, the trio reveals why data, demographics, and suburb fundamentals are becoming critical for investors looking to stay ahead.

The market is full of fear, but investors waiting for the "perfect time" to buy could be missing the opportunity already unfolding. As confidence falls and buyers hesitate, the next wave of property opportunities could be hiding in plain sight.

On The Smart Property Investment Show, Liam Garman is joined by Steve Ash from Property Strats to shed light on where opportunities are emerging as uncertainty, changing policies, and cautious buyers reshape the market.

The pair explore why investors looking beyond the headlines could gain an advantage, from discounted opportunities in Melbourne to the growing appeal of cash flow-focused strategies.

They also discuss why Australia's property market cannot be judged as one single market, with local supply, demand, rental conditions, and buyer activity creating very different outcomes across suburbs and property types.

As sentiment remains cautious, Ash explains why waiting for certainty could mean missing the opportunities that appear before confidence returns. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Australia's property landscape is changing, but the numbers driving the next investment opportunity go far beyond house prices. From inflation and interest rates to local supply, vacancy rates, and economic resilience, these are the indicators shaping investors' next move.

On The Property Nerds podcast, Arjun Paliwal sits down with PRD chief economist Dr Diaswati (Asti) Mardiasmo to explore how investors can make sense of an increasingly complex market, where economic conditions, government policy, and local market data are becoming just as important as property prices.

The pair discuss the federal budget and its impact on investors, including the changes to negative gearing, capital gains tax, and trusts, while examining why new-build incentives may not translate into the housing supply many expect.

Mardiasmo also explains why buyer's agents are playing a more strategic role than ever before, helping investors interpret economic trends, local market conditions, and suburb-level data rather than simply sourcing properties.

The conversation also explores why local market data matters more than national headlines, and the economic indicators investors should be watching.

Property headlines may be screaming "crash", but Australia's real estate market is far more complex than the news suggests – and investors who rely on the headlines risk missing the bigger picture.

On The Smart Property Investment Show, Liam Garman is joined by Results Mentoring founding mentors Simon Buckingham and Brendan Kelly to discuss what's really happening across Australia's property markets and why broad market commentary often misses the mark.

The pair argue there is no single Australian property market, but thousands of individual markets moving for different reasons.

They explain why investors should ignore sensational headlines and instead focus on local supply, demand, infrastructure, vacancy rates, and economic fundamentals when making investment decisions.

The conversation also examines how higher interest rates, changing tax policies, and shifting buyer sentiment are affecting different parts of the country, with some markets cooling while others continue to present strong opportunities.

Buckingham and Kelly also share the key indicators they monitor before buying property, explaining how data-driven research can help investors identify resilient suburbs, avoid underperforming markets, and make better long-term investment decisions. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Australia's property market is entering another period of uncertainty, with the SMSF borrowing deadline, interest rate speculation, and shifting buyer demand all set to test the market in the months ahead.

On Property Buzz, Phil Tarrant and Liam Garman discuss the SMSF buying rush ahead of the 10 August deadline, what the market could look like once that demand fades, and where opportunities may emerge for prepared buyers.

The pair also examine how tighter borrowing conditions are pushing investors towards higher-yielding properties, and why chasing cash flow alone could come at the expense of long-term performance.

They also turn their attention to the latest trust account theft case, questioning why fraud continues to plague the industry and whether technology can finally remove one of real estate's biggest ongoing risks.

As investors scramble to beat the SMSF deadline, the biggest question is no longer what to buy before August – it's where the best opportunities will be once the market settles. On the How I Met My Broker podcast, hosts Hung Chuy and Liam Garman are joined by Property Strats founder Steve Ash to discuss the investment opportunities emerging after the federal budget changes and the looming self-managed super fund (SMSF) deadline. The trio discuss why Melbourne is back on investors' radar, pointing to discounted house prices, improving value and strong long-term fundamentals that could make the city one of Australia's most compelling markets over the coming years. The conversation also examines the SMSF frenzy ahead of the borrowing ban, with Chuy revealing demand has been so strong his brokerage has stopped taking on new SMSF clients, while Ash explains what investors should expect once the deadline passes. The trio then explore where investors could turn next, from commercial property and trusts to the potential emergence of a buyer's market, arguing that those with finance in place and a long-term strategy will be best positioned to capitalise on the next wave of opportunities.

Too many property investors chase the next purchase without knowing how it fits into their long-term financial plan – and that's where expensive mistakes begin.

On The Smart Property Investment Show, Phil Tarrant sits down with PRPTY360 founder Julian Fadini to discuss why successful investing starts with a strategy, not simply buying another property.

Fadini explains why the best investment decisions come from understanding long-term financial goals first, revealing how financial planning, portfolio strategy, and careful asset selection work together to build lasting wealth.

The discussion also explores where opportunities still exist in today's market, with Fadini outlining why areas with limited land supply, strong owner-occupier demand, and lifestyle appeal continue to outperform over the long term.

The pair then examine today's changing investment landscape, from self-managed super fund (SMSF) reforms to shifting buyer behaviour, explaining why investors who stay focused on fundamentals – not market noise – are better placed to build stronger portfolios over time. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

A major expansion is underway for InvestorKit and Fouracre Financial, with two strategic acquisitions set to strengthen their technology, lending, and investment capabilities.

On The Property Nerds podcast, Arjun Paliwal and Jack Fouracre discuss their acquisition of key Dashdot assets and Dash Lending, and what the deals mean for property investors.

The pair explain how Dashdot's forecasting technology, portfolio modelling tools, and property data will strengthen InvestorKit's research platform, while Dash Lending's team and loan book will expand Fouracre Financial's lending capabilities beyond $1 billion in loans under management.

They also reveal why the acquisitions are about more than growth, outlining their vision to bring investment advice, lending, and technology together under one ecosystem.

Finally, Paliwal and Fouracre share what's next for both businesses and how the expanded capabilities will help investors make smarter property decisions and build stronger portfolios.

Property investors are waiting for prices to fall, but hesitation could be creating the biggest missed opportunity in today's market.

On The Smart Property Investment Show, Liam Garman is joined by Emilie Lauer and Julian Barnes to discuss the biggest stories shaping the market, including falling mortgage demand, shifting investor sentiment, and new opportunities for buyers.

The trio explores why more investors are considering new builds following the federal tax changes, while warning that complex contracts and project delays can quickly turn a good deal into a costly mistake.

They also discuss the rush into self-managed super funds (SMSF) ahead of the residential borrowing deadline, Westpac's latest lending changes, and why interest rate expectations remain divided.

Finally, the episode examines why softer competition, increased vendor discounting, and a more balanced market could give prepared investors greater negotiating power than they've had in years.

Fear of missing out is back in Australia's property market. As thousands of investors rush to beat the SMSF deadline, the biggest risk isn't missing out – it's buying the wrong property in the process.

On Property Buzz, Phil Tarrant is joined by Alex Whitlock to discuss the growing frenzy surrounding self-managed super funds (SMSF) and why investor urgency is creating new risks.

The pair question whether the race to secure finance before the borrowing ban is pushing investors into poor-quality assets, warning against letting marketing hype or tight deadlines dictate long-term investment decisions.

Attention then turns to the mortgage market, with borrowing capacities shrinking and investor activity slowing, raising fresh questions about what the next phase of lending could look like for brokers and borrowers alike.

Finally, Tarrant and Whitlock explain why investors should look beyond buyer's agents alone, arguing that local property managers can often provide some of the strongest insights into rental demand, cash flow, and the long-term fundamentals of a market.

Thousands of investors are racing to beat the SMSF borrowing ban – but rushing into the wrong property could prove far more expensive than missing the deadline.

On The Smart Property Investment Show, Phil Tarrant is joined by Eva Loisance and Costa Arvanitopoulos from Finni Mortgages to discuss the frantic rush into self-managed super fund (SMSF) property purchases, and why investors need to separate urgency from smart decision-making.

The trio reveal how the looming borrowing ban has triggered a surge in demand, creating fierce competition, inflated asking prices, and growing pressure on brokers, lenders, and buyer's agents to settle deals before time runs out.

The discussion also exposes the risks emerging in the market, from overpriced properties and questionable buyer's agent recommendations to valuations falling short and deals collapsing as investors scramble to secure finance.

Tarrant, Loisance, and Arvanitopoulos explain how recent lending changes and the loss of negative gearing benefits are reshaping borrowing power, forcing investors to rethink their finance strategy, property selection, and long-term investment plans.

Borrowing power has fallen by as much as 30 per cent for some investors – but that doesn't mean property investing is over. It just means the rules have changed.

On the KTG Property Podcast, Kev Tran sits down with mortgage broker and investor Jyh Kao to explain how lenders are responding to the negative gearing changes, why borrowing capacities are shrinking, and what investors can do to stay in the game.

Kao reveals that changes to lender servicing calculators are reshaping borrowing power, forcing many investors to rethink everything from loan structures and lender choice to the type of property they buy next.

The discussion also explores why chasing tax benefits alone has always been the wrong strategy, arguing that investors should instead focus on cash flow, equity, income growth, and long-term portfolio planning.

Tran and Kao explain why opportunities still exist despite tighter lending conditions, revealing how strategic lender selection, smarter asset choices, and the right finance structure can help investors continue growing their portfolios even as the market changes.

Two Sydney units left him stuck. One $297,000 Brisbane purchase changed everything and completely transformed the way he invested in property.

On The Property Nerds podcast, Arjun Paliwal sits down with electrician and business owner Brenton Russo to discuss how following conventional property advice initially held him back before a strategic shift unlocked a multi-state portfolio.

Russo explains how buying two Sydney units early in his investing journey left him unable to keep growing, before a $297,000 Brisbane purchase at the height of COVID-19 went on to triple in value and gave him the confidence and equity to continue investing.

Beyond the financial gains, Russo reveals how property created opportunities far beyond wealth, from helping his father recover after a financial setback to giving him the freedom to pursue new business ventures.

Finally, Paliwal and Russo argue that waiting for certainty is often the biggest investing mistake, explaining why taking action with the right advice can be the difference between staying stuck and building long-term wealth.

Millions of Australians are still following property advice that no longer works. In today's market, that mistake could cost investors hundreds of thousands of dollars.

On The Smart Property Investment Show, Liam Garman sits down with buyer's agent Jason Titus to break down the outdated property myths that still hold investors back – and why a clear strategy matters more than ever.

Titus argues that too many Australians still believe buying close to home or simply "getting on the property ladder" is enough, when successful investing now depends on data, long-term planning, and buying where the numbers stack up, not where emotions take over.

The discussion also explores the challenges facing everyday families, with Titus explaining why many investors in their 40s are turning their accumulated equity into long-term wealth rather than leaving it idle.

Finally, the pair explain why rising living costs, limited housing supply, and changing market conditions make having a personalised investment strategy more important than ever – and why investors relying on yesterday's advice risk falling behind. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Tax changes may have stolen the headlines, but Australia's property market is increasingly being shaped by immigration, housing supply, and political decisions that investors can't afford to ignore.

On Property Buzz, Phil Tarrant is joined by Steve Kuper to connect the dots between politics, geopolitics, and property, revealing how government decisions, immigration policy, and global uncertainty are beginning to reshape Australia's housing market.

The duo examines the rush of investors scrambling to buy residential property through self-managed super funds before the borrowing ban takes effect, questioning whether urgency is driving sound investment decisions or expensive mistakes.

Attention then turns to Canberra, where the fallout from recent tax reforms continues to divide investors, raising fresh questions about housing affordability, fairness, and whether government policy is solving the problem or creating new ones.

The discussion also explores Australia's immigration settings, revealing why a growing mismatch between skilled migration and construction labour is adding further pressure to an already constrained housing market.

Finally, Tarrant and Kuper look beyond Australia's borders, discussing why geopolitical tensions are no longer just a foreign affairs issue and how global instability could increasingly influence property markets, investor confidence, and the nation's economic outlook.

Everyone's watching tax changes, interest rates, and policy backflips – but they're missing the one factor secretly deciding who wins big in property: Australia's housing supply gap, and it's only getting worse.

On The Pure Property Podcast, Phil Tarrant joins Paul Glossop to discuss why the biggest challenge facing Australia's housing market isn't tax reform, interest rates, or investor sentiment, but a chronic shortage of homes that government policy still hasn't solved.

The pair argue that while recent changes to negative gearing and self-managed super funds (SMSF) have dominated headlines, they do little to address the underlying supply crisis, with immigration continuing to outpace new housing construction.

Attention then turns to the fallout from banning residential property borrowing through SMSFs, with Glossop warning the changes could remove a significant source of demand for new apartment developments and place even more pressure on future housing supply.

The discussion also challenges the growing narrative that property is no longer a worthwhile investment, explaining why leverage, long-term strategy, and value-add opportunities continue to separate successful investors from everyone else.

Finally, Glossop introduces his new Toolbox Talks initiative, explaining why educating tradies and everyday Australians about property investing could be one of the most effective ways to build wealth beyond a regular paycheck.

Look beyond capital growth – Australia's next property fortune is being made in the rental market, and most investors haven't caught on yet. Welcome to the "rental super boom".

On The Smart Property Investment Show, Phil Tarrant sits down with Sam Gordon from Australian Property Scout to break down why shifting tax settings, tightening borrowing conditions, and chronic housing shortages are quietly rewriting the rules on where smart money should be looking next.

According to Gordon, while the recent policy changes have spooked plenty of investors, the fundamentals haven't budged.

He said that leverage, demand, and surging rental growth still make property one of the strongest wealth-building levers in the country.

Gordon shares Australian Property Scout's latest research, identifying 12 regions tipped for exceptional rental growth as low vacancy rates, population shifts, and supply shortages place increasing pressure on rents. You can view the whitepaper here.

The conversation then pivots to cash flow and why it's no longer optional. Gordon breaks down why capital growth alone won't cut it anymore, and how stronger rental yields are becoming the backbone of serious portfolio strategy.

The pair tackle the comeback of off-the-plan projects and house-and-land packages and share where the real opportunities are hiding, where the landmines sit, and why due diligence has never mattered more. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Most investors think buying property is enough. But one emotional decision can cost years of growth, while the right strategy can completely change your financial future.

On The Property Nerds, Arjun Paliwal sits down with Sidd Sureshbabu to unpack the investing mistakes that stalled his early progress and the strategy that helped transform his portfolio into more than $1.4 million in growth.

Sureshbabu reflects on buying his first Sydney apartment based on emotion rather than investment fundamentals, expecting the market to do the heavy lifting before discovering that not every property delivers the same result.

The conversation then follows the shift to a data-led approach, with carefully selected purchases across Queensland, South Australia, and Victoria delivering significantly stronger capital growth in just a few years.

Attention also turns to rentvesting, with Sureshbabu explaining why renting where he wanted to live while investing where the numbers stacked up allowed him to grow faster without compromising his lifestyle.

Thousands of property investors just lost one of their most powerful wealth-building strategies. But with the clock already ticking, those who move quickly may still be able to get the SMSF options.

On The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance from Finni Mortgages to discuss the government's decision to ban borrowing through self-managed super funds (SMSFs) for residential property and what it means for investors.

The pair explain why the reforms have sent shockwaves through the industry, triggering a race to secure existing SMSF lending before the transition window closes and leaving many investors scrambling to understand what happens next.

The discussion reveals why the changes could stretch far beyond individual investors, with the potential to reduce rental supply, slow off-the-plan developments, and reshape how future property projects are funded.

Attention then turns to the strategies still available, including commercial property, refinancing, and alternative ownership structures, while warning investors to steer clear of rushed solutions and so-called loopholes that could create costly problems down the track. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Everyone wants to know why housing has become so unaffordable. But what if the policies designed to fix the crisis are actually making it worse? On Property Buzz, Phil Tarrant and Liam Garman question whether recent tax reforms, lending changes, and housing policies could have unintended consequences for investors, developers, and first home buyers alike.

From the crackdown on investor taxes to broader housing reforms, the pair examine whether the government's approach will genuinely improve affordability or simply reduce housing supply and place even more pressure on the market.

They also explore Australia's increasingly fragmented property landscape, where Sydney and Melbourne continue to soften while Brisbane, Adelaide, and Perth tell a very different story, proving there is no such thing as a single Australian property market.

The conversation then shifts to the broader economy, examining how higher interest rates, persistent inflation, and growing employment uncertainty could shape borrowing power, property values, and investor confidence in the months ahead.

Finally, the duo assess the potential fallout from changes to self-managed super funds, posing one critical question: if individual investors are gradually pushed out of the market, who will fund Australia's next generation of housing?

Most investors are still chasing capital growth. But in today's market, cash flow is becoming the real competitive advantage, with many investors rethinking their strategy. The question is: should you?

On The Smart Property Investment Show, Liam Garman sits down with Josh Crealy from LEVR to explain why tighter borrowing capacity, higher holding costs, and looming tax changes are forcing investors to rethink what makes a good property investment.

Crealy argues that strong yield is no longer just a bonus – it's becoming one of the biggest drivers of buying decisions, allowing investors to hold assets more comfortably while positioning themselves for future growth.

The discussion then turns to blue-chip Melbourne apartments trading below replacement cost while delivering yields that many houses simply can't match.

Drawing on a recent acquisition, he explains how one Melbourne unit purchased for $416,000 is expected to return around 6.5 per cent in rental yield while costing as little as $16 a week to hold, highlighting why investors are taking a fresh look at the city's apartment market.

The pair also unpack Australia's growing housing supply problem, revealing why established properties in tightly held locations could become increasingly valuable as rising construction costs continue to choke new development. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

From Investor to Client Strategist Tom Herceg began his journey with House Finder as an investor chasing financial freedom.

Less than five years later, we built a portfolio of 8 properties with over $3 million in combined capital growth. Even more impressively, three of those properties TRIPLED in value during that time.

Despite this exceptional growth, his entire portfolio is only around $20,000 negatively geared per year - a figure that's expected to improve as rental increases are on the horizon

After experiencing the strategy firsthand, Tom was so convinced by the results that he joined House Finder as a Client Strategist, helping other investors achieve similar success.

He doesn't teach theory. He teaches from real experience - the wins, the mistakes, and everything in between.

That's exactly what we believe in: experienced investors helping other investors build wealth through proven, real world experience.

The COVID-19 property boom rewarded almost everyone. But today's market is separating investors from speculators. So what does it actually take to build wealth in 2026?

On this week's episode of The Smart Property Investment Show, Liam Garman sits down with Pinnacle Buyers Agents founder Michael Lezaja to unpack why the post-COVID-19 property market demands a very different investment strategy, and what successful investors are doing to stay ahead.

With borrowing capacity under pressure and tax incentives becoming less generous, Lezaja argues the biggest opportunities lie in buying property below its intrinsic value – not simply "below market value". It's a strategy he believes many investors abandoned during the COVID-19 boom.

He explains why blue-chip property isn't the answer for most Australians, why a 3 per cent rental yield can stall your portfolio, and why the off-the-plan sales pitch is no more convincing today than it was a decade ago.

The conversation also explores practical strategies to accelerate portfolio growth, including adding granny flats, converting three-bedroom homes into four-bedroom properties, deliberately targeting "inferior" homes with upside, and why a $6,000 Bunnings kitchen renovation could deliver one of the highest returns on investment available. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Everyone says Australia's property market is cooling. The problem? The headlines are telling only half the story, and investors buying into the panic could be looking in all the wrong places.

On Property Buzz, Phil Tarrant and Liam Garman rip into the biggest myths driving Australia's property market, arguing that the country's housing story is becoming more divided than ever, with winners and losers emerging simultaneously.

The duo reveals why Brisbane, Adelaide, and Perth continue to push ahead while Sydney and Melbourne slow, exposing how relying on national headlines could lead investors to make costly decisions.

Attention then turns to the federal government's latest property reforms, with Tarrant warning they could backfire spectacularly by squeezing housing supply, making development harder and creating the very affordability problems they were meant to solve.

The episode finishes with one of the industry's biggest controversies, as Tarrant and Garman question whether some high-volume buyer agencies are manufacturing competition, inflating demand and putting business growth ahead of their clients.

Most investors see market uncertainty and hit pause, but history shows the biggest opportunities are often created in exactly these kinds of headline-driven cycles: when fear is high and clarity is low.

On the Property Investing Insights podcast, Phil Tarrant sits down with Victor and Reshmi Kumar from Right Property Group to cut through the noise and discuss why today's uncertainty could be setting up the next phase of market growth.

The trio argues that while higher interest rates, proposed tax changes, and shifting sentiment have sidelined many investors, much of the panic is being driven by policies that are not yet law.

Rather than retreating, Victor and Reshmi urge investors to focus on fundamentals: reassessing borrowing capacity, portfolios, and long-term strategy instead of reacting to headlines.

The discussion also explores a shift in behaviour, with investors moving away from scale and toward smaller, higher-quality portfolios built for long-term performance.

Attention then turns to opportunities emerging across NSW, Queensland, South Australia, and Western Australia, where conditions are starting to shift beneath the surface.

Investors thought negative gearing was the big threat, but a new crackdown on SMSF borrowing could be the change that really blindsides Australians.

On The Smart Property Investment Show, Liam Garman sits down with Emilie Lauer to break down a major week for property investors, from the proposed self-managed super fund (SMSF) borrowing ban to rising inflation, interest rate pressure, and fresh warnings of a divided housing market.

The duo explores why the SMSF decision has sparked backlash, with critics arguing it targets everyday Australians trying to build wealth and take control of their retirement, while doing little to solve housing affordability.

Attention then turns to inflation and interest rates, as renewed price pressure raises questions about borrowing capacity, refinancing options, and investor confidence.

The duo also examine Domain's latest FY2027 forecast, which tips price falls for Sydney and Melbourne while Brisbane, Adelaide, and Perth continue to show resilience.

Despite the uncertainty, the pair argue that opportunities remain for investors who stay disciplined, look closely at affordability-driven markets, and do their due diligence before making their next move. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The proposed budget changes to negative gearing and capital gains tax have Australian residential property investors rethinking everything, and most are reacting to the noise instead of the facts. In this episode of Inside Residential Property, host Liam Garman sits down with Pat Casey, Rethink Wealth director and financial planner, to cut through the panic and unpack what the proposed changes actually mean for everyday Australians at every stage of the journey, from saving a first deposit to scaling an established portfolio.

With over 20 years of experience, Casey has guided clients through market cycles and policy announcements, and his expertise spans structure, lending, investing, super, and strategy. He explains why the old approach of buying a negatively geared property purely for capital growth is under pressure, why rental yield has moved from an afterthought to the starting point, and why owner-occupier appeal remains the single biggest predictor of long-term growth, whatever the rules become.

This isn't a panicked post-budget reaction. It's a calm, practical guide to thinking clearly about residential property while everyone else jumps at shadows.

In this episode, we cover:

Most people separate sport, business, and investing. But for one former Olympian, the mindset behind all three is exactly the same: discipline, execution, and relentless improvement.

On The Property Nerds podcast, Arjun Paliwal sits down with former Australian Taekwondo Olympian Hayder Shkara, who has built a property portfolio worth over $8 million alongside a national legal business.

Shkara shares how the habits forged in elite sport – structure, resilience, and performance under pressure – became the foundation for both his business success and property investing strategy.

After competing at the Rio 2016 Olympics, he went on to found the Justice Network, a multi-state network of law practices across Queensland, NSW, and Victoria, while simultaneously building a diversified property portfolio across Australia.

The discussion then explores how his investment strategy evolved from data-driven market selection to a more holistic approach focused on finance structures, equity positioning, and long-term opportunity cost.

Shkara also reflects on how becoming a father has sharpened his focus, reinforcing his drive to build lasting financial security for his family through property.

Most investors are waiting for rate cuts, but the bigger opportunity could disappear first, as borrowing power, refinancing flexibility, and access to equity already shift beneath the surface.

On The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance and Julie Brennan from Finni Mortgages to decode what the latest interest rate hold means for investors and why lenders may already be positioning for the next phase of the cycle.

The trio explains that while many borrowers are waiting for official rate cuts, banks are already making moves behind the scenes, with falling fixed rates offering clues about where lenders think the market is headed.

The discussion reveals why refinancing has become one of the most powerful tools available to investors, particularly as serviceability rules, lender policies, and borrowing capacity continue to shift.

Attention then turns to the proposed changes to negative gearing and capital gains tax, with Loisance and Brennan warning that investors who fail to review their lending structures now could miss opportunities to strengthen their position before the rules change. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Following the collapse of leading Australian buyer's agency Dashdot, questions are emerging about the quality and transparency of property advice being offered to investors. As confidence wavers, investors are left asking how to properly conduct due diligence and what the evolving property landscape will mean for future decisions. In this episode of Property Buzz, Phil Tarrant and Liam Garman unpack the wave of disruption sweeping through Australian real estate, including a close examination of the liquidator's report into the Dashdot collapse. With $16.5 million in liabilities, 695 creditors, and $10.5 million tied up in "prepaid services & refunds", Tarrant questions whether the numbers fully stack up, suggesting the sector may be heading into a period of overdue rationalisation. The discussion then turns to the broader advisory landscape, with the pair questioning whether the traditional dominance of buyer's agents will give way to more tailored, locally grounded insights from property managers who hold long-term, on-the-ground experience in asset performance and tenant demand. They also examine Canberra's recent tax backflips, unpacking the policy shifts and mathematical blind spots that continue to shape housing affordability and influence property prices.

Forget negative gearing. The budget is quietly hitting trusts, CGT, super, and business structures at once, in what could be investors' biggest shake-up in decades. On the How I Met My Broker podcast, Liam Garman and Hung Chuy sit down with financial adviser Andrew Foo and accountant Callum Wall to shed light on what may be the most significant shake-up to investor strategy in decades.

The panel doesn't hold back, arguing the public reaction has been driven by confusion and social media hot takes, with investors making costly assumptions before understanding how the changes actually apply to them.

They break down the proposed changes to negative gearing and capital gains tax (CGT), revealing why investment timelines, cash flow, and ownership structures could become make-or-break in the years ahead.

Attention then turns to trusts, estate planning, and super, with the trio warning that existing strategies may already be outdated as new tax settings reshape long-term wealth planning.

The experts also expose the potential fallout for small business owners, including growing uncertainty around once-trusted tax-minimisation structures.

Most Australians have given up on investment property. But right now, buyers are entering the market with $60,000 deposits, while everyone else waits for a break that isn't coming.

On The Smart Property Investment Show, Liam Garman sits down with Rohit Gehlot, founder of InvestorAid, to reveal how everyday Australians are still building property portfolios despite rising prices, tighter lending, and affordability concerns.

Gehlot shares how he built an eight-property portfolio in just a few years and why many aspiring investors rule themselves out before exploring the options available to them.

The duo explores various strategies, including rentvesting, government incentives, and targeting overlooked growth markets, while challenging the belief that investors need to buy where they live.

The discussion also touches on why freestanding homes continue to outperform many apartments, and how renovations and granny flats can accelerate both equity growth and rental returns.

Attention then turns to opportunities across Tasmania, regional NSW, and Melbourne, with Gehlot arguing that investors who stay flexible and strategic can still find opportunities despite the market noise. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Most investors are still reacting to the headlines. But buried in the fine print? The biggest tax overhaul in 26 years, with holding behaviour and investment structures already starting to reshape how property decisions are made.

Property accountant Jeremy Iannuzzelli joins Kev Tran on the KTG Property Podcast to break down what the federal budget actually means for Australian investors and why the window to act strategically may be closing fast.

Negative gearing, capital gains tax (CGT), trusts, and self-managed super funds (SMSFs) – every major lever is being adjusted at once, and investors who fail to adapt risk being left behind while others quietly reposition.

The duo explains that changes to negative gearing could reshape investor behaviour by encouraging longer hold periods and tightening supply in key markets, while the return to indexation-style CGT calculations could materially alter long-term strategy around exits and portfolio restructuring.

Attention then turns to trusts and SMSFs, with the pair highlighting a noticeable shift toward superannuation structures as investors search for more tax-efficient ways to continue building property portfolios.

Despite the uncertainty, Iannuzzelli argues the investors who stay strategic and deliberate, rather than reactive, will be the ones best positioned to navigate and potentially benefit from the next phase of the market. 💡To learn more about KTG Property Advisory: 👉 Website: https://kevtran.com.au/

Most property investors obsess over growth and yield, but the single biggest blind spot in any property strategy has nothing to do with acquisitions – it's what happens when life suddenly forces everything to stop.

On The Property Nerds Podcast, Arjun Paliwal, Jack Fouracre, Adrian Lee, and Chris Seneviratne make the case that personal insurance isn't a side conversation but one of the most critical and consistently ignored pillars of any serious property strategy.

The conversation reveals a dangerous pattern as investors carry enormous debt with virtually no protection over the income that services it, leaving everything they've built exposed to illness, disability, or sudden loss of earning capacity.

Seneviratne shares how personal insurance, including life, total and permanent disability (TPD), trauma, and income protection, is designed to protect not just individuals, but the property portfolios built around them.

A powerful real-life case study highlighting how the right cover can completely change outcomes during a crisis, allowing families to maintain stability even when facing devastating health challenges.

The episode also challenges common misconceptions, including reliance on superannuation cover and the assumption that insurance is unnecessary until later in life, when costs and exclusions are often higher.

Everyone thinks the budget just blew up property investing forever, but here's the twist: most of the dramatic headlines won't touch your portfolio for years, if ever, with fears driving the market rather than reality.

On The Smart Property Investment Show, Liam Garman sits down with Arjun Paliwal, CEO of InvestorKit, to rip apart the panic and reveal what the federal budget really means for Australian property investors.

Paliwal drops a bombshell: despite the widespread freakout over negative gearing and capital gains tax, almost everyone is getting it wrong, and some investors are wildly exaggerating just how fast or how hard these changes will actually hit.

While seasoned investors with smart structures might dodge the worst of it, Paliwal warns that everyday investors and rentvesters could be the ones left exposed as the rules keep shifting beneath their feet.

The duo then dives into rising unemployment, looming interest rate uncertainty, and the economic curveballs that could reshape your borrowing power and investment moves for years to come.

Instead of panicking over fear-driven headlines, Paliwal says the real winners will be the investors who zoom out, build financial resilience, and figure out exactly how these changes apply to their own situation.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Buyer's agents are coming under increasing scrutiny over financial advice in the wake of the Dashdot collapse. But it's not all bad news for investors, with backlash building against the government's tax reforms and rate cuts looming on the horizon.

After a challenging few weeks for the real estate industry, this episode of Property Buzz, hosted by Phil Tarrant and Liam Garman, explores whether relief could be emerging as yields return to focus and Australia's major banks flag potential rate cuts.

The pair discuss how quarantining losses can provide longer-term tax relief for investors, alongside the shifting political landscape shaping property sentiment.

They also turn to the property advice ecosystem, including growing scrutiny around unlicensed financial advice and the standards expected of buyer's agents operating in an increasingly complex environment. The discussion continues around the fallout from the Dashdot collapse, and what it signals for the ongoing professionalisation of the buyer's agent industry.

Most investors have spent weeks obsessing over negative gearing and capital gains tax changes, but the biggest opportunities often emerge when fear, uncertainty, and bad headlines dominate the conversation. On The Pure Property Podcast, Phil Tarrant and Paul Glossop unpack the federal budget fallout, the collapse of one of Australia's largest buyer's agencies, and why market disruption often creates opportunities for investors willing to think long term.

The pair discuss how the proposed tax changes could reshape investment behaviour, while warning that much of the public reaction has been driven by speculation rather than legislation.

They also examine the fallout of Dashdot, highlighting the risks investors face when paying large upfront fees and the importance of choosing advisers with sustainable business models.

Despite the uncertainty, Glossop argues that periods of market hesitation often create some of the best buying conditions, particularly for those prepared to act while others sit on the sidelines.

The discussion also explores the growing challenge of home ownership for younger Australians and whether traditional pathways into the market are becoming increasingly out of reach.

The budget has landed. Investors are reacting. But do the old rules of property investing still apply, or is Australia entering a new era of wealth creation through real estate?

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Australian Property Scouts' Sam Gordon to unpack whether we're witnessing a reset of Australia's property market in real time, and what investors need to do to stay ahead of it.

Gordon breaks down which suburbs and regions are best positioned to thrive in the years ahead, and which areas risk being left behind as the market evolves.

He also discusses the findings of the newly released APS Whitepaper, challenging the federal government's prediction that rents will rise by just $2 a week. Gordon argues the impact could be far more significant, with rental increases of up to 40 per cent in some markets. You can view the whitepaper here.

Despite the doom and gloom dominating headlines, Gordon says the latest tax changes are unlikely to derail sophisticated investors, estimating they will pay around 6.5 per cent more in tax under the new settings.

So, are we witnessing the end of the old property playbook, or simply the start of a smarter one?

Enjoy the podcast. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Most investors think the budget has made new builds the obvious winner, but chasing tax incentives could leave buyers paying a premium for properties that struggle to deliver long-term growth.

On The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial return for part two of their post-budget deep dive, examining why the government's push towards new builds may not be as straightforward as many investors believe.

The pair explain that while new properties have largely escaped the proposed changes to capital gains tax and negative gearing, that doesn't automatically make them the best investment opportunity.

Paliwal and Fouracre warn that a rush of investor demand into new builds could push prices higher, inflate construction costs, and create pockets of oversupply, leaving some buyers exposed to weaker growth and rental performance.

The discussion also explores the financial pressures facing developers and why the government's policy settings may be designed as much to support project feasibility as they are to boost housing supply.

The duo challenge the common belief that tax savings alone create wealth, arguing that investors who focus purely on negative gearing risk overlooking the factors that drive long-term portfolio growth.

They also examine the broader housing crisis, from supply shortages and rising construction costs to the growing gap between population growth and new housing delivery.

While most investors have been rattled by the tax overhaul, the biggest risk right now isn't the budget itself, but how lenders are reacting to it, with pre-approvals increasingly unreliable and buyers at risk of being caught mid-deal.

On The Smart Property Investment Show, Phil Tarrant speaks with Eva Loisance, principal at Finni Mortgages, about the post-budget lending shake-up and what it means for investors trying to secure finance in an increasingly unpredictable environment.

Loisance explains that pre-approvals are no longer a safe assumption, with some lenders already stripping out negative gearing from servicing models while others hold the line pending clearer legislation.

She warns the real impact is already hitting borrowing power, with modelling showing some dual-income households could lose close to 30 per cent in lending capacity if servicing rules fully exclude negative gearing benefits.

As uncertainty flows through the system, lenders are tightening conditions, reassessing risk, and quietly reshaping what investors can actually borrow – well before any law is finalised.

The episode also explores how investors may pivot, including a shift toward new-build stock that retains tax treatment advantages, despite higher costs limiting feasibility for many.

Loisance flags potential flow-on effects into the rental market, with investors forced to chase yield more aggressively as tax efficiency is stripped back and holding costs rise. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Investors are reeling from the sudden liquidation of a prominent buyer's agency, but the real fallout will come from the regulatory reckoning it triggers, not just the immediate financial losses.

On the Property Buzz podcast, Phil Tarrant and Liam Garman from Momentum Media cut through the noise around the collapse of Dashdot and the wave of speculation hitting the property advice sector.

The pair warn that the biggest issue right now isn't just the failed business itself, but the broader rise of industry gimmicks and high-pressure sales tactics that leave everyday consumers incredibly vulnerable.

They explore how a controversial offshore share transfer to the British Virgin Islands complicates recovery for stranded creditors, while also raising critical questions about the ethics of demanding 100 per cent upfront fees and offering unbacked performance guarantees.

The discussion also highlights how the industry is already reacting behind the scenes, with the sudden promotion of sub-scale, unvetted operators to take over affected clients highlighting a severe lack of professional standards.

But despite the noise, the message is consistent. The duo warn that until formal regulatory guardrails and licensing requirements are established, the smartest move for property investors is to stick to "boring", proven professionals and avoid being lured in by social media hype.

New Zealand commercial property is drawing serious attention from Australian investors, and the yields are a big part of why. In this episode of Inside Commercial Property, Scott O'Neill is joined by Matt Harris and Michael Vincent of Lighthouse Financial to unpack what's making the New Zealand market so compelling right now. Lighthouse is one of New Zealand's leading financial services firms, guiding more than 4,000 Kiwis toward financial freedom since 2014 with holistic advice spanning accounting, lending, and investment. The conversation covers the forces shaping New Zealand property in 2026. New Zealand has moved through the interest rate cycle ahead of Australia, with the official cash rate easing significantly from its peak, and that shift is changing how investors think. For an everyday Australian investor, the combination of a favourable exchange rate, no stamp duty, and a maturing commercial market makes a genuine case for diversification. Matt and Michael also explain the practical side of buying across the Tasman: how the structures, lending, and tax considerations work for a foreign investor, and why the experience is more familiar than most Australians expect. In this episode, we cover:

Property investment is being hit with fresh policy uncertainty, with proposed tax changes raising questions around leverage, rents, and long-term returns. But the real danger isn't the reform itself, it's how investors react to it. On this episode of The Smart Property Investment Show, host Phil Tarrant sits down with House Finder's Simon Loo, who won Buyer's Agent of the Year – Residential Investment at the inaugural Australian Buyers Agent Awards, to assess what the federal budget actually means for rents, whether the widely quoted "$2 per week" impact holds up, and whether genuine buying opportunities still exist.

The discussion challenges the idea that policy shifts land cleanly in the real world, drawing on previous tax changes to examine how rents, prices, and investor behaviour typically respond once sentiment and incentives shift at scale.

Loo says his strategy remains unchanged: focus on capital cities, gentrifying suburbs, and population growth markets, rather than chasing short-term tax-driven narratives or regional yield traps that look attractive on paper but often fail in practice. The episode also turns to the underbelly of the industry, including the rapid growth in buyer's agents, inconsistent standards, and how rising noise in the market is making genuine expertise harder to distinguish from marketing. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

While most of the country worries about slowing markets and policy uncertainty, Perth's fundamentals continue to suggest the boom is far from being over.

In a special crossover podcast episode of Smart Property Investment and Real Estate Business, Liam Garman sits down with Ashby Farrell from WHTEARCH to explore why Perth continues to outperform while Sydney and Melbourne lose momentum.

Farrell explains that Perth's growth is being driven by genuine owner-occupier demand rather than investor speculation, creating a level of resilience rarely seen in other capital cities.

The discussion highlights how rising construction costs, labour shortages, and supply constraints are making established homes increasingly attractive, with many properties now impossible to replace at their current market value.

The episode also explores the potential impact of proposed changes to negative gearing, capital gains tax, and rental legislation, and why Perth may be better positioned than most markets to absorb any policy shocks.

Farrell argues that despite ongoing uncertainty, the fundamentals supporting Perth remain firmly intact, with affordability, population growth, and lifestyle appeal continuing to drive demand. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Most property investors are focused on tax changes, but the real threat could be losing up to 30 per cent of their borrowing power before the new rules even take effect.

On The Property Nerds Podcast, hosts Arjun Paliwal and Jack Fouracre dive into the post-budget lending shake-up and why finance, not property, could become the biggest obstacle to building wealth over the next few years.

The duo break down the proposed changes to capital gains tax, negative gearing, and trust distributions, explaining how the new rules could fundamentally change the way investors structure portfolios and manage cash flow.

Fouracre warns that the biggest immediate risk is lending capacity, with some estimates suggesting borrowing power could fall dramatically if lenders stop factoring negative gearing benefits into servicing calculations.

The episode also explores how banks may respond, from adjusting buffer rates and loan terms to changing the way rental income is assessed, all of which could significantly influence investors' ability to keep buying.

Despite the uncertainty, Paliwal and Fouracre argue the current environment may present a rare buying opportunity, with weak sentiment creating openings that could disappear once the market gains clarity.

The budget fallout has begun. With one of Australia's largest buyer's agencies collapsing and consumer confidence disappearing, are there still opportunities in the market? On this week's Property Buzz, hosts Phil Tarrant and Liam Garman break down the growing chaos hitting Australia's property market, from collapsing auction clearance rates and rising investor panic to the turmoil now ripping through the buyer's agency sector. In Sydney, the auction market has fallen to COVID-19-era lows, with more homes now passing in than selling as buyer confidence weakens and uncertainty continues to build. But will increasing yields now reverse this trend? The duo also explore the collapse of buyer's agency Dashdot, highlighting how rising client acquisition costs, weaker sentiment, and tightening lending conditions are placing enormous pressure on property businesses across the country. Additionally, hanging over the entire market are the proposed changes to negative gearing and capital gains tax, reforms that could slash borrowing capacity, tighten rental supply and dramatically reshape how Australians invest in property. The pressure is building quickly, and while emotional investors react to fear and headlines, strategic investors will be best positioned when the market stabilises.

Most property investors are panicking over tax changes, but the real shock could come when borrowing power starts collapsing faster than expected.

On Property Investing Insights, hosts Phil Tarrant and Victor Kumar from Right Property Group break down the growing fallout from the federal budget and why investors may need to rethink strategy, structure, and portfolio planning.

Kumar warns that while negative gearing changes have dominated headlines, the real pressure point could come from reduced lending capacity, with some banks already adjusting calculators and slashing borrowing power dramatically.

The episode explores how investors may need to adapt by reassessing portfolio structure, improving cash flow, and diversifying across different property types as the market adjusts to potential policy shifts.

Kumar also cautions against panic-driven decisions, arguing that strong portfolios are built on long-term fundamentals, not short-term political noise or speculation.

The duo also discusses how the changing landscape could reshape the buyer's agent sector, with increased pressure likely separating experienced operators from opportunistic entrants.

Most investors are obsessing over interest rates, but the real force quietly reshaping property values is replacement cost. As building costs surge and new supply dries up, the gap between new and existing property is widening fast.

On The Smart Property Investment Show, host Liam Garman sits down with Josh Crealy, founder and director of LEVR Group, to break down why the next 12 months could reshape supply, pricing, and investor strategy across Australia.

Crealy explains how rising construction costs, labour pressures, and interest rates are making new developments increasingly unviable, forcing many projects to stall before they even reach the market.

He argues the shift is creating a growing opportunity in established stock, where properties are now trading well below the cost of building new ones, especially in key inner-city markets like Melbourne.

The episode also explores why unit stock is becoming a standout asset class, with strong rental demand, tightening vacancies and yields that are increasingly competitive with commercial property.

Crealy's own journey from agent to developer to buyer's agent highlights a clear strategy shift, focusing on simplicity, affordability, and long-term fundamentals over complex development plays. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The rules of Australian residential property have changed, and most investors haven't caught up. On Inside Residential Property, host Liam Garman is joined by Rethink Group CEO Scott O'Neill and guest Nick to unpack why the strategies that built Australian residential property wealth no longer work in the post-budget market, and what's replacing them.

Scott explains the shifts reshaping the market: why the rise of dual-income households drove 40 years of property growth that can't be repeated, why new tax rules mean residential investors now need to hold property for the long term rather than trade in and out, and why yield now matters more than capital growth.

Nick brings the investor perspective. After more than a decade of building his own property portfolio, he shares the lessons he learned the hard way, what he would do differently, and the difference between owning property and actually investing in it.

This isn't just a market forecast or a post-budget reaction. It's a conversation about how Australians should be thinking about residential property right now.

In this episode:

Most people delay investing because they can't afford their dream home, but one investor used renting to build a $1.5 million property portfolio and generate $500,000 in equity in under a decade. Here is how he did it.

On The Property Nerds podcast, host Arjun Paliwal sits down with British expat James to break down how rentvesting, strategic buying, and leveraging equity helped transform a temporary move to Australia into a fast-growing property portfolio.

The episode explores how investing outside expensive capital cities unlocked opportunities that many buyers ignore, with one regional purchase generating hundreds of thousands in equity growth.

It also highlights how diversification across multiple markets helped reduce risk and accelerate portfolio expansion without relying purely on savings.

A major focus is the power of professional guidance, with James crediting data-driven advice and strong networks for helping navigate unfamiliar markets and make confident decisions.

Most property investors are scrambling to adjust after the federal budget, but the real shock isn't the policy itself; it's how quickly banks and lenders are already changing the rules.

On The Smart Property Investment Show, host Phil Tarrant sits down with Eva Loisance and Julie Brennan from Finni Mortgages to discuss the tax changes fallout and why investors are being forced to reassess their strategy fast.

The trio reveal how some lenders have already started scaling back negative gearing assumptions, slashing borrowing capacity before legislation is even finalised.

Loisance shares a real client example where borrowing power dropped by hundreds of thousands of dollars almost overnight, exposing how quickly policy uncertainty can reshape investor options.

The discussion also explores whether the changes are designed to push investors out and create more room for first home buyers, while warning that banks may tighten lending policies even further as they manage risk.

But despite the panic, the trio believes that investors who stay adaptable and rethink structure, strategy and lending options will still find ways to keep growing. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Most investors are reacting to the federal budget, but most of it isn't law yet, and the real impact will come from what actually gets passed, not what's announced.

On the Property Buzz podcast, Phil Tarrant and Annie Kane from The Adviser cut through the noise around negative gearing, capital gains tax, and the wave of speculation hitting the property market after the latest budget.

The pair warn that the biggest issue right now isn't policy change, but misinformation and fatigue, with investors reacting to headlines rather than confirmed legislation.

They explore how proposed tax shifts could reshape investment structures, particularly for discretionary trusts and small businesses, while also raising questions about intergenerational fairness and long-term affordability.

The discussion also highlights how lenders are already adjusting behind the scenes, with early changes to serviceability rules hinting at how banks are preparing for possible policy outcomes.

But despite the noise, the message is consistent. The duo warned that until legislation is finalised, the smartest move is to stay informed, not reactive, and avoid making decisions based on speculation alone.

While most investors sit on the sidelines, the smart ones are already moving – quietly positioning for long-term growth and beating the market in ways others will soon regret missing. On The Smart Property Investment Show, host Liam Garman sits down with Kane Dury, founder of Discover Buyers Agency and decorated former military serviceman, to reveal how battlefield discipline is quietly crushing the property market. Dury exposes why most investors are being distracted by noise while a select few are exploiting the exact conditions everyone else is running from: strong population growth and a supply crunch that isn't going away. He breaks down the strategy divide separating those building real wealth from those frozen by fear, revealing why your income, risk profile, and goals matter infinitely more than any headline. Drawing on his military career, Dury shares the decision-making framework that defence insiders use to dominate property, especially for personnel juggling relocations and little-known entitlements most investors never access. The episode also warns against poor advice and hype-driven investments, with Dury urging investors to focus on fundamentals, avoid short-term noise, and stay committed to a long-term plan. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Most property investors are about to make a costly mistake – panicking over policy changes that aren't even finalised, as uncertainty starts driving behaviour more than the market itself. Here is how to stay focused.

On The Smart Property Investment Show, host Liam Garman and Easy Super founder Natalia Clack break down the latest federal budget and the growing anxiety around proposed changes to negative gearing and capital gains tax discounts.

The discussion highlights how a lack of detail in early policy announcements is fuelling confusion, leaving investors to make decisions based on speculation rather than facts.

They warn that so-called "mum and dad" investors could be most affected, as changes aimed at wealthy property holders risk flowing through to everyday portfolios.

The episode also explores why self-managed super funds (SMSFs) are emerging as a potential alternative structure, offering tax advantages but requiring greater responsibility and strategy.

The duo warn investors not to react too early as policy continues to shift, with the biggest risk right now being action taken without clarity. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.